Your guide to Employee Benefits

2015/2016 Revised 12/01/15

Employee Benefits Plan

Raven Transport

1

The Best Decisions . . . are based on information. Before making your benefit selections, you should lay the groundwork for making the right decision for you and your family. This booklet has been prepared to assist you in evaluating the coverage's available through the Raven Transport’s Employee Benefits Plan.

This guide is an overview of the benefit plan and should not be construed as the Summary PlanDescription.

For each coverage elected, you may request a Summary Plan Description from the HumanResource Department. If you are uncertain about any provisions specified in this guide, pleasecontact the Human Resource Department as the insurance carrier contract will govern.

HealthInsurance

DentalInsurance

Basic Life/AD&Dand

Supplemental Life

Voluntary PlansCancer, Accident Expense

Disability Supplement, Vision401K

VoluntaryShort TermDisability

FlexibleSpendingAccount

Employee Assistance Plan (EAP)

Welcome to Raven TransportWe are pleased to provide you and your family with a comprehensive benefitspackage that addresses your personal health, medical and financial wellbeing.

Employee Benefits Plan

Raven Transport

2

Benefit Plan Eligibility

You and your dependents become eligible for Raven Transport Plan Benefits on the 91st dayfollowing date of hire if actively working. You must work at least 30 hours per week to beeligible for benefits. After you become eligible for benefits, you will have an opportunity tochange your benefits once each year during annual enrollment. The elections you make duringthis enrollment will be in effect until the anniversary of our plan each year.

Your dependents include: Spouse Dependent children up to age of 26

Each year, during open enrollment, you will have an opportunity to make new benefit electionsfor the coming year. All eligible employees who wish to make any benefit changes mustcomplete and return an enrollment form by the due date. If the cost for any coverage forwhich you are paying increases or decreases due to a change in the premium, the amountwithheld from your paycheck will be automatically adjusted.

Cafeteria Plan: You have the opportunity to pay for your medical and dental premiums on apre-tax basis through our cafeteria plan. The IRS has established rules for your elections whichdictate that once you have made your elections for a plan year, you may not change them untilthe next annual enrollment, unless a qualifying event occurs. Our insurance carriers mustreceive your enrollment forms within 30 days following the qualifying event. If you miss thisopportunity to enroll within the 30 day period, you are required to wait until the next annualenrollment. A qualifying event includes any of the following family changes:

Marriage Divorce, legal separation/reconciliation Birth or adoption of a child Death of a dependent Change in Spouse’s employment status A change from part-time to full time employment or from full-time to part-time employment

for either the employee or spouse The employee or spouse is taking unpaid leave of absence, or; There is a change in the work location for the employee

For a complete explanation of the Cafeteria Plan and Flexible Benefit Plans, refer to pages 17 & 18.

Employee Benefits Plan

Raven Transport

3

Health InsuranceBlue Cross/Blue Shield of Florida

Our health insurance plan is provided by Blue Cross/Blue Shield of Florida. You do not need to select aprimary care physician to coordinate your care. This plan is an open access PPO plan.

Customer Service - 1-800-322-2808www.bcbsfl.com (Florida residents only) www.bluecares.com (PPO) (Other than Florida Residents)

Under the PPO Plan, you will receive comprehensive medical benefits when you utilize the network-specifieddoctors. You do not need to select a Primary Care Physician with this plan. Out-of-network benefits are alsoprovided at a reduced level of coverage. To receive the higher level of covered benefits for visits to Specialists,Therapists, and other physicians, you will need to utilize providers in the network.

RAVEN TRANSPORT DUAL OPTION

BUY UP PLAN CORE PLANBlueCross BlueShield of Florida Plan Self Funded BlueCross BlueShield of Florida Plan Self Funded

IN OUT IN OUT

CALENDAR YEAR DEDUCTIBLE (CYD) Traditional Family Deductible Traditional Family Deductible

Individual $1,000 $2,000 $2,000 $4,000

Family Aggregate (1) $2,000 $4,000 $4,000 $8,000

COINSURANCE

% of Services Paid By Carrier / You 85% / 15% 50% / 50% 75% / 25% 50% / 50%

OUT-OF-POCKET MAXIMUM

Does not include CYD, Hospital PAD, or Copayments

Does not include CYD, Hospital PAD, or Copayments

Individual $4,000 $8,000 $5,000 $10,000

Family Aggregate $8,000 $16,000 $10,000 $20,000

OFFICE SERVICES

Family Physician (PCP) $25 CYD + 50% $35 CYD + 50%

Specialist $35 CYD + 50% CYD + 25% CYD + 50%

Urgent Care $35 CYD + 50% $35 CYD + 50%

PRESCRIPTIONS

Tiered Program $25 /$50 / $75 50% $25 /$50 / $75 50%

Mail Order (90 day supply)2x copay N/A 2x copay N/A

Out of Network Benefits could be subject to balance billing by the provider.

This is a summary of benefits only and is not intended to be a complete outline of the illustrated plans contractual provisions

Employee Benefits Plan

Raven Transport

4

The figures below reflect the weekly cost to you for covering yourself andfamily members for medical coverage that are deducted on a pre-tax basis.

Medical InsuranceCost to You

CORE PLANEmployeeCost Per

Week

Raven'sCost Per

Week

TotalMonthly

RateEmployee Only $ 31.72 $ 98.56 $ 564.53Employee & Child/Children $ 115.80 $ 169.50Employee & Family $ 131.01 $ 154.29 $ 1,236.28

BUY-UP PLANEmployeeCost Per

Week

Raven'sCost Per

Week

TotalMonthly

RateEmployee Only $ 44.14 $ 125.32 $ 734.32Employee & Child/Children $ 155.37 $ 225.36Employee & Family $ 171.75 $ 208.98 $ 1,649.82

You will receive anIdentification card thatlists your member IDnumber and importantcontact information.

Employee Benefits Plan

Raven Transport

5

Dental Insurance Dental expenses may be one of the most

predictable expenses you have. Before you electdental coverage, you may want to consider thefollowing questions:

What dental expenses do I know that either myfamily or I will have each year?

Do I, or does my spouse have coverageelsewhere? (If so, then the same coordinationconsiderations apply as under medical).

All full time employees working 32 hours or more, and who meet the eligibility requirements, may enrollin the MetLife Dental Plan. As with the medical plan, once you make your dental plan selection, any planchanges would be allowed only during the annual open enrollment period, unless a qualifying event takesplace.

By utilizing a dentist from the MetLife participating provider network you receive, greater benefits atnegotiated fees, no balance billing above usual and customary, and assignment of benefits (you do notneed to pay and wait for reimbursement). However, you can still go to a non-network dentist and receivecomprehensive dental benefits.

Calendar year maximum benefits are $1,000

Employer Sponsored Dental (Not an exhaustive listing. Call for all coverages)

Class Description All Active Full Time Employees (30 Hours)

In-Network Out-of-Network

Reimbursement Negotiated Fee Schedule 100% MAC (per ZipCode)

Type A – Preventive 100% 100%

Type B – Basic 80% 80%

Type C – Major 50% 50%

Calendar Year Deductible applies to :

• Individual $50.00 $50.00

• Family $150.00 Aggregate $150.00 Aggregate

Calendar Year Deductible Maximum (applies to A, B, C services)

Orthodontia 50% 50%

Orthodontia Lifetime Max $1000.00 $1000.00*Out of Network benefits are payable for services rendered by a dentist who is not a participating provider. the Reasonable and Customary charge is based on the lowest of the (1) the dentist’s actual charge (the “Actual Charge”), (2) the dentist’s usual charge for the same or similar services (the “usual Charge”) or (3) the charge of most dentists in the same geographic area for the same or similar services as determined by Florida Combined Life (the “Customary Charge”). Services must be necessary in terms of generally accepted dental standards.

Florida Combined Life Customer Service

1-888-223-4892, option 2“Blue Dental Choice”

Employee Benefits Plan

Raven Transport

6

The figures below reflect the weekly cost to you for covering yourself andfamily members for dental coverage.

Dental InsuranceCost to You

DENTAL PLANS

WeeklyCost

To You

Employee Only $2.00

Employee & Family $8.50

Employee Benefits Plan

Raven Transport

7

SYMETRACustomer Service 1-800-377-6773

Basic Life, AD&D Insurance

Basic Group Life and AD & D InsuranceIf you meet the eligibility requirements, Raven Transport provides you with life insurance equal to one times your annual earnings, rounded to the next higher $1,000 with a cap of $30,000.

Our life insurance plan is insured by SYMETRA. The Guarantee Issue amount for this coverage is $30,000.

On the first day of the month following your 65th, 70th

and/or 75th birthday, this benefit reduces to the percentages indicated in the chart below:

The basic life and accidental death & dismemberment benefit is paid for ENTIRELY by Raven Transport

This Basic Life Insurance can be

converted.Attained Age Percent

65 65%

70 50%

75 25%

Employee Benefits Plan

Raven Transport

8

Supplemental LifeInsurance

Supplemental Life InsuranceIn addition to Basic Life and AD&D, if you meet theeligibility requirements, Raven Transport provides youwith the opportunity to purchase supplemental lifeinsurance. The Minimum Benefit election is $10,000.00but you may elect additional benefits, in $10,000.00increments, to a Maximum of $130,000.

This guarantee issue supplemental life insurance plan isinsured by SYMETRA. The maximum amount ofcoverage is $130,000.00 for applicants less than age 65.For those above the age of 65, coverage is as follows:65-69=$84,500, for ages 70-74=$65,000 and for age 75,$32,500.00. Spouse’s maximum guaranteed insurabilityis $30,000.

Note: Guarantee issue is only available when firsteligible.

On the first day of the month following the day you attain the age of 65, 70 & 75, this benefit reduces to the percentages indicated in the chart below:

The supplemental life insurance benefit is paid for entirely by the employee.

Supplemental FamilyLife Insurance Benefit Dependent Spouse:

Minimum Benefit of $5,000. Benefits may be elected in $5,000 increments to the maximum of $30,000. Guarantee Issue amount is 50% of Employee’s benefit, up to $30,000.

Dependent Children:$250 for age 14 days to 6 Months.$10,000 for 6 Months to Age 21; 25 if Full Time Student.

Dependent Spouse and/or Child coverage is only available if the Employee has coverage under this plan. Spouse coverage terminates at age 70. Life Insurance coverage for your eligible dependents may be delayed if they are confined (at home, in a hospital, or in any other institution or facility) or disabled on the date the insurance would otherwise begin, in accordance with the terms of the policy.

You may also purchase......

SYMETRACustomer Service 1-800-377-6773

Attained Age: Percent

65 65%

70 50%

75 25%

Employee Benefits Plan

Raven Transport

9

All full time employees who meet Raven Transport requirements, may electto enroll in Supplemental Life Insurance for themselves and/or theirdependents.

Supplemental Life Insurance

The employee pays 100% of the premium rates as follows:

Rates Rates Per $1000/Monthly Rates Per $1000/Monthly

Age* Employee/Spouse*** Child***

0-24 $0.07

$5000 = $1.35

Or

$10,000 = $2.70

25-29 $0.07

30-34 $0.11

35-39 $0.15

40-44 $0.24

45-49 $0.40

50-54 $0.63

55-59 $1.08

60-64 $1.55

65-69 $2.49

70-74** $4.10

75+ $6.82

• Rate category changes will take place on the anniversary of the policy.** Dependent Spouse coverage will terminate at the Spouse’s age of 70.*** Life insurance coverage for my eligible dependent(s) may be delayed if they are confined (at home, in a hospital, or in any other institution or facility) or disabled on the date insurance would otherwise begin, in accordance with the terms of the policy.

Employee Benefits Plan

Raven Transport

10

Vision InsuranceVSP

1-800-852-7600www.vsp.com

The cost of enrolling in the Vision Plan is

paid entirely by the employee.

SINGLE = $1.63 FAMILY = $3.51

Rates are per week.

BENEFIT VSP NETWORK DOCTOR* NON-VSP PROVIDER

WellVision® Exam Covered in full Reimbursed up to $34.00

Single Vision Lenses Covered in full Reimbursed up to $17.00

Bifocal Lenses Covered in full Reimbursed up to $30.00

Trifocal Lenses Covered in full Reimbursed up to $43.00

Lenticular Lenses Covered in full Reimbursed up to $64.00

Frame Covered up to $130.00 allowance ($50.00 wholesale) Reimbursed up to $38.25

Contact Lens Services and Materials:

Elective (instead of glasses) Covered up to $130.00 (includes contact lens services and materials) Reimbursed up to $100.00

Necessary Covered in full Reimbursed up to $210.00

Benefit Benefit Highlights

WellVision ExamThorough eye exams can detect symptoms of serious eye conditions and health conditions, like diabetes and high cholesterol.

Lenses

In addition to covered in full glass or plastic lenses, VSP Choice Network doctors provide members with a 20% discount off their normal fees on all lens options. Members also receive a 20% discount on additional pairs of prescription and non-prescription glasses, including sunglasses. Plus, dependent children of members are eligible for covered in full polycarbonate lenses.

Frames

To ensure our members get the best value, our retail frame allowances are backed by a guaranteed wholesale allowance. This means the member receives the same value no matter which VSP Choice Network doctor they visit. Members also receive 20% off any amount exceeding their allowance.

Contact Lenses

VSP Choice Network doctors provide a 15% discount off their contact lens services. Plus, current soft contact lens wearers may qualify for a covered in full contact lens evaluation and initial supply of approved replacement lenses, when provided by a VSP Choice Network doctor.

With pre-approval from VSP, medically necessary contact lenses are covered in full from a VSP Choice Network doctor.

Laser VisionCare ProgramSM

VSP contracted laser centers provide discounts for laser surgery, including PRK, LASIK and Custom LASIK.* Discounts average 15% off or 5% off if the laser center is offering a promotional price.

Low Vision

Low vision is vision loss sufficient enough to prevent reading and performing daily activities. With pre-approval from VSP, low vision supplemental testing is covered every 2 years. VSP will pay 75% of the cost for approved low vision aids, up to the maximum of $1,000 (less any amount paid for supplemental testing) per member every 2 years.

Primary EyeCare

VSP Choice Network doctors provide supplemental medical coverage for specialty eyecare services and conditions, such as pink eye, and other urgent eyecare needs. Members can see their VSP doctor without a referral, as often as needed. A $5.00 copay applies for each visit.

Exclusions and Limitations

There may be some materials and services with either limited or no coverage under this plan. Please contact your VSP representative for more information.

The Plan Highlights: Signature Choice Plan

* When covered in full services are obtained from a VSP Choice Network doctor, the patient will have no out-of-pocket expense other than any applicable copays.

* Custom LASIK coverage only available using wavefront technology with the microkeratome surgical device. Other LASIK procedures may be performed atan additional cost to the member.

Employee Benefits Plan

Raven Transport

11

We understand that for most of us our income is the most important financial resource. To be without income for an extended period of time would most likely be devastating for you and your family. Raven Transport recognizes the importance of protecting your paycheck in the event of a disabling event, such as illness or accident, even on a short-term basis

Short Term Disability

Short Term Disability Plan CostsThe cost of your Short Term Disability Plan, $0.94 per $10.00 of covered weekly benefits, is entirely paid by the Employee and will provide benefits if you become disabled due to an illness or accident.

STD Benefit AmountIn the event that you become disabled off the job, Raven Transport Short Term Disability Plan will provide up to $500 per week (depending on the amount of insurance you purchase) beginning on the 15th day for accident or sickness. Raven’s Worker Compensation will provide protection for compensable on the job injuries.

STD Benefit PeriodThe Short Term Disability benefit has a maximum duration of 26 weeks.

Pre-Existing Condition limitation is applicable to this coverage. Namely, if you have received treatment for any condition three (3) months prior to the coverage effective date, you will need to be treatment-free for that condition for six (6) months from your effective date before benefits will be paid for the pre-existing condition.

STDis

portable

Florida Combined Life Customer Service

1-800-333-3256, option 4

Employee Benefits Plan

Raven Transport

12

Employee Assistance Plan

Horizon Health(888) 482-2733

Raven Transport’s Employee Assistance Program (EAP) providesemployees and their families with short-term confidential assistance forpersonal problems. You are encouraged to use this voluntary program toimprove your quality of life. This service is provided at no cost to youand your family.

EAP can help you with:Workplace Problems

Financial Troubles

Family Communications

Stress

Alcohol or Drug Problems

Emotional/Psychological Stress

Legal Issues

Coping with Grief or Loss

To set up an appointment,simply call the numberlisted above at any time,any day. A professionallyqualified counselor willassist you. Or, you mayreview the plan brochurefor more information.

The first six visits are provided at no cost; subsequent visits will be

integrated with your Health Insurance

Employee Benefits Plan

Raven Transport

13

Flexible Spending Account

Flexible Spending Accounts are a way of making pre-tax payroll deductions for either dependent care or non-reimbursable health expenses. The Flexible Spending Account allows you to increase your spendable income!

Dependent Care Account:

The plan will reimburse you for dependent care expenses if it is necessary for you to work. The services may either take place in or outside your home, but only for: dependents under the age of thirteen; children thirteen or older who are mentally or

physically incapable of self-care; dependent adults.

The limit for this account is $5,000 per year if filing a joint return and $2,500 if separate returns are filed.

Medical Expense Account:

You may use this FBP for non-reimbursable medical related expenses...for example: deductibles, co-pays, dental and orthodontia, vision, hearing, etc.) You may designate up to $1,500 annually in this account.

The Medical Expense account may not be used for expenses which are reimbursable by your insurance or other means.

FSA First Trust of Mid America(816) 348-6988 or

(888) 221-6988

The Internal Revenue Service has set up specific guidelines that govern FSA plans: Once you elect to participate in a spending account, you must continue to participate throughout the

year unless you have a lifestyle change. If you do not use the money set aside in your spending account by the end of calendar year, you will

forfeit those dollars. Please be conservative in your estimates.

Employee Benefits Plan

Raven Transport

14

What is the purpose of the Section 125 Plan?A Section 125 Plan will enable you to pay your portion of the premium for medical, dental, visioncoverages on a “pre-tax” basis. Without the Section 125 plan, your contributions for this coverage wouldcome out of your pay after it had been subject to Income, Social Security and Medicare taxes.

How do I participate in the Section 125 Plan?Participation in the Section 125 Plan is automatic. If for some reason you do not wish to participate, youwill need to complete a form provided by Raven Transport.

Who is eligible to participate in the Section 125 Plan?All full time employees of Raven Transport who are eligible for coverage under Raven’s insurance plansare eligible to participate in the Section 125 Plan.

How will participation in the Section 125 Plan affect my income taxes?Premiums for these plans will be made on a “pre-tax” basis and the Form W-2 that you receive after theend of each year will list less taxable wages than if you did not participate in the Section 125 Plan. As aresult of participating in the Section 125 Plan, your income taxes will be reduced.

How will participation in the Section 125 Plan affect my Social Security taxes?Premiums for coverage under the Section 125 Plan will not be subject to Social Security taxes. As a resultof participating in the Section 125 Plan, your social security taxes will also be reduced.

Will my Social Security benefits be affected by participation in the Section 125 Plan?Because your Social Security benefits are a function of your taxable wages, participation in the Section125 Plan ultimately may result in a reduction of your Social Security retirement benefits. Eachemployee’s circumstances are different when it comes to calculating Social Security retirement benefits,which take into account factors such as age, employment history, wage history, etc. For detailedinformation as to how participation in the Section 125 Plan will affect your Social Security retirementbenefits, we suggest that you contact the local Social Security Administration office.

If I elect to participate in the Section 125 Plan, may I change this election?Under strict IRS rules, an employee cannot change or revoke his or her election until the beginning of thenext plan year (January 1) unless you experience a change in status such as death, marriage, divorce, birthor adoption of a child, termination or commencement of employment of spouse, open enrollment ofspouse’s coverage, change of residence if it affects health benefits, eligibility of Medicare or Medicaid,etc. Contact Human Resources if you think you have such a change in status.

Section 125 PlanQuestions and Answers? ? ? ?

Employee Benefits Plan

Raven Transport

15

Your 401(k)Retirement Plan

401(k) OverviewEach individual employee contributes daily to make Raven Transport a success.In recognition of your efforts and dedication, we would like to reward you on along term basis by providing a program which will contribute to your personalsuccess as you reach retirement.

The Raven Transport 401(k) Retirement Plan is one way to contribute towards yourretirement and delay paying taxes on income being earned now. The fundamentalprincipal of a retirement plan is to allow you to contribute a portion of your salarytowards a retirement-income plan. Because this contribution goes directly into the Planand is not received by you as a salary, it is not subject to current State and/or Federalincome tax. The earnings are also tax deferred. This allows you to lower your taxableincome and the amount of federal income tax you pay. The resulting tax reductionmeans that, compared to traditional after-tax methods, this is a less expensive way toincrease your retirement income fund. You may contribute from 1% to 25% of yoursalary, not to exceed IRS annual limit. Refer to your Summary Plan Description formore details.

SunTrust Bank(888) 816-4015

www.suntrust.com/retirement

Employee Benefits Plan

Raven Transport

16

Eligibility and Plan Participation You are eligible to join your Retirement Plan if you are at least 21 years old and have completed one (1)

hour of service. Employees are eligible to participate in the 401(k) plan on the first day of the newquarter following your employment and are eligible for the company match on the January 1st, April 1st,July 1st or October 1st following one year of employment. The maximum contribution is twenty fivepercent (25%) of your gross income. Raven will match your contributions at fifty percent (50%) up to sixpercent (6%) of your gross income. This employer matching contribution is made at the end of eachmonth. Details of this plan are outlined in the Plan Description that is available through the HumanResources Department.

24-Hour Account Access You can access information about your account 24 hours a day, seven days a week. By calling 1-888-

816-4015, you can obtain account balances, change investment options, request account statementsand speak to a representative (during normal business hours). Your social security number and PIN#(personal identification number) is required to access your account..

Internet Access You may access your account on-line. The Website, www.suntrust.com/retirementsolutions

contains a wealth of information to help you learn more about the importance of retirement planning.You can even use the Retirement Game to help you with your retirement planning calculations.

Vesting Schedule The term vesting refers to your right to

receive future or present benefits and your non-forfeitable ownership of these rights.

You are always 100% vested in the contributions you make to your account as well as any direct rollovers that youmay make to the Plan plus any earningsthat they generate through Plan investments.

Loans Your Retirement Plan allows you to borrow from your vested account balance (one loan per calendar

year and no more than two outstanding loans at any time). The minimum amount you may borrow is$1,000. The maximum amount you may borrow is 50% of your vested interest not to exceed $50,000.You must repay your loan via payroll deduction within a period of five (5) years (10 years for thepurchase of a primary residence). If the loan is approved, your account must be pledged as security.Each loan will bear interest at the prime rate in effect when the loan is made. The interest you pay on aloan will be credited directly to your own account.

Your 401(k)Retirement Plan

For members before 2002, the Raven Transport contributions previously made to your account are vested according to the following schedule:

Years of Service Vested Interest2 20%3 40%4 60%5 80%6 100%

Employee Benefits Plan

Raven Transport

17

AFLAC

Cost varies based on plan selected. Options are available for both employee and family. Note - These products are offered as a service to our employees and their families and are in no way affiliated with Raven Transport.

AFLAC Customer Service1-800-99-AFLACwww.aflac.com

Payroll Deduction Plans

Please see brochures for details on all plans.

AFLAC provides several benefit enhancement alternatives allowing you the opportunity of customizing your benefit program. These plans, which are paid for by the employee, include:

Cancer Insurance: This plan provides coverage for unplanned expenses associated with cancer, that may not be covered by your health insurance. Benefits include:•Wellness cancer/screening•Initial diagnosis•Hospital•Radiation/chemotherapy•Travel expenses

Personal Hospital Intensive Care Insurance: Pays for up to 15 days of confinement in specified intensive care units. Some additional benefits:•Up to total of 15 days when confined in a sub-acute intensive care unit•Benefits paid directly to insured, unless assigned•Benefits paid regardless of other insurance

Personal Accident Expense Plan: Pays Accidental-Death, Dismemberment, Injury & Disability Benefits. Disability benefits are available for the named insured in the form of a rider. Some important benefits:

Hospital Indemnity Insurance: Pays a benefit for a required hospital confinemet of 14 or more hours. Some of the features are as follows:•Daily benefit for up to 180 days•Additional benefits for a short stay, rehabilitation unit, specific diagnosis and ambulance•No lifetime maximum

Disability Insurance: Provides Short Term Disability benefits to replace a portion of your income if you are unable to work due to a covered accident or illness. This would Supplement the current STD benefit supplied and paid for by Raven Transport.

• Accident emergency treatment • Accidental-Death Benefit• Initial accident hospitalization • Wellness benefit• Accident hospital confinement • Optional Disability Income Benefit

Rider available• Accident specific-sum injuries benefit

Employee Benefits Plan

Raven Transport

18

Holidays (More information can be found in the Employee Handbook)

Employees become eligible for paid holidays after obtaining full-time status, and providing they work or are available to work the regularly assigned day immediately preceding and following the holiday, as scheduled.

Personal Leave

New Years Day Memorial Day Independence Day Labor Day

Thanksgiving Day Christmas Day

Vacation (More information can be found in the Employee Handbook)

Earned vacation is based on your anniversary date. Regular, full-time employees earn vacation leave as follows:

Completion of 1st year of employment: 1 Week (40 hours)

Completion of your 2nd, 3rd & 4th year of employment: 2 Weeks (80 hours)

Completion of your 5th year of employment: 3 Weeks (120 hours)

LIQUIDMEDICINE

TABL

ETS

Personal Leave (More information can be found in the Employee Handbook)

Full-time employees will accrue three days(24 hours) per year, based on a calendar year. These hours can be accumulated to a maximum of nine days. Personal days are paid in the same manner as holiday pay and cannot be used in conjunction with vacation or holidays.

Bereavement Leave (More information can be found in the Employee Handbook)

Employees can take three days (72 hours) of compensated (paid in the same manner as holiday pay) bereavement leave immediately following the death of a spouse, parent, grandparent, son, daughter, brother, sister or grandchild of the employee.