Planning for major assets such as blocks of stock or a
business
Integration with tax and estate planning
Trust and Estate Administration Services Income Tax Planning
Consulting and planning for wills and trust
Wealth accumulation, preservation, and distribution
strategies
Business succession planning
Family wealth education
Integration with tax and investment strategies
Tax minimization planning
Integration with investment and estate planning
Tax return preparation
Management of tax audits
Family Office
Coordinating family financial activities including:
Corporate, trust, and partnership accounting
Tax planning and compliance
Expense management and bill payment
Comprehensive reporting
Financial planning and coordination
Tailored Banking and Lending Solutions Wealth Transfer and
Insurance Philanthropy
Planning for insurance needs:
Life
Disability
Personal (home, collectibles)
Major assets (yacht)
Wealth protection planning
Creating entities to protect assets
Creation and administration of foundations
Coordination of resources for grant-making
Review, selection, and monitoring of recipient
organizations
Implementation of strategies to maximize tax benefits of
charitable gifts
3. Harris Private Bank: A Distinct Difference Customized
Solutions
Holistic advisory approach addresses the entire spectrum of our
clients financial activities
Comprehensive capabilities to serve all of our clients
financial needs
Cohesive financial planning and integrated reporting to
simplify our clients lives
Seamless service provided by a lead advisor and dedicated
team
Responsive to our clients priorities and objectives
Empowered to develop solutions to meet our clients unique
needs
Objective in our approach
Investment Management and Advisory Trust and Estate Administration
Services Income Tax Planning Wealth Transfer and Insurance Tailored
Banking and Lending Solutions Philanthropy Family Office Services
Financial Planning CLIENT
4. Harris Private Bank: A Distinct Difference
Leaders in wealth management for over a century with more than
$50 billion in assets under advisement.
A Wealth Advisor works with you to map out a unique strategy
that anticipates and adapts to your goals and objectives.
Through this customized strategy, a team of specialists work
together to execute a comprehensive plan.
We partner with independent resources to bring the best
possible solutions.
Integration of all wealth services to meet your needs.
5. Overview of Harris
Our Organization
Over 100 years as a trusted advisor in wealth management
A comprehensive suite of services and offerings at all wealth
levels
Committed to understanding the needs of our clients and
bringing them holistic solutions
A consistent integrated team approach
Our People
Dedicated team of experts
Average of over 15 years of experience
Backgrounds in accounting, financial planning, law, and
investment management
90% have MBAs, CPAs, CFPs, or CFAs
Specialists on issues such as:
Inter-generational wealth-transfer
Succession planning
Family education
Philanthropy
Providing solutions to more than 1 million clients
Wealth Management, Investment and Mid-Market Corporate Banking,
Retail, and Business Banking
$29 billion in assets under management and 6,785 employees
A member of BMO Financial Group
Chicago Seattle Redwood City Los Angeles Vero Beach West Palm Beach
Naples Sarasota Atlanta McLean Phoenix Tucson Denver New York N.
Indiana
6. Harris Private Bank: A Distinct Difference
Founded in 1882, we have over a century of experience in
serving the financial needs of wealthy individuals and their
advisors
We offer our clients a personal experience that allows us to
enhance their lives by anticipating and adapting to their life
changes
Direct, frequent contact with a dedicated lead advisor and
access to a seasoned integrated team
Ability to problem solve and develop customized solutions based
on our extensive expertise and broad experience
Comprehensive wealth management capabilities
All the Pieces Are in Place for You
7. Harris is a trade name used by Harris N.A. and its
affiliates. Harris Private Bank is a trade name used by various
financial service providers in the Harris Financial Corp. Banking
products and services offered by Harris Private Bank are provided
by Harris N.A., The Harris Bank N.A. and their bank affiliates.
Members FDIC. Financial planning and investment advisory services
are provided by Sullivan, Bruyette, Speros & Blayney Inc., an
SEC-registered investment advisor. Family Office Services are
provided by Harris myCFO, Inc. Investment Advisory Services are
also offered by Harris my CFO Investment Advisory Services LLC, an
SEC-registered investment advisor and a wholly-owned subsidiary of
Harris myCFO, Inc. Harris Investment Management, Inc. is an
SEC-registered investment advisor and a subsidiary of Harris
Bankcorp, Inc. (1) The information and opinions in this
presentation are based on sources believed to be reliable, but are
not represented as accurate or complete. Opinions expressed are
current as of the date of the presentation and are subject to
change. This presentation does not constitute a solicitation to buy
or sell securities. Small Cap and International investing,
especially in emerging markets, pose higher risk. Past performance
is not indicative of future results. MUTUAL FUNDS ARE: NOT FDIC
INSURED MAY LOSE VALUE NO BANK GUARANTEE. (2) United States
Department of Treasury Regulation Circular 230 requires that we
notify you that, with respect to any statements regarding tax
matters made herein, including any attachments, (1) nothing herein
was intended or written to be used, and cannot be used by you, to
avoid tax penalties; and (2) nothing contained herein was intended
or written to be used, and cannot be used, or referred to in any
marketing or promotional materials. Further, to the extent any tax
statement or tax advice is made herein, Harris does not and will
not impose any limitation on disclosure of the tax treatment or tax
structure of any transactions to which such tax statement or tax
advice relates. Harris does not provide legal advice to clients.
You should review your particular circumstances with your
independent legal and tax advisors. (3) Trust services are provided
by Harris N.A. and The Harris Bank N.A.; consult state law to
verify fiduciary capabilities. Harris does not render tax advice.
Please consult your tax advisor. You should discuss your particular
estate planning situation with a qualified attorney. Estate
planning requires legal assistance, which Harris does not provide.
Not all products and services are offered in every state and/or
location.
2007 Harris Financial Corp.
8.
The returns contained herein are calculated using the
performance of benchmark indexes and do not represent the
performance of actual accounts. As such, the incremental results
displayed may not be achieved as part of an actual investment
implementation process.
Unless otherwise stated, total returns to the benchmarks
include reinvestment of dividends and other income. The MSCI
Emerging (Gross) index is gross of taxes and currency charges.
The following indexes are used to represent each asset class in
constructing the benchmarks: Large Cap Stocks S&P 500, Large
Cap Growth Stocks S&P 500 Growth, Large Cap Value Stocks
S&P 500 Value, Small Cap Stocks Russell 2000, International
Developed Large Cap MSCI EAFE (net dividends), Emerging Markets
MSCI Emerging Markets Free (gross of dividends and currency),
Taxable Bonds Lehman Brothers Intermediate Gov/Credit, High Yield
Bonds Lehman High Yield.
Small Cap and International investing, especially in emerging
markets, pose higher risk. All benchmarks are chosen as a matter of
common industry practice with an effort to select the most widely
available and applicable comparisons.
Past returns are not indicative of future results. All
opinions, viewpoints, and forecasts expressed herein do not
necessarily reflect those of Harris Bank, N.A. or its affiliates.
This publication does not constitute an offer or solicitation of
any securities. The research found in this document is published by
Harris Private Bank and is not intended for informational purposes
only. Investors cannot invest directly in an index. Investors are
advised to seek the advice of a financial professional before
undertaking any investment.
This is prepared for use as part of a one-on-one presentation.
Harris Private Bank is a trade name used by various financial
service providers in Harris Financial Corp. The information and
opinions expressed herein are obtained from sources believed to be
reliable and up-to-date, however their accuracy and completeness
cannot be guaranteed. Opinions expressed reflect judgment current
as of this publication and are subject to change.