niuiidsrrluanidj2d~~~4'tli$ n% i ~AX;F, iu4nisd mm wqfl8niuu u
l6aduS~~nnrannui"snisdfi~d~p1sv~Ei1 nisGuua:nisn$q miu~au'~tiunisds~u,uanidfi~d~~w'~~i~ u
w.fl. ~ G G C I <a d o assnaiu (G) ~tu~ns~u195nisntu:Gds~nau~~u
m. uiuauQ qyviuf dsasiunssuiSnis
b. uiaaimi1GC su2siGa saddsaaiunssui'inis nu&&
.. uiulnsqn': ytuu~iiusn" saads:~iunssuiSnis nuiaas
d. uiuqMUP16 ~flsvb-ua51.1 dl .. V saadsa~iunssui"5is nuiaiu
c. uiuninqv G<qEil saadsaaiunssui"5is nuid
s. uiulri~aC u~uniidgs I~vnnssui5ni3
FJ. fliamsi~isUrG~~~w f i S w ~ k qsGGmu~dA I~wnnssuiSnis
d. U I U ~ ~ ~ Q ;~&Sil.~jd nssui'inis
61. uiu8siwd S u ~ j i u nssuikis
mo. uiu t~?wd h.~d'-55~i i : : nssui'inis .
ma. UIUVIS &%NG nssu17mi.j d
ab. uiunauGncil ~msaga nssu15ni.j
am. uiu5°is4 i?12qSsqa nssuiSnis
ad. UIUGGW i i ~ ? ' i l m ~ U I nssuiSnis
mtl. UIEJGI~~ nqv~iaqa nssuikis
ms. uiadsvni ~~nsaga n:u~aC(il nssui'inis
md. ui~dsanipl? q~uwvms nssui'inis
md. wa~an i s a i m s Xiuwnu' nssui'inis
a61. uiuwui ni);1Zainu nssui'inis
bo. uiuws$~ % $ ~ i 1 5 ~ w s nssui'inis
ba. Uiuw5iUWa {uMSUWUI nssui"si5
b. iaddsso7au~:1~5"unian~7u~d~uu~~daawd~s~ii(il~u~3nn35dfi~d
b.a ~s.ri2ulM"au3%na~nscliaau~s"wu'ni7 b.s~ aY7unuIn"5"~~5n~s~~an~sijud
t&.~lussusu7-~ uasCn27u~unalun7sd7niju
b.b s s u u a ~ n s c l i ~ ~ u ~ ~ w d a~u7~0 i i l2<u Id~nss~u ~ ~ a s ~ a u n a l n d 7 6 ~ ~ 7 . 1
nlslju Q i ld i FinanCial inclusion uas~bu~~vl~ia~u~ussuu~n7"7~"11~~au~n~u uaza.rId$qwa~a
aos?~s7~ns7uI&u~n<u
. nraur:usna~d&~sutun~sd~~efiu~~~azds::~iu vlia <unoun~si7~ijums
m.a uazaa~a5ua~nsdoou~5"wu'
w . ~ . .... iaan7dfi2d~~w'aa7Gi sausna~m'~fiun3s o~nrZaunsnq7nu bccd $4 dau3a~7nu bccd
m.b n7s<(il;anm:nssun3s63n"u ~~asaara5ua~nscl iaou~5"~6 L~a"U?'dUna7u
nmznssun3567n"u ~~azaa~a"savlnsdoouw5"wu' n7ui3awsss7aU"fuv~Gn~znssun3sn"3n"u has
. . aa~a5ua~nsdoouw5"wu' w . ~ . .... ~ ~ U Z L - J ~ T R ~ L G U ~ ~ ~ ~~n~~ouuns3nu bee& 59 ~zouCua3nu bccd
- - 9
ee 3
3 r Zn-
e) 5 e-
d 2
4 2
e
%1 3
f
s 2
Pe 5 3 r n
3
a
3 r
3
9e
3 P
3 2 Ze
'
4
ee e 5
f 3
4 s 5 b
d e =I
z ee 3
4
4 5 cnb
3
3
4
a) nisw"wuia~nsdaouw?w6 - ~ n ~ ; l a n i ~ u w " w u i a ~ n - r ~ ~ a ~ a f l w u i ~ ~ n ~ m ~ a a a z i ~ ~ d a n ~ u
a n i r j u n i s A n w i I u n i ~ Q n a u ~ u 6 i u ~ v i n i ~ ~ ~ a : n ~ i u ~ a a i n u n aduaiiu3n"uanir7unssunls 1133Gw (Institute of Directors) ' f l w u i ~ A g m ~ 6 i u n i ~ f i u nl=irjry! amani3u5vis aaazQausu a~arinruivinwzua~~u5~i~IGaiui~nd~u~~iu'b6m1uui~3~iu~v1~w
- v j , u i ~ ~ n ~ m 5 i ~ ? u a u i % n a w n ~ d a ~ a l G a . u " i l ~ l u ~ ~ n n 1 ~ a ~ n ~ d ~ a a z a s " i a n ~ i u n i ~ ~ k d ~ n 6 o ~ u a a a u i B n i i ld~awkw~naua~~u~alnulin' iu'an'qn3iuadua
u a z ~ n ~ i u ? ~ i i n v a u ~ u n i ~ m ~ ~ ~ a a u a ~ a z ~ i n " u n i ~ u 5 ~ i ~ ~ w " a G w " n d ~ a d ~ : ~ u v d u ~ ~ m u ~ a ~ a ~ i ~ ~ n 6 a ~
b) n i~ i i r iu~uaa~nsdaauw?w6 - % G n ~ ~ n ~ ~ u n i ~ d i G n ~ i u i ~ i u i ~ ~ ~ i d l u n i ~ R i n " u i i a n i ~ a ~ n ~ s l d "
aauw?w6uaaa~nsdan3Gm;aCuu l l . iua~~~u~n"u~ui~ i~~~Yi .~d~zaw~'bwu d i l j n ~ i u n ~ z n ~ ~ u n i a
a. ni~m~iw5z~i"11ry~Gnmzn3~uni~n"in"u ~~aai~aa5uapsn~dgauw?w6
W.W. ....
G. Iuszuzuia a l j~a~u~~~a~ns~aauw~w6d~naiubdubbd~sauf i "u<m~~ u ~ ~ i ~ i s a u n s d f l ~ i a ~ ~ u n a i u v a i n v a i u u a ~ u ~ n i s w i ~ n i ~ ~ u ~ ~ a a a i i ~ n a i u ~ u n ~ ~ ~ ~ ~ ~ f i a ~ n s ~ i b d i ~ a u f i a ~ 6 bmu8nwoindsaaunisa~udsabw~ddszaunaiudi~~o bdu Rabobank ua09bub~a$b~au6
bbaa DZ Bank aasbuasu; bgu6u
unu~umusahmr:siasJ"su,<Znm:n55unisril ~~a:da~~5ara~nsdaauwQwd W.B. ....
w $ , (m) ~u iwa; l ra iuaaazw 'w i lG<mii~iYnqns is 5zAu ;a
~iYnqns&lddi~iunu15n a a a z ~ i Y n q n s 7 a i n i s ~ a w i z 6 i u Z i ~ ~ e 1 ~ u 3 ~ i s va'nqmsdszanwia~d ~ i m ~ d s z a ~ n ' ~ l ~ n a i u ~ ~ a i u a $ i l o l u ~ i Y n n i s a ~ n s d ~ i ~ i u a u i 5 n a~azlM'naiu$wiatilunisfiu (Financial l i teracy) dau~iYnqmsdi~iu[u3~isa~nsd 1 6 ~ ~ " naiu$n"iunis~qn?a nisfiu ~UL&I
w $ 2 w o nisu~vlisnaiuadu.r u a z ~ i Y n ~ s s u i f v i a ~ u n i s ~ i ~ u i ~ u ~ ~ ~ a i ~ n a i u n ' i n u m ~ ~ n q n s ~ m u ~
w 4 4 4 a i i ~ u i ~ w u n a i u d u a a i q ~ i u ~ a i n i s a ~ u ~ ~ m i i ~ i Y n q n s daunis~nauaa~uaznisaaulGiauZa n"uaniGunisZnw linas4i~Cunis6aumuaa9
b. ~ ~ I J u R M ~ ~ ~ ~ ~ u M ? w & aiuisnn'ia$u~dnGu ~ ~ a z ~ d u n a b d i ~ y w i . r n i s f i u dildd Financial inclusion 11az~dutd~y~1~~zuu~na" i~vai~uin$u 1 l i z a ~ ~ d ~ ~ ~ i u a i ~ " 1 1 0 ~ 9 s i S m s i u I 6
n3~awn3d~~38wub~uu~ao4du '%I (do)
b. I J ~ Y L ~ u ~ I ~ I J % ; ~ (6~)) w dor n
(u. KGa"i~n~iu~~iui~~~a:pllu~wsuwmvou 5-d 6)) nisds~a5u~~a:Gwui
- ~wuiplla'n~msua:<m~usa61~?'~1inis~~a:~a1%]$~~ri
nssanisvodapllnsd~~u~~~an'ua~isJ'unssunim?~w (Institute of Directors)
6). ~:~aej%~aui%nawn%doouw~wdna'i b.d 6 i u ~ u 4 4 3 l6~uu3ni~wiani~Guwmwulu~:u:uia ~~aziimaiu&una
"bn~=ielinGu 2
b. ~:uuawn~daau~?wi aiui%n~iawuld~n%z~uwGa
na:~8unalnn&~~wiani%6u Gildd Financial inclusion 2 uaz~~uuwda~uluszuu~na"iawaiauinuu uazadddayaiudia
waa051~nii=iiul6uin$u