Our Mission is to help companies strategize, implement, and service the entire voluntary benefit process.
There has never been a better time for you and your employees to have Voluntary Benefits
The Health Insurance landscape is more complex then ever before and changes in Health Care cost continue to rise.
Change in health care offerings Gaps in Coverage Increased out-of-pocket expenses
Enhance your benefits offering!
Our programs are designed to help your employees
Hold on to what they work so hard for every dayProtect their income from unexpected illness and
injuryAvoid Credit Card debt and Loans against 401K /
Retirement
Nearly 6 in 10 workers don’t have a financial plan in place to handle the unexpected.
The Reality is…68% of employees underestimate the
total cost of injuries or illnesses, including medical household and out-of-pocket costs.
52% have less than $1,000 to pay out-of-pocket expenses associated with unexpected serious illnesses or accident, and 28% have less than $500 available.
How will your employees pay?
Are they going to get a bank loan or put it on a credit card?
Are they going to dip into their Savings or Retirement?
Or are they going to come knocking on our door?
Are they going to borrow from friends & family?
Voluntary policies compliment your benefits package
In Today’s World No Benefit Package Is Complete Without These 3
Major MedicalWorkman
Compensation
Major Medical
VoluntaryBenefits
Why Voluntary? Voluntary benefits help fill gaps that exist now in many
health insurance plans.
More and more company benefits are being offered on a voluntary basis at a significantly reduced rate; these benefits are NOT company paid.
Premiums are deducted from payroll and the Employer simply remits collected premium to carriers.
No direct cost to the company for offering these types of benefits.
Even though fully funded by employees, the perception is a better benefits package is being offered than competitors.
What are common solutions business owners are using to attract and retain quality employees at little to no cost?
Most Popular SolutionsAccident InsuranceHospital InsuranceCritical Illness Insurance
Life Insurance◦ 38% of employees have no life insurance in place.◦ 40% of employees who have life insurance do not
believe they have enough.
Other Voluntary Benefit Solutions
Telemedicine Identity Theft ProtectionLegal ProtectionDental/Vision MaternityPet InsuranceShort-Term Disability (when not already offered
as a company paid benefit)Long Term Care
Value for your employees! Affordable plans available to fit most
budgets Guaranteed –Renewable Portable – they own it Rate Stability Benefits paid regardless of other
insurance Easy Claim process paid directly to
insured
Why use MWE?1. Our services are offered at no direct cost to
business owners.2. Experienced staff that focuses only on this niche
Voluntary Benefits.3. Turn-key implementation – all services including
enrollment, general inquiries, claims, etc. are handled directly by MWE.
4. Charity program available.5. Access to all product lines through the top
carriers.6. No long term contract – Service is our guarantee.
If you are not satisfied you can cancel at anytime.
You deserve to work with the best!
We set up the payroll deductions
We help educate your employees
We conduct the enrollments
We help employees with claims
Getting Started Today is Easy
100%
Employee Funded
3+ Participants
Enrollment best for individual
personalization
A mutual agreement to ensure success!
Your Agreement Authorize Payroll Deduction Provide a Simple Census Assist in Enrollment Conditions Help Select Policies to be Offered Schedule Enrollment
Our Commitment Enrollment Conditions Enrollment Set Up Employee Education Conduct Enrollment Assist with Employee Claims
What is Telemedicine????Convenient Access to Quality Healthcare…on your schedule!You could have: Immediate Access to Doctors and Pediatricians 24/7/365 by video, phone or email.
Talk directly with a doctor or pediatrician in minutes No deductibles or copays Board Certified, US based doctors Prescriptions called in to your local pharmacy (at doctor’s discretion) Unlimited use with no per-call fees For your entire family Doctors Average of 15 years experience 100% HIPPA Compliant Design for non-emergency care; 71% of all medical visits today are non-emergency.
Common Conditions we treat:Acne AllergiesAsthmaBronchitisCellulitusCold & FluSunburnSore Throat
FeverGoutHeadacheInfectionsInsect BitesRashesDiarrheaEar Infection
Sinus InfectionSports InjuriesConstipationSkin InflammationsUrinary Tract InfectionJoint Aches & Pains
And More…
Cover your entire family Unlimited Consultations $0 co-pay Complements high-deductible
health plans Average call-back under 10
minutes
Only $10.00 a month per employee/per family
Contact [email protected] or (410)737-1620 to get started.