The value of a mortgage brokerFIVE REASONS TO USE A MORTGAGE BROKER

There are a lot of good reasons to work with a mortgage broker when you’re buying or refinancing a home.To help you understand just how valuable they can be, here are our top five reasons to use a mortgage broker.

Expertise

Mortgage brokers specialize in finding mortgage solutions for borrowers like you. Your broker has: • Experience working with lenders • An understanding of the benefits of different loan options • Familiarity with the mortgage solutions available

FIRST

FIRSTYou have the questions. Your broker has the answers.

Mortgage champion

Your broker will help simplify the process by: • Negotiating with the lender • Managing obstacles • Processing paperwork • Sorting out the details

SECOND

SECONDYour broker is on your side.

Personalized service

Your mortgage broker works with you every step of the way: • Walking you through the application process • Reviewing your options • Answering your questions

THIRD

THIRDYour broker’s success is dependent on your satisfaction.

Solutions that fit

Finding a mortgage that fits your unique needs can lead to a confusing roadmap of rate types, mortgage options and terms:Your mortgage broker: • Understands your financial needs and long-term plan • Helps you decide which solution is best for you • Cautions against unnecessary risk

FOURTH

FOURTHAnd that can help save you money.

Time savings

House hunting is time consuming. But that’s just the beginning. Finding a mortgage solution on your own can take hours, days or even weeks.Your mortgage broker will do most of the leg work for you, including: • Researching mortgage

options • Evaluating financing and

lender options • Processing your application

FIFTH • Handling documentation

requirements • Negotiating with lenders

FIFTHYour broker can save you time. Lots of it.

5 reasons to use a mortgage broker

1. Expertise 2. Mortgage champion 3. Personalized service 4. Solutions that fit 5. Time savingsThose are our top 5 reasons to use a mortgage broker – but what about your mortgage itself? That’s where B2B Bank comes in...

Who is B2B Bank?

Your mortgage is one of the biggest investments you’ll ever make. You want a mortgage lender you can trust and who has your best interests at heart. We agree. That’s why we offer: • A full suite of mortgage solutions available through your

mortgage broker • Over 15 years’ experience • The peace of mind that comes with a schedule I Canadian bank

But how does a bank that works for brokers work for you?

By giving you a choice. We believe that all Canadians should have access to independent financial advice. While we don’t sell our banking services directly to you like other banks, we work with your broker, so they can offer you the products and services you need to reach your financial goals.

Talk to your mortgage broker to learn which B2B Bank

mortgage solution is right for you.

All mortgages are funded by, registered in the name of, administered and serviced by B2B Bank. ®B2B Bank is a registered trademark of B2B Bank.

b2bbank.com/yourhome