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Invesng with TRF
ITS AMAZING HOW YOU CAN TRANSFORM A COMMUNI TY
WHEN YOU MAKE THE RIG HT INVESTMENT.
Picture a vacant lot. An abandoned row of houses. A neighborhood
in
decline. Now imagine that same neighborhood transformed. New
homes
and schools. Thriving businesses. A growing economy with good
jobs.
When you invest in The Reinvestment Fund, you invest in people
and
communies. By joining a public purpose mission with the nancial
savvy
of a bank, TRF creates economic opportunity and strengthens
low-wealth
communies.
Our capital comes from hundreds of diverse investors, including
school
teachers and CEOs, banks and religious instuons, foundaons
and
government, all of whom help TRF bring change and opportunity to
the
region.
WHEN YOU INVEST IN TRF, YOU INVEST IN FAMILIES AND
COMMUNITIES.
AND THE REWARD IS EVEN GREATER THAN THE RETURN.
You have lots of choices for your investment dollars. TRF oers
an
opportunity that not only builds your porolio, but also
builds:
Housing for low- and moderate-income individuals and for
communies with high potenal for market recovery. Supermarkets
and other fresh food retailers that bring jobs and
increase access to healthy foods in underserved communies.
Businesses and commercial real estate assets that anchor
neighborhoods, provide jobs, and seed further economic
growth.
Community facilies like charter schools and social service
organizaons that improve the choices and resources available
to
families.
Sustainable energy projects that encourage eciency and the
applicaon of clean technologies to build a sustainable energy
future
for our region.
Donald Hinkle-Brown
President and CEO
[email protected]
Mike Crist
Chief Financial Ocer
[email protected]
215.574.5800www.trfund.com
FUND PROFILE
Fund Name: TRF Core Loan Fund
Incepton: 1986
Fund Type: Fixed IncomeFund Size: $123 million (as of
12/31/2011)
Investment Size: $1,000 to $5 million
Term: 3-30 years
Interest: 0-3.75%
Geography: Principally Mid-Atlanc
FINANCIAL NOTES
Healthy loan loss reserve of 6.0% tocover defaults.
Over $1,049,900,000 deployed to-
date with historical charge-o rate of
less than 0.96% since incepon.
Prudently leveraged at less than 3:1.
Highest independent industry rang
(CARS: AAA +1).
Total fund size includes accredited
investors as well as non-accredited
investors as raised via non-registered,
uninsured public solicitaon
led annually with PA Securies
Commission.
Over 800 investors with an average
tenure of 10.5 years.
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ABOUT TRF
The Reinvestment Fund (TRF), a naonal leader in the nancing of
neighborhood
revitalizaon, has invested $1.1 billion in Mid-Atlanc communies
since 1985. A CDFI,
TRF nances housing, community facilies, supermarkets, commercial
real estate and
energy e ciency projects. It also provides public policy experse
by helping clients
create aconable soluons and by sharing data and analysis via
www.PolicyMap.com.
PHILADELPHIA
1700 Market Street, 19th floor
Philadelphia, PA 19103
TEL215-574-5800
FAX215-574-5900
BALTIMORE
2 East Read Street, 1st floor
Balmore, MD 21202
TEL410-783-1110
FAX410-637-8265
www.trfund.com www.policymap.com
TRFs approach to generang economic growth is innovave,
strategic,
and scally sound. We apply informaon and real-world knowledge
of
the communies we serve to pinpoint rich opportunies and
untapped
resources. Weve helped reclaim neighborhoods others have le
behind and
our experse has made us a naonal leader.
WHEN YOU INVEST WIT H TRF, YOU MAKE MORE THAN MONEY.
YOU MAKE A DIFFERENCE.
A TRF investor can lend a minimum of $1,000 for a period of 3 to
30 years.
Each investment can earn a small interest that can vary
according to the
period of investment. For example a $1,000 investment for 10
years can earn
3.25% in interest, as opposed to 1.25% if invested for only 3
years.
Some choose to make an equity contribuon where every $1
contributed
puts $5 to work on the street for years to come. TRF is a 501 c3
and an
equity contribuon to TRF is completely tax-deducble.
The nancial return is modest, but the social return is enormous.
Together,
our investors create new homes, new schools, quality jobs, and
thriving
businesses in neighborhoods that need them most.
What I get from TRF I consider my living return - a
return paid back not only in money but also in the benet
of living in a beer community.
Judy Wicks, restaurateur and TRF investor
Our results are concrete and
measurable, immediate and lasng.
TRF has made over $1.1 billion in
community investments, nancing
over 2,670 projects since 1985. Our
impact:
19,845 homes
53,120 jobs
9.5 million square feet of
commercial space
35,110 charter school seats
10,185 child care seats
104 supermarkets, grocery stores
and fresh food retail
600 businesses
4.4 million MWh energy
conserved and created enough
to power 466,533 homes for a
year
06/12
