Spending CompassSpending CompassSpending Compass
East Spending: Appreciating Assets
East Goal: Maximum Spending
Spending Compass
South Spending: Living Expenses
South Goal: Prudent Spending
Spending Compass
West Spending: Depreciating Assets
West Goal: Conservative Spending
Spending Compass
North Spending: ImpulseBuying
North Goal: Minimum Spending
Spending Compass
Logical “Spendle”
Emotional “Spendle”
THE METAPHOR
Comparing the Physical To the Financial
THE METAPHORPhysical Coronary
Sudden loss of blood
and oxygen
to the heart
which can cause loss
of life.
THE METAPHOR
Financial Coronary
Sudden loss of income which can
Cause loss of home Cars, credit, spouse,
etc.
Bingeing (over indulgence) followed
by Purging
(cleansing).
Physical Bulimia
THE METAPHOR
Bingeing (Impulsive Spending and
borrowing) followed by
Purging (refinancing your house).
Financial Bulimia
THE METAPHOR
A severe immune disorder caused by the HIV Virus which takes the physical lives of
millions.
Physical AIDS
THE METAPHOR
THE METAPHOR
A financial disorder caused by the spending
virus which takes the financial lives of millions.
Financial AIDS
THE METAPHOR
A I D S
AvoidInstallmentDebtSlavery