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Become a Millionaire?

Assuming you were __ years old, how much

money would you need to save each day to have a $1,000,000 at age __?

Become a Millionaire?

Assuming you were 17 years old, how much

money would you need to save each day to have a $1,000,000 at age 65?

From athletes to doctors to hairstylist to…ANY thing

you plan to do for a living…you need to know this…

today…and may never hear it again.

No matter what your plan is…

“How Money Works”

What are the rules?

$2,000

$4,000

$8,000

$2,000

$4,000

$8,000

$16,000

$32,000

$2,000$4,000$8,000$16,000$32,000$64,000$128,000$256,000$512,000

72 ÷ 3%72 ÷ 6%72 ÷ 12%

Rule of 7224 Years

12 Years

6 Years

182430364248546066

Age 3% 6% 12%

Compound Interest

$500,000$500,000

19,623 Avg. # of meals in retirement

x2 including a spouse

~40,000 Approximately

x$10 avg. cost of a meal in 20-30 years

$400,000 Just to EAT!!

Putting things in Perspective

Loaner vs. Owner

Banks

3-6%

18-21% Credit Cards

Mutual FundsA BA. Loaner: Loses money

to inflation.

B. Owner: Benefits from inflation.

Invest American Economy12-25%

What is Safety?

1940

2012

……a 90% a 90% LOSS!LOSS!

$2 Billion

Benefits of Mutual Fund• Pooling of Assets: Hires a Professional Manager

Individuals$25-1000+/mo.

Banks$1-5 Mil.

Institutions$100-500k/mo.

Insurance Co.$1 Mil.

$2 Billion$2 Billion

Diversification

TechnologyTechnology

EnergyEnergy

FinanceFinance RetailRetail

Diversification

CBSFordAT&TDupontCompaqChevronCitigroupMotorolaBest Buy

CBSFordAT&TDupontCompaqChevronCitigroupMotorolaBest Buy

Outback SteakhouseInternational PaperSouthwest Airlines

General ElectricGeneral MotorsColumbia/HCACampbell SoupNationsBankWalt Disney

Outback SteakhouseInternational PaperSouthwest Airlines

General ElectricGeneral MotorsColumbia/HCACampbell SoupNationsBankWalt Disney

IBMMCI

MobilReebokDillards

WalmartMicrosoftCoca Cola

McDonalds

IBMMCI

MobilReebokDillards

WalmartMicrosoftCoca Cola

McDonalds

Assuming you were 17 years old, how much

money would you need to invest each day to

have a $1,000,000 at age 65?

Become a Millionaire?

If you know the rules...

$1.28

per

DAY!

Coke $.50 = $170

Movie $7 = $2,082CD $15 = $4,625

What is the REAL Cost?

Stereo $279 =$86,043

Shirt $50 = $15,418

What is the REAL Cost?

Cost of Smoking: I recently calculated the cost to smoke from age 15-55...40 years, 1 pack/day*. So, a pack/day is 30 cartons for a year. This is $1,200** a year in ciggies. If a person were to invest the same $1,200 a year, they could have almost $1,000,000 by the time they were 55. So, this is just a little greater than the $48,000 out of pocket expense when you consider the FTV of money when saved in a quality equity investment.

* Ok, so a young person may not actually smoke a pack a day now, but they will soon...and eventually they will smoke more than a pack a day, so the average is 1 pack/day.

** Assuming a person actually buys their cigarettes a carton at a time...but since coming up with $40 for an entire carton might be tough, this might actually cost even more

= ?+

17 $776,179

Cost to Wait

5 years $426,112 $350,067 $1,500

1 year $688,535 $87,644 $300

1 Month $25 = $7,709

$25 / Month @ 12% to age 65

The HIGH Cost of Waiting

It Pays to Start Early!

At a 10%Rate of Return

Know the Rules!

I. Know how money works

Know the Rules!

Know the Rules!

Know the Rules!

Know the Rules!

I. Know how money works

V. Make good choices

IV. Work hard

III. Have a Written Plan

II. Dream BIG…set GOALS

The Right Choices

The decisions you make today will determine your opportunities of

tomorrow.

Trained to be an Employee

• It’s the way of the world…you work for an hour and you get paid.

• Unfortunately, this is a system that leads to frustration and disappointment.

• What if there was another way?

• First…a couple of video clips – (time permitting)

Secret To Financial Independence

EMPLOYEEHAS A JOB

INCOME BASED ON POSITIONNOT THE PERSON

BUSINESSOWNS A SYSTEM

HAS OTHERS WORKING FOR THEMUNLIMITED INCOME POTENTIAL

MANUFACTURING, MARKETING, ETC.

SELF EMPLOYEDOWNS A JOB

DENTIST, DOCTOR, LAWYER,HAIR STYLIST

REAL ESTATE AGENT, SALESPEOPLE

INVESTORHAS MONEY WORKING FOR THEM

ENJOYS COMPLETE FREEDOM,LIVES THE DREAM

25-30 Years

25-30 Years

5-15 Years5-15 Years

The Right Vehicle!

The “vehicle” you choose will

determine where you go in life.

Contact InformationIf you have any questions, please feel free to call:

Michael Overstreet

(409) 860-9200