Social Security In Unorganized
Sector
BySantanu Banik
To get a overview and the implications of
the “social security” in unorganized sector.
To explore the various efforts from public as well as private side to ensure a good security system for unorganized labours
To explore how far they are successful in their efforts
Objectives
Identification of the problem Specify the objectives Literature review and planning research
process Implementation of the planning Gathering the information and analyze
them Presentation of the information
Research Methodology
Almost 92% of this workforce is in the
unorganised sector. Diffused employer-employee
relationship. 62% of the workers are engaged in
agriculture, 11% in industry and 27% in the services sector.
Workers employed on regular salaried employment (16%) is small
Introduction
Occupation-wise – Small and marginal
farmers, landless laborers, those engaged in animal husbandry, etc.
Nature of employment – Migrant workers, contract and casual labor, ‘Mathadi’ workers, etc.
Specially distressed categories – Toddy tappers, scavengers, loaders and unloaders, etc.
Service category – Midwives, domestic workers, barbers, vegetable vendors, etc.
Category of Unorganized Sector
Impoverished (A large number of them
are below poverty line) Marked by low level of literacy They are migrant in nature Dispersed all over the country
Characteristics Of Unorganised Labour In
India
Arising out of deficiency of capability
deprivationin term of inadequate employment, low earnings, low health and educational status.
Arising out of adversity on account of absence of adequate fallback mechanisms (safety nets) to meet such contingencies as ill health, accident, death and old age.
Social Security Problems of Workers in the Unorganized
Sector
It debilitates the worker’s ability to contribute
meaningfully to his efficiency and thus to increase production and improve productivity.
It leads to social dissatisfaction and disaffection, especially in the wake of prosperity evident in another segment of the society.
Impact Of Absence Of A Meanigful Social Security
System
Centrally funded social assistance programmes:- Social insurance scheme.
Social assistance through welfare funds of Central and State Governments.
Public initiatives
SOCIAL Security ……various
dimensions
Employment oriented poverty alleviation
programmes such as Swarnjayanti Gram Swarojgar Yojana, Jawahar Gram Samridhi Yojana, Employment Assurance Scheme.
‘Janshree Bima Yojana Yojana’ is a group insurance scheme and covers natural/accidental death, partial or total permanent disability due to accident
Various Programes
Food Security Initiatives
Social Insurance and Pension Measures
Legislative Interventions and Initiatives on Social Security
New Initiatives & Alternative Approaches
Mid Day Meals Scheme (MDMS), 1995 Community Grain Bank Scheme, 1996 Targeted PDS, 1997 Annapurna Scheme, 2000 Antyodaya Anna Scheme, 2000
Food Security Initiatives
Janshree Bima Yojana, 2000 Krishi Samajik Suraksha Yojana, 2001 Varishta Pension Bima, 2003 Unorganised Sector Workers Social
Security Scheme, 2004 Universal Health Insurance Scheme,
2004
Social Insurance and Pension Measures
Second National Commission on
Labour, 1999-2002 National Rural Employment
Guarantee (NREG) Act, 2005 The Right to Information (RTI)Act,
2005
Legislative Interventions & Initiatives on Social
Security
This is a defined contribution pension scheme open to any Indian citizen between the age of 18 and 55.
Tier 1 – Individuals can contribute their savings for retirement into this non-withdrawal account.
Tier 2 – Individuals are free to withdraw their savings whenever they require
The money invested in NPS will be managed by professional fund managers.
It does not matter if the customer skips a month or two of contributions, as long as there is a minimum annual contribution.
low fund management charge. No returns are assured. They depend on the
performance of the fund manager chosen by the customer
New Pension Scheme 2009
Creating awareness at the grass root levels
is of utmost importance. Many of these workers are unaware of the
benefits provided to them. This may be done by conducting workshops, holding awareness camps, printing leaflets in the local language, etc.
State Governments need to play a more active role in shaping social security systems on the lines of centrally enacted legislations to enhance their effectiveness.
Conclusion
Thank You