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YOUNG’S INSURANCE SERVICES, Inc.
Office 610-275-7923 ♦ Fax 610-275-7925 ♦ www.yisonline.com
First Quarter Issue 2017 January / February / March ***Abridged
Holiday Issue!***
Welcome Memo Page 1 YIS (Young’s Insurance Services, Inc.)
Owners’ Thoughts
What’s New Page 1 Affordable Care Act - update
Take a look Page 1 Handy kitchen gadgets
Announcements Page 1 In & Around the Office, Reminders &
Our Big Boy update
Agent’s Corner Pages 2/3 This issue see photos of our YIS
family!
Recipes Page 4 Pillsbury™ Holiday Treats!
Pet Pals Page 4 TSA program—Adopt dogs for free
Did you know? Page 4 Interesting, fun facts / Household tips
Riddle me this Page 4 Things that make you go “hmmm”
YIS Trivia Contest Page 4 Will you be next issue’s winner?
Thoughts Page 4
From the desk of . . . Dan & Antoinette Young
A brief introduction—my Husband, Dan and I are the owners of
Young’s Insurance Services, Inc. through whom you purchased an
insurance product either from us, or one of our helpful agents. We
would like to take a moment to introduce this news-letter, and
welcome all the new families to this complimentary mailing we send
out quarterly. Our brokerage agency has been providing health, life
and Medicare insurance options, along with a variety of other
prod-ucts since 1997. To learn more about us and our company,
please visit our website at yisonline.com and check us out! Thank
you for your confidence in our company, our agents and the products
we offer. We hope you enjoy this and all future newsletters that we
send out to keep in touch with everyone.
*Please note*
unless otherwise Stated,
all articles are written by
Antoinette M. Young, co-owner
***Season’s Greetings!*** We hope this newsletter finds you
well! During this beautiful time of year, we stop and reflect on
all the blessings God has given us, both personally as well as an
agency. We are grateful for so much. To start, the YIS agency
wishes to thank our families for their support and patience during
the busy annual review season. We want to thank our agents and
staff who put in so many hours to ensure that each client had, and
continues to have, the coverage they need, along with the quality
customer service they deserve. Lastly, whether you’re a long-time
client, or new to the YIS family, we want to send a special thank
you to each and every one of you for your confidence in us. Thank
you also for your patience, referrals, and all your seasonal good
will! Most importantly, thank you for your trust in our services.
Enjoy this abridged holiday issue, and best wishes for a happy,
healthy, New Year!
What’s New Affordable Care Act Update The biggest change for
2017 takes place in our local five county area of Montgomery,
Chester, Bucks, Philadelphia and Delaware. In 2016, three companies
offered plans in this area: Aetna, United Healthcare, and
Independence Blue Cross. For 2017 however, Blue Cross is the only
company that will offer an ACA compliant plan on the marketplace.
On top of that, Blue Cross raised their premiums roughly 20-40% for
next year—but the government did increase the premium tax credit
they are giving to consumers, which will help offset the increase.
However, for those who do not qualify for a subsidy, their health
insurance will increase substantially.
Take A Look Kitchen Gadgets Preparing holiday meals can be a
challenge, so any time-saving tricks can help! I stumbled across
two gadgets that work well, and range between $10-$15 each.
Fairview Office Plaza ♦ 2933 West Germantown Pike Building 2 ♦
Suite 200 ♦ Eagleville, PA 19403
They can be found in many stores that sell kitchen supplies or
online and are both easy to clean. The first one is the Clever
Cutter 2-in-1 Food Chopper Cutting Board. This gizmo works well and
eliminates me from pulling out my knife and cutting board. It
didn’t take long to get comfortable using it either. It looks like
a pair of scissors, but the bottom blade is a little 1” cutting
board. I use it to cut veggies, cheese, meats, and small potatoes.
The second gadget I use is my Herb Scissors. They also eliminate
the need to use a cutting board. Chop herbs right over the stove
directly into the pots! I love how these make chopping herbs less
messy. I also use them to make any dish look professionally
garnished!
Announcements In and around the office . . . Happy Birthday to
you... Antoinette Young, Owner—February 5th Daniel Young,
Owner—February 6th Rob Darnell, Agent—February 9th James Long,
Manager—February 26th Krista Leach, Staff—March 11th Just a
reminder, please call to notify us with an address / phone #
change!!!! Also, HIPPA rules are very strict—If there is a family
member or friend that you wish us to speak with on your behalf for
any reason in the future, then kindly contact us with their
infor-mation and we will keep it in our files. In the event of
someone’s passing, we would need you to provide a death certificate
to stop the policy and have any monies due refunded. Please be
prepared to confirm your personal information when calling our
office as well. Big Boy Update! What Jake Ryan Young is doing now!
(Antoinette & Dan’s youngest son, age 71/2) Jake is doing well!
His baby teeth are falling out, he’s active and has developed quite
a sense of humor! He’s loving sports and he reads a lot. In school,
he’s preparing for his First Holy Communion, learning cursive
hand-writing, and excited about the holiday vacation! Thanks so
much! We want to take a moment and sincerely thank each of you who
sent so many referrals our way AND gave us such wonderful reviews
on our website and Face-book! There’s too many to list this issue,
but
please know how grateful we are! Page 1
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From our families to yours, a Merry Christmas, Happy Hanukkah,
Season’s Greetings and wishes
for a happy, healthy New Year!
Owners; Daniel and Antoinette Young Managers; Nicholas Young and
James Long
Agents; Timothy Young, Patricia Hickey, Charles Brady, Robert
Darnell, Edward Mitchell, Alan Saylor, Brian Cannon and Jason
Friedman
Customer Service Staff; Danielle Del Conte, Krista Leach,
Samantha Cannon, Sophie Swan and Amber Haring
Left to right, top to bottom in above photo; The Young’s—Tim,
Dan, Nick, Antoinette, Kayla, Elena—our granddaughter, and Jake
Teri & Jim with daughters Gabby & JJ
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Kayla, Elena & Nick
Kayla & Antoinette
Tim & Nick
Dan & Antoinette
Elena
Jake
Alyssa & Tim
Brian & Sam
Amber with son Stephen
Ed
Brian Tim
Jake
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Page 3
Alan & Elsie with their grandniece
Antonietta & Charlie Charlie with his children and
grandkids
Alan & Elsie
Alan & Elsie with their nephew
Joan & Rob
Sophie
Jim, Teri, Tim & Alyssa
Left to right, top to bottom in above photo; Rob, Dan, Joan,
Antoinette, Joe and Sandy
Left to right; Nick, Tim, Joan, Larry & Pat
Sam, Joe, Sandy
Kayla & Nick
May 2017 bring you a year filled with love,
health, peace and laughter!
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1.) A Keyboard 2.) Breathe! 3.) A coat of paint
3.) Celebration of the Jewish New Year is known as what? 4.) In
Frosty the Snowman (1969), who brought Frosty back to life? 5.)
What is the most popular New Year's resolution in the United States
today?
Call, fax or send us your answers. All correct answers will be
put in a drawing for a $25 gift certificate to one of the
following: Wawa, Applebee’s, Olive Garden, Red Lobster or Cracker
Barrel—winners choice!
Thoughts of
the day . . .
Winter Morning Poem by Ogden Nash Winter is the king of showmen
Turning tree stumps into snow men And houses into birthday cakes
And spreading sugar over lakes Smooth and clean and frosty white
The world looks good enough to bite That's the season to be young
Catching snowflakes on your tongue Snow is snowy when it's snowing
I'm sorry it's slushy when it's going
Riddle Answers:
Page 4
Recipes Pillsbury™ Holiday Treats! Ingredients; 1 can Pillsbury™
refrigerated cinnamon rolls with icing, 1/2 teaspoon colored sugar
and wax or parchment paper. Directions; Place wax paper on baking
pan. Arrange rolls (touching) in one, large holiday shape, such as
a tree, star, or snowman. Loosely place strips of foil around
outside edges to prevent excessive browning. Bake as directed on
package. When done, lift wax paper up, enabling you to transfer
shape onto a platter. Loosen the shaped rolls carefully with
spatula to slide out wax paper. Frost warm rolls with icing and
decorate with red and green sprinkles!
Pet Pals The TSA’s retired bomb-sniffing dogs are up for
adoption. They’re usually ages 2 -10, and are typically German
Shorthaired Pointers, Labrador Retrievers, German Shepherds, or
Belgian Malinois. Submit an application to
[email protected] to make sure you meet the
requirements. There are no adoption costs, but you do have to pick
up your dog in San Antonio, Texas.
Did You know . . . *“It’s a Wonderful Life” appears on TV more
often than any other holiday movie.
Fairview Office Plaza 2933 W. Germantown Pk. Building 2, Suite
200 Eagleville, PA 19403
, Inc.
* Rudolph the Red Nosed Reindeer was actually created by
department store Montgomery Ward in the late 1930s for a holiday
promotion. * A snowflake has six points.
Riddle Me This . . . * I have keys, but no locks. I have space,
but no room. You can enter, but can’t go outside. What am I? * What
did the green grape say to the purple grape? * What coat can only
be put on wet?
YIS Trivia Contest Ronald Heater, of Philadelphia, PA (Charlie
Brady’s client) won last quarter’s YIS newsletter contest!
Congratulations!
The correct answers from last issue are; 1.) October 15th 2.)
December 7th 3.) Food Pantry & SPCA 4.) January 1st 5.) 1997
6.) Five
This issue’s Trivia questions are: 1.)What snack is
traditionally left out for Santa Claus? 2.) What holiday was
established in California in 1966 by scholar/activist Dr. Maulana
Karenga?
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