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Your Guide to Online Banking Visit www.alliancebank.com today!

Your Guide to Online Banking - Alliance Bank - Greenville, TX · 1 Welcome to Alliance Bank’s Online Banking! In an effort to provide you with a more innovative banking experience,

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Page 1: Your Guide to Online Banking - Alliance Bank - Greenville, TX · 1 Welcome to Alliance Bank’s Online Banking! In an effort to provide you with a more innovative banking experience,

Your Guide to Online Banking

Visit www.alliancebank.com today!

Page 2: Your Guide to Online Banking - Alliance Bank - Greenville, TX · 1 Welcome to Alliance Bank’s Online Banking! In an effort to provide you with a more innovative banking experience,

Welcome

Your Guide to Online Banking

Published by Murphy & Company, Inc.459 Sovereign CourtBallwin, MO 63011www.mcompany.com

© 2010-2012 Murphy & Company, Inc.Microsoft, Windows, Excel and Internet Explorer are registered trademarks of Microsoft Corporation. Firefox is a registered trademark of the Mozilla Foundation. Safari is a registered trademark of Apple Computer, Inc. Quicken and QuickBooks are registered trademarks of Intuit, Inc. Adobe Reader is a registered trademark of Adobe Systems Incorporated in the United States and/or other countries. THIS PRODUCT IS NOT ENDORSED OR SPONSORED BY ADOBE SYSTEMS INCORPORATED, PUBLISHER OF ADOBE READER.

DisclaimerConcepts, strategies and procedures outlined in this guide can and do change and may not be applicable to all readers. The content in this guide is not warranted to offer a particular result or benefit. Neither the author/publisher, nor any other party associated with this product shall be liable for any damages arising out of the use of this guide, including but not limited to loss of profit, commercial, special, incidental or other damages. For complete product and service information, please refer to the terms, conditions and disclosures for each product and service.

Page 3: Your Guide to Online Banking - Alliance Bank - Greenville, TX · 1 Welcome to Alliance Bank’s Online Banking! In an effort to provide you with a more innovative banking experience,

www.alliancebank.com 1

Welcome to Alliance Bank’s Online Banking!

In an effort to provide you with a more innovative banking experience, we’ve introduced a new Online Banking platform. With this new service, you’ll enjoy the benefits of 24/7 access to all of your Alliance Bank accounts.

We have enclosed information designed specifically to guide you through our successful new Online Banking platform. Please take a few moments to review the necessary steps and other important details within this guide.

Our commitment is to make this experience as smooth as possible for you. We’re ready to help you with any questions you may have. Please feel free to contact your local Alliance Bank location or call us toll-free at (877) 903-2265. You may also e-mail us at [email protected].

Thank you for your trust and confidence in Alliance Bank. We look forward to serving your banking needs for many years to come.

Welcome

Page 4: Your Guide to Online Banking - Alliance Bank - Greenville, TX · 1 Welcome to Alliance Bank’s Online Banking! In an effort to provide you with a more innovative banking experience,

Security . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3Online.Banking.Overview .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .4Logging.In . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5Enhanced.Login.Security . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .6Getting.Started . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7Account.Access . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .8Account.Detail. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .9Transfer.Funds .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. . 10Download.(Export) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11Statements .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. . 12Mobile.Banking/Alerts. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13Bill.Pay.Overview .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. . 14Set.Up.Payees. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15Make.Payments .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. . 16Make.Recurring.Payments. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17Expedited.Payments .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. . 18Edit/Cancel.Payments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19Payment.History . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .20Additional.Services .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. . 21User.Options . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .22Quick.Steps . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .23Frequently.Asked.Questions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .24Contact.Us . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .25

Table of Contents

Page 5: Your Guide to Online Banking - Alliance Bank - Greenville, TX · 1 Welcome to Alliance Bank’s Online Banking! In an effort to provide you with a more innovative banking experience,

www.alliancebank.com 3

SecurityThere.is.nothing.more.important.to.us.than.knowing.our.customers’.online.financial.transactions.are.private.and.secure ..We.work.continually.to.update.our.systems.to.protect.your.information.with.tools.that.include,.but.are.not.limited.to.encryption,..firewalls,.antivirus.software,.intrusion.detection.and.application.security ..Your..information.is.never.directly.connected.to.the.Internet .

Alliance.Bank.understands.the.sensitive.nature.of.your.financial.information,.and.that’s.why.we.make.our.online.security.practices.our.top.priority ..We.have.several.measures.in.place.that.work.together.to.provide.a.high-level.of.security .

Password and ConfidentialitySecurity.is.strengthened.by.your.efforts.in.keeping.all.account.and.login.data..confidential ..Never.share.your.password.with.anyone.and.never.include.account..specific.details.within.an.unsecured.e-mail .

The.most.secure.passwords.are.those.which.use.a.combination.of.both.alpha.and.numeric.characters ..Avoid.using.easily.obtained.personal.data.within.your.password,.such.as.initials.and.birth.dates.or.loved.ones’.names .

In.addition.to.password.security,.additional.security.steps.to.verify.your.identity.have.been.installed.on.our.system ..Part.of.this.identification.process.includes.recognizing.the.computer.you.normally.use.to.access.Online.Banking ..This.information,.coupled.with.your.normal.login.details,.is.incorporated.into.your.online.identity.profile ..With.these.extra.layers.of.security.in.place,.you’ll.be.able.to.rest.easy.knowing.your.account.information.is.protected.from.a.broad.range.of.security.issues .

Enhanced Login SecurityIn.addition.to.password.security,.Enhanced.Login.Security.(ELS).has.been.installed..on.our.system ..Enhanced.Login.Security.has.protection.which.further.verifies.your.identity ..Part.of.this.identification.process.includes.recognizing.the.computer.you..normally.use.to.access.Online.Banking ..This.information,.coupled.with.your.normal.login.details,.is.incorporated.into.your.identity.profile.to.ensure.your.security .

Automatic Sign OffClick.Sign.Off.and.close.your.browser.when.you.are.finished.with.your.Online.Bank-ing.session ..In.the.event.you.forget.or.are.unable.to.sign.off,.or.if.there.is.no.activity.on.your.workstation.for.an.extended.period.of.time,.Alliance.Bank.will.automatically.end.your.Online.Banking.session ..To.resume.a.timed-out.session,.you.will.need.to.repeat.the.login.steps .

Page 6: Your Guide to Online Banking - Alliance Bank - Greenville, TX · 1 Welcome to Alliance Bank’s Online Banking! In an effort to provide you with a more innovative banking experience,

4 Your Guide to Online Banking

Logging InWith.Online.Banking,.you.have.access.to.your.account.information.24.hours.a.day,..7.days.a.week ..Now.you.can.do.everything.you.need.to.from.home,.work.or.anywhere.you.have.Internet.access ..Online.Banking.provides.a.private,.secure.and.easy.way.to.manage.your.finances ..

Online Banking Overview

With Online Banking, You Can:

•..Check.balances.and.monitor.activity.in.your.Alliance.Bank.deposit.and..savings.accounts .

•.Transfer.funds.between.accounts .

•.Make.Alliance.Bank.loan.payments .

•.View.check.images .

•..Export.your.account.information.for.use.in.financial.management.software.such..as.Quicken® .

•.Receive.notifications.via.e-mail.about.account.balances.and.cleared.checks .

•.Send.Alliance.Bank.a.secure.e-mail.inquiry .

Page 7: Your Guide to Online Banking - Alliance Bank - Greenville, TX · 1 Welcome to Alliance Bank’s Online Banking! In an effort to provide you with a more innovative banking experience,

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Logging InOnce.you’ve.logged.in,.you’ll.be.able.to.view.your.account.information,.transfer.funds,.pay.bills.and.more .

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1.|..Open.your.browser.and.go..to.www .alliancebank .com .

2.|..Select.the.Internet.Banking.link,..enter.your.User.ID.and.Password,..then.click.Login.to.continue .

3.|..If.you.are.a.first.time.user,.select.an.option.from.the.drop-down.menu..to.enroll.for.Alliance.Bank’s.Online.Banking.today!

Note:.As.a.security.measure,.if.you.or.someone.attempting.to.gain.access.to.your.account.uses.an.incorrect.User.ID.and/or.Password.three.times.in.a.row,.your.account.will.be.locked..until.Alliance.Bank.is.notified ..Contact.your.local.branch.to.have.your.account.unlocked .

Page 8: Your Guide to Online Banking - Alliance Bank - Greenville, TX · 1 Welcome to Alliance Bank’s Online Banking! In an effort to provide you with a more innovative banking experience,

6 Your Guide to Online Banking

Getting StartedEnhanced Login SecurityThe.first.time.you.log.in.to.Online.Banking,.you.will.be.prompted.to.set.up.your..Enhanced.Login.Security.(ELS) ..The.first.part.of.this.process.is.answering.a..challenge.question.that.will.be.used.to.verify.your.identity.should.you.log.in.from..a.computer.we.don’t.recognize ..The.second.step.is.enrolling.your.computer.with..extra.security.features .

Once.you.have.completed.the.registration.process.you.can.log.in.as.normal ..If.you.log.in.from.a.computer.unknown.to.us,.you.will.be.presented.with.a.challenge.question ..Simply.answer.the.question.exactly.as.you.answered.when.setting.up.the.question.and.continue.to.access.your.accounts .

1.|..Select.a.question.from.each.drop-down.menu.and.enter.the.answers.in.the.fields.provided .

2.|..Select.whether.you.wish.to.have.your.computer.set.to.Private.or.Public ..Login.requirements.vary.upon.selection ..Click.Continue.when.finished .

3.|..Take.a.moment.to.review.and.confirm.your.questions,.answers.and.settings,.then.click.Save.and.Continue .

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Page 9: Your Guide to Online Banking - Alliance Bank - Greenville, TX · 1 Welcome to Alliance Bank’s Online Banking! In an effort to provide you with a more innovative banking experience,

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Getting StartedWith.Online.Banking.it’s.safe,.fast.and.easy.to.manage.your.finances.on.your.terms ..To.get.started,.first.launch.your.web.browser,.(Microsoft®.Internet.Explorer,.Mozilla®.Firefox®.or.SafariTM).and.go.to.www .alliancebank .com .

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1.|..Please.read.through.the.Online..Agreement.and.Disclosure,.then..click.I.Agree.at.the.bottom.of.the.screen.to.continue .

2.|..For.security.purposes,.you.will.be.required.to.change.your.Password ..Enter.your.New.Password,.then..re-enter.it.in.the.fields.provided...and.click.Continue .

•.|..If.you.need.assistance,.please..call.(877)-903-2265 .

Note:.Once.you’re.in.the.system,.sign.up.for.free.customized.Alerts ..Turn.to.page.13.to.find.out.how.Alerts.help.you.stay.on.top.of.your.finances .

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Page 10: Your Guide to Online Banking - Alliance Bank - Greenville, TX · 1 Welcome to Alliance Bank’s Online Banking! In an effort to provide you with a more innovative banking experience,

8 Your Guide to Online Banking

Account DetailAccount AccessThe.Account.Summary.page.will.display.once.you’re.logged.in ..From.this.location,..you.can.quickly.access.all.your.accounts.from.one.screen,.view.your.account..balances.or.review.your.account.history ..Click.the.Account.Access.link.to.return..to.this.page.from.anywhere.in.Online.Banking .

1.|..Click.a.linked.Account.Name.or.the.View.Recent.Transactions.link.to.view.detailed.account.history .

2.|..Click.the.Printer-Friendly.Version..link.to.make.a.hard.copy.of.your..account.information .

3.|..The.Account.Balance.is.the.balance..that.includes.all.deposits.and..withdrawals.that.were.processed..by.the.prior.day’s.close.of.business ...The.Available.Balance.does.reflect.the.current.day’s.pending.activity .

4.|..Enter.the.Amount.and.select.the..funding.and.destination.accounts..to.create.a.Quick.Transfer .

5.|..For.your.security,.remember.to.sign..off.when.finished .

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Account DetailWhen.you.select.an.account.from.the.Account.Summary.page,.your.detailed.Account.Activity.will.display ..Conveniently.monitor.the.status.of.your.accounts.and.view.your.transactions.immediately ..You.may.also.access.this.feature.by.clicking.the.View..Recent.Transactions.link .

1.|..View.quick.stats.for.your.account,.including.up-to-the-minute..balance.information .

2.|...View.transaction.history.by..selecting.a.different.date.range..and.clicking.Submit .

3.|..View.transaction.information.for.a..different.Alliance.Bank.account.by..selecting.it.from.the.drop-down..menu.and.clicking.Submit .

4.|..Below.the.transaction.details,.you..can.download.transaction.history.into.your.personal.financial..management.software .

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10 Your Guide to Online Banking

Download (Export)Transfer FundsIt’s.easy.to.transfer.money.from.one.account.to.another ..You.can.use.the.Transfer.Funds.feature.to.make.payments.to.your.loan.account,.including.your.car.loans.or.your.Home.Equity.line.of.credit ..Use.recurring.transfers,.with.a.variety.of.frequency.options,.to.manage.your.ongoing.budgeting.needs ..Choose.Transfer.from.the.main.menu.to.get.started .

1.|..Enter.the.Transfer.Amount .

2.|..Select.an.account.to.transfer.funds.From.and.To .

3.|..If.you.are.performing.a.Loan..Transfer,.select.whether.it.is..a.Standard.Payment.or..an.Overpayment .

4.|..Click.Transfer.Funds.to.confirm..your.transfer.details.in.a..secondary.screen .

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Note:.For.a.loan.payment,.choose.the.appropriate.payment.option .

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Download (Export)Download.your.account.information.into.your.personal.financial.management..software ..Track.your.expenditures,.monitor.your.budget.and.forecast.balances.by.downloading.your.daily.activity ..Click.Download.from.the.Account.Access.submenu..to.begin .

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1.|..Select.the.Account.for.which.you’d..like.to.download.information .

2.|..Enter.the.date.range.desired .

3.|..Select.the.format.compatible..with.your.personal.financial..management.software .

4.|..Click.Download.Data.to.save..the.file .

Note:.Accurately.create.and.monitor.your.monthly.budget.by.downloading.your.daily.activity ..Once.set.up,.you.can.analyze.your.spending,.then.modify.your.budget.to.make.the.most.of.your.funds .

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12 Your Guide to Online Banking

Mobile Banking/Alerts

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StatementsAs.a.new.benefit,.you.can.view.your.monthly.statements.online.just.as.you.would.see.them.on.paper ..Click.Online.Statements.from.the.main.menu.to.begin .

1.|..Select.the.account.you.wish.to.view.a.statement.for.from.the.drop-down.menu,.then.click.Submit .

2.|..To.view.a.statement.from.Alliance.Bank,.click.here .

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Mobile Banking/AlertsIt’s.easy.to.set.up.convenient.alerts.to.notify.you.when.your.accounts.meet.specified.conditions ..Create.alerts.to.remind.you.of.a.low.balance.or.to.inform.you.when.a.large.transaction.has.posted.to.your.account ..You.can.also.select.multiple.accounts.for.our.Online.Banking.system.to.monitor.for.you ..Click.the.Mobile.Banking.&.Alerts.tab.to.begin .

Text.Message.BankingText.Message.Banking.makes.it.easy.to.access.account.balances.and.transactions,.right.on.your.mobile.phone ..It’s.the.fastest.way.to.get.your.balances.anytime,..anywhere ..Just.text.a.short.command.to.454545,.and.you.will.quickly.receive.the.information.you.want ..

Not.only.is.Text.Message.Banking.fast,.it.is.secure ..We.never.send.confidential..information.such.as.User.ID’s,.Passwords.or.complete.Account.Numbers.via.Text..Message.Banking .

1.|..Select.the.Primary.Text.Banking.Account.from.the.drop-down.menu .

2.|..Select.the.Transfer.Source.Account.from.the.drop-down.menu .

3.|..If.you.would.like.to.be.notified.of.your.Primary.Account.or.when.the.balance.is.above.or.falls.below.a.certain.amount.via.text,.check.the.appropriate.box .

4.|..To.be.notified.when.a.payment.clears.or.when.a.deposit.exceeds.a.certain.amount.via.text,.check.the.appropriate.box.and.enter.the.amount .

5.|..To.Add.an.E-mail.Alert.and.Notification,.select.the.alert.from.the.drop-down.menu.and.click.Add .

6.|..Check.the.appropriate.balance.threshold.and.enter.the.amount .

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14 Your Guide to Online Banking

Set Up PayeesBill Pay OverviewMaking.payments.online.is.quick.and.easy.with.Alliance.Bank’s.Bill.Pay ..Click.the.Bill.Payment.link.to.access.all.the.bill.pay.options ..The.Make.Payments.screen.displays.for.quick.payments .

1.|..Click.Make.Payments.to.get.started.making.payments.online .

2.|..After.a.quick.enrollment,.the.first..step.in.making.your.payments.online.is.setting.up.payees ..Enter.the.Payee.name.in.the.field.provided,.then..click.Add .

3.|..Once.payees.are.set.up,.select.a..Payee,.enter.the.Amount.and.the..Pay.Date,.then.click.Pay.(See.page.17) .

4.|..A.list.of.Pending.Payments.will..display.here .

5.|..Any.Recent.Payments.are..located.here .

Note:.Click.Add.Payment.from.the.verification.page.to.complete.your.payment .

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Set Up PayeesThe.first.step.in.making.payments.online.is.to.enter.your.payee.information ..A.Payee.can.be.any.company.or.person.you.pay.from.your.utility.company,.to.your.credit.card,.to.your.baby.sitter ..It.just.takes.a.few.minutes.to.set.up.a.new.bill,.and.you.only.have.to.do.this.one.time.for.each.new.payee ..It’s.helpful.to.have.a.recent.bill.or.statement.available.for.reference .

1.|..Enter.the.Payee.name.in.the.field.provided,.then.click.Add .

2.|..Enter.the.Payee.information.in.the.fields.provided,.then.click.Continue .

3.|..Confirm.your.Payee.Information,.the.click.Go.to.Make.Payments.to.begin.making.payments .

Note:.You.may.not.use.Online.Bill.Pay.to.pay.governmental.fees,.taxes.or.court-directed.obligations.such.as.alimony.or.child.support ..You.can.use.Online.Bill.Pay.from.anywhere.in.the.world,.but.payees.must.be.within.the.United.States .

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16 Your Guide to Online Banking

Make Recurring PaymentsProcess.a.one-time.payment.for.one.or.more.payee.from.a.single.screen ..There’s..no.need.to.hassle.with.checks,.stamps.and.envelopes.–.send.the.payment.with.a..few.clicks.of.your.mouse ..Click.Make.Payments.from.the.Bill.Payment.submenu.to..get.started .

1.|..Payees.are.listed.for.payment .

2.|..Choose.the.account.from.which..to.make.each.payment .

3.|..Enter.the.Amount.to.pay ..If.no..payment.is.required.for.a.listed..payee,.leave.the.fields.blank .

4.|..Enter.the.Due.Date ..The.field..will.automatically.prefill.with..the.proper.date.for.payment..schedule.or.select.a.date.from..the.convenient.calendar.feature .

5.|..Click.Pay.to.confirm.the.payment.details.in.a.secondary.screen..before.completion .

Note:.Add.Payment.from.the.verification.page.to.complete.your.payment ..Make.sure.to.look.early.enough.in.advance .

Automatic.payments.take.approximately.three.days.to.process ..Manual.payments.take..approximately.five.days.to.process .

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Make Payments

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Make Recurring PaymentsFor.bills.that.occur.on.a.regular.basis.and.have.the.same.payment.amount.each..time,.such.as.your.mortgage.or.car.loan,.you.can.save.time.by.setting.up.automatic..recurring.payments ..You’ll.have.the.convenience.of.automatic.payments,.but.the..flexibility.to.cancel.or.change.the.details.as.needed .

1.|..Select.the.drop-down.arrow.next..to.the.payee.you.wish.to.have.recurring.payments.for,.then.click..Pay.automatically .

2.|..Choose.your.Funding.account.from.the.drop-down.menu .

3.|..For.recurring.payments,.select.the.Pay.automatically.at.regular.intervals.radio.button .

4.|..Enter.the.Amount.of.the.payments .

5.|..Select.the.Payment.Frequency.from.the.drop-down.menu .

6.|..Select.the.duration.of.your..recurring.payment .

7.|..Click.Save.Changes.to.confirm.the.schedule.details.before.completion .

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18 Your Guide to Online Banking

Edit/Cancel PaymentsNeed.to.send.a.last.minute.payment?.We’ve.all.been.there ..Expedited.Payments.is.a.standard.feature.within.our.Online.Banking.Bill.Pay.System.that.allows.you.to.do.just.that ..You.can.send.Expedited.Payments.to.virtually.any.payee,.anywhere,.no.later.than.next.day .

Expedited Payments

Note:.These.payments.are.subject.to.a.convenience.fee.that.is.automatically.debited.from.your.funding.account .

1.|..Select.the.drop-down.arrow.next..to.the.payee.you.wish.to.have.the.Expedited.Payment.for,.then.click..Send.Expedited.Payment .

2.|..Select.the.Payment.Type .

3.|.Enter.the.Amount .

4.|..Choose.the.funding.account.from.the.drop-down.menu .

5.|..Click.Continue.Payment.to.confirm.the.payment.details.in.a.secondary.screen.before.completion .

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Edit/Cancel PaymentsEven.after.you.have.scheduled.a.payment,.you.can.edit.or.cancel.a.payment.any..time.up.to.the.time.it.is.processed ..This.convenient.feature.gives.you.the.freedom..to.change.the.way.you.make.your.payments .

1.|..To.Edit.or.Cancel.a.payment.up.to.the.time.it.is.processed,.click.one.of.the.links.here .

2.|..Make.any.changes.necessary,.then..click.Save .

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Note:.The.Cancel.button.deletes.the.payment.and.all.future.recurring.payments.made.to.that.payee .

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20 Your Guide to Online Banking

Additional ServicesPayment HistoryYou.have.complete.control.–.including.the.ability.to.modify.or.delete.payments..before.they.are.processed ..View.your.Pending.Payments.in.the.Payment.Center.screen ..Once.bills.are.paid,.you.may.view.and.sort.your.payment.history ..Sort.by..payee,.date.processed,.status.or.source.account .

1.|..Click.the.drop-down.arrow.next.to.the.Payee.you.want.to.view,.then.click.View.payment.history .

2.|..A.list.of.payments.you.have.made.to.this.payee.are.shown.here .

3.|..To.view.Payment.details.or.Add.a.Note,.select.one.of.these.links .

4.|..To.Print,.Download.your.history.to.a.format.compatible.to.your.online.finan-cial.software.or.Edit/delete.a.report,.select.the.appropriate.link .

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Additional ServicesAlliance.Bank’s.Online.Banking.offers.convenient.features.and.services.to.save.you.time ..You.can.reorder.checks.with.a.click.of.a.button ..

1.|..To.reorder.checks,.select.the..account.from.the.drop-down..menu,.click.Enter,.then.follow..the.on-screen.instructions .

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22 Your Guide to Online Banking

Quick StepsUser OptionsIt’s.important.that.you.keep.your.personal.contact.information.up-to-date ..If.there..is.ever.a.problem.with.your.account,.Alliance.Bank.will.contact.you ..The.User..Options.button.enables.you.to.edit.your.personal.information.as.well.as.other..important.settings .

Ch.ange.Password:.We.recommend.you.change.your.password.every.90.days.or.any.time.you.feel.someone.may.have.observed.you.entering.it .

Ch.ange.Timeout:.This.allows.you.to.change.the.amount.of.inactivity.you.allow.before.your.session.will.automatically.expire .

En.hanced.Login.Security:.Protect.your.Online.Banking.accounts.from.being.accessed.by.someone.other.than.you ..This.free.feature.adds.extra.security..beyond.just.your.password .

E-mail.Address:.Change.your.contact.e-mail.address .

Ch.ange.Newsletter/Promotional.E-mail.Subscription:.Choose.whether.to.receive.promotional.e-mails.from.Alliance.Bank .

History.Date.Range:.Change.the.amount.of.history.automatically.shown .

Default.History.Sort.Order:.Change.how.your.history.automatically.sorts .

Ch.ange.Start.Page:.Specify.a.different.page.displayed.when.you.log.in .

Ch.ange.Account.Nicknames:.Assign.and.change.nicknames.of.accounts.to.make.them.easier.to.work.with .

Ch.allenge.Question.Setup:.Identify.questions.used.to.verify.your.identity.should.you.ever.forget.your.password.or.we.don’t.recognize.the.computer.that.you.are..using.to.access.your.account.through.Alliance.Bank’s.Enhanced.Login.Security .

Ch.ange.User.ID:.You.will.need.to.enter.your.new.User.ID.the.next.time.you.access.Online.Banking ..Your.new.User.ID.needs.to.be.6-20.characters.in.length.and.contain.at.least.five.letters.and.one.number .

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Quick StepsLogging.In1 ..Open.your.web.browser.and.go.to.www .alliancebank .com .2 ...Select.the.Internet.Banking.link,.enter.your.Alliance.User.ID.on.the.Login.page,.

then.click.Submit .3 ...Enroll.in.Alliance.Bank’s.Online.Banking.today.and.learn.more.about..

our.online.security.promise .

Transfer.Funds1 ..Enter.the.Transfer.Amount .2 ..Select.an.account.to.transfer.funds.From.and.To .3 ...Select.the.type.of.payment.you.wish.to.make .4 ...Click.Transfer.Funds.to.confirm.your.transfer.details..

in.a.secondary.screen .

Add.Payees1 ...Enter.the.Payee.Name.as.it.appears.on.your.bill.and.click.search .2 ...Fill.in.the.appropriate.billing.information,.including.your.account.number..

with.the.payee,.if.applicable .3 ..Click.Continue.to.confirm.the.information.before.completion .

Making.a.Bill.Payment1 ..Choose.the.account.from.which.to.make.each.payment .2 ...Enter.the.Amount.to.pay ..If.no.payment.is.required.for.a.listed.payee,.leave..

the.fields.blank .3 ...Enter.the.Due.Date ..Check.the.estimated.delivery.time.for.each.payee.to..

ensure.that.you’ve.allowed.at.least.three.to.five.business.days.for.your..payments.to.process .

4 ..Click.Make.Payments.to.confirm.the.payment.details.before.completion .

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24 Your Guide to Online Banking

Frequently Asked Questions Contact UsCan.I.directly.connect.to.Online.Banking.from.Quicken®.or.QuickBooks®?Yes ..Account.Export.allows.you.to.export.your.financial.institution’s.account..information.into.a.formatted.file ..The.file.will.be.downloaded.onto.your.hard..drive.where.it.will.be.available.for.you.to.import.into.a.personal.financial..management.software.program ..From.those.programs,.you.will.be.able.to..directly.connect.to.the.Online.Banking.system .

How.do.I.change.my.password?The.Change.Password.feature.allows.you.to.change.the.password.you.use.to.access.your.Online.Banking.services ..Verify.your.pieces.of.information.to.confirm.identity ..Create.your.new.Password.and.reenter.it.for.confirmation,.then.click.Continue .

How.do.I.know.Online.Banking.is.secure?In.addition.to.permissions.and.passwords,.Enhanced.Login.Security.strengthens.the.safeguard.by.adding.steps.to.verify.your.identity.with.Security.Questions .

How.do.I.view.my.Statements?To.view.your.statements,.you.must.first.login.to.Online.Banking ..From.the.main.menu,.select.the.Online.Statements.link,.then.select.the.account.for.which.you.would.like.to.view.a.statement ..A.list.of.the.available.statements.for.this.account.will.appear.and.you.may.select.the.statement.you.would.like.to.view .

How.much.transaction.history.will.I.see?You.will.be.able.to.view.up.to.6.months.of.transaction.history.on.your.accounts.in.Online.Banking .

How.do.I.place.a.Stop.Payment?To.place.a.Stop.Payment,.you.can.change.or.cancel.any.payment.online.any.time.up.to.the.time.it.is.processed .

Can.I.receive.electronic.bills?Yes ..You.will.need.to.establish.e-Bills.with.specific.payees ..Eligible.payees.will..display.a.large.green.E.logo ..Click.on.the.E.to.enroll .

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We’re.ready.to.help.you.with.any.questions.you.may.have ..Please.feel.free.to.contact.your.local.Alliance.Bank.location,.or.telephone.our.Customer.Service.Center.toll-free.at.(877).903-2265.during.regular.banking.hours ..You.may.also.e-mail.us.at..customercare@alliancebank .com .

1.|..Click.here.to.compose.an.E-mail.message.to.us .

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Note:.Please.remember.e-mail.is.not.a.secure.method.for.which.to.send.account.numbers.or.other.sensitive.information .

Contact Us

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Visit www.alliancebank.com today!