Barclays Global Retail Banking – Analysis &
PFT’s Positioning
by A.Raghu Nagendra [ARN]
Contents
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• Barclays Global Business – Snapshot• Barclays Global ‘Retail Banking’ – Snapshot• Observations from Barclays Global Retail Banking• Proposed Retail Banking Strategy • PFT’s Strategy for Barclays Global Retail Banking
Barclays Global Business - Snapshot
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Barclays Global ‘Retail Banking’ - Snapshot
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Observations from Barclays Global Retail Banking
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Greater emphasis on Wealth & Investment Management services across regions.
Americas• Low penetration of Retail banking. • Latest offering of Online Savings account for USA.Africa & Middle East• Comparatively stable Personal banking offerings.• Large scope for Mobile enabled payment offering.Asia Pacific• Large scope for Cards based payments/transactions offering. (Barclays chose to
exit cards business from India).Europe• Significant scope to improve Personal/Premium Banking business.• Latest offering of Mobile Payment service - ‘Pingit’.
Proposed Retail Banking Strategy
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4 Step Retail Strategy for Barclays
PFT’s Strategy for Barclays Global Retail Banking
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Key Business Advantage(s)
• Tap the Growing Affluent Customer base to identify their Banking needs, apart from knowing their Investment capability.
• Unified Customer view to provide greater insight into customer’s financial health and tailor Bank’s offerings.
• Informed and Intelligent decision making by leveraging PFT’s Global Banking expertise.
• Lower TCO & Quick ROI through PFT’s proven Cloud business models.
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Thank You