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Who We Are
Established in 1993
Based in Dallas, Texas
Mortgage branching since 1999
Privately held
Mortgage banker offering FHA, VA, USDA, HECM, Conventional, Jumbo
INC Magazine − fastest growing private companies
The industry leader in mortgage branch opportunities
www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
Company Overview
HUD approved since 1996
Direct Endorsement lender
Delegated underwriting for FHA, VA, USDA, Conventional
Multiple warehouse lines with capacity to triple current production
Three funding channels:
Southwest Funding Banking
Mini correspondent
Multiple wholesale lenders
www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
How We Fund Loans
Mini Correspondent
www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
Funding Channels
Southwest Funding Banking
Wholesale Lenders
www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
Southwest Funding Banking
In-House paperless underwriting to AUS findings
Online product and pricing engine
FNMA, FHLMC, FHA, VA, USDA, Jumbo
24-48 hour turn times
Aggressive rates and first class service
Speak directly to underwriters
Up to 400bps branch margin
Multiple Appraisal Management Companies
www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
Mini Correspondent
Mortgage Banking with investor underwriting loan file
Well known industry investors
No SRP/premium disclosure
Up to 400bps branch margin
www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
Wholesale Lenders
275bps lender paid compensation (less $350 and 25bps fee)
Expansive list of well known wholesale lenders
Available for exception products (<600 FICO, Non warrantable condos, etc.)
www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
Our Mortgage Products
FHA – including sub 600 FICO & 203(k)
VA
Conventional - FNMA/FHLMC
USDA Rural Refinance Pilot Program
Reverse/HECM
Jumbo
FNMA Homepath
Manufactured Housing
Condos – including limited review
HARP (DU Refi Plus)
Texas Cash-Out 50(a)(6)
www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
How We Support You
Mortgage Banking
Marketing/ Advertising
Compliance/ Licensing
Human Resources
Payroll/ Accounting
Information Technology
Loan Scenarios
BRANCH OFFICE
www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
Hear What our Branch Managers Have to Say
“Being a part of Southwest Funding is amazing. I love the energy and enthusiasm while we work
on getting loans to the finish line. The turn times can’t be beat and I am pleased with the ease,
stability and consistency. In this business, it is hard to find the perfect mix of willingness to get
the loan done while keeping an eye on the quality of the loans that we close. I have found the
perfect combination with Southwest Funding!”
Stacy Statler, Branch Manager #1013
www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
How We Compensate You
You control branch P&L
Up to 400bps branch margin
Revenue credited at time of loan funding
Multiple compensation plans
CFPB compliant
www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
Licensed in 12 States
Alabama
Arkansas
Florida
Indiana
Kentucky
Louisiana
Michigan
Mississippi
New Mexico
Oklahoma
Tennessee
Texas
www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
How We Are Better
Reserve account not required
Loans credited prior to being sold off warehouse line
Direct access to underwriters
Calyx LOS and proprietary technology
Staff, contract, in-house or self processing
Multiple funding channels and product diversity
24/7 online access to your branch revenue
Industry leading and unmatched Branch Resource Center
Proven track record in mortgage branching for over 14 years
www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
What Our People Say
“I have been with Southwest Funding since 2008 and can honestly say they
are great to work with. Go with Southwest Funding and you will not
regret it!” Steve Ferguson, Branch Manager #842
“I have been with Southwest Funding since 2003. During this time I have
seen continual growth, product expansion, improved processes and
excellent support!” Wemdy Davis, Branch Manager #584
“Our excellent resources and corporate team help me be more successful and I cannot imagine being in this industry
and not working for Southwest Funding! The entire organization is
TOPS and I’ve been here since 2003!” Mickey Smith, Branch Manager #621
“Since 2007 Southwest Funding has allowed us to give dreams to people who were either turned down or not
given a chance at the dream of owning a home. They truly are a blessing!”
Paul Guerrero, Branch Manager #790
www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
Contact Us Today
Toll Free: 1-877-878-8989
Southwest Funding, LP
8848 Greenville Avenue
Dallas, Texas 75243
Fax: 214-710-2163
Email: [email protected]
