The BIGGEST MistakeHomeowners make

when Insuring their Greatest Asset &

HOW to Fix It! www.gillmanins.com

Brought to you by DI SMITH

YOUR PERSONAL INSURANCE PROBLEM SOLVER

•Currently the Personal Insurance Problem Solver at Gillman Insurance Group.

• 19 years of experience as a

Professional Insurance Agent-

specializing in custom Home and Auto Insurance packages for all clients.

Di Smith

www.gillmanins.com

What is the Mistake?

Homeowners equate the worth of their home to

the Home’s Market Value when securing

Homeowner’s Insurance.

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Why is it a Mistake?

Even though market value is a valid calculation, a Home’s worth for buying and selling has little to do with the cost of rebuilding. This is the value that must be considered when securing an optimal Homeowner’s insurance policy.

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How to Fix the Mistake:

When Calculating HOW MUCH to insure your home for, keep the following things in mind:• It costs MORE for a contractor to build a single

home because materials are not purchased in bulk.

• Demolition and Debris removal are necessary prior to reconstruction and adds to total cost.

• Changes to building codes and law ordinances may require costly updates. This includes wiring and other utilites, especially in older homes.

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If you want to BE SURE that your home is being “inSUREd” properly, visit our website & receive a FREE Quote!

www.gillmanins.com

Or, call us at 678.297.7977!

We’ll find YOU the BEST and most comprehensive homeowners policy at a price YOU can afford!

Our friendly staff of Insurance Problem Solvers specialize in Business and Personal Insurance...

We’re the experts! www.gillmanins.com