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or visit idahohousing.com

An example of a homebuyer’s savings using the Homebuyer Tax Credit through year 15 on a $200,000, 30-year mortgage at a 4% interest rate:

CUMULATIVE TOTAL SAVINGS

$10,000

YEAR 1 YEAR 2

CURRENT YEAR SAVINGS

YEAR 3 YEAR 4

$15,000

$24,792

$1,854$2,000$2,000$2,000 IDAHO HOUSING HOME LOAN PRODUCTS

• Up to 35% of the total mortgage interest paid inadditional income tax credits each year.

• Can be used with Idaho Housing loan products.

• Owner occupancy is required to receivetax credit.

BENEFITS:• Income tax credit for thirty years.

• Exceptional customer service.

• Loan serviced in Idaho.

Use your Homebuyer Tax Credit with the Idaho Housing loan that best fits your needs.

• FHA, VA, Conventional, and RD loans.

• May be used for purchase or refinance.

• First-time homebuyer requirement may apply.

• Sales price limits may apply.

• Low, fixed-interest rate.

• Pair with down payment and closingcost assistance.

The Homebuyer Tax Credit can save you up to $2,000 per year as long as you own and live in your home.

Save up to

per year!

HOMEBUYER TAX CREDIT

Learn more today!

*Programs are subject to change at any time. Funds are limited, and certain restrictions apply.

$2,000