What Are the Features and Benefits of a Regular Savings Account

8/17/2019 What Are the Features and Benefits of a Regular Savings Account

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What are the features and benefits of a Regular Savings Account?

You will get some exclusive features and benefits with your HDFC Bank RegularSaving ccount

• !ide network of branches and over "#$$ %&s to meet all your bankingneeds' no matter where you are located(

• Bank conveniently with facilitieslike )etBanking ' *honebanking and &obileBanking + check your accountbalance' ,ay utility bills or sto, che-ue ,ayments all via S&S(

• )ever overs,end + sho, using your .nternational Debit Card that reflectsthe actual balance in your savings account(

• *ersonalised che-ues with your name ,rinted on each che-ue leaf forenhanced security(

• %ake advantage of Bill*ay + an instant solution so you can ,ay all your

fre-uent utility bill ,ayments( .nstruct for ,ayments over the ,hone or through the.nternet(

• vail of facilities like Safe De,osit /ockers' Swee,0.n and Su,er Saverfacilities on your account(

• Free cash withdrawals at any other Bank1s %&s2• Free *ayable0at0*ar che-uebook' without any usage charges(• Free ,assbook facility available at home branch for account holders

3individuals4(• Free 5mail Statement facility (

* Conditions Apply What are the eligibility criteria to open a Regular Savings Account?

Regular Savings ccount is for anyone who is a6• resident individual 3sole or 7oint account4• Hindu undivided family• foreign national

.f you are a foreign national' you have to be residing in .ndia for a ,eriod greaterthan 89$ days and you have to ,rovide us with6

• valid ,ass,ort• valid :isa•

FRR; 3Foreign Regional Registration ;ffice4 Certificate• Residential ,ermitMinimum Balance Requirement

• minimum de,osit of Rs( 8$'$$$ 3metro


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urban=$


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A che ue boo usage charges o charges

Account statements - $ree Monthly statements to be collecte* 'rom

branch.uarterly statements sent by #ost

&ssue o' *u#licate/a*hocstatements

Branch - Rs 100/- honeBan ing ( on &2R ) - Rs.75/-

etBan ing, Mobile Ban ing,honeBan ing - &2R 3 A4M - Rs 50/-

5ol* statement Rs. 600 #er year

assboo issuance7 $ree

8u#licate #assboo issuance7 Rs 100/-

Managers che ues/*eman**ra'ts- &ssuance/re-issuance - At

58$" Ban locations

88 re uest through Branch

U#to Rs.10,000

Rs. 0Rs. 60 (seniorciti9ens/in*ivi*uals in ruralareas)Rs. +0 through

honeban ing

AboveRs.10,000 3u#to Rs.

0,000

Rs. : 77 (Rs. +0 throughhoneBan ing)

Rs. ;0 (!enior citi9ens /in*ivi*uals in rural areas.)

77


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re'erre*/&m#eria 3 Rs0,000 'or other customers

acce#te* at honeBan ing

Above Rs.0,000 3

u#to Rs. 1=a h

Rs. . 0 #er 1000 or #artthereo' (Min Rs. 1 0)

Above Rs. 1=a h

Rs. #er 1000 or #artthereo' (Ma> Rs 10,000/-)

88 re uest through etban ing

U#to Rs. 1=a h

Rs .+0?("orres#on*ent Ban charges i' a##licable)

4hir* #arty887 u#toRs.1 =a hs

Rs .+0?("orres#on*ent Ban charges i' a##licable)

74hir* arty Registration re uire*(customers registere* 'or thir* #artytrans'ers have a ma>imum limit o' 10 la h

#er customer i* an* hence can issuemulti#le 88s o' 1 la h u# to 10 la h an*sen* it to the bene'iciary a**ress).

Managers che ue/*eman* *ra'ts- "ancellation/revali*ation

Rs. 0Rs. 60 (senior citi9ens/in*ivi*uals in ruralareas)


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branches/senior citi9ensaccount

Rs. ,001/- toRs. 10,000/-

Rs. 0/-,Rs. 60/- 'or rural

branches / senior citi9ensaccount

Rs. 10,001/- toRs. 1,00,000/-

Rs. 100/-

Rs. 1,00,001/-an* above

Rs. 1 0/-

Chequesdra n onspeed clearing"ranches

Regular Savings Account

U#to Rs.

1,00,000

o charges

Rs. 1,00,001/-an* above

Rs. 160/- #er instrument

"ollection o' outstation che ues-


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Rs. 0/- 'or rural branches/senior citi9ensaccount

Rs. ,001/- toRs. 10,000/-

Rs. 0/-,Rs. 60/- 'or rural

branches/senior citi9ensaccount

Rs. 10,001/- toRs. 1,00,000/-

Rs. 100/-

Rs. 1,00,001/-an* above

Rs. 1 0/-

Chequesdra n onspeed clearing"ranches

Regular Savings Account

U#to Rs.1,00,000

o charges

Rs. 1,00,001/-an* above

Rs. 160/- #er instrument

"he ue return charges *ra n onus - =ocal 8ue to insu''icient 'un*s -

•

$irst che ue return in a uarter -Rs + 0/-

• $rom secon* che ue return in thesame uarter @ Rs : 0/- #er return


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!tan*ing instructions !etting u# Rs. 1 0, Rs. #er transcation #lus remittance charge

Unarrange* over*ra't Rs. 100 #er occasion ? 1 C interest #a


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on ar*s

"ash transactions ("ash*e#osits 3 ith*ra als) Accounts

$aintainingA%!

Accounts not$aintaining A%!

5 free cashtransactions #ermonth oul* be

#ermitte* an* Rs

100/- pert'n oul* belevie* ;thtransactionon ar*s.

( free transactions in amonth oul* be

#ermitte* an* Rs 100/-per t'n oul* be

levie* +r* transactionon ar*s.

&nterbranch transactions throughteller counters - "ash

transactions.

Accounts$aintaining

A%!

Accounts not$aintaining A%!

- "ash transactionvalue u#to Rs.

0,000/ #er *ay- #o charge

- Above Rs.0,000/- Rs 5/-

per 1)000/- onthe full a$ount

$or any value o' cashtransaction charge o'Rs 5 per 1)000/- , oul*

be levie*. (Min chargeamount - Rs 100/- ).

4hir* #arty cash transactions atnon-home branches through

U#to a limit o' Rs. 0,000 #er *ay - Rs.100(#lus ta>es). Above Rs. 0,000 - ot


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teller counters allo e*

=ocal che ue *e#osite* 'or

outstation accounts

o charge

honeBan ing - &2R $ree

honeBan ing - on &2R $ree

Rs. 0 #er call on non maintenance o' Min balance 'or transactions that are available

on &2R but are *one through thehoneBan ing e>ecutive

A4M car* $ree

A4M car* - Re#lacementcharges

Rs. 100 (#lus ta>es)

A4M car* - 4ransaction charge- non 58$" Ban A4Ms

$ree 'or 'irst transactions in a month

$rom ;th transaction on ar*s -"ash ith*ra al - Rs. 0/- transaction(inclusive o' ta>es)

on-$inancial 4ransaction -Rs. . /-transaction (e>clusive o' ta>es)

#er transaction

8ebit "ar* - Annual $ee -Regular

Rs. 100 #er year (#lus ta>es)

8ebit "ar* - Annual $ee - Rs.100 #er year (#lus ta>es)

http://www.hdfcbank.com/personal/product/productdetails/regular-savings-account/gts8mio3?src=hphttp://www.hdfcbank.com/personal/product/productdetails/regular-savings-account/gts8mio3?src=hphttp://www.hdfcbank.com/personal/product/productdetails/regular-savings-account/gts8mio3?src=hphttp://www.hdfcbank.com/personal/product/productdetails/regular-savings-account/gts8mio3?src=hphttp://www.hdfcbank.com/personal/product/productdetails/regular-savings-account/gts8mio3?src=hphttp://www.hdfcbank.com/personal/product/productdetails/regular-savings-account/gts8mio3?src=hphttp://www.hdfcbank.com/personal/product/productdetails/regular-savings-account/gts8mio3?src=hphttp://www.hdfcbank.com/personal/product/productdetails/regular-savings-account/gts8mio3?src=hp


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FomenGs "ar*

8ebit "ar* - Annual $ee @

latinum


8ebit "ar* - Rene al $ee @latinum


8ebit "ar* - Rene al $ee -Regular


8ebit "ar* - Rene al $ee -FomenGs "ar* Rs.100 #er year (#lus ta>es)

8ebit "ar* - Re#lacementcharges

Re#lacement o' a *amage* car* - ocharges 3 Re#lacement o' a lost car* - Rs.100 (#lus ta>es) ('or all car* ty#es)

8ebit "ar* - 4ransaction charge

- 58$" Ban A4Ms

$ree

8ebit "ar* - 4ransaction charge- non 58$" Ban *omesticA4Ms

A total o' 'ree A4M 'inancial an* non-'inancial transactions #er month

Additional transactionsRs. 0/- (inclusive o' ta>es) #er transaction'or A4M "ash Fith*ra als

Rs. . 0/- (e>clusive o' ta>es) #ertransaction 'or A4M non-'inancialtransactions

8ebit "ar* - 4ransaction charge Rs. 1 #er balance en uiry 3 Rs. 110 #er


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- non 58$" Ban internationalA4Ms

cash ith*ra al (#lus ta>es)

& regeneration charge Rs. 0 (#lus ta>es)

8ecline charge 'or insu''icient balance

4ransactions *ecline* at other ban A4Msany here in the orl* or at a merchantoutlet outsi*e &n*ia *ue to insu''icient'un*s ill be charge* at Rs. #ertransaction (#lus ta>es)

A**-on *ebit car* - Regular Rs. 100 #er year (#lus ta>es) - )

2isa Money 4rans'er Rs. (#lus ta>es) #er transaction

D$4 "harges - &n ar* &=

D$4 "harges- out ar* Amounts u# to Rs. 10,000 - Rs. .(e>clusive o' ta>es) #er transaction

Amounts 'rom Rs.10,001 to Rs.1la h - Rs. (e>clusive o' ta>es) #ertransaction


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Amounts above Rs. 1 la h u# to Rs. la h - Rs. 1 (e>clusive o' ta>es) #er

transaction

Amounts above Rs. la h @ Rs.(e>clusive o' ta>es) #er transaction

D$4 "harges 'or &n*o- e#altransactions

"ustomers having !B=7A/c - Rs 0/-"ustomers having non- !B=7 A/c%U#to Rs ,000 - Rs :0/-Above Rs ,000 - Rs H /-7 e#al !tate Ban =t*

R4E! - es) #er transaction

R4E! - &n ar* &=

MobileBan ing &=

etBan ing $ree

D"! (8ebit) Return "harges - Rs &50/- oul* be levie* on 'irstinstance o' D"! return in a uarter.- Rs 750/- oul* be levie*, secon*instance on ar*s in the same uarter.

Any *eliverable returne* bycourier *ue to negative reasons(no such consignee/consigneeshi'te* an* no such a**ress)

Rs 0/- #er instance

http://www.hdfcbank.com/personal/product/productdetails/regular-savings-account/gts8mio3?src=hphttp://www.hdfcbank.com/personal/product/productdetails/regular-savings-account/gts8mio3?src=hp


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4& /& & re-generation(re uests receive* at the branch'or #hysical *is#atch)

Rs 0/- #er instance

!tan*ing &nstruction reIects Rs 00/- #er instance

7"ash han*ling 'or cash *e#ositat home branch

$or non-manage* customers

- "ash *e#osit value u#to Rs 1 la h/*ay- #o charge- Above Rs 1 la h - Rs (5/- per Rs 50)000or part thereof .

"harge ill be levie* 'or the 'ull amount.

Click here to view charges a,,licable before 8st ?anuary >$8>

2 t home branch for account holders 3individuals4

5ffective 8st ,ril >$8>' all fees and charges' mentioned in the %ariff of charges'will attract Service %ax @8>A and 5ducation Cess @#A of the Service %axamount(

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What Are the Features and Benefits of a Regular Savings Account