1

b] zsf] cfly{s ;fdflhs ljsf;df %! jif{b] lv ;dlk{t — / fli6«o jfl0fHo a} +s ln=jif{ @$ c+s ! >fj0f–cflZjg @)&# Year 24 Vol 1 Aug.-Oct. 2016

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xfyf] {sdf / fli6«o jfl0fHo a} ssf] !^* cf} + zfvf :yfkgf

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!( efb|, sf7df8f} +

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2

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eO{ a} sn] ;] jf k|jfxdf gof+ lbzf / ult kfpg] 5 ========================.

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k|lzIf0f sfo{s|ddf a|fGr ck/ ] zg

ljefu, ;"rgf k|ljlw ljefu, On] S6«f] lgs ljefu, ljQ ljefusf !& hgf k|lzIffyL{x?sf] ;xefuLtf

/ x] sf] lyof] . ;'rgf k|ljlw

ljefusf pk k|jGws ljdn k|;fb hf] zLn] O;L;L k|0ffnLdf cfPsf]

gof+ ljifo tyf sfd ubf{ cfOkg] { ;d:ofsf] af/ ] df k|lzIf0f lbg'

ePsf] lyof] . sfo{s|ddf ;"rgf k|ljlw ljefusf

k|d'v b] j] z nf] xgL, a|fGr ck/ ] zg ljefusf pk k|d'v gf/ fo0f k|;fb ;'j] bL, k|jGws ;/ f] h a:g] t

nufotsf] pkl:ytL lyof] .

sbddf ;a} ;/ f] sf/ jfnfaf6 xflb{s ;xof] usf] ck] Iff k|s6 ug'{eof] . pQm sfo{s|ddf a} ssf sf= d'=gfoj k|d'v sfo{sf/ L clws[t lji0f' k|;fb j} Bn] cfkmgf] :jfut dGtJodf a} ssf cNksfnLg tyf bL3{sfnLg nIfx?af/ ] k|sfz kfb} { k|ltikwf{Tds a} ls+u ahf/ df cu|tf xfl;n ug{ u|fxsnfO{ l56f] 5l/ tf] / ljZj;gLo ;] jf k|jfxdf sd{rf/ Laf6 yk ;ls|otfsf] ck] Iff k|s6 ug'{eof] . pQm sfo{s|ddf ;jf] {Ts[i7 zfvf sfof{no nfnaGbLsf k|jGws kmf} b axfb'/ ;'g'jf/ , pTs[i7 sd{rf/ Lsf tkm{af6 a} ssf] zfvf sfof{no ndxLsf k|jGws Zofd;'Gb/ uf} td, a} sdf ls|ofzLn o"lgogx?dWo] / fli6«o sd{rf/ L ;+u7g g] kfnsf cWoIf / fh] Gb| s'df/ sfsL{, g] kfn / fli6«o sd{rf/ L ;+u7gsf cWoIf bLk] Gb| sfsL{, g] kfn ljlQo ;+:yf sd{rf/ L ;+3 / fjfj} ssf dxf;lrj dfwj bQ kGt, / fli6«o jfl0fHo a} s sd{rf/ L ;+3sf dxf;lrj x] d / fh ;'j] bLn] dGtJo lbg'ePsf] lyof] . a} +ssf] a|fGr ck/ ] ;g ljefusf k|d'v p4a k|;fb vgfnsf] ;+of] hgdf ;DkGg ;f] ;df/ f] xdf a} ssf pkk|jGws wd{/ fh cof{nn] jwfO{ sljtf jfrg ug'{ePsf] lyof] .

:d/ 0f / xf] ;\ emg} cl3NNff] cfly{s jif{ )&! . )&@ sf] sfo{;Dkfbgdf a} ssf b] ze/ sf zfvfx?dWo] zfvf sfof{no nfnjGbLn] ;jf] {Ts[i7 :yfg xfl;n u/ ] sf] lyof] eg] s ju{sf zfvfdWo] zfvf sfof{no jfg] Zj/ , v ju{sf zfvfdWo] zfvf sfof{no e} / xjf, u ju{sf zfvfdWo] zfvf sfof{no l;Gw'nL, 3 ju{sf zfvf dWo] zfvf sfof{no nfnjGbL, ª ju{sf zfvf dWo] zfvf sfof{no ;'gjnn] k|yd :yfg;lxt s"n !& zfvfn] åLlto tyf t[lto k'/ isf/ k|fKt u/ ] sf lyP .

k'/ isf/ ljt/ 0f sfo{s|d =====

gfoj dxfk|jGws

>] i7nfO{ lhDd] jf/ L yk/ fli6«o jfl0fHo a} +ssf] ldlt @)&# efb|

* ut] sf] lg0f{ofg';f/ a} ssf gfoj dxfk|jGws

;'lzn >] i7nfO{ a} +ssf] ;"rgf clwsf/ Lsf] lhDd] jf/ L ;d] t yk ul/ Psf] 5 .

;dfrf/ ;+If] k

;jf] {Ts[i7 zfvf sfof{no nfnaGbLsf k|jGws kmf} b axfb'/ ;'g'jf/ a}+ssf cWoIfaf6 k'/:sf/ u|x0f ub}{ .

5

!& efb|, sf7df8f} +

/ fli6«o jfl0fHo a} +s

ljQ ljefu / tflnd tyf

ljsf; ljefusf] ;+o'St

cfof] hgfdf ;/ sf/ L sf/ f] jf/

tyf lgj[lQe/ 0f Aoj:yfkg

;DaGwL cGt/ ls|of sfo{s|d

sf7df8f} df ;DkGg ePsf] 5 .

pQm sfo{s|dsf] pb3f6g ub} {

k|d'v cltly Pj+ a} ssf sf=d'=

gfoj k|d'v sfo{sf/ L clws[t

e'k] Gb| kf08] n] ;"rgf k|ljlwsf]

e/ dUb'/ k|of] uaf6 ;/ sf/ L

sf/ f] af/ nfO{ l56f] 5l/ tf] /

ljZj;gLo agfpg ;lsg] atfpb} / f=jf=a} +sn] ;/ sf/ L sf/ f] jf/ df ;"rgf

k|ljlwsf] k|of] u a9fp+b} nu] sf] atfpg'eof] . ljQ ljefusf ljefuLo k|d'v ;/ :jtL clwsf/ Lsf] cWoIftfdf ;DkGg pQm sfo{s|ddf tflnd tyf ljsf; ljefusf k|d'v ldqnfn k+1fgLn] :jfut dGtAo tyf k|f] u|fd xfO{nfO{6 lbg' ePsf] lyof] . pSt sfo{s|ddf g] kfn ;/ sf/ dxfn] vf lgoGqssf] sfof{no,lgj[lQe/ 0f Aoj:yfkg sfof{no, g] kfn / fi6« a} +s tyf

;/ sf/ L sf/ f] af/ tyf lgj[lQe/ 0f Aoj:yfkg;DaGwL sfo{s|d ;DkGg

/ fli6«o jfl0fHo a} +ssf sl/ a

$) hgf sd{rf/ Lx?sf]

;xeflutf / x] sf] lyof] .

;f] cGt/ ls|of sfo{s|ddf

;/ sf/ ;+usf] zf] ] wegf{,

e'StfgL, lx;fa ldnfg,Psn

vftf sf] if k|0ffnL,/ fhZj

Aoj:yfkg ;"rgf k|0ffnLsf]

sfof{Gjogdf b] lvPsf

;d:of / ;dfwfgsf]

pkfox?, ;/ sf/ L sf/ f] jf/

tyf k] G;g e'StfgLdf

b] lvPsf ;d:ofx?sf] af/ ] df

lj:t[t 5nkmn ePsf] lyof]

. pSt sfo{s|ddf g] kfn ;/ sf/ dxfn] vf lgoGqs sfof{nosf pkdxfn] vf

lgoGqs / d] z k|;fb lzjfsf] 6L, lgj[lQe/ 0f Aoj:yfkg sfof{nosf k|d'v

lzjgfy kf} 8] n,g] kfn / fi6« a} +ssf sf=d'=lgb] {zs xl/ k|;fb clwsf/ L, / f=jf=a} +s ;"rgf k|ljlw ljefusf ljefuLo k|d'v b] j] z k|;fb nf] xgL, k|jGws z+s/ clwsf/ L,pkk|jGws ch'{g k|;fb bfxfn nufotsf] ;xeflutf / x] sf] lyof] . pSt sfo{s|dsf] ;+rfng tflnd tyf ljsf; ljefusf pkk|d'v b] a/ fh / ] UdLn] ug'{ePsf] lyof] .

tflnd ljb] z;g\ @)!^ cu:6 @@ b] lv @^ ;Dd yfONof08sf] a} +ssdf ;+rflnt

Professional Training on Banking Management ljifos tflnd sfo{s||ddf lgDg sd{rf/ Lx?n] ;kmntfk"j{s efu lng'eof] .

kb tyf gfd ljefu÷zfvfk|jGws gf/ fo0fk|;fb ;'j] bL j|fGr ck/ ] zg ljefuk|jGws lzj/ fd kf} 8] n tflnd tyf ljsf; ljefuk|jGws ljZj k|sf; 1jfnL s[lif tyf ;fdflhs a} +lsË shf{ ljefu k|jGws k'ikrGb| yfkf zf=sf= 7d] nk|jGws dL/ f b] jL ef/ L dfgj ;+zffwg ljefuk|jGws nIdLZj/ b] jsf] 6f zf=sf= d} ltb] aLk|jGws kßf nIdL lh=;L= shf{ ljefusf=d'=k|jGws ef] nf lg/ f} nf zf=sf=/ fhlj/ fhpk k|jGws afz'b] j a/ fn zf=sf=ldr} {ofpk k|jGws afn s'df/ yfkf zf=sf= s+nsLpk k|jGws ljsfz lu/ L ;"rgf k|ljlw ljefupk k|jGws xf] tf/ fd of] uL zf=sf= ;'v] {t pk k|jGws d] lbgLljnf; l3ld/ ] zf=sf=tfnrf] spk k|jGws df] xgs[i0f >] i7 j|fGr ck/ ] zg ljefu

d} ltb] aL zfvfdf k'/ :sf/ ljt/ 0f sfo{s|d

/ fli6«o jfl0fHo a} +s zfvf sfof{no d} ltb] aLn] ut cfly{s jif{df

æuÆ ju{sf zfvf sfof{nox? dWo] åLlto eP efkt k|fKt u/ ] sf] ? @%))).– / sdaf6 zfvfdf sfo{/ t !% hgf sd{rf/ Lx?nfO{ Ps sfo{s|dsf aLr

k'/ :sf/ ljt/ 0f u/ ] sf] 5 . pSt sfo{s|ddf a} +ssf k|d'v sfo{sf/ L clws[t

ls/ 0f s'df/ >] i7, sf=d'= gfoj k|d'v sfo{sf/ L clws[t lai0f' k|;fb a} B, a|fGr ck/ ] zg ljefusf ljefluo k|d'v p4j vgfn, dfgj ;+;fwg

ljefusf ljefloo k|d'v u0f] z 9sfn, zfvf sfof{no d} ltb] aLsf k|jGws nIdLZj/ b] asf] 6f nufot zfvfsf ;Dk"0f{ sd{rf/ Lx?sf] pkl:ytL / x] sf]

lyof] . pSt sfo{s|ddf zfvf k|jGws b] asf] 6fn] k] z u/ ] sf] zfvfsf] nIo

k|ultdf k|d'v sfo{sf/ L clws[t >] i7n] k|z+;f AoSt ug'{ePsf] lyof] .

dfgj ;+zfwg :tDe pk k|jGws zflGtnfn >] i7 ljQ ljefupk k|jGws n] vgfy clwsf/ L zf=sf=cf+a'v} / ] gLpk k|jGws u+ufw/ kf} 8] n zf=sf= uf] / vf;xfos k|jGws uf} / Lz+s/ d08n zf=sf= hn] Zj/ ;xfos k|jGws x] daxfb'/ v8\sf zf=sf= gf/ fo0fk'/

6

o'lgog ultljlw

^ >fj0f, sf7df08f} +

/ fli6«o jfl0fHo sd{rf/ L ;+3 g] kfnsf] @& cf} + jflif{sf] T;j ljljw

sfo{s|dsf aLr eAo ?kdf ;DkGg eof] . jflif{sf] T;j sfo{s|dsf] ;d'b3f6g

k] ;fut dxf;+3sf cWoIf Pj+ g] skf Pdfn] sf s] lGb|o ;b:o >L ljZjgfy

Kofs'/ ] nn] ug'{ePsf] lyof] eg] / f=jf= a} +s sd{rf/ L ;+3 g] kfnsf cWoIf >L

a] baxfb'/ nfjtLsf] cWoIftfdf sfo{s|d ;DkGg ePsf] lyof] . sfo{s|ddf

pb\3f6g dGtAo lbb} dxf;+3sf cWoIf Kofs'/ ] nn] ;+ljwfgn] >lds clwsf/

k|Tofof] hg ul/ ;Dk"0f{ g] kfnL >ldsn] ;+j} wflgs clwsf/ k|fKt u/ ] sf] df

v'lz AoSt ug'{eof] .

;+3sf] @& cf} jflif{sf] T;j sfo{s|dsf] cj;/ df / fli6«o jfl0fHo

a} +ssf k|d'v sfo{sf/ L clws[t >L ls/ 0f s'df/ >] i7n] a} +s, ladf tyf ljQLo

If] q sd{rf/ L ;+3 / fli6«o ;ldlt (BIFU Nepal) sf cWoIf >L gf/ fo0f

k|;fb ;'j] bLnfO{ An8 Aofu x:tfGt/ 0f u/ ] / z'? ePsf] / Stbfg sfo{s|ddf

^% hgf a} +s sd{rf/ Lx?n] / Stbfg ug'{ePsf] lyof] . jflif{sf] T;jsf] cj;/ df

;+3n] zflGtgu/ l:yt lg;xfo ;] jf ;bgsf $) hgf a[4 a[4fx?nfO{

Ps 5fs ef] hg u/ fPsf] 5 . ;+3sf] s] lGb|o sfof{no l;+xb/ jf/ Knfhfdf

cfof] lht tftf] cfn' sfo{s|ddf k|yd >L l/ tf zfSo, låtLo >L ;Ltf yfkf,

t[tLo >L b'uf{ l3ld/ ] x'g'eO{ ljhoLx?nfO{ a} +ssf k|d'v sfo{sf/ L clws[t

>L ls/ 0f s'df/ >] i7n] k'/ :sf/ tyf k|df0fkq k|bfg ug'{ePsf] lyof] . a} +s

;] jfaf6 lgj[Q ePsf ;+3sf #) hgf cflhjg ;b:ox?nfO{ k|d'v cltly

>L Kofs'/ ] nn] k'/ :sf/ tyf k|df0fkq k|bfg ug'{ePsf] lyof] .

;+3sf] jflif{sf] T;j sfo{s|ddf a} +s ladf tyf ljQLo If] q sd{rf/ L

;+3 / fli6«o ;ldlt (BIFU Nepal)sf cWoIf >L gf/ fo0f k|;fb ;'j] bL, lakm"

cGt/ {t / x] sf cGo k|lti7fg :t/ sf 6«] 8 o"lgogx?sf cWoIf, a} +s ;+rfns

;ldltsf ;b:ox? a} +ssf k|d'v sfo{sf/ L clws[t >L ls/ 0f s'df/ >] i7,

sf=d'=gfoj k|d'v sfo{sf/ L clws[t >L lai0f' k|;fb a} B, gfoa dxfk|jGwsx?,

ljefuLo k|d'vx? / pNN] fVo ;+Vofdf a} +s sd{rf/ Lsf] pkl:ytL lyof] .

;+3sf jl/ i7 pkfWoIf >L e/ t e§/ fOsf] :jfut dGtJoaf6 cf/ De ePsf]

;f] ;df/ f] xsf] ;+rfng dxf;lrj >L x] d/ fh ;'j] bLn] ug'{ ePsf] lyof] .

/ f=jf= a} +s sd{rf/ L ;+3 g] kfnsf] @& cf} + jflif{sf] T;j ;DkGg

@# efb|, sf7df8f}

g] kfnsf] ;flxlTos tyf / fhg} lts kmf+6sf lzv/ k'?if dxfdfgj

ljZj] Zj/ k|;fb sf] O/ fnfsf] !)@ cf} hGdhoGtLsf] cj;/ df g] kfn ljlQo

;+:yf sd{rf/ L ;+3 / fli6«o jfl0fHo a} +s s] Gb|Lo ;ldltåf/ f @! cf} ztfJbLsf]

g] kfnL sf+u|] ; / jL=kL= ljrf/ ljifos ljrf/ uf] i7Lsf] cfof] hgf ul/ of] .

;f] ljrf/ uf] i7Ldf k|d'v cltly ef} lts k"jf{wf/ tyf oftfoft dGqL Pj+

g] kfnL sf+u|] ;sf s] Gb|Lo ;b:o / d] z n] vsn] jL=kL o; o'u / o; dxfb] zs}

dxfg JolQmTj / x] sf] jtfp+b} jL=kL= / l8df] s|] ;LnfO{ ;lDem+bf # j6f l8

-8] enkd] G6, l8l:6«Jo";g / l8l;lKng_ Ps;fy ;Demg' kg] { jtfpg'eof] .

;f] ;df/ f] xdf ljlzi6 cltly g] kfnL sf+u] ;sf s] Gb|Lo ;b:o ljZjk|sfz

zdf{n] s?0ffsf] x[bo ePsf ;flxlTos JolQmTj jL=kL=sl/ j &) jif{otf

g] kfnsf] / fhgLltdf dfu{bz{s s] Gb|Lo JolQmTjsf] ?kdf / x] sf] jtfpg'eof] .

ljz] ifM cltly / fli6«o jfl0fHo a} +s ;+rfns ;ldltsf cWoIf 8f= / jLGb|

k|;fb kf08] n] u|fdL0f cy{tGq / ls;fgsf] ;jlns/ 0f ug] { jL=kL= lrGtgnfO{

k5\ofpg'kg] { jtfpg'eof] . ljz] if M cltly / fli6«o jfl0fHo a} ssf sfod

d'sfod gfoj k|d'v sfo{sf/ L clws[t lji0f' k|;fb j} Bn] cfkm" jL+=kL=af/ ]

w] / } hfgsf/ g/ x] tfklg c;n dflg; aGg' kg] { jL=kL=lrGtgn] cfkm" cToGt

k|efljt / x] sf] jtfpg'eof] .

;f] cj;/ df g] kfnL ;flxTosf] >Lj[lWbdf cToGt dxTjk"0f{ of] ubfg

k'¥ofpg] dbg k'/ isf/ ljh] tf jl/ i7 ;flxTosf/ o'j/ fh gof+3/ ] nfO{

jL=kL+= sf] O/ fnf ;flxTo ;Ddfgaf6 ;DDfflgt ul/ Psf] lyof] . o;} ul/ ut

P;=Pn=l;=df pTs[i7tf xfl;n ug] { sd{rf/ Lsf 5f] / f5f] / LdWo] s] Gb|Lo

sfof{nosf k|jGws O{Zj/ L k|;fb bxfnsL ;'k'qL Ozf bxfn -k|yd_ zfvf

sfof{no lj/ f6gu/ sf k|jGws huGgfy s'O{s] nsf 5f] / f O/ h s'O{s] n

-åLlto_ zfvf sfof{no e} / xjfsf / ] jtL k|;fb uf} tdsf ;'k'q dl0f/ fh

uf} td -t[tLo _nfO{ jL=kL= 5fqj[lQ tyf k'/ isf/ af6 ;Ddflgt ul/ Psf]

lyof] . cfof] hs ;+3sf s] Gb|Lo cWoIf lht] Gb| l;+x yfkfsf] ;efkltTjdf

;DkGg pQm ;df/ f] xdf g] kfn 6«] 8 o"lgog sf+u|] ;sf s] Gb|Lo cWoIf u0f] z

lg/ f} nf ,g] kfn ljlQo ;+:yf sd{rf/ L ;+3 / fli6«o ;ldltsf cWoIf u0f] z

jxfb'/ s] =;L= cfof] hs ;+3sf jl/ i7 pkfWoIf lbg] z ljs|d yfkfn] dGtJo

lbg'ePsf] lyof] . cfof] hs ;+3sf dxf;lrj dfwj bQ kGtsf] ;+rfngdf

a} ssf jl/ i7 kbflwsf/ L tyf sd{rf/ Lsf] pNN] Vo ;xeflutfdf ;DkGg pQm

;df/ f] xdf ;Ddflgt JolQmTj jl/ i7 ;flxTosf/ o'j/ fh gof+3/ ] ,5fqf Ozf

bxfn tyf / fjfj} ssf ;"rgf ;+of] hs d's'Gb cof{n nufotsf JolQmx?n]

dGtJo tyf sljtf k|:t't ug'{ePsf] lyof] .

aL=kL= hoGtLsf] cj;/ df ljrf/ uf] i7L

7

/ flaofsf] tLh ljz] if sfo{s|d ;DkGg

* efb|, sf7df08f} +

/ fli6«o jfl0fHo a} +s sd{rf/ L ;+3 g] kfnsf] cfof] hgfdf

dlxnfx?sf] dxfg rf8 xl/ tflnsf tLhsf] cj;/ df 6«] 8 o"lgog

cfGbf] ngdf k] zfsdL{ dlxnfx?sf] e"ldsf ljifos k|lzIf0f, gfrufg, b/

vfg] tyf z'esfdgf cfbfg k|bfg sfo{s|d ;DkGg ePsf] 5 . dfggLo

;f;+b k|efb] aL ah|frfo{sf] k|d'v cfltYodf sd{rf/ L ;+3sf] dlxnf

ljefusf k|d'v Pj+ ;+3sf] pkfWoIf tf] of 9'ªu] nsf] cWoIftfdf ;DkGg

pQm sfo{s|ddf sd{rf/ L ;+3sf cWoIf a] b axfb'/ nfjtL, al/ i6

pkfWoIf e/ t k|;fb e§/ fO{, dx;lrj x] d/ fh ;'j] bL nufot b'O{ ;o

dlxnf lblb alxgLx?sf] pkl:ylt lyof] .

/fjf a}+s ca :df6{ df]jfOn a}+ls·df

% efb|

/ fli6«o jfl0fHo a} +sn] cfkm\gf b'O{ nfv eGbf al9 u|fxsx?sn] k|of] u

ul/ / x] sf] df] jfOn a} +lsË ;] jfnfO{ ut cfOtaf/ b] lv ;+;f/ e/ af6 k|of] u

ug{ ;lsg] ul/ RBB Smart ;]jf z'? u/ ] sf] 5 . of] :df6{ ;] jf df] jfOnsf]

P;=Pd=P;= / OG6/ g] 6 b'j} af6 rnfpg ;lsg] 5 . of] ;] jfsf] k|of] uaf6

u|fxsx?n] 3/ d} a;] / cfkm\gf] vftfsf] sf/ f] af/ , df} Hbft, b'O{ k|ltzt 5'6df

df] jfOn 6kck l/ rfh{, cGt/ a} +s / sd 6«fG;km/ , shf{sf] ;f+jf Aofh

/fli6«o jfl0fHo a}+ssf] d'gfkmf @ cj{ ^$ s/f]8

/fli6«o jfl0fHo a}+sn] ut cly{s jif{ @)&@.)&# df @ cj{ ^$

s/f]8 *$ nfv &! xhf/ v'b d'gfkmf xfl;n u/]sf] 5 . lgIf]k ;+sngdf

cu|:yfgdf /x]sf] /fjf a}+sn] ;f]xL cjlwdf ! vj{ $^ cj{ @) s/f]8 &^

nfv ?k}+of lgIf]k ;+sng u/L *% cj{ $& s/f]8 # nfv ?k}+of shf{ nufgL

u/]sf] 5 . o; cf=j=df a}+sn] cl3Nnf] jif{df /]sf] %=#% k|ltztsf] lglis|o

shf{nfO{ 36fP/ #=(% k|ltztdf k'/\ofPsf] 5 . o; cjlwdf a}+ssf] g]6 :k]|8

$=(# k|ltztaf6 $=@& k|ltztdf 36fPsf] 5 .

lkmogsf] tLh ljz] if sfo{s|d ;DkGg

!) efb|, sf7df08f} +

g] kfn ljlQo ;+:yf sd{rf/ L ;+3 / fli6«o jfl0fHo a} +s s] Gb|Lo

;ldltsf] cfof] hgfdf g] kfnL dlxnfx?sf] dxfg rf8 xl/ tflnsf tLhsf]

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8

Published by: Rastriya Banijya Bank Ltd., Central Offi ce, Chief Executive Offi cer's Offi cePublic Relation & Information Branch, Singhadurbar Plaza, Kathmandu, Ph: 4252595, Ext. 2423

Chief Advisor: CEO Kiran Kumar Shrestha, Advisor: Information Offi cer: DGM Sushil ShresthaE-mail: rbbnl@rbb.com.np

Printed at: Adarsha Chhapakhana Pvt. Ltd., Bhaktapur

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