Priscilla Kaufhold, program director for The Iris Club, on the club’s grand staircase. Over hershoulder is a portrait of Alice Nevin, who founded the women’s club in 1895.
Are Your Social Security
Benefits Taxable?
page 7
Special Section:
Living for the Long Term
page 9
Inside:
By Megan Joyce
Our 21st-century dance styles would likely leave the ragtime-dancing,Edwardian-era female founders of The Iris Club confused at best.
But those progressive-for-their-time ladies would be pleased by theirmodern club’s continuing dedication to community service, women’sempowerment, and artistic and enlightened entertainment—spearheaded byits current program director, Priscilla Kaufhold.
“She is always full of great ideas,” said Carol Szutowicz, The Iris Club’sfirst vice president. “While many people have that talent, the difference isPriscilla works to make those ideas happen and sees projects through to theend.”
The Iris Club formed in 1895 when Alice Nevin, daughter of Franklin &Marshall College President John Williamson Nevin, invited 70 women to herhome to initiate a club to encourage women’s socialization and communityinvolvement.
The club’s downtown building was purchased in 1898 and still hosts theclub’s twice-monthly meetings, where members enjoy lunch, entertainment,friendship, and high tea. In October 2013, the club celebrated its 115th
Women’s Club Benefits from ProgramDirector’s Arts Pedigree
Dedication andDance through
the Ages
please see DANCE page 14
York County Edition March 2014 Vol. 15 No. 3
2 March 2014 50plus SeniorNews t www.50plusSeniorNewsPA.com
Exhibitors • Health Screenings • Seminars
Entertainment • Door Prizes
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(717) 285-1350 • (717) 770-0140(610) 675-6240
Limited Sponsorship Opportunities Available
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May 27, 20149 a.m. – 2 p.m.Hershey Lodge
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Hershey
15th Annual
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June 10, 20149 a.m. – 2 p.m.
Church Farm School1001 East Lincoln Highway
Exton
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Sept. 17, 20149 a.m. – 2 p.m.
York Expo CenterMemorial Hall East
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York
12th Annual
CUMBERLAND COUNTY
Oct. 22, 20149 a.m. – 2 p.m.
Carlisle Expo Center100 K Street
Carlisle
15th Annual
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LANCASTER COUNTY
Nov. 5, 20149 a.m. – 2 p.m.
Spooky Nook Sports2913 Spooky Nook Road
Manheim(Just off Rt. 283 at the Salunga exit)
18th Annual
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NEWLOCATION!Spooky Nook Sports
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Two of your favorite events, together!
Lancaster
CelebratesSeniors No, I’m not talking about the
NCAA basketball tournamentovertaking the airwaves of every
sports fan in the nation. I’ve never been atall interested in that.
And those diagrams of teams, who theyplay, and where they end up is likecontemplating those convoluted sentencediagrams in English class. I didn’t paymuch attention to those, either.
Actually, the only way these diagramsseem to resemble each other is that thereare subjectively important words onoutspreading lines.
The exception is that there are nodangling lines on the basketball charts.Maybe there should be for the teamswhose chances of advancing are slim. Tothose danglers we could add short,horizontal lines with gloomy-face icons.But what do I know?
Well, I know one thing (my wife saysthat’s about all I know), and so do you.The days are getting noticeably longer;and soon, the crocuses, daffodils,hyacinths, irises, and other early-springbloomers will push through the soddenearth to show off their vivid splendor.
I’m amazed that some of these plantswithstand the wild vagaries of March andearly-April weather. It is striking to seecrocuses and daffodils emerge from apatch of snow, don’t you think?
We planted two eastern red bud treeslast year on a sweltering summer day.Doing so nearly crippled my wife and me.Why we picked the spots where twoprevious trees had once grown isinexplicable.
Much of the old root systems stilllurked roughly 4 or 5 inches below thesurface. That should have been easyenough to surmise, but those trees weregone long enough that I just assumed rothad done its job.
It did not. Rot only takes place where itis least welcome, such as landscapetimbers, wood house trim, and tires on mybarely used truck.
The first shovelful of dirt gave us a falsesense of ease. By the second shovelful Iwas well aware that I was going to need ahatchet, a reciprocal saw with a toothypruning blade, a hefty digging iron, 2gallons of cold drinking water, and a shadyplace for frequent breaks.
We persevered, though, and the trees
were in-ground by the end of the day. Itwas a satisfying accomplishment, in spiteof my wife and me being scuffed bloody.Anyway, the new buds should soonappear, assuring us that our struggle paidoff.
Since March winds can really knock thespindly things around, I might have tostake them. I didn’t stake them afterplanting because I was told that if treeswere planted properly, they wouldn’t needstaking.
And then we watched in horror asheavy storms whacked away at them inlate summer, and the November windsmade valiant attempts to uproot them.They endured it all, but I am still uneasyabout that theory.
The weather is what creates Marchmadness. One day it is sunny and verywarm, almost summerlike; other days canbe cold and blustery, seeming as thoughsnow is imminent. This unsettledcondition is essentially what causes Marchto be so windy. It is also why November isthe same.
I’m no meteorologist or earth scientist,so I am hardly qualified to go into all thedetails of the forces that come together tomake the wind kick up such a fury. But it’sone of the things I like about March.
I love how the dramatic, wind-drivenclouds move swiftly overhead on a brightday, creating fluid forms on the ground;walking along the mushy banks as turbidtrout streams rush along, swollen from thesnow and ice-melt; and the plethora ofregional garden shows that inspire us tostart planning for the inevitable arrival ofspring. We have our shows in York,Harrisburg, and Philadelphia.
I’ve heard many people say that theydislike March because it feels so gloomy.Really? Gloominess is in the mind. Thinkabout it a bit more. Think of things thatyou can like about this month. I’ll bet youcan come up with something surprising;maybe it will change your perspective.
After all, a positive outlook makes thetransition to spring a lot less fretful.
Mike Clark writes a regular column for TheGlobe Leader newspaper in New Wilmington,Pa. He has a Bachelor of Science degree inorganizational behavior/applied psychologyfrom Albright College. Mike lives outsideColumbia, Pa., and can be contacted [email protected].
The Way I See It
Mike Clark
March Madness
www.50plusSeniorNewsPA.com 50plus SeniorNews t March 2014 3
This Resource Directory recognizes advertisers who have madean extended commitment to your health and well-being.
Not an all-inclusive list of advertisers in your area.
Roth’s Farm VillageRoth’s Church Road, Spring Grove(717) 633-7300
SeniorLIFE1500 Memory Lane Ext., York(814) 535-6000
Community Animal HospitalDonald A. Sloat, D.V.M.400 S. Pine St., York(717) 845-5669
Gordon’s Body Shop, Inc.10 Mill St., Stewartstown(717) 993-2263
Sun Motor Cars6677 Carlisle Pike, Mechanicsburg(877) 316-3030
Steinmetz Coins & Currency2861 E. Prospect Road, York(717) 757-6980
Low-Income Energy Assistance(717) 787-8750
Dutch Apple Dinner Theatre510 Centerville Road, Lancaster(717) 898-1900
Alzheimer’s Association(717) 651-5020
Alzheimer’s Information Clearinghouse(800) 367-5115
American Diabetes Association(800) 342-2383
CONTACT Helpline(717) 652-4400
The National Kidney Foundation(800) 697-7007 or (717) 757-0604
Social Security Information(800) 772-1213
PA HealthCare Cost Containment(717) 232-6787
Pennsylvania Office for the Deaf and Hardof Hearing(800) 233-3008 V/TTY
Senior HelpersServing Adams and York counties(717) 920-0707
Visiting Angels Living Assistance Services(717) 630-0067 – Hanover(717) 751-2488 – York
Elm Spring Residence118 Pleasant Acres Road, York(717) 840-7676
Springetts Manor Apartments50 Eisenhower Drive, York(717) 757-1565
Housing Authority of York(717) 845-2601
Property Tax/Rent Rebate(888) 728-2937
Apprise Insurance Counseling(717) 771-9610 or (800) 632-9073
CVS/pharmacywww.cvs.com
Minnich’s Pharmacy976 S. George St., York(717) 848-2312
A Life Transition Service(717) 799-0648
York County Area Agency on Aging(800) 632-9073
Lebanon VA Medical Center1700 S. Lincoln Ave., Lebanon(717) 228-6000 or (800) 409-8771
Veterans Services
Services
Senior Move Management
Pharmacies
Insurance – Long-Term Care
Housing Assistance
Housing/Apartments
Home Care Services
Hearing Services
Healthcare Information
Health & Medical Services
Entertainment
Energy Assistance
Coins & Currency
Automobile Sales/Service
Animal Hospitals
Adult Day Centers
Active Adult Communities
Resource Directory
Colorectal Cancer Screening Rates Remain Low
About one in three adults aged 50 to75 years have not been tested forcolorectal cancer as recommended by theUnited States Preventive Services TaskForce (USPSTF), according to a newVital Signs report from the Centers forDisease Control and Prevention.
Despite research that shows colorectalcancer screening tests save lives, screeningrates remain too low.
“There are more than 20 millionadults in this country who haven’t hadany recommended screening forcolorectal cancer and who may thereforeget cancer and die from a preventabletragedy,” said CDC Director TomFrieden, M.D., M.P.H.
“Screening for colorectal cancer iseffective and can save your life.”
Colorectal cancer is the second-leading cancer killer among men andwomen in the United States, after lungcancer. Screening tests can prevent canceror detect it at an early stage, when
treatment can be highly effective. Adults aged 50 years and older should
get tested with one or a combination ofthese screening tests:
• Fecal occult blood test (FOBT) or fecalimmunochemical test (FIT) done athome every year
• Flexible sigmoidoscopy, done every fiveyears, with FOBT/FIT done every threeyears
• Colonoscopy done every 10 years
A colonoscopy can detect cancer early,and it can find precancerous polyps sothey can be removed before they turninto cancer.
An FOBT/FIT is a simple at-hometest that can detect cancer early byidentifying blood in the stool, a possiblesign of cancer.
People are not always offered a choice
of colorectal cancer tests, but studieshave shown that people who are able tochoose the test they prefer are more likelyto get the test done.
CDC researchers reviewed colorectalcancer screening data from CDC’s 2012Behavioral Risk Factor SurveillanceSystem to estimate the percentage ofpeople aged 50 to 75 years who reportedgetting screened as recommended by typeof test.
Major findings:
• Among adults who were screened asrecommended, colonoscopy was by farthe most common screening test (62percent). Use of the other USPSTF-recommended tests was much lower:fecal occult blood test, 10 percent, andflexible sigmoidoscopy in combinationwith FOBT/FIT, less than 1 percent.
• The highest percentage of adults whowere up to date with colorectal cancer
screening was in Massachusetts (76percent).
• Blacks and whites had similar screeningrates, but a higher percentage of blacksacross all income and education levelsused FOBT.
The authors noted that increasing useof all tests may increase screening rates.Furthermore, research shows that morepeople may get tested if healthcareproviders use an organized approach toidentify people who need to be screened;contact them at their home orcommunity setting; advise them of eachtest; and carefully monitor to make surethey complete their test.
For more information aboutpreventing colorectal cancer, please visitwww.cdc.gov/cancer/colorectal.
Source: Centers for Disease Control andPrevention
4 March 2014 50plus SeniorNews t www.50plusSeniorNewsPA.com
50plus Senior News is published by On-Line Publishers, Inc.and is distributed monthly among senior centers, retirementcommunities, banks, grocers, libraries and other outlets
serving the senior community.On-Line Publishers, Inc. will not knowingly accept or publish
advertising which may be fraudulent or misleading in nature. Views expressed in opinion stories, contributions, articles and letters
are not necessarily the views of the publisher. The appearance ofadvertisements for products or services does not constitute anendorsement of the particular product or service. The publisher will notbe responsible for mistakes in advertisements unless notified within fivedays of publication. On-Line Publishers, Inc. reserves the right to reviseor reject any and all advertising. No part of this publication may bereproduced or reprinted without permission of On-Line Publishers, Inc.
We will not knowingly publish any advertisement or information notin compliance with the Federal Fair Housing Act, Pennsylvania State lawsor other local laws.
Corporate Office:3912 Abel Drive, Columbia, PA 17512
Phone 717.285.1350 • Fax 717.285.1360Chester County:610.675.6240
Cumberland County/Dauphin County:717.770.0140
Berks County/Lancaster County/Lebanon County/York County:
717.285.1350E-mail address:
[email protected] address:
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PRESIDENT AND PUBLISHERDonna K. Anderson
EDITORIALVICE PRESIDENT AND MANAGING EDITOR
Christianne RuppEDITOR, 50PLUS PUBLICATIONS
Megan Joyce
ART DEPARTMENTPROJECT COORDINATOR
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Janys Cuffe
BUSINESS DEVELOPMENTACCOUNT EXECUTIVES
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Medicare Manuals Updated to Rule OutSuspected ‘Improvement Standard’
The Center for MedicareAdvocacy recently announced thatthe Medicare policy manuals havebeen revised as a result of December’sJimmo vs. Sebelius settlement.
Published by the Centers forMedicare & Medicaid Services(CMS) in December, the manualrevisions clarify that improvement isnot required to obtain Medicarecoverage for skilled nursing facilities(SNF), home healthcare (HH), oroutpatient therapies (OPT).
The manual revisions alsoimprove coverage for people whorequire intense rehabilitation ininpatient rehabilitation facilities(IRF).
Medicare determinations forskilled nursing facilities, homehealth, and outpatient therapy turnon the need for skilled care—not onthe ability of an individual toimprove.
For patients in inpatientrehabilitation facilities, the manualrevisions and CMS educationcampaign clarify that coverageshould never be denied because apatient cannot be expected to achievecomplete independence in self-care
or to return to his/her prior level offunctioning.
“As with all components ofsettlement agreements, the Jimmorevisions are not perfect,” says JudithStein, executive director of theCenter for Medicare Advocacy.
“But they do make it absolutelyclear that skilled care is covered byMedicare for therapy and nursing tomaintain a patient’s condition orslow decline—not just forimprovement.”
The Jimmo case was brought in2011 by the Center for MedicareAdvocacy and Vermont Legal Aid onbehalf of a nationwide class ofMedicare beneficiaries who weredenied Medicare coverage and accessto necessary healthcare or therapybecause they did not have sufficientpotential for improvement.
As a result of the Jimmosettlement, Medicare cannot bedenied in a nursing home, homecare, or outpatient therapy settingbased on an “improvementstandard.”
As CMS states in the transmittalannouncing the Jimmo manualrevisions:
No “improvement standard” is tobe applied in determining Medicarecoverage for maintenance claims thatrequire skilled care. Medicare has longrecognized that even in situationswhere no improvement is possible,skilled care may nevertheless be neededfor maintenance purposes (i.e., toprevent or slow a decline incondition).
The Center for Medicare Advocacyencourages people to appeal if theyare told Medicare is not available forskilled-maintenance nursing ortherapy because they are notimproving. Information and self-helpmaterial are available on the center’swebsite (www.medicareadvocacy.org).
Patients can also contact theCenter for Medicare Advocacy or itswebsite to obtain a card with keyprovisions from the new Medicaremanuals to show their healthcareproviders.
More information is available onthe center’s website (www.medicareadvocacy.org/medicare-info/improvement-standard) or by calling theirnational office at (860) 456-7790.
Walk to Cure ArthritisLet’s walk to find a cure for
arthritis this spring by participatingin the Arthritis Foundation CentralPA Office’s 2014 CentralPennsylvania Arthritis Walk onSaturday, May 17. The walkwill be held at the U.S. Armyand Heritage EducationCenter, 950 Soldiers Drive,Carlisle.
The Walk to Cure Arthritisis a non-competitive, 5-kilometer (3.1-mile), or 1-milecourse with varying distanceoptions to accommodate all levels offitness. Come out with your friends,family members, coworkers, andeven your dog.
Individual walkers and teams areencouraged to walk in honor of aloved one with arthritis, while men,women, and children living witharthritis lead the way, wearingspecial blue honoree hats to signifytheir action in taking control oftheir condition.
Individuals who raise $100 ormore will receive a t-shirt. There
will be a VIP and team tailgateparty new this year. Any individualwho raises $500 or more will beinvited to the VIP area. Any teamraising $1,000 or more will be
invited to the team tailgate party. Arthritis affects more people than
you might imagine. There are 52million men and women in theUnited States with doctor-diagnosedarthritis.
Children are also affected.Nationwide, there are more than300,000 children who suffer from aform of juvenile arthritis, 11,500 ofwhom live in Pennsylvania.
Funds raised from the Walk toCure Arthritis support hundreds ofprograms to help people prevent
and control arthritis. It also fundspromising arthritis research that iscritical to finding new therapies,treatments, and eventually a cure forarthritis.
The Arthritis Foundation isthe only nationwide,nonprofit health organizationhelping people take greatercontrol of arthritis by leadingefforts to prevent, control,and cure arthritis and relateddiseases. The ArthritisFoundation also provides a
large number of community-basedservices located nationwide to makelife with arthritis easier and lesspainful.
You may register online atwww.arthritiswalkcentralpa.kintera.org.For more information on the Walkto Cure Arthritis, please contactDouglas Knepp [email protected] or (717) 884-7525.
Together we can change lives, andwe look forward to seeing you at theWalk to Cure Arthritis in May.
www.50plusSeniorNewsPA.com 50plus SeniorNews t March 2014 5
MAKING A DIFFERENCEIN THE LIVES OF PEOPLE WITH DEMENTIA
Please join us for this FREE educational seminar
FREE gift for the first 25 attendeesDoor prizes • Light Refreshments
Friday, April 11Zion United Methodist Church
1030 Carlisle Ave, YorkRSVP 717.751.2488
Registration: 8 – 8:30 a.m.Presentation by Good News Consulting &Dr. Kenneth Brubaker: 8:30 – 11:30 a.m.
Panel Discussion: 11:30 a.m. – 12:30 p.m.
Dr. Kenneth Brubaker, Chief Medical Director for the Pennsylvania Department of Aging andthe Office of Long Term Living, will be joining us at all locations as a speaker and panelist.
Seminar will also be held on May 2 in Lancaster and June 6 in Hanover.
Registration is required and seating is limited. Call today to reserve your seat.
Sponsored by:
On-Line Publishers, Inc. has an opening for a highly motivated person with aprofessional attitude to sell print and online advertising as well as niche events. The successful candidate should:• Enjoy building and maintaining your own long-term business relationships.• Be highly motivated, detail oriented, and able to multitask.• Have good communication skills.• Show a willingness to learn and grow in a fast-paced environment.We offer a competitive compensation plan with a benefits package that includeshealth insurance and a 401(k) plan. If you have sales experience and are interested in joining our growing sales team, please send your resume and compensation history/requirements [email protected].
is seeking an ACCOUNT REPRESENTATIVE
On-Line Publishers, Inc. • 3912 Abel Drive • Columbia, PA 17512 • 717.285.1350www.onlinepub.com
Community Animal Hospital
Our caring, well-trained staff willtreat you and your pet like family
Donald A. Sloat, D.V.M.Office Hours:
7 a.m. - 6:30 p.m. Monday-Friday8 - 11:30 a.m. Saturday
Doctor’s Hours by Appointment
Serving the York community for over 40 years.
(717) 845-5669 • 400 South Pine Street • York
The method of using glass jars topreserve food came about whenNapoleon Bonaparte's French
military sponsored a contest. The French military offered a cash
prize of 12,000 francs to the person whodevised a method to preserve food forlong periods of time. French inventorNicolas Appert was responsible forintroducing the heat-seal process ofcanning in the early 1800s. He won theprize!
Later, glass jarscame of age. In thelate 1850s—1858to be exact—whenthe Mason fruit jarwas patented by tinsmith John Mason,everything changedin the world ofcanning. TheMason jar solvedthe food-preservationproblem with theuse of a lid andrubber seal.Mason’s patent wasfor the machinethat cut tin intothreads, making iteasy to manufacture a jar with a reusablescrew-top lid. Mason’s sealingmechanism, comprised of a glasscontainer with a thread-molded top and azinc lid with a rubber-seal ring, waspatented on Nov. 30, 1858.
Bacteria were killed by heating the jarsin hot water and sealing the jar while stillhot. The heat-seal process gave glass jarsan important place in the collectiblesrealm.
Today, collectors look for glass canningjars, also called fruit jars, for canning andfor kitchen decoration in the antiquesmarket.
If you think one canning jar is nodifferent from another canning jar, then,think again …
Clamped Glass JarsIn 1882, Henry Putnam of
Bennington, Vt., invented a glass canningjar that used a glass lid and a metal-clampclosure.
Called lightning jars because they
could be opened in a flash, the glass lidswere popular because they did notpresent as many contamination problemsas did the common zinc lids. Manycompanies produced glass canning jars:Lustre, Climax, Atlas, Swayzee, Samco,etc.
The Buffalo, N.Y., family named Ball(the Ball jar), headed by William CharlesBall and his five brothers, producedpaint-and-oil storage cans. From a new
factory in Muncie,Ind., following a fireat their Buffalofacility, the BallCompany beganproducing glassstorage jars.
Like Mason jars,soon Ball jarsbecame a householdname. While themajority of glasscanning jars sell inthe $10 to $75range, a BallPerfection half-pintglass fruit-canningjar sold recently for$600 at auction.
While bothMason and Ball took
great strides in the arena of glass canningjars, Alexander Kerr made canning easierfor those working in the kitchen with hisintroduction of wide-mouth/easy-to-fillself-sealing canning jars.
His jars allowed a threaded metal ringto stay in place during the heatingprocess. These jars could be quickly filledand reused, too.
When it comes to valuable glasscanning jars, look for embossed patterndecoration and lettering advertising theorigin and maker of the jar, clearcondition, no cracks or chips, and theoriginal accessory lid, seal ring, or clamp.
Happy canning and collecting!
Celebrity Ph.D. antiques appraiser, author,and award-winning TV personality, Dr. Lorihosts antiques appraisal events worldwide.Dr. Lori is the star appraiser on Discoverychannel’s Auction Kings. To learn aboutyour antiques: www.DrLoriV.com,www.Facebook.com/DoctorLori, @DrLori onTwitter, and (888) 431-1010.
Collecting GlassCanning Jars
Art and Antiques by Dr. Lori
Lori Verderame
Photo courtesy of staff of www.DrLoriV.com
A 19th-century half-pint glassfruit-canning jar worth $60.
6 March 2014 50plus SeniorNews t www.50plusSeniorNewsPA.com
Home Sale and/orDownsize & Move Help
717-799-0648FFrreeee CCoonnssuullttaattiioonn
LifeTransitionServ.com
COMPLETE COLLISION REPAIRS
BODY SHOP, INC.24-HOUR TOWING & RECOVERY
PA EMISSION TESTPA STATE INSPECTIONMECHANICAL REPAIRS
STEWARTSTOWN(717) 993-2263
Free Tax Assistance OfferedThrough April 15 of each year, the
AARP Tax-Aide program offers free one-on-one counseling as well as assistanceon the telephone and Internet to helpindividuals prepare basic tax forms,including the 1040, 1040A, 1040EZ,and other standard documents.
The following are locations in yourarea. Please call for an appointment orvisit www.aarp.org/money/taxaide formore information.
Dover Community Library3700 Davidsburg Road, DoverThursdays, 8 a.m. to 12:30 p.m.(717) 292-6814
Hanover YWCA23 W. Chestnut St., HanoverThursdays, 8:30 a.m. to noon(717) 637-2125
Messiah United Methodist Church1300 N. Beaver St., YorkTuesdays, 8:30 a.m. to 2 p.m.(717) 771-9042
Northeastern Area Social Services131 Center St., Mount WolfFridays, 8:30 a.m. to 1 p.m.(717) 266-1400
Red Lion Senior Center20C Gotham Drive, Red LionThursdays, 8:30 a.m. to 12:30 p.m.(717) 244-7229
Redland Senior Citizen Center60 Newberry Commons, EttersWednesdays, 9 a.m. to 2 p.m.(717) 938-4649
White Rose Senior Center27 S. Broad St., York Fridays, 8:30 a.m. to 1 p.m. (717) 843-9704
Windy Hill On the Campus1472 Roth Church Road, Spring Grove Tuesdays, 8:30 a.m. to noon (717) 225-0733
York Alliance Church501 Rathton Road, YorkWednesdays, 8:30 a.m. to noon(717) 771-9042
Yorktowne Senior Center509 Pacific Ave., York Fridays, 8:30 a.m. to 1 p.m.(717) 854-0693
The Beauty in Nature
Clyde McMillan-Gamber
Dead, dried leaves clinging totwigs on American beech treesand certain kinds of oak trees in
winter add decorative bits of beige andwarm-brown beauties to gray or snow-covered deciduous woods and suburbanlawns in southeastern Pennsylvania, aselsewhere.
The dead foliage of beeches is palebeige, thin, and curled, while dried leaveson the oaks are thicker and brown.
And dead foliage from beeches andoaks has other beauties. Pieces flutterdryly in the wind, sleet rattles againstthem, and snow piles beautifully onthem.
Additional beauties of beeches includemassive trunks and gnarled limbs onolder individuals. And all beeches, youngand older, have smooth, gray bark;
copper-yellowfoliage; and small,brown nuts inprickly shells infall and long, thinleaf buds withwarm-brown scalesin winter.
Beeches andoaks are closelyrelated. And pin,white, black, andscarlet oaks are thespecies in the localarea most likely toretain much oftheir dried foliagethrough winter.
Pin oaks andbeeches are plentiful in bottomland
woods with moist,rich soil. And theyare planted onlawns where thebeauties of bothspecies are mostadmired.
Beechesdominate certainwoodlands. Butthat is noted onlyin winter, whenother kinds oftrees are devoid offoliage while theinnumerable deadbeech leaves stillembrace theirtwigs.
Marcescence is the phenomena of
deciduous trees holding many of theirdesiccated leaves through winter.Retention of dead foliage may be causedby a failure of an enzyme to produce acomplete abscission layer on some of thestems that attach the leaves to theirtwigs. Complete abscissions break leavesfree of their twigs.
Dead beech and oak leaves eventuallybreak off their trees in spring: from rain,wind, and the swelling of new leaf budsbreaking the attaching layers in thestems. The leaves finally joininnumerable other ones in decomposingcarpets on the ground, which enrichesthe soil.
Look for dead, dried beech and oakleaves on their trees this winter orsucceeding ones. They add beauty towoods and lawns.
A beech tree retains some of its dead leavesthroughout the winter.
Dead Leaves on Beeches and Oaks in Winter
www.50plusSeniorNewsPA.com 50plus SeniorNews t March 2014 7
York County
Calendar of EventsSouth Central Senior Community Center – (717) 235-6060,http://southcentralyorkcountysrctr.webs.comFirst and Third Mondays, 12:30 p.m. – Card-Making
ClassWednesdays, 9 a.m. – Ceramics ClassWednesdays, 11 a.m. – Dancersize
Please contact your local center for scheduled activities.
York County Library Programs
York County Department of Parks and Recreation
Pre-registration is required for these programs. To register or find out more about these activities or anyadditional scheduled activities, call (717) 428-1961.
March 30, 2:30 to 4 p.m. – Signs of Spring Walk, Nixon County Park
Programs and Support Groups Free and open to the public
March 4, 7 p.m.Surviving Spouse Socials of York CountyFaith United Church of Christ509 Pacific Ave., York(717) 266-2784
March 7, 10:30 a.m.Partners in Thyme Herb Club of Southern York CountyMeetingGlenview Alliance Church10037 Susquehanna Trail South, Glen Rock(717) 428-2210
March 9, 2 p.m.One Book, One Community Celebration of ReadersLebanon Valley CollegeZimmerman Recital Hall101 N. College Ave., AnnvilleRSVP to (717) 867-6976 or [email protected]
March 20, 5:30 to 6:30 p.m.Alzheimer’s Support GroupSenior Commons at Powder Mill1775 Powder Mill Road, York(717) 741-0961
Collinsville Community Library, 2632 Delta Road, Brogue, (717) 927-9014Tuesdays, 6 to 8 p.m. – Purls of Brogue Knitting Club
Glatfelter Memorial Library, 101 Glenview Road, Spring Grove, (717) 225-3220Mondays, 6 to 8 p.m. – Knitting and Spinning Group
Paul Smith Library of Southern York County, 80 Constitution Ave., Shrewsbury, (717) 235-4313March 6, 2 to 4 p.m. or 7 to 9 p.m., or March 8, 10 a.m. to noon – Year of the Book Writer’s Workshop
Senior Center Activities
If you have an event you would like to include, please email information to [email protected] for consideration.
Give Us the Scoop!
Please send us your pressreleases so we can let our
readers know about free events occurring in
York County!
Email preferred to:[email protected]
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By John Johnston
If you’ve recently begun receivingSocial Security benefits or plan toapply in the near future, you may be
wondering this tax season: Are SocialSecurity benefits taxable?
The short answer is: sometimes. Some people have to pay federal
income taxes on their Social Securitybenefits. This usually happens only if youhave other substantial income (such aswages, self-employment, interest,dividends, and other taxable income thatmust be reported on your tax return) inaddition to your Social Security benefits.
There is never a case when a personpays tax on more than 85 percent of hisor her Social Security benefits, based on
Internal Revenue Service(IRS) rules. Now, let’s getdown to the numbers.
• If you file a federaltax return as anindividual and yourincome is between$25,000 and $34,000,you may have to payincome tax on up to 50percent of your benefits.
• If your income is more than$34,000, then up to 85 percent of yourbenefits may be taxable.
• If you are married and you file ajoint return, and you and your spouse
have a combined incomethat is between $32,000and $44,000, you may haveto pay income tax on up to50 percent of your benefits.
• If your combinedincome is more than$44,000, then up to 85percent of your benefitsmay be taxable.
Note that your “income”for the purpose of determining whetheryou must pay taxes on some of yourSocial Security benefits includes youradjusted gross income, your nontaxableinterest, and one-half of your SocialSecurity benefits.
In January, you should have received aSocial Security benefit statement showingthe amount of benefits you received lastyear. You can use this statement, or SSA-1099, when completing your federalincome tax return to find out whethersome of your benefits are subject tofederal income tax.
If you didn’t receive yours, you canrequest one at www.socialsecurity.gov/1099.
So, are your Social Security benefitstaxable? Maybe. To learn more, read page14 of our booklet, Retirement Benefits,available at www.socialsecurity.gov/pubs orvisit www.irs.gov to obtain more detailedinformation on the subject.
John Johnston is a Social Security publicaffairs specialist.
Are Your Social Security Benefits Taxable?
Social Security News
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8 March 2014 50plus SeniorNews t www.50plusSeniorNewsPA.com
Web: www.lebanon.va.govwww.facebook.com/VALebanonwww.twitter.com/VALebanon
You may already qualify for free,
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When RichardLawrence graduatedfrom high school in
1967, he had already heard alot about the Marines.
His father had been aMarine in World War II, andhis older brother was a Marinecorporal. So he had heard manywar stories centered on what itmeant to be a Marine.
He could hardly wait toshare in some of that gloryhimself, so, as soon as hegraduated from high school, heenlisted in the Marine Corpsand headed for boot camp atParris Island, S.C. He soonfound that grinding toughnesswas fundamental in becoming aMarine.
Then it was to Camp Lejeune, N.C.,to learn all there was to know aboutfiring rifles, machine guns, and rockets.
That was followed by a flight toCamp Pendleton, Calif., fortraining specific to warfare inVietnam.
Ready for combat, in December1967 he was flown to Da Nang,Vietnam, which was the site of themain U.S. airbase in Vietnam, withU.S. Army, Air Force, Navy, andMarine units.
What was it like to find yourselfin Vietnam?
With a thin grin, he says, “It toldus it was going to be rough, sincethe base was under rocket attack aswe arrived. I remember that a singlerocket killed everyone in twosquads of Marines in one of thebarracks that night.”
He was assigned to HeadquartersCompany, Service Battalion, 1st
He Has a Bullet from the Rifle
of the First Man He Killed in Combat
Robert D. Wilcox
Salute to a Veteran
Sgt. Richard G. Lawrence with South Vietnamesesoldier and captured enemy flag.
please see BULLET page 12
www.50plusSeniorNewsPA.com 50plus SeniorNews t March 2014 9
Living for the Long Term A special section featuring some ofCentral Pennsylvania’s many options for long-term care.Living for the Long Term
Providing the highest-quality services with compassion andrespect, Visiting Angels assists with bathing, dressing, mealpreparation, transportation, errands, respite care, and more.
Susan Heinle, RN, president, and CEO, created ThePassages™ program, where specially certified staff assistpeople with dementia and offer training for families.
Awards include the Central Penn Senior Care Hero Award;Best of York County 2012, 2013; and nomination for Businessof the Year. Gov. Corbett appointed Heinle to thePennsylvania Alzheimer’s Disease State Planning Committee.
York(717) 751-2488
Hanover(717) 630-0067
Lancaster(717) 393-3450
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Dear Savvy Senior,What are the eligibility requirements to
get Medicaid coverage for nursing-homecare?– Looking Ahead
Dear Looking,The rules and requirements for
Medicaid eligibility for nursing-homecare are somewhat complicated and willvary according to the state you live in.
With that said, here’s a general,simplified rundown of what it takes toqualify, along with some resources youcan turn to for help.
Medicaid Rules Medicaid, the federal and state joint
program that covers healthcare for the
poor, is also thelargest single payerof America’s nursing-home bills forseniors who don’thave the resources topay for their owncare.
Most people whoenter nursing homesdon’t qualify forMedicaid at first butpay for care eitherthrough long-termcare insurance or outof pocket until theydeplete their savingsand become eligiblefor Medicaid.
To qualify forMedicaid, yourincome and assets willneed to be under acertain level that’sdetermined by yourstate. Most statesrequire that a personhave no more thanabout $2,000 incountable assets thatinclude cash, savings,investments, or otherfinancial resourcesthat can be turnedinto cash.
Assets that aren’tcounted for eligibilityinclude your home if
it’s valued under $543,000 (this limit ishigher—up to $814,000—in somestates), your personal possessions andhousehold goods, one vehicle, prepaidfuneral plans, and a small amount of lifeinsurance.
But be aware that while your home isnot considered a countable asset todetermine your eligibility, if you can’treturn to your home, Medicaid can goafter the proceeds of your house to helpreimburse your nursing-home costs,unless your spouse or other dependentrelative lives there. (There are some otherexceptions to this rule.)
After qualifying, all sources of yourincome, such as Social Security andpension checks, must be turned over to
Paying for Nursing-Home Care with Medicaid
Savvy Senior
Jim Miller
please see MEDICAID page 15
A warm, caring, 50-bed, non-profit community with anexcellent staff-to-resident ratio and a personal touch,Misericordia Nursing & Rehabilitation Center offersphysical, occupational, and speech therapy; respite, hospice,and dementia care; and short- or long-term skilled nursingcare. Misericordia earned a five-star rating on the MedicareNursing Home Compare website and was named one of thebest nursing homes in the United States in 2013 by U.S.News and World Report. All faiths are welcome.
998 S. Russell St.York, PA 17402
(next to Kmart)
(717) 755-1964www.mn-rc.org
10 March 2014 50plus SeniorNews t www.50plusSeniorNewsPA.com
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It’s been called one of the mostinfluential programs in the history oftelevision drama. The Twilight Zone,
an anthology series that aired in the early1960s, was created by Rod Serling(1924-1975), a veteran of radio andWorld War II. Both influenced his careeras a writer.
“When he returned from war in thePhilippines, he went to college and wrotefor the campus radio station,” daughterAnne Serling recently recalled to me.“He later wrote plays for commercialradio, then television. He said writingwas a way to get the war trauma ‘out ofhis gut.’”
During the show’s five-year run,Serling was executive producer and chiefwriter, penning more than half theapproximately 150 episodes. But he isbest remembered as the program’s stone-faced host, whose foreboding narrationsintroduced the show each week.
In biographies after his death, themaster storyteller of chilling sci-fi andfantasy tales was often described as darkand depressed, inaccuracies that led Anne“to set the record straight” in her ownbook about her father.
“He was described as a tortured soul,but that wasn’t my father at all,” saidAnne, who published As I Knew Him:My Dad, Rod Serling in 2013.
“Although the war left scars, he wasalso a very positive, fun, down-to-earthperson. My friends adored him, and anyapprehension they had about meetinghim would instantly dissolve because hecould make anyone feel at ease. He wasbrilliantly funny at home, a greatpractical joker, and was always at thedinner table each night.”
As a child, Anne had little knowledgeof her father’s career.
“I knew he was a writer but didn’tknow what he wrote about until I was
The Real Rod Serling
Tinseltown Talks
Nick Thomas
Serling and theTwilight Zone icon.
Photo courtesy of Anne Serling
Anne Serling with her father,Rod Serling, in the early 1970s.
Photo courtesy of Jerry Sroka
Mariette Hartley and Robert Lansing inthe Twilight Zone episode,
“The Long Morrow.”
www.50plusSeniorNewsPA.com 50plus SeniorNews t March 2014 11
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about 7. Some mean boy on the schoolplayground asked if I was ‘something outof The Twilight Zone,’ but I had no ideawhat that meant because I wasn’t allowedto watch much TV during the week—my mother’s rule!
“A few years later, we watched‘Nightmare at 20,000 Feet’ together, theepisode where William Shatner sees agremlin on an airplane wing. I rememberlooking at my father and thinking, ‘Thisis what you write?’ It was a bit scary.”
Praised for his original fiction writing,Serling was also highly respected forraising social issues in some episodes,although controversial topics weresubject to the censors’ whim. So hefrequently concealed his intent in fantasy.
“He famously once said he could havealiens say things that Democrats andRepublicans couldn’t,” Anne recalled.
Several Twilight Zone actors alsoshared vivid memories of Serling.
Theodore Bikel is well known to fansof My Fair Lady as Henry Higgins’ rivallinguist, the nosey Zoltan Karpathy.
In July 1960, Austrian-born Bikelappeared on a Hollywood TV talk show,Caucus with Backus, and was verballyassailed by fellow guests: glamoroussilent-film actress Corinne Griffith andbeloved character-actor Adolphe Menjou.
“We were talking politics and theysaid I had no right to open my mouth
because I wasn’t born in this country,”recalled Bikel.
Appalled, Serling appeared on a laterprogram defending Bikel’s right tofreedom of speech.
“I will never forget how Rod came tomy defense. I later appeared in The
Twilight Zone episode ‘Four O’Clock’ in1962.”
Ann Jillian and Mariette Hartley wereteenagers when they first met Serling.
“I was 13 when I starred in theepisode ‘Mute,’” Jillian recalled. “I wasvery excited about doing the popular
show. Mr. Serling made me feel at easeand didn’t talk down to me.”
And after seeing him on TV, a gutsy14-year-old Mariette Hartley telephonedSerling and asked him to speak to herConnecticut high school drama club.
“He said he would be delighted, and Ican still see him sitting in the teacher’sdesk at the front of the classroom talkingto us,” Hartley said.
“Years later, when I started working inHollywood, I met him again when hislimousine pulled up as I was walking outthe studio. He remembered coming tomy class. I told him I was looking forwork, and within a couple of months hegave me the wonderful gift of working in‘The Long Morrow’ episode.”
Today, Serling continues to inspireother moviemakers. J.J. Abrams, directorof the new Star Trek films, has called TheTwilight Zone a big influence on hiscareer and reportedly has secured therights to adapt Serling’s last, never-produced script, The Stops Along the Way.
Until then, Rod Serling’s work is stillavailable for your viewing pleasure,almost nightly, on classic TV cablechannels … in The Twilight Zone.
Thomas’ features and columns have appearedin more than 300 magazines and newspapers,and he is the author of Raised by the Stars,published by McFarland. He can be reachedat his blog: http://getnickt.blogspot.com
The cover of Anne Serling’s book,As I Knew Him, which she wroteto set the record straight abouther father.
Rod Serling chats with Charlton Hestonon the set of Planet of the Apes with
director Franklin Schaffner.
Rod Serling CBS press photo
12 March 2014 50plus SeniorNews t www.50plusSeniorNewsPA.com
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Marine Division. And the job of his unitwas to provide protection for militaryvehicles moving back and forth onHighway One, south of Da Nang.
Was that dangerous work? “Well,” he says, “it got pretty close to
me when one night I wasn’t able to pullmy duty of guarding the main gate ofour camp, and the guy that replaced megot killed.”
Then his unit was moved north tohelp recapture Hue, the major city thatwas once the capital of Vietnam.
“The city was a shambles, and therewas nothing but the most brutal, house-to-house fighting,” Lawrence says.
He later was transferred to HCompany, 2nd Battalion, 3rd MarineDivision for frontline fighting as arifleman.
“We had a ton of equipment,” he says,“and you had to carry it all. Ammo foryour rifle and for a machine gun, onemortar round, c-rations, plastic ponchoand liner, gas mask, and four canteens ofwater. Believe me, it was a load!
“I headed a five-man fire team thatonce got gassed. I don’t know what thegas was, but I remember having seizures.
Fortunately, I was able to get an atropineshot, and that probably saved my life.
“Just about everybody got jungle rot,an infection that came from theinevitable scratches we got. It was easy toget cut up by the elephant grass that wasjust as sharp as a razorblade. And there werebugs everywhere.Believe it or not, therewere centipedes thatwere a foot long.
“During themonsoon months, therain and the heat wouldrot the clothes right offyou. So we had to getthem replaced all thetime.”
In January of 1969,Lawrence got hepatitisand was med evacuatedby C-141 from Saigonto Alaska and then to ahospital in Fort Dix,N.J. From there, he spent two months inthe Philadelphia Naval Hospital.
When he recovered, he returned toParris Island, where he worked in the
brig. Then he was transferred to thePhilippines, where he served for 18months as a platoon sergeant with theresponsibility of helping to secure thebase.
There, the rebel Huks would try tosteal anything in sight.One night, he broke thearm and a leg of a Hukwho was trying to stealcopper wire.
Then his hitch wasup, and he was flown toa hospital in TreasureIsland, San Francisco,where he was treated forcluster warts that werethe result of aninfection he got whileserving in Vietnam.After two months, hewas discharged fromthe hospital and fromthe Marine Corps.
He returned toCentral Pennsylvania and worked inconstruction for a while, but he wassuffering from post-traumatic stress andwas having recurring nightmares. He
received treatment at the HarrisburgOutpatient Center and then for fouryears at the Lebanon VA Medical Center,where he was deemed to have a 100percent disability.
It was then he turned to his lifelonginterest in art. As a teenager, he had wona Gold Key in the Scholastic Art Show inhigh school. And even during his days inVietnam, he had continued sketching, ashe had time.
Now he was able to pursue his art inearnest, and he became an establishedartist, with 20 of his pieces exhibited inthe National Vietnam Veterans ArtMuseum in Chicago.
His work has been displayed at the artmuseums of several states, and he alsoprovided the art for the book, Soldier’sHeart, which told the story of survivors’views of combat trauma.
He says that his time in Vietnam hasled to the use of the very strong colors heuses in his artwork. So those years, asdifficult as they were at the time, are verymuch with him today.
Colonel Wilcox flew a B-17 bomber inEurope in World War II.
Richard Lawrence recuperatingin Philadelphia Naval Hospital in
January 1969.
BULLET from page 8
www.50plusSeniorNewsPA.com 50plus SeniorNews t March 2014 13
WORD SEARCH
SUDOKU
Solutions for all puzzles can be found on page 14
1. Sunblock ingredient5. Court worker10. Circuits14. Eve’s son15. Wanderer16. Promised land17. Concern19. Adjutant20. Knitted fabric21. Feminist Duncan23. Beer mug24. Explode26. Turf
27. Moorehead of TV’sBewitched
29. Consumed31. Emulator34. Provoke35. Actor’s line39. Like some computer
files, at times41. Ebbed43. Unnatural44. Way of life45. Admiration46. Singleton48. Terrestrial lizard
50. King of Judah53. Social class55. Organic compound59. Air out61. Store sign62. Fem. suffix63. Wolf spiders66. Solar disk67. Spam medium68. ___ Blanc69. Variety70. Answer71. Conclusions
1. Everyone has them2. Terminate3. Contradict4. Actress Silverstone5. Irritation6. Child7. Ostrich relative8. Low-water mark9. Ukrainian seaport10. Toxic element11. So long12. California’s San ___
Bay13. Slammin’ Sammy18. Harmony
22. Bond24. Conveyor25. Consumption28. Pinch30. Compass point31. Hotshot32. The Black Cat writer33. Blunder36. Crete mountain37. Condensation38. Dutch commune40. Brazilian port41. Storm42. Gr. letter44. Caress
47. Rel. holiday49. Take for granted50. Regions51. Fight52. Subsequently54. Dishonor56. Claw57. Antelope58. Reposes60. Hire61. Exclusively64. Knock65. Be in pain
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14 March 2014 50plus SeniorNews t www.50plusSeniorNewsPA.com
Puzz
les
show
n on
pag
e 13
Puzzl
e Solu
tions
anniversary at the same location, greaterthan any other club in the state.
Kaufhold has an extensive career indance, theater, and performancedirection. She runs the MillersvilleCostume Shop, where she began workingshortly after graduating from AmericanUniversity in 1984 with a degree inperformance/dance.
She earned a graduate degree in danceand design at George WashingtonUniversity while starting her family andcontinued to manage the costume shopduring the 15 years she worked asprofessional company director ofKinetics Dance Theatre in Ellicott City,Md.
“The Costume Shop combines all ofmy interests in crafts, sewing, design,theater, dance, etc.,” Kaufhold said.
In 2013, Kaufhold expanded hercreative foothold further when shestarted the Barefoot Dance Company,which includes dancers ranging in agefrom 13 to 55.
Born in Boulder, Colo., with achildhood spent in Williamstown, Mass.,Kaufhold’s family moved to CentralPennsylvania in 1968 when her fatheraccepted a geography-professor positionat Millersville University.
Kaufhold’s artistic genes comehonestly. Her mother directed andchoreographed high-school musicals,operas, Girl Scout jamborees, and showsat the Fulton Opera House. She alsotaught modern dance at the YMCA andas a dance professor at Franklin &Marshall College.
“I grew up going to my mom’s showswith my brothers and father to supportmy mother’s work,” Kaufhold said. “Thishas shaped my goal to create dances andshows that are entertaining—not just topeople who want to attend, but theirbrothers, fathers, sisters, and otherrelations who come to shows becausethey have to.”
Kaufhold connected with The Iris
Club four yearsago when amember invitedKaufhold toperform one ofher dance shows,“Dancingthrough theDecades,” at aclub luncheon.
Originally herwritten thesisproject thatcomparedwomen’s fashionwith concurrentdance stylesthrough the firsthalf of the 20th
century, the showhas since beenexpanded toinclude additionaldecades andrenamed “Fashionand Dancethrough theAges.”
“It’s turned outto be anentertaininghistory lessonthrough music,dance, andcostumes,” saidKaufhold, also atalentedseamstress. “[Theshow] is popularat retirement villages as well as schools.”
After her first Iris Club performance,Kaufhold said she was flattered to beasked to become a member. (Unlike acentury ago, however, membership is nolonger by invitation only.) Since then,the highly popular show returned inspring 2013 as an Iris Club fundraiser.
“The people are great, the building isa lovely mansion, and I really enjoy
meeting otherartists throughtheir programsand events,” shesaid.
At its heightin the ’50s, theclub had about600 members.Today, thenumber is closerto 90, but it isstill a dedicatedand productivegroup of women.
“It makes mefeel good to havethe chance towork with ladieswho care abouttheir communityand give back tothe community,”said Kaufhold.“They haveknowledge that Ican grow from.”
Now in hersecond year asprogramdirector,Kaufhold’s mainduty is to findand scheduleinterestingartists, poets,craftspeople,musicians,historians, and
dancers for the club, which offers itsmembers opportunities for communityservice by promoting educationalpursuits and creativity.
In addition to its internalprogramming, which Kaufholdcoordinates, The Iris Club hosts eventsand fundraisers open to the local public.
“I also help plan special weekendevents throughout the year, such as
Pancakes with Santa, Pancakes with theEaster Bunny, the Fairytale Ball, themeddinners, and dance concert fundraisers,”Kaufhold said.
Kaufhold is also a board member ofThe Iris Club and promotes the arts andvolunteerism through partnerships withother community organizations.
In 2012, while teaching at the localschool of ballet, Kaufhold learned thatthe tenants of the old armory building,which included the ballet school, wouldhave to relocate as the building wasgoing up for sale.
“I knew The Iris Club had lovelywooden floors, and the club was lookingfor rental income,” she said. “I thoughtthe ballet company and The Iris Clubwould be a great fit and benefitmutually.”
The ballet company now splits itsclass time between its nearby studio andThe Iris Club.
Kaufhold is grateful for the supportof her husband, Jeffrey, and their threechildren, who have followed in theirmother’s volunteer path.
“All three have helped out withcostumes backstage, crafts with camps,and Pancakes with Santa and the EasterBunny over the years,” said Kaufhold.“Other children love them, and I justlike having my kids around while I’mworking on a show or project.”
She also enjoys being around theother members of The Iris Club and isthankful that the women have entrustedher with bringing in entertaining andeducational programming.
“Their energy seems endless, and Irealize I can’t complain around them,”she laughed. “I’m constantly in awe ofthese ladies. I’d be happy to accomplishhalf of what most of these Iris Clubladies have accomplished in their life!”
For more information, contact TheIris Club at (717) 394-7811 or visitwww.irisclublancasterpa.com.
DANCE from page 1
The polyester and disco dance feverof the 1970s
Two dancers truckin’ in the 1940s
Feathered and fringed flappers from the 1920s
Scenes from“Fashion and Dance through the Ages”:
www.50plusSeniorNewsPA.com 50plus SeniorNews t March 2014 15
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MEDICAID from page 9
Medicaid to pay for your care, except fora small personal-needs allowance—usually between $30 and $90.
You also need to be aware that youcan’t give away your assets to qualify forMedicaid faster. Medicaid officials willlook at your financial records going backfive years to root out suspicious assettransfers.
If they find one, your Medicaidcoverage will be delayed a certain lengthof time, according to a formula thatdivides the transfer amount by theaverage monthly cost of nursing-homecare in your state.
So if, for example, you live in a statewhere the average monthly nursing-home cost is $5,000 and you gave awaycash or other assets worth $100,000,you would be ineligible for benefits for20 months ($100,000 divided by$5,000 = 20).
Spousal ProtectionMedicaid also has special rules for
married couples when one spouse entersa nursing home and the other spouseremains at home. In these cases, thehealthy spouse can keep one half of thecouple’s assets up to $117,240 (thisamount varies by state), the familyhome, all the furniture and householdgoods, and one automobile.
The healthy spouse is also entitled tokeep a portion of the couple’s monthlyincome—between $1,938 and $2,931.Any income above that goes toward thecost of the nursing-home recipient’scare.
What about Medicare?Medicare, the federal health insurance
program for seniors 65 and older andsome younger people with disabilities,does not pay for long-term care. It onlyhelps pay up to 100 days of“rehabilitative” nursing-home care,which must occur after a hospital stay.
Get HelpAgain, Medicaid rules are
complicated and vary by state, socontact the local Medicaid office (call(800) 633-4227 for contactinformation) for eligibility details.
You can also get help from your StateHealth Insurance Assistance Program(SHIP), which provides free counselingon all Medicare and Medicaid issues. Tofind a local SHIP counselor, visitwww.shiptalk.org or call (800) 677-1116.
Jim Miller is a regular contributor to theNBC Today show and author of The SavvySenior Book. www.savvysenior.org
Have Money to Burn?
Quality may be priceless, but it’ssometimes quite expensive. Take a lookat some of the most costly luxury itemsavailable these days:
Cars. Theworld’s mostexpensiveautomobile istheLamborghiniAventador LP700-4, madewith gold andjewels. Pricetag: 4.6 millionBritish pounds(about $7.4million). No word on the gas mileage.
Cocktails. The Winston, named forWinston Churchill, is made withGrand Marnier Quintessence,Angostura bitters, and a shot of 1858Croizet cognac ($157,000 a bottle).The Australian bartender who mixed it
up charged $12,916.
Home offices. Your typicaltelecommuter probably couldn’t afford
this: The LehmanMansion, a five-story commercialtownhouse in NewYork City, sold for$40 million lastfall, a price of$2,410 per squarefoot.
Sporting events.Tickets to GameSix of the WorldSeries, in which the
Boston Red Sox faced the St. LouisCardinals in Boston with the prospectof winning the World Series at home,cost anywhere from $900 for standing-room-only to $10,000 for actual seatsclose to the plate, making them themost expensive baseball tickets insports history.
Time is a Priceless GiftDo you know a 50+ volunteer who gives selflessly to others?
Tell us what makes him or her so special and we will consider them for 50plus Senior News’
Volunteer Spotlight!Volunteer Spotlight!Submissions should be 200 words or fewer and photos areencouraged. Email preferred to [email protected] or mailnominations to 50plus Senior News, Volunteer Spotlight, 3912 Abel Drive, Columbia, PA 17512.
Submissions should be 200 words or fewer and photos areencouraged. Email preferred to [email protected] or mailnominations to 50plus Senior News, Volunteer Spotlight, 3912 Abel Drive, Columbia, PA 17512.
16 March 2014 50plus SeniorNews t www.50plusSeniorNewsPA.com
Sun Motor Cars6677 Carlisle Pike, MechanicsburgToll Free 877-316-3030 mercedes.sunmotorcars.com
Courtesy pickup and delivery & car wash for service customers.
Family owned & operated for 30 years.
Five-time recipient Mercedes-Benz
BEST OF THE BESTDealer Recognition Award
2008/2009/2010/2011/2012
omen’s xpoLancaster County
E
717.285.1350
May 17, 20149 a.m. – 3 p.m.
Spooky Nook Sports
2913 Spooky Nook Road, Manheim(Just off Rt. 283 at the Salunga exit)
The third annual women’s expo in Lancaster County will be heldin spring 2014. It features lively demonstrations, shopping, freespa treatments, and a fashion show. A wide variety of exhibitors
provides information that embraces the many facets of awoman’s life, including:
Health & Wellness Finance HomeShopping Technology Beauty
Nutrition Fashion and more!
Connect wwith tthe ppeopleyou nneed mmost –– ccustomers!
aGreatWayToSpendMyDay.com
FREE advance guest registration online.($5 at the door.)
Talk to usabout sponsorand exhibitoropportunities.
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