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ecipient may receive less due to fees charged by the recipient’s bank and foreign taxes.URRENCY EXCHANGE CHARGES: In the event that a sending customer requests payment to a beneficiary in non-US currency, RIA will also retain as revenue any diffeetween the retail currency exchange rate charged to the sending customer and the wholesale currency exchange rate paid by RIA. LIMITATION OF LIABILITY: RIA’s liab limited to the U.S. dollar amount showing on the face of this receipt, including service charges placed by RIA. RIA shall not be liable for any indirect or consequential dam

esulting from late delivery or non-delivery of your payment order, messages or refunds. No person is authorized to alter or waive the terms of this agreement on RIA’s behalRIVACY: RIA does not disclose any nonpublic personal or financial information about its customers to third parties, except as permitted by law and as necessary in processnd conducting the transaction you have requested and authorized.

ENDER RIGHT OF CANCELLATION AND REFUND: You can cancel for a full refund within 30 minutes of payment, unless the funds have been picked up or depositedRROR RESOLUTION: You have the right to dispute errors in your transaction. If you think there is an error, contact us within 180 days at (888) 596-5487 [email protected]. You can also contact us for a written explanation of your rights.

WARNING: Wiring money is just like sending cash - once it's gone, you can't get it back. So don't wire money to a stranger or to someone you haven't met in person. If youelieve you were involved in a scam, please contact our Consumer Fraud Department at (855) 355-2145.

Continental Exchange Solutions, Inc.dba Ria Financial Services

6565 Knott Avenue Buena Park, CA 90620Tel: 1(800) 500-3994 Fax: 1(800) 281-7795

CLIENT'S COPY

Ria Money Transfer.com (EW100)TEL: (877) 443-1399 AUTHORIZED AGENT

Order No.: US1777205886  

Transaction Date: 1/9/2014 6:41:56 AMDate Available: 1/9/2014

 (May be available sooner)

SENDER Nicole farulla15 Arlington driveHowell, New Jersey 07731 - United States

RECIPIENTMuhammad RiazBergamoBergamo, Bergamo - Italy

(732) 800-7642

Aika Di Shakhwat Hossain Shaon - Via San Bernardino 15 D - Ria Agent Money can be pickedup at any location PIN No. 11835407324Transfer Amount 125.00 USD Exchange Rate $1.00 USD = 0.74 EUR 

Transfer Fees 0.00 USD Transfer Amount 92.02 EU

Transfer Taxes 0.00 USD Other Fees 0.00 EU

Total 125.00 USD Total to Recipient 92.02 EU

or questions or complaints about RIA, contact: Department of Banking and Insurance : (800) 446-7467, http://www.state.nj.us/dobi or Consumer Financial Protection Burea855) 411-2372, (855) 729-2372 (TTY/TDD), www.consumerfinance.gov