Volume 23, Issue 48Volume 23, Issue 48 2. Mike Sosso TX $ 1,732 3. Lisa Wallace TX $ 1,539 4. Mark Simpkins OH $ 943 In God We Trust November 25, 2019 Volume 23, Issue 48 Weekly Bulletin

Volume 23, Issue 48

Volume 23, Issue 48

2. Mike Sosso TX $ 1,732

3. Lisa Wallace TX $ 1,539

4. Mark Simpkins OH $ 943

In God We Trust

November 25, 2019 Volume 23, Issue 48

Weekly Bulletin Published in Fort Worth, Texas for F&R Agents A Faith-Based Company

Life A.V. Health A.V.

Chris Simpkins OH $ 3,396 Mark Simpkins OH $ 24,561

Important Notice regarding the F&R Bulletin: The F&R Weekly is published by Farm & Ranch Healthcare, Inc. for

the dissemination of information to its Agents. It is not intended to be used as advertising material. Permission must be

obtained from Farm & Ranch Healthcare, Inc. for reproduction or other use of material herein. This weekly bulletin is

intended for distribution to the independent professional sales associates affiliated by contract with Farm & Ranch

Healthcare, Inc. It is not intended nor authorized to be used as a sales tool and its contents are not to be shared by any

means with anyone not currently contracted with Farm & Ranch Healthcare, Inc.- Thank you. CA License#:CAOC01351

2. Mike Sosso TX $ 12,765

3. Michelle Hilgendorf TX $ 4,958

4. Bobby Clanton TX $ 3,412

5. Michele Mitchell IN $ 2,848

6. Roger Harris IL $ 2,500

7. Rob Lackey TX $ 2,499

8. Jana Shetler MO $ 2,130

9. Will Corporon AR $ 1,533

10. Wes Stevens TX $ 1,161

Our office will be closed Thursday 11/28/19 and Friday

11/29/19 due to the Thanksgiving Holiday we will reopen on Monday December 02, 2019.

Have a Safe and Happy Thanksgiving!!!

Volume 23, Issue 48

Farm & Ranch Healthcare, Inc.

Carrier Products Sold Weekly A.V. / Top Producer

Not intended to be used as a sales tool or advertising materials.

Not to be shared, by any means, with anyone not currently contracted with Farm & Ranch Healthcare, Inc

Foundation Health

Hospital Expense Protection

STM GI

STM—7

Medicare Supplement—2

AME—Plan Enhancer—6

TRIOMED AME/CI

Life / Critical Illness—1

Cancer / Heart / Stroke—1

Accident

Indemnity Dental

PPO Dental

Term Life

$ 27,527.00 Health

$ 943.00 Life

Mark Simpkins OH

$ 1,260.00 Life

Med Sup—Traditional Med Sup—High Ded Plan F Disability Med Sup—Traditional Disability Med Sup—High Ded Plan F Cash Cancer Critical Illness Accident 250

Annuity Juvenile Life

Final Expense-WL—1

No First Year Prem Acc Death Mike Sosso TX

Life Insurance

Child Whole Life Living Promise—2 Term Life Answers Term Life Express—2 GUL GUL Express Guarantee Advantage IUL

Income Advantage Protection Advantage

Med Sup—16

PDP—11

Critical Advantage—1

Dental Dental Preferred—4 Dental Protect—1

Disability Income Priority Income Disability Income Choice

Long Term Care Mutual Care Solution—2

Annuities

Bonus Flex Ann. Ultra-Secure Ultra-Premier

$ 32,183.00 Health

$ 5,407.00 Life

Mike Sosso TX

Not Insurance $29.90 monthly Family Membership Dues—Less Than a Dollar A Day!

Silver Membership 7 New Members

$ 2,511.60

Mark Simpkins OH

MyTelemedicine

$5000 or Silver Plus $10,000 (Guaranteed Con-vertible) Group Life Insurance

Deep Dental Savings

Emergency Roadside Assit.

RX Savings

See disclosure on page 7

Just a reminder, all new business submitted online must have back up along with the turn-in

sheet. Otherwise it is not considered new business and will not be processed. Thanks!!

Volume 23, Issue 48

Not Insurance

Agent Commission Bonus

Greg Fallin $ 100 $ 100

Chris Simpkins $ 100 $ 100

Mark Simpkins $ 400 $ 400

Mike Sosso $ 100 $ 100



No Winner

Mike Sosso $ 200

Chris Simpkins $ 400

Mike Sosso $ 200

Lisa Wallace $ 200

Will Corporon $ 100

Michelle Hilgendorf $ 100

Rob Lackey $ 200

Michele Mitchell $ 100

Jana Shetler $ 100

Mike Sosso $ 300

Wes Stevens $ 100

IMPORTANT NOTICE: All insurance applications submitted with a credit card as method of payment WILL BE PAID AS-EARNED.

Volume 23, Issue 48

Bonus Rules:

Bonus will not be paid for products written on Family Members,

Yourself or any other F&R Agent and/or Manager.

Bonus is subject to charge backs if lapsed, declined or cancelled

by the Ins Company and/or the Policyholder within the first 90

days.

No Bonus applicable to internal replacement applications and re-

submitted applications (previously submitted) will be paid only if

the original bonus has been charged back. Multiple submissions

will be determined on a case by case basis.

All Agents / Managers must maintain an acceptable Net to Gross

Ratio in order to qualify for Bonus.

Bonus & Commission is not paid on Trial Applications until

policies are placed & premium received.

Heartland conversion applications count toward bonus

qualifications.

Heartland Commissions will be charged back on all Heartland

Memberships lapsed or cancelled within the first year.

Only applications that are submitted on Bank Draft Mode qualify

for Bonus Program

One bonus payable per application

Medicare Supplement Guaranteed Issue business for reasons

other than “aging in” do not qualify for bonus.

Heartland Silver /Silver plus Bonus

Write a Heartland Silver membership and receive . . .

The Heartland Bonus will be a credit to the “ Back End “ account for those agents without

sufficient credits in the “ Back End “ .. This credit is to insure that ALL agents accounts are

protected against any “ Charge Backs or Lapses

Life & Accidental Death E-APP Bonus

Write any MOO or UA Life or Acc Death E-APP or a paper app on any MOO

IUL ,GULE, GUL (Min. $60 monthly premium) and receive . . .

Mutual of Omaha Term Life Express and Living Promise and

United American Final Expense receive an ADDITIONAL (Min Monthly premium $100)

Medicare Supplement E-App

Write a Mutual of Omaha or United American E-App

(Plans F, G or N) excluding High Deductible Plan F (HDF)

No bonus of Medivare Supplement NHIC

Mutual of Omaha Critical Advantage E-App Bonus

Write a Mutual of Omaha Critical Advantage E-App

(Min $100 monthly premium) and receive . . .

Mutual of Omaha Long Term Care E-App Bonus

Write a Mutual of Omaha Long Term Care E-App

Effective 06/24/19 Turn-In (Bonuses subject to change)



Providing the highest quality LEADS is an integral part of our unique BONUS Program!

Volume 23, Issue 48

Mutual of Omaha Guaranteed ADvantage Accidental Death Up to $1,000,000 in total benefits under certain circumstances. Otherwise up to $500,000.00 in benefits Issued up to age 18- 70. Renewable up to age 80

Mutual of Omaha Term Life Express - Available up to $25,000 up to $300,000** Face - Issue Ages 18– 70*

Mutual of Omaha Living Promise - Final Expense

Available up to $40,000** Face - Issue Ages 45-85*

Mutual of Omaha Guarantee Universal Life Express Available $25,000 up to $ 250,000** Face - Issue Ages 18- 65*

Mutual of Omaha Children’s Whole Life- Available $2,000 up to $ 50,000 Face – Issue Ages 14 Days– 17 yrs

United American Final Expense Available up to $25,000** Face - Ages 50-80*

United American Juvenile Whole Life Available up to $25,000 Face - Ages 0-18

FULLY UNDERWRITTEN

Mutual of Omaha Term Life Answers Available $100,000 up to $65,000,000** Face - Ages 18– 80*

Mutual of Omaha Guaranteed Universal Life (GUL ) Available up to $100,000 up to $65,000,000** Face - Ages 0-85*

Mutual of Omaha Income Advantage Indexed UL

Available up to $100,000 up to $65,000,000** Face - Ages 0-85*

Mutual of Omaha Life Protection Advantage Indexed UL Available up to $100,000 up to $65,000,000** Face - Ages 0-85*

Silver/Silver Plus

My Telemedicine Silver Plan $5,000 Group Life Insurance up to age 70! Silver Plus Plan $10,000 Group Life Insurance up to age 70! Deep Dental Savings RX Savings Vision Savings MAS Benefits

Not Insurance

National General Foundation Health Plan

Fixed-Benefit Indemnity Plan offers predictable and affordable access to health care. Issue Ages 18-64

NGIC Short Term Medical Plan with a guaranteed

issue option – Term Medical insurance It provides the financial protection you need from unexpected medical bills and other health care expenses. Issue Ages 18-64 Up to 12 mo options ...Max. allowable policy period is 364 days. Policy durations will vary by state. Some states have a maximum duration of 3 or 6 months.

Mutual Of Omaha Companies Medicare Supplement Plans Issue Ages 65 and Up

United American ProCare® Medicare Supplement Plans Issue Ages 65 and up * Some States Underage 64 Disability Med Supp

Mutual of Omaha

Dental plans Issue Ages 19-99

Critical Advantage-Critical Illness Plan Issue Ages 18- 65 ...18-89 Cancer-Heart/Stroke

Disability Income Plans-Issue Ages 18- 61(Most Plans)

Accident - Short- Term- Long Term- Business Expense

Long Term Care– Mutual Care Solutions Issue Ages 30-79

United American Cash Benefit Cancer Plan- Issue Ages 0- 69 Pays maximum benefit amount in cash as listed in the policy schedule up to $50,000

UA250—Accident plan—Issue Ages 0- 63

HealthGuard (CIL) Issue Ages 18-64

critical illness protection which pays a lump sum benefit directly to the policyholder up to $50,000 .

National General

Hospital Expense Protection-Issue Ages 18-64

Provides set, cash benefits that help you pay for out-of-pocket costs due to a hospital stay.

TrioMed- AME/C.I./Accidental Death Combo Plan Issue Ages 18- 64

Accident Fixed-Benefit- Issue Ages 18-64 The Accident Fixed-Benefit plan pays cash benefits when injuries, medical treatment or death result from an accident.

Plan Enhancer/Accident Medical Expense Issue Ages 18-64 Accident Medical Expense with

Lump sum benefit rider for Cancer Heart and Stroke.

Optional Sickness Hospitalization rider Lump Sum Benefit

upon admission to the hospital max varies by state.

Term Life or Life / C.I.— 10 yr Term Life—Critical Illness Issue Ages 18-59

Dental Indemnity

3 levels of affordable coverage to choose from:

BASIC - INTERMEDIATE - PLUS In most states, apply for coverage through age 70 and renew up to age 75.(Apply through age 64 and renew up to age 70

in CO, MA, MD, NC, NJ, OH, OR, SD and UT.)



Volume 23, Issue 48

Follow Heartland on Social

Media!!! Heartland Alliance

Not in-

tended to be used as a sales tool or advertising materials. Not to be shared, by any means, with anyone not currently contracted with Farm & Ranch Healthcare, Inc

AMERICA.ORG Reminder— When a

member is hospitalized for 2 or more consecutive days, the member

receives one year of dues.

Please tell your clients allow 2-4

weeks for Enrollment package to

come.

*Disclosures: THIS PLAN IS NOT

INSURANCE and is not intended to replace

health insurance. This plan does not meet the

mini-mum creditable coverage requirements

under M.G.L. c. 111M and 956 CMR 5.00. This

plan is not a Qualified Health Plan under the

Affordable Care Act.

Many of your clients will be able to find details on the Heartland web-site… http://heartlandamerica.org .. Members -”Log In” tab .

If your Heartland clients need to talk to someone recommend they first call Farm and Ranch’s Home office… 800-633-6508 ext 109 ... or you

the agent to ensure the receive quality service.

REMEMBER ... the Heartland Member MUST PRE-REGISTER for the MyTelemedicine and Roadside Assistance programs!

DON'T WAIT 'TILL IT IS TOO LATE!

http://heartlandamerica.org

Volume 23, Issue 48



Benefits Available with

Heartland Membership

This is one of the

many benefits of

Heartland Associa-

tion. You can get a

$25.00 lunch for

$10.00 with coupon.

If you use this 2

days a week in 52

weeks this would

save you $1,560. Mi-

chael and I have

both used these

regularly. Why don't

you all go out and

try it! Let us know

your savings and you can pass

this on to your clients.

Volume 23, Issue 48



If doing a Medicare Supplement Plan either

with Mutual of Omaha or one of our other carriers

you can add a Part D pdp plan w/ Mutual of

Omaha.

They can use whatever choice of a Part D

plan they want along with their supplemental plan.

The compensation for a PDP Part D plan is $30.00

if have had part D before

The compensation for a PDP Part D plan if they

have never had one and are new to part D is $60.00

Volume 23, Issue 48

Cash Benefit Cancer Plan...Issue ages 0-69.

Pays maximum benefit amount in cash as listed in the policy schedule up to $50,000 for written satisfactory proof of a first-time diagnosis of internal cancer or malignant melanoma. Benefit can be used for anything - income while not working, travel expenses, at-home care, experimental treatment or whatever is needed. Pays in addition to other coverage. Available for individual, single parent, or family coverage.

HealthGuard (CILS)… Issue ages 18-64.

The plan is critical illness protection which pays a lump sum benefit directly to the policyholder upon written satisfactory proof of first diagnosis. Covered illnesses include: Major Organ Transplant, Heart Attack, Stroke, Total Loss of Eyesight, Total Loss of Hearing, and End Stage Renal Failure. Benefits are available in $10,000 increments, ranging from $10,000 to $50,000. Benefit amounts reduce by 50 percent at age 65. Individual and spouse coverage available.

ProCare® Medicare Supplement Plans... featuring the High Deductible Plan F (HDF). The HDF is a Medicare Supplement Plan F policy that provides all the features and benefits of a standard Plan F, but at a substantially lower premium. The difference is a calendar-year deductible. The amount of the calendar-year deductible for 2019, is $2,300. (Set by the federal government) Why does an HDF policy make great sense? U A’s Company statistics show the majority of their Plan F policyholders have annual claims well below the current deductible amount of $2,300. In fact, Company statistics show that 80% of policyholders ages 65-67 had annual claims averaging $524. If your clients anticipate few claims or small claims, an HDF policy may be the right choice!

After all, why pay premiums for claims they may never have?

Here’s a quick glance at the easy sell United American products:

Final Expense Whole Life Final Expense Whole Life Insurance with Individual, Graded Benefit (Sub-standard), and Level Benefit (Sub-standard) coverage from $1,000 to $25,000. Permanent lifetime coverage that accumulates cash and loan value. Terminal Illness Accelerated Benefit Rider (ABR1) automatically included, at no cost

Juvenile Whole Life Juvenile Whole Life Insurance with Individual coverage from $1,000 to $25,000. Permanent lifetime coverage that accu-mulates cash and loan value. Terminal Illness Accelerated Benefit Rider (ABR1) automatically included, at no cost

(where state approved).(Not Available in: Montana and Washington)

Reserve Fund Annuity...A flexible premium deferred annuity

A flexible premium deferred annuity, to assist policyholders with accumulating funds needed to meet their health insur-ance calendar year deductible or co‑payment amount by authorizing United American to draft the deductible or co‑-payment amount from the annuity. No fees or penalty charges for withdrawal of funds. Interest rate is guaranteed to never be less than 3%. This is a non-qualified annuity. Issue ages 65-90 (65-86 in OK).

UA-250 Accident Compensation Plan ...Issue ages 0-63. Guaranteed Renewable for Life!

Pays cash benefits for accidental injury. Choose from a lump sum payment of up to $10,000 per accident or a hospital

cash benefit of up to $6,250. Also includes an Accidental Death Benefit which pays $10,000 instead of all other benefits

(or $10,000 minus any previously paid benefit) to chosen beneficiary.



Volume 23, Issue 48



New Pro Care Medicare Supplement Plan HDG Available

E App updates are in process. You will be notified as soon as new Plan HDG is available Commission schedules have been updated to include Plan HDG in your state. Commission rates for the HDG are the same as the HDF. Contact [email protected] to request an updated schedule. As a reminder, Plan HDG is only available for policies with effective dates January 1, 2020 and later.

Great news! We are pleased to announce the ap-proval of United American’s Pro Care Medicare Supplement High Deductible Plan G (HDG) in cer-tain States.

Applications, Outlines of Coverage, Rate Cards and Brochures have been updated to include Plan HDG. Check for the new Plan HDG bubble at the top of page one of the application to be sure you are using the updated application. We will not ac-cept old applications after December 31, 2019.

NOTE: The addition of HDG does not replace the sale of the HDF to individuals who were eligible for Medicare benefits prior to January 1, 2020. These individuals may purchase the HDF where available and qualified.

mailto:[email protected]

Volume 23, Issue 48

The Unexpected

Can Happen..

Understandably, this can make families anxious about pur-chasing life insurance for chil-dren. However, the coverage provides so much more than just a death benefit. Most families would agree being prepared now can avoid a great deal of hardship and heartache in the future if deal-ing with unexpected financial burdens.

It’s a legacy: The cash value

that accumulates in this policy

could be presented as a gift to

your child or grandchild in the

future.

Grandchild’s Fu-

ture is Easy! Available for ages 0-18

Simply answer a few applica-

tion health questions about your

grandchild — no need to pro-

vide health records, and no

medical exam required for child

Up to five children can be in-

cluded on one application, but

you will receive an individual

policy for each covered child1

You own the policy — no bur-

den on child’s parents to pay

premiums2

Signature of parents or the in-

sured child is not required on

the application (if below the age

of majority)3

Policy Fea-

tures: Benefit amounts rang-

ing from $1,000 –

$25,000

Paid up insurance val-

ues

Extended term insur-

ance

Cost never goes up

Coverage never goes

down

Juvenile Whole Life with United American All about

helping you leave a legend!

Juvenile Whole Life Insurance Policy



Volume 23, Issue 48

Here are some highlights of the opportunities with National General Insurance Company:

National General Foundation Health… Fixed-Benefit Indemnity Plan offers predictable and affordable access to health

care...An permanent alternative option for health care insurance.

NGIC Short Term Medical Product with a guaranteed issue option – both available with the Aetna Open Choice PPO Network

Term Medical insurance It provides the financial protection you need from unexpected medical bills and other health care expenses. Make sure you check for STM Term Changes by checking state specific details.

NGIC Supplemental portfolio:

Hospital Expense Protection-Provides set, cash benefits that help you pay for out-of-pocket costs due to a hospital stay.

These benefits pay on top of any other coverage you may have Has no network restrictions. HEP pays you directly — use the cash benefits in any way you need. Multiple plan designs, including options with benefits for doctor visits and laboratory costs

Trio Med- AME/C.I./Accidental Death Combo Plan

Accident Fixed-Benefit

The Accident Fixed-Benefit plan pays cash benefits when injuries, medical treatment or death result from an accident. Two base-policy options are available. Off the Job Accident Fixed-Benefit, or 24-Hour Accident Fixed-Benefit

Plan Enhancer/Accident Medical Expense

Maximum benefit $2,000 - $10,000 per accident-Deductible per accident ...$250

Covered accidents per calendar year…No limit

Optional rider for Cancer Heart and Stroke. Lump sum benefit for first ever Cancer diagnosis and covered Heart Attack

or stroke. Pays regardless of other coverage.

Optional Sickness Hospitalization rider Lump Sum Benefit paid on first covered day of hospital admission…

Sickness Hospitalization rider not available with $7,500 and $10,000 benefit levels. Some states Sickness Rider $ 7900 benefit available. Check state specific details.

Term Life / Critical Illness-AL, AR,AZ,CO,GA,DC,FL,IL, IA, ID, ME, MI, MO, MS,NC, ND, NE,

NM, OK, SC, SD, TN,TX, WI, WV and WY

Protection for Critical Illness and Term Life coverage in one plan Upon a qualifying illness, you receive a critical illness

benefit; they choose how to use the money! The benefits are paid directly to the client or beneficiary!!!

Critical Illness — 10 year Term Life Benefit $25,000, $30,000, $50,000, $75,000 and $100,000

15 Covered Conditions on C.I Benefit ( Note:4 conditions have partial benefits)

Issue ages 18-60 (Check state specific details.)

Life —Term Life AK, IN, KY, LA, MD, NH, NV, OR, UT, and VA

10 year Term Life Benefit -Benefit options: $25,000, $30,000, $50,000, $75,000 and $100,000

Issue ages-18-64

Cancer, Heart, Stroke

Supplemental Coverage plan that pays your client cash at the first diagnosis of cancer and/or a heart attack or stroke.

Simple-Pays a lump-sum cash benefit for life-threatening cancer and heart attack or stroke

Use the money however you wish — to seek treatment, replace lost income or pay household bills

Dental Indemnity

Supplemental Coverage plan that pays your client cash for dental both preventive care and treatment.

3 levels of affordable coverage to choose from: BASIC - INTERMEDIATE - PLUS

In most states, apply for coverage through age 70 and renew up to age 75. (Apply through age 64 and renew up to age 70 in CO, MA, MD, NC, NJ, OH, OR, SD and UT.)

Dental PPO Products

3 levels of affordable coverage to choose from: Essentials - Essentials Plus - Enhanced

Careington Maximum Care Dental Network

Issue Ages 18 to age 74 ( thru 74) Renewable to age 85

Pricing bands 18 to 65 ( compared to most competitors age 64) and then 66+



Volume 23, Issue 48



The following changes will be available for quoting on October 30, 2019, for October 31, 2019, and later

effective dates, unless otherwise noted.New STM Plans: New State, New Network!New STM available in

Illinois

Illinois members now have access to our enhanced Short Term Medical offerings, including Essentials,

Enhanced, Copay Enhanced, and Guaranteed Issue options, with no out-of-network cost sharing penal-

ties and a maximum coverage term of 180 days.

NatGen is the first to offer clients network choice with STM plans.

We’re introducing the Cigna PPO network for the STM Enhanced PPO and Copay Enhanced PPO lev-

els in the following states, with renewal and consecutive plan options in:

AL, AZ, AR, FL, GA, KY, LA, OH, SC, and WI. 6-month plan options in:

MI, MT, and NV.Please note, this is in addition to the Aetna PPO network offering and the Essen-

tials PPO and Guaranteed Issue options are not available with the Cigna PPO network. New benefit op-

tions for Plan Enhancer

Our Plan Enhancer Accident Medical Expense with optional Cancer & Heart/Stroke and Sickness Hos-

pitalization riders has the following new benefit levels: $6,000, $8,000, $8,150, $9,500, $11,500, $12,500,

and $17,500. These new benefit options are available where Plan Enhancer with riders options is avail-

able, except Ohio.New benefit levels are making it easier to pair with our Short Term Medical and any

new ACA plan deductibles.

Medicare Supplement: Now in Minnesota, Missouri, New Jersey, and WisconsinOur Medicare Supple-

ment Insurance is now available for quoting in Minnesota, Missouri, Wisconsin, and STATE. This brings

NatGen’s total Medicare Supplement footprint up to 42 states!

Don’t forget the Med Sup bonus’ are still in play. Agents can earn extra cash for every Med Supp policy

they sell through December 31!TIC to NHIC Conversion

Simplification of our portfolio continues. National Health Insurance Company now underwrites Dental

Indemnity in the following states: Minnesota, Missouri, Montana, and Wyoming. Make sure your agents

are all appointed with National Health Insurance Company to continue to sell these products .New Prod-

uct Introductions

New to Idaho: Dental Indemnity

New in California: Term Life Only

New in Louisiana: Critical Illness-Term Life Important information regarding agent appointments

for Oklahoma

Effective November 1, 2019, Oklahoma will move to a pre-appoint state. This means agents must have a

state appointment prior to any quoting and submissions for all sales in this state. For agents who cur-

rently have an active OK license and:

1. have contracted with National General in the last 12 months, OR

2. have written business with National General in the last 18 months, The Oklahoma appointment will be automatically requested for you. For agents who have not con-

tracted with National General in the last 12 months or written business with National General in the last

18 months, they must call to request an Oklahoma appointment prior to quoting and selling.

Volume 23, Issue 48

IMPORTANT REMINDER

The Leads provided to you by Farm & Ranch Healthcare , Inc. are , and remain , the exclusive property of Farm & Ranch Healthcare, Inc. Any attempt to persuade a Farm & Ranch provided client lead to purchase an insurance product not expressly approved , in advance , by Farm & Ranch is considered a direct violation of your contract and may be cause for termination. It is further understood that any attempt to persuade a client who is a current policyholder of Farm & Ranch to change to a policy underwritten by a company not approved by Farm & Ranch is a direct violation of your contract and may result in termination of your contract and any renewal income generated as a result of that contract. Remember: Honesty is the best policy ... Your adherence to these prudent business guidelines is sincerely appreciated. In order to be eligible to participate in the tremendous incentive of the Farm & Ranch FREE Lead Program, you must choose to participate in the short weekly conference call on Monday mornings at 10:00 cdt. Thank You, Management.

We must maintain a minimum of 1 insurance sale

for every 10 leads closing(10%) ratio on the

F & R Elite Leads

And/or 2% on Select Leads distributed.

This closing ratio is calculated by total

year –to–date Elite leads received &

“SOLD” commissionable applications

received for 2019.

ATTENTION !!!!

GET YOUR LEAD CREDIT FOR YOUR

SOLD LEADS !

~~~~~~~~~~~~~

It is very important you

receive credit for

EVERY SOLD LEAD!

Because we identify a SOLD

lead by the phone number on the lead, it is imperative that

you list the lead phone number on your turn in sheet!!

This number can be entered in the Work/Alternate phone

number space. If for some

reason this is not possible

PLEASE EMAIL [email protected]!

We want to ensure that resources are being directed to agents that are able to convert the Elite leads. Our goal each week is to put a minimum of fifteen fresh, hot leads into the hands of each and every agent who is converting these leads into sales and commission $$$. Elite leads will be awarded as follows:

UA TERM LIFE POLICY’S ARE NO

LONGER AVAILABLE ! As of 11/18/2019

LEAD QUALIFICATIONS

Agents will qualify for SIX (6) Life Leads from Voice

Leads for every One (1) Lead sold ..It doesn’t matter

whether the sold lead is Elite or Select ..The Elite

Leads Qualified For would be matched with one (1)

Select Lead from our Data Base ...The Maximum of

New Elite Leads Qualified For would be Eighteen



Documents

Volume 23, Issue 48Volume 23, Issue 48 2. Mike Sosso TX $ 1,732 3. Lisa Wallace TX $ 1,539 4. Mark Simpkins OH $ 943 In God We Trust November 25, 2019 Volume 23, Issue 48 Weekly Bulletin