- 1.Souce: PERUDecember 31, 2000The Peruvian Bank Insurance
Superintendency US $000COMMERCIAL BANKING SYSTEMBALANCE SHEET
CONTNT INTBNK CRDTOWIESESUDAM CITIBANK STDCHT BOSTON BNP BSCH COMER
BIF FINANLATINONBKNVOMDOTOTALQUICK ASSETS1,113,976 173,200
1,553,780350,388118,362236,99050,060 52,52412,893 275,10538,719
41,582 24,101 90,34848,98693,695 4,274,710Cash & Legal Reserves
107,84456,161 145,888 87,8586,394 18,415 2,4147,4391634,168
5,8364,7436,4088,293 8,911 6,580 507,370Due from Banks-Demand
795,94399,813 1,200,500639,768 87,328183,35328,315 36,36911,119
194,58125,826 33,907 15,361 25,94223,62869,086
3,470,840Clearance22,887 9,48943,558 22,6724,528 14,944 2,0631,878
75418,187 1,4642,9321832,704 1,656 4,368 154,267Marketable
Securities S/T 187,302 7,737 163,835 (399,910)20,112
20,27817,2686,837 1,00328,169 5,593-2,149 53,40914,79013,661
142,232LOANS 1,521,513 754,854
2,533,6442,061,683447,578458,91185,366179,84912,567 858,709
168,808241,923181,009230,155 353,324 464,74710,554,638Call Loans to
Domestic Banks 47,459 - 3,151-6,2744,00010,814 10,227 - 852
2,2732,3011,136991 - -89,478Overdrafts 35,89831,819 152,505190,567
35,371 68,713 1,051521 79123,15521,563 19,5446,043
30,24114,45428,847 661,083Bills & Discounts + Loans 1,100,973
550,376 1,887,1081,615,464257,837334,55265,874119,920 7,684
200,89197,506126,692 80,717 55,664 173,645 189,142
6,864,046Mortgage Financing144,93937,273 185,415 71,727 66,789
32,812 - 18,876 - 204,364 - 28,5122,5226,97614,55620,590
835,352Other & LT Loans + Leasing112,76653,084 144,051 83,525
62,645 15,137 6,409 31,067 4,226 302,86829,838 46,823 72,614 29,719
108,244 189,764 1,292,780Refinanced Credits 90,787
68,337145,787139,50915,7282,474 708 - -110,956 15,133 27,858
28,62591,994 34,02127,353799,268Doubtful & Problem Loans146,155
98,187318,808231,51524,378 22,722 8,124 1,270 -130,686 18,760
14,120 14,60860,559 33,94238,0221,161,854 - Loan Loss Reserve
(157,464) (84,223)(303,181)(270,623)(21,444) (21,498) (7,612)
(2,032) (134)(115,064) (16,264) (23,927) (25,257)(45,990)
(25,540)(28,971)(1,149,224) -Interest & Fees-Unearned---- -- -
- ----- -- --Int. Fees & Other Collections--- --- -- - - ---- -
- -Adjudicated Assets 2,546 12,076 26,73019,2768,224189 (14) -
-22,811 1,3623,5341,9464,214 8,766 4,189 115,849Investments &
Subsidiaries45,228103,783170,341 1,174,4003,1085,098 5,239 10 9
155,906 3,672 11 32 10,550 3,460 - 1,680,846Net Fixed Assets80,473
47,631165,620 195,079 16,7729,585 9,2801,833 2,06267,264 9,905
16,567 10,528 21,31624,63744,863 723,415 --- --- -- - - ---- - -
-Other Assets 334,409259,377559,747 723,399 50,351135,75731,247
90,475 555 189,85729,532 28,568 66,714136,061 140,684 139,680
2,916,414TOTAL
ASSETS3,098,1441,350,9225,009,8634,524,224644,395846,530
181,179324,69128,0861,569,652251,999332,185284,329492,644 579,857
747,17420,265,872DEPOSITS2,481,420 750,403
3,773,4992,531,071301,472400,112 108,196117,489 2,365 764,811
166,950101,864105,644240,499 234,428 254,89812,335,122Demand
Deposits 318,42080,505 671,254360,798 36,186137,88218,695 11,350
1,389 113,10921,557 17,8636,423 32,65430,41416,793 1,875,292Savings
485,135 212,242 1,358,288679,575 63,952 86,56113,138- -
175,00326,9766,938 26,878 76,87744,16829,362 3,285,093Time Deposits
(Incl. CTS + FCBC)1,649,523 355,550
1,664,7831,317,788195,151156,63475,588 99,433 914 411,632 111,695
73,216 64,901117,088 140,102 183,768 6,617,764Deposits Retained as
Guarantee- - ---- -- - - ---- - - -Other Deposits 28,341
102,10679,174172,9116,184 19,035 7746,7066365,068 6,7223,8477,443
13,88019,74424,975 556,973BORROWED FUNDS89,919340,148241,270
1,133,712256,674193,51613,044 89,42814,053 420,47532,270168,943
83,427 75,082 204,512 300,852 3,657,324 - Call Loans from Domestic
Banks1,4209801,42015,7672,068 20,170 - 11,245 5,196 8,523 ---4,957
- 85272,601 - Financing f/ Banks & Central
Bank88,498339,168227,633 1,117,927253,708173,34613,044 78,183 8,857
411,87332,270168,891 83,363 70,081 204,512 247,213 3,518,567 -
Bonds & Mortgage Bills Outstanding-- 12,21617897- -- -79 - 52
63 43 -52,78766,156Payable Interest & Fees--- --- -- - - ---- -
8,147 8,147Other Liabilities245,512130,686445,509 371,056
33,126133,65328,028 85,021 1,575 235,18023,158 32,072
61,522107,69366,803 101,446 2,102,038Pension Funds & Other
Reserves22,838 13,377 55,76752,1396,5208,342 1,9187,106 21220,347
3,5731,9593,2994,685 6,832 9,346 218,259TOTAL LIABILITIES
2,839,6891,234,6144,516,0444,087,978597,791735,624
151,186299,04418,2061,440,813225,951304,838253,891427,959 512,574
674,68918,320,890CAPITAL
FUNDS258,456116,309493,818436,24746,603110,90629,993 25,647 9,880
128,83826,048 27,347 30,438 64,68567,28372,485 1,944,982Paid-in
Capital216,686 88,101291,568320,60141,848 43,32024,401 28,33213,668
116,51226,685 25,913 28,890 65,67361,75352,884 1,446,835Capital
Surplus---8,341 - 52,219 -- - - ---- 3,064 -63,624Legal
Reserves35,276 27,252182,017 96,666 2,0961,776 7,684- -10,336
-1,1951,325- 4,04917,110 386,782 ---- -- -- - - ---- - - -Retained
Earnings--295- -4,375(3,633)(1,811) (1,760)-(763) 9-- - -(3,288)Net
Profit/ (Loss) - Current Year6,494956 19,939 10,638 2,6609,215
1,541 (874) (2,028)1,990 127230222 (988) (1,584)2,49151,029TOTAL
LIAB.&
CAP.FUNDS3,098,1441,350,9225,009,8634,524,224644,395846,530
181,179324,69128,0861,569,652251,999332,185284,329492,644 579,857
747,17420,265,872CONTINGENT LIABILITIES 602,411235,793673,786
1,148,861 168,016387,332 100,432206,804 7,859 478,204 70,996 49,638
93,572157,819 141,006 171,093 4,693,623Financial Derivatives--- -
-- -- - ----- - - -Contingent Credits 602,411235,793673,786
1,148,861 168,016387,332 100,432206,804 7,859 478,204 70,996 49,638
93,572157,819 141,006 171,093 4,693,623 --- - -- -- - ----- - -
-Exchange rate used (S/. = US$ 1)$0.284---DOES NOT INCLUDE NEITHER
CONSUMER ORIENTED BANKS NOR "MI BANCO"---Jorge Romani Page 1Phone
(511) 919-8252 [email protected]/29/2011 SFN-1200 $SFN1200
2. Souce:PERUDecember 31, 2000The Peruvian Bank Insurance
SuperintendencyUS $000 COMMERCIAL BANKING SYSTEMPROFIT & LOSS
STAT. CONTNT INTBNKCRDTO WIESE SUDAM CITIBANK STDCHT BOSTONBNP
BSCHCOMER BIF FINANLATINONBKNVOMDOTOTALFINANCIAL INCOME
344,524182,055 642,908463,54176,966 88,80421,556 27,441 1,923
195,40245,91741,538 40,73744,909 69,160 83,372 2,370,753Ints.&
Fees/ Loans 205,243125,950 360,972289,03960,567 64,52711,055 14,517
949 128,27338,15832,932 33,52630,282 55,209 68,832
1,520,032Ints.& Fees/ Loans to Banks-Demand41,343 10,52771,301
41,939 4,1337,762 1,9943,134 60413,704 2,353 2,4661,918
2,5693,4434,238 213,426Ints.& Fees/ Due from Banks2,5041,203
7,7641,176 1,1821,718 777330 139 977 316 289365 16120426219,368Fees
from Contingent Liabilities52,992 18,361 123,981 53,258 5,321
10,686 2,2075,459 18623,277 3,049 3,5533,602 9,5065,2816,449
327,166Trustees & Adm. Fees -158 49549919- -- 0 - - --352215
1,422Exchange Gain 17,8978,40419,724 17,340 3,442983 4,3372,335
10516,068 1,692 2,1971,539 1,4423,1302,812 103,447Gain/ (Loss) on
Equities Portfolio23,458 16,12251,503 60,189 2,1573,041 1,186949
(64) 12,104 339(7)(316)8751,794480 173,810Other Financial Income
1,0871,332 7,168100 145 86 -717 4 99912 10910439 97
8512,083FINANCIAL EXPENSES (132,644) (105,522) (221,251)
(265,014)(41,671) (31,303)(12,556) (16,744)(745) (89,165) (21,776)
(23,041) (23,581)(24,386) (43,584)(50,754) (1,103,737)Interest on
Deposits (118,872)(54,879) (182,174) (167,969)(18,151)
(21,870)(11,235) (11,381)(226) (48,437) (17,931)(7,359)
(12,618)(12,919) (18,680)(24,138) (728,839)Ints.& Fees on
Borrowed Funds(7,261)(40,213)(22,812)(84,405)(21,561)(9,104)
(351)(4,530)(433) (36,420)(3,398) (14,688) (10,472) (9,743)
(23,219)(25,607) (314,216)Exchange Losses(163) (3,384)-(693)--(902)
-(86)(240) (34)(929) (66)- (1,230) (100) (7,825)Deposits Indexed to
Inflation(120) (1,106) (2,036) (463)-- - (754) -0--(72)--
-(4,552)Deposits Insurance + Others (6,228) (5,939)(14,229)(11,484)
(1,959)(329)(68) (79)(1)(4,068)(412) (65)(354) (1,725)(456)
(909)(48,305)GROSS FINANCIAL RESULT 211,880 76,534
421,657198,52735,295 57,500 9,000 10,697 1,178 106,23724,14118,497
17,15620,523 25,576 32,618 1,267,016- Loan Loss Provision(114,276)
(8,078) (153,202)(45,806) (7,511)(8,972) (3,392) (903) (139)
(23,207)(8,413)(7,693)(3,252)(12,384)(5,209) (4,990) (407,425)-
Provision for Loan Losses(114,276) (8,078) (153,202)(45,806)
(7,511)(8,972) (3,392) (903) (139)
(23,207)(8,413)(7,693)(3,252)(12,384)(5,209) (4,990) (407,425)NET
FINANCIAL RESULT97,604 68,456 268,455152,72027,784 48,529
5,6089,794 1,03983,03015,72910,804 13,904 8,139 20,368
27,628859,591Other Income83,268 19,82846,838 79,553 3,3118,706
8,946808 336,510 2,573 4,4622,37323,0519,072 20,475349,776Other
Expenses (170,084)(86,938) (288,618) (224,223)(27,360)
(46,450)(12,541) (11,216) (2,824) (113,607) (17,516) (14,774)
(15,518)(32,034) (31,200)(45,194) (1,140,095)Personnel & Board
(56,667)(26,102) (117,559)(68,959)(10,739) (19,086) (5,982)(7,273)
(1,735)(33,119)(6,172)(5,132)(6,175)(11,375) (10,328)(12,792)
(399,193)General & Administrative Expenses (63,172)(35,464)
(129,836)(94,282)(11,507) (20,449) (4,039)(3,223)
(828)(46,724)(8,957)(6,945)(7,562)(13,472) (13,391)(16,965)
(476,816)Depreciation & Amortization
(17,707)(12,368)(29,869)(35,488) (2,966)(2,987) (1,065)(613)
(220)(10,207)(1,127)(1,389)(1,351) (4,701)(4,071) (7,065)
(133,195)Miscellaneous (32,538)(13,004)(11,355)(25,494)
(2,147)(3,928) (1,455)(107)(41)(23,557)(1,261)(1,308)(430)
(2,486)(3,409) (8,372) (130,892)E.B.I.Tx. 10,7881,34726,675
8,0503,736 10,785 2,013 (614)(1,782)5,933785 493759(843)
(1,760)2,90869,272Income Taxes --(964)- (716)(3,638) (2)(284)(6)
(267) - -- - - -(5,877)Result on Inflationary Exposure REI
(4,293)(391) (5,772)2,588 (360) 2,068(470)24 (241) (3,675)(658)
(263)(537) (145)176(417)(12,366)Extraordinary Income/ (Charge) -- -
--- --- -- -- - - - -NET PROFIT/(LOSS) 6,494956 19,939 10,638
2,6609,215 1,541 (874)(2,028)1,990 127230222(988) (1,584)2,491
51,029NET PROFIT/(LOSS) -REI6,494956 19,939 8,0502,6607,146 1,541
(898)(2,028)1,990 127230222(988) (1,760)2,491 51,029Jorge Romani
Page 2Phone (511) 919-8252 [email protected] 1/29/2011SFN-1200
$SFN1200 3. Souce: PERUDecember 31, 2000The Peruvian Bank Insurance
Superintendency US $000COMMERCIAL BANKING SYSTEMFINANCIAL RATIOS
CONTNT INTBNK CRDTOWIESESUDAMCITIBANK STDCHT BOSTON BNP BSCH
COMERBIF FINANLATINONBKNVOMDOTOTAL PERCENTUAL STRUCTUREESTRUCTURA
PORCENTUALQuick Assets/ Total Assets36.0%12.8%31.0%7.7% 18.4% 28.0%
27.6% 16.2% 45.9% 17.5% 15.4%12.5% 8.5% 18.3% 8.4% 12.5%
21.1%Marketable Securities/ Total Assets6.0% 0.6%
3.3%(8.8%)3.1%2.4%9.5%2.1%3.6%1.8%2.2% 0.0% 0.8% 10.8%
2.6%1.8%0.7%Net Loans/ Total Assets 49.1%55.9%50.6%45.6%69.5% 54.2%
47.1% 55.4% 44.7% 54.7% 67.0%72.8%63.7% 46.7%60.9% 62.2% 52.1%Gross
Loans/ Total Assets 54.2%62.1%56.6%51.6%72.8% 56.8% 51.3% 56.0%
45.2% 62.0% 73.4%80.0%72.5% 56.1%65.3% 66.1% 57.8%Overdrafts/ Gross
Loans2.1% 3.8% 5.4%8.2%7.5% 14.3%1.1%0.3%6.2%2.4% 11.7% 7.4% 2.9%
11.0% 3.8%5.8%5.6%Bills, Disc.& Loans/ Gross
Loans65.6%65.6%66.5%69.3%55.0% 69.6% 70.8% 65.9% 60.5% 20.6%
52.7%47.7%39.1% 20.2%45.8% 38.3% 58.6%Net Fixed Assets/ Total
Assets 2.6% 3.5% 3.3%4.3%2.6%1.1%5.1%0.6%7.3%4.3%3.9% 5.0% 3.7%4.3%
4.2%6.0%3.6%Deposits/ (Liabilities + Capital Funds)
80.1%55.5%75.3%55.9%46.8% 47.3% 59.7% 36.2%8.4% 48.7%
66.3%30.7%37.2% 48.8%40.4% 34.1% 60.9%Savings/ Deposits
19.6%28.3%36.0%26.8%21.2% 21.6% 12.1%0.0%0.0% 22.9% 16.2% 6.8%25.4%
32.0%18.8% 11.5% 26.6%Time Deposits/ Deposits
66.5%47.4%44.1%52.1%64.7% 39.1% 69.9% 84.6% 38.6% 53.8%
66.9%71.9%61.4% 48.7%59.8% 72.1% 53.6%Placements/ Deposits 0.0%
0.0% 0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0% 0.0% 0.0%0.0%
0.0%0.0%0.0%Borrowed Funds/Liab.+ Capital Funds2.9%25.2%
4.8%25.1%39.8% 22.9%7.2% 27.5% 50.0% 26.8% 12.8%50.9%29.3%
15.2%35.3% 40.3% 18.0%Bonds & Mrtge.Bills/Liab.+ Cap.Funds 0.0%
0.0% 0.2%0.0%0.1%0.0%0.0%0.0%0.0%0.0%0.0% 0.0% 0.0%0.0%
0.0%7.1%0.3%Cap.Funds/ Liab.+ Capital Funds8.3% 8.6% 9.9%9.6%7.2%
13.1% 16.6%7.9% 35.2%8.2% 10.3% 8.2%10.7% 13.1%11.6%9.7%9.6%
OPERATIONAL RATIOSCOEFICIENTES OPERATIVOS Y DE RENTABILIDADReturn
on Equity (ROE) 2.5% 0.8%4.0%1.8% 5.7%6.4%5.1% (3.5%) (20.5%) 1.5%
0.5%0.8%0.7%(1.5%) (2.6%)3.4%2.6%Return on Assets (ROA) 0.2%
0.1%0.4%0.2% 0.4%0.8%0.9% (0.3%)(7.2%) 0.1% 0.1%0.1%0.1%(0.2%)
(0.3%)0.3%0.3%Net Profit (Loss)/ Total Deposits0.3% 0.1%0.5%0.3%
0.9%1.8%1.4% (0.8%) (85.8%) 0.3% 0.1%0.2%0.2%(0.4%)
(0.8%)1.0%0.4%Net Profits/ Earning Assets 13.4%19.4% 15.9%
13.4%14.1% 13.0% 15.7% 11.9% 7.7%17.1%23.9% 15.8%
21.8%20.2%19.1%16.1% 15.3%Return on Risk Assets-RORA 0.3%
0.1%0.6%0.2% 0.5%1.2%1.2% (0.3%) (13.3%) 0.2% 0.1%0.1%0.1%(0.2%)
(0.3%)0.4%0.3%Risk Assets (US$MM)$1,984 $1,178 $ 3,456 $ 4,174 $
526 $ 610 $ 131 $272 $ 15 $1,295 $ 213 $ 291 $ 260 $ 402 $531 $ 653
$ 15,991Operating Cost/ Net Financial Result 140.9%
108.0%103.3%130.1%90.7% 87.6%197.7%113.4% 267.8% 108.5%
103.4%124.6%108.5% 363.0% 136.4% 133.3%117.4%Operating Cost/ Total
Assets 4.4% 5.5%5.5%4.4% 3.9%5.0%6.1% 3.4%9.9% 5.7%
6.5%4.1%5.3%6.0% 4.8%4.9%5.0%Personnel/ Total Deposits2.3%
3.5%3.1%2.7% 3.6%4.8%5.5% 6.2% 73.4% 4.3% 3.7%5.0%5.8%4.7%
4.4%5.0%3.2%Personnel/ Total Asssets 1.8% 1.9%2.3%1.5% 1.7%2.3%3.3%
2.2%6.2% 2.1% 2.4%1.5%2.2%2.3% 1.8%1.7%2.0%Operating Cost/ Earning
Assets 5.3% 7.9%6.8%5.7% 4.6%6.2%8.1% 4.8% 11.2% 7.9%
8.5%5.1%8.1%13.3%7.7%7.1%6.5%Market Share-Deposits 20.1% 6.1% 30.6%
20.5% 2.4%3.2%0.9% 1.0%0.0% 6.2% 1.4%0.8%0.9%1.9%
1.9%2.1%100.0%Market Share-Loans14.4% 7.2% 24.0% 19.5% 4.2%4.3%0.8%
1.7%0.1% 8.1% 1.6%2.3%1.7%2.2% 3.3%4.4%100.0%ASSETS QUALITYCALIDAD
DE ACTIVOS Doubtful & PD Loans/ Gross Loans8.7% 11.7% 11.2%
9.9% 5.2%4.7% 8.7%0.7% 0.0% 13.4% 10.1% 5.3%7.1%21.9% 9.0% 7.7%9.9%
Doubt.+ Refinanc Loans/ Gross Loans14.1% 19.8% 16.4% 15.9%8.6%5.2%
9.5%0.7% 0.0% 24.8% 18.3% 15.8% 21.0% 55.2%17.9% 13.2% 16.8% Loan
Loss Rsve/Doubt & Refincd.Loans 66.5% 50.6% 65.3%
72.9%53.5%85.3%86.2%160.0% #DIV/0!47.6% 48.0% 57.0% 58.4%
30.1%37.6% 44.3% 58.6% Loan Loss Reserve/ Gross Loans9.4% 10.0%
10.7% 11.6%4.6%4.5% 8.2%1.1% 1.1% 11.8% 8.8%9.0%12.2% 16.7% 6.7%
5.9%9.8% Loan Loss Reserve/ Net Loans 10.3% 11.2% 12.0%
13.1%4.8%4.7% 8.9%1.1% 1.1% 13.4% 9.6%9.9%14.0% 20.0% 7.2%
6.2%10.9% Earning Assets (-) Expensive Liabilities $ 7,013 $
(150,504) $38,025 $ (201,385) $ (12,288) $ 88,729 $ 16,143 $ 24,349
$ 8,430 $ (40,331) $ (7,114) $ (8,273) $ (2,089) $ (93,795) $
(77,250) $ (38,080) $ (448,418) Net Earning Assets/ Total
Assets0.2% (11.1%)0.8% (4.5%) (1.9%) 10.5% 8.9%7.5%30.0%
(2.6%)(2.8%)(2.5%)(0.7%)(19.0%)(13.3%) (5.1%)(2.2%) Gross Loans/
Total Deposits67.7% 111.8%75.2% 92.1% 155.6% 120.1%85.9%154.8%
537.0%127.3%110.9%261.0%195.2% 114.8% 161.6% 193.7% 94.9% Fixed
Assets/ Capital Funds31.1% 41.0% 33.5% 44.7%36.0%
8.6%30.9%7.1%20.9% 52.2% 38.0% 60.6% 34.6% 33.0%36.6% 61.9% 37.2%
(*) (*) Total Deposits includes: Demand Deposits, Savings, Time
Deposits (plus Fgn Cy. CDs3rd. Parties Severance Indemnities) and
Pledged Deposits Total Deposits includes: Demand Deposits, Savings,
Time Deposits (plus Fgn Cy. CDs & & 3rd. Parties Severance
Indemnities) and Pledged Deposits LIQUIDITYLIQUIDEZ Quick Assets/
Total Deposits44.9% 23.1%41.2% 13.8% 39.3%59.2% 46.3% 44.7% 545.1%
36.0% 23.2%40.8%22.8% 37.6%20.9% 36.8% 34.7% Borrowed Funds/ Gross
Loans (**) 5.4% 40.5% 8.5% 48.6% 54.7%40.3% 14.0% 49.2% 110.6%
43.2% 17.4%63.5%40.4% 27.2%54.0% 60.9% 31.2% Demand Deposits/ Total
Deposits 12.8% 10.7%17.8% 14.3% 12.0%34.5% 17.3%9.7%58.7% 14.8%
12.9%17.5% 6.1% 13.6%13.0%6.6% 15.2% Call Loans/ Total Deposits
3.6% 45.3% 6.1% 44.8% 84.8%48.4% 12.1% 76.1% 594.2% 55.0% 19.3%
165.8%78.9% 31.2%87.2% 97.3% 29.1% Call Loans/ Gross Loans5.4%
40.5% 8.1% 48.6% 54.5%40.3% 14.0% 49.2% 110.6% 43.2%
17.4%63.5%40.4% 27.2%54.0% 50.2% 30.7% Due From Banks/ Total Assets
1.5%0.0% 0.1%0.0%1.0% 0.5% 6.0% 3.1% 0.0% 0.1% 0.9% 0.7% 0.4%0.2%
0.0%0.0%0.4% Financial Cost/ Borrowed Funds 8.1% 11.8% 9.5%7.4%8.4%
4.7% 2.7% 5.1% 3.1% 8.7%10.5% 8.7%12.6% 13.0%11.4%8.5%8.6% (**)(**)
Borrowed Funds includes: Call Loans owed, Deposits from Banks
(placements), Loans and other financing received from domestic/
foreign banksBonds/bills issued to finance loans & WKBorrowed
Funds includes: Call Loans owed, Deposits from Banks (placements),
Loans and other financing received from domestic/ foreign banks
& & Bonds/bills issued to finance loans & WK
CAPITALIZATION CAPITALIZACIONCapital Funds/ Total Assets 8.3%8.6%
9.9% 9.6% 7.2% 13.1% 16.6%7.9% 35.2%8.2% 10.3% 8.2%10.7%
13.1%11.6%9.7%9.6%Capital Funds/ Risk
Assets(***)13.0%9.9%14.3%10.5% 8.9% 18.2% 22.9%9.4% 65.0% 10.0%
12.2% 9.4%11.7% 16.1%12.7% 11.1% 12.2%Capital Funds/ Gross Loans
15.4% 13.9%17.4%18.7% 9.9% 23.1% 32.3% 14.1% 77.8% 13.2%
14.1%10.3%14.8% 23.4%17.8% 14.7% 16.6%Capital Funds/ Total
Deposits10.4% 15.5%13.1%17.2%15.5% 27.7% 27.7% 21.8%417.8% 16.8%
15.6%26.8%28.8% 26.9%28.7% 28.4% 15.8%Risk Weighted Ratio 8.408.00
8.10 7.60 9.105.305.204.501.908.609.00 7.60 7.107.20 8.00 10.807.95
(***) Risk Assets = Total Assets less Quick Assets(***) Risk Assets
= Total Assets less Quick AssetsJorge RomaniPage 3Phone (511)
919-8252 [email protected]/29/2011SFN-1200 $SFN1200
