Bajaj capital insurance - Health Insurance Policies

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BAJAJ CAPITAL INSURANCE

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in India.


Insurance Fact

Insurance is an important component of financial planning.

Be careful while choosing the insurance product/policies.

Protection will be available when needed. www.bajajcapitalinsurance.com to

compare and buy best insurance policies online.

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Health Insurance

Insurance against loss due to ill health.

Covers the medical expenditure.

Health Insurance is a contract between insurer and an individual/group.


Health Insurance Normally Covers-

Room, boarding expenses. Nursing expense. Fees of surgeon, physician, consultants

etc. Anesthesia, blood, oxygen, operation

theater charges, etc. Pre & Post hospitalization expenses.


Health Insurance Exclusions

Under first year policy, any claim during the from the first 30 days from date of cover.

Circumcision unless for treatment of a disease.

Cost of specs, contact lenses, hearing aids.

Dental treatment / surgery unless requiring hospitalization.


Types of Health Insurance Policies-

Individual Health Insurance Plans. Family Floater Health Insurance. Critical Illness Health Insurance. Group Mediclaim policies. Senior Citizen health Insurance.


Individual Health Insurance

A form of health insurance designed to cover just one person.

Health Insurance plans as well as policies in order to get the individual needs and desires done in style.


Family Floater Health Insurance

Health cover for complete family. Sum insured is shared across the family

members. Family Floater plans takes care of all the

medical expenses during sudden illness, surgeries and accidents.


Critical Illness Health Insurance

Critical illness insurance helps pay costs associated with life-altering illnesses.

Reduce the potential financial impact of a critical illness on your family and your future with Critical Illness.


Group Mediclaim Policy

Group Mediclaim Insurance policy for employees.

Policy covers reimbursement of hospitalization expenses incurred for diseases contracted.


Senior Citizen Health Insurance

Health Insurance Plans for senior citizens is very important because of the lack of quality care at busy hospitals.

Entry age for senior citizen health insurance plan is 60 to 80 years.


Unexplored Health Insurance Benefits

Peace of Mind- Health Insurance Policies can provide you peace of mind anytime you’re facing a medical emergency.

Secure the Future- Having a health plan provides financial protection for unexpected, expensive medical costs and also pays for services preventive care and annual checkups.

Wellness Tools- Except the financial protection, some health insurance plans offer initiatives to help you and your family get and stay healthy.

Tax Benefits- The health insurance premium qualifies for tax deduction under the section 80D


Protection

Medical policy is very much necessary to give protection against health care expenses that can destroy your financial plans or can make you a bankrupt in case of major accident or illness occurs.

Nobody knows the future but it is always better to do something to secure your future.


Thanking You!

Economy & Finance

Bajaj capital insurance - Health Insurance Policies