Yarber Mortgage 0001

8/16/2019 Yarber Mortgage 0001

1/25

HINDS COUNTY

SECT]ONAL

INDEX

GIROO6

1911 SUBDIVISION:

I,'iOODGLEN

SUB

PT

2

2

BLOCK

LOT

PART

]NSTRUMENT

DATE BOOK PAGE

GRCNTOR/GRANTEE

45

RE],

A1

/13/88

3499-

28A GREAT

SOUTHERN

NATL

BK

K]NGBMETAL

45 WD

A1

/22/BB

35OO-

529

KING BEACHER

M JR

ET UX

W]NDHAM

T]MOTIIY

R ET

UX

45 MOD

AGREE O"I/22/BB

3505-

]6 KING BEACHER

M JR

ET

AL

KING

BEACHER M JR

ET

AL

45 ASS]GN

A2/AB/91

3811-

63

UNTETRST

BK EOR

SAV

ET

AL

MAGNOLIA EED

BK

FOR

SAV

45 ASSIGN

06/25/93

41.4'7

-

44

ItrAGNOLIA

TED

BK FOR SAV

STATE STN'ET

B](

'

TR

CO

TR

5535-

82]

W]ND]-:A l

SUSAN C

YARBER TO\Y

T

5541

131

YARBER

TONY T

UN]ON

PLANTERS

BT

5560-

3CC

I.iASH]I]GTON

MUTJAL

B(

K]]iG

BEAC:.IER

11

JR

6135

664

YARBEi

TONY

T

'iELLS

FARGO

E]N:

IlISS

T

TO

]:NC

6794-

380

REGTONS

BK

YARBER

TCNY

T

E9

'OR

IMAGE,

TAB

& XMTT

FOR

R ]MARKS

15

i"iD

C3

/

19

/

A2

15

DT

A3/79/A2

15

REL A

1/

21/

A2

.15

Dr

7A

/2A /

A

,1

45

REL

7l/r4/al

E1 EoR

NENU,

F2 :0

SCRoLL,

TAB

&


2/25

HINDS

COUNTY

SECT]ONAL

iNDEX

GIRCO6

7911 SUTDIVISICIJ:

'dOODGLEii

SUB

PT 2

2

BLC'K

].O:

PART INSTRUMENT DATE

BOOK PAGE

GR4.NIOR/GRANTEE

45 REL C5/23/L4

7162 3cs9

l/iEll,s

FARGO BK

YARBER

TONY

T

46 ASS]G].i A2/|4/B'I 3432

94

LOMAS & NETTLETON

CC

iHE

TNDEPENDEiTICE

ONE MTG

CCRF

ASS]GN

09,/18/95

4505

326

INDEPENDENCE ONE

MTG CORP

NOIIiEST MTG lNC

46 UCC lA/27/96 4683-

131

KILLEBREI,,T'

AL

M

M]SS

VALLEY

GAS

CC

46 AGREE

A5/21/91 4781

310

DEP

CTY

NAT],

BK

KILLEBREI"J

ALPHONSE

46 I]EL

12/2../A1 5494-

310

MrSS

VALLTY

GAS CC

(]-iEBREId

AI,

DT

O4/|A/A2

5553- 2A1 ITLIEBREI'i

ALPHONSa

-M50U,;i

tst

REL 1C/A2/C2 5551-

289

AMSOUTH

BK

(l

LLEBREI.J

ALPHON

Si

46 RXL

01,/10/05

6192-

115

WELLS

FARGO

aX

KILLEBREtr,i

AL

M

DT

1A/2A/A6

6580-

910

KILLEaREI'i

AL

M

AT:SOUTH

BK

Fi

FOR MENU/

F2

TO SCRCLL,

TAts

&

F9 EOR

]MAGE/ TAB

&

X]'IIT EOR

REI{ARKS


3/25

'

rND;xrNG

rNsTRUcTroNs:

Lot

45,

l,iooalglen,

-

Boon 55

4

I

PA6E".

1.1ff.$#*:,

",;":"

TIN'

Post Closrng oeprrtrnent.

AX2

P 0 Bo)\ 1718

Henphis. TN 38101-1718

4325 North

State Street

Jackson, l1S

39206

Part I1, si s

District

R

TURN

TO:

Paul

David

Hastings

Attorney

at Law

l2l Highlray

51, Suite

Ridgelanal,

MS

39157

647-2996

W

LM

DEED OF

TRUST

0495010373

0495010373

THls

DEED OF TRUST

('S4urit,

Inst@nf')

ii

Bdc

on

Harch 14,2002

ft.6r6tor

k

IONY

T

YARBER

and

wife.

ROSALIND

NEAL

YARBER

("Boeud").lbe

rllG

i

Emmett James

House

ard

Bill

R. llclaughlin.

7130

Goodlett

Fa.ns

Park

ay.

Cordova,

TN

30016

('T. .c'),

Th.

b6drci.r,

i

union

Planters

Bank.

l{dtional

Associdtion

shrd rr M@izd od

qidio8

hdB ln.1*r

oI

the

llrted

States or

tu€.rcd .&d

sh.s

ddtB

is 7130

Gooolell

Fdrns

oa'k&a).

Cordord,

TN 18016

(' eder').

Botu*(

o*.r

tadd

dl.

pri.ci .lrlo

oI

Sixty

Three lhousand Eleven

and no/100

Dollus

(U.s.3

ff.0r1.00 ).

fti

&br

tu

evidem€d

by

Borb*a's mE

d{.d

ti.

3@

dlte

6

l}n

S*u.iry

ltrll]lM

('Noc'),

whlch

p.ovi.t.

tor

md

y pqlMB,

vil tle 6rll

d.br,

ilnol

p.id

@li.r, due dd

pry.blc

o April

1,

2032

, Th

Sclrit,

Ir*lrllMr

@G

o L@rLr:

(,

i6.

rerym

of dc

d6l

didaeGd

by

rh.

Nor..

v,$ itrl.d,

-n

dl @*,1 ,

dhioB , d

nDdinc.ri@

ol.hc

Not

:

(b)

th.

D3yEn

of

dl onE

um,

vilb

ir@t,

.dwled udci

psllrapt

7 b

pdtd

ln.

@tir, of

rhit seuity lBllrelti

-d

(c)

rh.

Fr(ontu@

@.*..,,,*,,

e tuliei D-c

o,

rnd

"-4%

28r:2886406

703

IlrilllililLililil1rilililffi


4/25

of

BonNdt

@va@ts and

9uffi6

unds

llis

Seuiry totudr

&d

te

Nok.

For

ihi

pu o6e,

BoMer

imebly greB

dd @Dveys

ro

l[e Ttus@.

in @n

wiLh

pows

or.at., rt fouNrs

desib&

;opqiy

[email protected]

In

Hirdt

Co6ty.

Mi$dsrppi:

Boo(

5541pa6r

132

AP# 0495010373

LN# 0495010373

lioodglen,

Part II,

a subdivtsion

accoiding

to tbe

plat

thereof

on file

and of lecold

1n

tbe;ffice

Chancely clerk

of ltinds

county

at Jackson,

r,lississippi

Book 20

at

Page

45

leference

to

rhich

is

hereby

rtl

The

funds

de ived froh the

irdebredness

secured.y this

Deed of Trust

have been used

entilely to

pay

the selle,

a1t or

part

of the

purchase

price

of the

ploperty

descrlbed

*hi.h

ha

lne add.6s or

:605

DORGAN

STRETI.JAC(S0N

Milsisippi

39204

4305

tzir

cdd

(Pr'openy

addEs')i

Iadcr my, a &y tiE, colld ed bold @unts fd E@w Iem i, e aE€Eg.r.

@ur

not lo

*ccql dc

nwiN munr

dat

ruy he

cquir.d fo.

Boewq'8.sdo*

uoui

utrds lbe R*l EsoE

Senlemr P@d@6

Acr

ol

lr4,

t2 U.S.C. Se.tioD 260 .t .4. d inDle@Dtibg €lulr,rios.

24

CFR

Fd 3500, .s ihey

Dly be

eDded

nom

d@ @ titu

("RESPA'),

except

lhd

rhe cushioD or

B*c

p.mined

by RESPA for

@licipated

TOGETHER wlTE

.ll

tlc inpove@$

&e or

n.&aner

Eeted d

the

pDpdy,

dd

.ll

effim6.

appuneluG

ard

iiruB ,N or

ndcafier

a

pafl

ol lh.

pmp.ny,

ArL Epl.lt@$

ed addidoa

lndl ale b€

@voEd by

.hh

Sdity

Irsr,l)]Mr,

All

of lne forgoil8

n Efdred

to in 1his Seuily

luiru@t d U.

'Po .i.ry.,

IORROWER

COVENANTS tnal

Botro*e

is

laf,tmy

sizd

of th.

Brarc

hc@ y @nveycd dd h6 d. riEht lo

9tu1od

@nvey tn ProFrly ard that 6e Poperty ir

ummb.Ed,

exc.p

fd

dcuElral6

ol

rerd, Bomrs

wa@$

dd vill d.iend

gene*Iy

rh.

lnlc

10 lh8 Pmpeny 8 i,sr rll

cl.jft

and

d.on


5/25

Bool(

5541PA0E 133

AP# 049s010373

LN#

019:010373

lf the euts

ldd

b,

&nds lor

Esow

It@ excei rre

rmunB

pemin4d

to

b. held by RESPA,

kldd

shdr

@@i to Borcwd

for rhe cxG6 ftEds

s

equled by

R S?A,

If

ln

eourr or njnd nda

ty knds e &y

dm e lor

fdcie,r io

pay

lnc

Escroy IteG wh@

drc,

tader my

noriry the

Borcwer dd rcqut .

Bonows

to

D.Ie

Dp

de shoregc 6

pmjrt

d by RESPA,

th. E& ow Fuldr

de

pledsed

a addirio .l 5* tiiy lo

all @

3t.ed by

rlis

Sffiiy

I4tl@ t.

It

Borove

tode6

to

Ldde

rhc tu1,

payt@l

of a

ub

suN,

Eorower'

@ul snsll bc

cr€did

wnh

l[c

b,lece

r@iniDg ior all ituiallnd ii@

(a),

O).

dd

k)

od uy

rcnerSe

isue@

prD1m

toi tuDt

tls 1lDds h6

rcr

t@@

obliSen

lo

lay io

the

ssEEry,

ald

t

ndq

sball

prompuy

rctuld

uy

€x6s nh&

b

AoEow..,

Inmdi.r.ly

prid

to

a fo@lo@ 6alc of tlre Propely o tu &quirition ty lnde., Bomw6t

a@@l shall be

cadned with e, bala@ rtuinins Io

all

insr.I@DE for ite4

( ).

O),

and

G).

3.

ADpliedon

ol Pa'@te. All

par@fls

u6d.r dagEpb6 1

ed

2 snal b. applied by tads

s foltowsl

EIIrL

io rhc

@ltsa8e

iNrm@

pmim

ro

b.

plid

b, .ndq to ln. SeEEry or

ro

lhe mDrhty chsgc hy

the

Sereoty

ldic.d

of t[e

rMttny

mon8.ee

tuum@

prnn@i

Ss d.

lo Ey L,:s, sp€ciel sr6.dBb,

l€BelDlrl

p4r1mts

or

glmd

mB, dd fire, flood

ed other haad

i4uda

pmilm,

s requirdi

illl,

b

int@st dE udd ih. Not

r

&sBh,

b

mnizdo

of rh.

prlnchal

oI lhe Noter

axl

E i ,

io la&

chas6

due

unda

rhe

Nor..

4.

alle, nood sd

Olhs

tuald llElme. Eodowa sh,ll

i .r

all

irelov.@dr

otr lhe

Prc €ry,

rhethr

mw io *isLrc

ot sb.lqu@dy .el.d. agaist ery nes&, casudris, dd snril8 ei6, includirg

nB, for *nich

tdd* rEquiB

itrurde. this

ilM@ sb,I

be mi ained in de @uls d

&r

ihc

€riod

that

Ladcr

rEquir6- Bodowd sna[

.ls i6u€ aI

]otrcvelmts

@

tlc

Plopcfty,

*hdln

mw

i

*isre@

or $bequ@rly

@led, asaiEl los by flmds o rhe enat Equi.ed

by &e

Sqsaly, All iMce

sh.ll bc

csied win

coDpuis

appbved by

Lad6,

Tte

illsim@

policiB

and &y

Enwals

shll be beld b,

L6


6/25

soo(

5541PAor

134

AP#

0495010373

LN# 0495010373

,bddoned Prop.ny,

Bomwq h.11 also . in dcfiul. if Borc*q,

durins

Ihe

L&

apgli@ion

p ce, gave

,mtijally ,.16c or ilrcdalc ilfolurod or

rErertrts

lo

Lndd

(or

fail€d to

provide

tad€r

witt

ay @ial

irfomnon) i @@doo

wirh

lle

lod

.vidmcld

by tne Nde, itrludila, b noI limited to, tpBdtnions

@,@i C

Bonowqt @u &ry

of rhe }Iop*q s a

pi,ciprl

[email protected]

Il

llis

s@rny

Insilllmi i5 on

.

l*hold,

Boewd

$aI

@ely *, n lhe

pprllloB

of

tbe

t@,

If

Bomwd

rcquir4 i@ tnG lo th. Pop€rty,

ih.

l@hold &d

lc

r e

shrl rc1 b. @ged

unl6

Lad6 .grd

to $e

tMse in

writirS,

6.

CoDdmiion.

T[.

proceedB

of dy avard or clain ,o d@8s, di@r or

m6eqMid, ir

@trMtiu

slth

dy

condcmiion

or ode

uling

oI

sy

ldrr

of

thc

l\@eny,

or

fo. @ vey&..

i

pla

of

4ndem.lion,

e

h@by

Bign

d rnd

shll

b.

ra1d

b

tsder

to rh.

4

n of tne finl

amud

of the indeblednB lhat lmim

upaid

ude, the

Note

&d

this Sffiity Irsl @n1.

tdder sh.I opp)y

slcn

poceeds

to

the

Edlctiotr

oi

lte

ind.bledness

udq lhe Nole dd this Seultry

I6 t1)@t,

8s1 ro uy delinqE t amuls applied

ir

d.

ordd

pbvided

in

pe.gEph

3, dd

&.n

to

pieparlMt

ol

lrincipal.

An,

applic3lion of

rh. proceds

ro rhc prieipd

nrdl

uo1

qtod

or

posrpo@

l]]e due d*e

of lle

run|Il]y

PlrcDE.

which

@

EreE

d to in

parag .pb

2, or cneEe th€

amut

of

such

,aym.l .

4 y

ex6

preeeds

over o @ul

Equird 10

pay

all outi&trdilg ind€bLdn6s uld6 lnc NoE

&d lbh

S4liry

Insllm

shdl be

laid

ro rhe dty

leally

arirled rh6e.o,

7,

Ct.uB

to

Bdm*s

ed

Proletion

ol L.ldqt

Righ&

ia lb. hn 6ry. Borover sball

pry

all

edffint

l or mulcipal cbtg6, iiE ud iEposilios tnal

@

rol

ircludd

in

ldasn?n

2. Borrcw* slDll

pay

the obliSarioG on ti@ di@tly to rb. @dty enicn is

owed

lle

gaymt.

lf failue ro

pay

wo ]d

adveEely afier

tadd

ilteest i

lhe

FoDdry,

upor

Lad{'r eqBr Borow.r shlll

pro.@tly

n@isn

o kod6

leeipls

didtrilg lhes.

parmts.

If

Bomw6

fails o et6 lhe$

par@a

or tle

.yftor.

r.qunEd by

,aa8a b

2,

or faik

o

pefoe

@y otlet

@v@ts

Md

a cm@t

con|jred

in

6i. seuliry

In

iEmat, or 6sc

ir

a

l%al

proc€cdirg

rhat my sigrifiEdy

sfiet Ifld€as ristu

ln o.

PrcIsty

Gucn

s r

pr..eedi4

in

ba*rwcy,

for @ndotulnon

6r

lo sfor@ law.

or

Egrlalio6),

fieo Lsds

my

do and

pay

vhaLvs i5 trE*s ry

lo

prol4t

lhe vdue

of llE

Pioperty dd tadels

nElE

b

tne

Pmpeny,

imludlng

payhdt

of

tar6,

i@rd i $ra@

and

orhs nc@ neddoled

h

pdaSBth

2.

Any

@urs dishmed

b, @dd

ude.

$iE

p.ngrarh

sh.ll

bMr e

additioDal debi of Boftqd ed be

6ffid t, tlis

S&urity

INrI]jlMr,

T es. all @ts sh.ll ba

inr.r6t

foo UE

datc or

dibu34@r,

at

th.

Nol€

aE,

ed

the optim of lndar, sbrll bc

jflo.didely

dE snd

,oya6le,

Botuws 6h.ll

psDpdy

dlshdgc sy

lie,

whjch

n6

Fiorily

ovtr

ihis

srony

Insru@t

ul6s Bomwer:

(a)

agrB i

kiing o

the

plrrdl

oI the obligatid

@uDd by

rbe

Iia

in a t,@6 a.c.ltable

lo

tdd6i

O)

@lterls i

good

hitn

&e

t6

by, or defedd agajEt

sfolmr ol

lhe

lie

ia, legEl

pro@edirsr

wnic i lhe

tad€is opirlon opfr| ro

pp@t

ihe

orol @nt

of

the

lia;

or

G)

s u 6qn

dt hold.r

of the

lid

&

4l @l

.alif,tory

b

ladq

s6ordidios rhe lim to

thi Seclrity

I $tulmr.

r

l6dd

dcEminB

rh{

uy

p&t

of

.n

[email protected] i

s je

to a

lid whicb Ey aEin

prioriry

ovE this Sduity I 6t4@t. Ladd

my

siv.

Bodoeer

a or@ ide

ifri.g

tne

li@,

Bodowa

sna]r sartury the lia or Et. one o DoE of

de

adm, et

roin

abovc

withid

10

days oltn

sivils

oflolice,

3. F6. Lerder tuy @Uet

r$

ed chdss aiioiEd

by the s€dsy.

9. Grcuib lo. A.celmtior

ol N,t.

{r)

Dehun. rrDdd nrry, exccpt d limiied by @gubtjotr

nsd

y n)e Soetsy,

in the

@

oi

payndt

ilefall , equi& @@diat

laytrml

i

tull

of all

sm

sesed

by

Grt

Sduniy llstrljMl

if:

(i)

lonoed detdlls

by friling

to

pry

i,

tull6y

mrhly

pay@t

.quireil by

tnh SMily LstrllMt

lrior

b

or

o

$e

duo

dale

of

lne

Ml

m

nly

Parndt, o.

(I)

Bo@ws

ddsuls by LiliDs, for .

per16d

or

tbiny

dayr, ro

€rfom

y

otn€r olLiSadoM

onEited

i &is Stuity l$r l@It.

O)

Sd. mthout

CEdtt Alprdat.

ladn

shdl,

if

pemi[.d

by applicabl. ]a,

(includiDg

S{tio, 341{


7/25

AP#

0495010373

8oofi

5541paoE

135

rN# 04950r0373

(i)

Nl

d

Dd

oa

ln.

Prop.ny, o. .

b.*ncid

inE6i

i

.

tut ominS

dl

d

ps

ot t . Pro .riy,

il $ld

or

d[.Ei*

fefaEd

(dnd

lh{ b, d4iE or der). .nd

(ii)

Th. Pblsty

is

d

@pid

b, ih.

pltbad

or

8le6

a nir or

hs

p,ircipd

cid@.

d t .

plrle

d

@re

dG

s

cupy

rb.

P,oF r, bul

hi.

o. hd cr.dir

ta

d

b@

@6v.d

i

-ord @

*irh

rh. rquillmr5 o, th. Sctciay.

(r)

NoWoiyE. rcituar.c esrd.r @ld

F6it

L.qlE lo Eqlia ilDdirrcD.rDEr i n, bu

radcr

dc

od

aquia

lucn

pay@B,

tadn

do6

nor

.iv.

tu

n8rtG wid c?Er lo

sutc.qpal

cls.

(dl

B.sdri6

or

EUD

sdd3rr.

b

mr.irclmb6

E8uhim

isEd

by

ib.

Sdd,ry

v

rioir

Iida's ri8 , i,

dE

.&

of

p.y6r

d.f. |r., ro r.q I, inuEdiar.

p.ymr

ir n

&d

fo(elo*

if

sr

paid,

This

Serity

lullulmt

dcs nor

.uiho,izc

&.4l.rri@

o.

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il oo.

pemi(.d

hy Esuhrio

(9

Mon34. Not IEu.d. B6tuc6.gG,

t .t ildrl. S@riry IEr,u.oi and in. Nor. e

rcr [email protected]

b

b. €lBibl. ior iNr4e

und.r

tu N.no .l Hourlog

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wnniD 60 days tioB th. &E hd@1,

Irdder

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option, equir

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i

firll

oi.ll ruB sered by thi

Sdil, t6ru@ t.

A

uiri@

sratq@t or

&y .urtodan

uar

of u:.

s*dry

da.d , bieq .nr ro 60 dars

ftoE

rh€ daE h.@r,

delining b iEuE

this S€uriry

lNl&Mt

.nd &c No ., shill t d.€md

conduciv.

pmf

of

such

irclisibilily,

Notwi&studing

ln.

forloir8,

drir oprior

my

@r

t exercisd by Lade

phm

th.

mavailabilir,

of i6uMe

l

el.ty

due

lo

ttnd6's t

jlue

ro

r.mir

a

MgE8.

IBume

pftniun

ro

rhe

10.

R€l,slslemEt.

Eoftow€r

h6 r

riSh

o b.

Eidded

if Lcnds h6

iequned

iff.dide

pay@Dt

in

tun

bdM. of Eorove 's failure o

pay

M &Dunt

dE

Ed.r lh.

Nor.

or

&ir

Scuriry lB ]llml. Th&

ngtu appliB

ev.d

aiid forulo.m

pc..di4s

ac

iB

ut d, To ciorr.rc lhc Scrity lanllmnt, lomyq shall larder in a

ln)p M

all

amuE

cqulred

b

briDs

Borowdt

accou

clmr

ircllding,

to

the.xrdi

lney ee obligaioa

of

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u d6 $n Seuity l6t u@rr. forelosur

@3l Dd

r4oMblc 6d

.utonEry

rnoh€ys fer ad

expass

n .rLy

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vnh

thc

for*losule ltocEdio8,

Upo

r.imt cmfl

by

Borc*er,

tbis

Sddty lnxtaMr od

lxc obligatiors tur

n

seu6 n ll

Emin

in

.Ifd a

ir

lad.r

hrd

mr

Equireil

inmldiae

pay@lr

i

tull.

Iro*evd,

tadd

is lot Equird

t6

p.6rdt

Ein.lrtIMr itr

(i)

Ladcr

hs iept d lcis6reMr rn r th.

olmnc.lMt oI

foialosu.

pce.dir8.

willia

lwo

y.s

i@n di.t.ly

p,eding

d . @m@ l of : cuful

foBlsw

pDc..dinB,

(i)

Eilsutut *ill

p@ludc

foElo E on difi.mt

gbuds

in t[e tutu

,

o

(i,i)

Ei,6@nqr

vnl .dvdFly .fid

lM

prio y

oi

tt li6 cr.&d

b,

rhir

Scuity

lDitnjlmi.

rr. BmE Nor R.ra..d; Fcbdlrd Bt la&r Nor .

WriE.

Er6iotr

of

lh. tiE

of

psrM

or

lbditu5id of @nidim of rhc

ffi

6 6d by rbi.

Selriry

lD9llrllid

Amr.d

by ltndd b ay

3lrc. it

i.rGt

of Dotrl,w rt. &r

opd&

b rd@

Uc li.bilny of rhc ongi.,

Boru*s

q

Bqlrfu s l,w i

ilrl.d.

Irdd

ihall

d b.

E| n d io @lllfua.

prca.di 9,.lxi@

ey ru@.

itr

ilrlct

or

Etus.o sbd

ri@ for

p6rEr

s ortde

6.diry

@4i2ri@ of dc l@

l.u.d

b,

ini.

S@rit,

Ilfu

by

I .@

of o,

d.Dat ort

by

rhc

digilrl

Bl)lrwr

or Bqrew'r

6lle&''

ir i t.d.

Any

forbar.E

by Lukr in .I4i.itr

&y

righ o.

ldt stiu

et b.

r $.ird or

or

Dclud.

O. a@is of e,

,i8h

d

Brdr.

ll. s...s ud

AsdaE

DNd; Jol:r .nd

Sddl Ll.bllir

CoSl3 6,

Th.

a.tla: d aglEllEc

of dis Sadi/

IGlml

snJl

bind. d h.r.tu

thc

lueMa

ed

a3i8a

of

Irndq an

Edrc*r.

srbj{f|

ro

rb.

pBvisi.u

of

pesr.ph

9O), Eorc*as @v.dB

&rl

4lc,MB

iEll b.

ioirr

dd w6d.

^[,

BorbG

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@ ign

lhis sdriry

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dB

oot .r4t.

lnc

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ay

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eirtour

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@.aF

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8/25

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NodG

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@rie 6 Bolrwq

pbvided ao. in

$is

Sdutuy

lctmr

$dl

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by

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oller

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y

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Ddl

ro

ladels addftr sraled hmi

or

ey

addrc$ tad€r

desis

lB ny ooti@ to Bomwer.

Aoy

eie

,ovidet

ior i

llis

S6ariry llstlrl@t shall b. dcold

to hrv.

b.en

Siycn

o Bomwer or Lldd.r wncn

givd

a

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ir tbk

pareEph.

la.

C@iIg Lt*; Sddhinrr. Th

sduriry

lrllJjer

n

b.

govd..d

by F.d.r.l las ad ln. la,

or

lhc

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rh.

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is

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I

th.

.v?nr

rh.r

ey

plovision

or

clu.

of .nis

Seurity

hsh@tr

or tn. No . @troiot

*irh

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$ch @Dr

ict

3h.lr not eJre

oh.r

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y

I lllJlM or

6e

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vhich

cd

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lne

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lhh Seunty

lNdrllht

sd $e NoG

e

delad to be w.Ebl..

U.

E mc'.

Copr.

Bomw shrll b.

givo

orc @nfoord copy of t . NoD. 3 d of rhi SclrIy

16. IIoadou Sub.tllc6

Boio*cr

shall nd ..us. or

pcmir

l]1.

pr.s.ne.

us., disposai, sbBg.. or r.lee

of dy

l{urdous SDbtruer

on o in l . Proredy. Botrower sndl

lor

do, Do

allow

oyo.e ele ro do,

my&hi

aff@iiD8 d.

Prop.ny

lnar h

in violdiotr oI ey Enviormlal I-3w. Th.

pu.nilg

1wo ieEMs sndl

not

ipply to

th.

prcrm,

E, or

(orage

m rh.

PrcFty

of

&tdl

quoriri.s

ol H@dous Slbno@ lh.r

a.

Bco.rally

@8ni.ad

ro b.

.pempii& b mdrtl

€iddid

lE ud b

minbod

of th.

PrcFny.

Bomw.r

sndl

pedprly

Sive

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ol

ey

inv6tig.rim, cllic

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Etion

by

uy

lowdil

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rsul3tory

a8.ocy

or

pnvac

ru,

intolvinE

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Proprny

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our

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or

Ervircart l Ilw oi ehich Lnowe

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eNal knosL.d8..

ll Bo(o*cr l.ms, ot is norhcd by ey

lov.mnul

or

reSula$ry

au$oriry.

thar dy

ltmval

or olns

re@dlarioD

of

dy

Hredou

Subsiser aJfe.ii4

inc

PDpedy

is

.cs.rr, Bonowcr sh.ll

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Lt dl

ne$ry

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vith

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trv.

A

u$d

in lnis

p{:grpn

16, 'H{:rdms $bsr.@s' e

tbe

s

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a

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hy

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eil

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enc

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toric

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hsbicidB,

volxile solvais,

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dd

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rhii

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NON UNIFOnM COVENANTS.

Bo@w

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ollhc

Prcp.nr.

Borow{

auLio.ia t

odd o.

b.deC.

rsellJ

to ellet rh.

Mts

ad

B6uer

dd

h.Fby diech

eeh t.nEr of thc Propcny b

pry

tn? cnts ro k d6 o ladert aldE, llowevqi

prior

to tEderii norie ro

Sorovd

6f B6rord't

bq.

ol sy

@h&t

or agrcm.Dr i, rh. Scurity Inih@ .

Bom*d

sndl

@Ued

md

@iv. dl ltG rd

&v.M

of t . Itlp.ny a tutE lo. dE beenr 01 Lodcr ard Bom*.r- Tnis aiBMr of

r. r3 66riNG & .bslle &si8@t ud Dor d [email protected] fo. ddirioln s.uiry only.

If Lada

give

@de

of

b4&h ro

Bor6w€.

( )

.ll

rds [email protected] by

Bomw.r

sh.ll

b. h.ld by

BoEoser

6

kusk

hr

bcnelit

of L.Ddrr only, ro

b.

.pplicd

to thc

iuru

smred by tj1c Seurny Inltdmant

(b)

Lnder shal be

ednkd

lo

collel

sd rc*iv.

alt of

th.

Ents

oi

lne

Pro .nyt

dd

(c)

.sch tad

of

de ?sDerty stuil

Ply

all relts

due od

u.p.id io t. &,

or

Lad.li

aSmr on lsd.r vnrh de(Ed b lhe leMt.

SonoEr

h6

Dr [email protected] y

prio,

et@d

.t

rh.

mr

.nd na

nor

dd {ill

@r

pafod

dy

&f ia

w@ld

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iB righr.

udd

this

per3r.ph

17.

lAdcr

stall er

be

icqnn.d

ro

ar.r

upo , lale @tol

ol or minui. rhe Prop€ny

b.ror.

or afta

3iviDg

notiE

of btord 6 Borower, Howeve, knd4 or

a

jdicially

rDpointed

Ecolv$

tu,

do $

rt

ey

ti@ th.4

k a bre&h

Any

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of Eni

ltrll

no. cu.. or

v.lvc &y

d.f.ulr or irv.lidlc uy orbe

ri8 l

or smdy ot

Lcnds

Thir

eiglfut of 815 of rh. ttopqry h.ll tdnidr

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lll. debt Eurld

b,

tn

s€urity

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i

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10/25

AP#

0495010373

soox554lpacr

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BY SIGMNG

BELOV.

Ebllm &d {r.nd

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h

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dErrld

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wih

n.

sr^rr

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MItsIssE?r,

r,radison

Onrhi

t4 h

day

of

March,2002

@, tle udcntan .umonty i &d lor $id couly

&d Sl.L,

tlc within

D3trd

TONY

T YAR8ER

ANd ,ifE,

ROSAI.IND NEAL

YARBER

@ri,m,"*'

.

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roE8oin8 iGhdnr on rhc day

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t

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WEIIS

FARCO

FINANCIAI

MISSnSPPI2,INC

4235 I-AKELAND DRTVE

JACKSON, MS 39232

1 206,2

DEED

OF

TRUST

DEFINITIONS

Words

nsd

i

msltiple

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of,

o,

PirronP m.a$ tb. Esulrly

ldlodubd

aeoult

de fq

priocjpal

.d inter€st mdet

AI

mcffi

tire

R4lEstatc

Sdirilament

P]lcedrlds Adi

(12

U.s.C.02601

ctseq)

and irs

gulithn.

Rlsulatior X

(24

q.f.R,

Pad3500),?i

they

miglt

be

amended

fron

dme

to

ljtiomt

o ilcce$or bBhl6lior'or resolan@

lhrt

govems

tbe ssmc subject

mah.r.

As

rny

bsuu@rt,

'RE$P

l

d;rs

b nll

r.quircrrcrr3 rud

rcstricrio.j lh6t re imposed in

cially

rclrted

BodgaSc loan'Eav.n

if

the Loan does

tut

quali&

ss

a

'fedelally

rel

ed

of Dorrc*ollr ecaN

any

Ddiy

l,ht

las lakn tillc

ro the Prcperty,

asumed

Borlor}r/3

otlieatiori undsr

the Note

sn or

rhis

Sccrrir,

ruGrIIS

N.i

THE

FROPERIY

uN

le.ures to Lcode :

(0 tlre

rcpaymotrt of rhc

Loe,

and

all

En.wals,

cxlctrsio$

of U,e

Nolcj

and

(ii)

t]'B

reitomaocc

of

Botrowc/s

corcnanls and Bereemenu

und.r

ad

itc Not

.

Fd iE6

puilosq

Borowd ifthobly

gmnls

ed conwys

to

.+

of

salc,

Ur

folo*idg

deso.ibed

gopcny_

lqcrlc{

in

lhe

of the

esrai. hdeby

conv€yed

and

,edy

is ucDcMbcrcA

otopt

lor

r

rhe

Lide,to

tl.

Pro {ty

dg ,$1,11

unifom covenarls for natioml use ud lron{itom

io

coBtiturc

a oiiiom

sicurity

ishurent

oovdins

wlish curilidy h. rhB addross

ot

_=__

,____1llllrif;

.

.

-,

=

_

lae(soN

_.

I..-

,

tlttlsisipgi

--

.

-

torlt

.:r

t

:

:;.

1(ia.tl'IlrFR 4lTH Jrl tha

Hp encnK

nrw

o-

56jtrtur

erccred

01 rlc

prc


13/25

2. Appllcollor

ofPeymenh

or Proc..dr

Excepl

s otleMisc

dcscribcd

i

tlh Soolior

2, all

paymenls

acc.pled

and

appled

by Ledd shll b. Bpplied in tlE foliowi,s ordcr ol

priorityr (a)

f@ ed

chrrgg

due uoder tlc Notc;

(b)

iotedl

duc undc.

th. Noq

ard

(c)

pliocipal

duc usder the Nore.

such

paysE

rs

shalt bc

appli.d

io

a.l

Pniodic PayE nl in lhe

ode. iE

*tich

it bctam.

due. Any rcnairisg

m@ ts

shall be

.pplied

firsl

io any olhq

srnolnG due mder rhis

Seurily

InslrDme.t, ed

tld lo

r€duce

the

pliociDal

balance of

ths

Note.

Any applicalio ofp.ymetrh,

insuance

prccoeds,

or Mrsceli@eous

hocc.ds

lo

prinolpsl

duc urdd

ltc

Nole

shlll not exrond or

poslpoae

the

du€

dale, or clange

tle

amoudt, of

th.

Pc.iodic Pa}tebt.

3.

clurgeti

Llotrs.

Borowq

shall

poy

all

l€xes,

asesmenls,

chGs,

llnes,

and

lmposilioqs

atlribulable

to ihe

rcpody

which @ 6nain

priorily

ove lhj8 Secu

,

lBtumcrl, Ieaselold

payhents

or

Elonad

rents

o

lls lropcny, iI5ny, ald

Comrnunity

Associatioo

Dues,

lccs, md

Assossmenls,

if

Bomwq

shall

prcmptly

dischs$c

ey litn

which

has

priody

ov6 thh Sccurity IrfIrucnt uole$

Bomwq:

(a)

agrccs

in

wititrg

ro

the

poymenr

of

$e obligarion sc@rcd

by

rh€

lid

in

s M@cr

acccpr.ble lo tide.,

bur

oly so

lotrg

s BoEowa i

ptrlomitrg

ssb

agn6m.Dt,

(b)

onresrs the

lid

ir

Sood

faith by,

or dcfcnds sSainlt etrforccment

of

lie

lie

in,

l€sal

prcoe€dilts

rvhict

in L.nd.ts

opioiotr

operate

to

plevdr

fte

eEforcenenl

olthc

Lictr while those

poce.dinge

aE

peodiug,

bul

orly

unlil such

pro@€dings

ale corcludedj

o

(c)

lcouos

Aom the

lolder

of th. lien an aglesment

sslhfrctdy

lo Lender

lubordinatins fie lien lo tlh Secuity Insrment, If

L.nd

det€@iDes

fia1any

pa

ofue Propelty i

lubjccl

to a lien

which

c6n angin

priorily

over

tli

Sccurily hstrument,

Lenda

may

give

Borow€r

a node

idtutifyitrg

tle

li.n,

Wilhia

l0 days

of

th. drlo otr which that notice h

give ,

Bonower

shall

sqtisry

the

licn

or rskc o&

or Eo.e of

l .

actios set

forth

.bove in this Seotio L

L6dr

may rcquirc

Bomwd to

pay

onc-rinc

chalge

tu

a

E.l

etrt

t.x Eifi@tion adlor

rcponitre

swie

ls.d

by

Lendq

i

@lion

wilh

lhjs

Loe,

4.

Prc .rty

tn. ntu..

BomE.

lhall

tccp the

inprev@ells

nov

cxisting

or bdeafi.

erscled

on lhe Proplny

jnsured

agailst

loss y

ffrc, hrzads

included

within thc

tcm

"e{tended

covelage,r'Ald

atry

othor

h.ards

includidg,

but

notljhitcd

to, eqdhquates

snd floods,lor which

Lender

requiles insuta'lce.

This

in$nnce

shau be dinhinrd

in

the amounrs

(iocludins

doductible

lcv€lr) nd

for

the

pedods

lhut

L€Dder requiB.

Whst

Lend* requir€s

pusuant

ro

th.

p&ceding

senlonoes cdr

.hrnse duing

thq

lm

oflle

Lod.

The iDsulsnc.

carid

proidirg

th.

irllurance

shalL be chosen

by

aomwer subjecl

to

Lcrdqs.ight

io disapprov.

Bomwe/s

cloice,

wlich ridt shall @1be exercised

unrcaso..lly.

Lcldcr

mly

require Bo@wer io

p0y,

in co

eciioD

wilh tlh Loe, .ither

(a)

s one-tirc

cha.ge

fo.

n@d

zonc

dctmi@lioD,

Eriarcltion

rnd

traclilg s6viB;

or

(b)

oBtie

chsgE

for

flood dc detennjilioD ed cotneti@

stuic6

,od

subseq@d ch&ges

qch

tim

r€mlpiDgs or

simild

chegcs

occlr which rea@qbly

oi8lt

ar.ct

$ch

ddernilatio

oi

ccrtioc.tiotr.

Bomw shall

also

be

tesponsibl.

lbr lhe

payE.lr

of

ay

fccs imposcd by the Fcd.nl Em.rgcnoy

Mmag€mcrt

Agency

in

corneotion

witb

lhc

@view

ol

aoy

,ood

zone det€minatlon le3ultiDg

fron

aD objecrion

by

tfBonower

fails

lo naillaia atry orihe cov.mges described above,

Lcndcr

may obtain

insLyonco

covemge,

al

Lerdc/s

oplion

od

Borow€ls

oxponle.

Le"d*

is

uder

o

oblitrrion

to

purchdse any

puticlla

t

pe

or amuot

of

covenge.

Th.rcforc,

such covoage shall

covd t

ndo, but

night

or

nidt

oot

prolect

Borow.r,

Borrc{el8 .quily i th. &op.ny,

or t}e contenls of lhc Propcty,

agai$i my

risk,

hoard

or liability od

might

prcvide gukr

or

lcss6 @re6ee

the

was

prcvioudy

in

e{Iccl.

Bomwr

ackDowledges lhal

lhc @st

of

the

ioslmcc

@vcmgc

ao

obtliDed midl

si&ilican0y .xeed nc @st of

iNudce

lhat

Boror"c

@uld

lave

oblaiaed. Any mours disbu&d by

Lendcr

uder

lbis S€clio 4

shaU

becon€ addilional dabl of

Borows

securcd by lhis S4uity

Ilsnlmenl.

Th*€

adoults

sbau

bcsr

inteEst at ihe Nolo

ratc from

the

date

of

diebusom.nt and shall te

paydble,

wiih

luch inieresi,

upor

.ofice

Aod

Lold.r

to Borower

requesling

psyment.

Al,jnsuloDcepolici.srequiredbrL€n.ierardEneMlsofsuc poli.i.ilhollbesubjecltoLsnders

rrglt

to

dislpprcvc

Buch

policies,

sldll

includo a

ltMdad turrgag6

olaus.,

end shau

n

n6 Lelder a6

mortgagee

m{yor

ss hn

additioial los

laycc,

Lodcr shal

nay€ tho

right

to ho]d the

lolichs

Dnd

rctreMl cd1ificll6.

t, Lrnder rcquiB, Borowc sbal

proopdy

give

b Lcldc. all @eipts of

poid

ptuilm

&d rcnwd

1066,f Bmower obt

ils any fom

of iMnce

covcr.gq not ori6visc

r.quied by Ifndd,

for.lrMge tq

d

dahuclion

of,

thc Ptupeiy,

such

policy

shlll include a rt ndard

mortgage clausc and

shaU

nam

Lelder

s mon808cs snd/or .s an additional

l$s

pay@.

h

the

event

of los ,

BoEower

shall give

Frompt

mtice

to

ihc

i8 h oc

canler

. d

L.ndh,

Lead.t

may

make

prooi

ol loss

if

not nade

proeptly

by

Borowcr.

Unh$ Lend€ and Bonowe

otheMile

agree

h wriling,

lny

insurunce

proc.eds,

whotiror or

not

te mderlying

iosurdncc rvs requjred by

Lend*,

shall

be

appli.d to restomtion or r.p6t

of llD

Propeny,

if

tho resloBtion.or

ropat

is

econoDically feasiblo

and

Lend€is

suny ir

rot lcssened,

DnriDg

such repair dbd

rcslqaiion

p€dod,

606


14/25

:l

Ol, /

:

abmdo$

1rc

?ropcdy,

Lender rn0y ljh,

oogolioh

aDd

sc$lc

d1ly ayaildblc

insNalce

Ddtcrs, IlBodoer does st

rBlotrd

wilhid

30

drys to a

tulicc

ftom Lcudsihri lne

thctr

I*ldcr

oiy iegoti5le

qnd

settle

lhe

cloio. IB

b€si.

rleo lhe

no.is

i

lr

eltl* evcnL, o

ifLeldd

acqqjes lhc Prop.lty

mrisnslo

Lendor

G)

Bonow.d

risih to a.y

illsulace

unpdid LDdcr tho Note o. this

Secn

ty lnsi,,umsn(, iDd

lr{ 1,w.Cs risnk

(dtt6

rietil lo aDy

rclund

of urEamed

premjurls

paid

by

Fp.rty, i 5otu

.s sucb

.idts

de

applicable lo

tlc

.pc {y. Lcnder

mdy use d

ur{id uider the Norc or

l$rrulncnt,

whct[ff

or

not thcn

due.

enher

to

rep.irorr6tore thc

Proterly

rlncy.

tsomv/e

sht l occupi,

cEhbliih,

ed llsc lhc Propdry

6 Borowcrs

princilnl

60 drrs

6ter tio

.xccution

Drll)is Sccuity

hslrumcnl

and shill coltiNo

lo

oc

rpy r.he

prieipslr.sidatre

:--

@

or

tad6/r

Inl.iqi h rhe

Proporly lnd RistlB Undr fiir

SeNrlty

Sormwq faih lo

pcrfofiefu

cov€naft ard

agrcmenrs coltoined

b

dis sccujty

o

ls

a Lcsal

pr@ordins

thE ,sri8hr

sidnificsdly

o{c.t

Lends

inrerest

in

lhe P'operry

o

licn

which

my

aliain

prioity

ovor

lhh

Seclrity

(c)

lroircw h.s ,bmdoaed rbc

rcperty.

t€o Ldde.

for what4tr is Easoonble

iaic

toprorcclL.ndels iolcrest in tlc

ProFsty

dd

lloE.ting

and/or asso$lng

ltrc

valqc

ol

tbo

rrcpeny,

(srcb

6

pr@eediic

in

barl@plcy,

probate,

for

actions

crn

include,

blt

are

not

liniled to:

{a)

'by

a li6 whicn a-

p.iodty

orer this Ssuily Lrlmcnq

(b)

lppediog

ir

AllonE}f:flc'

lo

prcl@

il6 i'{q61

i

lhc

Pop.rty

ar.Ud

righls

iy lDsrrllMt, includinS irsrecurcd posnio

in

d b.*n'ptcy

Drocecdins.

Securids

thc

ovcls

pdiEipal

rcstlene rtr

at

l@st on6

yeai

,fis

ihe

dtl. of @cupnrct

utrl*

,

ryre6

in

1rdtin8, shiclr:]ooB.rt

sirll

nol

be

ffieasonrbiy sirtncld,

o @les

nildnciti *ist

lvhicX are beynrd Botrowc/s contro],

altlon.

Msldlenoncr rnd

nrorccrlon

of lLe

Propc,l):

tolpecllons

Bonostr

"hall

dsc or

jmpatr

6c

Props./,

JIow

thc Propeiry

ro

dcrsiodrc

ur

comir wasrc

oD

,h(

i;

urt

Lqtr

Appllcrtbn.

B4iro\rGr

dall

b6 ir

def&l

i4

during

&e

La[

lpptication

or

uy

pel3c

or

enliriii*alring t rte

{tiecrion

of Bonoqe.

or

wnh

Edowe*

ont

sare

hatcliaily Glsdiimkhd;ng or

in&@raie

intomoIotr or

statemenrs

ro

ver

or

uy

pel3c

or

enlitii{;alring t tte

{tiection

of Bonoqe.

or

wilh

Bdowe*

roffont

sale

hatcliaily Glsdiimkhd;ng or

in&@raie

intolmoIotr or

sraremenrs

ro

.d

to

provide

Leld.r

with

miiclinl

inlqmatiqE)

ln

Io trection

with

the

Loai.

Matelial

includc, trj are

nol

linil€d b; Bprc$6nh1ions

oonci$irg

Bonowerrs

@cupancy

of

the

:

:

t:

,.

inlil

t.erder

has had

an

o?trodudty

o

toLcndrls

sarisfacdoD,

providcd

ihat

sucn

disluse

lro.ccds

for

thc

Eprtrs

ad

rcslDEIioa

itr

&e&e

mrk is.omd.ted. Unl.s

atr a8rccmcnt is

ro be

paid

oh

su.h

isloncc

procltds.

Lcnder siall

ingso

sug

pr@ceds.

Focs for

public

adjuslcis,

or

bcpaidoutoltlci

suancc?ioccedsandshlllbctbe

cconodicnlly

lcsible

or

lend e/s

scc

u.ily

be

appued

10

tte

slm

s@ued

by this

&Mity

,

ifmy,

lold

to

Eotowcr.

SEh

tuuaacc p&ceeds

lhe

Prolqty, Boi.orrtr stall

Daintain

dre

Prope

y

i

tr defflasils in val@ due to its colditio .

Udcs

ii is

'flnt

to SeaiioD 4

rli$

Epnn or rcstoh$on is

nor

econonically

feosible, Borowcr

shall

thc

Propeny if

&nEsc.l rd trlojd

tunhe

dderiorrrior

or dmrse. Ir

jnslnnco

or

o.e.G ire

lnid

in

connectio

wn}

damagc

lo,

o

tbc taking

ol the ?roperry,

Dorowcr


15/25

(ri),t

]lb"o[k"hr]8B'ilm

66s

Prcp.rry

ieludB,

bul is od

linited to,

@tqm8

rh PrcPcdy

lo

make ElaiE,

chr €e

l@ks,

rcplacc

ot

bo;d

;p doos ed wiadows.

dni Etr

&m

PiP.s.

eliminde

buildins

or

othq

code

violaions

ot

d.nr.rous

conditio$,

ald

hare udl i6

runod

o

or on Al$oud

Lends @v

lake

action udcr 0tis

56;00

8, Lend6

dos ool hov.

io do so and is oor ud.r ey

duty or oblisarioo

t do

so lt

is igrccd

th.l

Lender Btus

oo

liabiliry for

nol laldng any or alL octioss

sutlori2ed ude [ i$

Sectiotr 8

Any

dtuLirs

disbused

by

Letrdcr undc ihi Sec ,on

8

sholl

become addnioo0ldeb

of Borcwc

.curod by this

Securil lnsmmeit. Thes

moun shall

b$r

inler€r

d the Nolc ldle from the dalc ol

dilburscm@t

ard

EbaLI

be

payable,

witl such inr.Esl, upon notice

AoE

Leqder to

Bonower rcquoiting

If

rhh secudty

Iislrment is o. a

l€ashold.

Boftowfi

shaU

@mply,{ith all

the

provisions

oflho

l as.. lf

BoEower acqunc

fee

tilleto

the Prop.ny,lhe

hashold ald

lhe f.e

title

stallnot

mory.

unhs

Lcndcr sgrees lo tho Eerger

in 1lriling.

9. AletgnmeDt

oI

MLcelatr.otrr Proceodti

ro elture, All Mkcellorcous lrccee& lic

hercby $sisned o

&d shall be

laid

to

Ledei

If th. kopedy

is d@ge4 such Mislho.ous Proceeds Bbalt

be applied to rcsioatiotr o EPsi

of

Oo

Prop.ny,

illhe Brorati@ or

rcpan is

ec,o @icily

feNiblc

ald

L@ders seuity

b not lsco.d.

Duins

such rcpair

md GtoEtioE

p. iod,

Lladcr shrll tare

tltc ridl to lold $ch Mi&dhn ols

Procc€is udil Lede.

ha had u opponudiy to inspcct such

Property

to

ltlsr lhe u/ork has bcctr

complcicd

ro lridels

etishctioq

prcvidcd

tlllI

suoh

i$p@lion shall b. Ndertal@

promplly.

Lcnder

my

p.y

for lh FlaiB

od resionlion

in

a Biogle dhbuucnc

or

in a seri€s

oflloSres

payrEcnG

as

tlo work h

conlleted.

Unless

m

ag.€em€nt

it

m0de in

ffitiog

or Applicable

La* r.quiros inl.Eli to bc

paid

on such Mhcellaleous rcceeds,

L€ld€r

shau lot t€

requiEd

to

pay

Bonowe atry intcrest or

.umings

on suoh

Mhcelldeous

Prcc@&. lf thc

rutorution

or EPqir is lot economically foasiblc or

Lcnder

s

sccuily

would

b€ lessen

d,

the

Mi6c.iloncous

Proceeds

sh8ll

be

slplied to

tle sMs

lccurcd

by

thi Scclliiry

instuelt,

vhether or

nol

lhen duc, with ihc excess,

il

atry,

paid

to

Bonowor,

Such

Miscellancous Ploceed sholl

be applicd ii tho

otdo

plovided

lor in Soctiotr

2.

b

be event of a tolal iatin&

desh@tion,

or

lo$ iD

lalue of

tne Property, the MiscellarcoL's

lrococd shall be

applied lo lle srN sccurcd by lhh SecLr ty lllblnetrl, wheder

or

uot

lhcn

du ,

with

thc.xccss. ifany.

paid

io BoEowe..

ln

thc

cvtut

of a

p.nial

tatiry, deslruotion, or lo3s

in

mluo of

lhe

Prcpdty

i,

whjch

th.

fair Mket

v.lu

of

rhc rcpdty i@ediniely

befoE

ilc

panial

takjng,

d*tuctioD,

or lo$ i value is cqual lo

or

g 6td

rhsn Ue aDomt of the

slB @urcd

by

thh

S.ou.ily hstMEnt

imdiarely

bcforc th.

plniol

rrl


16/25

P,l\6E

669

10.

flcib 'rr o ,Ekc

m,

i wiLh

rcgard

to the

r€rdc

oi

this

Sccurity

liic

tirovisiois

of Sslioa

arioJleudor

this

S@Eityl

ci

srdDl

and ooneey

$e

co-signc/s

intcrsst

in

rhe

ri

(b)

is not

pqsooally

obligated

ro

p.y

(rc

sums

Ihai

l,euds

dnd

any

othc Botrowcr

cor

asrec lo

rielts ud bcnefits

rds

udtyhstrudeir.

Boaowcrshaunot

bc tclsscd iron

unh$

Lende

osees to srch relesc

ljjary

Sulceler

i Itlt rest of

Bdmvet

who

somcs

i;ndtils; sad

is lpprovcd

by Leden shall oblai

Sccurir lsarncnt

shall bind

{excopt

ss

provided

itr

sccrdty

inslrumcnt or by Alrplicable

Li\v.

imrm

tolo ohnraea, add

thar lalv

is

inrlly

inleQleted

orro

Dc

collccred ln colncctlon wjth

tl[

Loar

exced

i2.

Iorn

Ch'uge ,

LeEder

my

.h8gc Boro*er

lms fo.

sNices

pellom€d

in

comectio

pjit

llotro ,6ds

dehuli-for

lh.

purpe

ol

pJqic6ting

Leodcl'

inl.rcst

in

thc Prcp€nv 3d ,i8hB

udd{

aRlf.i

irdudhs,

blr lot tindibd

tq atioms#

fccs,

[oPcrtv

irc @lio

and

vrluation

eylDqlees, do

arn€c.

E ci @5

,ulhor;Ii

in

lhk

scuilv lrEtnDol

lo chaigc a

a

prolihitio,

oo

rh.

charsineolsuch

rcc.

Londerilv

,t ..][c : ({)

.iy 5uc}

bar

plai,litcd

limiti

ard

(b)

.

shrll

be rcd&edrby

the ardoutrt rcccssary o

rcdlcc

albady

eqletcd

from

Bo@*r

ehich

qceen€d

my

chorxc lo

mrlc

this

Efind

by

Edrcin8

the

brlJrdar.d as r

rtrdial

prcpnyncnt

,lthout

rry

prcnayment

chargo

(lvhedld

o. not

a

. is

$ovidcd

for utrdq

rhc

Notu).

Bouovcis

seccrrtuEc

of any lucn

rerund ha.le bv

Bomwe. will

coNtih,tc

a

,i/oivs

Dr

my

risht

of

aclion

Borowd

Ejshr irave

isins

ci

p.,bent to

Borcwer.

It a

rcfund

Educct

pridciPal,

,nwt

S.vat.bility

:[a

u

of

CroNtNttloD.

11

s

s@ity

lBlrumcnt

shall bc

;

al.lihr

l"

or th;

jr,:id,(',on

io which rhc

P,oped)

k

la'd(ed.

All ,isrrs

ard

lclcrjedi Iorbe.rr$.c

Bv

Lendor

Noi

a

Woiver'

Ertensiotr oflhe

time

ofirnodzation

ofthc $ffs

seourcd

by Lhh

Securiiy

Instarnent

granEd

by

ucucssorjn

InlelEt

olBonowcr slxllnot

opesrc

ro

EleAse

lhc liabitirv

of

ceis$ in

Intcrst ot,Borcwe . Lqd{

shFll

nol

be required

lo colxmctce

nr

htcraf:irlBoEowr

or o

rciEc

to

qLsd

tine

lor payrc

or

lroiudjDc,

lrLho( lnrjhtion, lcndor's aco.ptaDce of

p0ytuonrs

ftoo

rsln

Iitqeslbf]]oEorvu

or

j

drouurs

less

(han

Ihe,Doutrl

Lhctr

due.

dc lhe cx.rclle of

any

nStrt

or rcmedy.

Notiqe

10

any

one

E (owe shalL cociitule Dotice

ro

rcqrdres

otlrpirc,

The

notice address shall be

the

a subsritulo

nolicc

sddres by

notico

to

Lendcr.


17/25

I

1,,"0;{t.r91,

IIfl$,,,6

? o

In thc .veot ihat ey

provlsio

or olalse

of

&h

S€clrity

h truent

oi

lhc Noie oonflich

vith

Applioablc Lae,

r@i

sonflict

slall uot

affect

odrc

prqision

of

tbis

Seollity lnshument or lhe Nolc

which

can be

giveD

cffcot

wiihout

th.

coDflicling

provisioD.

45 Nd io ttis

Stuity

lBkumne

(a)

vod. or

thc u$t{ine

ge{d<

3haU lr'm

and

iNlude

.oftspondins

.ol.'

turds or mds of the f.tninim

g€nderi

O)

wods

in

tlic

aiosule

shall

mdn

. d

irclldc

thc

plual

. d vico

versa; .nd

(c)

ihe

word

"l'lsy"

gives

lole discletion without oy olligarion to

15,

Borover\

Copy.

Bonowe.

shali bc

givetr

on€

copy

oI

the Nole

aod

of

ltrit

Security

16. Trarllor

of

lhe

Proporty or

a Ben€Bclal haerdt

In

Bonorv€r. Ar

used

in

this

S.cdon

16,

"hrercst

ln th€

lrope.ry"

ocans any legal or benehcial idlerdt

itr

the

Proleny,

includin& but rol

limited

ro, lhose

benellcial

iDterests

transfered in

r bond for decd, colhacl

for

deed,

iDslallment

sles

contact

or

cscrow

agc@m

lle

itrrcat

ofwhich h drc trsf of lille by

BoEower

at a

tulure

dale

10

.

If

all or .ny

pan

of

rhe Piopelty

or

.ny

tdte.€st itr

the ?rop.ny

is sold

o

lr&sfer€d

(or

if

Bonower

is nol a

n6tt6l

peBon

ald

a b€nefioi.l interesl in

Bomwff

is

lold

o tarsfeEed)

wittout Lcrdcls

prior

wdllcn consonl, Lend. my

r€quhc

imediat€

ptymert

in

tull

ofall $mE

.cured

by thh s€lurily

Irsaumc.t,

tlowwer,

this optiou shqll noi

be

cxcEised

y

kuder if

sucl

lxircise

is

piohibited

by

If

L.lder

exerchca

thG

opti@, Lender

shaU

gilc BoEotwr

noncc of

acc.l.Btioo

Thc

notice

shall

pt

vido. iod of

trot l.$ ibu

l0

dnys &om

$e

dste

the nolico

is

given

in aocordanoe wi0r

S.cion

13

witlin wlich Botrowlr

most

pay

all

sutr

secur.d

by lbis Seourily

hsi.uinenl. If Eorclw

fiils

lo

pay

th.se

suN

pdor

to

thc

expirariotr of

fiis

period,

Letrder ruy invoke

aly

remcdies

pemitled

by rbis

Socuriry

lslrmdt

rvittoot

ftnhcrr)oti@

or

dcmod

o Bonowci

U.

Borroryer'r

Rlght

to

R.lnltat€

After Acc.leralio ,

lf Botuw

m.ets cedain conditions,

BoEowcr shall have

th.

rlght lo have enforcemeEt of this

securlry

lEtrudeol

dhcondlued at any iim€

pioi

(o

lhe

€rli*loU

(a)

five

. .y

bclore sale ofthe rroperty

lsuatrt

to my

pown

ofsal.

contaired

itr

.his

Seruity

IrEtruneEq

(b)

su.h

olh{

perod

ai

Appucablo Law migbt lpeif, for

lhe l.Enielio of

BmwcCs rietr

b rci.sr.re;

or

(c)

mny ora

juds@t

elforoing ahis

S.cunty

IDshunEol.

T @

condilione arc that

Borowei

(.)

lays

Lend€r

all sMs whi.i

th@

wouLd b. due dcr

tbis security

iisrlucht and

$e

Notc

as if no aoooleration had

occuEed;

(b)

cur6 atry

def.ult of my

othcr covenuls

or agc.mentsi

(c) pa)5

all €npe$ca

ido

ed

io

cnforcing

thk

S.cuiry

lslrumml

jnchding,

but

not

lioited

to, Re.soable

Auon€y8'

Fccs,

prcpe.ty

isspcction 0 d valulios

fes,

ed other fccs incEed

for lho

purpN

ofFrecctioB L.ndq5 inrcBsl in

lhe

Propeny

ond

ridts

und.r

fiis S@uily InslrDMl;

ud

(d)

tokes slch

aclion

.s €ndc may e.sorsbly

require

to

assue lhat Lende/s

inlcr*l in th.

?rcporty ond rig}ts

l]nder

this Seourily lBi menl, ard

Borcwcr's

obligalion

to

ray

the

sumg socured

by lhis Securit ]trshrseni, snal

coolime ush0nscd.

Lmdq may

reqL,n

fiat

Bonowor

pay

snch

rcinstat€ed

slm

,nd

.rpdse

i

@e

or mrc

of

the following

fom,

B

solccted

by

Iadq:

(a)

cash;

(b)

Doncy ordd;

(c)

ccrrified ch€clq

bslk

check, tcasE/s ch@k or cashiefs ch@k

pmvided

&y such

chcc

b

dram

upon

nn

i.slitution

whose

deposils

arc

jlsured

by

a

fedd.l

9.@y,

i (tun16tr(ality or

eDrityj

or

(d)

Bl€otrclio

rurds

TBosfer,

Upon

reinetateDent

by

Borowcr,

tiis

Securlly lrsl,.ltmenr

and

oblisstioDs secucd

bcreby sball

rmajn

fir.Uy

efrctivc

as ifno as.clclaUoa hid occured. Howewr, thh

ri8hi

to

rciBiate sidl no1

.pply

'n

thc

ce

of r.cctcrstion uqdcl

Sstiotr

16.

18. S.la

oI

Noae;

Ch.nge ol Lo,n Servlccri

Noatc€ ol

cdcv&n@.

Tte Nor. or .

p6djal

idercri

in I}€

Nolc

(o8et er

wilh

this Sewily

bltrument)

osn hc sold or€ or

nole lin€s witlout

prlo.

qotice

10

BoEowe .

A

sde

hisht

iosult ir

a

chnnge

ih

the

cniiiy

(lJotu

as

ihe

"Loaa

S.diceo fiat

colleck

Pcriodic Payhenls due

under

iIe

Notc

d

lhh S€curiry

IlstrumcDt

and

p.lfoms

other

oorl8lg.

l@

sdicinc

oblis.lio,E mdd tt€

Not

,

tbis

Sccurity

I8trumcnq

aod Applicrble L.w.

ThcE

.l o

mieh

bo

ooo

or mrc

ob@e6 of

lbe

Loo Sdi@r

lshied lo

o snl€

of

tbe

Nore. If drft is

a chugc

of the

Lom

Scrvicer,

BoFower

wiu b.

Siven

Mitren nothe ofir..hlnse

which

willslatc

tic

nabc 0I)d addre$

of

lho new Loan Servicer,

the oddrcss

to which

paymeok

should

bc nudc

and

any

olh€t

jlfoEatiotr

RESPA requhes

in

com€clios

Mth

a Doiice

ot

hasf

of seflicios.

If rhe Note i&

sold aDd thceaoer

tlo

t@a is

ie iccd by

a

L@ Swjcq olhd

thu

the

pebas

oflhe Not , tte

hongaSe

lod

swicing

obligatioB

ro Bomrc.

pi

E@ir wifi tte Lod

Scwi@r 6

te

t ms(c@d

to

a

succcsor

Loo

Servjccr

ed

arc

nol ssumed by the Not€

purchsser

ule$

olhwise

provid.d

by

the

19.

Ile8dous

substlN.i. As

Eed

j )

this

sectio

19r

(i)

"sd6rdo

S$srec6,, ee

ose

substlncd

iletled

as ioxic d

b@rdo$

rubg.rcca,

polluhlls,

or

rcic

by [email protected] Ilw sld

the followitrg

substarB:

g8olilo,

kercseac,

olh€r

fla@bl.

or loxic

petrolcum

prcducl ,

toric

lesticid*

and herbicidos,

vol.lilc sDla@ts,

rnrElials

oonldniDg

sb6to

or

fomoldchyde, and


18/25


19/25

ll

i

il

800fr''6,?i8ibpAS6

6?2

22.

sDbllitub Tr$tcc.

IEd{,

st

ii.

option,

ooy

lmd lim

lo

timc rchovc Trust@ tnd

appoitrr s su@or

kulcc

lo

ey TNste

appointcd

h@@dfi

by

e iEt$m.nt

eoded in ,E county

itr

which this S@uriiy lrslrlmot

is.6ord€d. Withou

co$vcym@

of lhe Prcperty, the ccarsorlruslco

shalt $€eed

lo all

t . lillc,

powq

ald

duti6 conf.rcd

tpon

ansl@

hscitr

3d ty Applicable L w.


20/25

^.^.

e

FJ

al:-

,i

in any tuder drc@ted

l

ard

agees ro the

lcms

and covdtants

contiined

in

b Dorolerardrecoid

l vlrh

jr.

ISp.cc

li.lo.r thb

Llne

_or

Ackno{ldlgEctrtl

)

:

may

br, slprtd.nd

dclilscd

tho dbolo loregoiDg

zfrL

ao

.

NOTARY


21/25

Boort

6?85raor

6?4

ADDENDIM

A

'TO

MORTGAGE

Descripdon

ot?roPcrtY

INDE&

I.OT

45,

WOODOLEN,

PAET

tr, IIRST

JUDICIAL

DISTRISI.

HINDS COUNTY,

MISSBSIP}I

LOT 4

5,

WOODOLE{,

PART rI, A

SI/EDIVISION

ACCOR.DO.I6 TO THB M.A,

OR

SLAT

THEE.EOF ON

FILB A}.ID

OF

RECORD

IN

11]E OFTICB

OF

THE

CEANCERY

CLERK

OF

HNDS

COI'NTY

AT JACXSON

MISSISSPPI

IN

TLAT

BOOK 20

AT

PACE

4J, XSFBX,ENCS 10 WIICH IS

HEREBY

MAbE"

s"€$ f"ffi$ea

-'b".h*l^tri""i'#'


22/25

No+e

1:

RE;

BK7T62

P6 3059

O5l23l14 B5HERIFF DC


23/25

awrw

when

R6corded Retum

Tol

PATSY WELBORN

REGIONS MORTGAGE

215 FORREST SIREET 2ND FLOOR

IIATTIESBURG,

I\IS

39401

ltflIilllll[Jl]Il

lflt

u lltilirl

REGTONS

BANI(

DEA

REGIONS

[mRIcaG€

]10([4050103?3'YrrRDEr

Lgdr lor.$/o$,3o003e222

]rnG

oir0&).

KNOI/I/ ALL

MEN

BYTHESE

PRE.SENiS

IFAI

REG,ONS BA\K SUCCES6Oq

6Y

MCROER

W'TH

UNION

PLANTERS BANK,

NATIONAL

ASSOOIATION AKA

IJNION

PLA}.IIERS BANK,

N A

hold.I

oI

.

CedAh D..d OI

'rru.l.

whoso

padl@,

dd$

and @odT^ lnlomaton aE h€l@,

does

h€6by

aoknNl6dg6

lhBt

lt

has rcc.lv.d lull

Dayodt

d sallslac{.o oi lh6 *mq .nd l. cocn oEuoo dE@f, do€r h6Eby

c.m6l.

Dkd.rgo and

R.6tu.,

eld Oeed

ofTrust,

andrh€e{.rs.ft..nd

l.b6twlEldbynudar3.ld

oeedofTn6r tlu{wnv, o lh6

p.mn

kgaly en8 .d

tr.@lo.

Odg]i.I TrustoII IONY

T

YARBER

O&ln.l

Bonofici.ry: INION

PLANTEFS

BANK,

N.A.

D6iir&

03/14rmo2

Red.d

d

O3/lOl2OO2 n in BdrReuLrboi 554

r PBgorfoli

0l3

r ..

hsthal

No.: MA

ln

0E lt6@d6

of

he Colnly

R6@rd..

ol Hinds

(1st

o6t) Msisippl

PrcpBE

Add'esg

1305

DORGAN STREET, JACKEON,

M6

31204

lN WlTNEss

WHEREOF, lh6

unde6lon6d,

by

lh€ orc$dulyauthod4d, h$

duly

6ecul.d lh€

ro6golng

RECIONS

BAM(

SUCCESSOR

BY

MERGER

WII}I

UN1ON

PIAN-TERS

B,qN( NA-IIONAI ASSOCIATION

AKA

I.)NION PLANIEAS AANK,

N

A

o.

Qc& e4l-FL2 Z

c€$$f{S$cs

[email protected],2ooT,DeforemePATSYL.WELBOR,l,dNolaryo-br'.hJrdbrroreslnrrsrat60r

M

ssr$ ..i

Ds6ona ,v .Doeared BRAoAI'

cN, ascislait

vLe.P

es'don,

psr6o.t

i

lnoxllo

ma

(orp'or6d

ic no

onlnab;.;;rsaskiddlo,ide.@)tobareo€so1(srs.d$.ara..)15/6'oELbs(lbodror-o vtrinh$ans1t

rr$rdrhoisls;nu€ on

rs

'

sltororr i\e

perofls)

arlhe enlr, upor

bdrrrortrl

-h

u. o6roon(q)

"

hd,

WITNESS

my hand 2nd

ofljcial s€al,

R;ido;v,

RE€roGr,oRrGA.E

2rsFoirEsrsEE€r2l.D

FLooR

Posox

r@r,

Mm€Eariq l.s

3e.ot

(t00)

Pll '01

EN. Assislant \4@-PGsident

$\ttlli',.


24/25

l,t{

{

when Re@rded Retun

ro:

LIEN RELEASE DEPT

$IE S']:4E99]uAC.:9$C jI]

P.o.8ox 245018,

\B/' vLrwaureE wr s:zzl

m

EEO

Of

RELEASE

WFHM -

CLIEN, WFF

,:2r 107188

"YARBER"

LonderIO:WFF Hi.ds{1srOasr.), Mississipri

KNOW ALL

lV

EN BY

IHESE

PRESENTS that WELLS FARGO

8AN

K

N

A

,

succ$sor

by

m6rg6r

ro

WELLS

FARGO FINANCIAL MISSISSIPPI 2 INC

AI112OOW

PARKLANDAVE MILWA KEE, W]

53224 Phoner

800-222.0238 holde. ol

5

@rrain oeed

of

Trusr, who3e

panles.

dates and recordins

infomalion

are

bdry,

does hereby ackn ledge lh.r I has €ceived full

payme

and

srisracdon

otthe

same

and in

conside€iion

$ereor

d@s

heeby

Canc6r dischaqe

3nd

R*onvey

laid

Oed

ol

Trusl,

and

the eslat.,

tite and

inl.re$

now held by

it

under

s.ld

Deed oI Trusl withoul wa.ianV,

to

lhe

p.6oa

Legally

eniilted

th6reto.

OdghalTrusior TONY T YARBER aNO ROSAIIND NEAL YARBER Addess: 1605 OORGAN

ST,

JACI


25/25

DEEO OF RELEASE

P.ge

2

of2

coUNTYOF

MiLwaukee

06

May 16ih, 2014, belo,e

me, LEE ANN EITTNER, a Norary Public in and

lor

Milwaukee i. $e Siate ol

Wisconsln,

personally

appe.red SELINOA

INGRAIV Vae PresidentLoan Oocufianlalion,

p€Eonally

known Io me

(orprcved

lo

ne

on the basis ol satsladory evidence) l0 be the

p6rson(s)wlrose

name{s)

is/are subsorbed to lh.

wilhin instrunenr and a.knowedged

ro

me

lhar

he/she/lhoy

execured

the same in

hls/her/thelr aulhorized

c.pacity

and that by his/hedtheir signalure

on the insltumlnl lhe

Pe.son(s)

orthe

6n11y

upon beha

f

ofwhl.h

lhe person(s) acted,

exscuted

rhe

insiru.neit

LBeAnn Bittnor

NOTARY

PUBUC

STATE

OF

WSCONSIN

TEE ANN BITTNER

Notary Expnes:

10/182015

Bool(

7162PA0E3060

(lh

s

a€a

fornota

alsezl)

SIAIF OF h5

coxlrTY 0F 8tllos

flrt0.f,Ec0R0E0

rsI0lsIRlcr

201\llAY

23

Pll

3: 03

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07:17:40

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MSHINOS'

21

107I88 MSSIATE-TRUST-REL

"BYIWFMC'

WITNESS

mv hand and o

Documents

Yarber Mortgage 0001