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#CreditChatWednesday | 3 p.m. ET
How to Plan & Set Financial Goals
Join our #CreditChat every Wednesday at 3 p.m. ET. This week, we talked with Joe Saul-Sehy @AverageJoeMoney!“
Check Out All the Tweets and Resources:
bit.ly/financial-goals
Featuring: Joe Saul-Sehy @AverageJoeMoneyStackingBenjamins.com
Wednesdays | 3 p.m. ET#CreditChat
Why is it important to set financial goals?What might hold us back?
“A man without a goal is like a ship without a rudder.”
Tweet by @FamZoo
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- Thomas Carlyle
My money wants to know where it’s going. Tweet by @Krissylynn
Without a financial goal, you lack direction.
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savings, retirement savings, and can stick to budget.Savers with a plan are 2X more likely to have emergency
Tweet by @AmericaSaves
to achieve it), you’ll quit chasing hot investments.If you start with the goal and work backward (what do I need
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Tweet by @AverageJoeMoney
the hard investing and insurance decisions you’ll make. Tweet by @AverageJoeMoney
People think goal setting is “fluffy” but your goal drives all
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If you don’t have a map, you might end up lostWHY CREATE FINANCIAL GOALS?
Tweet by @DLFreedmanand/or miss the right destination entirely.
Wednesdays | 3 p.m. ET#CreditChat
What types of financial goals shouldwe create for ourselves?
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Goals for an emergency fund, retirement, paying down debt, TYPES OF FINANCIAL GOALS
perhaps a home or another major purchase.
Tweet by @magnify_money
Set mini goals along the way to keep yourself on track! Tweet by @Qualtrust
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Goal: teach your kids about emergency funds and haveeach fund from a % of allowance/chore/job money.
Tweet by @FamZoo
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Wednesdays | 3 p.m. ET#CreditChat
What are some steps you shouldtake when creating realistic goals?
Consider both your current life situation andwhere it is you want to be while setting goals.
Tweet by @LeslieHTayneEsq
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Assess where you are with your finances. Many people have no real idea how they’re doing.
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Tweet by @Quizzle
Get as detailed as possible and get buy-in from anyone who’s planning with you.
Tweet by @AverageJoeMoney
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Provide real numbers and not just estimates
Tweet by @SenseOfCents
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or “dream” numbers for your goals.
Make goals that are manageable and measurable.
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Tweet by @ErinMcHanaburgh
Wednesdays | 3 p.m. ET#CreditChat
How often should we track our progress?Any favorite tools to help do this?
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Check in on short-term goals monthly,medium goals quarterly, and long-term yearly.
Tweet by @ReadyForZero
Kick it old school and crunch your budgetwith pen and paper every week or two.
Tweet by @magnify_money
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Be mindful of your goals every day will help you stick to them. Tweet by @MoneyMattersMan
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Everyday! Each morning helps to set the pacefor the day. I like ZigZiglar’s goal planner.
Tweet by @YoungFinances
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Wednesdays | 3 p.m. ET#CreditChat
How should we handle setbacks in ourfinances? Should we reconfigure our goals?
A setback is a sign of progress. Learn from itand modify goals as needed. Keep moving forward.
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Tweet by @MsMadamMoney
You should always be re-evaluating your goals.Make sure they’re helping not hurting. And priorities change.
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Tweet by @MarioBonifacio
You should embrace the setbacks. They’re going tohappen. You’re fooling yourself if you think it will go perfectly.
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Tweet by @AverageJoeMoney
Setbacks happen. They are good moments to assess your budget and your goal’s plan. Adjust as necessary.
Tweet by @AmericaSaves
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Accomplishing goals is easy. If you defineeasy as staying disciplined and modifying behavior.
Tweet by @csmithraleigh
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Welcome failure and learn from it.Set new goals - and eventually success will come.
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Tweet by @GraceKvantas
Wednesdays | 3 p.m. ET#CreditChat
Any final tips for those looking to makesmart financial goals?
Talk about your goals with your accountability partners.They will help you stay motivated and on track.
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Tweet by @YoungFinances
Tips for making financial goals? Start today and start small if you need. Any savings is better than none.
Tweet by @moneytalk1
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Like with any goal, set a date for your financial goals.
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Tweet by @mybanktracker
Check out all the resources and tips shared:
bit.ly/financial-goals
#CreditChatWednesdays | 3 p.m. ET
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#CreditChatWednesdays | 3 p.m. ET
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