1. Tonjala Eaton, Campaign Founder Ardyss International, Strategic Partner

2. GRADUATE COLLEGE DEBT FREE WITH ME!Goals: To help college student complete their educational programswithout STUDENT LOANS and CREDIT CARD DEBT! To provide individuals struggling to pay off their student loansand cover cost of living expenses by adding an additionalmonthly income of $500. To expose the dangerous outcomes of having unmanageabledebt. 3. WHO ARE WE?Tonjala Eaton Higher Education Professional with 10 years of experience in the field of experiential education Masters of Arts in Higher, Adult and Lifelong Education, Michigan State University, 2010 Institute for International Public Policy Fellow Tom Joyner Scholarship Recipient Coro Fellows Program in Public Affairs Academic Advisor at Lansing Community College 4. WHO ARE WE?Graduate College Debt Free With ArdyssInternational In 1990, Mr. Antonio Diaz de Leon launched ArdyssInternational in Mexico City, Mexico In 1993, the first Ardyss products were exported to theUnited States of America In 2002, Ardyss introduced an an all-natural nutritionalproduct to expand current product lines In 2002, Ardyss International surpassed $10 million amonth in monthly sales In February 2011, Ardyss profits were $900,000. Created 10 new millionaires in the last three years.I 5. Something 6. CURRENT REALITIES ABOUT STUDENT LOAN DEBT National student loan debt has exceeded $1 Trillion. Student loan debt is being referred to as the newindentured servitude. The federal government will no longer pay interest onundergraduate federal loans during the six month graceperiod after graduation. Graduate students will have to pay interest on allfederal loans while they are in school for any loanstaken after July 1, 2012. Loan repayments can be equivalent to a mortgage orrent. Loan repayments can be as high as 30% of yearlyincome. 7. Do you know much you will owe? Find out athttp://www.lcc.edu/finaid/forms/FinancialAidWorksheetFinancialLiteracy1213.aspx 8. ESTIMATED REPAYMENT SCHEDULEPrincipal for Federal loans Estimated Interest at 6.8%, Total Cost ofMonthly total number of LoanPayment payments topayoff debt$15,000.00$175.00 $5,594.27, 118$20,594.2720,000.00230.007,619.31, 120 27,619.3123,000.00 265.00 8, 746.03, 12031, 746.0330,000.00 345.0011,428.97, 120 41,428.9740,000.00 460.0015,238.63, 120 55,238.6346,000.00 530.0017,492.07, 120 63,492.0750,000.00 690.0014,559.43, 9464,559.43 9. CONSEQUENCES OF UNMANAGEABLE DEBT Bad credit Credit is determined by your credibility, stability and liquidity Delay starting a family Delay marriage Second mortgages Negative impact on cosigners Retirees still paying loans from social securitychecks 10. A LIFESTYLE WITHOUT STUDENT LOAN DEBT VS.EMBEDDED IN DEBT 11. NETWORK MARKETING 12. Id rather earn 1% of many peoples effort than 100% of my effort alone ~Warren Buffett 13. DO YOU KNOW THESE SUPPORTERS OFNETWORK MARKETING?Author of The MoneyBook for theBusiness Mogul and Star of The Apprentice Young, Fabulous & Broke 14. Getting PAID month after monthafter month! Residual Income is defined as : Doing something onceand getting paid over and over again, month aftermonth, year after year i.e. writing a best selling book, ahit movie or song. Examples: J. K. Rowling wrote Harry Potter and isnow a billionaire from that book and subsequent series. James Cameron wrote and directed Avatar will bepaid on that for the rest of his life not to mention themovie Titanic too. Michael Jacksons estate and his children will be paidfor generations for what he did from the 1970s-2009. 15. MISCONCEPTIONS ABOUT NETWORKMARKETING Illegal pyramid scheme No products involved Income is controlled Work with several people An individual does not need training 16. POWER OF 3 SYSTEM The Power of 3 System: Step 1: Transfer buying from major big box stories to purchase the same products from Ardyss International. Example: Do you purchase washing powder, vitamins, and cleaning products on a consistent basis? Ardyss will begin paying you for being a customer when you tell others about the company. Step 2: Share this presentation with other college students. When three to five friends decide they want to participate and use this system to Graduate College Debt Free Ardyss will pay you. Step 3: Help your three to five friends duplicate Step 1. 17. POWER OF 3 IN ACTION Blair participates in the Power of 3 and invited 3 friends. She made $135. Chase uses Ardyss Kim feeds NutriShake Amber hungryand Enerlife to drinks Le children Vive to helpthrough build muscle her focus the mass while while Ardyssworking out. studying. Cares Program. 18. POWER OF 3 IN ACTION, TWO MONTHS LATERBlaircontinuesto receivehernutritionalproductsand she Chase made Ambermade $90. $135 and is duplicated helping is 3 Blairsbest friends system and made do the same. $135.Kim loves helping those inneed and she made $135.00Lucida ishappy to joinStacy hasthe team told her family about also.Leslie is planning to the program.Tasha ismove off-campus byusing the using the Power of 3.all naturalskin careLori isline and graduating Casie is planning for soon and is her future and lost 10 loves theproducts.able to have anSteve is pounds sinceincome whileexcited Sheena isdrinking Le Vive. job searching. Amanda is happyabout preparing tothat Chase askedgraduatingstudy abroadher to be a part ofwithout by using thethe group.loans.Power of 3. 19. Ardyss welcomes new Platinum Presidents to January 2012 with bigchecks for December monthly earnings 20. PERU- Median Household Income is $400 per month 21. gA message toTESTIMONIEScollege studentsfrom Millionaire Jewel Tankard 22. Jose Garcia, $45,430 Graduate Debt Free Laura Bell, $45,430Has student loansalary, Comm. major salary, Comm. majorand credit debtMonthly Net Income $2,650.08Monthly Net Income $2,650.08from job (gross-taxes)Total Income $2,650.08GCDFWM Income 5,000.00ExpensesTotal Income $7,650.08Rent 545.00ExpensesRenters Insurance25.00Rent$545.00 Car Payment345.00Renters Insurance25.00 Car Insurance 95.00Car Payment345.00 Cable & Internet65.00Car Insurance 95.00 Food 200.00Cable & Internet65.00 Entertainment/Clothes100.00Food 200.00 Gas 70.00Entertainment/Clothes175.00 Student loan repayment 530.00Gas 70.00Savings400.00 Savings200.00Investments300.00 Credit Card 85.00Total Expenses $2,220.00Total Expenses2,260.00Disposable Income$5,430.08Disposable Income 390.08 23. Recommended!Qualifies you for thePower StartProgram! 24. I WANT TO GRADUATE DEBT FREE BUT..I do not believe it is possible Consider the Clay Braggs story.I do not want to sell anything..We are not asking you to sell.If this information was helpful, then pass the link onto your friends, family members and colleaguesI do not have the money..evaluate your current budget for income saving opportunities. Refrain from eating or going out. Work additional hours. Provide a service in exchange for money (cut/style hair, tutor, sell old items, use coupons, etc.).I do not have time..How many hours are you hanging out? on social media? procrastinating? sleeping? 25. RESOURCES War On Debt System by Dani Johnson Breaking Free Financially by Bob Harrison www.onetonline.orgBooks: Millionaire Maker by Loral Langemeier Rich Dad Poor Dad by Robert Kiyosaki 26. Partner with UsWe Value Financial & Time Freedom! 27. BENEFITS OF PARTICIPATING IN GRADUATECOLLEGE DEBT FREE WITH ME Gain skills in business, teamwork, and communication Develop a network of friends from other schools Submit business expenses when filing taxes Former IRS Council Sandor Botkin states a home-based business tax advantage could save a person between $2,000-$15,000 Graduate College Without Debt 28. Whats Next? Make a Decision Today!Get started today. Contactthe person that sent you to thisthis presentation or emailtonjala@graduatecollegedebtfreewithme.com