Payments: The Evolution is Now

Presented by CO-OP Financial Services

WHAT’S NEW?

INNOVATION

IN PAYMENTS

WHAT’S NEW?

INNOVATION

IN PAYMENTS

WHAT’S DRIVING THE EVOLUTION?

› Technology

› Dynamics of Interchange

› Consumers Gone Wild

CHANGE IS THE SAME

SAFE AND CONVENIENT

CO-OP EVOLUTIONARY EIGHT

ATM NETWORK SHARED BRANCH CREDIT PROCESSING

DEBIT PROCESSING

CO-OP BILL PAY

ALTERNATIVE PAYMENTS

SPRIG BY CO-OP

PAY-ANYONE

Sprig By CO-OP

MOBILE SHARED BRANCHING APP

DIGITAL WALLET FEATURES

RDC

FREE TO CO-OP SHARED BRANCHING MEMBERS

P2P

MOBILE PERSON-TO-PERSON

PAYMENTS

PAYMENTS TO ANYONE

REAL-TIME TRANSACTIONS

WITHIN SHARED BRANCHING

NETWORK

CONVENIENCE & SECURITY

TRUST

SECURITY

CONVENIECE

THE EVOLUTION