The Market Has Shifted

Credit Scores

Are Going Down

Credit Criteria

Is Going Up

“July 12th of 2010 the Wall Street Journal reported that 43 million Americans had credit scores of 599 or below – 25.5% of adults”

March ‘08 – 1st time ever

-580 is the new minimumthen…

-620 by January of 2009then…

-640 by November 2010

-660 by……….?

Conventional HasPunitive Pricing For

Everything Less ThanPerfect Credit

and a LargeDown Payment

There Are Estimates That 35-40% of Credit Reports Are Below 640

What About the Self Employed That Have Good

Credit But CannotGet A Loan

Which Means About50 % Do Not Qualify

For Institutional Financing

If 10% Cannot Get A Loan

That’s The Buyer’s Problem

When 50% Cannot Get A Loan

It IsEverybody’s Problem

So You Have Three Options

1. Get Out of the Business

2. Prospect Sooooo Much You Have Enough People

3. Learn To Do Business In Today’s Market

Alternative Financing Options

3 unique ways to structure a transaction

• Lease option• All-inclusive Trust Deed

aka Wrap around mortgage

and• What’s that 3rd option???

Contract for Deed(comes with an instruction manual

from FHA no less)

Ever heard of it?

Identify The ProblemMap A Solution

Enroll Buyers in Credit Restoration

Coming March 3rd 2011

To A Computer Screen

Near You

Sign Up Below