WHITEPAPER - Bigg Cash · 1.2 BIGG WORLD ON THE BLOCKCHAIN PROOF OF TRANSACTION REWARDS BIGG World is the world’s first autonomous blockchain powering an O2O e-commerce platform

BIGG CASH (CURRENCY FOR ASIA 'S SOCIAL HEALTH)

10TH JULY 2019DATE

3.0VERSION

BIGG CASHWHITEPAPER

*This document is not an offer of securities or a collective investment scheme, nor does it require registration with or approval from the Monetary Authority of Singapore. Contributors are advised to read this document carefully in full, and perform due diligence.

BIGG Cash Pte Ltd

BIGG Cash (BIGG) Whitepaper

C O N T E N T STABLE OF

E X E C U T I V E S U M M A RYT H E B I G G C A S H P R O P O S I T I O N

02 B I G GCASH

2.1 Proof of Transaction Rewards2.2 Future Roadmap2.3 Crypto-currency Partners

03 B I G GINFRASTRUCTURE

3.2 The BIGG Cash Sale3.3 The BIGG Proceeds Distribution3.4 The BIGG Accountability & Cash Governance3.5 The BIGG Cash Distribution

01 INTRODUCT ION

1.1 The BIGG Eco-system1.2 BIGG World on blockchain

1.4 Who needs BIGG Cash?1.3 The curious case of Shed at Dulwich

1.6 Adoption of BIGG1.6 BIGG Featured Merchants1.7 Testimonial from Merchants

2.4 Market Integration Partners

3.1 The BIGG Team

PAGE 1WHITEPAPERBIGG CASH

EXECUTIVE SUMMARY

By the end of 2018, global e-Commerce sales have surpassed USD2.8 trillion. South East Asia's e-Commerce market is set to hit USD102 billion by 2025 fuelled by the rapidly increasing internet users (350 million) from countries such as Indonesia, Philippines, Thailand and Cambodia. Online sales, however only account for 11.9% of global retail sales and less than 5% in the region. BIGGWORLD was founded in Singapore on 9th June 2018 to capture both online and offline sales. BIGGWORLD (www.bigg.world) is an autonomous hyper-local Online to Offline ( O2O ) e-marketplace for retailers to build trust and loyalty through our unique review and rewards blockchain systems. Underpinning BIGG CASH are Ethereum smart contracts and protocols that drive O2O B2C transactions, with targeted discounts from merchants and rewards to both merchants and consumers. The blockchain solves the problem of fake online reviews, fake products and poor services rendered by merchants as all reviews are recorded on the blockchain and immutable. Merchants accept BIGG Coupons and users are rewarded with BIGG CASH after writing a review. BIGG CASH can be used to buy more local BIGG Coupons to spend, creating a power economy of users, merchants a nd affiliates. Since inception, we have rewarded more than 1 million BIGG CASH in Singapore and have expanded to Malaysia, Philippines and China. BIGG CASH ( C urrency for A sia’s S ocial H ealth) is the go-to crypto-utility based currency that drives people together to socialise. Social media is creating social problems today with friends becoming virtual and people getting lonelier as a result. BIGG CASH is used for shopping, entertainment events and charity activities. Executing community strategies are imperative to making BIGG CASH utility real,stable and not speculative which is the game changer to attaining long-term value-driven growth. Management of BIGG focuses on invoking growth strategies by forming exclusive exciting and strategic partnerships across Asia. Holders of BIGG CASH can use it at our partner merchants or at our merchant bazaars planned at the Home Team locations, Civil Service Club and Grandstand in Singapore. BIGG CASH can also be used to buy concert tickets featuring world superstars like Martin Garrix, Michael Learns to Rock, Air Supply and Jay Chou. BIGG CASH can also be used in China at Alpha supermarkets to buy safe and organic food. BIGG CASH will be used to grow the BIGG community of merchants, users and partners from 10,000 currently to over 20 million in 4 years. With strong corporate governance and long-term value mechanisms, BIGG will be able to attract strong partnerships that return value to BIGG CASH by attracting greater demand from consumers and scaling the ecosystem


THE BIGG CASH PROPOSITION

With BIGG's own decentralized blockchain protocol called The Proof of Transaction Rewards, BIGG is able to solve a real world problem. That is, the flaw of the review systems today. While solving this, we have also discovered a way to reward our esteemed users and merchants with BIGG Cash as a result of participating in the blockchain protocol.

This reward methodology has allowed us to gain fast traction and adoption to become the go-to stable utility cryptocurrency for South East Asia and thereafter with an aggressive expansion plan to the rest of the world.

As a group of entrepreneurs building this eco-system, we understand the pain points of accepting cryptocurrencies as a form of payment today, due to downside volatility. Current cryptocurrencies are a gamble for both buyers and merchants as they are unstable in value. Merchants accepting an unstable currency simply cannot afford to gamble their business earnings that are meant to pay their staff, suppliers and other expenses.

As a result of our reflection in BIGG's mantra, we have put economic measures to ensure that our BIGG Cash is stably growing in utility over time. BIGG Cash’s price increment is commensurate to real utility gains, which translate to a higher demand over time for the BIGG Cash. Only controlled algorithm based supply release of BIGG Cash will take place over time, to serve both merchants & consumers in the form of rewards, and also to incentivize our partners for value added infrastructure installations, that overall would stimulate further demand.

We have put in measures to ensure that BIGG Cash is stably growing in utility over time. BIGG Cash’s price increment commensurate with real utility gains, which translate to a higher demand over time for the BIGG Cash. Controlled algorithm based supply release of BIGG Cash will take place over time through transactions, to serve both merchants and consumers in the form of rewards. This will incentivise our partners to give bigger discounts and better service that would stimulate further transaction demand. As we drive real and organic based utility for using our BIGG Cash, there is a real benefit for transacting with BIGG Cash as opposed to holding for speculative gains. Hence there is limited downside risk as the BIGG Cash are distributed to real users that derive real benefits from transacting. However, in the unlikely event that downside exposure has to be contained, BIGG has sufficient market making mechanisms in place to manage this risk.

BIGG WORLD - THE WORLDS FIRST DECENTRALIZED ONLINE TO OFFLINE (020) MARKETPLACE THAT REWARDS EVERYONE


10 years since the creation of Bitcoin, we have not seen the full potential and scalability of this cryptocurrency due to lack of application and mostly riding on speculations of future value. BIGG World owns no tokens, hence has no self-interest in manipulating the market for quick gains. But rather intervenes in creating strong partnerships for future scalable applications, which incentivizes real usage through the enablement of targeted and personalized O2O marketing, rewarding consumers, merchants and affiliates the same for every BIGG transaction.


01 INTRODUCTION

1.1 THE BIGG ECO-SYSTEM

BIGG Cash has a clear vision of success, which is to be the dependable crypto-currency, for Southeast Asia. It will be widely accepted by more than thousands of merchants and thousands of users initially upon successful launch into exchanges. With the partnerships and networks that BIGG has installed and will continue to enhance, the team is bullish achieving the milestones set for driving up value and hence the demand for BIGG Cash in our BIGG ecosystem.

1) BIGG World

Our core ecosystem, BIGG World was created with the vision of providing true and honest reviews from real customers for the convenience of making purchase decisions. Using the power of blockchain, the reviews submitted by the customers are irreversible. With this blockchain protocol called The Proof of Transaction rewards that is unique to BIGG World, users are incentivized for writing a review and merchants are incentivized to provide the best service to the users for the maximum rewards in BIGG Cash.

The positive end result is that everyone gets rewarded with BIGG Cash from transacting, incentivizing further usage driven by the value generated from increased sales for our merchants. In turn this drives further discounts from forthcoming merchants, creating a vicious cycle of increased trajectory of demand for our BIGG Cash.

With a rewarding user acquisition plan coupled with the promise of free listing for life for all merchants, BIGG World has grown rapidly over a short period of time.


3) BIGG Exchange

The BIGG Exchange provides liquidity and convenience to our BIGG users who want to buy or sell their BIGG Cash. We provide convenient full FIAT to Cryptocurrency services via ATM machines or OTC or our merchant outlets.

Till date, few hundred thousand Cash have been rewarded to our users, merchants and affiliates through the Proof of Transaction Rewards protocol. This ensures scalability and demand for BIGG Cash when we launch.

Advantages of the BIGG World Platform for Merchants

1) Extensive and easy to use service2) No listing fees for life3) Minimal transaction costs4) Provides a real alternative to credit cards 5) Detailed sales analysis6) Advertising and marketing support for our top merchants7) Transparent and decentralized review system8) Cash back rewards system for all stakeholders within the ecosystem9) International market access

2) BIGG Bazaars

BIGGworld organises regular merchant bazaars for merchants to participate and gain awareness of their products and services. Users purchase in the BIGGworld App to receive discounts and coins. This will drive community togetherness and a win-win for merchants and customers.

We have many events and locations planned such as Grandstand, Bukit Timah Singapore. From 1st August 2019 - 31st December 2020, we will be holding a long term lively Food Street Market inside the Grandstand mall. It will have street food stalls, prepacked food products for foodies as well as retail for visitors to visit, eat and shop. All customers will be able to use BIGG Coupons and BIGG Cash during the events.


4) BIGG Luxury

BIGG World is going to create a special extension to BIGG World, BIGG Luxury will offer a decentralised marketplace where merchants and ultra affluent crypto-enthusiast can spend their BIGG Cash.

An exclsuive conceirge like service will be provided to the users on BIGG Luxury, with exclusive invites and access to the latest luxury offerings.

BIGG Luxury will be anchored by the experienced team from Ashleigh Ivory whose products are supplied to Singapore Airlines and Cathay Pacific Flights

5) BIGG Newsletter & BIGG Luxe Newsletter

With the vision of driving the best possible traffic to our specially curated merchants, BIGG will be producing BIGG newsletters on a monthly basis to feature our top merchants. BIGG newsletters will be produced in digital and physical copies. Copies will be distributed at our top merchant outlets like F&B outlets.

Two versions of the newsletter will be produced for our different target audience : BIGG Newsletter and BIGG Luxe Newsletter.

BIGG Newsletter


1.2 BIGG WORLD ON THE BLOCKCHAIN PROOF OF TRANSACTION REWARDS

BIGG World is the world’s first autonomous blockchain powering an O2O e-commerce platform that rewards everyone. The backbone of BIGG World is the transparent review system and the proprietary Review and rewards blockchain system behind it.

We work with merchants who are happy to come onboard this platform to provide either a product or service that most of us are currently using or will use. We drive traffic from their online websites to their shops, increasing spending tiers and in future, to do so vice versa and for many other sectors.

Shop. Pay. Review. Earn BIGG Cash. It is as simple as that.

According to the Consumer Barometer, over 60 percent of consumers research a product’s review before making a purchase. If someone is searching for your product and finds it with great reviews, it will likely turn into a transaction!

People always value service, be it from a waiter or your delivery guy who brings you dinner. Our platform simply makes it easy for consumers to find trusted reviews!

Currently, we have more than 600 local merchants and are making fast headway into Malaysia, Philippines, Vietnam, Cambodia and the rest of Southeast Asia in coming months, prior our launch. With a larger merchant base, BIGG will have better insights on consumer behavior to help affiliate merchants target the right consumer segment and increase sales that ‘stick’ for the long run.


1.3 THE CASE STUDY THE CURIOUS CASE OF THE SHED OF DULWICH

There are over 18,000 restaurants in London and this prankster managed to trick world renowned travel review website, Tripadvisor to become TripAdvisor’s top London restaurant. Only problem, they were not a real restaurant.

Oobah Butler managed to achieve this feat through the help of fake reviews written by him and his friends. After a couple of reviews, their phone rang non-stop for reservations on the restaurant until they became the top rated restaurant in London.

Many of us take review sites with a pinch of salt – we have a built a blockchain protocol to solve this rampant real world problem, presenting the world with true and honest reviews and incentivizing the users for writing the review and getting rewarded. On the other hand, merchants are incentivized to provide 5 star services all the time.


1.4 WHO NEEDS BIGG CASH?

1. Role : Looking for deals at their favourite merchants2. They are ready to write a true and honest review and help other

buyers to make informed buying decisions3. They want to accumulate BIGG Cash as rewards and to kickstart his

cryptocurrency exploration journeyUSERS

1. Role : Owns a local business and are ready to give out a good deal2. They want to have more walk-in traffic from BIGG World and will

accept BIGG Cash as payment due to it's low processing fees compared to Visa / Mastercard

3. They are ready to give 5 stars service to BIGG World's users to get merchant rewards in BIGG CashMERCHANTS

1. Role : Knows many local businesses2. They want to earn passive rewards in BIGG Cash each time a BIGG

World user spends in their referred merchants using BIGG Coupons3. They are ready to introduce merchants into the BIGG World

platformAFFILIATES

1. Role : Current investor in other cryptocurrencies2. They want a stable BIGG Cash, BIGG Cash as a stable store of value3. They are ready to make their daily purchases using BIGG Cash

CRYPTO-ENTHUSIAST

BUILDING A SCALABLE CRYPTOCURRENCY ECO-SYSTEM

BIGG CASH


1.5 ADOPTION OF BIGG CASH1. Merchants can pay for advertising and premium marketing campaigns in BIGG World and partners2. Users to buy items using BIGG Wallet / BIGG Debit Card* (TBC)3. Trade the BIGG Cash for other Cash in the BIGG Exchange4. Send the BIGG Cash to your friends5. Gain rewards or participate in exclusive BIGG Campaigns

3 reasons why you need BIGG Cash

1. Limited emission of tokens (only limited to the amount generated at BIGG Cash sale)2. Constantly increasing demand due to mutual interest from sellers and buyers3. Up to 2-5% rebate in buying goods using BIGG Cash. BIGG sale everyday!


1.6 BIGG FEATURED MERCHANTSBIGG World features a large variety of merchants from F&B, transportation to property sales for our BIGG users’ daily spending. We have sold more than US$300,000 BIGG Coupons to be spent in our specially currated BIGG Merchants.

Till date, we have more than 600 merchants who are ready to accept BIGG Cash as a form of payment

Some featured merchants are as per below:

Albago brand Portugal-produced premium Red & White Wines for the Asian region countries. The brand carries the Singapore Merlion Icon on its labels approved by the Singapore Tourism Board (STB).

Evergreen Group Pte Ltd is in the household brand for stationery of retail and office supply and is the preferred partner and supplier to many multinational companies, government agencies and SOHO in Singapore. They more than 30,000 products for sale in over 8 outlets.

01

02

Picture of our BIGG World Stickers for merchants:


BIGG World is a budding platform that is set to bloom big globally.

It offers what merchants are looking for :-

1) Zero Listing Fees2) Direct payment from consumers to the merchants3) Genuine reviews from paying consumers4) To top it all off, both merchants and consumers are rewarded with BIGG Cash

- David Yap, Canaan Health Foods

Globally, we have garnered positive support for our company and have been offered a real and effective review for our products. Through this win-win Online to Offline (O2O) platform, not only can we reach out to our customers effectively, we can also reach out to other businesses for other business area exploration. - Infinity Enterprise Pte Ltd

1.7 TESTIMONIAL FROM MERCHANTS


02 BIGGCASH

The BIGG blockchain governs the reviews, transaction rewards and transactions using BIGG Cash.

The BIGG blockchain adopts a rhythmic loop of rewards and spending. By combining the power of Proof of Work, through the users writing a review and the merchants providing the best possible service and the power of proof of stake, to hold the BIGGCash earned to confirm the transactions in the BIGG Blockchain.

Step 1: The BIGG user buys BIGG coupons (US$10 onwards) from BIGG.World using fiat currency, credit card, debit cards or any other crypto-currencies. The coupon purchase is authenticated by the blockchain and these coupons are transferred to the user’s BIGG Wallet.

Step 2: The BIGG user can use the BIGG coupons at a BIGG merchant to purchase the products he/she wishes. The transactions are recorded on the blockchain at the retailer's database.

Step 3: The BIGG User is awarded with BIGG Cash for writing a true and honest review through the rewards programs. The BIGG merchants will be rewarded with BIGG Cash depending on the amount of rating they receive from the user (1 – 5 stars). These BIGG Cash are immediately transferred to BIGG merchant and user’s BIGG Wallet.

Step 4: BIGG Cash can be staked by the users or merchants in the Proof of Stake(PoS) Mining of BIGG Blockchain and will be rewarded with BIGG Cash as payment from the transaction fee.

2.1 PROOF OF TRANSACTION REWARDS


The BIGG Ecosystem is an automated system with a distributed, immutable and secure ledger on top of a unique blockchain protocol.

Once we hit above 10,000 retail transactions per day, we will officially move to our own Mainnet where we will support other blockchain projects to benefit our community.


DEC 2017Conceptualisation of idea for BIGG World to solve thereal world problem of review system

JAN 2018Developed the framework of IEO and got approvalfrom legal firm for passing framework as a Utility crypto-currency

JUN 2018Official launch of BIGG World at Raffles Town Club

JUL 2018Our 2,000 user signed up on BIGG World

MAR 2018Launch of BIGG World Website (Malaysia and Singapore)

JAN 2018Development of BIGG World's 020 marketplace that rewards everyone. Development of unique reward algorithm that is in the process of patent

MAR 2018The maiden transaction on BIGG World

MAR 2018Start of sales of BIGG Coupons and onboarding

of merchants

JUL 2018Launch of our 1st Multi Crypto-Currency ATM

machine

OCT 2018Signing of MOU with Ibonus Ltd to be BIGG Cash’s payment solution

2.2 THE BIGG ROADMAP

SEPT 2018Launch of BIGG Cash at Concorde Hotel

together with our BIGG Merchants

DEC 2018Signing of MOU with Asia Combat Championship


AUG 2019

SEP 2019

NOV 2019

SEP 2019

OCT 2019

HOMETEAMNS Festival

Fantastic Duo Concert

Wakin Chou Live in Penang 2019

Launch of BIGG Cash (BIGG) into exchanges

Massive World Music Festival 2019 featuring top DJ Martin Garrix, MLTR, Jay Chou and other

ASEAN music superstars

JUN 2019BIGGWORLD 1st year Birthday

MAR 2019Signing of MOU with China Huahe Company for organic and fresh food in China supported by China Co-Op, China Lantian (Agriculture) and

China Agriculture

AUG 2019Launch of IEO public sale (Phase One)

NOV 2019

DEC 2019

DEC 2019

DEC 2019

Fantastic Duo 2nd Chapter

Fantastic Duo 3rd Chapter

Air Supply World Tour 2019

Jam Hslao World Tour 2019

MAR 2019Launch of BIGG World’s revised website and Android Application


OCT 2020Asia Combat Championship maiden fight in SEA between top female MMA fighter from SEA against the top female MMA fighter in China. The top female MMA fighter will feature BIGG Cash’s

branding on her outfit.

OCT 2022

NOV 2022The burning of the 16% of BIGG Cash kept in the

DEC 2022The complete decentralisation of BIGG Cash’smanagement

DEC 2020Christmas Village Nee Ann City

Launch of BIGG's Public Main Net solution to accommodate more nodes and trasactions per second at a lower transaction cost to benefit the

ecosystem

SEP 2021

SEP 2022

Launch of IEO public sale (Phase Three)

Launch of IEO public sale (Phase Four)

FEB 2020Chinese New Year River Hong Bao

Launch of public sale (Phase Two)SEP 2020

MAR 2020ilight Singapore

AUG 2020National Day Street Food Festival


As passionate believers in the blockchain technology and the limitless potential of it, BIGG will officially integrate with other crypto-currencies in other countries for legal and collaborative marketing reasons, where it makes sense to do so. Market consolidation is the trend today for the legitimate and honest cryptos, whereby it’s their best interest to synergise applications to improve consumer engagement and value. BIGG selects and welcome complimentary cryptos across markets and industries of coverage, for the benefit of the BIGG community. In doing so, BIGG will comply with all regulations of different continents, initially with Southeast Asia and China. BIGG welcomes partnerships with other crypto-currencies.

In doing so, BIGG will comply with all regulations of different continents, initially with Southeast Asia, with a focus on Thailand and China. BIGG is also in the midst of shortlisting a USA based crypto-currency to officially integrate with during our first Public IEO and after.

1) JFinCoin (https://www.jfincoin.io/) - Digital Lending Platform

With effect 16 July 2018, Thailand’s financial market regulator has introduced a new rule governing local initial coin offerings (ICO).

The rules are as per the following:

1. The registered business must be in Thailand2. Minimum registered capital of 5 million baht or US$150,0003. Maximum investment for retail investors is 300,000 baht or about US$9,000 per person

BIGG Cash will pass the ruling of point 2 and 3 but we are registered and headquartered in Singapore.

We will start BIGG World Thailand with Jaymart and Gobike as our anchor merchants; the rewards will be given out using JFinCoin instead of BIGG Cash.

We will peg the value of exchange for JFinCoin and BIGG Cash for the convenience of usage in and out of Thailand. The transaction fees for the swap of the BIGG Cash would also be absorbed to provide our respective community maximum usability and convenience.

As both the BIGG Cash are in non-competitive industries, we will further collaborate to bring the benefit of our respective business models to our communities and reward them further when they use them.

It is essential for BIGG to form the right partnerships that has synergistic value in stimulating further demand for BIGG Cash. This will stabilize the ecosystem for the long run as we then move into strategically decentralize operations, as planned for in the fourth year.

Three key pillars for partner selection are:- Technology Partners: Scaling up of fast and cheap transactions- Products Development Partners: Manufacturing of high demand, high margin products - Market Partners – Penetrating into new markets, communities

2.3 BIGG CASH CRYTO-CURRENCY PARTNERS

2.4 BIGG CASH BEYOND THE BIGG ECOSYSTEM


Ultimately, having key partnerships enables BIGG to gain fresh, deep and broad insights from a 360 degree perspective on consumers and merchants in our growing BIGG community. This vicious cycle facilitates more efficient targeted marketing at lower costs encourages our community of consumers’ to purchase personalized products recurrently at discounts, while our merchants’ enjoy increased sales traffic and conversions. When this takes into effect, there is no stopping the demand for BIGG Cash from gaining sustainable upward momentum, onwards once critical mass is achieved.

1) Charity Partner

BIGG charity partner is Social Health Growth that is a registered Charity and IPC with the Ministry of Social and Family Development. SHG is a member of NCSS. To helping parents and disadvantaged families raise healthy and contributing children into members of society. The goals is

- To understand social inclusion and emphasize the significance of social belongingness. - To support and promote the physical and emotional health of individuals.- To provide financial literacy services

2) Products Development Partners

Everyone deserves better living at an affordable rate. BIGG is invested and focused on improving the healthcare and lifestyle space because the Proof of Transaction Rewards provides a credible rating mechanism that promotes trust of quality products at lower costs. BIGG World in partnership with our lifestyle products development partner Ark99, who will be developing the best ASEAN lifestyle products such as Civet coffee from Indonesia, Tiger Milk Enzyme from Malaysia and other health and lifestyle products. With a high expectation in terms of delivery and quality, BIGG World will only source for the best quality items at an affordable pricing and all can be redeemed with BIGG Cash.


3) Entertainment and Sports Partners

BIGG is the official Singapore partner of WGW Entertainment to organise music events in South east Asia. Holders of BIGG Cash will be able to purchase and enjoy special discounts at our concerts with superstars like Jay Chou, Jolin Tsai, MLTR and DJ Martin Garrix concerts. This will further increase the utility value of BIGG Cash and accelerate the adoption and branding in ASEAN.

BIGG and JMY Capital and Entertainment will be organising MMA fights in 2020 curated by experts such as Carter Wong in the MMA industry. Media coverage will be widespread in Asia and China. These matches are poised to catch on the rising trend of MMA as a sport of the masses and further increase the adoption of BIGG Cash though sports.

BIGG welcomes like minded partners in sports, music and entertainment.


4) BIGG China Partner - Hua He Company

Hua He Company is the online and retail supermarket providing safe and organic food for 1.5B chinese people. China’s food problem is the worsening of food safety with fake food, chemicals and pesticides. Recent cases of tainted milk, poisonous additives, fake meats and swine flu has rocked the government and country. Hua He Company is supported by China Co-op, one of the largest and most successful enterprises in China’s top 500 companies with assets over 100 billion RMB and China Lantian (Agriculture) that owns millions of hectares of farmland. The food industry in China is a 37 trillion RMB market.


5) iBonus Prepaid Payments

ibonus Ltd has been leading cutting edge technology for cashless payment systems, starting with Octopus in Hong Kong and various implementation around the world including for UN food bank.

ibonus owns the china patent for Near Field, Bluetooth Low Energy (BLE) mobile prepaid system, which allows for low maintenance cost and high security required especially for Crypto-currency transactions.

iBonus will be providing the groundbreaking technology exclusively for BIGG Cash,for a long term roll out solution. It is also proven to be superior technology and is able to scale fast at our merchant Point of Sales (POS) all over our South-East Asia footprint, at a fraction of the fees charged by Visa and Mastercard.

As this technology is also targeted for mass transportation commuters, it will enable BIGG to access the overlapping the commuters market share quickly. Through wallet interoperability, it allows for such commuters to become BIGG consumers, purchase at BIGG merchants and earn rewards the same.


03 BIGGINFRASTRUCTURE

3.1 THE BIGG TEAM

Chairman

Ram Dharmaraj BBM Nicholas Tan

Co-Founder, ChiefCommunity Director

Founder, CEO

Sam Renga

Co-Founder, Sales Director

Jay Leo

Chief Operations Officer

Anessa Lee

Chief People Officer

Nica Foo


Chief Finance OfficerChief Compliance Officer

Mak Chi ShingIvan Lae

Business Development Officer

Zacchaeus Tow

Merchant Events Director

Terence Huang

Entertainment Director

Hendrick Huang

Chief Technology Officer

Khairul Hashim

Chief Trainer

Dr Jimmy Hoh

Chief Product Officer

Dr Semine Ng

Chief Payment Solution

Keith Lau


Assistant Sports Officer

John Peh

Sports Officer

Chia Boon Leong

Community Development Lead, Singapore

Jonathan Loh

Merchant Development Lead

Colin Seet

Community Development Lead, Malaysia

Victor Hew

Community Development Lead,China

Daniel Leo

UX / UI, Graphic Designer

Fan Miao

BIGG Data Scientist

Chia Jie Ren


China Advisor

Chen Liang Chao

ASEAN Community Advisor

Yong Chong Soon

THE BIGG ADVISORS

Strategic Community Engagement Advisor

Albert Goh

Investment Advisor

Lynn Lee

Assistant Investment Officer

Joween Lim


Currently BIGG Cash has been distributed to a group of users and merchants as rewards from the Proof of Transaction Rewards. There are more than 5,300 BIGG Wallets activated at current.

Whitelisting: August 15th, 2018 9:00 AM SGT (Singapore time)KYC: Yes, requiredPublic pre-sale phase 1: 1 August 2019, 75 million BIGG CashIneligible countries to participate from BIGGCash.io: USA, China (www.fhiae.com)

THE BIGG CASH IEO PUBLIC SALE PHASES

There will be 4 phases of BIGG Cash IEO public sale. The launch of each phase will coincide with launch of new markets and activities. These sale in launches allows for the BIGG Cash to stabilise and mature in value as more demand is developed.

The sale will last for a period of 2 years and there will be vesting periods for the sale of BIGG Cash after the first phase. The vesting and moratorium is done to ensure that there will be no arbitrage that takes place where the price of the BIGG Cash at the exchange is higher than the BIGG Cash sold via the public sale.

The estimated phases and the allocation of BIGG Cash for each phases

Phase 1 (1 August 2019) : 75,000,000 BIGG Cash (US$37,500,000)

Phase 2 (2 August 2020) : 75,000,000 BIGG Cash (US$37,500,000)

Phase 3 (3 Augusr 2021) : 75,000,000 BIGG Cash (US$37,500,000)

Phase 4 (4 Augusr 2022) : 75,000,000 BIGG Cash (US$37,500,000)

3.2 THE BIGG CASH SALE

Circulation 750,000,000 BIGG Tokens

Decimal Places 8

Activated Wallets 5300

Protocols Proof of Transaction Rewards – Write a Review

Typical Transaction Fee

$0.20

1 BIGG Cash US Dollar Cost $0.50

Maximum public purchase US$1,000,000 worth of BIGG Cash

Collection of funds BTC, ETH, LTC

BIGG Cash Sign BIGG


The below details out the proceeds distribution for continued growth and usage of BIGG Cash

38% Marketing and Promotions for merchant and user growth 15% Future product development15% Salaries of team members / advisory board10% Market expansion to UK, US and Australia8% Lifestyle Product research and development5% Mainnet development and migration cost5% Regulatory and legal fees 3% BIGG - Ibonus Payment Readers Integration and Development1% Asia Combat Championship

Budget allocated according to the proceeds distribution, will be put under an escrow and managed by the Board of Trustees of BIGG.

The Board will be formed from the major buyers of this BIGG Cash sale and the representatives of the management of BIGG and core partners of BIGG.

In addition to being our escrow agents, the trustees will also be responsible for issuing an annual audit report, examining our progress, integrity and commitment to the core values.

The members of the Board will be announced before the public sale. They will perform their functions pro bono.

All promises in this whitepaper such as token allocation, proceeds distribution, vesting period of founders and team will be locked into a smart contract to safeguard the interest of buyers of this BIGG Cash sale. The github code will be available for public viewing and we will appoint a blockchain developer to sit on the board of trustees to hold BIGG accountable.

3.3 THE BIGG PROCEEDS DISTRIBUTION

3.4 THE BIGG ACCOUNTABILITY AND GOVERNANCE


3.5 THE BIGG CASH DISTRIBUTION

TEAM 30%

RESERVE / VAULT 16%

ANGELS 1%

BIGG WORLD ADOPTION 3%

PRIVATE SALE 10%

PUBLIC SALE 40%

*Prior to full decentralization of BIGG Operations by the end of the 4th year, all remaining reserves in the vault will be proportionately distributed to existing BIGG Cash holders, resulting in higher BIGG Cash holdings and value for them.

Documents

WHITEPAPER - Bigg Cash · 1.2 BIGG WORLD ON THE BLOCKCHAIN PROOF OF TRANSACTION REWARDS BIGG World is the world’s first autonomous blockchain powering an O2O e-commerce platform