Pocket Money is SEBI and NISM's

flagship program to increase financial

literacy among school students.

It aims to make school students

understand the value of money and

the importance of saving, investing

and financial planning.

We believe that imparting real life

financial skills to school students is

critical to their holistic development.

This program is the first step in that

direction to build a nation which not

only understands the value of money

but also has the right knowledge and

skills required for taking responsible

financial decisions.

National Institute of Securities Markets (NISM) is a public trust established by the Securities and Exchange Board of

India (SEBI), the regulator for securities markets in India. NISM's core objective is to enhance the quality of financial markets by undertaking various educational initiatives for

industry participants as well as investors. For more information visit www.nism.ac.in and www.sebi.gov.in

“I learnt how to make and follow budgets for my

expenses”

“I learnt how the stock

markets work”

“I learnt how to deposit a cheque

at the bank”

“I learnt the benefits and problems of

borrowing money ”

“I learnt the importance of saving money ”

“I found out about the various

kinds of investments”

A financial literacy initiative by:

..............................................................................................

Securities and Exchange Board of India

Plot No. C4-A, SEBI Bhavan, 'G' Block,

Bandra Kurla Complex, Bandra (East),

Mumbai - 400051

Maharashtra, India

Phone: +91-22-26449000www.sebi.gov.in

National Institute of Securities Markets

NISM Bhavan, Sector-17, Vashi,

Navi Mumbai - 400 705

Maharashtra, India

Phone: +91-22-66735100-06www.nism.ac.in

Plot No. 82,

Please contact our Lead Co-ordinator Mr. Murli Iyer for signing up

or if you have questions. Write to

or

call

murli.iyer@nism.ac.in

09821529952 | 22-66735100-06

Pocket Money is SEBI and NISM's

flagship program to increase financial

literacy among school students.

It aims to make school students

understand the value of money and

the importance of saving, investing

and financial planning.

We believe that imparting real life

financial skills to school students is

critical to their holistic development.

This program is the first step in that

direction to build a nation which not

only understands the value of money

but also has the right knowledge and

skills required for taking responsible

financial decisions.

National Institute of Securities Markets (NISM) is a public trust established by the Securities and Exchange Board of

India (SEBI), the regulator for securities markets in India. NISM's core objective is to enhance the quality of financial markets by undertaking various educational initiatives for

industry participants as well as investors. For more information visit www.nism.ac.in and www.sebi.gov.in

“I learnt how to make and follow budgets for my

expenses”

“I learnt how the stock

markets work”

“I learnt how to deposit a cheque

at the bank”

“I learnt the benefits and problems of

borrowing money ”

“I learnt the importance of saving money ”

“I found out about the various

kinds of investments”

A financial literacy initiative by:

..............................................................................................

Securities and Exchange Board of India

Plot No. C4-A, SEBI Bhavan, 'G' Block,

Bandra Kurla Complex, Bandra (East),

Mumbai - 400051

Maharashtra, India

Phone: +91-22-26449000www.sebi.gov.in

National Institute of Securities Markets

NISM Bhavan, Sector-17, Vashi,

Navi Mumbai - 400 705

Maharashtra, India

Phone: +91-22-66735100-06www.nism.ac.in

Plot No. 82,

Please contact our Lead Co-ordinator Mr. Murli Iyer for signing up

or if you have questions. Write to

or

call

murli.iyer@nism.ac.in

09821529952 | 22-66735100-06

But, we already teach students Economics and Accounting...

These subjects are vital. However, they also need to be supplemented with knowledge and skills that prepare students to handle money effectively in real life. Whether it is the ability to operate a bank account early or understanding the importance of saving and investing for future goals, this program is critical to their overall development.

Why is the Pocket Money program required for my students?

This program will build a strong foundation and help in inculcating responsible money habits that would last for a lifetime. The topic of 'money' should not be avoided with a fear that children will become 'money-minded'. Lack of appropriate teaching has a greater risk of children being wrongly influenced and misguided. A combination of conceptual knowledge and real-life skills make this program extremely useful and practical for students.

Sounds good, but how does this program work?

The Pocket Money program is designed to be taught to students in Class 9 to Class 12 at schools across India. The program consists of the following components:

Teachers nominated by the school are trained to teach the program and given instruction guides that provide teaching methods and tips for each module.

What do the students and teachers get at the end of the program?

Our certification and recognition process helps motivate students and teachers. Every student who completes the Pocket Money program successfully is given a certificate and all teachers are honoured for helping raise financial literacy in the country.

So, what exactly does your program teach?

The Pocket Money program, delivered over 8 interactive sessions, covers topics like:

1) Saving and Financial Planning

2) Budgeting: Needs Vs. Wants | Income and Expenditure

3) Basics of Banking

4) Why Invest

5) Terminology of the Markets

6) Options for Investing: Pros and Cons

7) Borrowing Money: Benefits and Hazards

8) Case Studies: Practical Examples, Lessons and Tips

Our Program uses the following teaching aids and tools to make learning fun and activity-based:

Students' Module: Eight interactive fun-filled sessions

Family Module: involving parents in

the learning process.

For Trainer’s Module:

t achersDetailed teaching guidelines for e

Money-maxims: A handy reference of financial facts, figures and planners

Kid’s Bank Samples: Images of Cheques, DDs, Withdrawal Slips etc. that are used in everyday banking.

Q

Q

Q

Q

QQ

Q

OKAY! We’re convinced. How do we participate?

Participating in the Pocket Money program is simple. A school must appoint a teacher-coordinator for the program and register with us on the contact details mentioned below.

Sign Up for the Pocket Money Program

Please contact our Lead Co-ordinator Mr. Murli Iyer for signing up or if you have any questions.Write to murli.iyer@nism.ac.in or call 022-66735100-06.

strong

foundation with real-life

skills that prepare young

students in managing their

personal finance wisely

is an important mission...

Mr. C.B. Bhave, Ex-Chairman, SEBI

Building a We got a very encouraging response from over 33 schools and 5000 students who participated in the pilot program

Prof. G. Sethu, Head, NISM

Step 1:Teacher Training

Step 2:Student Enrollment and Classes:Enrolled students get a set of 8 Pocket Money modules. The program is taught across 8 sessions, to be delivered over 3 months as per the school's convenience.

At the end of the course, an evaluation is conducted by NISM in co-ordination with the school. There will also be inter-school competition and awards.

Step 3:Certificate Examination:

The students and teachers

found it both useful and

informative. As a teacher

I learnt a lot too...

Mrs.Sushila Ramanan, Teacher

and Coordinator, Sri Sankara School,

Chennai

But, we already teach students Economics and Accounting...

These subjects are vital. However, they also need to be supplemented with knowledge and skills that prepare students to handle money effectively in real life. Whether it is the ability to operate a bank account early or understanding the importance of saving and investing for future goals, this program is critical to their overall development.

Why is the Pocket Money program required for my students?

This program will build a strong foundation and help in inculcating responsible money habits that would last for a lifetime. The topic of 'money' should not be avoided with a fear that children will become 'money-minded'. Lack of appropriate teaching has a greater risk of children being wrongly influenced and misguided. A combination of conceptual knowledge and real-life skills make this program extremely useful and practical for students.

Sounds good, but how does this program work?

The Pocket Money program is designed to be taught to students in Class 9 to Class 12 at schools across India. The program consists of the following components:

Teachers nominated by the school are trained to teach the program and given instruction guides that provide teaching methods and tips for each module.

What do the students and teachers get at the end of the program?

Our certification and recognition process helps motivate students and teachers. Every student who completes the Pocket Money program successfully is given a certificate and all teachers are honoured for helping raise financial literacy in the country.

So, what exactly does your program teach?

The Pocket Money program, delivered over 8 interactive sessions, covers topics like:

1) Saving and Financial Planning

2) Budgeting: Needs Vs. Wants | Income and Expenditure

3) Basics of Banking

4) Why Invest

5) Terminology of the Markets

6) Options for Investing: Pros and Cons

7) Borrowing Money: Benefits and Hazards

8) Case Studies: Practical Examples, Lessons and Tips

Our Program uses the following teaching aids and tools to make learning fun and activity-based:

Students' Module: Eight interactive fun-filled sessions

Family Module: involving parents in

the learning process.

For Trainer’s Module:

t achersDetailed teaching guidelines for e

Money-maxims: A handy reference of financial facts, figures and planners

Kid’s Bank Samples: Images of Cheques, DDs, Withdrawal Slips etc. that are used in everyday banking.

Q

Q

Q

Q

QQ

Q

OKAY! We’re convinced. How do we participate?

Participating in the Pocket Money program is simple. A school must appoint a teacher-coordinator for the program and register with us on the contact details mentioned below.

Sign Up for the Pocket Money Program

Please contact our Lead Co-ordinator Mr. Murli Iyer for signing up or if you have any questions.Write to murli.iyer@nism.ac.in or call 022-66735100-06.

strong

foundation with real-life

skills that prepare young

students in managing their

personal finance wisely

is an important mission...

Mr. C.B. Bhave, Ex-Chairman, SEBI

Building a We got a very encouraging response from over 33 schools and 5000 students who participated in the pilot program

Prof. G. Sethu, Head, NISM

Step 1:Teacher Training

Step 2:Student Enrollment and Classes:Enrolled students get a set of 8 Pocket Money modules. The program is taught across 8 sessions, to be delivered over 3 months as per the school's convenience.

At the end of the course, an evaluation is conducted by NISM in co-ordination with the school. There will also be inter-school competition and awards.

Step 3:Certificate Examination:

The students and teachers

found it both useful and

informative. As a teacher

I learnt a lot too...

Mrs.Sushila Ramanan, Teacher

and Coordinator, Sri Sankara School,

Chennai

But, we already teach students Economics and Accounting...

These subjects are vital. However, they also need to be supplemented with knowledge and skills that prepare students to handle money effectively in real life. Whether it is the ability to operate a bank account early or understanding the importance of saving and investing for future goals, this program is critical to their overall development.

Why is the Pocket Money program required for my students?

This program will build a strong foundation and help in inculcating responsible money habits that would last for a lifetime. The topic of 'money' should not be avoided with a fear that children will become 'money-minded'. Lack of appropriate teaching has a greater risk of children being wrongly influenced and misguided. A combination of conceptual knowledge and real-life skills make this program extremely useful and practical for students.

Sounds good, but how does this program work?

The Pocket Money program is designed to be taught to students in Class 9 to Class 12 at schools across India. The program consists of the following components:

Teachers nominated by the school are trained to teach the program and given instruction guides that provide teaching methods and tips for each module.

What do the students and teachers get at the end of the program?

Our certification and recognition process helps motivate students and teachers. Every student who completes the Pocket Money program successfully is given a certificate and all teachers are honoured for helping raise financial literacy in the country.

So, what exactly does your program teach?

The Pocket Money program, delivered over 8 interactive sessions, covers topics like:

1) Saving and Financial Planning

2) Budgeting: Needs Vs. Wants | Income and Expenditure

3) Basics of Banking

4) Why Invest

5) Terminology of the Markets

6) Options for Investing: Pros and Cons

7) Borrowing Money: Benefits and Hazards

8) Case Studies: Practical Examples, Lessons and Tips

Our Program uses the following teaching aids and tools to make learning fun and activity-based:

Students' Module: Eight interactive fun-filled sessions

Family Module: involving parents in

the learning process.

For Trainer’s Module:

t achersDetailed teaching guidelines for e

Money-maxims: A handy reference of financial facts, figures and planners

Kid’s Bank Samples: Images of Cheques, DDs, Withdrawal Slips etc. that are used in everyday banking.

Q

Q

Q

Q

QQ

Q

OKAY! We’re convinced. How do we participate?

Participating in the Pocket Money program is simple. A school must appoint a teacher-coordinator for the program and register with us on the contact details mentioned below.

Sign Up for the Pocket Money Program

Please contact our Lead Co-ordinator Mr. Murli Iyer for signing up or if you have any questions.Write to murli.iyer@nism.ac.in or call 022-66735100-06.

strong

foundation with real-life

skills that prepare young

students in managing their

personal finance wisely

is an important mission...

Mr. C.B. Bhave, Ex-Chairman, SEBI

Building a We got a very encouraging response from over 33 schools and 5000 students who participated in the pilot program

Prof. G. Sethu, Head, NISM

Step 1:Teacher Training

Step 2:Student Enrollment and Classes:Enrolled students get a set of 8 Pocket Money modules. The program is taught across 8 sessions, to be delivered over 3 months as per the school's convenience.

At the end of the course, an evaluation is conducted by NISM in co-ordination with the school. There will also be inter-school competition and awards.

Step 3:Certificate Examination:

The students and teachers

found it both useful and

informative. As a teacher

I learnt a lot too...

Mrs.Sushila Ramanan, Teacher

and Coordinator, Sri Sankara School,

Chennai

Pocket Money is SEBI and NISM's

flagship program to increase financial

literacy among school students.

It aims to make school students

understand the value of money and

the importance of saving, investing

and financial planning.

We believe that imparting real life

financial skills to school students is

critical to their holistic development.

This program is the first step in that

direction to build a nation which not

only understands the value of money

but also has the right knowledge and

skills required for taking responsible

financial decisions.

National Institute of Securities Markets (NISM) is a public trust established by the Securities and Exchange Board of

India (SEBI), the regulator for securities markets in India. NISM's core objective is to enhance the quality of financial markets by undertaking various educational initiatives for

industry participants as well as investors. For more information visit www.nism.ac.in and www.sebi.gov.in

“I learnt how to make and follow budgets for my

expenses”

“I learnt how the stock

markets work”

“I learnt how to deposit a cheque

at the bank”

“I learnt the benefits and problems of

borrowing money ”

“I learnt the importance of saving money ”

“I found out about the various

kinds of investments”

A financial literacy initiative by:

..............................................................................................

Securities and Exchange Board of India

Plot No. C4-A, SEBI Bhavan, 'G' Block,

Bandra Kurla Complex, Bandra (East),

Mumbai - 400051

Maharashtra, India

Phone: +91-22-26449000www.sebi.gov.in

National Institute of Securities Markets

NISM Bhavan, Sector-17, Vashi,

Navi Mumbai - 400 705

Maharashtra, India

Phone: +91-22-66735100-06www.nism.ac.in

Plot No. 82,

Please contact our Lead Co-ordinator Mr. Murli Iyer for signing up

or if you have questions. Write to

or

call

murli.iyer@nism.ac.in

09821529952 | 22-66735100-06