Your Benefits Professional & Scientific, Institutional
Officials, Academic Administrators, Merit Supervisory &
Confidential Staff
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Welcome to the University of Northern Iowa! UNI employees are
among the Universitys most valued resources; we recognize their
worth by providing them with the best benefits and customer service
possible.
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Human Resource Services UNI Benefits Department The Benefits
Department is located in Human Resource Services 027 Gilchrist
Benefits Staff Therese Callaghan Employee Health and Well-being
Coordinator Miranda Cornish Secretary III Jesse Lahmann Benefits
Specialist Cindy Webb Benefits Administrator More Information is
available on the Human Resources websiteHuman Resources
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Human Resource Services Disability and Leave Services ADA
Concerns Disability Accommodations Family Leaves Medical Leaves
Catastrophic Leave Program Work Related Injuries Long-Term
Disability Campus Accessibility Return-to-Work
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Human Resource Services How do I request an accommodation?
http://www.uni.edu/hrs/mybenefits/ac commodations
http://www.uni.edu/hrs/mybenefits/ac commodations Employee Returns
Completed Accommodation Request Form Documentation of
Disability
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Human Resource Services Accommodations Interactive Process
Accommodation examples Response to employee of agreed
accommodation
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Human Resource Services What do I do if Im injured at work?
Workers Compensation Website:
http://www.uni.edu/hrs/mybenefits/workerscomp Let your supervisor
know of your injury Complete First Report of Injury Go to
Occupational Health Provider if necessary Go to Occupational Health
Provider if necessary E-mail: [email protected]
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Human Resource Services What if I need to take Leave?
www.uni.edu/hrs/mybenefits/fmla Eligibility 1250 hours worked in
the last year 12 months of service
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Human Resource Services Reasons & types of Leave Qualifying
Reasons for FMLA Own Serious Health Condition What is a Serious
Health Condition? To provide care for a Parent, Child (under 18 or
disabled), or Spouse with a Serious Health Condition
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Human Resource Services Reasons Continued Incapacity due to
pregnancy, prenatal medical care, or child birth Care for an
employees child after birth, or placement for adoption or foster
care Military Leave Entitlements Military Leave Entitlements
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Human Resource Services How do I apply for FMLA? Forms Needed:
Leave Request Form Certification of Health Care provider
Return-to-Work Release FMLA pamphlet
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Human Resource Services Family Caregiving Leave Recorded
Presentation Questions on use of this leave?
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Human Resource Services Use of Sick Leave Employees may use
accrued sick leave for personal illness (both physical and mental),
bodily injuries, medically related disabilities resulting from
pregnancy and childbirth, or exposure to contagious disease Subject
to supervisor approval
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Human Resource Services Drug- Free Workplace Drug Free
Workplace Brochure Employee Assistance Program
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Human Resource Services Employee Wellness The employee wellness
program includes: Free flu vaccines Free biometric health
screenings Free smoking cessation services Employee wellness
resource center Health and wellness challenges Educational learning
opportunities
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Human Resource Services HEALTH INSURANCE
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Human Resource Services Who May Be Covered? Yourself Your
Spouse Common law spouse or domestic partner Children Under age 26
Unmarried fulltime student Qualified children over age 26 who are
totally and permanently disabled
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Human Resource Services Health Insurance Wellmark Blue Cross
Blue Shield Eligibility Requirements: 20 or more hours a week with
an appointment for 9 months or longer Date Coverage Begins: First
day of the month following the date of employment Pre-Existing
Conditions: No waiting periods Submit health/dental enrollment form
within 30 days after your date of employment
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Human Resource Services UNI PPO HEALTH INSURANCE PLAN
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Human Resource Services UNI PPO Insurance Plan Preferred
Provider Organization (Alliance Select PPO) Selecting an in-network
health care provider may mean you will pay less for out-of-pocket
expenses In Iowa: 100% of the hospitals participate in Alliance
Select 99% of the providers participate in Alliance Select View
Coverage Manual
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Human Resource Services UNI PPO Insurance Plan Health Care
Across the Country and Around the World 90% of Hospitals 80% of
Physicians 90% of Hospitals 80% of Physicians In 200 countries
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Human Resource Services Find a Doctor or Hospital Iowa Provider
Search www.wellmark.com
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Human Resource Services UNI PPO Coverage
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Human Resource Services UNI PPO Coverage
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Human Resource Services UNI PPO Coverage
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Human Resource Services UNI BLUE ADVANTAGE HEALTH INSURANCE
PLAN
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Human Resource Services UNI Blue Advantage Managed Care
Organization Iowa/South Dakota Network Designate an in-network
provider Generally, benefits available only when received from PCP
or network providers 100% of hospitals and 98% of physicians in
Iowa participate in the Blue Advantage Network In-network referrals
are covered View Coverage Manual
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Human Resource Services UNI Blue Advantage Network Emergency
Care When Traveling No coverage outside of the Iowa/South Dakota
network, unless: Accidental Injury Emergency Case Management
Referral
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Human Resource Services Primary Care Providers (PCP) Designate
an in-network PCP when you enroll PCPs Include: General &
family practitioners Doctors of internal medicine (internists)
Pediatricians Advanced Registered Nurse Practitioners (ARNP)
Physicians Assistants
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Human Resource Services Primary Care Providers (PCP) Females
may also choose a secondary in- network PCP (OB/GYN) to coordinate
care Routine physical must be completed by a PCP or OB/GYN PCPs can
be changed at any time. Effective date of change is the first of
the next month Contact Wellmark customer service to update your
PCP
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Human Resource Services Guest Membership Outside the Wellmark
Blue Advantage network for at least 90 days: Traveling long-term
Covered dependents attending college out-of- state Covered family
members living apart Not all services are covered Must designate a
PCP for out-of area location
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Human Resource Services UNI Blue Advantage Coverage
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Human Resource Services UNI Blue Advantage Coverage
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Human Resource Services UNI Blue Advantage Coverage
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Human Resource Services Mail Order Prescription Drugs Employees
enrolled in UNI PPO or UNI Blue Advantage are eligible Receive
three months of a prescription for two monthly co-payments
Convenient and safe prescription mail order service through
Immediate Pharmaceutical Services
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Human Resource Services Health Insurance Premiums December 31,
2014 November 30, 2015 *Both spouses work in positions that make
them eligible for benefits at UNI. **Must met certain criteria and
complete and sign an Affidavit of Domestic Partnership. Rates are
based on 1/12
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Human Resource Services DENTAL INSURANCE
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Human Resource Services UNI Dental Plan 2 Coverage Preventive
Maintenance Care Delta Dental pays 100% Routine Restorative Care
and Surgical Care Delta Dental pays 80% Major Restorative Care and
Dental Prostheses Delta Dental pays 50% Maximum Annual Benefit
$1,500 per person per calendar year for all services combined
Orthodontic Care 50% up to a $1,500 lifetime maximum per member
View Coverage Manual
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Human Resource Services Dental Insurance Premiums December 31,
2014 November 30, 2015 *Both spouses work in positions that make
them eligible for benefits at UNI. **Must met certain criteria and
complete and sign an Affidavit of Domestic Partnership. Rates are
based on 1/12
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Human Resource Services Pre-Tax Premium Plan Allows employees
to pay family health and/or dental insurance premiums with pre-tax
dollars Premium is deducted before federal and state income tax,
and FICA taxes are calculated Participation limits the changes that
can be made to plans during the plan year
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Human Resource Services Adding/Dropping Dependents Life Events
Birth, adoption, or placement for adoption Marriage Spouse loses
and/or gains coverage Death Divorce To change your benefits, you
must notify UNI within 31 days of the life event In the case of
birth, adoption, or placement for adoption, you must notify UNI
within 60 days of the event.
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Human Resource Services Open Enrollment Periods Changes and new
enrollments are effective on January 1st for: Health Insurance
Dental Insurance Vision Insurance Flexible Spending
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Human Resource Services VISION INSURANCE
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Human Resource Services Avesis Vision Plan Nationwide network
of providers Pre-tax payroll deduction Covers materials only
Includes glasses or contacts Reminder: an eye exam is covered under
your health insurance plan Monthly Premium: Employee Only -
$8.56/month Employee + Family - $19.70/month
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Human Resource Services Avesis Vision Plan
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Human Resource Services EyeMed Vision Discount If you are
enrolled in Delta Dental of Iowa, you are eligible for a vision
discount program through EyeMed Vision Care at no extra cost Visit
Delta Dental for more details on the discounts offered and a list
of participating providersDelta Dental Youre automatically enrolled
This discount program does not work in conjunction with Avesis; you
must use one or the other
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Human Resource Services LIFE INSURANCE
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Human Resource Services Life Insurance Eligibility: 20 or more
hours a week with an appointment for 9 months or longer Date
Coverage Begins: Automatic enrollment on the date eligibility
requirements are met Cost: Full premium is paid by UNI View
Coverage Manual
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Human Resource Services Life Insurance Coverage is 1.5 times
the employees annual budgeted salary up to a maximum benefit of
$250,000 Life insurance benefit reduces by 35% at age 65
Beneficiary: Complete a Beneficiary Designation Form and update
your beneficiary as necessary
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Human Resource Services Voluntary Term Life Insurance and
AD&D Voluntary term life insurance (VTL) and accidental death
& dismemberment (AD&D) coverage is available to employees,
spouses, and children Through Principal Life Insurance Company
Monthly payroll deduction withheld after-tax View Coverage
Manual
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Human Resource Services AD&D AD&D coverage is
automatically included for those covered under the voluntary term
life insurance Benefits will equal the voluntary life insurance
coverage elected
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Human Resource Services Voluntary Life Employee Employee
Coverage Amounts: Minimum amount: $10,000 Maximum amount: $300,000
Purchase benefits in $10,000 increments Guaranteed coverage under
age 70 is $300,000 Guaranteed coverage age 70 and over is
$10,000
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Human Resource Services Voluntary Life - Spouse Employee
coverage is required for spouse to elect coverage Spouse Coverage
Amounts: Minimum amount: $5,000 Maximum amount: $50,000 Purchase
benefits in $5,000 increments Guaranteed coverage under age 70 is
$50,000 Guaranteed coverage age 70 and over is $10,000
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Human Resource Services Voluntary Life - Children Child
Coverage Amount For eligible children age 14 days or older: $10,000
of coverage number of children covered is unlimited $2.00 per
family/month For eligible children under 14 days of age: Employees
who elect the coverage receive $1,000 of coverage
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Human Resource Services VTL and AD&D Rates
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Human Resource Services Voluntary Life Portability If an
employee leaves UNI, they can continue their voluntary term life
coverage Rates will remain the same as the UNI group rates for at
least 12 months
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Human Resource Services LONG TERM DISABILITY COVERAGE
(LTD)
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Human Resource Services LTD Insurance Eligibility: 20 or more
hours a week with an appointment for 9 months or longer Cost: Full
cost is paid by UNI Coverage begins on date of hire
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Human Resource Services LTD Insurance Provides salary
replacement if an employee is totally disabled If approved,
benefits would be 66 2/3% of salary Maximum monthly benefit of
$6,666 Benefits begin the later of 90 working days or expiration of
all accrued sick leave
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Human Resource Services LTD Insurance Retirement Protection
Plan Continues retirement contributions and life insurance for
employees who qualify for disability benefits and are enrolled in
TIAA- CREF Coverage is automatic and the premium is paid in full by
UNI
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Human Resource Services FLEXIBLE SPENDING ACCOUNT
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Human Resource Services Pre-Tax Spending Accounts Allows
employees to put pre-tax contributions into a spending account to
be reimbursed for dependent care and/or non- covered medical,
dental, and vision expenses Eligibility: 20 or more hours a week
with an appointment for 9 months or longer Maximum contribution
$2,550
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Human Resource Services Dependent Care Spending Account Used to
reimburse dependent care expenses incurred Maximum contribution is
$5,000 per year per family Minimum contribution is $20 a month
Expenses are reimbursed as funds accrue in the account All expenses
must be incurred by March 15 following the end of the calendar
year
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Human Resource Services Health Care Spending Account Used to
reimburse medical, dental and vision expenses not covered by
insurance plans Maximum contribution is $2,550 per year Minimum
contribution is $20 a month Expenses are reimbursed when they are
incurred up to the annual contribution level All expenses must be
incurred by March 15 following the end of the calendar year Debit
Card ($12 annual card fee)
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Human Resource Services RETIREMENT OPTIONS
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Human Resource Services UNI Retirement Programs The State of
Iowa requires all state employees to participate in an approved
retirement program: Iowa Public Employees Retirement System (IPERS)
or Teachers Insurance and Annuity Association/College Retirement
Equities Fund (TIAA-CREF) If you do not choose a retirement
program, you will default to IPERS
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Human Resource Services IPERS Iowa Public Employees Retirement
System A defined benefit program administered by the State of Iowa
UNI contributes: 8.93% of paid salary Employee contributes: 5.95%
of paid salary Employee is vested after seven years of service or
age 65
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Human Resource Services TIAA-CREF Teachers Insurance and
Annuity Association/College Retirement Equities Fund Defined
contribution program UNI contributes: 6 2/3% of the first $4,800 of
earnings, 10% of all earnings over $4,800 Employee contributes: 3
1/3% of the first $4,800 of earnings, 5% of all earnings over
$4,800 Contributions increase to 10% for UNI and 5% for employees
after five years of participation Immediate vesting in
contributions
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Human Resource Services Supplemental Retirement Annuity (SRA)
Employees may elect to make additional pre-tax or after-tax monthly
contributions to a Supplemental Retirement Annuity SRAs are
available through approved vendors After-Tax Roth Option through
TIAA-CREF Contribution limit for SRA is $18,000 Over 50 catch-up
contributions: $6,000
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Human Resource Services UNI EMPLOYEE WELLNESS
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Human Resource Services ADDITIONAL INFORMATION
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Human Resource Services COBRA Notification Employees and their
dependents may be eligible to continue coverage for up to 18 or 36
months if there is a qualifying event
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Human Resource Services Long Term Care Insurance Covers
expenses for long term care services received at home, in the
community, or in a nursing facility Coverage is portable, so it can
move with you if you change jobs, retire, or leave UNI Genworth
Financial
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Human Resource Services Other UNI Benefits Employee Assistance
Program Sick Leave & Vacation Holidays
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Human Resource Services Enrollment Forms Human Resources must
receive the following forms within 30 days after your date of
employment: Health/Dental Enrollment Form Retirement Election Life
Insurance Beneficiary
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Your Benefits Professional & Scientific, Institutional
Officials, Academic Administrators, Merit Supervisory &
Confidential Staff