AIG has been a leader in insuring management liability risks and protecting the leaders of public and private companies, non-profit organizations, and financial institutions for nearly 40 years. Our experience has given us a unique perspective and thorough understanding of these risks, which we employ to help our clients defend against claims that can impact them directly and personally. AIG offers a full range of management liability products to protect the board (directors and officers liability), facilitate a secure work environment (employment practices liability, fiduciary liability, crime insurance, and kidnap, ransom, and extortion insurance), and stay ahead of new cyber threats (CyberEdge). We complement these leading insurance products with expert loss mitigation and analytical services to help our clients prevent or diminish losses before they occur. Here are just a few of the ways we can help protect your organization’s leadership…

Protecting the leaders of public and private companies, non-profit organizations, and financial institutions for nearly 40 years.

What’s Inside Management Liability

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Protecting your management team so they can lead with confidence…

Loss Prevention

Fiduciary liability, or pension trust insurance, is an important safeguard against allegations of breach of fiduciary duty or errors in the management or administration of employee retirement, pension, and benefit plans by a sponsor organization or plan fiduciaries. AIG’s fiduciary product is regularly updated to stay ahead of evolving legal and regulatory trends, and includes valuable features and endorsements such as coverage for HIPAA and other penalties, settlor non-fiduciary acts, and certain claims arising under the Affordable Care Act.

Directors & Officers Liability InsuranceAIG is a global leader in protecting the personal assets, reputation, and liberty of directors and officers of public and private companies, non-profit organizations, and financial institutions. We underwrite the directors and officers liability (D&O) insurance for at least 80% of the Fortune 500. Primary and excess D&O protection is available for organizations, their subsidiaries and past, present, and future directors and officers against claims by shareholders, regulators, and other stakeholders.

WHEDGESM –

Workforce management and staying compliant with evolving regulations is an increasing challenge for many organizations. AIG offers Wage and Hour Edge (WHEDGESM) to help protect against claims of failure to comply with federal and state guidelines concerning the proper classification and payroll compensation for a company’s workforce.

The A-Side Difference –

AIG understands the necessity for dedicated Side-A D&O Liability Coverage and has designed several products to address this need. First, the coverage can be offered on an excess, difference-in-conditions basis. It can also be optimized throughout the tower with a Side-A Match Edge (SAMESM) endorsement added to the primary D&O policy issued by AIG.

Employment Practices Liability InsuranceEmployment practices liability insurance coverage from AIG can help protect your reputation and the financial loss associated with claims alleging discrimination, wrongful termination, retaliation, and other employment-related wrongful acts. AIG complements this up-to-date insurance (including coverage for employment violations committed by employees online) with value-added services such as access to employee training to help minimize the risks.

Crime & Fidelity InsuranceAIG offers customized coverage for businesses and financial institutions for loss of money, securities, or other assets resulting from theft, impersonation fraud, computer crime, social engineering, and more.Coverage is paired with web-based training and risk management services to help clients mitigate the human element of crime related risks.

Kidnap, Ransom, & Extortion Insurance Your most valuable asset is your people. When they end up in harm’s way for doing their job, you want the very best insurance and crisis response services available. These risks need to be handled delicately by experts with the knowledge, sophistication, and global resources to protect your employees' wellbeing, and no company has more experience than AIG at managing these events.

The Ultimate Value: AIG’s Claims TeamIf your business or your individual leaders are accused of a wrongful act, it’s AIG and its trusted partners who will defend you. Our seasoned claims professionals provide direct access to some of the nation’s most experienced attorneys who offer valuable strategic assistance in litigating with even the most formidable plaintiffs’ attorneys. These partnerships, coupled with our level of experience and expertise, facilitate prompt case resolution and the best possible claim outcome.

>AIG clients can benefit from leading management liability products, complemented by valuable loss prevention services and backed by world-class, in-house claims professionals.

Our clients are AIG’s most important priority. This means that the things which make us different, including our global footprint, Financial Lines leadership, experienced underwriters and claims managers, financial strength, and our long-term commitment to writing financial lines risks, are there to help you every single day.

D&O, EPLI, Cyber, and Fiduciary Liability provider in the United States1

80 of Kidnap, Ransom, and Extortion

years underwriting expertise

#1 80%Fortune 500 companies

choose AIG as their D&O insurance carrier

Managing multinational risk presents unique challenges for businesses that are subject to many different laws, regulations, and customers the world over. Relying on a domestic policy with global coverage can leave a company vulnerable, particularly in countries where local language policies are required.2AIG clients can benefit, at no additional premium, from Passport—a global service platform that simply and efficiently helps clients secure financial lines insurance with locally-admitted policies. Passport is available for the following financial lines products:

• Directors & Officers • CyberEdge InsuranceLiability Insurance • Pension Trust Liability Insurance

• Professional Liability Insurance • Fidelity Insurance• Financial Institutions Insurance • Employment Practices Liability• Architects & Engineers Profesional Insurance

Liability Insurance

WHYAIG

American International Group, Inc. (AIG) is a leading global insurance organization. Founded in 1919, today we provide a wide range of property casualty insurance, life insurance, retirement products, mortgage insurance and other financial services to customers in more than 100 countries and jurisdictions. Our diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security. AIG common stock is listed on the New York Stock Exchange and the Tokyo Stock Exchange. Additional information about AIG can be found at www.aig.com and www.aig.com/strategyupdate | YouTube: www.youtube.com/aig | Twitter: @AIGinsurance | LinkedIn: www.linkedin.com/company/aig. AIG is the marketing name for the worldwide property-casualty, life and retirement, and general insurance operations of American International Group, Inc. For additional information, please visit our website at www.aig.com. All products and services are written or provided by subsidiaries or affiliates of American International Group, Inc. Products or services may not be available in all countries, and coverage is subject to actual policy language. Non-insurance products and services may be provided by independent third parties. Certain property-casualty coverages may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds, and insureds are therefore not protected by such funds. © 2016 American International Group, Inc. All rights reserved.

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2It is the responsibility of the insured to determine the legal requirements, if any, of a locally admitted policy in any given jurisdiction. Nothing in this document should be interpreted as, or relied upon, as rendering legal or tax advice on this or any other issue. Insureds are strongly encouraged to seek independent legal counsel.