CHANGE MAKES DIFFERENCE
Eddie NgewPrincipal Consultant
CMD
What are You Doing vs
What are you Dreaming !
DreamsDoing
?
What is your Planning for the Next 10 Years ?
From Zero to Hero ?????
In Life, we either determine our destiny or
Destiny will determine our Life
Most Important Question in Your Life
Do you know what are you looking for in
Present Moment & Future?
7 Habits of Highly Effective People
2nd Habit ~ Begin with the End in Mind what are you looking for in your life ?
Family
Money
Fame & Recognition
Power Standard
ofLiving
Self Actualization
Value in Life
Early Retirement
It is not what we are, that holds us back, It is what we think we can’t.
We are lifted up or beaten down by ourselves
If You want something in your Life you have never had, You must do something you have never done.
~ JFK
4 Stages in Live !
From ( Rich Dad & Poor Dad )
1st Stage ~ Employee
2nd Stage ~ Self Employed
3rd Stage ~ Businessman
4th Stage ~ Investor
1st Stage ~ Employee !
DreamsDoing
?
Do you take it as a Job or a Career ?
Let “ 1 , 3 , 5 , 10 ”
System Breakthrough Your
Dream
2nd Stage ~ Self Employed
• Year 1 ~ To Do RM 100 K FYP Business
• Making RM 85 K per annum in 3rd Years
Your Bright Future“1, 3, 5, 10 ”
• 1st Year ~ RM 100 K FYP Business
Your Potential Income in 3 Years
85 K12 K2 K21 K25 K25 K 3rd Year
100 K
60 K8 K2 K25 K25 K2nd Year
100 K
31 K4 K2 K25 K 1st Year
100 K
TotalCareer BenefitPool Fund
16 +520 +520 +5FYP
Financial Planner ~ Vertical GrowthTo Improve the Your Active Income !
The Ideas & Methods that
will help to
Improve your Income to
RM 85 K per annum
or
RM 7 000 per month
in 3 Years !
Market – Improve Your Active Income( Work Smart !!)
2 Methods
Provide Protection Planning
OR
Provide Retirement Planning
Unlimited Opportunities in your “ Existing Market ”
Protection Market~ Personal Protection( Needs & Responsibilities in Different Stages of Life ) ~ Family Protection~ Business Insurance ( Keyman & Partnership )~ Guarantors Planning~ MRTA~ Ladies Packaged Products~ Trust Fund ( Education )~ 3 & 4 Generations Fund~ Charity Trust Fund ~ Retirement Planning (Personal or Company Directors )
Retirement Planning( Traditional Products )~ Annuity~ Lump Sum~ Every 2 Years Payment
Investment & ReturnLocal Fund or OverseasAd hop & RegularGuarantee & With Risk
TOTAL MEDICAL COST AS AT JANUARY 2007: RM 65,000.00
AAA Packaged Plan
RM 6 Per Day
PCLR ~ RM 50 K
ECP ~ RM 60 K per Annum ~ RM 200 K Life Time
EPA ~ RM 50 K RM 3000 MR & RM 300 WI
Live Coverage ~ 100 K
How to Achieved RM 100K FYP Business
• Only One Case Per Week
• 1 case x 4 ( weeks ) x 12 ( Month ) = 48 cases
• 48 cases x RM 6 x 365 Days = RM 105 K
Design your own Destiny & Dreams Associate with
AIA in a Business !
2 Directions
Career Planner“Active Income”
Agency Building Management
“ Passive Income ”
Your Bright Future“1, 3, 5, 10 ”
• 1st Year ~ RM 100 K FYP Business • 3rd Year ~ Promote As Agency Manager
Your Income as a Agency Manager in the First 3 Years Business
FYP Year
1
20+5
Year
2
20+5
Year
3
16+5
Year
4
10
Year
5
10
Pool
Fund
Career
Benefit
Monthly Total
210 K
7+ 5
25K
25.2
25K 21K 2 K 12K 9 K 110.2
210 K
12+12
25K
25.2
25K
25.2
21K 10 K 2 K 12K 12 K 145.4
210 K
12+12+3.9
25 K
25.2
25 K
25.2
21 K
8 K
10 K 10 K 2 K 12 K 13.6 K 163.4
Total 419K
Your Potential Income as a Agency
Manager for 1st 3 Years
FYP/Years Monthly Income
Annual Income
Improvement
RM 210 K FYP
1st YearRM 9 000 RM 110 200 + 30 %
RM 210 K FYP
2nd YearRM 12 000 RM 145 400 + 32 %
RM 210 K FYP
3rd YearRM 13 600 RM 163 400 + 12.4 %
Total Income for 1st 3 Years
RM 419 000
Stage 3 Become a Successful Businessman in 3 years ~
Build your “ Down Line ” or “ Business Partner”
Planning for Promotion to Agency ManagerWhat is the Requirement for Promotion ?
You + 4 Planners = RM 120 K FYP
RM 60 K FYP
How to ?You bring in 4 Planners
&
Every one of them submit 1 case per month
1 case x 12 months x 4 planners = 48 cases
48 cases x RM 6 x 365 Days = RM 105 K FYP
Your FYP ( 105 K ) +Your Planners ( 105 K FYP )
= RM 210 K FYP
Stage 3 Set up a new Branch within 5 Years
Promote one Agency Manager from your Team and you promoted to District Manager in 5 Years
Your Bright Future“1, 3, 5, 10 ”
• 1ST Year ~ RM 100 K FYP Planner• 3rd Year ~ Agency Manager• 5th Year ~ Build Agency Manager
~ Promoted to District Manager
Identify the right person and put into “ Your Organization ” chart
You The CEO
Agency Manager AThe Branch Manager
Agency Manager BThe Branch Manager
Agency Manager CThe Branch Manager
A B C D E F G H
Stage 4 ~ Be a Successful Investor Build your own Business Empire
and enjoy your handsome Passive Income
Your Bright Future“1, 3, 5, 10 ”
• 1ST Year ~ RM 100 K FYP Business • 3rd Year ~ Agency Manager• 5th Year ~ Build Agency Manager• ~ Promoted to District Manager• 10th Year ~ Build 6 Branch Managers
• ~ Enjoy Early Retirement
If You have 6 Down Lines when you are retire ……Early Retirement
• If every down lines produce RM 300 K FYP per annum ….
• You will receive at least RM 216 000 ( Passive Income )every year ( which exclude your personal direct O/R, Commission & RM 162 K Agency Builder Cash Awards.
Your Ultimate GoalsBuild your
“ OWN BUSINESS EMPIRE ”
CEO
AM AM AM AM AM
The Formula of Success
Thinking
Emotion
Action
Result
Destiny
How long to earn RM1,000,000 ?
25,000 x 40 YRS = 1 million
50,000 x 20 YRS = 1 million
100,000 x 10 YRS = 1 million
200,000 x 5 YRS = 1 million
500,000 x 2 YRS = 1 million
1,000,000 x 1 YR = 1 million
Together WE Can Make The Different
1st Quarter after completing you FHC, FHR & BEST Training Programs
Fast Start - New Business Special Incentive for You !
Grab The Cash $$$ !
Month Period Application Cash Reward
1st Month April 06 – May 10, 2009 4 apps RM100
2nd Month May 11 – June 10, 2009 4 apps RM200
3rd Month June 11 – July 10, 2009 4 apps RM400Example : John qualified for all 3 months, he will receive RM700 in total.
John qualified for the 1st & 2nd month & did not qualify for 3rd month, he will receive RM300John qualified for the 1st month & did not qualify for 2nd month, but he qualified for the 3rd month, he will received RM200
Rules : Each application must be LIFE CASE with Minimum Monthly Premium RM150.00 All applications must be submitted within the stated period, and paid & approved latest by after the two weeks from the closing period. In the case of dispute, management’s decision is final.
Thank you !
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