LEAD DISTRICT BANK, DENA BANKजि�ला अग्रणी बैंक, देनाबेंक1-viswhvkarma Nagar, Jodhpur gate१-वि�श्वकर्माा� नगर, �ोधपुर गेईटKHAMBHALIYA-361305, खंभालीया– ३६१३०५Tel.:02833-237412, email:ldmdbd@denabank.co.in

DB/LB/DLCC/MAR/2019 Dt: 04/06/2019

To,

--------------------------------------------------

Ref: DLRC /DCC Meeting of Devbhumi Dwarka District to be held on 17/06/2019 for the quarter ended March-2019

The subject meeting is to be held on 17/06/2019 at 5:00 PM at Conference Hall, Collectorate Office, Khambhaliya for reviewing the progress under ACP and Review the performance for the quarter ended March 2019. We append below the detailed background papers for the said meeting for your perusal and doing the needful.

As the meeting, being the highest forum at District Level, it is utmost necessary that a senior level functionary who is competent enough to make commitment or take decision on behalf of his agency / department should attend.

The business of the meeting will be transacted sharp at 05:00 PM. You are therefore requested to please complete the registration and other formalities before commencement of the meeting.

All Banks & Agencies are requested to reconcile the position of applications under various schemes of Government Sponsored Programme before attending the meeting.

Yours faithfully,

Lead District ManagerDevbhumi Dwarka

1

AGENDA INDEX OF DLCC/DLRC MEETING OF DEVBHUMI DWARKA DISTRICT FOR THE QUARTER ENDED MARCH 2019Agenda

No.Particulars

1 Confirmation of proceedings of the last DLCC/DLRC meeting2 Review of Key banking parameters for the Qtr ended March-193 Action taken report on action points of previous meeting4 Financial inclusion program progress report-Roadmap5 FINANCIAL INCLUSION AND OTHER ISSUES

5.1 Progress Under PMJDY5.2 Aadhaar Seeding & authentication in CASA

accounts5.3 Progress in enrolment in Social security schemes5.4 Progress under PMMY

6 Details of the progress in implementation of Central Govt. Sponsored Schemes6.1 PMEGP ( KVIC+KVIB+DIC)6.2 & 6.3 Other Central Govt. Sponsored Schemes: NULM,

PMFBY7 State Govt. sponsored schemes8 Review of Annual Credit Plan (ACP)9 Doubling of Farmer’s income by 202210 Pradhan Mantri Awas Yojana (U-CLSS)11 Progress in installation of Aadhaar Enrollment Kit in Bank

branches12 Review of Progress in submission of LBRs13 Review of NPAs14 Long pending (more than 6 months) subsidy

claims-scheme/bankwise15 Review of recovery position in recovery certificate filed under

state recovery acts16 Review of progress of RSETI17 Progress in issuance of various credit card schemes18 SHG related issues-Grading of SHG and SHG-Bank Linkage19 Details of outdoor FLCs conducted by rural branches of the

banks20 Negotiable Warehouse Receipts (NWRs) to farmers by

warehousing development regulatory authority21 Joint Liability Group-formation and credit22 Details of various meetings of subcommittee held during the

quarter23 List of Absentee bank branches in BLBC24 Details and findings of study done if any in the district since last

meeting and implementable action points if any,25 Summary of important circulars issued by RBI/NABARD/other

authorities relevant to this forum26 Any other matter with permission of the Chair27 Date of next Meeting for the Qtr June-2019

2

1. Confirmation of the proceeding of Last Meeting

The proceedings of the DLCC/DLRC meeting for the quarter ended Dec-18 held on 14/03/2019 were circulated to all the members on 20/03/2019. Since no comments/amendments have been received from any of the members, the House is requested to confirm the same.

2. Review of Key Banking Parameters in District for quarter ended Mar– 2019 (Amt. Rs in Lakhs)

Sr.No. Details Last Qtr.Dec 18

Last Year Mar 18

Present QtrMar 19

Growth Q-o-Q

(%)

GrowthY-o-Y(%)

State Average

Y-o-Y(%)

1 a

BranchExpansion

Urban & Metro 0 0 0 0 0Semi Urban 55 55 56 1.79 0

Rural 44 44 44 0 0Satellite Office 0 0 0 0 0

Total 99 99 100 1.00 0

1 b

ATMsExpansion

Urban & Metro 0 0 0 0 0Semi Urban 49 49 50 2.04 0

Rural 12 12 12 0 0Total 61 61 62 1.64 0

2 Deposit Growth 399805 384165 437553 9.44 13.90 5.263 Advances 172529 142976 166045 -3.76 16.13 9.514 Priority Sector Advance 150218 119742 143132 -4.72 19.53 19.31

4.1 a)b)

% growth% to total advances 87.07 83.75 86.20 -0.87 2.45

5 Agriculture Advance 117445 96345 109004 -7.19 13.14 4.625.1 a)

b)% growth

% to total advances 68 67.38 65.64 -2.36 -1.74

5.2 (A) Of (5) above, Loans to Small & Marginal Farmers

53009 45549 58593 10.53 28.64

3

5.2 (B) % to total advances 30.72 31.86 35.29 4.57 3.43

6MSME

Advance

No. of Units 6983 6211 7272 4.14 17.08

Amount O/S% growth

% to total advances

20739

12.02

13289

9.29

21697

13.06

4.62

3.77

63.27

1.04

34.05

6(A)

Of (6) above ,loans to micro

units

No. of Units 5409 5103 5732 5.97 12.33

Amt. O/S 10768 6921 12049 11.90 74.09

% to total advances 6.24 4.84 7.26 1.02 2.42

7 Weaker Section Advances 66139 57293 62740 -5.14 9.51 9.25

7.1 % growth% to total advances 38.34 40.07 37.78 -0.56 -2.29

8 Kisan Credit CardNo. 67954 69067 67330 -0.92 -2.51 -0.77

Amount o/s 105697 85564 96550 -8.65 12.84 -6.60

9 CD Ratio 43.15 37.22 37.95 -5.42 0.73 84.71

( Ref. Annex. I To IV)

- Appreciable deposit growth - SGB, SBI, BOI - Negative deposit growth – INDIAN, FEDERAL- Appreciable advances growth- CANARA, AXIS- Negative advances growth- JDCC, DENA, INDIAN, CANARA

4

3. ATR on Action Points of previous meeting

Sr.No.

Item No. of Last Meeting Minutes

Action Point in Brief Status of ATR

1 Agenda 3 There are 2 unbanked rural centres in the district having below 5000 population (tier VI) as stated below,1.Jepur allotted to State Bank of India, Raval2.Gojines allotted to State Bank of India, Lamba

And there are 2 unbanked rural centres in the district having above 5000 population (tier V) as stated below,

1.Khathi Devaliya allotted to Canara Bank, Khambhaliya

2. Harshadpur alloted to State Bank of India, ADB Branch.

1&2.Shri Chaudhury, CM, RBO, SBI has assured to appoint BC upto April 2019

1. Appointment of BC process started by third party appointed by bank

2. Harshadpur has been approved as informed by Shri Chaudhary

2 Set up of New ATMs at public places in Devbhumi Dwarka DistrictS

N

Bank

Name

District

CoordinatorATM Place Action Taken Report

ABank of

IndiaKhambhaliya

Bus Station,

KhambhaliyaMatter taken up with their higher Authority

B

State

Bank of

India

ADB,

Khambhaliya

APMC,

BhanvadMatter taken up with their higher Authority

C ICICI

Bank

Khambhaliya Jilla

Sevasadan,

District Coordinator, ICICI Bank, has informed

that the survey for set up of ATM has been 5

Khambhaliya

done. The higher Authority has already given

approval. However, the matter is pending at Dy

Executive Engineer, Road and Building

subdivision for allotment of ATM set-up place at

Jilla Seva Sadan, Khambhaliya. The Chairman,

DLCC and Collector, Devbhumi Dwarka has

informed ICICI Bank District Coordinator to

follow up the matter at appropriate Govt

Authority and inform the progress in the matter

DAxis

BankKhambhaliya

Civil Hospital,

Khambhaliya Request raised to concern department

EHDFC

BankKhambhaliya

Bus Station,

Dwarka Not viable

F

Bank of

BarodaKhambhaliya

Railway

Station, OkhaNot viable

APMC, Bhatia Not viable

3Closing of Currency Chest in Okha

Mandal Block by RBINo reply from RBI

4 Opening of Student accounts

Meeting of LDM and DSWO held and LDM

emailed all branches list of schoolwise no of

student still not have bank account and advised

to open all students account.

4. FIP: 4.1 FIP progress Report -

Total Rural Centres (Tier 5 &

6)

(A)

Out of A, **Banking

Outlets present in (B)

Total Unbanked

Rural Centres (A-

B)

261 257 4

6

4.2 Progress in opening of Banking Outlets :Rural Centres with

Population

No. of Unbanked

Rural

Centres(URCs) in

beginning of the

quarter

Banking Outlets

opened during the

quarter

No. of Unbanked

Rural

Centres(URCs) in

end of the quarter

Above 5,000 (Tier-5) 3 1 2

Less than 5,000

(Tier-6)

2 0 2

In tier V BOI has appointed BC at village Bharana.In tier V of village Kathidevaliya (Canara Khambhaliya) and Harshadpur (SBI ADB Khambhaliya) appointment of BC is in process.In tier VI of village Jepur (SBI, Raval) and Gojines (SBI, Lamba), appointment of BC is in process.

5 Financial Inclusion and other issues.

5.2 Progress under PMJDY(Amt Rs in Lakhs)

Bank Pre qtr Dec 18 Pre yr Mar 18 As on Mar 19Q-o-Q

growth (%)

Y-o-Y growth

(%)

Out of

which,

total

Aadhaa

r

Seeded

Acct

Total

no of

RuPay

Cards

issued

No of

Pass-

Books

issuedAc Amt Ac Amt Ac Amt AcAm

tAc Amt

PSBs 99649 21813 84869 275 104808 22205 5 2 23 7964 81543 83880 103595

RRBs 16328 39 15922 39 16349 40 0 3 3 3 11739 9969 16349

Pvt 2009 84 93 23 2861 158 42 89 2976 601 1724 2799 581

GSC

B 0 0 0 0 0 0 0 0 0 0 0 0 0

Tota

l 117986 21935 100884 337 124018 22403 5 2 23 6550 95006 96648 120525

( Ref. Annex. V)

5.2Aadhaar Seeding & authentication in CASA accounts :

Bank

Total No. active CASA

accounts

Out of which, total Aadhaar

Seeded Accounts

%Aadhaar Seeding in

CASA accounts

%Aadhaar authentication

in CASA accounts

Total no. of

Savings accounts

Savings account seeded

with Mo.No.

%Mo. No.

Seeding

PSBs 644333 496769 77 59 554976 385630 69RRBs 106095 90805 86 0 105838 77808 74Private 36833 23046 63 63 33191 33003 99

7

BanksGSCB 51693 21711 42 0 95175 40819 43Total 838954 632331 75 48 789180 537260 68

( Ref. Annex. VI)5.3 Progress in enrolment in Social Security Schemes

5.3 A – PMSBY

Bank

PMSBY

Dec 18 Mar 19 Mar 18 Q-o-Q growth (%)

Y-o-Y growth (%)

PSBs 26882 29710 38346 10.52 -22.52

RRBs 492 503 439 2.24 14.58

GSCB 0 0 0 0 0

Pvt 1531 1707 24 11.50 7012.50

Total 28905 31920 38809 10.43 -17.75

5.3B- PMJJBY

BankPMJJBY

Dec 18 Mar 19 Mar 18 Q-o-Q growth (%) Y-o-Y growth (%)

PSBs 6856 7356 12429 7.29 -40.82

RRBs 231 242 198 4.76 22.22

GSCB 0 0 0 0 0

Pvt 689 742 24 7.69 2991.67

Total 7776 8340 12651 7.25 -34.08

5.3C-APY

BankAPY

TOTALDec 18 Mar 19 Mar 18 Q-o-Q

growth (%)Y-o-Y

growth (%)PSBs 1598 1538 1173 -3.75 31.12 38604

RRBs 81 94 56 16.05 67.86 839

GSCB 0 0 0 0 0 0

Pvt 161 256 26 59.01 884.62 2705

8

Total 1840 1888 1255 2.61 50.44 42148

(Ref. Annex. VII )

5.4 Progress under PMMY ( Amt Rs in Lakhs)

SR No. Category No. of A/cs Sanctioned amt DisbursedAmt

1 Shishu 1635 338 2472 Kishore 857 1232 11683 Tarun 88 699 643

Total 2580 2268 2059

NPA in PMMY 66 127 6(% of Disb Amt)(Ref. Annex. VIII)

5.5 Progress under Stand up India Scheme(Amt Rs in Lakhs)

No Status of Application No Amt1 Received 12 317.852 Sanction 11 303.853 Disbursed 10 252.2774 Pending 01 14.00 HDFC has one pending case since 17/01/2019

6 The details of the progress made in implementation of Central Government Sponsored Schemes.

6.1Name of Scheme: - PMEGP (KVIC+KVIB+DIC)

Sr. Target

Appl.

Forwarded

to Banks

Appl. Sanctioned

by Banks

Appl. Rejected

by Banks

Appl. Pending

with Banks

1 NIL 5 0 0 5

(Ref. Annex. IX)

9

6.2 Other Central Government Sponsored Schemes : NULM

Target

(No.)

No. of Applications %

AchievementSponsored Sanctioned Rejected Pending

Individual (SEP-I)

NILGroup (SEP-G)

SHG Bank

Linkage

Total

6.3 Review of PMFBY (Pradhan Mantri Fasal Bima Yojana Scheme)Year of Claim

Name of Insurance Company

No of Farmers covered under PMFBY

No of Farmers claim paid

Claim Settled Claims Pending

2017-18 New India

Insurance Company

Ltd

58626 58626 105.71 00

2018-19 Reliance General

Insurance Company

Ltd.

99499 95613 419.66 cr 12493212.94

Detail discussion on liability – if by mistake coverage of crop loan under PMFBY left by bankers.

7 State Government Sponsored Schemes (Amt Rs in Lakhs)

Name

of

Scheme

TargetOld

Pending

No. of Applications%

AchievementSponsored Sanctioned Rejected Pending

VBS 450 76 638 335 375 4 74.44

GSCDC 68 0 60 7 6 47 10.29DCWD 63 0 90 44 18 28 70

ITI 0 6 1 1 4 0 100.00

DTASY 14 16 24 5 35 0 35.71

10

GWEDC 17 0 1 0 0 1 0.00

JGVY 0 0 0 0 0 0 0.00

( Ref. Annex. X to XV)

8. Review of Annual Credit Plan (ACP)( Amt Rs in Lakhs)

Sr. Sectors

ACP Current Year State Achievement (%)Annual Allocation Achiev. Upto

current qtr.Achievement

%

A/C Amt. A/C Amt. A/C Amt. A/C Amt.

1 Total Agri 82980 96995 87664

106869

106 110 71.87 88.07

Of which Crop Loan 73591 63288 8125

7 92239 110 146 70.64 83.76

Of which Allied+AT

L9389 33707 6407 14630 68 43 82.00 71.56

2 MSME 2803 8500 3261 9793 116 115 56.45 184.033 Education 144 456 547 317 380 70 54.18 51.674 Housing 500 2694 357 2872 71 107 125.80 116.105 Others 2144 560 372 1054 17 188 105.54 76

Total Priority Sector

Advances

88571 109205

92201

120905

104 111 70.94 118.38

( Ref. Annex. XVI)

9. Doubling of Farmer’s income by 2022 :

For doubling of Farmer’s income by 2022, all banks were already instructed to emphasize on Agriculture Ancilliary activity like dairy, fisheries, vermiculture, bee keeping etc.

Further, NABARD has introduce Area Development Scheme (ADS) for all districts of Gujarat, implementable over next five years 2018-2023, which are expected to facilitate capital formation in agriculture and also create avenues for additional income for the farmers to achieve the goal of doubling of farmers by 2022. In our Devbhumi Dwarka District, NARARD has identified two schemes i. e. Dairy Development and Sprinkler Irrigation for Groundnut.

The target and achievement of both the scheme are as under :

Sr Name of Target Achievement % Achieve

11

No Scheme ACC Amt(lakh) ACC Amt

(lakh) ACC Amt

1 Dairy Development 150 518 46 110 19 11

2Sprinkler

Irrigation for Groundnut 950 334 66 114 7 19

10. Pradhan Mantri Awas Yojana (U-CLSS) :

Sr. No. Block Name No. of Cases Approved1 Okha 12 Dwarka 163 Khambhaliya 2114 Salaya 05 Bhanvad 206 Jam Raval 1

Total 249Source : Regional Commissioner Office, Rajkot

11.Progress in installation of Aadhaar Enrollment Kit in Bank branches :

Sr No. Bank Name

Branch NameAadhar Centre alloted

Aadharcentre started

Aadhar centre Yet to start

1 Dena Bank Khambhaliya KhambhaliyaOkha Okha

2 Bank of Baroda Dwarka Dwarka

3 SaurashtraGramin Bank Dwarka Dwarka

Khambhaliya KhambhaliyaVeradnakaBhanvad

Veradnaka Bhanvad

4 Bank of India Bhanvad Bhanvad5 State Bank of India Bhatia Bhatia6 ICICI Bank Dwarka Dwarka

7 Central Bank of India Khambhaliya KhambhaliyaTotal 10 8 2

12

12. Review of Progress made in Submission of LBRs as per LBR Received up to current quarter. Apart from % submission, names of branches that have delayed / not submitted LBRs for 2 or more quarters may be mentioned.

It has been discussed in every BLBC that every branch has to submit LBR return before 5th of proceeding month. Such practice is not followed by the branches and because of non-submission of LBRs within prescribed time, overall district performance is affected.

(Ref. Annex. XVII)

13.Review of NPAs( Amt Rs in Lakhs )

Particulars Amt. Outstanding Amt. of NPA

% NPA to Outstanding

Priority Sector AdvancesCrop Loan 102145 475 0.47

Agri. Term Loan 9619 621 6.46MSMEs 12132 430 3.54

Other PSA 11851 96 0.81Total PSA 145238 1665 1.15

Non Priority Sector 18236 624 3.42TOTAL ADVANCES 163474 2289 1.40

Central Govt. Sponsored schemesPMEGP 9 4 44.44

State Govt. Sponsored programmesVBS (DIC) 1351 193 14.29GSCDC 72 13 18.06DCWD 56 9 16.07

GWEDC 9 3 33.33JGVY 0.00 0.00 0.00

OthersHousing Loan 8351 26 0.31

Education Loan 1140 17 1.49(Ref. Annex. XVIII)

14. Long pending(more than 6 months) subsidy claims-Scheme / bank-wise:

a. State Government Sponsored Schemes:

Name ofBank

Subsidy pending in No. of casesVBS DTAS JGVY DCWD GWEDC GSCDC

ANDHRA 5 0 0 0 0 0

13

VIJAYA 6 0 0 0 0 0PNB 1 0 0 0 0 0UCO 1 0 0 0 0 0

INDIAN 13 0 0 0 0 0PNB - There was cheque of an amount rs-17800/- dated 14-09-2016 being subsidy amount of Ramdati Amitgiri Rameshgiri, we have not receive up till now after revalidating it by D.I.C.

UCO bank have not received 1 subsidy amount of jyotiben pariya under VBY scheme of bhimrana village.

VIJAYA - Till date not received subsidy sanctioned under DIC.

b. Central Government Sponsored Schemes

Name of Bank Subsidy pending in No. of casesNULM PMEGP

0 0 0

15.Review of recovery position in Recovery Certificate filed under State Recovery Acts.

[A] Cases filed with District Collector:(Amt Rs in Lakhs)

Sr. Name of Bank

Cumulative Position of

Cases filed Recovery effected Cases closed Cases pending

A/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt.1 BOI 1 8.00 0 0 0 0 1 8.002 CBI 17 30.33 2 2.43 2 2.43 15 27.9

Period wise Pendency:(Amt Rs in Lakhs)

Sr.Name

of Bank

Less than 1 yr. 1 to 2 yr. 2 to 3 yr. Above 3 yr. Total pending

A/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt.1 BOI 0 0 0 0 0 0 1 8 1 8.002 CBI 15 27.90 0 0 0 0 0 0 15 27.90

[B] Cases filed with DDO:(Amt Rs in Lakhs)

14

Sr. Name of Bank

Cumulative Position of

Cases filed Recovery effected Cases closed Cases pending

A/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt.1 BOI 10 32.38 5 12.34 5 12.34 5 20.042 SGB 558 11571 2 8 146 2727 412 8836

Period wise Pendency:(Amt Rs in Lakhs)

Sr.Name

of Bank

Less than 1 yr. 1 to 2 yr. 2 to 3 yr. Above 3 yr. Total pending

A/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt.1 BOI 0 0 0 0 0 0 5 20.04 5 20.042 SGB 24 1055 176 4209 0 0 133 2531 412 8836

[C] (1) Bank Wise details of top 5 cases pending with District Collector

Sr. No.

Borrower Name

Type of Loan CC/TL/Other

Amt. Sanctioned

Amt. O/S

Overdue Interest

Other Charges Due

RC Filed on

Remarks

1

Details not received from the banks and hence banks to bring the information at the time of meeting.

2345

(2) Bank Wise details of top 5 cases pending with DDO

Sr. No.

Borrower

Type of

Amt.

Am

Overd

Ot

RC File

Rem

15

Name Loan CC/TL/Other

Sanctioned

t. O/S

ue Interest

her Charges Due

d on

arks

1

Details not received from the banks and hence banks to bring the information at the time of meeting.

2345

16. Review of progress of RSETI

a. Training at RSETIs1 2 3 4 5

No. of Training

Prog. Conducted

during the Qtr.

No. of

persons

trained

Cumulative during

the current FY

No. of

persons

trained

since

inception

Out of 4, trainee settled

(settlement ratio)

No. of

Prog.

No. of

persons

trained

No. of trainee

settled through

Bank Finance

No. of trainee

settled through

own Source

2 28 4 70 1663 151 849

b. Settlement ratio :No of Training Batches No of Persons Trained Overall

Settlement

Rate (%)

Yearly Target % Achievement

upto the quarter

end

Yearly Target % Achievement

upto the quarter

end

4 -- -- 70 60.13

17. Progress in issuance of various Credit Card Schemes. (Amt Rs in Lakhs)

Type Targets o/s previous qtr. Cumulative o/s at the end of

16

disbursement

during the yearcurrent qtr.

A/C. Amt. A/C. Amt. A/C. Amt. A/C. Amt.

KCC 73591 63288 67954 105697 81257 92239 67330 96550

GCC 0 0 2594 4912 2130 9574 2946 5076

ACC 0 0 0 0 0 0 0 0

WCC 0 0 8 9 0 0 0 0

SCC 0 0 0 0 0 0 0 0

18.SHG related issues – Grading of SHGs and SHG-Bank Linkagea) Saving Bank account details

(Amt Rs in lakhs)Savings Bank A/Cs opened during the

quarter ended Mar 19

Total No. of Savings Bank accounts as on

Mar-19

No.of SHG

Accounts

No.of

Members

Savings

Amt.

No.of SHG

Accounts

No.of

Members

Savings Amt.

55 532 6 3037 31339 320

(Ref. Annex. XIXa)

b) SHG Grading, Sanction and disbursement details(Amt Rs in lakhs)

Accounts Graded and Sanctioned during the

quarter ended Mar-19

Total Cumulative Accounts Graded and

Sanctioned during the Financial Year

Total

accounts

Graded

Out of total

graded A/cs,

A/cs

sanctioned

Sanctioned

Amt.

Total

accounts

Graded

Out of total

graded A/cs,

A/cs

sanctioned

Sancti

oned

Amt.

94 92 267 346 303 650

(Ref. Annex. XIXb)

c) Disbursement Details(Amt Rs in lakhs)

Disbursement made during the quarter

ended Mar-19Total loans disbursed during the year

17

Total a/c

disb.

Amt. disb. Out of total a/c

disb.no.of new

a/c

Amt.disb.

to new a/c

Total a/c

disb.

Amt. disb. Out of total a/c

disb. no.of new

a/c

Amt.disb.

to new a/c

94 265 35 33 273 624 100 97

(Ref. Annex. XIXc)

d) Loan Outstanding and NPA(Amt Rs in lakhs)

Loans outstanding as on Mar

19

NPAs as on Mar 19Percentage NPA

Accounts Amount Accounts Amount Accounts Amount

552 712 16 12 2.89 1.69

(Ref. Annex. XIXd)

19. Details of outdoor Financial Literacy Camps conducted by Rural Branches of the Banks –

Sr. Name of

Bank

No. of

Rural

Branch

Target No.of FL Camps

conducted in

the district

during the

quarter

Achievement in

%

1 BANK 44 132 75 57 %

2 FLC 01 21 48 229 %

Total 45 153 123 80 %

(Ref. Annex. XX)

20. Negotiable Warehouse Receipts (NWRs) to farmers by Warehousing Development Regulatory Authority(WDRA)

(Amt. Rs in lakhs)

Sr. Name of Bank Disbursement during the

quarter

Outstanding as at end of

quarter

No. of

Accounts

Amount No. of

Accounts

Amount

NIL NIL NIL NIL NIL NIL

21.Joint Liability Group – Formation & Credit

(Amt Rs in lakhs)

18

BANK

NAME

Total No.

of JLG

formed

JLG

financed

during the

qtr.

Cumulative JLG

financed during

the year

Outstanding

loans to JLG

A/C. Amt. A/C. Amt. A/C. Amt.

B

OI14 21.25 41 44.04

H

DF

C

20 30 91 111 93 7 20

SG

B19 5

8.

7

0

19 29.65

To

tal39 35

9

9.

7

0

14

4144.00 48

6

4.

0

4

22.Details of various meetings of sub-committees held during the quarter.

Action points of minutes of

meeting

Action proposed to

be taken by

Status of action

taken

NIL

23. List of Absentee bank branches in BLBC

No Name of Block Name of Absentee branches1 Dwarka GSARDB Dwarka , SBI Dwarka, Axis Dwarka, Dena Bet, JDCB

Dwarka, SGB Varvala2 Bhanvad CBI Bhanvad, HDFC Bhanvad, SGB Pachhtar, SGB Shiva, SGB

Mota Gunda, SGB Morzar3 Kalyanpur BOB Bhatia, BOI Raval, GSARDB Kalyanpur, JDCB Chur, JDCb

Lamba, SBI Lamba, SBI Bhogat, SGB Ran, SGB Rajapara4 Khambhaliya BOI Vadinar, Dena Salaya, GSARDB Khambhaliya, JDCB Salaya,

SBI Main Khambhaliay, SBI Essar, SGB Viramdad,19

24. Details & findings of study done if any in the district since last meeting and implementable action points if any ( to be reviewed in the next meeting)

25. Summary of important circulars issued by RBI/NABARD/Other Authorities relevant to this forum

26. Any other matter with permission of the chair.

Details of Business Correspondance in Devbhumi Dwarka District

Particular PMJDY ACC Open

No of Cash Transaction

No of Transfer

Transaction

PMSBY added

PMJJBY added

APY added

Monthly fix renumeration Commission

Particular reported for

no of BC69 72 55 62 61 65 25 34

Total for reported BC 820 4402 2306 65 12 7 69252 78308.12Average for reported BC 11.88 61.14 41.93 1.05 0.20 0.11 2770.08 2303.18

Detail discussion on charge creation on Agriculture land by bankers.

27. Date of next meeting is proposed on 15/07/2019 for the next Quarter ended June– 2019.

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List of Invitees:Sr. No.

Name of Invitees

1 Collector Shri, DevbhumiDwarka Dist., Khambhalia2 Smt Poonamben Madam, Hon’ble MP3 Shri Vikrambhai Madam, Hon’ble MLA4 Shri PabubhaManek, Hon’ble MLA5 President, Jilla Panchayat, Devbhumi Dwarka Dist.6 General Manager, FIDD C/o. RBI, Ahmedabad7 DGM, SLBC C/o. Dena Bank, Ahmedabad8 DDO, Devbhumi Dwarka Dist, Khambhalia9 Regional Authority, Dena Bank, Zonal Office, Rajkot10 Lead Bank Officer, FIDDC Cell, C/o. RBI, Ahemedabad11 Director DRDA, Khambhaliya12 DLM, GLPC (DRDA), Khambhaliya13 Mamlatdar, All 4 talukas and Chief Officer, All 6

Nagarpalika14 DDM, NABARD, Jamnagar15 General Manager, DIC, Khambhaliya16 The Dist. Co-ordinator, KVIC, Ahmedabad17 The Dist. Manager, Gujarat Women Devlopment Corp.,

Gandhinagar18 Jilla Samaj Kalyan Adhikari (VikastiJati), Khambhalia19 Director, RSETI, Jamnagar &DevbhumiDwarka Dist.20 District Agriculture Officer, Devbhumi Dwarka21 Dy. Director Agriculture (Extn),Devbhumi Dwarka22 District Manager, GSCDC, Jamnagar23 Regional Authority, Andhra Bank, Regional Office,

Ahmedabad24 Regional Authority, Bank of Baroda, Regional Office,

Jamnagar25 Regional Authority, Bank of India, Regional Office, Rajkot26 Regional Authority, Central Bank of India , Regional Office,

Rajkot27 The General Manager, JDCC Bank, HO, Jamnagar28 The District Manager, GSARDB, Jamnagar29 Regional Authority, Punjab National Bank, Regional Office,

Ahmedabad30 Regional Authority, State Bank of India, RBO-3, Jamnagar31 Regional Authority, SaurashtraGramin Bank, Regional

Office, Jamnagar32 Regional Authority, Union Bank of India, Regional Office,

Rajkot33 Regional Authority, Uco Bank, Regional Office, Ahmedabad34 Regional Authority, Vijaya Bank, Regional Office,

Ahmedabad35 Regional Authority, Indian Bank, Regional Office,

Ahmedabad36 Regional Authority, Canara Bank, Regional Office, Rajkot37 The Cluster Head, HDFC Bank, Rajkot

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38 The Cluster Head, ICICI Bank, Gondal39 The Cluster Head, Axis Bank, Rajkot40 The Cluster Head, Yes Bank, Rajkot41 The Cluster Head, Federal Bank, Ahmedabad42 The Dist. Co-ordinator, Andhra Bank, Khambhalia43 The Dist. Co-ordinator, Axis Bank Khambhalia44 The Dist. Co-ordinator, Bank of Baroda, Khambhalia45 The Dist. Co-ordinator, Bank of India, Khambhalia46 The Dist. Co-ordinator, Central Bank of India, Khambhalia47 The Dist. Co-ordinator, Dena Bank, Khambhalia48 The Dist. Co-ordinator, GSARDB, Khambhalia49 The Dist. Co-ordinator, HDFC Bank, Khambhalia50 The Dist. Co-ordinator, ICICI Bank, Khambhalia51 The Dist. Co-ordinator, JDCC Bank, Khambhalia52 The Dist. Co-ordinator, Punjab National Bank, Dwarka53 The Dist. Co-ordinator, State Bank of India, Khambhalia54 The Dist. Co-ordinator, Saurashtra Gramin Bank,

Khambhalia55 The Dist. Co-ordinator, Union Bank of India, Khambhalia56 The Dist. Co-ordinator, Uco Bank, Dwarka57 The Dist. Co-ordinator, Vijaya Bank, Khambhalia58 The Dist. Co-ordinator, Yes Bank, Dwarka59 The Dist. Co-ordinator, Federal Bank, Ramnagar60 The Dist. Co-ordinator, Canara Bank, Khambhaliya61 The Dist. Co-ordinator, Indian Bank, Dwarka62 Regional Commissioner, Rajkot63 Cluster Manager, Bajaj Allianz, PMFBY, Rabi64 District Planning Officer, Devbhumi Dwarka65 Principal, ITI, Khambhaliya66 PMFBY 2017-18 New India Insurance representative67 PMFBY 2018-19 Reliance representative

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