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Technology Assistance for Rural Development

Weather Risk Management Services Pvt. Ltd.

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Agenda

●Next leap of rural economy●Enhance Productivity & Cultivability

●Role of Technology● Production technology● Knowledge input

●Enhance Market Access●Role of Technology

● Improve Processes● Remove information asymmetry and credibility

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Case of Khapa: A village in Betul (MP)

Current Status Potential Value that can be unlocked Restraining factors

Cultivable land utilization rate (in a season)

20% (Total land available for agriculture- 250 hectares)

100% (250 hectares)

A multiplier of 5 times Water, Technical know-how, Land development

Productivity 1150 kg/h – Wheat, 1250 kg/h, (Paddy, maize)

8000 kg/h – Wheat, 6000 kg/h (Paddy),6000 kg/h - garlic

An average multiplier of 4.5 times

Water, Technical know-how, risk management (uncontrollable contingencies)

No. of crops per year 2 3 1.5 times

Sale price Wheat:5Rs/kg Paddy:6 Rs/kg

Wheat: Rs 8 /kg; Rice:12 Rs. Per kg; garlic: 15 Rs. Per kg

An average multiplier of 1.5-2 times

Storage, transportation, market information

Value of agri –Production (in Rs mn)

Rs.0.6 mn Rs.52 mn 50-60 times

Enhancing Productivity and CultivabilityRole for Technology (soft and hard know-

how)

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WebWeb

National Krishi resources

National Krishi resources

RadioRadio

Study HallOr Sharamik

Bharti

Study HallOr Sharamik

Bharti

MobileMobile

DEAL INDIAInfo mediation ontology basedProcessing

DEAL INDIAInfo mediation ontology basedProcessing

International Agriculture

resources

International Agriculture

resources

KVK SAMETIKVK SAMETIICARICAR

Central Research Institutes

Central Research Institutes

OtherNGO’sOtherNGO’s

Deployment Partners

Deployment Partners

Ru

ral Citizen

TVTV

PerformancePerformance

Creating a Knowledge Grid for efficient distribution of soft-Know-how

• Essential features

•Exploit intra-community know-how

•Information to also flow out of the villages

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Requirements for Technology Delivery – Hard know-how (To be expanded)

●Corporate Farming●Rural Infrastructure projects

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Enhance Market Access

●Enable access to new markets●Technology Assistance to remove information

asymmetry and credibility issues●Examples from Insurance●Examples from Banking

●Improve Processes (To be expanded)

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Examples: Agriculture Insurance

●Weather Insurance●Indemnity of losses due to abnormal weather event, e.g.

excess/deficit rainfall, hail●Claims settled based on transparent weather data

recorded at meteorological stations●Expedites claim settlement

●Satellite Imagery based Insurance●Claims settled based on satellite based vegetative indices●Interim claim settlement

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Examples :Creating Real Time Data Network

● Covering important agricultural zones real time, at a cost of approx. Rs.500 per sq.km or Rs.1 pr ha

● Generation of Historical records for any given long.- lat. Position● Statistical & Neural Network

model ● Geographic Calibration

● Generating current weather data and forecast through the network of indigenous sensors

Processing of data received from sensors and converting it according to specific product

On Site wireless Sensors

Farmers Console (GIS)

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Health & Livestock Insurance

● Intricate sensors transmit information on possible irregularities in advance● Reduces overall cost

● Biometric sensors can transmit information on health parameters● Information can be relayed

through a GSM network

● Possible applications in settlement of livestock & Health claims

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Disaster Insurance

● Improved & Precise Cat Models ● From Earthquake Zones to now ZIP code based

modeling●Predicting Asset and post disaster economic losses due

to a model

●Agencies estimate losses post-disaster, based on models●Settlements based on these estimates, instead of time

consuming verification of actual losses

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Disaster Management

● Reconnaissance information relayed to ground control for post disaster missions

● Damage Assessment

● Aid to relief missions

● Establishment of airborne communication setup for inaccessible areas

● Cost Implications

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computer vision/aerial imaging

aerial image mosaicing

aerial image registration

Mosaic generated from images taken from UAV of IITK campus (Courtsey Aurora Integrated Systems)

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Requirements for Successful TA

●Should be linked to an appropriate business model●Recognize the S-curve issues in technology related

to financial markets●Pilots to be based on an average case scenario

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Thank You