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Credit education & dispute assistance
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New Home Solutions & Investments
Credit Education & Dispute AssistanceWhat You Should Know
How The Law Protects & Restores Your Credit
Credit Restoration & Education
Credit Reporting Agencies
There are 3 predominant credit reporting agencies in the United States:
Equifax
TransUnion
Experian
The credit reporting agencies assign each individual a Credit Score.
Credit Scores
• Fair Isaac Corporation• Founded 1956 by engineer
Bill Fair & mathematician Earl Isaac.
• Measure of Credit Risk• Most Used Credit Score in
the World• Based in Minneapolis, MN.
What is a Credit Score FICO
Excellent: 750 +Very Good: 720 +Acceptable: 660 +Uncertain: 620 +Risky: 620 below
Credit Scores
Who Looks At Your
Credit Score? Lenders Insurers Landlords Employers Cell Phone Co’s
Low FICO Scores =Higher Interest
Rates and Higher Payments!
Credit Restoration
1. We didn’t cause the financial environment of today.
2. 8 out of 10 people today need Credit Education and Credit Restoration.
3. We should not be penalized for circumstances beyond our control.
Why Credit Restoration Is Important Today
Restoration vs. “Repair”
Credit Restoration
• Deletions are permanent according to FCRA
• Disputes Reporting Law
• Not concerned with “what” is on the Report
• Restores credit using the Federal Law
• It Works… Every Time!
Credit Repair
• Deletions can be Re-Reported
• Disputes Line Items
• Only concerned with what is on the report
• No legal basis for cleaning ALL derogatory
info
• Repair is restricted and temporary
Fair Credit Reporting Act of 1971
200 Laws – 400 By-laws
Bureaus’ Reporting Responsibilities
Penalties
Fair Credit Reporting Act of 1971
Section 609
Enacted by Congress to
Protect Consumers from Credit Report
information that is…
Inaccurate
Outdated
Misleading
Unverifiable
Fair Credit Reporting Act of 1971
Verifiable Information
ATTENTION CONSUMERS! – The Fair Credit Reporting Act of 1971 states that the credit bureaus MUST have verifiable proof with supporting documents and signatures in their repositories when the credit holder requests them.
ATTENTION CONSUMERS! – THE CREDIT BUREAUS DO NOT HAVE THESE DOCUMENTS!
ATTENTION CONSUMERS! THE CREDIT BUREAUS HAVE NEVER HAD THESE DOCUMENTS ON HAND… SINCE 1971!
Fair Credit Reporting Act of 1971
Permanent Removal
ATTENTION CONSUMERS! - The Fair Credit Reporting Act of 1971 states that if the credit bureau does not have the verifiable proof with the supporting documents and signatures, they MUST permanently remove all derogatory items from the credit report…
IF THE CREDIT BUREAUS ARE NOT IN COMPLIANCE, THEY SUBJECT THEMSELVES TO A STATUTORY
PENALTY PER LINE ITEM REPORTED!
Credit Restoration
7 Actions To Help Restore Your Own Credit
1. Write letters using the Fair Credit Reporting Act.
2. Understand the law regarding Bureaus responsibility to respond to your letters.
3. Use your attorney to help you with your case.
4. Include Your State’s Attorney General in ALL Correspondence.
5. Let the Federal Trade Commission (FTC) assist you.
6. Be Patient.
7. Be Ready for Great Support…ALL THE WAY!
Credit Restoration
Too Busy To Restore Your Own Credit?
There Is A Solution!
www.WeProtectFamilies.com
Credit Education & Dispute Assistance
Use Our System to Restore!
Our Processing Center has assisted over 230,000+ customers in 15 years resulting in 100% achievement of a satisfactory end for the
consumer!Don’t you want to know the “rules” to the Credit Game? We
teach them….receive the eBook immediately and then begin receiving a daily newsletter that teaches you step by step how to apply the techniques taught in the eBook
to YOUR own personal credit profile.
It is time to take control and not be controlled any more!
Credit Education & Dispute Assistance
The Process
Client enrolls in NHSILLC Credit Restoration & Dispute
Assistance Program Client file is submitted to the Processing Center Client receives via email - *Credit System, Debt
Management & Budgeting - *Credit Blueprint System Dispute letters are drafted and prepared for clients
signatures. Dispute letters are mailed to each of the three credit
bureaus. Each credit bureau will respond back to the client & the
client will forward response to the Processing Center.
Credit Education & Dispute Assistance
The worst thing you can do about YOUR credit is NOTHING!
Our service will remove the following items in your credit file, from ALL 3 credit bureaus.
Including, but not limited to:
Bankruptcies, Foreclosures, Judgments and Tax Liens
Charge offs, Collections, Medical Accounts
Remove bad credit & Raise your credit score in 30 – 90 days
Clear your credit report, and obtain funding ---- Money to use anyway you want
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Credit Education & Dispute Assistance
Pricing Begins at $1350 per individual
includes:
*Credit System, Debt Management & Budgeting eBook *Credit Blueprint System Special pricing for couples
Payment Plan Available
CALL TODAY! 972-432-5500EMAIL TODAY! [email protected]
Online Application! www.WeProtectFamiles.com
GET STARTED NOW
Schedule Your FREE, No-Obligation Consultation
Credit Education & Dispute Assistance
13601 Preston Road Suite E520
Dallas, TX 75240
Thank You for your time!!
Cedric L. BrownPresident
Restore Your Credit – Restore Your Family – Restore Your Life
