Surprising FactsAbout Life Insurance in America

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Declining coverage for Americans

Only one-third of all adults in America has life insurance.

Fewer people are covered now than six years ago.

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1. They don’t prioritize life insurance over other financial obligations.

2. They don’t think they can afford it.

TOP 2 reasons people don’thave life insurance coverage

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Some Get Coverage from Work

Some Americans have life insurance through their employers.

Those benefits are slowly disappearing.

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Do Policies from Employers Offer Enough Coverage?

Some experts say you’ll need 10 times your annual salary.

We feel that each case is unique.

Talk with your financial advisor and a life insurance agent to determine what coverage is right for you.

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Is employee coverage enough?

Look into a supplemental to add to your employers policy

Review your life insurance needs every 3-5 years or as significant life events happen

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93% of Americans Adults agree that life insurance necessary.

Yet the majority of adults remain uninsured and or underinsured.

Life Insurance is on the mindsof most American Adults

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1. Do some initial research to better understand your options and the costs

2. Purchase through a reputable company

3. Buy when you’re young and healthy premiums will be lower

3 TIPS for buying Life Insurance

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We can help guide you and provide you with information and options to make the choice that is right for you and your family.

Colby Insurance Group OffersLife Insurance Consultations

Contact: Christopher H. ScarpaColby Insurance Groupchris@colby-group.comTelephone: 603.526.2903www.colby-group.com

Data sources: LIMRA