YourShare Spring 2012

8/2/2019 YourShare Spring 2012

1/8

O K L A H O M A E M P L O Y E E S C R E D I T U N I O N N E W S L E T T E R

SPRING 2012

P.O.Box24027OklahomaCity,Oklahoma73124

PresortedStandardU.S.Postage

PAIDOklahomaCity,OKPermitNo.1541

h...the taste of savings. Everyone can enjoy saving money on their auto loand credit cards. So spring into savings and let Oklahoma Employees Credit Unionp you put more money back into your pocket. See inside for details!

The taste ofsaving money!


2/8

I want to thank everyoneone who attended this yearsAnnual Meeting. I appreciateeveryones support and hopethey enjoyed the event.

For those who were unable toattend, I would like to sharesome of OECUs successes.A really solid performancewould best describe thenal results for Oklahoma

Employees Credit Union for2011.There was strong steadygrowth in all vital areas:assets, deposits, loans,income. All areas exceededthe projections in the 2011Business Plan.

We are now involved in our

largest building project, todate, which will becomeour new main ofce and willwe are calling our CapitalBranch.

This new building willgive us the opportunityto consolidate our StilesBranch, our administrativeofces, and bring backsome departments that

had been moved to otherBranches over the past yearThose Branches will now beprepared for future growth.

You can read the 2012Annual Report in its entiretyat www.oecu.org.

If you have any nancialquestions, we are here for

you. Call us anytime at405.606.6328 or visit us onlineat www.oecu.org.

The Tulsa Branch openedin 1988 as an ofce in theDepartment of Transportation.In order to better serve allstate employees, it movedto its current location,downtown at the HoustonCenter in 1993. Now, a fullservice branch, they can

help you with anything fromopening a checking accountto saving you money on anauto loan.

Stop by anytime to meet theTulsa Team. Adriel, Ashley,Brad and June are happy to

help you with anyof your nancialneeds.

Adriel Captain,Branch Supervisor,feels that the sizeof the Tulsa Branchis what sets them

apart. It makes it easierfor us to give personalizedservice. Whether its helpingsomeone get set up on ePay,saving money with a lowerrate auto loan or setting upa savings acount for college,we do what ever it takes to

help our members achievetheir nancial goals.

The Tulsa Branch is open:Mon. - Fri. 8:30 am to 4:45 pm717 S. Houston Ave. Ste. 103

MARKMYWORD

BRANCHSPOTLIGHT

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Meet the Tulsa Team. They serve a large area in

the northeast part of the state.

Mark W. KellyOECU President

If you need help with your account, we are just a phone call away...918.582.0850.or 877.677.6328

Tulsa TeamAshley, Adriel, June & Brad


3/8

We understand shopping for the right vehicle can be nerve-racking. OECU has partnered with other credit unions toprovide you access to a wide selection of used autos fromtheir inventory.

First Rate Autos makes the process easy. What you see iswhat you get. No haggle pricing...just good deals.

Plus, you can take advantage of2.99% APR*nancing.View current vehicles for sale online at www.rstrateautos.com or stop bythe dealership at 915 S. Broadway, Edmond.

When you are ready to buy just tell them you want to nance with OECU.You can do all the paper work at the dealership.

405.330.1400Mon - Tues: 10:30 am to 7 pmThurs - Sat: 10:30 am to 7 pm

Closed on Sunday and Wednesday

nnual Percentage Rate. 680+ credit score. 679 or less credit score will be 2.00% APR off the earned rate. Max term 36 months. Min amount000. Existing OECU loan min advance $2,500. Requires automatic payments and eStatements. Limited time offer. Normal lending policies apply

nual percentage rate. Applies to purchases at 1st Rate Autos only. Limited time offer. Normal lending policies apply.


4/8

About four years agoChris Stinchcombcame to OECU to get

his nancial mattersback in order. Theycoached me througheverything. There wasno embarrasmentand no judgement.They just walked methrough the steps Ineeded to take, re-calls Chris.

Now his credit score is 144 point higher, he issaving money with a lower rate on his autoloan and is able to have a line of credit foremergencies.

Its this line of credit that he is most grateful fFor his birthday, Chris was given a new puppTwo months later the puppy became very ill

and was dying. He needed money to pay fothe medical care that would save her life.

Chris was able to get a loan through OECU tsave his puppys life.It was lovely to haveOECU there to helpme through this aswell, said Chris.

Meet BethennyFrankel, but she onlyrepsonds to Mama.

Chris knew OECU could help save him money on his auto loan and credit cards, but he neverknew they would help save a life.

MEMBERSPOTLIGHT

Open your credit card today and take advantage of... No Annual Fee No Balance Transfer Fee No Cash Advance Fee

*Annual Percentage Rate is variable. 1.00% foreign transaction fee.

SWEETSAVINGS

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DIDYOUKNOW?

With identity theft oneveryones minds thesedays, its not hard to seewhy eStatements aresomething you mighthesitate to sign up for.

However, its easier fora thief to get their handson your paper state-ments than your eState-ments.

Your paper statementscan be lost, stolen, orsomehow accessed in

a way that your e-statements cannot. Whenyoure ready to dump them, paper statementsshould be shredded. eStatements, on the otherhand, really cant be accessed by anyonewho doesnt have access to your account.

Shredding is not a problem. Add in the easeof accessing them when you want to reviewor look something up, and youre better offwith electronically delivered statements thana paper copy that could end up in the wronhands.

Thanks to OECUs eStatements you no longehave to wait for your statements to arrive bymail. You receive an email letting you knowyour statement is ready to view. Its easy, yousimply log into eBranch and view your state-ment.

Save money with FREE Check Imaging Save time & receive your statement faster Password protected Reduce your risk of identity theft

PLAYITSAFEWITHeSTATEMENTS

d you know your OECU debit card can save you time and money?

ve money and use your debit card at over 900 surcharge free ATMs:

Visit oecu.org on your computer. Enter your zip code on the right hand side and

click search.Visit oecu.org via your mobile device and click locations. Simply use your currentlocation or enter a zip code.7/11, OnCue and QuickTrip convenience stores have no surcharge ATMs.Look for an ATM Zone or NC (No Charge) sticker.

ve time and money with the cash back option:

You can avoid paying a fee at the ATM by getting cash back.Just enter your PIN and let the cashier know you want to get cash back.Its free and you save an extra trip to the ATM.


6/8

Frontier Country Marketing Associationspopular Trips on a Tank Full coupon brochureis available to travelers and locals to help cutdown on spring and summer family fun costs.

The free Trips on a Tank Full brochure offersspecial discounts to more than 15 tourist at-tractions and lodging across the 12 centralcounties of Oklahoma, known as FrontierCountry.

As gas prices rise, the Trips on a Tank Fullbrochure makes enjoying central Oklahomaeasier on the family budget and helps Okla-homans discover what Central OklahomaFrontier Country has to offer right in their ownbackyard.

Coupons offered in the free Trips on a TankFull brochure include discounts at attractionsuch as Frontier City, White Water Bay, Na-tional Cowboy & Western Heritage MuseumAndy Alligators Fun Park, Sam Noble MuseuRedPin Bowling Lounge, Gaylord-Pickens Okhoma Heritage Museum, Oklahoma HistoryCenter, Jasmine Moran Childrens Museumand lodging discounts at the Wyndham Gaden Hotel in Oklahoma City and many more

Conveniently located at the crossroads ofI-35, I-44, I-40 and historic Route 66, CentralOklahoma Frontier Country offers a variety oactivities only found in the 12 central countieof Oklahoma. From Route 66 sights, world-clmuseums and amazing art displays to excitinsporting events and hundreds of family-frienfestivals and events, Central Oklahoma Frontier Country truly has something for all ages tenjoy this spring and summer.

To get the free Trips on a Tank Full coupon

brochure, request it at oktourism.com or bycalling 405.232.6552. Travelers can also requother free brochures and travel guides, plangetaways and see a full spring/summer caledar of events at oktourism.com.

Frontier Country Marketing Association, a501-c6 organization, promotes the economigrowth of the tourism industry in the 12 centcounties of Oklahoma. For more informa-tion about central Oklahoma and Trips ona Tank Full, visit www.oktourism.com or call

405.232.6552.

Connect with us and nd out whats happeing in Central Oklahoma:www.facebook.com/FrontierCountrywww.twitter.com/FrontierCountrywww.youtube.com/FrontierCountry

TRIPSONATANK

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7/8

Spoong refers to a websitehat claims to be a certain typef business or charity, when it is

eally a ctitious business thatsut to gain a victims creditard number or personal infor-

mation.

Spoong doesnt just happenfrom unsolicited emails, thegrowing crime of identity theftby spoong can happen rightfrom a website that you knowand trust. How? Advertisers andlinks to third party sites try topose as legitimate businesses.

Sometimes the ads appearto be the original site yousigned on to, and then you areprompted to ll in your informa-tion again. As you click on thead, you are actually navigat-ing away from the page andentering in your information onthe fraudulent site.

To avoid becoming a victim ofa spoof site, always check the

address bar when navigatingaround on links and advertise-ments. You can also view theweb address of a link beforeactually clicking on it by right-clicking with your mouse on thelink. If the web address is some-thing different from the site youintended to go to, you canthen be cautious about enter-ing information.

When in doubt - dont! Youcan enter the site directly bythe known address and sign onthere. If its a website you arecurious about, you can checkthe web address on www.bet-terbusinessbureau.com anddo a little background checkbefore doing business with theunfamiliar website.

Spoong can happen from legitimate websites. Learn how to protect yourself.

DONTGETSPOOFED


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Credit Union Service Centers are now open weekdays at 7 am

at all six Oklahoma Service Centers:

Midwest City Service Center232-B South Air Depot 405.732.4848

Yukon Service CenterYukon Shopping Center1300 W. Vandament, Ste 101 405.350.1784

North Oklahoma City Service CenterVillage Park Shopping Center10491 N. May Avenue 405.755.2045

For account information access eBranchat www.oecu.org or call our 24-hour phoneteller at 405.606.6338 (800.526.6663)

Memorial DayMonday, May 28All branches closed.

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DATESTOREMEMBE

Sugar & SpursThursday, May 37 pm to 10 pmHarn Homestead

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FREE Seminar: Auto Buying TipsThursday, May 106:30 pm to 7:30 pmQuail Springs Branch

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Norman Service Center710 W Main, Ste 130 405.364.3133

Moore Service CenterNew City Center741 N. Moore 405.790.0242

Tulsa Service CenterUnion Plaza Shopping Center6105-A South Mingo 918.250.7998

On March 31st, we celebrated anothegreat year for OECU at the 2012 AnnuaMeeting. Guests enjoyed yummy food,entertainment and the lucky winnerstook over $2,000 in door prizes home.See you again next year!

012ANNUALMEETING

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YourShare Spring 2012