86
¯’vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK

vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

  • Upload
    others

  • View
    4

  • Download
    0

Embed Size (px)

Citation preview

Page 1: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

¯’vbxq miKvi kw³kvjxKiY D‡`¨vMmvgvwRK ÿgZvqb Kg©m~wP, eª¨vK

Page 2: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

2

’̄vbxq miKvi (BDwbqb cwil`) AvBb 2009

cÖKvkbvqeª̈ vK mvgvwRK ÿgZvqb Kg©m~wP

eª¨vK †m›Uvi75 gnvLvjx, XvKv 1212

gy`ª‡Y:

mn‡hvwMZvq †g‡Uwiqvj †W‡fjc‡g›U BDwbU, eª¨vK

†hvMv‡hvMmvgvwRK ÿgZvqb Kg©m~wP, eª¨vK

eª¨vK †m›Uvi (11 Zjv)75 gnvLvjx, XvKv 1212, evsjv‡`k

†dvb: 88 02 9881265 (G·‡Ubkb 3381)B-†gBj: [email protected]

www. brac.net

Page 3: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

3

cÖ_g Aa¨vq : cÖviw¤¢KwØZxq Aa¨vq : IqvW©Z…Zxq Aa¨vq : cwil`PZz_© Aa¨vq : †Pqvig¨vb I m`m¨ wbev©PbcÂg Aa¨vq : wbev©Pwb we‡ivalô Aa¨vq : †hvM¨Zv I A‡hvM¨Zvmßg Aa¨vq : cwil‡`i †Pqvig¨vb I m`m¨MY m¤cwK©Z weavbAóg Aa¨vq : cwil‡`i mfv, ÿgZv I Kvh©vewjbeg Aa¨vq : cwil‡`i Avw_©K e¨e¯’vcbv, m¤ú` I Znwej`kg Aa¨vq : ev‡RU I wnmve wbixÿvGKv`k Aa¨vq : cwil‡`i Kg©KZ©v I Kg©PvixØv`k Aa¨vq : cwil‡`i Kiv‡ivc·qv`k Aa¨vq : miKv‡ii ÿgZvPZz`©k Aa¨vq : Z_¨cÖvwßi AwaKvicÂ`k Aa¨vq : wUD‡Uvwiqvj ¯‹yj, †KvwPs †m›Uvi, cÖvB‡fU nvmcvZvj BZ¨vw` wbeÜxKiY†lvok Aa¨vq : Ab¨vb¨ ¯’vbxq KZ©„cÿ, Aciva, `Ð BZ¨vw`

m~wPcÎ

Page 4: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

4

¯’vbxq miKvi (BDwbqb cwil`)

AvBb 2009

Page 5: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

5

f~wgKv

1972 mv‡j evsjv‡`‡ki cÖZ¨šÍ MÖvgv‡j ¯^í cwim‡i Kvh©µ‡gi m~Pbv K‡i eª¨vK eZ©gv‡b we‡k¦i me©e„nr Dbœqb ms¯’vq cwiYZ n‡q‡Q| `wi`ª gvbyl‡`i msMwVZ K‡i Zv‡`i Rxe‡b eª¨vK ¯’vwqZ¡kxj cwieZ©b wb‡q Avm‡Q| Zv‡`i Rb¨ Ggb GKwU cwicvk¦© M‡o †Zvjv n‡q‡Q, †hLv‡b `wi`ª gvbyl Zv‡`i wbR¯^ Rxe‡bi Dci wbqš¿Y cÖwZôv Ki‡Z cv‡i|

eª¨v‡Ki g~j Kg©m~wPi Ab¨Zg nj mvgvwRK ¶gZvqb Kg©m~wP (wmBwc)| `wi`ª Rb‡Mvôxi ¶gZvqb, we‡kl K‡i bvixi ¶gZvqb‡K Dbœq‡bi g~j PvweKvwV wn‡m‡e we‡ePbvq wb‡q GB Kg©m~wP KvR K‡i Avm‡Q| MÖvgxY `wi`ª RbMY, we‡kl K‡i bvixiv hv‡Z Zv‡`i Dbœq‡bi Rb¨ mvgvwRK-ivR‰bwZK m¤ú` e„w×, cðvrc`Zv I SuywK n«vm, m‡e©vcwi AwaKvi cÖ‡qv‡Mi gva¨‡g RxebhvÎvi gvb Dbœq‡b mwµq f~wgKv cvjb Ki‡Z cv‡i, †mB j‡ÿ¨ wmBwc cÖvq 5 wgwjq‡biI †ewk gvby‡li ØvicÖv‡šÍ Zvi Dbœqb Kg©KvÐ †cuŠ‡Q w`‡”Q| ¯’vbxq miKvi kw³kvjxKiY wmBwc-i GKwU ¸iæZ¡c~Y© D‡`¨vM| Gi jÿ¨ nj ¯’vbxq miKv‡ii ¯^”QZv I `vqe×Zv e„w× Ges `wi`ªevÜe I RbAskMÖnYg~jK miKvie¨e¯’v kw³kvjxKi‡Y ¯’vbxq miKv‡ii mÿgZv evwo‡q †Zvjv | ¯’vbxq miKvi kw³kvjxKiY D‡`¨v‡Mi Ab¨Zg KvR nj BDwbqb cwil` cÖwZwbwa‡`i mÿgZv e„w× Kiv| wmBwc wek¦vm K‡i. ¯’vbxq miKvi‡K Kvh©Ki, kw³kvjx I ¯^kvwmZ Kiv e¨wZ‡i‡K RvZxq Dbœqb m¤¢e bq| BDwbqb cwil`‡K ¯’vbxq miKv‡ii me‡P‡q ¸iæZ¡c~Y© ¯Íi wn‡m‡e we‡ePbvq wb‡q Gi m‡½ Rbm¤ú„³Zv e„w× K‡i ¯’vbxq ch©v‡qi RbcÖwZwbwa‡`i AwaK m‡PZb I `ÿ K‡i M‡o †Zvjvi Rb¨ wmBwc KvR K‡i hv‡”Q|

eZ©gv‡b BDwbqb cwil` wbe©vP‡bi gva¨‡g wbe©vwPZ n‡q Avmv RbcÖwZwbwa‡`i A‡b‡KB D”PwkwÿZ Ges wb‡ew`ZcÖvY, hv GK bZzb m¤¢vebvi Øvi D‡b¥vwPZ K‡i‡Q| G m¤¢vebv‡K AviI Kvh©Ki I djcÖmy Ki‡Z cÖ‡qvRb wbe©vwPZ cÖwZwbwa‡`i mÿgZv e„w×| Avi Gi Rb¨ cÖ‡qvRb we`¨gvb AvBb-Kvbyb I wewaweav‡bi m‡½ Zv‡`i mg¨K cwiwPwZ| GB Dcjwä †_‡KB eª¨vK mvgvwRK ÿgZvqb Kg©m~wP BDwbqb cwil` AvBb cÖPv‡ii D‡`¨vM MÖnY K‡i‡Q|

Page 6: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

6

¯’vbxq miKvi (BDwbqb cwil`) AvBb-2009G BDwbqb cwil‡`i MVbKvVv‡gv I IqvW©mfv cwiPvjbvi w`Kwb‡`©kbv wel‡q we¯ÍvwiZ e¨vL¨v i‡q‡Q| Gme welq Rvbvi ga¨ w`‡q cwil‡`i m‡½ m¤úwK©Z wbe©vwPZ cÖwZwbwa, mwPe I mswkøó e¨w³MY cÖwZôvbmg~‡ni ga¨Kvi cvi¯úwiK m¤cK© I `vq`vwqZ¡mg~n wVKg‡Zv ey‡S wb‡q cwil‡`i KvR‡K mnR I Kvh©Ki Ki‡Z mÿg n‡e| G Qvov cwil‡`i wbqwgZ KvRmg~n †hgb-cwil‡`i gvwmK mfv, IqvW©mfv, c×wZMZfv‡e ¯’vqx KwgwU MVb I ‡m¸‡jv‡K mwµq ivLv, cÂevwl©Kx cwiKíbv cÖ¯‘Z I ev¯Íevqb, evwl©K ev‡RU cÖYqb I Db¥y³ mfvi gva¨‡g Zv †NvlYv Kivi g‡Zv KvR¸‡jv Kxfv‡e Ki‡Z n‡e Zvi w`Kwb‡`©kbv i‡q‡Q| BDwbqb cwil`‡K c×wZMZ, `¶, I †ckv`vwi‡Z¡i wfwˇZ mwµqfv‡e cwiPvjbv Kivi Rb¨ AvBbwU Rvbv, †evSv I Zvi cÖ‡qvM Kiv Riæwi|

Avkv Kwi, BDwbqb cwil‡`i mKj RbcÖwZwbwa I mwPe AvBb¸‡jv fvjfv‡e co‡eb, eyS‡eb Ges cÖ‡qvM Ki‡eb| m‡e©vcwi, RbMY‡K m¤ú„³ K‡i BDwbqb cwil‡`i KvR‡K GwM‡q wb‡q †h‡Z Ges BDwbqb cwil`‡K GKwU Kvh©Ki cÖwZôv‡b cwiYZ Ki‡Z GB cÖKvkbvwU ¸iæZ¡c~Y© f~wgKv cvjb Ki‡e|

Avbœv wgb&R cwiPvjK, mvgvwRK ÿgZvqb Kg©m~wP, mgwš^Z Dbœqb Kg©m~wP Ges AwZ`wi`ª Kg©m~wPeª¨vK

Page 7: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

7

1| mswÿß wk‡ivbvg, cÖ‡qvM I cÖeZ©b

(1) GB AvBb ¯’vbxq miKvi (BDwbqb cwil`) AvBb, 2009 bv‡g AwfwnZ nB‡e|

(2) Bnv mgMÖ evsjv‡`‡k cÖ‡hvR¨ nB‡e t Z‡e kZ© _v‡K †h, miKvi, miKvwi †M‡R‡U cÖÁvcb Øviv, †Kvb wbw`©ó GjvKv‡K

GB AvBb ev Z`axb cÖYxZ wewa ev cÖweav‡bi mKj ev †Kvb weav‡bi cÖ‡qvM nB‡Z Ae¨vnwZ cÖ`vb Kwi‡Z cvwi‡e|

(3) GB AvBb Awej‡¤^ Kvh©Ki nB‡e|

2| msÁv| welq ev cÖm‡½i cwicwš’ wKQy bv _vwK‡j, GB AvB‡bÑ

(1) ÔAvBb cÖ‡qvMKvix ms¯’vÕ A_© cywjk evwnbx, Avg©W cywjk e¨vUvwjqvb, i¨vwcW A¨vKkb e¨vUvwjqvb (i¨ve), Avbmvi evwnbx, e¨v‡Uwjqvb Avbmvi, evsjv‡`k ivB‡djm, †Kv÷ MvW© evwnbx Ges cÖwZiÿv Kg©wefvMmg~n;

(2) ÔAvPiY wewagvjvÕ A_© GB AvB‡bi Aaxb cÖYxZ AvPiY wewagvjv;

(3) ÔAvw_©K cÖwZôvbÕ A_© Avw_©K cÖwZôvb AvBb, 1993 (1993 m‡bi 27 bs AvBb) Gi aviv 2 Ges A_© FY Av`vjZ AvBb, 2003 (2003 m‡bi 8bs AvBb) Gi aviv 2G msÁvwqZ Avw_©K cÖwZôvb;

(4) ÔBgviZÕ A‡_© †Kvb †`vKvb, evwoNi, Kzu‡oNi, ˆeVKNi, Pvjv, Av¯Ívej ev †h †Kvb cÖ‡qvR‡b †h †Kvb `ªe¨vw` mn‡hv‡M wbwg©Z †Kvb †Niv, †`qvj, cvwb-msiÿYvMvi, eviv›`v, cøvUdig, †g‡S I wmuwoI Bnvi AšÍf©y³ nB‡e;

(5) ÔBDwbqbÕ A_© GB AvB‡bi aviv 11 Gi Aaxb BDwbqb wnmv‡e †NvwlZ cjøx GjvKv Ges we`¨gvb BDwbqbmg~n;

(6) ÔBDwbqb cwil`Õ A_© GB AvB‡bi aviv 10Gi Aaxb MwVZ GKwU BDwbqb cwil`;

(7) ÔDc‡RjvÕ A_© Dc‡Rjv cwil` AvBb, 1998 (1998 m‡bi 24 bs AvBb)Gi Aax‡b Dc‡Rjv wnmv‡e †NvwlZ GjvKv Ges we`¨gvb Dc‡Rjvmg~n;

cÖ_g Aa¨vq

cÖviw¤¢K

Page 8: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

8

(8) ÔDc‡Rjv cwil`Õ A_© Dc‡Rjv cwil` AvBb, 1998 (1998 m‡bi 24 bs AvBb)Gi Aax‡b MwVZ Dc‡Rjv cwil`;

(9) ÔDc‡Rjv wbe©vnx AwdmviÕ A_© GKwU Dc‡Rjvi Dc‡Rjv wbe©vnx Awdmvi;

(10) ÔIqvW©Õ A_© BDwbqb cwil‡`i IqvW©;(11) ÔKiÕ A_© †Kvb Ki, Dc-Ki, †iBU, †Uvj, wdm, ïé A_ev GB AvB‡bi Aaxb

Av‡ivc‡hvM¨ †Kvb KiI Bnvi AšÍfy©³ nB‡e;

(12) ÔMÖvg GjvKvÕ A_© kni wnmv‡e †NvwlZ bq GBiƒc GjvKv;

(13) Ô†Pqvig¨vbÕ A_© BDwbqb cwil‡`i †Pqvig¨vb;

(14) ÔRbc_Õ A_© me©mvavi‡Yi e¨envh© c_, iv¯Ív I moK;

(15) ÔRbmsL¨vÕ A_© me©‡kl Av`gïgvwi‡Z DwjøwLZ RbmsL¨v;

(16) ÔRwgÕ A_© wbg©vYvaxb ev wbwg©Z A_ev RjgMœ †h †Kvb Rwg;

(17) Ô†RjvÕ A_© District Act, 1836 (Act No. 1 of 1836) Gi Aax‡b m„ó †Rjv;

(18) Ô†WcywU KwgkbviÕ A‡_© GB AvB‡bi Aaxb miKvi KZ…©K we‡klfv‡e wb‡qvMK…Z †Kvb Kg©KZ©v‡K eySvB‡e whwb †WcywU Kwgkbv‡ii mKj wKsev †h †Kvb Kvh© cvjb Kwi‡eb;

(19) ÔZdwmjÕ A_© GB AvB‡bi †Kvb Zdwmj;

(20) ÔZnwejÕ A_© aviv 53Gi Aaxb MwVZ BDwbqb cwil‡`i Znwej;

(21) Ô_vbvÕ A_© †dŠR`vwi Kvh©wewa, 1898 (1898 m‡bi 5bs AvBb)Gi weavb Abyhvqx MwVZ cywjk †÷kb;

(22) Ô`vwqZ¡cÖvß Kg©KZ©vÕ A_© GB AvB‡bi D‡Ïk¨ c~iYK‡í miKvi ev ZrKZ…©K ÿgZvcÖvß Kg©KZ©v KZ…©K wbhy³ †Kvb Kg©KZ©v;

(23) ÔbMi GjvKvÕ A_© bMi wnmv‡e †NvwlZ GjvKv;

(24) Ôwba©vwiZ KZ©„cÿÕ A_© miKvi ev GB AvB‡bi †Kvb mywbw`©ó D‡Ïk¨ c~iYK‡í miKvi KZ©„K ÿgZv cÖ`Ë †h †Kvb miKvwi Kg©KZ©v;

(25) Ôwba©vwiZ c×wZ A_© wewa Øviv wba©vwiZ c×wZ|

Page 9: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

9

(26) Ôwbe©vPb KwgkbÕ A_© MYcÖRvZš¿x evsjv‡`‡ki msweav‡bi Aby‡”Q` 118Gi Aaxb cÖwZwôZ wbe©vPb Kwgkb;

(27) Ôwbev©Pb ch©‡eÿKÕ A_© †Kvb e¨w³ ev ms¯’v, hvnv‡K wbev©Pb Kwgkb ev GZ`y‡Ï‡k¨ ZrKZ…©K Aby‡gvw`Z †Kvb e¨w³ KZ…©K GB AvB‡bi Aaxb †Kvb wbe©vPb ch©‡eÿ‡Yi Rb¨ wjwLZfv‡e AbygwZ †`Iqv nBqv‡Q;

(28) Ôwbf©ikxjÕ A_© cÖv_©xi ¯^vgx ev ¯¿x, †Q‡j‡g‡q, mr †Q‡j‡g‡q, wcZv, gvZv, fvB ev †evb whwb cÖv_©xi Dci m¤ú~Y©fv‡e wbf©ikxj;

(29) ÔˆbwZK öjbRwbZ AcivaÕ A‡_© `Ð wewa, 1860 (Penal Code, 1860) G msÁvwqZ Pvu`vevwR, Pzwi, m¤úwË AvZ¥mvr, wek¦vmf½, al©Y, nZ¨v, Lyb Ges Prevention of Corruption Act, 1947 (Act.II of 1947) G msÁvwqZ Criminal Misconduct I Bnvi AšÍf©y³ nB‡e;

(30) Ôc_Õ A‡_© Rbmvavi‡Yi PjvP‡ji Rb¨ e¨eüZ †nvK ev bv †nvK cv‡q Pjvi Ggb c_, gvV, ewniv½b ev PjvP‡ji iv¯Ív ev moKI Bnvi AšÍfy©³ nB‡e;

(31) Ôcwil`Õ A_© GB AvB‡bi Aaxb MwVZ BDwbqb cwil`;

(32) ÔcÖweavbÕ A_© GB AvB‡bi Aaxb cÖYxZ cÖweavb;

(33) ÔevRviÕ A_© Ggb †Kvb ¯’vb †hLv‡b RbMY gvQ, gvsm, djg~j, kvKmewR ev Ab¨ †h †Kvb Lv`¨ `ªe¨ weµq I µ‡qi Rb¨ mg‡eZ nq A_ev cï ev MiæQvMj I cïcÿx µqweµq nq Ges Ggb †Kvb ¯’vb hvnv wewa †gvZv‡eK evRvi wnmv‡e †NvlYv Kiv nBqv‡Q;

(34) Ôev‡RUÕ A_© BDwbqb cwil‡`i GKwU Avw_©K erm‡ii Avq I e¨‡qi wba©vwiZ Avw_©K weeiY;

(35) Ôevwl©K g~j¨Õ A_© †Kvb M„n ev Rwg cÖwZ eQi fvov w`qv cÖvß A_ev cÖvc¨ †gvU UvKv;

(36) ÔwewaÕ A_© GB AvB‡bi Aaxb cÖYxZ wewa;

(37) Ôe¨vsKÕ A_©Ñ

(K) e¨vsK †Kv¤úvwb AvBb, 1991 (1991 m‡bi 14 bs AvBb)Gi aviv 5(Y)G msÁvwqZ e¨vsK †Kv¤úvwb;

(L) The Bangladesh Shilpa Rin Sangstha Order, 1972 (P.O.No.

Page 10: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

10

128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v;(M) The Bangladesh Shilpa Bank Order, 1972 (P.O. No. 129 of 1972)

Gi Aaxb cÖwZwôZ evsjv‡`k wkí e¨vsK;

(N) The Bangladesh House Building Finance Corporation Order, 1973 (P.O. No.17 of 1973) Gi Aaxb cÖwZwôZ evsjv‡`k nvDm wewìs dvBbvÝ K‡cv©‡ikb;

(O) The Bangladesh Krishi Bank Order, 1973 (P.O. No. 27 of 1973) Gi Aaxb cÖwZwôZ evsjv‡`k K…wl e¨vsK;

(P) The Investment Corporation of Bangladesh Ordinance, 1976 (Ordinance No. XL of 1976) Gi Aaxb cÖwZwôZ Bb‡f÷‡g›U K‡cv©‡ikb Ae evsjv‡`k;

(Q) The Rajshahi Krishi Unnayan Bank Ordinance, 1986 (Ordinance No.LVIII of 1986) i Aaxb cÖwZwôZ ivRkvnx K…wl Dbœqb e¨vsK; ev

(R) †Kv¤úvwb AvBb 1994 (1994 m‡bi 18 bs AvBb) Gi Aaxb cÖwZwôZ Basic Bank Limited (Bangladesh Small Industries and Commerce Bank Limited);

(38) Ô†gŠRvÕ A_© †Kvb wbw`©ó GjvKv hvnv f~wg Rwi‡ci gva¨‡g †Kvb †Rjvi f‚wg msµvšÍ `wj‡j †gŠRv wnmv‡e wjwce× I msÁvwqZ;

(39) Ôiv¯ÍvÕ A‡_© Rbmvavi‡Yi PjvP‡ji Rb¨ Db¥y³ bq Ggb iv¯ÍvI Bnvi AšÍfz©³ nB‡e;

(40) ÔjvfRbK c`Õ (Office of Profit) A_© cÖRvZš¿ wKsev miKvwi mswewae× KZ©„cÿ wKsev cvewjK wjwg‡UW †Kv¤úvwb I †h mKj †Kv¤úvwb‡Z miKv‡ii 50%Gi AwaK †kqv‡ii gvwjKvbv Av‡Q, †m mKj †Kv¤úvwb‡Z mve©ÿwYK †eZbfz³ Awdm, c` ev Ae¯’vb;

(41) ÔmsµvgK e¨vwaÕ A‡_© Ggb e¨vwa hvnv GKRb e¨w³ nB‡Z Ab¨ e¨w³‡K msµwgZ K‡i Ges miKvi KZ…©K miKvwi †M‡R‡U cÖKvwkZ Ab¨ †h †Kvb e¨vwaI Bnvi AšÍfy©³ nB‡e;

(42) ÔmsweavbÕ A_© MYcÖRvZš¿x evsjv‡`‡ki msweavb;

(43) Ômswewae× miKvwi KZ…©cÿÕ A_© MYcÖRvZš¿x evsjv‡`‡ki msweav‡bi 152(1) Aby‡”Q‡` msÁvwqZ †Kvb mswewae× miKvwi KZ…©cÿ;

Page 11: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

11

(44) Ôm`m¨Õ A_© BDwbqb cwil‡`i m`m¨;

(45) ÔmiKviÕ A_© MYcÖRvZš¿x evsjv‡`k miKvi;

(46) ÔmiKvwi iv¯ÍvÕ A_© miKvi wKsev ¯’vbxq miKvi cÖwZôvb A_ev Ab¨ †Kvb KZ…©cÿ KZ…©K iÿYv‡eÿYvaxb Rbmvavi‡Yi PjvP‡ji Rb¨ mKj iv¯Ív;

(47) Ô¯’vbxq KZ©„cÿÕ A_© ¯’vbxq miKvi cÖwZôvb ev Ab¨ †Kvb AvB‡bi Øviv cÖwZwôZ †Kvb wewae× ms¯’v;

(48) Ô¯’vqx KwgwUÕ A_© GB AvB‡bi Aaxb MwVZ BDwbqb cwil‡`i ¯’vqx KwgwU;

(49) ÔnvUÕ A_© cY¨mvgMÖx, Lv`¨, gvjvgvj, cïm¤c` BZ¨vw` mßv‡ni wbw`©ó w`b I mg‡q µqweµ‡qi Rb¨ wba©vwiZ ¯’vb|

Page 12: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

12

wØZxq Aa¨vq

IqvW©3| IqvW© MVb

(1) BDwbqb ch©v‡q msiwÿZ Avmb e¨wZ‡i‡K mvaviY m`m¨ wbe©vP‡bi Rb¨ BDwbqb‡K 9 (bq) wU Iqv‡W© wef³ Kwi‡Z nB‡e|

(2) msiwÿZ Avm‡b m`m¨ wbe©vP‡bi D‡Ï‡k¨ GKwU BDwbqb‡K 3(wZb)wU Iqv‡W© wef³ Kwi‡Z nB‡e|

4| IqvW© mfv

(1) GB AvB‡bi Aaxb BDwbqb cwil‡`i cÖwZwU Iqv‡W© GKwU IqvW© mfv MVb Kwi‡Z nB‡e|

(2) cÖ‡Z¨K Iqv‡W©i †fvUvi ZvwjKvq AšÍfy©³ e¨w³M‡Yi mgš^‡q H Iqv‡W©i IqvW© mfv MwVZ nB‡e|

5| IqvW© ch©v‡q Db¥y³ mfv

(1) cÖ‡Z¨K IqvW© mfv Dnvi ¯’vbxq mxgvi g‡a¨ erm‡i Kgc‡ÿ 2 (`yB) wU mfv AbywôZ Kwi‡e, hvnvi GKwU nB‡e evrmwiK mfv|

(2) IqvW© mfvi †Kvivg me©‡gvU †fvUvi msL¨vi wek fv‡Mi GKfvM Øviv MwVZ nB‡e; Z‡e gyjZwe mfvi Rb¨ †Kvivg Avek¨K nB‡e bv, hvnv mvZ w`b ci GKB mgq I ¯’v‡b AbywôZ nB‡e|

(3) BDwbqb cwil` IqvW© mfv Abyôv‡bi Ab~¨b mvZw`b c~‡e© h_vh_fv‡e mnR I MÖnY‡hvM¨ Dcv‡q MYweÁwß Rvwi Kwi‡e; gyjZwe mfvi †ÿ‡ÎI Abyiƒc MYweÁwß Rvwi Kwi‡Z nB‡e|

(4) BDwbqb cwil‡`i †Pqvig¨vb IqvW© mfv AbywôZ nIqvi welqwU wbwðZ Kwi‡eb Ges mswkøó IqvW© m`m¨ mfvcwZ wnmv‡e D³ mfv cwiPvjbv Kwi‡eb|

Page 13: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

13

(5) mswkøó Iqv‡W©i msiwÿZ Avm‡bi m`m¨ IqvW© mfvi Dc‡`óv nB‡eb|

(6) IqvW© mfvq Iqv‡W©i mvwe©K Dbœqb Kvh©µgmn Ab¨vb¨ welqmg~n ch©v‡jvPbv Kiv nB‡e; evwl©K mfvq mswkøó IqvW© m`m¨ weMZ erm‡ii evwl©K cÖwZ‡e`b Ges Avw_©K ms‡kølmn Iqv‡W©i Pjgvb mKj Dbœqb Kvh©µg m¤ú‡K© AewnZ Kwi‡eb Ges IqvW© mfvi †Kvb wm×všÍ ev¯Íevqb Kiv m¤¢e bv nB‡j mswkøó IqvW© m`m¨ Ges cwil‡`i †Pqvig¨vb Dnvi †hŠw³KZv IqvW© mfvq Dc¯’vcb Kwi‡eb|

6| IqvW© mfvi ÿgZv, Kvh©vewj BZ¨vw` (1) GB AvB‡bi weavbmv‡c‡ÿ Ges wba©vwiZ c×wZ‡Z IqvW© mfvi wb¤œewY©Z ÿgZv,

Kvh©vewj I AwaKvi _vwK‡e, h_v:

(K) BDwbqb cwil‡`i Dbœqb cwiKíbv cÖYq‡bi Rb¨ cÖ‡qvRbxq mKj Z_¨ msMÖn I web¨¯ÍKi‡Y mnvqZv cÖ`vb;

(L) IqvW© ch©v‡q cÖKícÖ¯Íve cÖ¯‘Z Ges ev¯Íevqb‡hvM¨ ¯‹xg I Dbœqb Kg©m~wPi AMÖvwaKvi wbiƒcY;

(M) wba©vwiZ wbY©vq‡Ki wfwˇZ wewfbœ miKvwi Kg©m~wPi DcKvi‡fvMx‡`i P~ovšÍ AMÖvwaKvi ZvwjKv cÖ¯‘Z I BDwbqb cwil‡`i wbKU n¯ÍvšÍi;

(N) DbœqbcÖKí Kvh©Kifv‡e ev¯Íevq‡bi Rb¨ ¯’vbxqfv‡e cÖ‡qvRbxq mKj cÖKvi mn‡hvwMZv cÖ`vb;

(O) †¯^”Qvkª‡gi wfwˇZ ¯’vbxq Dbœqb Kvh©µg Ges †mevg~jK Kvh©µg ev¯Íevq‡b Drmvn cÖ`vb I mnvqZvKiY;

(P) iv¯Ívi evwZ, wbivc` cvwbi Drm I Ab¨vb¨ Rb¯^v¯’¨ BDwbU, †mPmyweavw` Ges Ab¨vb¨ RbKj¨vYg~jK cÖKí¯’vb ev GjvKv wba©vi‡Yi Rb¨ cwil`‡K civgk© cÖ`vb;

(Q) cwi®‹vi cwi”QbœZv, cwi‡ek msiÿY, e„ÿ‡ivcY, cwi‡ek`~lY †iva, `ybx©wZmn Ab¨vb¨ mvgvwRK AcK‡g©i wel‡q MYm‡PZbZv m„wó Kiv;

(R) Iqv‡W©i wewfbœ †kªwY I †ckvi †jv‡Ki g‡a¨ HK¨ I mym¤cK© m„wó Kiv, msMVb M‡o †Zvjv Ges wewfbœ cÖKvi µxov I mvs¯‹…wZK Abyôv‡bi Av‡qvRb Kiv;

(S) Iqv‡W©i wewfbœ Dbœqbg~jK Kg©Kv‡Ði m‡½ m¤c„³ DcKvi‡fvMx †kªwY ev †Mvôx‡K DØy×, Z`viK I mnvqZv cÖ`vb;

(T) miKv‡ii wewfbœ Kj¨vYg~jK Kg©m~wPfy³ (†hgb, eq¯‹fvZv, fZ©ywK BZ¨vw`) e¨w³‡`i ZvwjKv hvPvB Kiv;

Page 14: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

14

(U) Iqv‡W©i wewfbœ GjvKvq ev¯Íevqb‡hvM¨ Kv‡Ri cÖv°jbmsµvšÍ wewfbœ Z_¨ msiÿY Kiv;

(V) m¤úvw`Ze¨ KvR I †mevmg~‡ni we¯ÍvwiZ Z_¨ mieivn Kiv;

(W) cwil` KZ…©K IqvW©msµvšÍ wel‡q M„nxZ wm×všÍmg~‡ni †hŠw³KZvmg~n AewnZ nIqv;

(X) IqvW© mfv KZ…©K M„nxZ wm×všÍmg~‡ni ev¯Íevqb AMÖMwZ ch©v‡jvPbv Kiv Ges †Kvb wm×všÍ ev¯Íevqb bv nIqvi KviY AbymÜvb Kiv;

(Y) Rb¯^v¯’¨welqK Kvh©µg, we‡klZ wewfbœ cÖKvi †ivM cÖwZ‡iva Ges cwievi cwiKíbv Kvh©µ‡g mwµq mn‡hvwMZv Kiv; m¨vwb‡Ukb Kvh©µ‡gi m‡½ m¤c„³ Kg©KZ©v ev Kg©PvixMY‡K eR©¨ Acmvi‡Yi †ÿ‡Î †¯^”Qvkª‡gi wfwˇZ mnvqZv cÖ`vb Kiv;

(Z) Iqv‡W©i wewfbœ GjvKvq wbivc` cvwb mieivn, iv¯Ív Av‡jvwKZKiY I Ab¨vb¨ †mev cÖ`v‡b ÎæwUwePz¨wZmg~n wPwýZ Kiv Ges Dnv `~ixKi‡Yi e¨e¯’v Kiv;

(_) Iqv‡W©i wewfbœ wkÿv cÖwZôv‡bi AwffveKwkÿK m¤cK© Dbœqb Kiv;

(`) †hŠZzK, evj¨weevn, eûweevn I A¨vwmWwb‡ÿc I gv`Kvm³i g‡Zv mvgvwRK mgm¨v `~ixKi‡Y mvgvwRK Av‡›`vjb Mwoqv †Zvjv;

(a) Rb¥ I g„Zz¨ wbeÜb Kvh©µ‡g mn‡hvwMZv cÖ`vb Kiv;(b) AvZ¥-Kg©ms¯’vbmn Ab¨vb¨ A_©‰bwZK Kg©KvÐ DrmvwnZ Kiv;

(c) miKvi ev cwil` KZ…©K Awc©Z Ab¨vb¨ `vwqZ¡ m¤cv`b Kiv|

(2) IqvW© mfv Bnvi mvaviY ev we‡kl mfvq cÖvß wewfbœ cÖwZ‡e`b ch©v‡jvPbv Kwi‡e; Zv Qvov Dc-aviv (1)G DwjøwLZ D‡jøL‡hvM¨ Kvh©vewj, wewfbœ Dbœqb Kvh©µ‡gi ev‡RU wefvRb, Kg©cwiKíbv, LvZwfwËK A_©eivÏ, cÖv°jb, m¤cvw`Z I m¤cvw`Ze¨ Kv‡Ri gvjvgvj µq eve` A_© e¨q BZ¨vw` wel‡q RbMY‡K AewnZ Kivi j‡ÿ¨ Iqv‡W©i Db¥y³ `k©bxq ¯’v‡b †ev‡W© wjwLqv Uv½vBqv w`‡eb|

(3) IqvW© mfvq AwWU wi‡cvU© Dc¯’vcb I Av‡jvPbv Kwi‡Z nB‡e Ges GB wel‡q mfvi gZvgZ I mycvwik cwil‡`i we‡ePbvi Rb¨ †cÖiY Kwi‡Z nB‡e|

(4) BDwbqb cwil‡`i mwPe IqvW© mfvq Dcw¯’Z _vwKqv mfvi Kvh©weeiYx ˆZwi I M„nxZ wm×všÍmg~n †iKW© Kwi‡eb Ges ev¯Íevqb AMÖMwZ cieZx© cwil` I IqvW© mfvq Dc¯’vcb Kwi‡eb|

Page 15: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

15

(5) IqvW© mfv †Kvb mvaviY ev we‡kl Kvh©vw` m¤úbœ Kwievi D‡Ï‡k¨ GK ev GKvwaK Dc-KwgwU MVb Kwi‡Z cvwi‡e:

Z‡e kZ© _v‡K †h, Dc-KwgwUi m`m¨msL¨v 10 (`k) R‡bi AwaK nB‡e bv Ges Zb¥‡a¨ Ab~¨b 3 (wZb) Rb gwnjv nB‡eb |

(6) msL¨vMwi‡ôi wfwˇZ IqvW© mfvi wm×všÍ M„nxZ nB‡e, Z‡e hZ`~i m¤¢e mvaviY HKg‡Z¨i Ges mfvq Dcw¯’Z gwnjv‡`i AskMÖn‡Yi wfwˇZ wm×všÍ MÖnY Kiv evÃbxq nB‡e|

(7) IqvW© mfv weÁwß Avnev‡bi gva¨‡g m¤¢ve¨ DcKvi‡fvMx‡`i wbKU nB‡Z cÖvß `iLv¯Ímg‚n Z`šÍ Kwiqv hvPvBevQvB‡qi Rb¨ mfvq Dc¯’vcb Kwi‡e; mfvq hvPvBevQvB‡qi ci wba©vwiZ wbY©vq‡Ki wfwˇZ DcKvi‡fvMx‡`i P~ovšÍ AMÖvwaKvi ZvwjKv cÖ¯‘Z Kiv nB‡e Ges Dnv cwil‡`i Aby‡gv`‡bi Rb¨ †cÖiY Kwi‡Z nB‡e:

Z‡e kZ© _v‡K †h, †Kvbiƒc Awbqg cÖgvwYZ bv nB‡j cwil` IqvW© mfv KZ…©K cÖ¯‘ZK…Z I †cÖwiZ AMÖvwaKvi ZvwjKv cwieZ©b Kwi‡Z cvwi‡e bv|

7| IqvW© mfvi `vwqZ¡

(1) IqvW© mfv wb¤œwjwLZ `vwqZ¡ cvjb Kwi‡e, h_v:

(K) Iqv‡W©i Dbœqbg~jK I RbKj¨vYgyLx Kvh©µ‡gi AMÖMwZ I Ab¨vb¨ Z_¨ mieivn;

(L) K…wl, grm¨, nuvmgyiwM I cïcvjb, ¯^v¯’¨ I cwievi cwiKíbv, wkÿv, Rb¯^v¯’¨, †hvMv‡hvM, hye Dbœqb, BZ¨vw` welqK Dbœqb Kg©Kv‡Ð AskMÖnY;

(M) Rb¥-g„Zz¨ wbeÜbmn AZ¨vek¨K Av_©-mvgvwRK DcvË msMÖn;(N) e„ÿ‡ivcY I cwi‡ek Dbœqb Ges cwi‡ek `~lYgy³ I cwi”Qbœ ivLv;(O) bvix I wkï wbh©vZb, bvix I wkï cvPvi Ges †hŠZzK, evj¨weevn I GwmW wb‡ÿc

wb‡iva Kvh©µg, `ybx©wZmn Ab¨vb¨ mvgvwRK AcK‡g©i weiƒ‡× Rbm‡PZbZv m„wó Kiv;(P) Iqv‡W©i AvBbk„sLjv iÿvmn mvgvwRK m¤cÖxwZ eRvq ivLv;(Q) RbMY‡K Ki, wd, †iU BZ¨vw`mn wewfbœ cÖKvi FY cwi‡kv‡ai Rb¨ DØy× Kiv;(R) ¯’vbxq m¤c‡`i msMÖn I Dbœq‡bi gva¨‡g cwil‡`i m¤c‡`i Dbœq‡b mnvqZv Kiv;

Page 16: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

16

(S) †¯^”Qvkª‡gi wfwˇZ Dbœqbg~jK I Ab¨vb¨ mgvRMVbg~jK Kg©m~wP ev¯Íevq‡b Ges msMVb ˆZwi‡Z mnvqZv;

(T) gnvgvwi I cÖvK…wZK `y‡hv©M †gvKv‡ejvq Riæwi wfwˇZ KiYxq wba©viY|

(2) IqvW© mfvi Kvh©vewj m¤c‡K© cwil`‡K wi‡cvU© cÖ`vb|

(3) aviv 6Gi Dc-aviv (1)G ewY©Z ÿgZv I Kvh©vewj QvovI IqvW© mfv, †ÿÎwe‡k‡l, we‡kl mfv Avnev‡bi Rb¨ cwil`‡K Aby‡iva Kwi‡Z cvwi‡e|

(4) IqvW© mfvi c~e© ev cieZx© Aby‡gv`bwenxb †Kvb e¨q hvnvi `vwq‡Z¡ e¨wqZ nB‡e, Dnv Zvnvi e¨w³MZ `vq wnmv‡e MY¨ nB‡e|

Page 17: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

17

Z…Zxq Aa¨vq

cwil`8| BDwbqb‡K cÖkvmwbK GKvsk †NvlYv

GB AvB‡bi Aaxb †NvwlZ cÖ‡Z¨KwU BDwbqb‡K, msweav‡bi 152(1) Aby‡”Q‡`i mwnZ cwVZe¨ 59 Aby‡”Q‡`i D‡Ïk¨ c~iYK‡í GZϦviv cÖRvZ‡š¿i cÖkvmwbK GKvsk ewjqv †NvlYv Kiv nBj|

9| cwil` m„wó

(1) GB AvBb ejer nIqvi m‡½m‡½ we`¨gvb mKj BDwbqb cwil` GB AvB‡bi weavb Abyhvqx BDwbqb cwil` wnmv‡e MwVZ nBqv‡Q ewjqv MY¨ nB‡e|

(2) cwil` GKwU mswewae× ms¯’v nB‡e Ges Bnvi ¯’vqx avivevwnKZv I GKwU mvaviY wmj‡gvni _vwK‡e Ges GB AvBb I wewa mv‡c‡ÿ, Bnvi ¯’vei I A¯’vei Dfq cÖKvi m¤cwË AR©b Kwievi, AwaKv‡i ivwLevi I n¯ÍvšÍi Kwievi ÿgZv _vwK‡e Ges Bnv wbR bv‡g gvgjv `v‡qi Kwi‡Z cvwi‡e A_ev Bnvi weiæ‡× gvgjv `v‡qi Kiv hvB‡e|

(3) cwil` GB AvBb Øviv cÖ`Ë ÿgZv, Kvh©vewj Ges `vwqZ¡ cvjb Kwi‡e|

10| cwil` MVb

(1) BDwbqb cwil` 1 (GK) Rb †Pqvig¨vb I 12 (evi) Rb m`m¨ jBqv MwVZ nB‡e hvnv‡`i 9 (bq) Rb mvaviY Avm‡bi m`m¨ I 3 (wZb) Rb msiwÿZ Avm‡bi m`m¨ nB‡eb|

(2) Dc-aviv (3)Gi weavbmv‡c‡ÿ, †Pqvig¨vb I mvaviY Avm‡bi m`m¨MY GB AvBb I wewa Abymv‡i cÖZ¨ÿ †fv‡U wbe©vwPZ nB‡eb|

(3) cÖ‡Z¨K BDwbqb cwil‡` gwnjv‡`i Rb¨ 3 (wZb)wU Avmb msiwÿZ _vwK‡e, hvnv msiwÿZ Avmb ewjqv AwfwnZ nB‡e Ges D³ msiwÿZ Avm‡bi m`m¨MYI GB AvBb I wewa Abymv‡i cÖZ¨ÿ †fv‡U wbe©vwPZ nB‡eb:

Z‡e kZ© _v‡K †h, Dc-aviv (1)Gi weavb Abymv‡i 9 (bq) wU mvaviY Avm‡bi m`m¨ wbe©vP‡b gwnjv cÖv_x©‡`i mivmwi AskMÖnY‡K evwiZ Kwi‡e bv|

Page 18: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

18

(4) BDwbqb cwil‡`i †Pqvig¨vb D³ cwil‡`i GKRb m`m¨ ewjqv MY¨ nB‡eb|

(5) BDwbqb cwil‡`i †Pqvig¨vb I m`m¨MY miKvi KZ…©K wba©vwiZ m¤§vbx cvB‡eb|

(6) GB AvB‡bi Aax‡b MwVZ cÖ‡Z¨K BDwbqb cwil‡`i †Pqvig¨vb I m`m¨‡`i bvg miKvwi †M‡R‡U cÖÁvwcZ nB‡e|

(7) miKvi BDwbq‡b Kg©iZ mKj miKvwi Kg©KZ©v I Kg©Pvix‡`i Dci cwil‡`i wbqš¿Y ÿgZv cÖÁvcb Øviv wba©viY Kwi‡e|

11| BDwbqb MVb

(1) †WcywU Kwgkbvi, miKvwi †M‡R‡U cÖÁvcb Øviv, wba©vwiZ c×wZ‡Z KZK¸wj MÖvg ev msjMœ †gŠRv ev MÖv‡gi mgš^‡q 1 (GK)wU IqvW© Ges 9 (bq)wU Iqv‡W©i mgš^‡q GKwU BDwbqb †NvlYv Kwi‡eb|

(2) Dc-aviv (1)Gi Aaxb †NvwlZ BDwbqb †WcywU Kwgkbvi KZ…©K wba©vwiZ bv‡g AwfwnZ nB‡e: Z‡e kZ© _v‡K †h, BDwbq‡bi bvgKiY †Kvb e¨w³i bv‡g nB‡e bv|

(2) Dc-aviv (1) Abyhvqx RvwiK…Z cÖÁvc‡b BDwbq‡bi IqvW©mg~‡ni µwgK b¤^i Ges D³ Iqv‡W©i ¯’vbxq mxgvbv wbw`©ó Kwi‡Z nB‡e|

(3) miKvi cÖ‡Z¨K IqvW© I BDwbq‡bi †jvKmsL¨v wba©viY Kwi‡e|

(4) †WcywU Kwgkbvi †hBiƒc AbymÜvb Kiv Dchy³ g‡b Kwi‡eb, †mBiƒc AbymÜvb Kwiqv cwil` MVb Kwievi ci, cÖÁvcb ØvivÑ

(K) †Kvb IqvW© nB‡Z †h †Kvb †gŠRv ev MÖvg ev Dnvi Askwe‡kl ev` w`‡Z cvwi‡eb;

(L) †Kvb BDwbqb ev IqvW©‡K GKvwaK BDwbqb ev Iqv‡W© wef³ Kwi‡Z cvwi‡eb; A_ev

(M) †Kvb BDwbqb ev IqvW© Ges Dnvi msjMœ GjvKv‡K AšÍf©y³ Kwiqv GKwU BDwbqb ev IqvW© cybM©Vb Kwi‡Z cvwi‡eb: Z‡e kZ© _v‡K †h, Dc-aviv (1) Abymv‡i †Kvb BDwbqb cwil` Dnvi GjvKvfy³ Ges evwZjK…Z †Kvb Iqv‡W©i cÖwZwbwaZ¡ bv _vwKevi Kvi‡Y D³ cwil` MV‡bi ˆeaZv ÿyYœ nB‡e bv|

12| mxgvbv wba©viY Kg©KZ©v wb‡qvM

(1) Dc‡Rjv wbev©nx Awdmvi Iqv‡W©i mxgvbv wba©vi‡Yi D‡Ï‡k¨ cÖRvZ‡š¿i PvKywi‡Z wb‡qvwRZ e¨w³‡`i ga¨ nB‡Z wewa †gvZv‡eK cÖ‡qvRbxqmsL¨K mxgvbv wba©viY Kg©KZ©v I mnKvix mxgvbv wba©viY Kg©KZ©v wb‡qvM Kwi‡Z cvwi‡eb|

(2) mnKvix mxgvbv wba©viY Kg©KZ©v mxgvbv wba©viY Kg©KZ©vi Aax‡b Kvh© m¤cv`b Kwi‡eb |

Page 19: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

19

13| Iqv‡W©i mxgvbv wba©viY

(1) IqvW©mg~‡ni mxgvbv wba©vi‡Yi †ÿ‡Î GjvKvi †fŠ‡MvwjK ALÐZv Ges RbmsL¨vi web¨vm I cÖkvmwbK myweavw`i cÖwZ jÿ ivwL‡Z nB‡e, hvnv‡Z GKwU Iqv‡W©i †jvKmsL¨v Ab¨ GKwU IqvW© nB‡Z 10%Gi Kg ev †ewk bv nq|

(2) mxgvbv wba©viY Kg©KZ©v IqvW©mg~‡ni mxgvbv wba©vi‡Yi D‡Ï‡k¨ †hiƒc cÖ‡qvRb g‡b Kwi‡eb †mBiƒc †iKW©cÎ cixÿv, Z`šÍ Ges GZ`&msµvšÍ wel‡q Dc¯’vwcZ cÖ¯Ívemg~n we‡ePbv Kwi‡Z cvwi‡eb Ges cÖ¯ÍvweZ †Kvb& GjvKv †Kvb& Iqv‡W©i AšÍf©y³ nB‡e Dnv D‡jøL Kwiqv IqvW©mg~‡ni GKwU cÖv_wgK ZvwjKv Zvnvi `dZi, wewfbœ ¯Íify³ cwil` Kvh©vjq I wZwb †hiƒc Dchy³ we‡ePbv Kwi‡eb †mBiƒc Ab¨vb¨ Db¥y³ ¯’v‡b cÖKvk Kwi‡eb|

(3) Dc-aviv (2)Gi Aaxb cÖv_wgK ZvwjKv cÖKv‡ki 15 (c‡bi) Kvh© w`e‡mi g‡a¨ Zrm¤c‡K© AvcwË I civgk© `vwLj Kwievi Avnevbm¤^wjZ †bvwUk Zvnvi `dZi, wewfbœ ¯Íify³ cwil` Kvh©vjq I wZwb †hiƒc Dchy³ we‡ePbv Kwi‡eb †mBiƒc Ab¨vb¨ Db¥y³ ¯’v‡b cÖKvk Kwi‡eb|

(4) mxgvbv wba©viY Kg©KZ©v Dc-aviv (3)Gi Aaxb cÖvß AvcwË ev civgk© Dc‡Rjv wbe©vnx Awdmv‡ii wbKU †cÖiY Kwi‡eb; Dc‡Rjv wbe©vnx Awdmvi D³iƒc AvcwË ev civgk© cÖvwßi ZvwiL nB‡Z AbwaK 15 (c‡bi) Kvh© w`e‡mi g‡a¨ †hiƒc Dchy³ g‡b Kwi‡eb †mBiƒc Z`‡šÍi ci Zvnvi wm×všÍ mxgvbv wba©viY Kg©KZ©v‡K RvbvB‡eb|

(5) Dc-aviv (4) Abyhvqx Dc‡Rjv wbe©vnx Awdmvi KZ©„K cÖ`Ë wm×všÍ Abymv‡i mxgvbv wba©viY Kg©KZ©v Dc-aviv (2)Gi Aaxb cÖKvwkZ cÖv_wgK ZvwjKv ms‡kvab, cwieZ©b ev i`e`j Kwi‡eb|

(6) mxgvbv wba©viY Kg©KZ©v Dc-aviv (5) Abyhvqx ms‡kvab, cwieZ©b ev i`e`j Kwievi ci, Zuvnvi `dZ‡i, mswkøó BDwbqb cwil` Kvh©vj‡q Ges Zvunvi we‡ePbvbymv‡i Ab¨ †Kvb ¯’v‡b IqvW©mg~‡ni ms‡kvwaZ ZvwjKv cÖKvk Kwi‡eb hvnv‡Z cÖwZ Iqv‡W© AšÍfz©³ GjvKvmg~n wb‡`©k Kwi‡Z nB‡e|

(7) Dc-aviv (6)Gi Aaxb cÖKvwkZ ZvwjKvi weiæ‡× msÿyä e¨w³ ev e¨w³eM© wjwLZfv‡e AbwaK 10 (`k) Kvh©w`e‡mi g‡a¨ †WcywU Kwgkbv‡ii wbKU Avwcj `v‡qi Kwi‡Z cvwi‡eb; †WcywU Kwgkbvi AvwcjKvix e¨w³ ev e¨w³eM©‡K ïbvwbi my‡hvM w`qv Dc‡Rjv wbe©vnx Awdmv‡ii wm×všÍ Ges mswkøó bw_cÎ I Z_¨ cixÿvwbixÿv Kwiqv Avwcj `v‡q‡ii AbwaK 30 (wÎk) Kvh©w`e‡mi g‡a¨ wm×všÍ cÖ`vb Kwi‡eb Ges Avwcj KZ„©cÿ wnmv‡e †WcywU Kwgkbv‡ii wm×všÍ P~ovšÍ ewjqv MY¨ nB‡e|

Page 20: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

20

(8) Dc-aviv (7)Gi Aaxb Avwcj KZ„c©‡ÿi wm×v‡šÍi ci mxgvbv wba©viY Kg©KZ©v Iqv‡W©i mxgvbvi cÖ‡qvRbxq ms‡kvab, cwieZ©b ev i`e`j Kwiqv A_ev wba©vwiZ mg‡qi g‡a¨ Avwcj `v‡qi Kiv bv nBqv _vwK‡j mxgvbv wba©viY Kg©KZ©v cÖwZwU Iqv‡W© AšÍfz©³ GjvKvmg~n D‡jøL Kwiqv IqvW©mg~‡ni P‚ovšÍ ZvwjKv Zuvnvi `dZ‡i, cwil‡`i Kvh©vjq I Zuvnvi we‡ePbvbymv‡i Ab¨ †Kvb cÖKvk¨ ¯’vb ev ¯’vbmg~‡n cÖKvk Kwi‡eb Ges wZwb D³ ZvwjKvi mZ¨vwqZ Kwc Dc‡Rjv wbev©nx Awdmv‡ii wbKU †cÖiY Kwi‡eb Ges wZwb Dnv miKvwi †M‡R‡U cÖKv‡ki e¨e¯’v Kwi‡eb|

(9) msiwÿZ Avm‡bi m`m¨ wbe©vP‡bi D‡Ï‡k¨, mxgvbv wba©viY Kg©KZ©v GB avivi Aaxb †Kvb BDwbqb‡K cÖ‡qvRbxqmsL¨K Iqv‡W© wefw³Ki‡Yi mv‡_ mv‡_, GB avivi weavbvewj AbymiY Kwiqv, D³ IqvW©mg~n‡K GBiƒc mgwš^Z IqvW©iƒ‡c wPwýZ Kwi‡eb †hb GBiƒc mgwš^Z Iqv‡W©i msL¨v msiwÿZ AvmbmsL¨vi mgvb nq|

14| cwil‡`i GjvKv i`e`‡ji dj

(1) GB AvB‡bi weavb Abyhvqx †Kvb cwil` nB‡Z †Kvb GKwU GjvKv miKvwi cÖÁvc‡bi gva¨‡g ev` †`Iqv nB‡j D³ cÖÁvc‡bi ZvwiL nB‡Z Dnv D³ cwil‡`i cÖkvmwbK Awa‡ÿÎ Ges miKvi hw` Ab¨iƒc wb‡`©k bv w`qv _v‡K Zvnv nB‡j, D³ cwil‡` ejer wbqg, Av‡`k, wb‡`©k I cÖÁvc‡bi Aaxb _vwK‡e bv|

(2) GB AvB‡bi weavb Abyhvqx †Kvb GKwU GjvKv miKvwi cÖÁvc‡bi gva¨‡g Ab¨ †Kvb cwil‡`i AšÍfy©³ Kiv nB‡j D³ cÖÁvc‡bi ZvwiL nB‡Z Dnv D³ cwil‡`i cÖkvmwbK Awa‡ÿÎ Ges miKvi hw` Ab¨iƒc wb‡`©k bv w`qv _v‡K Zvnv nB‡j, D³ cwil‡` ejer wbqg, Av‡`k, wb‡`©k I cÖÁvc‡bi Aaxb _vwK‡e|

(3) GB AvB‡bi weavb Abyhvqx †Kvb GKwU cwil‡`i GjvKv‡K `yB ev Z‡ZvwaK cwil‡` wef³ Kiv nB‡j D³ GjvKvmg~n‡K c„_K c„_K cwil` wnmv‡e cybM©wVZ Kwi‡Z nB‡e Ges Abyiƒcfv‡e wef³ cwil` beMwVZ cwil‡`i AšÍfz©³ nIqvi ZvwiL nB‡Z Avi we`¨gvb _vwK‡e bv|

(4) GB AvB‡bi weavb Abyhvqx †Kvb GjvKv‡K †Kvb cwil‡`i m‡½ GKxf~Z Kiv nB‡j A_ev `yB ev Z‡ZvwaK cwil`‡K GKwUgvÎ cwil` MV‡bi Rb¨ GKxf~Z Kiv nB‡j D³iƒc cybM©Vb Øviv ÿwZMÖ¯Í cwil` ev cwil`mg~‡ni m¤cwË, Znwej, `vq-`vwqZ¡, BZ¨vw` wba©vwiZ KZ©„cÿ KZ©„K wjwLZ Av‡`k Øviv †hiƒc wba©vwiZ nB‡e, †mBiƒc wefvRb Abymv‡i, wba©vwiZ cwil` ev cwil`mg~‡n eZ©vB‡e Ges D³iƒc wba©viY P~ovšÍ nB‡e|

(5) Dc-aviv (4) Abyhvqx cÖ`Ë †Kvb Av‡`‡k D³iƒc cybM©Vb Kvh©Ki Kwievi Rb¨ †hiƒc Avek¨K nB‡e †mBiƒc cwic~iK, Avbylw½K I cvwiYvwgK (Consequential) weavbvewj _vwK‡Z cvwi‡e; Z‡e Dc-aviv (3) Abyhvqx wefw³Ki‡Yi ci ev Dc-aviv

Page 21: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

21

(4) Abyhvqx GKxf~ZKi‡Yi ci, cwil` cybM©V‡bi cÖ‡qvR‡b-

(K) c~e©Zb cwil‡`i m`m¨M‡Yi c‡`i †gqv` DËxY© bv nIqv ch©šÍ beMwVZ cwil` ev cwil`mg~‡n mvaviY wbe©vPb AbywôZ Kiv hvB‡e bv;

(L) †h mKj m`‡m¨i c‡`i †gqv` AbyËxY© _vwK‡e †m mKj m`m¨ miKvi ev ZrKZ©„K ÿgZvcÖvß KZ©„c‡ÿi Av‡`kµ‡g miKvwi †M‡R‡U cÖÁvcb Øviv †m mKj wbe©vPbx GjvKv wbqv MwVZ (m¤ú~Y© ev AvswkK) cwil‡`i m`m¨ wnmv‡e †NvwlZ nB‡eb; †h mKj wbe©vPwb GjvKv nB‡Z D³ m`m¨MY c~‡e©i cwil`mg~‡n wbe©vwPZ nBqvwQ‡jb Ges GBiƒc †h †Kvb m`m¨ Zuvnvi c‡`i †gqv‡`i AbyËxY© As‡ki Rb¨ beMwVZ cwil‡`i c‡` AwawôZ _vwK‡eb|

15| †Kvb BDwbqb cwil` ev Askwe‡kl †cŠimfv ev wmwU K‡c©v‡ikb BZ¨vw`‡Z AšÍfy©w³i dj

(1) miKvi, miKvwi †M‡R‡U cÖÁvcb Øviv, †Kvb BDwbqb cwil` ev Bnvi Askwe‡kl †cŠimfvq ev wmwU K‡c©v‡ik‡b iƒcvšÍwiZ ev †Kvb we`¨gvb †cŠimfvq ev wmwU K‡c©v‡ik‡b AšÍfy©³ Kwi‡Z cvwi‡e:

Z‡e kZ© _v‡K †h, D³ BDwbqb ev Bnvi Askwe‡kl‡K †cŠimfv Ges wmwU K‡c©v‡ikbmsµvšÍ cÖPwjZ AvB‡b ewY©Z kZ©mg~n c~iY Kwi‡Z nB‡e:AviI kZ© _v‡K †h, †cŠi GjvKv ev wmwU K‡c©v‡ikb †NvlYvmsµvšÍ weÁwß cÖKvwkZ nBevi ci D³ GjvKvi mswkøó ¯’vbxq miKvi cÖwZôvb ev msÿzä e¨w³ Ab~aŸ© 1 (GK) gv‡mi g‡a¨ D³iƒc †NvlYvi weiæ‡× miKv‡ii wbKU wjwLZ AvcwË DÌvcb Kwi‡Z cvwi‡e; DÌvwcZ AvcwË m¤c‡K© miKvi cieZx© 30 (wÎk) Kvh©w`e‡mi g‡a¨ wba©vwiZ c×wZ‡Z †cŠi GjvKv ev wmwU K‡c©v‡ikb MV‡bi wel‡q P‚ovšÍ wm×všÍ MÖnY Kwi‡e|

(2) hw` †Kvb mg‡q, †Kvb BDwbqb cwil‡`i mgMÖ GjvKv D³ mg‡q ejer †Kvb wewa Abyhvqx †Kvb cÖÁvcb Øviv †Kvb †cŠimfv, wmwU K‡c©v‡ikb ev †Kvb K¨v›Ub‡g›U †ev‡W©i cÖkvmwbK GjvKvfy³ Kiv nq, Zvnv nB‡j mswkøó BDwbqb cwil`, D³ cÖÁvc‡bi ZvwiL nB‡Z 6 (Qq) gv‡mi g‡a¨ ev cÖÁvc‡b †hiƒc wbw`©ó nB‡e †miƒc ZvwiL, ev †h Zvwi‡L beMwVZ ms¯’vwUi wbe©vPbmg~n m¤úbœ nq †m ZvwiL, Bnv‡`i g‡a¨ hvnv Av‡M nB‡e, D³ ZvwiL nB‡Z Avi we`¨gvb _vwK‡e bv Ges †h mKj m¤cwË, Znwej I Ab¨ cwim¤c` D³ cwil‡` eZ©vBqvwQj Zrmg~n Ges D³ cwil‡`i mKj AwaKvi I `vq-`vwqZ¡ †ÿÎvbyhvqx mswkøó †cŠimfv, wmwU K‡c©v‡ikb ev K¨v›Ub‡g›U †ev‡W©i wbKU mswkøó KZ©„c‡ÿi Av‡`kvbyhvqx eZ©vB‡e I n¯ÍvšÍwiZ nB‡e Ges D³ cwil‡`i Aax‡b wbhy&³ e¨w³MY Zuvnv‡`i AwfcÖv‡qi wfwˇZ I wb‡qv‡Mi kZ©vbyhvqx †hvM¨ we‡ewPZ nB‡j †h Zvwi‡L D³ cwil` Avi we`¨gvb _vwK‡e bv †m ZvwiL nB‡Z mswkøó †cŠimfv ev wmwU K‡cv©‡ikb ev K¨v›Ub‡g›U †ev‡W© wb‡qvwRZ nBqv‡Qb ewjqv MY¨ nB‡e|

Page 22: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

22

(3) hw` †Kvb mg‡q, †Kvb cwil‡`i Askwe‡kl D³ mg‡q ejer †Kvb wewa Abyhvqx †Kvb cÖÁvcb Øviv †Kvb †cŠimfv, wmwU K‡c©v‡ikb ev †Kvb K¨v›Ub‡g›U †ev‡W©i cÖkvmwbK GjvKvfy³ Kiv nq, Zvnv nB‡j D³ cwil‡`i Ask, D³ cÖÁvc‡bi ZvwiL nB‡Z 6 (Qq) gv‡mi g‡a¨ ev cÖÁvc‡b †hiƒc wbw`©ó nB‡e †miƒc ZvwiL, ev †h Zvwi‡L beMwVZ ms¯’vwUi wbe©vPbmg~n m¤úbœ nq †m ZvwiL, Bnv‡`i g‡a¨ hvnv Av‡M nB‡e, D³ ZvwiL nB‡Z n«vmcÖvß nBqv‡Q ewjqv MY¨ nB‡e; Abyiƒcfv‡e AšÍfy©³K…Z cwil‡`i Askwe‡k‡li mKj m¤úwË, Znwej I Ab¨ cwim¤c` Ges D³ cwil‡`i mKj AwaKvi I `vq-`vwqZ¡ †ÿÎvbyhvqx mswkøó †cŠimfv, wmwU K‡c©v‡ikb ev K¨v›Ub‡g›U †ev‡W©i wbKU mswkøó KZ„©c‡ÿi Av‡`kvbyhvqx eZ©vB‡e I n¯ÍvšÍwiZ nB‡e Ges miKvi Ab¨iƒc wb‡`©k bv w`‡j, †ÿÎvbyhvqx, D³ †cŠimfv, wmwU K‡c©v‡ikb ev K¨v›Ub‡g›U †ev‡W©i Awa‡ÿÎvaxb (Jurisdiction) GjvKvi Rb¨ ejer mKj wbqg, Av‡`k, wb‡`©k I cÖÁvcb D³ cwil` GjvKvi †h Ask D³iƒ‡c AšÍfy©³ nq †m As‡ki †ÿ‡ÎI cÖ‡hvR¨ nB‡e|

16| †cŠimfv BZ¨vw`i mgMÖ ev AvswkK GjvKv wbqv BDwbqb cwil` MVb

(1) hw` miKvi g‡b K‡i †h, †Kvb †cŠimfv ev wmwU K‡c©v‡ikb ev K¨v›Ub‡g›U †ev‡W©i mgMÖ GjvKv ev Dnvi †Kvb Askwe‡k‡li iƒc‡iLv cwiewZ©Z nBqv wMqv‡Q Ges Dnvi Aax‡b GK ev GKvwaK BDwbqb cwil` MVb Kiv cÖ‡qvRb, Zvnv nB‡j miKvi, miKvwi †M‡R‡U cÖÁvcb Øviv, D³ cÖÁvc‡bi cÖvK-cÖKvkbvi ci-

(K) D³iƒc GjvKv‡K miKvwi †M‡R‡U cÖÁvc‡bi gva¨‡g mywbw`©ó Kwiqv †Kvb BDwbqb

cwil‡` AšÍfy©³ Kwi‡Z cvwi‡e; ev

(L) D³iƒc GjvKvq GK ev GKvwaK BDwbqb cwil` MVb Kwi‡Z cvwi‡e: Z‡e kZ© _v‡K †h, D³ cÖvK-cÖKvwkZ cÖÁvcbwU MY-weÁwß AvKv‡i AšÍZ `ywU eûj cÖPvwiZ ˆ`wbK cwÎKvq (¯’vbxqfv‡e cÖKvwkZ GKwU cwÎKvmn) Ges mswkøó BDwbqb, Dc‡Rjv I †Rjvi ¸iæZ¡c~Y© Awdm I ¯’vbmg~‡n cÖKvk Kwi‡Z nB‡e, hvnv‡Z D³ cÖKvkbvi ZvwiL nB‡Z AbwaK 2 (`yB) gv‡mi g‡a¨ AvcwË DÌvc‡bi Avnevb Rvbv‡bv nB‡e Ges miKvi KZ©„K wbhy³ †Kvb KZ©„cÿ AvcwË DÌvcbKvix ev DÌvcbKvix‡`i ïbvwbi my‡hvM w`qv cÖvß AvcwË we‡ePbv Kwiqv wm×všÍ cÖ`vb Kwi‡e|

(2) Dc-aviv (1) Abyhvqx P~ovšÍ cÖÁvcb cÖKvkbvi ZvwiL nB‡Z AbwaK 180 (GKkZ Avwk) w`‡bi g‡a¨ cÖÁvc‡b wbw`©ó GjvKvi BDwbqb cwil‡`i wbe©vPb AbywôZ nB‡Z nB‡e Ges D³iƒc wbe©vPb mgvwßi ZvwiL nB‡Z, D³iƒc GjvKv, †ÿÎvbyhvqx, D³iƒ‡c wbw`©ó ev MwVZ BDwbqb cwil‡`i AšÍfy©³ ewjqv MY¨ nB‡e, Ges D³iƒ‡c cÖÁvwcZ GjvKv †cŠimfv ev wmwU K‡c©v‡ikb ev K¨v›Ub‡g›U †ev‡W©i Ask wn‡m‡e Avi we`¨gvb _vwK‡e bv|

Page 23: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

23

(3) Dc-aviv (1)G DwjøwLZ GjvKv †h ZvwiL nB‡Z BDwbqb cwil‡`i AšÍfy©³ Kiv nq †mB ZvwiL nB‡Z-

(K) mswkøó †cŠimfv ev wmwU K‡c©v‡ikb ev K¨v›Ub‡g›U †ev‡W©i †h GjvKv D³iƒ‡c AšÍfy©³ nq †m GjvKv m¤cwK©Z m¤cwË, Znwej I `vq-`vwqZ¡ mswkøó KZ©„cÿ KZ©„K †hiƒc wba©vwiZ nB‡e †miƒc wefvRb Abymv‡i BDwbqb cwil‡` eZ©vB‡e I Dnvi wbKU n¯ÍvšÍwiZ nB‡e; Ges

(L) D³iƒ‡c AšÍfy©³ GjvKv m¤cwK©Z e¨w³M‡Yi g‡a¨ hvnviv †cŠimfv ev wmwU K‡c©v‡ikb ev K¨v›Ub‡g›U †evW© KZ©„K wb‡qvwRZ, Zvnviv mswkøó BDwbqb cwil‡` Kg©iZ _vwKevi AwfcÖvq e¨³ Kwi‡j wewa Abymv‡i BDwbqb cwil‡` wb‡qvwRZ nB‡eb ewjqv MY¨ nB‡eb|

17| b`xfv½b, cÖvK…wZK `y‡h©vM BZ¨vw` Kvi‡Y cwil` cybM©Vb

†Kvb cwil‡`i AšÍfy©³ m¤ú~Y© ev AvswkK GjvKv b`xfv½b A_ev Ab¨ †Kvb cÖvK…wZK `y‡h©v‡Mi Kvi‡Y wejxb ev wejyß nBqv †M‡j miKvi, D³ cwil` wewa Abyhvqx evwZj ev cybM©Vb Kwi‡e Ges cybM©V‡bi †ÿ‡Î bZzb cwil` MVb bv nIqv ch©šÍ we`¨gvb cwil` GB AvB‡bi weavb Abyhvqx mKj Kvh©µg cwiPvjbv Kwi‡e|

18| cÖkvmK wb‡qvM

(1) †Kvb GjvKv‡K BDwbqb †NvlYvi ci Bnvi Kvh©vewj m¤úv`‡bi Rb¨ miKvi GKRb Dchy³ Kg©KZ©v‡K cÖkvmK wnmv‡e wb‡qvM Kwi‡e Ges GB AvB‡bi weavb †gvZv‡eK wbe©vwPZ cwil` MVb bv nIqv ch©šÍ cÖkvmK BDwbqb cwil‡`i hveZxq `vwqZ¡ cvjb Kwi‡eb|

Z‡e kZ© _v‡K †h, Dc-aviv (1)Gi Aaxb wbhy³ cÖkvmK 120 (GKkZ wek) w`‡bi AwaK mgq Kvj `vwq‡Z¡ _vwK‡Z cvwi‡eb bv| AviI kZ© _v‡K †h, †Kvb ˆ`e-`ywe©cv‡Ki Kvi‡Y GB AvB‡bi weavb †gvZv‡eK wbe©vwPZ cwil` MVb Kiv m¤¢e bv nB‡j miKvi D³ †gqv` AbwaK 60 (lvU) w`b e„w× Kwi‡Z cvwi‡e|

(2) miKvi cÖkvmK‡K Kg©m¤úv`‡b mnvqZv Kwievi Rb¨ cÖ‡qvRbxq msL¨K m`m¨ mgš^‡q KwgwU MVb Kwi‡Z cvwi‡e|

(3) cÖkvmK Ges KwgwUi m`m¨e„›`, h_vµ‡g, †Pqvig¨vb I m`m¨M‡Yi ÿgZv cÖ‡qvM Kwi‡eb|

Page 24: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

24

PZz_© Aa¨vq

†Pqvig¨vb I m`m¨ wbev©Pb19| †fvUvi ZvwjKv I †fvUvwaKvi

(1) cÖwZwU Iqv‡W©i Rb¨ wbev©Pb Kwgkb KZ…©K cÖYxZ GKwU †fvUvi ZvwjKv _vwK‡e|

(2) †Kvb e¨w³ †Kvb Iqv‡W©i †fvUvi ZvwjKvfz³ nBevi AwaKvix nB‡eb, hw` wZwb-

(K) evsjv‡`‡ki GKRb bvMwiK nb;

(L) AvVvi erm‡ii Kg eq¯‹ b‡nb;

(M) †Kvb Dchy³ Av`vjZ KZ©„K AcÖK…wZ¯’ ewjqv †NvwlZ b‡nb;

(N) mswkøó Iqv‡W©i Awaevmx ev Awaevmx ewjqv MY¨ nb|

(3) †Kvb e¨w³ †fvUviZvwjKvq †h Iqv‡W© AšÍf©y³ nB‡eb, wZwb †mB Iqv‡W©i m`m¨ Ges †Pqvig¨vb wbe©vP‡b †fvU cÖ`vb Kwi‡Z cvwi‡eb|

20| wbe©vPb cwiPvjbv, BZ¨vw`

(1) wbe©vPb Kwgkb KZ…©K cÖYxZ wewa Abymv‡i wbe©vPb Kwgkb cwil‡`i †Pqvig¨vb I m`m¨‡`i wbe©vP‡bi Av‡qvRb, cwiPvjbv I m¤cv`b Kwi‡e Ges Abyiƒc wewa‡Z wbe©vPb Kwgkb wb¤œiƒc mKj ev †h †Kvb wel‡qi weavb Kwi‡Z cvwi‡e, h_v:

(K) wbe©vPb cwiPvjbvi Rb¨ wiUvwb©s Awdmvi, mnKvix wiUvwb©s Awdmvi, wcÖRvBwWs Awdmvi I †cvwjs Awdmvi wb‡qvM Ges Zvnv‡`i ÿgZv I `vwqZ¡;

(L) cÖv_©x‡`i g‡bvbqb, g‡bvbq‡bi †ÿ‡Î AvcwË Ges g‡bvbqbcÎ evQvB;

(M) cÖv_©x KZ…©K cÖ`Ë RvgvbZ MÖnY Ges D³ RvgvbZ †diZ cÖ`vb ev ev‡RqvßKiY;

(N) cÖvw_©Zv cÖZ¨vnvi I cÖZxK eivÏ;

(O) cÖv_©x‡`i G‡R›U wb‡qvM;

Page 25: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

25

(P) cÖwZØw›ØZv I webv cÖwZØw›ØZvi †ÿ‡Î wbe©vPbc×wZ;

(Q) †fvU MÖn‡Yi ZvwiL, mgq, ¯’vb Ges wbe©vPb cwiPvjbvmsµvšÍ Ab¨vb¨ welq;

(R) †fvU`vb c×wZ;

(S) cÖvß †fvU evQvB I MYbv, djvdj †NvlYv Ges mgvbmsL¨K †fvU cÖvwßi †ÿ‡Î AbymiYxq c×wZ;

(T) e¨vjU †ccvi I wbe©vPbmsµvšÍ Ab¨vb¨ KvMRc‡Îi †ndvRZ I wewj e›Ub;

(U) †h Ae¯’vq †fvU MÖnY ¯’wMZ Kiv hvq Ges cybivq †fvU MÖnY Kiv hvq;

(V) cÖv_x©‡`i wbe©vPwb e¨q Ges GZ`&msµvšÍ hveZxq welq;

(W) wbe©vP‡b `yb©xwZg~jK ev A‰ea Kvh©Kjvc Ges Ab¨vb¨ wbe©vPwb Aciva Ges Dnvi `Ð Ges cÖwZØ›Øx cÖv_x©‡`i AvPiY I AvPiY wewa f‡½i `Ð;

(X) wbe©vPwb we‡iva Ges Dnvi wePvi I wb®úwË;

(Y) Aciva wePviv‡_© MÖnY, g¨vwR‡÷ª‡Ui ÿgZv cÖ‡qvM, gvgjvi †gqv`msµvšÍ welqvw`;

(Z) †fvU MÖn‡Yi w`b wbe©vPbmsµvšÍ `vwqZ¡ cvjbiZ AvBb cÖ‡qvMKvix ms¯’vi m`m¨‡`i †MÖdZvi Kivi ÿgZv; Ges

(_) wbe©vPbm¤úwK©Z Avbylw½K Ab¨vb¨ welq|

(2) †Kvb e¨w³, Dc-aviv (1)Gi `dv (W)G DwjøwLZÑ

(K) wbe©vP‡b `ybx©wZg~jK ev A‰ea Kvh©Kjvc Kwi‡j wZwb Ab~¨b 3 (wZb) ermi Kviv`Ð A_ev AbwaK 10 (`k nvRvi) UvKv ev Dfq`‡Ð `wÐZ nB‡eb;

(L) wbe©vPwb Aciva Kwi‡j wZwb Ab~¨b 6 (Qq) gvm Ges AbwaK 3 (wZb) ermi Kviv`‡Ð `wÐZ nB‡eb; Ges

(M) AvPiYwewai †Kvb weavb j•Nb Kwi‡j wZwb Ab~¨b 6 (Qq) gvm Kviv`Ð A_ev AbwaK 10 (`k nvRvi) UvKv A_©`Ð A_ev Dfq `‡Ð `wÐZ nB‡eb|

21| wbe©vPwb djvdj cÖKvk

†Pqvig¨vb Ges m`m¨ wnmv‡e wbe©vwPZ mKj e¨w³i bvg wbe©vPb Kwgkb, h_vkxNÖ m¤¢e, miKvwi †M‡R‡U cÖKvk Kwi‡e|

Page 26: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

26

cÂg Aa¨vq

wbev©Pwb we‡iva22| wbe©vPwb `iLv¯Í `vwLj

(1) GB AvB‡bi Aax‡b AbywôZ †Kvb wbe©vPb ev M„nxZ wbe©vPwb Kvh©µg wel‡q wbe©vPb UªvBey¨bvj e¨ZxZ †Kvb Av`vjZ ev Ab¨ †Kvb KZ…©c‡ÿi wbKU AvcwË DÌvcb Kiv hvB‡e bv|

(2) †Kvb wbe©vP‡bi cÖv_x© e¨ZxZ Ab¨ †Kvb e¨w³ D³ wbe©vPb ev wbe©vPwb Kvh©µg wel‡q AvcwË DÌvcb I cÖwZKvi cÖv_©bv Kwiqv wbe©vPb UªvBey¨bv‡j Av‡e`b Kwi‡Z cvwi‡eb bv|

(3) GB AvB‡bi aviv 23Gi Aaxb MwVZ wbe©vPb UªvBey¨bv‡ji eive‡i wba©vwiZ c×wZ‡Z wbe©vPwb Awf‡hvMcÎ †ck Kwi‡Z nB‡e|

(4) †Kvb Av`vjZ-

(K) cwil‡`i †Kvb †Pqvig¨vb ev m`‡m¨i wbe©vPb gyjZwe ivwL‡Z;

(L) GB AvBb Abyhvqx wbe©vwPZ †Kvb cwil‡`i †Pqvig¨vb ev m`m¨‡K Zuvnvi `vwqZ¡ MÖn‡Y weiZ ivwL‡Z;

(M) GB AvBb Abyhvqx wbe©vwPZ †Kvb cwil‡`i †Pqvig¨vb ev m`m¨‡K Zuvnvi Kvh©vj‡q cÖ‡ek Kiv nB‡Z weiZ ivwL‡Z wb‡lavÁv Rvwi Kwi‡Z cvwi‡e bv|

23| wbe©vPwb UªvBey¨bvj I wbe©vPwb Avwcj UªvBey¨bvj MVb

(1) GB AvB‡bi Aax‡b wbe©vPbm¤úwK©Z we‡iva wb®úwËi †ÿ‡Î wbe©vPb Kwgkb, miKvwi †M‡R‡U cÖÁvc‡bi Øviv, GKRb Dchy³ c`gh©v`vi wePvi wefvMxq Kg©KZ©vi mgš^‡q cÖ‡qvRbxqmsL¨K wbe©vPwb UªvBey¨bvj Ges GKRb Dchy³ c`gh©v`vi wePvi wefvMxq Kg©KZ©v I GKRb Dchy³ c`gh©v`vi wbe©vnx wefv‡Mi Kg©KZ©vi mgš^‡q cÖ‡qvRbxqmsL¨K wbe©vPwb Avwcj UªvBey¨bvj MVb Kwi‡e|

(2) †Kvb msÿzäe¨w³ wbev©wPZ †Pqvig¨vb ev m`m¨ ev m`m¨M‡Yi bvg miKvwi †M‡R‡U cÖKv‡ki cieZx© 30 (wÎk) w`‡bi g‡a¨ wbev©Pwb UªvBeybv‡j wbe©vPbx `iLv¯Í `v‡qi

Page 27: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

27

Kwi‡Z cvwi‡eb|

(3) Dc-aviv (1) Abyhvqx MwVZ UªvBeyb¨vj cwil‡`i wbe©vPbmsµvšÍ †h †Kvb `iLv¯Í, Dnv `v‡qi Kwievi 180 (GKkZ Avwk) w`‡bi g‡a¨ wb®úwË Kwi‡e|

(4) wbe©vPwb UªvBey¨bv‡ji iv‡qi weiæ‡× msÿzä e¨w³ 30 (wÎk) w`‡bi g‡a¨ wbe©vPwb Avwcj UªvBey¨bv‡j Avwcj `v‡qi Kwi‡Z cvwi‡eb|

(5) Dc-aviv (1) Abyhvqx MwVZ wbe©vPwb Avwcj UªvBey¨bvj Avwcj `v‡qi Kwievi 120 (GKkZ wek) w`‡bi g‡a¨ Dnv wb®úwË Kwi‡e|

(6) wbe©vPwb Avwcj UªvBey¨bv‡ji ivq P~ovšÍ ewjqv MY¨ nB‡e|

24| wbe©vPwb `iLv¯Í I Avwcj e`wjKi‡Yi ÿgZv

wbe©vPb Kwgkb wbR D‡`¨v‡M A_ev cÿM‡Yi †Kvb GK cÿ KZ…©K GZ`y‡Ï‡k¨ †ckK„Z Av‡e`‡bi †cÖwÿ‡Z †h †Kvb ch©v‡q GKwU wbe©vPwb `iLv¯Í GK UªvBey¨bvj nB‡Z Ab¨ UªvBey¨bv‡j A_ev GKwU Avwcj UªvBey¨bvj nB‡Z Aci GKwU Avwcj UªvBey¨bv‡j e`wj Kwi‡Z cvwi‡e Ges †h UªvBey¨bv‡j ev Avwcj UªvBey¨bv‡j Zvnv GBiƒc e`wj Kiv nq †mB UªvBey¨bvj ev Avwcj UªvBey¨bvj D³ `iLv¯Í ev Avwcj †h ch©v‡q e`wj Kiv nBqv‡Q †mB ch©vq nB‡Z Dnvi wePviKvh© PvjvBqv hvB‡e|

Z‡e kZ© _v‡K †h, wbe©vPwb `iLv¯Í †h UªvBey¨bv‡j e`wj Kiv nBqv‡Q †mB UªvBey¨bvj Dchy³ g‡b Kwi‡j BwZc~‡e© cixwÿZ †Kvb mvÿx cybivq Zje ev cybivq cixÿv Kwi‡Z cvwi‡e Ges Abyiƒcfv‡e Avwcj UªvBey¨bvjI GB ÿgZv cÖ‡qvM Kwi‡Z cvwi‡e|

25| wbe©vPwb `iLv¯Í, Avwcj BZ¨vw` wb®úwË

wbe©vPwb `iLv¯Í I Avwcj `v‡q‡ii c×wZ, wbe©vPwb UªvBey¨bvj I wbe©vPwb Avwcj UªvBey¨bvj KZ…©K wbe©vPb we‡iva wb®cwËi c×wZ, GLwZqvi, ÿgZv, cÖwZKvi Ges Avbylw½K mKj welq wewa Øviv wba©vwiZ nB‡e|

Page 28: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

28

lô Aa¨vq

†hvM¨Zv I A‡hvM¨Zv26| cwil‡`i m`m¨M‡Yi †hvM¨Zv I A‡hvM¨Zv

(1) †Kvb e¨w³ GB avivi Dc-aviv (2)Gi weavbmv‡c‡ÿ cwil‡`i †Pqvig¨vb ev m`m¨c‡` wbe©vwPZ nBevi †hvM¨ nB‡eb, hw`-

(K) wZwb evsjv‡`‡ki bvMwiK nb;

(L) Zvnvi eqm cuwPk ermi c~Y© nq;

(M) †Pqvig¨v‡bi †ÿ‡Î, mswkøó BDwbq‡bi †h †Kvb Iqv‡W©i †fvUviZvwjKvq Zvunvi bvg wjwce× _v‡K;

(N) msiwÿZ gwnjv Avm‡bi m`m¨mn Ab¨ m`m¨‡`i †ÿ‡Î, mswkøó Iqv‡W©i †fvUviZvwjKvq Zvnvi bvg wjwce× _v‡K|

(2) †Kvb e¨w³ †Pqvig¨vb ev m`m¨c‡` wbe©vwPZ nBevi Ges _vwKevi †hvM¨ nB‡eb bv, hw`-

(K) wZwb evsjv‡`‡ki bvMwiKZ¡ cwiZ¨vM K‡ib ev nvivb;

(L) Zvnv‡K †Kvb Av`vjZ AcÖK…wZ¯’ ewjqv †NvlYv K‡ib;

(M) wZwb †Kvb Av`vjZ KZ…©K †`Dwjqv †NvwlZ nb Ges †`Dwjqv †NvwlZ nBevi ci `vq nB‡Z Ae¨vnwZ jvf bv Kwiqv _v‡Kb;

(N) wZwb ˆbwZK öjbRwbZ †Kvb †dŠR`vwi Aciv‡a †`vlx mve¨¯Í nBqv Ab~¨b 2 (`yB) erm‡ii Kviv`‡Ð `wÐZ nb Ges Zvunvi gyw³jv‡fi ci 5 (cuvP) ermi Kvj AwZevwnZ bv nBqv _v‡K;

(O) wZwb cÖRvZ‡š¿i ev cwil‡`i ev Ab¨ †Kvb ¯’vbxq KZ…©c‡ÿi †Kvb K‡g© jvfRbK mve©ÿwYK c‡` AwawôZ _v‡Kb;

Page 29: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

29

(P) wZwb RvZxq msm‡`i m`m¨ ev Ab¨ †Kvb ¯’vbxq KZ©…c‡ÿi †Pqvig¨vb ev m`m¨ nb;

(Q) wZwb ev Zvnvi cwiev‡ii Dci wbf©ikxj †Kvb m`m¨ mswkøó cwil‡`i †Kvb KvR m¤cv`‡bi ev gvjvgvj mieiv‡ni Rb¨ wVKv`vi nb ev Bnvi Rb¨ wbhy³ wVKv`vwi cÖwZôv‡bi Askx`vi nb ev mswkøó cwil‡`i †Kvb wel‡q Zvnvi †Kvb cÖKvi Avw_©K ¯^v_© _v‡K ev wZwb miKvi KZ…©K wbhy³ AZ¨vek¨K †Kvb `ª‡e¨i wWjvi nb;

(R) g‡bvbqbcÎ Rgv †`Iqvi Zvwi‡L †Kvb e¨vsK ev Avw_©K cÖwZôvb nB‡Z †Kvb FY †gqv‡`vËxY© Ae¯’vq Abv`vqx iv‡Lb|

Z‡e kZ© _v‡K †h, †Kvb e¨vsK ev Avw_©K cÖwZôvb nB‡Z M„nxZ wbR¯^ emev‡mi wbwgË M„nwbg©vY A_ev ÿz`ª K…wlFY Bnvi AvIZvfy³ nB‡e bv ;

(S) Zvnvi wbKU cwil` nB‡Z M„nxZ †Kvb FY Abv`vqx _v‡K ev cwil‡`i wbKU Zvnvi †Kvb Avw_©K `vq‡`bv _v‡K;

(T) wZwb ¯’vbxq miKvi cwil` wKsev miKvi KZ©„K wb‡qvMK…Z wbixÿv cÖwZ‡e`b Abyhvqx cwi‡kv‡ai Rb¨ wba©vwiZ A_© mswkøó ¯’vbxq miKvi cwil`‡K cwi‡kva bv K‡ib;

(U) wZwb cwil‡`i Znwej Zmiæ‡di Kvi‡Y `ÐcÖvß nb;

(V) wZwb GB AvB‡b ewY©Z Aciv‡a A_ev wbe©vPwb AcivamsµvšÍ Aciv‡a mswkøó Av`vjZ KZ©„K †`vlx mve¨¯Í nBqv Ab~¨b 2(`yB) ermi Kviv`‡Ð `wÐZ nb Ges Zvnvi gyw³jv‡fi ci 5 (cuvP) ermi Kvj AwZevwnZ bv nBqv _v‡K;

(W) wZwb †Kvb miKvwi ev AvavmiKvwi `ßi, ¯^vqËkvwmZ ms¯’v, ¯’vbxq KZ©„cÿ, mgevq mwgwZ BZ¨vw` nB‡Z ˆbwZK öjb, `ybx©wZ. Am`vPiY BZ¨vw` Aciv‡a PvKywiPz¨Z nBqv 5 (cuvP) ermi AwZµvšÍ bv K‡ib;

(X) wZwb weMZ cuvP erm‡ii g‡a¨ †h †Kvb mg‡q `Ðwewai aviv 189 I 192Gi Aaxb †`vlx mve¨¯Í nBqv mvRvcÖvß nb;

(Y) wZwb weMZ cuvP erm‡ii g‡a¨ †h †Kvb mg‡q `Ðwewai aviv 213, 332, 333 I 353Gi Aaxb †`vlx mve¨¯Í nBqv mvRvcÖvß nb;

(Z) wZwb †Kvb Av`vjZ KZ©„K †divwi Avmvwg wnmv‡e †NvwlZ nb;

(_) RvZxq ev AvšÍR©vwZK Av`vjZ ev UªvBey¨bvj KZ©„K hy×vcivax wnmv‡e †`vlx mve¨¯Í nb|

(3) cÖ‡Z¨K †Pqvig¨vb I m`m¨ c`cÖv_©x g‡bvbqbcÎ `vwL‡ji mgq GB g‡g© GKwU

Page 30: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

30

njdbvgv `vwLj Kwi‡eb †h, Dc-aviv (2) Abyhvqx wZwb †Pqvig¨vb ev m`m¨ wbe©vP‡bi A‡hvM¨ b‡nb|

27| GKvwaK c‡` cÖvw_©Zvq evav

(1) †Kvb e¨w³ GKBmv‡_ ‡Pqvig¨vb I m`m¨c‡` cÖv_©x nB‡Z cvwi‡eb bv |

(2) hw` †Kvb e¨w³ GKBmv‡_ †Kvb cwil‡`i GKvwaK c‡` g‡bvbqbcÎ `vwLj K‡ib, Zvnv nB‡j, Zvnvi mKj g‡bvbqbcÎ evwZj nB‡e|

(3) cwil‡`i †gqv`Kv‡j †Kvb Kvi‡Y †Pqvig¨vb c` k~b¨ nB‡j, †Kvb m`m¨ †Pqvig¨vb c‡` wbe©vP‡b cÖwZØw›ØZv Kwi‡Z cvwi‡eb:

Z‡e kZ© _v‡K †h, GBiƒc †ÿ‡Î D³ m`m¨‡K ¯^xq c` Z¨vM Kwiqv cÖwZØw›ØZv Kwi‡Z nB‡e|

(4) †Kvb e¨w³ GKBm‡½ †h †Kvb ¯’vbxq miKvi cwil‡`i m`m¨ Ges RvZxq msm` m`m¨c‡` cÖwZØw›ØZv Kwi‡Z cvwi‡eb bv|

Page 31: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

31

mßg Aa¨vq

cwil‡`i †Pqvig¨vb I m`m¨MY m¤cwK©Z weavb

28| cwil‡`i †Pqvig¨vb I m`m¨M‡Yi kc_ ev †NvlYv

(1) †Pqvig¨vb I cÖ‡Z¨K m`m¨ Zvnvi Kvh©fvi MÖn‡Yi c~‡e© cÖ_g Zdwm‡j DwjøwLZ di‡g miKvi KZ©„K wba©vwiZ †Kvb e¨w³i m¤§y‡L kc_ MÖnY ev †NvlYv cÖ`vb Kwi‡eb Ges kc_cÎ ev †NvlYvc‡Î ¯^vÿi`vb Kwi‡eb|

(2) †Pqvig¨vb ev m`m¨ wnmv‡e wbe©vwPZ e¨w³M‡Yi bvg miKvwi †M‡R‡U cÖKvwkZ nBevi 30 (wÎk) w`‡bi g‡a¨ †Pqvig¨vb I mKj m`‡m¨i kc_ MÖnY ev †NvlYvi Rb¨ miKvi ev Zr&KZ©„K wba©vwiZ KZ©„cÿ cÖ‡qvRbxq e¨e¯’v MÖnY Kwi‡eb|

29| cwil‡`i †Pqvig¨vb I m`m¨M‡Yi Kvh©Kvj

(1) †Kvb cwil‡`i †Pqvig¨vb I m`m¨MY, GB AvB‡bi weavbvewj mv‡c‡ÿ, mswkøó cwil‡`i cÖ_g mfv Abyôv‡bi ZvwiL nB‡Z 5 (cuvP) ermi mg‡qi Rb¨ D³ c‡` AwawôZ _vwK‡eb|

(2) †Pqvig¨vb I m`m¨‡`i bvg miKvwi †M‡R‡U cÖKvwkZ nIqvi ZvwiL nB‡Z cieZx© 30 (wÎk) Kvh©w`e‡mi g‡a¨ BDwbqb cwil‡`i cÖ_g mfv AbywôZ nB‡Z nB‡e|

Z‡e kZ© _v‡K †h, wba©vwiZ mg‡qi g‡a¨ beMwVZ cwil‡`i cÖ_g mfv AbywôZ bv nB‡j miKvi Dchy³ KZ©„cÿ‡K mfv AvnŸv‡bi Rb¨ `vwqZ¡ Ac©Y Kwi‡Z cvwi‡e Ges Abyiƒcfv‡e AbywôZ mfv cwil‡`i cÖ_g mfv wnmv‡e MY¨ nB‡e|

(3) cwil` MV‡bi Rb¨ †Kvb mvaviY wbe©vPb H cwil‡`i Rb¨ AbywôZ c~e©eZ©x mvaviY wbe©vP‡bi ZvwiL nB‡Z 5 (cuvP) ermi c~Y© nBevi 180 (GK kZ Avwk) w`‡bi g‡a¨ AbywôZ nB‡e|

(4) GB AvB‡b hvnv wKQyB _vKzK bv †Kb, BDwbqb cwil‡`i †gqv` †k‡l wbe©vP‡bi ci Dnvi wZb-PZz_©vsk m`m¨ kc_ MÖnY Kwi‡j BDwbqbwU h_vh_fv‡e MwVZ nBqv‡Q ewjqv MY¨ nB‡e|

Page 32: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

32

e¨vL¨v: MwVZ cwil‡`i †gvU m`m¨‡`i wZb-PZy_©vsk wba©vi‡Yi †ÿ‡Î fMœvs‡ki D™¢e nB‡j Ges Zvnv `kwgK cuvP k~b¨ kZvs‡ki Kg nB‡j AMªvn¨ Kwi‡Z nB‡e Ges `kwgK cuvP k~b¨ kZvsk ev Zvi †ewk nB‡j Zvnv GK ewjqv MY¨ Kwi‡Z nB‡e|

(5) ˆ`e-`ywe©cvKRwbZ ev Ab¨wea †Kvb Kvi‡Y wba©vwiZ 5 (cuvP) ermi †gqv‡`i g‡a¨ wbe©vPb Abyôvb m¤¢e bv nB‡j, miKvi wjwLZ Av‡`k Øviv, wbe©vPb bv nIqv ch©šÍ wKsev AbwaK 90 (beŸB) w`b ch©šÍ, hvnv Av‡M NwU‡e, mswkøó cwil`‡K Kvh©µg cwiPvjbvi Rb¨ ÿgZv cÖ`vb Kwi‡Z cvwi‡e|

30| `vwqZ¡ n¯ÍvšÍi

cwil` MV‡bi ci c~e©eZx© †Pqvig¨vb ev c¨v‡bj †Pqvig¨v‡bi `vwqZ¡cÖvß m`m¨ Zuvnvi `L‡j ev wbqš¿‡Y _vKv cwil‡`i mKj bM` A_©, cwim¤c`, `wjj`¯Ív‡eR, †iwR÷vi I wmj‡gvni hZkxNÖ m¤¢e A_ev Dc‡Rjv wbev©nx Awdmvi KZ©„K w¯’ixK…Z ZvwiL, mgq I ¯’v‡b bZzb wbe©vwPZ †Pqvig¨vb ev, †ÿÎg‡Z, g‡bvbxZ c¨v‡bj †Pqvig¨vb ev †Pqvig¨v‡bi `vwqZ¡cÖvß m`‡m¨i wbKU cwil‡`i mwPe I Dc‡Rjv wbev©nx Awdmv‡ii g‡bvbxZ GKRb cÖ_g †kwªYi Kg©KZ©vi Dcw¯’wZ‡Z eySvBqv w`‡eb|

31| e¨Z¨‡qi `Ð

(1) hw` †Kvb †Pqvig¨vb ev †Pqvig¨v‡bi `vwqZ¡cÖvß †Kvb m`m¨ aviv 30 Abyhvqx wba©vwiZ c×wZ‡Z wbw`©ó mg‡qi g‡a¨ `vwqZ¡ n¯ÍvšÍi Kwi‡Z e¨_© nb, Zvnv nB‡j wZwb 10,000/- (`k nvRvi) UvKv ch©šÍ A_©`‡Ð `Ðbxq nB‡eb|

(2) †Kvb †Pqvig¨vb ev m`m¨ aviv 26 (3) Abyhvqx Zvnvi A‡hvM¨Zv m¤c‡K© wg_¨v njdbvgv `vwLj Kwi‡j wZwb 3 (wZb) ermi ch©šÍ †gqv‡` Kviv`Ð A_ev 10,000/- (`k nvRvi) UvKv A_©`Ð A_ev Dfq `‡Ð `wÐZ nB‡eb|

32| †Pqvig¨vb ev m`m¨M‡Yi c`Z¨vM

(1) †Kvb m`m¨ cwil‡`i †Pqvig¨vb eivei Zuvnvi c`Z¨vM Kwievi AwfcÖvq wjwLZfv‡e e¨³ Kwiqv c`Z¨vM Kwi‡Z cvwi‡eb Ges D³iƒc c`Z¨vM cÎ †Pqvig¨vb KZ©„K M„nxZ nIqvi mv‡_mv‡_ D³ m`‡m¨i c` k~b¨ nBqv‡Q ewjqv MY¨ nB‡e; †Pqvig¨vb mswkøó m`‡m¨i c`Z¨vMcÎ M„nxZ nIqvi welqwU AbwaK 7 (mvZ) w`‡bi g‡a¨ Dc‡Rjv wbe©vnx Awdmvi‡K AewnZ Kwi‡eb|

(2) †Pqvig¨vb GZ`y‡Ï‡k¨ Dc‡Rjv wbev©nx Awdmv‡ii wbKU, Zuvnvi c`Z¨vM Kwievi AwfcÖvq wjwLZfv‡e e¨³ Kwiqv c`Z¨vM Kwi‡Z cvwi‡eb Ges D³ c`Z¨vMcÎ M„nxZ nIqvi mv‡_mv‡_ D³ †Pqvig¨v‡bi c` k~b¨ nB‡e|

Page 33: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

33

(3) Dc-aviv (1) I (2) Gi Aaxb c`Z¨v‡Mi welqwU Dc‡Rjv wbev©nx Awdmvi AbwaK 7 (mvZ) w`‡bi g‡a¨ cwil`, wbe©vPb Kwgkb Ges miKvi‡K AewnZ Kwi‡eb|

33| †Pqvig¨v‡bi c¨v‡bj

(1) cwil` MwVZ nBevi ci cÖ_g AbywôZ mfvi 30 (wÎk) Kvh©w`e‡mi g‡a¨ AMÖvwaKviµ‡g 3 (wZb) m`m¨wewkó GKwU †Pqvig¨v‡bi c¨v‡bj, m`m¨MY Zvnv‡`i wb‡R‡`i ga¨ nB‡Z wbe©vPb Kwi‡eb|

Z‡e kZ© _v‡K †h, wbe©vwPZ 3 (wZb) Rb †Pqvig¨vb c¨v‡b‡ji g‡a¨ Kgc‡ÿ 1 (GK) Rb msiwÿZ Avm‡bi gwnjv m`m¨M‡Yi ga¨ nB‡Z wbe©vwPZ nB‡eb|

(2) Abycw¯’wZ, Amy¯’Zv‡nZz ev Ab¨ †h †Kvb Kvi‡Y †Pqvig¨vb `vwqZ¡ cvj‡b Amg_© nB‡j wZwb cybivq ¯^xq `vwqZ¡ cvj‡b mg_© bv nIqv ch©šÍ †Pqvig¨v‡bi c¨v‡bj nB‡Z AMÖvwaKviµ‡g GKRb m`m¨ †Pqvig¨v‡bi `vwqZ¡ cvjb Kwi‡eb|

(3) c`Z¨vM, AcmviY, g„Zz¨RwbZ A_ev Ab¨ †h †Kvb Kvi‡Y †Pqvig¨v‡bi c` k~b¨ nB‡j wbe©vwPZ bZyb †Pqvig¨vb Kvh©fvi MÖnY bv Kiv ch©šÍ †Pqvig¨v‡bi c¨v‡bj nB‡Z AMÖvwaKviµ‡g GKRb m`m¨ †Pqvig¨v‡bi `vwqZ¡ cvjb Kwi‡eb|

(4) GB AvB‡bi weavb Abyhvqx †Pqvig¨v‡bi c¨v‡bjfy³ m`m¨MY A‡hvM¨ nB‡j A_ev e¨w³MZ Kvi‡Y `vwqZ¡ cvj‡b Am¤§wZ Ávcb Kwi‡j cwil‡`i wm×všÍµ‡g bZzb †Pqvig¨v‡bi c¨v‡bj ˆZwi Kiv hvB‡e|

(5) Dc-aviv (1) I (4) Abyhvqx m`m¨‡`i ga¨ nB‡Z †Pqvig¨v‡bi c¨v‡bj cÖ¯‘Z Kiv bv nB‡j, miKvi cÖ‡qvRb Abymv‡i, m`m¨M‡Yi ga¨ nB‡Z †Pqvig¨v‡bi c¨v‡bj ˆZwi Kwi‡Z cvwi‡e|

34| †Pqvig¨vb ev m`m¨M‡Yi mvgwqK eiLv¯ÍKiY I AcmviY

(1) †h †ÿ‡Î †Kvb cwil‡`i †Pqvig¨vb ev m`‡m¨i weiæ‡× Dc-aviv (4)G ewY©Z Aciv‡a Acmvi‡Yi Rb¨ Kvh©µg Avi¤¢ Kiv nBqv‡Q A_ev Zvunvi weiæ‡× †dŠR`vwi gvgjvq Awf‡hvMcÎ Av`vjZ KZ©„K M„nxZ nBqv‡Q A_ev Aciva Av`vjZ KZ©„K Avg‡j †bIqv nBqv‡Q, †mB‡ÿ‡Î wba©vwiZ KZ©„c‡ÿi g‡Z †Pqvig¨vb A_ev m`m¨ KZ„©K ÿgZv cÖ‡qvM cwil‡`i ¯^v‡_©i cwicwš’ A_ev cÖkvmwbK `„wó‡Kv‡Y mgxPxb bv nB‡j, miKvi wjwLZ Av‡`‡ki gva¨‡g †Pqvig¨vb A_ev m`m¨‡K mvgwqKfv‡e eiLv¯Í Kwi‡Z cvwi‡e|

Page 34: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

34

(2) Dc-aviv (1)Gi Aax‡b mvgwqKfv‡e eiLv‡¯Íi Av‡`k cÖ`vb Kiv nB‡j Av‡`k cÖvwßi 3 (wZb) w`‡bi g‡a¨ mswkøó †Pqvig¨vb aviv 33Gi weavbg‡Z wbe©vwPZ c¨v‡bj †Pqvig¨v‡bi wbKU `vwqZ¡ n¯ÍvšÍi Kwi‡eb Ges D³ c¨v‡bj †Pqvig¨vb mvgwqK eiLv¯ÍK…Z †Pqvig¨v‡bi weiæ‡× AvbxZ Kvh©µg †kl bv nIqv ch©šÍ A_ev †Pqvig¨vb AcmvwiZ nB‡j Zuvnvi ¯’‡j bZyb †Pqvig¨vb wbe©vwPZ bv nIqv ch©šÍ `vwqZ¡ cvjb Kwi‡eb|

(3) Dc-aviv (1)Gi Aax‡b cwil‡`i †Kvb m`m¨‡K mvgwqKfv‡e eiLv‡¯Íi Av‡`k cÖ`vb Kiv nB‡j D³ m`‡m¨i weiæ‡× AvbxZ Kvh©µg †kl bv nIqv ch©šÍ A_ev D³ m`m¨ AcmvwiZ nB‡j Zvunvi ¯’‡j bZzb m`m¨ wbe©vwPZ bv nIqv ch©šÍ cwil‡`i wm×všÍµ‡g Aci GKRb m`m¨ D³ `vwqZ¡ cvjb Kwi‡eb|

(4) †Pqvig¨vb ev m`m¨ Zuvnvi ¯^xq c` nB‡Z AcmviY‡hvM¨ nB‡eb, hw`, wZwbÑ

(K) hyw³m½Z KviY e¨wZ‡i‡K cwil‡`i cici wZbwU mfvq Abycw¯’Z _v‡Kb;

(L) cwil` ev iv‡óªi ¯^v‡_©i c‡ÿ nvwbKi †Kvb Kvh©Kjv‡c RwoZ _v‡Kb, A_ev `ybx©wZ ev Am`vPiY ev ˆbwZK öjbRwbZ †Kvb Aciv‡a †`vlx mve¨¯Í nBqv `ÐcÖvß nBqv _v‡Kb;

(M) Zvnvi `vwqZ¡ cvjb Kwi‡Z A¯^xKvi K‡ib A_ev kvixwiK ev gvbwmK Amvg‡_©¨i Kvi‡Y `vwqZ¡ cvj‡b Aÿg nb;

(N) Am`vPiY ev ÿgZvi Ace¨env‡ii †`v‡l †`vlx nb A_ev cwil‡`i †Kvb A_© ev m¤cwËi †Kvb ÿwZ mvab ev Dnvi AvZ¥mv‡Zi ev AccÖ‡qv‡Mi Rb¨ `vqx nb;

(O) GB AvB‡bi aviv 26 (2) Abyhvqx wbe©vP‡bi A‡hvM¨ wQ‡jb ewjqv wbe©vP‡bi ci hw` cÖgvwYZ nq;

(P) evwl©K 12 (evi)wU gvwmK mfvi ¯’‡j b~¨bZg 9 (bq)wU mfv MÖnY‡hvM¨ KviY e¨ZxZ Abyôvb Kwi‡Z e¨_© nb;

(Q) wbe©vPwb e¨‡qi wnmve `vwLj bv K‡ib wKsev `vwLjK…Z wnmv‡e AmZ¨ Z_¨ cÖ`vb K‡ib; A_ev

(R) webv AbygwZ‡Z †`kZ¨vM K‡ib A_ev AbygwZµ‡g †`kZ¨v‡Mi ci †mLv‡b Abby‡gvw`Zfv‡e Ae¯’vb K‡ib|

e¨vL¨v: GB Dc-avivq ÔAm`vPiYÕ ewj‡Z ÿgZvi Ace¨envi, KZ©‡e¨ Ae‡njv, `ybx©wZ, ¯^RbcÖxwZ I B”QvK…Z KzkvmbI eySvB‡e|

Page 35: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

35

(5) miKvi ev miKvi KZ…©K wba©vwiZ KZ©„cÿ, miKvwi †M‡R‡U Av‡`k Øviv, Dc-aviv (4) G DwjøwLZ GK ev GKvwaK Kvi‡Y †Pqvig¨vb ev m`m¨‡K AcmviY Kwi‡Z cvwi‡e|

Z‡e kZ© _v‡K †h, Acmvi‡Yi wm×všÍ P‚ovšÍ Kwievi c~‡e© wewa †gvZv‡eK Z`šÍ Kwi‡Z nB‡e I Awfhy³‡K AvZ¥cÿ mg_©‡bi my‡hvM w`‡Z nB‡e|

(5) †Kvb †Pqvig¨vb ev m`‡m¨i Acmvi‡Yi cÖ¯Íve, miKvi ev miKvi KZ…©K wba©vwiZ KZ©„cÿ KZ©„K Aby‡gv`b jv‡fi ci wZwb ZvrÿwYKfv‡e AcmvwiZ nB‡eb|

(6) cwil‡`i †Kvb †Pqvig¨vb ev m`m¨‡K Dc-aviv (5) Abyhvqx Zuvnvi c` nB‡Z AcmviY Kiv nB‡j wZwb miKvi KZ…©K wba©vwiZ KZ©„c‡ÿi wbKU D³ Av‡`‡ki ZvwiL nB‡Z 30 (wÎk) w`‡bi g‡a¨ Avwcj Kwi‡Z cvwi‡eb Ges Avwcj KZ©„cÿ D³ AvwcjwU wb®úwË bv nIqv ch©šÍ AcmviY Av‡`kwU ¯’wMZ ivwL‡Z cvwi‡eb Ges AvwcjKvix‡K e³e¨ cÖ`v‡bi my‡hvM `v‡bi ci D³ Av‡`kwU cwieZ©b, evwZj ev envj ivwL‡Z cvwi‡eb|

(7) Avwcj KZ©„cÿ KZ©„K Dc-aviv (7)Gi Aaxb cÖ`Ë Av‡`k P~ovšÍ ewjqv MY¨ nB‡e|

(8) GB AvB‡bi Ab¨vb¨ weav‡b hvnv wKQyB _vKzK bv †Kb, GB aviv Abyhvqx AcmvwiZ †Kvb e¨w³ †Kvb c‡` mswkøó cwil‡`i Kvh©Kv‡ji Aewkó †gqv‡`i Rb¨ wbe©vwPZ nBevi †hvM¨ nB‡eb bv|

35| †Pqvig¨vb ev m`m¨c` k~b¨ nIqv

(1) †Pqvig¨vb ev †Kvb m`‡m¨i c` k~b¨ nB‡e, hw`-

(K) wZwb aviv 26 (2) Abyhvqx †Pqvig¨vb ev m`m¨ nBevi A‡hvM¨ nBqv c‡ob;

(L) wZwb aviv 34 Abyhvqx mvgwqKfv‡e eiLv¯Í nb ev AcmvwiZ nb;

(M) wZwb wba©vwiZ mg‡qi g‡a¨ aviv 28 (1)G ewY©Z kc_ MÖnY Kwi‡Z e¨_© nb;

(N) wZwb aviv 32Gi Aax‡b c`Z¨vM K‡ib;

(O) wZwb g„Zz¨eiY K‡ib; A_ev

(P) aviv 39 Abyhvqx Zvnvi weiæ‡× miKvi KZ…©K Abv¯’v cÖ¯Íve Aby‡gv`b Kiv nq|

Page 36: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

36

(3) Dc-aviv (1) Abyhvqx †Pqvig¨vb ev †Kvb m`‡m¨i c` k~b¨ nB‡j Dc‡Rjv wbe©vnx Awdmvi †M‡RU weÁwß Rvwi Kwiqv c`wU k~b¨ †NvlYv Kwi‡eb|

36| k~b¨c` c~iY

hw` †Kvb cwil‡`i †Pqvig¨vb ev m`‡m¨i c` Zuvnvi g„Zy¨, c`Z¨vM, AcmviY ev Ab¨wea Kvi‡Y Zuvnvi †gqv` c~wZ©i Kgc‡ÿ 180 (GKkZ Avwk) w`b c~‡e© k~b¨ nq, Zvnv nB‡j, D³ k~b¨Zvi ZvwiL nB‡Z 90 (beŸB) w`‡bi g‡a¨ Aewkó mg‡qi Rb¨ k~b¨c‡` wbe©vPb Abyôvb Kwi‡Z nB‡e|

Z‡e kZ© _v‡K †h, ˆ`e `ywe©cvKRwbZ Kvi‡Y wbev©Pb AbywôZ bv nB‡j wbev©Pb Kwgkb wbev©P‡bi Rb¨ myweavRbK ZvwiL wbav©iY Kwi‡Z cvwi‡e|

37| m`m¨c` cybe©nvj

cwil‡`i †Kvb wbe©vwPZ †Pqvig¨vb ev m`m¨ GB AvB‡bi weavb Abyhvqx mvgwqKfv‡e eiLv¯Í ev AcmvwiZ nBqv A_ev A‡hvM¨ †NvwlZ nBqv m`m¨c` nvivBevi ci Avwc‡j Zuvnvi D³iƒc mvgwqK eiLv¯Í Av‡`k ev AcmviY Av‡`k i` ev evwZj ev cÖZ¨vnvi nB‡j ev Zuvnvi A‡hvM¨Zv Ae‡jvcb nB‡j, Zuvnvi m`m¨c` cybe©nvj nB‡e Ges wZwb Aewkó †gqv‡`i Rb¨ ¯^-c‡` envj nB‡eb|

38| †Pqvig¨vb ev m`m¨M‡Yi AwaKvi I `vqe×Zv

(1) cwil‡`i †Pqvig¨vb ev cÖ‡Z¨K m`‡m¨i GB AvBb I mswkøó weavbvewj mv‡c‡ÿ cwil‡`i mfvq wm×všÍ MÖnYcÖwµqvq AskMÖn‡Yi AwaKvi _vwK‡e|

(2) cwil‡`i cÖ‡Z¨K m`m¨ wba©vwiZ c×wZ‡Z cwil‡`i †Pqvig¨vb A_ev mswkøó ¯’vqx KwgwUi mfvcwZi wbKU cwil‡`i ev ¯’vqx KwgwUi cÖkvmwbK GLwZqvify³ wel‡q cÖkœ DÌvcb ev ˆKwdqZ `vwe Kwi‡Z cvwi‡eb|

(3) cwil‡`i †Pqvig¨v‡bi wbKU †bvwUk cÖ`vb Kwiqv cwil‡`i †h †Kvb m`m¨ Awdm PjvKvjxb †Mvcbxq bw_cÎ e¨ZxZ, †iKW© I bw_cÎ †`wL‡Z cvwi‡eb|

(4) cwil‡`i †Pqvig¨vb ev cÖ‡Z¨K m`m¨ cwil` ev Ab¨ †Kvb KZ©„cÿ KZ„©K ev¯ÍevwqZ †Kvb KvR ev cÖK‡íi ÎæwUwePz¨wZ m¤c‡K© cwil‡`i g‡bv‡hvM AvKl©Y Kwi‡Z cvwi‡eb|

(5) cwil‡`i †Pqvig¨vb, ¯’vqx KwgwUi mfvcwZ Ges m`m¨MY GB AvB‡bi weavb Abyhvqx Rb¯^v‡_© cwil‡`i Kvh© cwiPvjbv Kwi‡eb Ges cwil‡`i wbKU †hŠ_fv‡e `vqx _vwK‡eb|

Page 37: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

37

(6) msiwÿZ Avm‡bi m`m¨ Ges mvaviY Avm‡bi m`m¨‡`i `vwqZ¡ Ges Kvh©vewj wewa Øviv wba©vwiZ nB‡e|

39| Abv¯’v cÖ¯Íve

(1) GB avivi weavb mv‡c‡ÿ cwil‡`i †Pqvig¨vb, m`m¨ ev cwil‡`i Dci mywbw`©ó Awf‡hv‡M Abv¯’v cÖ¯Íve Avbqb Kiv hvB‡e|

(2) Dc-aviv (1) Abyhvqx Abv¯’v cÖ¯Íve cwil‡`i msL¨vMwiô m`‡m¨i ¯^vÿ‡i wjwLZfv‡e Dc‡Rjv wbev©nx Awdmv‡ii wbKU cwil‡`i †h †Kvb GKRb m`m¨ e¨w³MZfv‡e `vwLj Kwi‡eb|

(3) Abv¯’v cÖ¯Íve cÖvwßi ci Dc‡Rjv wbev©nx Awdmvi 10 (`k) Kvh©w`e‡mi g‡a¨ GKRb Kg©KZ©v wb‡qvM Kwi‡eb Ges D³ Kg©KZ©v Awf‡hvMmg~‡ni wel‡q e³e¨ cÖ`v‡bi Rb¨ 10 (`k) Kvh©w`e‡mi mgq cÖ`vb Kwiqv Awfhy³ †Pqvig¨vb ev m`m¨‡K KviY `k©v‡bvi †bvwUk w`‡eb|

(4) Reve m‡šÍvlRbK we‡ewPZ bv nB‡j Dc-aviv (3) Abyhvqx wbhy³ Kg©KZ©v Reve cÖvwßi AbwaK 30 (wÎk) Kvh©w`e‡mi g‡a¨ Abv¯’v cÖ¯Ív‡e †h mKj Awf‡hv‡Mi eY©bv Kiv nBqv‡Q, †m mKj Awf‡hvM Z`šÍ Kwi‡eb|

(5) Z`‡šÍ Awf‡hv‡Mi mZ¨Zv cÖgvwYZ nB‡j Dc-aviv (3) Abyhvqx wbhy³ Kg©KZ©v AbwaK 15 (c‡bi) Kvh©w`e‡mi g‡a¨ Awfhy³ †Pqvig¨vb ev m`m¨mn mswkøó mKj wbe©vwPZ m`‡m¨i wbKU mfvi †bvwUk †cÖiY wbwðZKiYc~e©K cwil‡`i we‡kl mfv Avnevb Kwi‡eb| |

(6) †Pqvig¨v‡bi weiæ‡× Abv¯’v cÖ¯Ív‡ei †ÿ‡Î c¨v‡bj †Pqvig¨vb (µgvbymv‡i) Ges †Kvb m`‡m¨i weiæ‡× Abv¯’v cÖ¯Ív‡ei †ÿ‡Î cwil‡`i †Pqvig¨vb mfvq mfvcwZZ¡ Kwi‡eb|

Z‡e kZ© _v‡K †h, †Pqvig¨vb ev c¨v‡bj †Pqvig¨v‡bi Abycw¯’wZ‡Z Dcw¯’Z m`m¨¨M‡Yi g‡a¨ GKRb m`m¨‡K HKg‡Z¨i wfwˇZ mfvcwZ wbe©vwPZ Kiv hvB‡e|

(7) Dc-aviv (3) Abyhvqx wbhy³ Kg©KZ©v mfvq GKRb ch©‡eÿK wnmv‡e Dcw¯’Z _vwK‡eb|

(8) Dc-aviv (1)Gi D‡Ï‡k¨ Avn~Z mfvwU wbqš¿Yewnf~©Z ‡Kvb KviY Qvov ¯’wMZ Kiv hvB‡e bv Ges †gvU wbe©vwPZ m`m¨msL¨vi `yB-Z…Zxqvsk m`m¨ mgš^‡q mfvi †Kvivg MwVZ nB‡e|

Page 38: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

38

(9) mfv ïiæ nBevi wZb NÈvi g‡a¨ Db¥y³ Av‡jvPbvi gva¨‡g wm×všÍ MÖnY m¤¢e bv nB‡j Abv¯’v cÖ¯ÍvewUi Dci †Mvcb e¨vj‡Ui gva¨‡g †fvU MÖnY Kwi‡Z nB‡e|

(10) mfvi mfvcwZ Abv¯’v cÖ¯Ív‡ei c‡ÿ ev wec‡ÿ †Kvb cÖKvk¨ gZvgZ e¨³ Kwi‡eb bv Z‡e wZwb e¨vj‡Ui gva¨‡g Dc-aviv (9) Abyhvqx †fvU cÖ`vb Kwi‡Z cwi‡eb wKš‘ wZwb wbY©vqK ev wØZxq †fvU w`‡Z cvwi‡eb bv|

(11) Abv¯’v cÖ¯ÍvewU Kgc‡ÿ 9 (bq) Rb m`m¨ KZ„©K †fv‡U M„nxZ nB‡Z nB‡e|

(12) Dc-aviv (3) Abyhvqx wbhy³ Kg©KZ©v mfv †kl nBevi ci Abv¯’v cÖ¯Ív‡ei Kwc, e¨vjU †ccvi, †fv‡Ui djvdjmn mfvi Kvh©weeiYx cÖ¯‘Z Kwiqv Avbylw½K KvMRcÎmn miKv‡ii wbKU †cÖiY Kwi‡eb|

(13) miKvi, Dchy³ we‡ePbv Kwi‡j, Abv¯’v cÖ¯Íve Aby‡gv`b A_ev Abby‡gv`b Kwi‡e|

(14) Abv¯’v cÖ¯ÍvewU cÖ‡qvRbxqmsL¨K †fv‡U M„nxZ bv nB‡j A_ev †Kviv‡gi Afv‡e mfv AbywôZ bv nB‡j D³ Zvwi‡Li ci 6 (Qq) gvm AwZµvšÍ bv nB‡j mswkøó †Pqvig¨vb ev m`‡m¨i weiæ‡× Abyiƒc †Kvb Abv¯’v cÖ¯Íve Avbqb Kiv hvB‡e bv|

(15) cwil‡`i †Pqvig¨vb ev †Kvb m`‡m¨i `vwqZ¡fvi MÖn‡Yi 6 (Qq) gv‡mi g‡a¨ Zvnvi weiæ‡× Abv¯’v cÖ¯Íve Avbqb Kiv hvB‡e bv|

40| †Pqvig¨vb I m`m¨M‡Yi QzwU

†Kvb †Pqvig¨vb ev †Kvb m`m¨‡K cwil` hyw³m½Z Kvi‡Y 1 (GK) erm‡i m‡e©v”P 3 (wZb) gvm QywU gÄyi Kwi‡Z cvwi‡e|

Z‡e kZ© _v‡K †h, 3 (wZb) gv‡mi AwaK QywU cÖ‡qvRb nB‡j miKv‡ii Aby‡gv`b MÖnY Kwi‡Z nB‡e|

AviI kZ© _v‡K †h, gwnjv †Pqvig¨vb ev m`‡m¨i gvZ…Z¡Kvjxb QywU †fv‡Mi †ÿ‡Î miKvwi wewaweavb cÖ‡hvR¨ nB‡e|

41| m¤úwË m¤úwK©Z †NvlYv

†Pqvig¨vb I m`m¨ Zuvnvi Kvh©fvi MÖn‡Yi c~‡e© Zuvnvi Ges Zvunvi cwiev‡ii †Kvb m`‡m¨i ¯^Z¡, `Lj ev ¯^v_© Av‡Q GB cÖKvi hveZxq ¯’vei I A¯’vei m¤úwËi GKwU wjwLZ weeiY miKvi KZ©„K wba©vwiZ c×wZ‡Z I wba©vwiZ e¨w³i wbKU `vwLj Kwi‡eb|

e¨vL¨v: cwiev‡ii m`m¨ ewj‡Z †Pqvig¨vb I m`‡m¨i ¯^vgx ev ¯¿x Ges Zuvnvi m‡½ emevmKvix Ges Zuvnvi Dci m¤ú~Y©fv‡e wbf©ikxj Zuvnvi †Q‡j‡g‡q, wcZv, gvZv I fvB‡evb‡K eySvB‡e|

Page 39: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

39

Aóg Aa¨vq

cwil‡`i mfv, ÿgZv I Kvh©vewj

42| cwil‡`i mfv

(1) cÖ‡Z¨K cwil`, cwil‡`i Kvh©vj‡q cÖwZ gv‡m Ab~¨b GKwU mfv Abyôv‡bi e¨e¯’v Kwi‡e Ges D³ mfv Awdmmg‡qi g‡a¨ AbywôZ nB‡e|

(2) cwil‡`i 50% m`m¨ Zjwe mfv Avnev‡bi Rb¨ †Pqvig¨v‡bi wbKU wjwLZ Aby‡iva RvbvB‡j wZwb 15 (c‡bi) w`‡bi g‡a¨ Aby‡ôq GKwU mfvi ZvwiL I mgq wba©viY Kwiqv mfv Abyôv‡bi Ab~¨b 7 (mvZ) w`b c~‡e© cwil‡`i m`m¨MY‡K †bvwUk cÖ`vb Kwi‡eb|

(3) cwil‡`i †Pqvig¨vb Dc-aviv (2) Abyhvqx Zjwe mfv Avnevb Kwi‡Z e¨_© nB‡j c¨v‡bj †Pqvig¨vb (µgvbymv‡i) 10 (`k) w`‡bi g‡a¨ Aby‡ôq mfv Avnevb Kwiqv Ab~¨b 7 (mvZ) w`b c~‡e© cwil‡`i †Pqvig¨vb I m`m¨MY‡K †bvwUk cÖ`vb Kwi‡eb; D³iƒc mfv cwil‡`i Kvh©vj‡q wba©vwiZ Zvwi‡L Awdm PjvKvjxb AbywôZ nB‡e|

(4) Zjwe mfv cwiPvjbvKvjxb Dc‡Rjv wbe©vnx Awdmvi KZ…©K wb‡qvMK…Z GKRb Kg©KZ©v ch©‡eÿK wnmv‡e Dcw¯’Z _vwK‡Z cvwi‡eb, whwb D³iƒc Zjwe mfv cwiPvjbv I mfvq M„nxZ wm×v‡šÍi wel‡q Dc‡Rjv wbe©vnx Awdmv‡ii wbKU GKwU wjwLZ cÖwZ‡e`b mfv Abyôv‡bi 7 (mvZ) w`‡bi g‡a¨ `vwLj Kwi‡eb|

(5) †Pqvig¨vb A_ev Zuvnvi Abycw¯’wZ‡Z Zuvnvi `vwqZ¡ cvjbKvix e¨w³, cÖ‡qvR‡b, †h †Kvb mgq cwil‡`i we‡kl mfv Avnevb Kwi‡Z cvwi‡eb|

(6) m`m¨M‡Yi †gvU msL¨vi GKZ…Zxqvs‡ki Dcw¯’wZ‡Z †Kvivg nB‡e, Z‡e †Kviv‡gi Afv‡e †Kvb mfv gyjZwe nB‡j gyjZwe mfvq †Kvb †Kviv‡gi cÖ‡qvRb nB‡e bv|

(7) GB AvB‡b wfbœiƒc weavb bv _vwK‡j, cwil‡`i mfvq mKj wm×všÍ Dcw¯’Z m`m¨M‡Yi mvaviY msL¨vMwiô †fv‡U M„nxZ nB‡e|

(8) cÖ‡Z¨K m`‡m¨i GKwU Kwiqv †fvU cÖ`v‡bi ÿgZv _vwK‡e Ges †fv‡Ui mgZvi †ÿ‡Î mfvcwZ GKwU wØZxq ev wbY©vqK †fvU cÖ`vb Kwi‡Z cvwi‡eb|

Page 40: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

40

(9) cwil‡`i mfvq †Pqvig¨vb A_ev Zuvnvi Abycw¯’wZ‡Z AMÖvwaKv‡ii µgvbymv‡i †Pqvig¨vb c¨v‡b‡ji m`m¨ A_ev Df‡qi Abycw¯’wZ‡Z, Dcw¯’Z m`m¨MY KZ©„K wbe©vwPZ †Kvb m`m¨ mfvcwZZ¡ Kwi‡eb|

(10) miKvi KZ©„K GZ`y‡Ï‡k¨ wba©vwiZ Kg©KZ©vMY cwil‡`i Avgš¿‡Y cwil‡`i mfvq †hvM`vb Ges mfvi Av‡jvPbvq AskMÖnY Kwi‡Z cvwi‡eb, Z‡e Zuvnv‡`i †fvUvwaKvi _vwK‡e bv|

(11) †Kvb& cÖ¯Íve msL¨vMwiô †fv‡U M„nxZ nBqv‡Q ev nq bvB Zvnv mfvcwZ D³ mfvq ¯có Kwiqv RvbvBqv w`‡eb|

(12) mfvi Av‡jvP¨m~wP‡Z KvwiMwi I ¸iæZ¡c~Y© wel‡q †Kv‡bv we‡kl‡Ái gZvgZ cÖ‡qvRb nB‡j cwil` D³ welq ev welqmg~‡ni Dci gZvgZ cÖ`v‡bi Rb¨ GK ev GKvwaK we‡klÁ‡K mfvq Avgš¿Y RvbvB‡Z cvwi‡e|

43| cwil‡`i mfvq m¤cv`bxq Kvh©ZvwjKv

cwil‡`i †Kvb gyjZwe mfv e¨ZxZ cwil‡`i Ab¨ cÖ‡Z¨K mfvq m¤úv`bxq Kvh©vewji GKwU ZvwjKv, D³iƒc mfvi Rb¨ wba©vwiZ mg‡qi Ab~¨b 7 (mvZ) w`b c~‡e© cwil‡`i cÖ‡Z¨K m`‡m¨i wbKU †cÖiY Kwi‡Z nB‡e Ges mfvq Dcw¯’Z m`m¨M‡Yi msL¨vMwi‡ôi Aby‡gv`b e¨ZxZ, D³iƒc ZvwjKv ewnf©~Z †Kvb welq mfvq Av‡jvPbvi Rb¨ AvbxZ nB‡e bv ev m¤cvw`Z nB‡e bv; Z‡e, hw` †Pqvig¨vb g‡b K‡ib †h, GBiƒc cwiw¯’wZi D™¢e nBqv‡Q hvnvi Rb¨ cwil‡`i GKwU Riæwi mfv Avnevb Kiv mgxPxb, Zvnv nB‡j, wZwb m`m¨MY‡K Ab~¨b 3 (wZb) w`‡bi †bvwUk cÖ`v‡bi ci GBiƒc GKwU mfv AvnŸvb Kwi‡Z cvwi‡eb Ges D³iƒc mfvq wba©vwiZ Av‡jvP¨mw~P e¨ZxZ Ab¨ †Kvb welq Av‡jvPbv Kiv hvB‡e bv|

44| cwil‡`i Kvh©vewj wb¤œiƒc

(1) cwil‡`i mKj Kvh©vewj wewa Øviv wba©vwiZ mxgvi g‡a¨ I c×wZ‡Z cwil‡`i mfvq A_ev ¯’vqx KwgwUmg~‡ni mfvq A_ev Dnvi †Pqvig¨vb, m`m¨, Kg©KZ©v ev Kg©Pvix KZ…©K wb®úbœ nB‡e|

(2) †Kvb c` k~b¨ _vwK‡j ev cwil‡`i MVbcÖwµqvq †Kvb ÎæwU iwnqv‡Q wKsev cwil‡`i ˆeV‡K Dcw¯’Z nBevi ev †fvU`v‡b ev Ab¨ Dcv‡q Bnvi Kvh©avivq AskMÖn‡Y AwaKvi bv _vKv m‡Ë¡I †Kvb e¨w³ Abyiƒc Kvh© Kwiqv‡Qb †Kej GB Kvi‡Y cwil‡`i †Kvb Kvh© ev Kvh©aviv A‰ea nB‡e bv|

(3) cwil‡`i cÖ‡Z¨K mfvi Kvh©weeiYx GB D‡Ï‡k¨ msiwÿZ GKwU eB‡q wjwce× Kwi‡Z nB‡e|

Page 41: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

41

(4) mfvi Kvh©weeiYx ¯^vÿwiZ nBevi ci h_vkxNª m¤¢e cwil‡`i mKj wm×všÍ Dc‡Rjv wbe©vnx Awdmv‡ii wbKU †cÖiY Kwiqv Abywjwc †WcywU Kwgkbv‡ii wbKU †cÖiY Kwi‡Z nB‡e|

45| ¯’vqx KwgwU MVb I Dnvi Kvh©vewj

(1) cwil` Dnvi Kvh©vewj myPviæiƒ‡c m¤cv`b Kwievi Rb¨ wb¤œewY©Z welqvw`i cÖ‡Z¨KwU m¤c‡K© GKwU Kwiqv ¯’vqx KwgwU MVb Kwi‡e, h_v:

(K) A_© I ms¯’vcb;

(L) wnmve wbixÿv I wnmve iÿY;

(M) Ki wbiƒcY I Av`vq;

(N) wkÿv, ¯^v¯’¨ I cwievi cwiKíbv;

(O) K…wl, grm¨ I cïm¤c` I Ab¨vb¨ A_©‰bwZK Dbœqbg~jK KvR;

(P) cjøx AeKvVv‡gv Dbœqb, msiÿY, iÿYv‡eÿY BZ¨vw`;

(Q) AvBbk„•Ljv iÿv;

(R) Rb¥g„Zz¨ wbeÜb;

(S) m¨vwb‡Ukb, cvwb mieivn I cqtwb®‹vkb;

(T) mgvRKj¨vY I `y‡hv©M e¨e¯’vcbv;

(U) cwi‡ek Dbœqb, cwi‡ek msiÿY I e„ÿ‡ivcY;

(V) cvwievwiK we‡iva wbimb, bvix I wkïKj¨vY (cve©Z¨ PÆMÖv‡gi Awaevmx‡`i Rb¨ cÖ‡hvR¨ nB‡e bv);

(W) ms¯‹…wZ I †Ljvayjv|

(2) Dc-aviv (1) G DwjøwLZ ¯’vqx KwgwU e¨ZxZ cwil`, GB AvB‡bi weavb mv‡c‡ÿ, cÖ‡qvR‡b, †WcywU Kwgkbv‡ii Aby‡gv`bµ‡g, AwZwi³ ¯’vqx KwgwU MVb Kwi‡Z cvwi‡e|

(3) ¯’vqx KwgwUi mfvcwZ †Kv-AcU m`m¨ e¨ZxZ cwil‡`i m`m¨M‡Yi ga¨ nB‡Z wbe©vwPZ nB‡eb Ges gwnjv‡`i Rb¨ msiwÿZ Avmb nB‡Z wbe©vwPZ m`m¨MY Ab~¨b GK-Z…Zxqvsk ¯’vqx KwgwUi mfvcwZ _vwK‡eb|

Z‡e kZ© _v‡K †h, BDwbqb cwil‡`i †Pqvig¨vb ïay AvBbk„sLjv welqK KwgwUi mfvcwZ _vwK‡eb|

Page 42: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

42

(4) ¯’vqx KwgwU cuvP nB‡Z mvZ m`m¨wewkó nB‡e Ges KwgwU cÖ‡qvR‡b, mswkøó wel‡q we‡klÁ †Kvb GKRb e¨w³‡K KwgwUi m`m¨ wnmv‡e †Kv-AcU Kwi‡Z cvwi‡e, Z‡e †Kv-AcU m`‡m¨i †Kvb †fvUvwaKvi _vwK‡e bv|

(5) Ab¨ m`m¨MY ¯’vbxq Rbmvavi‡Yi ga¨ nB‡Z mswkøó KwgwU‡Z Ae`vb ivwLevi †hvM¨Zvm¤úbœ e¨w³‡`i ga¨ nB‡Z g‡bvbxZ nB‡eb|

(6) ¯’vqx KwgwUi mycvwik cwil‡`i cieZx© mfvq we‡ePbvi ci M„nxZ nB‡e; Z‡e †Kvb mycvwik BDwbqb cwil‡` M„nxZ bv nB‡j Zvnvi h_v_©Zv I KviY wjwLZfv‡e ¯’vqx KwgwU‡K RvbvB‡Z nB‡e|

(7) ¯’vqx KwgwUi mKj Kvh©aviv cwil‡`i mvaviY mfvi Aby‡gv`b mv‡c‡ÿ P‚ovšÍ nB‡e|

(8) wb¤œwjwLZ Kvi‡Y cwil` ‡Kvb ¯’vqx KwgwU fvw½qv w`‡Z cvwi‡e, h_v:

(K) wewa‡gvZv‡eK wbqwgZ mfv AvnŸvb Kwi‡Z bv cvwi‡j;

(L) wba©vwiZ †ÿ‡Î µgvMZfv‡e cwil`‡K civgk© cÖ`v‡b e¨_© nB‡j; A_ev

(M) GB AvBb ev Ab¨ †Kvb AvB‡bi weavbewnf~©Z †Kvb KvR Kwi‡j|

(9) cÖ‡Z¨K ¯’vqx KwgwU cÖwZ `yBgvm AšÍi mfvq wgwjZ nB‡e, Z‡e cÖ‡qvR‡b AwZwi³ mfv Abyôvb Kwi‡Z cvwi‡e|

(10) ¯’vqx KwgwUi Kvh©vewj cÖweavb Øviv wba©vwiZ nB‡e, Z‡e D³iƒc cÖweavb cÖYxZ bv nIqv ch©šÍ cwil‡`i mvaviY mfvq ¯’vqx KwgwUi Kvh©vewj wbiƒcY Kiv hvB‡e|

46| cwil‡`i wbe©vnx ÿgZv

(1) GB AvB‡bi D‡Ïk¨ mvab Ges cwil‡`i mfvi wm×všÍ ev¯ÍevqbK‡í †Pqvig¨vb cwil‡`i wbe©vnx ÿgZv cÖ‡qvM Kwi‡eb|

(2) GB AvB‡bi Ab¨vb¨ avivq ewY©Z welqmg~n‡K ¶zYœ bv Kwiqv †Pqvig¨vb wb¤œiƒc `vwqZ¡mg~n cvjb Kwi‡eb, h_v:

(K) wZwb cwil‡`i mfvq mfvcwZZ¡ Kwi‡eb Ges mfv cwiPvjbv Kwi‡eb;

(L) cwil‡`i mKj Kg©KZ©v-Kg©Pvixi KvRKg© Z`viwK I wbqš¿Y Kwi‡eb Ges Zuvnv‡`i †Mvcbxq cÖwZ‡e`b cÖ¯‘Z Kwi‡eb;

Page 43: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

43

(M) miKvi ev wba©vwiZ KZ…©cÿ KZ…©K wba©vwiZ e¨qmxgv ch©šÍ e¨q wbe©vn Kwi‡eb;

(N) wZwb ev cwil‡`i mwP‡ei †hŠ_ ¯^vÿ‡i cwil‡`i mKj Avqe¨‡qi wnmve cwiPvjbv Kwi‡eb;

(O) cwil‡`i e¨q wgUv‡bv Ges cvIbv Av`v‡qi Rb¨ †Kvb Kg©KZ©v ev Kg©Pvix‡K ÿgZv Ac©Y Kwi‡eb;

(P) GB AvB‡bi Aaxb cÖ‡qvRbxq mKj weeiYx I cÖwZ‡e`b cÖ¯‘Z Kwi‡eb;

(Q) GB AvBb ev wewa Øviv Av‡ivwcZ Ab¨vb¨ ÿgZv I `vwqZ¡ cvjb Kwi‡eb|

(3) †Pqvig¨vb, cwil‡`i Aby‡gv`bmv‡c‡ÿ, AvBb, Aa¨v‡`k ev wewaweavb Gi cwicš’x bq, GBiƒc Rb¯^v_© ev Rb¸iæZ¡c~Y© †Kvb Riæwi KvR m¤cv`‡bi Rb¨ wb‡`©k w`‡Z cvwi‡eb Ges GB ai‡bi Kvh© m¤cv`‡bi e¨qfvi cwil` Znwej nB‡Z en‡bi wb‡`©k w`‡Z cvwi‡eb|

(4) Dc-aviv (3) Abyhvqx M„nxZ Kvh©µg m¤ú‡K© †Pqvig¨vb cwil‡`i cieZ©x mfvq cÖwZ‡e`b Dc¯’vcb Kwi‡eb Ges D³ cÖwZ‡e`b cwil‡`i mfvq Aby‡gvw`Z nB‡Z nB‡e|

(5) Dc-aviv (1), (2),(3) I (4)G ewY©Z `vwqZ¡ QvovI cwil‡`i †Pqvig¨vb wb¤œewY©Z ÿgZv cÖ‡qvM Kwi‡eb, h_v:

(K) wZwb cwil‡`i mfvq cwil‡`i mswkøó Kg©KZ©v ev Kg©PvixMY I Ab¨vb¨ miKvwi `߇ii mswkøó Kg©KZ©v ev Kg©PvixM‡Yi Dcw¯’wZ wbwðZ Kwi‡eb;

(L) GB AvBb ev Z`axb cÖYxZ wewai cwicwš’ Ges cÖkvmwbK wek„•Ljvi Kvi‡Y mwPe Ges n¯ÍvšÍwiZ Ab¨vb¨ `߇ii Kg©KZ©v I Kg©Pvix e¨ZxZ cwil‡`i wbqš¿Yvaxb Ab¨vb¨ Kg©Pvix‡K cÖ‡qvR‡b h_vh_ c×wZ AbymiY Kwiqv mvgwqK eiLv¯Í Kwi‡Z cvwi‡eb|

Z‡e kZ© _v‡K †h, cwil‡`i cieZ©x mvaviY mfvq D³iƒc mvgwqK eiLv¯Í Aby‡gvw`Z nB‡Z nB‡e| Ab¨_vq Dnv Kvh©Ki nB‡e bv;

(M) cwil‡`i mwP‡ei wbKU nB‡Z cwil‡`i cÖkvmwbK welqmsµvšÍ †h †Kvb K¬vwmdvBW †iKW© ev bw_ wjwLZfv‡e Zje Kwi‡Z Ges AvBb I wba©vwiZ c×wZ‡Z Av‡`k cÖ`vb Kwi‡Z cvwi‡eb; Z‡e wZwb GBiƒc †Kvb K¬vwmdvBW †iKW© ev bw_ Zje Kwi‡Z cvwi‡eb bv, hvnv m¤ú~Y©iƒ‡c mwPe ev mswkøó Kg©KZ©vi wbR¯^ ZË¡veav‡b _vwK‡e;

(N) GB AvBb ev wewa, cÖweavb, BZ¨vw`i cwicwš’x Ges cÖkvmwbK wek„•Ljv m„wói Kvi‡Y

Page 44: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

44

BDwbqb ch©v‡q Kg©iZ Kg©KZ©v-Kg©Pvixmn cwil‡`i wbqš¿Yvaxb Ab¨vb¨ Kg©Pvixi weiæ‡× h_vh_ KZ…©c‡ÿi wbKU cÖ‡qvRbxq AvBbvbyM e¨e¯’v MÖn‡Yi Rb¨ cÖwZ‡e`b †cÖiY Kwi‡Z cvwi‡eb;

(O) Zuvnvi we‡ePbvq cwil‡`i †Kvb wm×všÍ GB AvBb ev Ab¨ †Kvb AvBb ev wewaweav‡bi cwicwš’ nB‡j A_ev D³iƒc wm×všÍ ev¯ÍevwqZ nB‡j Dnv Rb¯^v¯’¨, Rb¯^v_© I RbwbivcËv wecbœ Kwi‡e ewjqv we‡ewPZ nB‡j, wZwb Dnv miKv‡ii wbKU †cÖiY Kwi‡eb|

(6) cwil‡`i wbe©vnx ev Ab¨ †Kvb Kvh© cwil‡`i bv‡g M„nxZ nBqv‡Q ewjqv cÖKvk Kiv nB‡e Ges Dnv wba©vwiZ c×wZ‡Z cÖgvwYK…Z nB‡Z nB‡e|

(7) cwil‡`i ˆ`bw›`b †mev cÖ`vbg~jK `vwqZ¡ Z¡ivwš^Z Kwievi j‡ÿ¨ Kg©KZ©v‡`i g‡a¨ wbe©vnx ÿgZv wefvR‡bi cÖ¯Íve cwil‡`i mfvq Aby‡gvw`Z nB‡Z nB‡e Ges cÖ‡qvRb‡ev‡a, mg‡q mg‡q, Bnv ms‡kva‡bi GLwZqvi cwil‡`i _vwK‡e|

47| cwil‡`i Kvh©vewj

(1) cwil‡`i cÖavb Kvh©vejx nB‡e wb¤œiƒc h_v:

(K) cÖkvmb I ms¯’vcb welqvw`;

(L) Rbk„•Ljv iÿv;

(M) RbKj¨vYg~jK Kvh©m¤cwK©Z †mev; Ges (N) ¯’vbxq A_©‰bwZK I mvgvwRK Dbœqbm¤cwK©Z cwiKíbv cÖYqb I ev¯Íevqb|

(2) Dc-aviv (1)G DwjøwLZ cÖavb Kvh©vewji Dci wfwË Kwiqv cwil‡`i Kvh©vewj wØZxq Zdwm‡j ewY©Z nBj|

(3) Dc-aviv (1) I (2)G hvnvB _vKzK bv †Kb, we‡kl Kwiqv, Ges D³iƒc Dc-avivmg~‡ni mvgwMªKZv‡K ÿyYœ bv Kwiqv, miKvi msiwÿZ Avm‡bi gwnjv m`m¨‡`i `vwqZ¡ I KZ©e¨ wewa Øviv wba©viY Kwi‡Z cvwi‡e| Z‡e BDwbqb cwil‡`i Dbœqb cªK‡íi (wU,Avi, KvweLv, †_vK eivÏ I Ab¨vb¨) mswkøó Iqv‡W©i GKZ…Zxqvsk Dbœqb cªKí ev¯Íevqb KwgwUi †Pqvig¨v‡bi `vwqZ¡ msiwÿZ gwnjv Avm‡bi m`m¨‡K Ac©Y Kwi‡Z nB‡e|

48| BDwbqb cwil‡`i cywjk I MÖvg cÖwZiÿv welqK Kvhv©ewj

(1) miKvi, mg‡q mg‡q, Pvwn`v †gvZv‡eK MÖvgxY GjvKvq MÖvg cywjk evwnbx MVb Kwi‡Z cvwi‡e Ges miKvi KZ…©K D³ MÖvg cywjk evwnbx wb‡qvM, cÖwkÿY, k„•Ljv Ges PvKzwii kZv©ewj wbav©iY Kiv nB‡e|

Page 45: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

45

(2) miKvi †hiƒc wb‡`©k cÖ`vb Kwi‡e MÖvg cywjk †mBiƒc ÿgZv cÖ‡qvM I `vwqZ¡ cvjb Kwi‡e|

(3) †WcywU Kwgkbv‡ii wbKU hw` cÖZxqgvb nq †h, †Kvb BDwbqb ev Zvnvi Askwe‡k‡l RbwbivcËv I MÖvg cÖwZiÿv wel‡q we‡kl e¨e¯’v MÖn‡Yi cÖ‡qvRb iwnqv‡Q †mB †ÿ‡Î D³ GjvKvi cÖvßeq¯‹ mÿg e¨w³MY‡K Av‡`‡k DwjøwLZ c×wZ‡Z MYcvnvivq wb‡qvwRZ Kwi‡Z cvwi‡eb|

(4) Dc-aviv (3)Gi Aax‡b Av‡`k Rvwi Kiv nB‡j cwil` Av‡`‡k DwjøwLZ ÿgZv cÖ‡qvM I `vwqZ¡ cvjb Kwi‡e|

49| bvMwiK mb` cÖKvk

(1) GB AvB‡bi Aaxb MwVZ cÖwZwU cwil`, wba©vwiZ c×wZ AbymiY Kwiqv wewfbœ cÖKv‡ii bvMwiK †mev cÖ`v‡bi weeiY, †mev cÖ`v‡bi kZ©mg~n Ges wbw`©ó mgqmxgvi g‡a¨ †mev cÖ`vb wbwðZ Kwievi weeiY cÖKvk Kwi‡e hvnv bvMwiK mb` (Citizen Charter) ewjqv AwfwnZ nB‡e|

(2) miKvi cwil‡`i Rb¨ Av`k© bvMwiK mb`msµvšÍ wb‡`©wkKv cÖYqb Kwi‡e Ges cwil` AvBb I wewamv‡c‡ÿ, G wb‡`©wkKvi cÖ‡qvRbxq cwieZ©b I cwiea©b Kwievi ÿgZv ivwL‡e|

Z‡e kZ© _v‡K †h, GB ai‡bi cwieZ©b ev cwiea©b Kiv nB‡j, Zvnv AeMwZi Rb¨ miKvi‡K AewnZ Kwi‡Z nB‡e|

(3) bvMwiK mb` mg‡q mg‡q nvjbvMv` Kwi‡Z nB‡e|

(4) bvMwiK mb`msµvšÍ wewagvjv cÖYq‡b wb¤œewY©Z welq AšÍfy©³ _vwK‡e, h_v:

(K) cÖwZwU †mevi wbfy©j I ¯^”Q weeiY;

(L) †mev cÖ`v‡bi g~j¨;

(M) †mev MÖnY I `vwe Kiv msµvšÍ †hvM¨Zv I cÖwµqv;

(N) †mev cÖ`v‡bi wbw`©ó mgqmxgv;

(O) †mevmsµvšÍ wel‡q bvMwiK‡`i `vwqZ¡;

Page 46: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

46

(P) †mev cÖ`v‡bi wbðqZv;

(Q) †mev cÖ`vbmsµvšÍ Awf‡hvM wb®cwËi cÖwµqv; Ges

(R) mb‡` DwjøwLZ A½xKvi j•N‡bi djvdj|

50| DbœZZi Z_¨ cÖhyw³i e¨envi I mykvmb

(1) cÖ‡Z¨K BDwbqb cwil` mykvmb wbwðZ Kwievi j‡ÿ¨ wbw`©ó mgqmxgvi g‡a¨ DbœZZi Z_¨cÖhyw³ e¨envi Kwi‡e|

(2) Dc-aviv (1)Gi D‡Ïk¨ c~iYK‡í miKvi Avw_©K I KvwiMwi mvnvh¨mn Ab¨vb¨ mnvqZv cÖ`vb Kwi‡e|

(3) cwil` bvMwiK mb‡` ewY©Z AvaywbK †mevmsµvšÍ welqmn miKvwifv‡e cÖ`Ë mKj †mevi weeiY DbœZZi Z_¨cÖhyw³i gva¨‡g bvMwiK‡`i ÁvZ Kwievi e¨e¯’v Kwi‡e|

Page 47: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

47

beg Aa¨vq

cwil‡`i Avw_©K e¨e¯’vcbv, m¤ú` I Znwej

51| cwil‡`i m¤cwË AR©b, `L‡j ivwLevi I wb®úwË Kwievi ÿgZv

(1) cÖ‡Z¨K cwil‡`i m¤cwË AR©‡bi, `L‡j ivwLevi I wb®úwË Kwievi Ges Pzw³e× nBevi ÿgZv _vwK‡e; Z‡e, ¯’vei m¤cwË AR©b ev wb®úwËi †ÿ‡Î cwil`‡K miKv‡ii c~e©vby‡gv`b MÖnY Kwi‡Z nB‡e|

(2) miKvi wb¤œewY©Z wel‡q wewa cÖYqb Kwi‡Z cvwi‡e, h_v:

(K) cwil‡`i gvwjKvbvaxb ev Dnvi Dci b¨¯Í m¤úwËi e¨e¯’vcbv, iÿYv‡eÿY, n¯ÍvšÍi, wbqš¿Y I DbœqbmsµvšÍ;

(L) cwil‡`i Rb¨ cÖ‡qvRbxq ¯’vei m¤úwË AwaMÖnY msµvšÍ|

(3) cwil` cÖweavb Øviv wba©vwiZ c×wZ‡ZÑ

(K) Dnvi gvwjKvbvaxb ev Dnvi Dci ev Dnvi ZË¡veav‡b b¨¯Í †h †Kvb m¤cwËi e¨e¯’vcbv, iÿYv‡eÿY, cwi`k©b I Dbœqb Kwi‡Z cvwi‡e;

(L) GB AvBb ev wewai D‡Ïk¨ c~iYK‡í D³ m¤cwË Kv‡R jvMvB‡Z cvwi‡e; Ges

(M) `vb, weµq, eÜK, BRviv, wewbg‡qi gva¨‡g †h †Kvb m¤cwË AR©b ev n¯ÍvšÍi Kwi‡Z cvwi‡e|

(4) cwil` h_vh_ Rwi‡ci gva¨‡g Dnvi wbqš¿Yvaxb mKj m¤cwËi weeiYvw` cÖ¯‘Z Kwiqv cÖwZ ermi Dnv nvjbvMv` Kwi‡e Ges, cÖ‡hvR¨ †ÿ‡Î, m¤c‡`i weeiYx, gvbwPÎ cÖ¯ÍZ Kwiqv Dnvi GKwU Abywjwc wba©vwiZ KZ©„c‡ÿi wbKU †cÖiY Kwi‡e|

(5) GB AvBb ev wba©vwiZ c×wZ D‡cÿv ev j•Nb Kwiqv hw` m¤úwË AR©b, `Lj I wb®úwË Kiv nq, Zvnv nB‡j, Dnv A‰ea ewjqv MY¨ nB‡e Ges mswkøó wm×všÍ MÖnY I cÖ`vbKvix e¨w³ ev e¨w³MY GB AvB‡bi Aax‡b Aciva Kwiqv‡Qb ewjqv MY¨ nB‡e Ges D³iƒc Aciv‡ai Rb¨ GB AvB‡bi weavb Abyhvqx kvw¯Í cÖvc¨ nB‡eb|

Page 48: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

48

52| cwil‡` m¤c` n¯ÍvšÍi

miKvi, †Kvb cwil` ev Dnvi ¯’vbxq Awa‡ÿ‡Îi g‡a¨ Aew¯’Z †Kvb miKvwi m¤cwË mswkøó AvBb ev wewaweavb Abyhvqx D³ cwil`‡K n¯ÍvšÍi Kwi‡Z cvwi‡e Ges D³iƒc n¯ÍvšÍwiZ m¤cwË H cwil‡`i Dci eZ©vB‡e I Dnvi wbqš¿Yvax‡b _vwK‡e|

53| cwil‡`i Znwej

(1) cÖ‡Z¨K BDwbqb cwil‡`i Rb¨ mswkøó cwil‡`i bv‡g GKwU Znwej _vwK‡e|

(2) Dc-aviv (1)Gi Aax‡b MwVZ Znwe‡j wb¤œewY©Z Drmmg~n †_‡K cÖvß A_© Rgv nB‡e, h_v:

(K) miKvi Ges Ab¨vb¨ KZ…©cÿ KZ©„K cÖ`Ë Aby`vb I gÄywi;

(L) GB AvB‡bi weavb Abyhvqx miKvi KZ©„K wba©vwiZ mKj ¯’vbxq Drm nB‡Z Avq;

(M) Ab¨ †Kvb cwil` wKsev †Kvb ¯’vbxq KZ©„cÿ KZ©„K cÖ`Ë Aby`vb I gÄywi;

(N) miKvi KZ…©K gÄywiK…Z FYmg~n (hw` _v‡K);

(O) cwil` KZ©„K, cÖ‡hvR¨ †ÿ‡Î, Av`vqK…Z mKj Ki, †iU, †Uvj, wdm I Ab¨vb¨ `vwe eve` cÖvß A_©;

(P) cwil‡`i Dci b¨¯Í Ges ZrKZ©„K wbwg©Z ev wbqwš¿Z ev cwiPvwjZ we`¨vjq, nvmcvZvj, Jlavjq, feb, cÖwZôvb ev c~Z©Kvh© nB‡Z cÖvß mKj Avq ev gybvdv;

(Q) †Kvb Uªv‡÷i wbKU nB‡Z Dc‡XŠKb ev Aby`vb wnmv‡e cÖvß A_©;

(R) GB AvB‡bi weavb Abyhvqx cÖvß Rwigvbv I A_©`‡Ði A_©;

(S) cwil` KZ©„K cÖvß Ab¨ mKj cÖKvi A_©;

(T) GB AvBb Kvh©Ki nBevi Kv‡j mswkøó cwil‡`i m¤ú~Y© GLwZqv‡i DØ„Ë Znwej|

54| cwil‡`i e¨q

(1) Znwe‡ji A_© wb¤œwjwLZ LvZmg~‡n AMÖvwaKvi wfwˇZ e¨q Kwi‡Z nB‡e, h_v:

(K) cwil‡`i Kg©KZ©v I Kg©Pvix‡`i †eZb I fvZv cÖ`vb;

(L) GB AvB‡bi Aaxb Znwe‡ji Dci `vqhy³ e¨q;

Page 49: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

49

(M) GB AvBb ev AvcvZZ ejer Ab¨ †Kvb AvBb ev Aa¨v‡`k Øviv b¨¯Í cwil‡`i `vwqZ¡ m¤cv`b I KZ©e¨ cvj‡bi Rb¨ e¨q;

(N) wba©vwiZ KZ©„c‡ÿi c~e©vby‡gv`bµ‡g cwil` KZ…©K †NvwlZ Znwe‡ji Dci `vqhy³ e¨q;

(O) miKvi KZ©„K cwil‡`i Dci †NvwlZ `vqhy³ e¨q|

(3) GB AvB‡bi D‡Ïk¨ c~iYK‡í cwil` †hiƒc Dchy³ g‡b Kwi‡e cwil‡`i Znwej nB‡Z †mBiƒc A_© e¨q Kwievi ÿgZv Dnvi _vwK‡e|

(4) Znwe‡j Rgv Lv‡Z DØ„Ë A_©, miKvi mg‡q mg‡q †hiƒc wb‡`©k w`‡e, †mBiƒc Lv‡Z e¨q nB‡e|

(5) cwil‡`i Znwej cwil` †Pqvig¨vb I mwP‡ei †hŠ_ ¯^vÿ‡i cwiPvwjZ nB‡e|

55| cwil‡`i Znwej msiÿY ev wewb‡qvM Ges we‡kl Znwej MVb

(1) cwil‡`i Znwe‡j RgvK…Z A_© †Kvb miKvwi †UªRvwi‡Z ev miKvwi †UªRvwii Kvh© cwiPvjbvKvix †Kvb e¨vs‡K ev miKvi KZ…©K mg‡q mg‡q wba©vwiZ Ab¨ †Kvb Avw_©K cÖwZôv‡b Rgv ivwL‡Z nB‡e|

(2) cwil` wba©vwiZ c×wZ‡Z Dnvi Znwe‡ji †h †Kvb Ask wewb‡qvM Kwi‡Z cvwi‡e|

(3) cwil`, miKv‡ii c~e©vby‡gv`bµ‡g, †Kvb we‡kl D‡Ï‡k¨ c„_K Znwej MVb Ges msiÿY Kwi‡Z cvwi‡e, hvnv miKvi KZ©„K wba©vwiZ c×wZ‡Z cwiPvwjZ I wbqwš¿Z nB‡e|

56| `vqhy³ e¨q(1) cwil` Znwe‡ji Dci `vqhy³ e¨q wb¤œiƒc nB‡e, h_v:

(K) cwil‡`i PvKzwi‡Z wb‡qvwRZ mKj Kg©KZ©v I Kg©Pvix‡K (†cÖl‡Y wb‡qvMcÖvß wKsev wbR¯^) †eZb I fvZv wn‡m‡e cÖ‡`q mgy`q A_©;

(L) miKvi KZ…©K wb‡`©wkZ cwil‡`i wbe©vPb cwiPvjbv, wnmve wbixÿv ev mg‡q mg‡q miKv‡ii wb‡`©kµ‡g Ab¨ †Kvb wel‡qi Rb¨ cwil` KZ…©K cÖ‡`q A_©;

(M) †Kvb Av`vjZ ev UªvBey¨bvj KZ…©K cwil‡`i weiæ‡× cÖ`Ë †Kvb ivq, wWwµ ev †iv‡q`v` Kvh©Ki Kwievi Rb¨ cÖ‡qvRbxq A_©; Ges

(N) miKvi KZ…©K `vqhy³ ewjqv †NvwlZ Ab¨ †h †Kvb e¨q|

(2) cwil‡`i Znwe‡ji Dci `vqhy³ †Kvb e¨‡qi Lv‡Z hw` †Kvb A_© Acwi‡kvwaZ _v‡K, Zvnv nB‡j †h e¨w³ ev e¨w³e‡M©i †ndvR‡Z D³ Znwej _vwK‡e †mB e¨w³ ev e¨w³eM©‡K miKvi, Av‡`k Øviv, D³ Znwej nB‡Z hZ`~i m¤¢e D³ A_© cwi‡kva Kwievi wb‡`©k w`‡Z cvwi‡e|

Page 50: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

50

`kg Aa¨vq

ev‡RU I wnmve wbixÿv 57| ev‡RU

(1) cÖ‡Z¨K BDwbqb cwil` cÖwZ A_©ermi ïiæ nBevi Ab~¨b 60 (lvU) w`b c~‡e© wba©vwiZ c×wZ‡Z IqvW© mfv nB‡Z cÖvß AMÖvwaKv‡ii wfwˇZ D³ A_©erm‡ii m¤¢ve¨ Avq I e¨qweeiYxm¤^wjZ GKwU ev‡RU cÖYqb Kwi†e|

(2) BDwbqb cwil` mswkøó ¯’vqx KwgwU Ges ¯’vbxq Rbmvavi‡Yi Dcw¯’wZ‡Z cÖKvk¨ ev‡RU Awa‡ekb Abyôvb Kwiqv ev‡RU †ck Kwi‡e Ges cwil‡`i cieZ©x mfvq cvmK…Z ev‡R‡Ui Abywjwc Dc‡Rjv wbe©vnx Awdmv‡ii wbKU †cÖiY Kwi‡e|

(3) †Kvb BDwbqb cwil` A_©ermi ïiæ nBevi c~‡e© D³ ev‡RU cÖYqb Kwi‡Z e¨_© nB‡j mswkøó Dc‡Rjv wbe©vnx Awdmvi m¤¢ve¨ Avqe¨‡qi GKwU weeiYx cÖ¯‘Z I cÖZ¨qb Kwi‡e Ges GBiƒc cÖZ¨qbK…Z weeiYx BDwbqb cwil‡`i Aby‡gvw`Z ev‡RU ewjqv MY¨ nB‡e|

(4) Dc‡Rjv wbev©nx Awdmvi Dc-aviv (2)Gi Aaxb cÖYxZ ev‡R‡Ui Abywjwc cÖvwßi 30 (wÎk) w`‡bi g‡a¨ ev‡R‡U †Kvb ÎæwU _vwK‡j Dnv ms‡kvab Kwiqv cwil`‡K AewnZ Kwi‡e Ges Abyiƒcfv‡e cÖYxZ ev‡RU BDwbqb cwil‡`i ev‡RU ewjqv MY¨ nB‡e|

(5) †Kvb A_© ermi †kl nBevi c~‡e© †h †Kvb mgq D³ erm‡ii Rb¨ cÖ‡qvRb nB‡j BDwbqb cwil` ms‡kvwaZ ev‡RU cÖYqb Kwiqv Dnvi Abywjwc Dc‡Rjv wbe©vnx Awdmv‡ii wbKU †cÖiY Kwi‡e Ges D³ ms‡kvwaZ ev‡R‡Ui †ÿ‡ÎI Dc-aviv (4)Gi weavbvejx cÖ‡hvR¨ nB‡e|

(6) GB AvBb Abyhvqx MwVZ BDwbqb cwil` `vwqZ¡fvi MÖn‡Yi ci A_© erm‡ii Aewkó mg‡qi Rb¨ ev‡RU cÖYqb Kwi‡Z cvwi‡e Ges D³ ev‡R‡Ui †ÿ‡ÎI GB avivi weavbvewj cÖ‡hvR¨ nB‡e|

58| wnmve

(1) BDwbqb cwil‡`i Avq I e¨‡qi wnmve wba©vwiZ c×wZ‡Z I di‡g msiÿY Kwi‡Z nB‡e|

Page 51: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

51

(2) cÖ‡Z¨K A_©erm‡ii †k‡l BDwbqb cwil` D³ A_©erm‡ii Avq I e¨‡qi wnmve cÖ¯‘Z Kwi‡e Ges BDwbqb cwil‡`i mKj ¯’vqx KwgwU I Rbmvavi‡Yi Dcw¯’wZ‡Z AbywôZ ev‡RU Awa‡ek‡b GB wnmve †ck Kwi‡e|

(3) BDwbqb cwil` cieZx© A_©erm‡ii 60 (lvU) w`‡bi g‡a¨ Dc-aviv (2) Abyhvqx cwil‡`i Avqe¨‡qi P~ovšÍ wnmv‡ei weeiY Dc‡Rjv wbe©vnx Awdmv‡ii wbKU †cÖiY Kwi‡e; Dc‡Rjv wbe©vnx Awdmvi mgwš^Z cÖwZ‡e`b miKvi KZ©„K wba©vwiZ Q‡K †WcywU Kwgkbv‡ii wbKU †cÖiY Kwi‡e Ges †WcywU Kwgkbvi mgwš^Z cÖwZ‡e`b wba©vwiZ Q‡K miKv‡ii wbKU †cÖiY Kwi‡eb|

59| wbixÿK wb‡qvM

(1) BDwbqb cwil‡`i Znwe‡ji wnmvemg~n miKvi †hiƒc wewnZ Kwi‡e, †mBiƒc mg‡q I ¯’v‡b Ges wba©vwiZ cÖwµqvq wbhy³ †Kvb wbixÿK KZ…©K cixwÿZ I wbixwÿZ nB‡e|

(2) GB aviv Abyhvqx wbhy³ wbixÿK `Ðwewa, 1860 (Penal Code, 1860) Gi 21 avivg‡Z Rb‡meK (Public Servant) ewjqv MY¨ nB‡eb|

(3) wbixÿK Znwe‡ji †h mKj wnmve Dc¯’vc‡bi Rb¨ Aby‡iva RvbvB‡eb, cwil‡`i †Pqvig¨vb, †ÿÎg‡Zv, †mB mKj wnmve wbixÿ‡Ki wbKU Dc¯’vcb Kwi‡eb ev KivBevi e¨e¯’v MªnY Kwi‡eb|

60| wbixÿKM‡Yi ÿgZv

(1) GB AvBb Abyhvqx wbixÿvi cÖ‡qvR‡b †Kvb wbixÿK Ñ

(K) wbixÿvKvh© h_vh_fv‡e cwiPvjbvi Rb¨ wZwb †hiƒc Avek¨K ewjqv we‡ePbv Kwi‡eb †mBiƒc †Kvb Z_¨ Zvnvi m¤§y‡L Dc¯’vcb wKsev wjwLZfv‡e mieivn Kwievi Rb¨ †Pqvig¨vb‡K Aby‡iva Kwi‡Z cvwi‡eb;

(L) †h e¨w³ D³iƒc †Kvb Z_¨vw`i Rb¨ ˆKwdqZ w`‡Z `vqx, A_ev †h e¨w³i wbqš¿‡Y D³iƒc †Kvb `wjj ev Z_¨ _v‡K, A_ev mswkøó BDwbqb cwil‡`i m`m¨M‡Yi mwnZ, Øviv ev c‡ÿ †Kvb Ask ev ¯^v_©, cÖZ¨ÿ ev c‡ivÿfv‡e, Ges Zvnvi ¯^bv‡gB nDK ev Zvnvi Askx`v‡ii bv‡gB nDK, _v‡K, †mBiƒc †Kvb e¨w³‡K e¨w³MZfv‡e Dcw¯’Z nBevi Rb¨ wjwLZ Aby‡iva Kwi‡Z cvwi‡eb; Ges

(M) D³iƒc Ae¯’vi cwi‡cÖwÿ‡Z Zvnvi m¤§y‡L Dc¯’vwcZ †Kvb e¨w³‡K D³iƒc †Kvb Z_¨ m¤c‡K© GKwU †NvlYv cÖ¯‘Z Kwiqv Dnv ¯^vÿi Kwievi Rb¨, A_ev †Kvb cÖ‡kœi DËi w`evi Rb¨ A_ev †Kvb wee„wZ cÖ¯‘Z Kwiqv Dnv `vwLj Kwievi Rb¨ Aby‡iva Kwi‡Z cvwi‡eb;

Page 52: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

52

(N) wbixÿv KZ…©cÿ wbixÿv mgvcbv‡šÍ cÖwZ‡e`b `vwLj Kwi‡eb, hvnv‡Z Ab¨vb¨ wel‡qi mwnZ D‡jøL _vwK‡e-

(A) Znwej Zmiæ‡di NUbv;(Av) cwil` Znwe‡ji ÿwZ, AcPq, A_ev AccÖ‡qv‡Mi NUbv;(B) wnmve iÿ‡Yi †ÿ‡Î Ab¨vb¨ Awbqg;(C) wbixÿv KZ…©c‡ÿi g‡Z †h mKj e¨w³ Dc-`dv (A), (Av) I (B)G ewY©Z Awbq‡gi

Rb¨ cÖZ¨ÿ ev c‡ivÿfv‡e `vqx Zvnv‡`i bvg cÖwZ‡e`‡b D‡jøL _vwK‡Z nB‡e;

(O) wbixÿv KZ…©cÿ, wbixÿv cÖwZ‡e`‡bi Kwc cwil`‡K cÖ`vb Kwiqv, Zvnvi Abywjwc miKv‡ii wbKU †cÖiY Kwi‡e;

(P) wbixÿv KZ…©cÿ KZ…©K wPwýZ AwbqgmsµvšÍ mKj wel‡q, cwil` `ªæZ h_vh_ e¨e¯’v MÖnY Kwi‡e Ges M„nxZ e¨e¯’v wbixÿv KZ…©cÿ, miKvi‡K AewnZ Kwi‡e|

(2) hw` †Kvb e¨w³ Dc-aviv (1) Abyhvqx wbixÿK KZ…©K cÖ`Ë Aby‡iva cvjb Kwi‡Z Ae‡njv K‡i ev A¯^xK„wZ Rvbvq, Zvnv nB‡j, wbixÿK, †h †Kvb mgq, D³ welqwU mswkøó Dc‡Rjv wbe©vnx Awdmvi‡K AewnZ Kwi‡Z cvwi‡eb; Dc‡Rjv wbe©vnx Awdmvi, †h e¨w³ wbixÿK KZ…©K cÖ`Ë Aby‡iva cvjb Kwi‡Z Ae‡njv Kwi‡Z‡Q ev A¯^xK„wZ RvbvBqv‡Q †mB e¨w³‡K †hiƒc Dchy³ g‡b Kwi‡eb †mBiƒc wb‡`©k cÖ`vb Kwi‡Z cvwi‡eb Ges D³ wb‡`©k H e¨w³i R‡b¨ Aek¨B cvjbxq nB‡e|

61| wbixÿvmsµvšÍ wewa cÖYqb

miKvi wbixÿvmsµvšÍ wewa cÖYqb Kwi‡e, hvnv‡Z Ab¨vb¨ wel‡qi g‡a¨ wb¤œwjwLZ welqmg~n AšÍf©z³ _vwK‡e, h_v:(K) wbixÿv cÖwZ‡e`bmsµvšÍ mgqmxgv;

(L) wnmvec‡Îi ¸iæZ¡c~Y© AmsMwZ ev Awbqg;

(M) A_© ev m¤cwËi †Kvbiƒc ÿwZ ev AcPq;

(N) wbixÿv cÖwZ‡e`‡bi Dci e¨e¯’v MÖn‡Yi mgqmxgvmn Ab¨ KiYxq welqvewj;

(O) A‰eafv‡e A_© cÖ`vbKvix ev A_© cÖ`vbKvix KZ©„c‡ÿi weiæ‡× wewa Abyhvqx e¨e¯’v MÖnYm¤cwK©Z mywbw`©ó mycvwik;

(P) wnmvec‡Îi Af¨šÍixY wbixÿv;

(Q) wnmvec‡Îi we‡kl wbixÿv|

Page 53: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

53

GKv`k Aa¨vq

cwil‡`i Kg©KZ©v I Kg©Pvix

62| BDwbqb cwil‡`i Kg©KZ©v I Kg©Pvix

(1) cÖ‡Z¨K BDwbqb cwil‡`i GKRb mwPe, GKRb wnmve mnKvix-Kvg-Kw¤úDUvi Acv‡iUi _vwK‡eb, hvnviv miKvi ev miKvi KZ…©K wbav©wiZ †Kvb KZ…©c‡ÿi gva¨‡g wbhy³ nB‡eb|

(2) miKvi, BDwbqb cwil‡`i Kg©KZ©v I Kg©Pvix wb‡qvM, PvKywii kZ© wba©viY, †eZbfvZv cÖ`vb, k„•Ljv I kvw¯Íg~jK e¨e¯’v MÖnY, Aemi cÖ`vb BZ¨vw` wel‡q wewa cÖYqb Kwi‡e|

(3) cwil`, miKv‡ii c~e©vby‡gv`bµ‡g, cwil‡`i Ab¨ mKj Kg©KZ©v I Kg©Pvixi ÿgZv I `vwqZ¡ cvjbm¤úwK©Z wel‡q cÖweavb cÖYqb Kwi‡e|

(4) miKv‡ii c~e©vby‡gv`bµ‡g, BDwbqb cwil`, cÖ‡qvRb‡ev‡a, AwZwi³ Rbej wb‡qvM Kwi‡Z cvwi‡e, hvnv‡`i †eZbfvZv mswkøó BDwbqb cwil‡`i wbR¯^ Znwej nB‡Z cwi‡kva Kwi‡Z nB‡e|

63| miKvwi Kg©KZ©v I Kg©Pvix‡`i cwil‡` n¯ÍvšÍ‡i miKv‡ii ÿgZv

(1) wba©vwiZ kZ©mv‡c‡ÿ cwil‡`i mvaviY ev we‡kl Kvh© m¤úv`‡bi j‡ÿ¨ miKvi Z„Zxq Zdwm‡j ewY©Z miKvwi Kg©KZ©v ev Kg©Pvix Ges Zvnv‡`i Kvh©vewj wba©vwiZ mg‡qi Rb¨ cwil‡` n¯ÍvšÍi Kwi‡Z cvwi‡e, D³iƒ‡c n¯ÍvšÍwiZ Kg©KZ©v ev Kg©PvixMY mswkøó cwil‡`i e¨e¯’vcbvq `vwqZ¡ cvjb Kwi‡eb|

(2) Dc-aviv (1)Gi Aaxb n¯ÍvšÍwiZ †Kvb miKvwi Kg©KZ©v ev Kg©Pvixi weiæ‡× k„•Ljvg~jK e¨e¯’v MÖnY mgxPxb g‡b Kwi‡j cwil` G wel‡q cªv_wgK AbymÜvb Kwiqv mswkøó Kg©KZ©v ev Kg©Pvixi wb‡qvMKvix KZ„©c‡ÿi wbKU cÖwZ‡e`b †cÖiY Kwi‡e|

(3) Dc-aviv (1)Gi Aaxb cwil‡` n¯ÍvšÍwiZ Kg©KZ©v ev Kg©PvixMY Zvnv‡`i Dci Awc©Z mvaviY `vwqZ¡ QvovI cwil` KZ…©K, mg‡q mg‡q, wba©vwiZ Ab¨vb¨ `vwqZ¡ cvjb Kwi‡eb|

Page 54: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

54

(4) Dc-aviv (1)Gi Aaxb n¯ÍvšÍwiZ Kg©KZ©v ev Kg©PvixMY cwil‡`i wbKU GB AvBb ev wewa Abyhvqx ¯’vbvšÍwiZ b‡n D³iƒc miKvwi cÖKí, w¯‹g, cwiKíbv BZ¨vw` ev¯Íevq‡bi `vwqZ¡ cvjb Kwi‡eb |

(5) mswkøó cwil` KZ…©K e¨qfvi en‡bi ÿgZv AR©b bv Kiv ch©šÍ Dc-aviv (1)Gi Aaxb n¯ÍvšÍwiZ Kg©KZ©v ev Kg©Pvix‡`i †eZb, fvZv I Ab¨vb¨ Avw_©K myweav miKvi KZ©„K cÖ‡`q nB‡e|

64| cwil‡`i wbe©vwPZ cÖwZwbwa I Kg©KZ©v ev Kg©PvixM‡Yi m¤cK©

(1) cwil‡`i e¨e¯’vcbvaxb Kg©KZ©v ev Kg©PvixM‡Yi AvBbMZ AwaKvi I †ckvMZ ¯^vaxbZv wbwðZ Kwievi j‡ÿ¨ miKvi wbe©vwPZ RbcÖwZwbwa Ges cwil‡`i wbqš¿Yvaxb ev cwil‡` n¯ÍvšÍwiZ Kg©KZ©v ev Kg©PvixM‡Yi g‡a¨ m¤cK© wba©viYwelqK GKwU AvPiYwewa (Code of Conduct) cÖYqb Kwi‡e|

(2) cwil‡`i †h †Kvb mfvq Dcw¯’Z Kg©KZ©v‡`i gZvgZ mfvi Kvh©weeiYx‡Z D‡jøL _vwK‡Z nB‡e|

(3) wbe©vwPZ †Kvb RbcÖwZwbwa †Kvb Kg©KZ©v ev Kg©Pvix‡K †Kvb Kvh© m¤úv`‡bi Rb¨ †gŠwLK wb‡`©kbv cÖ`vb Kwi‡jI mswkøó KvRwU ev¯Íevq‡bi c~‡e© wjwLZfv‡e wb‡`©kbv w`‡Z nB‡e|

Page 55: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

55

Øv`k Aa¨vq

cwil‡`i Kiv‡ivc65| cwil` KZ©„K Kiv‡ivc

(1) BDwbqb cwil` PZz_© Zdwm‡j DwjøwLZ mKj A_ev †h †Kvb Ki, †iBU, †Uvj, wdm BZ¨vw` wba©vwiZ c×wZ‡Z Av‡ivc Kwi‡Z cvwi‡e|

(2) cwil` KZ©„K Av‡ivwcZ mKj Ki, †iBU, †Uvj, wdm BZ¨vw` wba©vwiZ c×wZ‡Z cÖÁvwcZ nB‡e Ges miKvi wfbœiƒc wb‡`©k bv w`‡j D³ Av‡iv‡ci welqwU Av‡iv‡ci c~‡e©B cÖKvk Kwi‡Z nB‡e|

(3) †Kvb Ki, †iBU, †Uvj I wdm Av‡iv‡ci ev Dnvi cwieZ©‡bi †Kvb cÖ¯Íve Aby‡gvw`Z nB‡j Aby‡gv`bKvix KZ…©cÿ †h ZvwiL nB‡Z Dnv Kvh©Ki nB‡e ewjqv wb‡`©k w`‡e †mB ZvwiL nB‡Z Dnv Kvh©Ki nB‡e|

66| Av`k© Ki Zdwmj

miKvi BDwbqb cwil‡`i Rb¨ cÖvK cÖKvkbvi gva¨‡g Av`k© Ki Zdwmj cÖYqb Kwi‡Z cvwi‡e Ges Abyiƒc Zdwmj P‚ovšÍfv‡e cÖKvwkZ nB‡j D³ Av`k© Ki Zdwm‡j DwjøwLZ K‡ii cwigvY mKj cwil‡`i Rb¨ bgybv wnmv‡e MY¨ nB‡e|

67| KimsµvšÍ `vq

(1) †Kvb e¨w³ ev wRwbmc‡Îi Dci Ki, †iBU, †Uvj wKsev wdm Av‡ivc Kiv hvB‡e wK bv Dnv wba©vi‡Yi cÖ‡qvR‡b cwil` †bvwU‡ki gva¨‡g D³ e¨w³‡K cÖ‡qvRbxq Z_¨ mieivn Kwi‡Z ev GZ`&msµvšÍ `wjjcÎ, wnmveeB ev wRwbmcÎ `vwLj Kwievi Rb¨ wb‡`©k w`‡Z cvwi‡e|

(2) GZ`y‡Ï‡k¨ ÿgZvcÖvß cwil‡`i †Kvb m`m¨ ev Kg©Pvix h_vh_ †bvwUk cÖ`v‡bi ci †Kvb BgviZ ev A½bKi Av‡ivc‡hvM¨ wK bv Dnv hvPvB Kwievi Rb¨ D³ BgviZ ev A½‡b cÖ‡ek Kwi‡Z cvwi‡eb|

68| Ki msMÖn I Av`vq, BZ¨vw`

(1) GB AvB‡b wfbœiƒc weavb bv _vwK‡j, GB AvB‡bi Aaxb Av‡ivc‡hvM¨ mKj Ki, †iBU, †Uvj ev wdm wba©vwiZ e¨w³ KZ…©K wba©vwiZ c×wZ‡Z Av`vq Kwi‡Z nB‡e|

Page 56: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

56

(2) GB AvB‡bi Aaxb cwil` KZ©„K `vex‡hvM¨ mKj Ki, †iBU, †Uvj, wdm Ges Ab¨vb¨ A_© miKvwi `vwe wnmv‡e Av`vq‡hvM¨ nB‡e|

(3) GZ`y‡Ï‡k¨ ÿgZvcÖvß cwil‡`i †h †Kvb m`m¨ ev Kg©KZ©v wba©vwiZ c×wZ‡Z e‡Kqv †Kvb Ki, †iBU, †Uvj ev wdm Av`v‡qi Rb¨ wRwbmcÎ ev‡Rqvß I wb®úwË Kwi‡Z cvwi‡eb|

(4) Dc-aviv (3)Gi weavb m‡Ë¡I, miKvi †Kvb cwil`‡K GB AvB‡bi Aaxb cÖvc¨ mKj Abv`vqx Ki, †iBU, †Uvj, wdm ev Ab¨vb¨ e‡Kqv A_© Av`vq Kwievi D‡Ï‡k¨ mswkøó e¨w³i gvwjKvbvaxb ¯’vei I A¯’vei m¤cwË †µvK Ges weµq Kwievi ÿgZv cÖ`vb Kwi‡Z cvwi‡e|

(5) Dc-aviv (4)Gi Aaxb cÖ`Ë ÿgZv †Kvb& Kg©KZ©v ev †Kvb& †kÖwYi Kg©KZ©v wK cÖKv‡i cÖ‡qvM Kwi‡eb Zvnv miKvi wewa Øviv wba©viY Kwi‡e|

69| Ki wba©viY, g~j¨vqb BZ¨vw`i weiæ‡× AvcwË

GB AvB‡bi Aaxb avh© †Kvb Ki, †iBU, †Uvj ev wdm ev GZ`&msµv¯Í †Kvb m¤úwËi g~j¨vqb A_ev †Kvb e¨w³ KZ©„K Dnv cÖ`v‡bi `vwqZ¡ m¤c‡K© †Kvb AvcwË wjwLZ `iLv‡¯Íi gva¨‡g wba©vwiZ KZ…©c‡ÿi wbKU Ges wba©vwiZ mgq I c×wZ‡Z DÌvcb Kwi‡Z nB‡e|

70| Ki wewa

(1) cwil` KZ…©K avh©K…Z mKj Ki, †iBU, †Uvj, wdm Ges Ab¨vb¨ `vwe wewa Øviv wba©vwiZ c×wZ‡Z avh©, Av‡ivc BZ¨vw` cwiPvjbv I wbqš¿Y Kiv hvB‡e|

(2) GB avivq DwjøwLZ welqm¤cwK©Z wewa‡Z Ab¨vb¨ wel‡qi g‡a¨ Ki`vZv‡`i KiYxq Ges Ki avh©Kvix I Av`vqKvix Kg©KZ©v I Ab¨vb¨ KZ…©c‡ÿi ÿgZv I `vwqZ¡ m¤c‡K© weavb _vwK‡e|

Page 57: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

57

·qv`k Aa¨vq

miKv‡ii ÿgZv71| cwil‡`i †iKW© BZ¨vw` cwi`k©‡bi ÿgZv

(1) miKvi ev miKvi KZ…©K ÿgZvcÖvß †h †Kvb Kg©KZ©v cwil`‡K wb¤œiƒc wb‡`©k w`‡Z cvwi‡eb, h_v:

(K) cwil‡`i †ndvR‡Z ev wbqš¿Yvaxb †h †Kvb †iKW©, †iwR÷vi ev Ab¨vb¨ bw_cÎ Dc¯’vcb|

Z‡e kZ© _v‡K †h, cÖ‡qvR‡b GB mKj †iKW©, †iwR÷vi ev bw_c‡Îi d‡UvKwc ivwLqv g~j Kwc 90 (beŸB) w`‡bi g‡a¨ mswkøó cwil‡` †diZ w`‡Z nB‡e;

(L) †h †Kvb wiUvb©, cø¨vb, cÖv°jb, Avqe¨q weeiYx BZ¨vw` `vwLj;

(M) cwil`mswkøó †h †Kvb Z_¨ ev cªwZ‡e`b mieivn|

(2) cwil‡`i Av‡qi Drm wnmv‡e †Kvb `vwe cwiZ¨vM ev †Kvb cÖwZôvb eÜ Kwiqv †`Iqvi c~‡e© miKv‡ii c~e©vbygwZ MÖnY Kwi‡Z nB‡e|

(3) †WcywU Kwgkbvi ev ZrKZ…©K ÿgZv cÖvß †h †Kvb Kg©KZ©v †h †Kvb cwil` Ges cwil‡`i bw_cÎ, ¯’veiA¯’vei m¤cwË, mgvß I Pjgvb Dbœqb cÖKímn †h †Kvb wbg©vYKvR cwi`k©b Kwi‡Z cvwi‡eb

(4) cwil‡`i †Pqvig¨vb, mwPe I Ab¨ Kg©KZ©v ev Kg©PvixMY Dc-aviv (1) Abyhvqx wbhy³ Kg©KZ©v‡K mn‡hvwMZv Kwi‡Z eva¨ _vwK‡eb|

(5) miKvi, wba©vwiZ c×wZ‡Z, wbw`©ó mgq cici cÖ‡Z¨K cwil‡`i cÖkvmwbK Kvh©µgmsµvšÍ cvidi‡gÝ AwWU m¤úbœ Kwi‡e|

72| KvwiMwi Z`viwK I cwi`k©b

miKvi KZ…©K wba©vwiZ c×wZ‡Z †Kvb wefv‡Mi wefvMxq cÖavb Ges ZrKZ…©K g‡bvbxZ KvwiMwi Kg©KZ©vMY cwil‡`i gva¨‡g ev¯Íevqbvaxb D³ wefv‡Mi Dbœqb cÖKímg~n Ges mswkøó †iKW© I bw_cÎ cwi`k©b Kwi‡Z cvwi‡eb|

Page 58: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

58

73| miKv‡ii w`K wb‡`©kbv cÖ`vb Ges Z`šÍ Kwievi ÿgZv

(1) GB AvB‡b hvnv wKQzB _vKzK bv †Kb, miKvi, miKv‡ii bxwZi mwnZ m½wZ ivwLqv †h †Kvb cwil`‡K Avw_©K e¨e¯’vcbv, Kg©KZ©v I Kg©Pvix e¨e¯’vcbv, wewfbœ cÖKvi cÖKí cÖYqb I cÖK‡íi DcKvi‡fvMx wbe©vPb, cwil` I IqvW© mfvi Kvh©µg cwiPvjbv BZ¨vw` wel‡q w`K wb‡`©kbv cÖ`vb Kwi‡Z cvwi‡e Ges cwil` D³iƒc w`K wb‡`©kbv eva¨Zvg~jKfv‡e AbymiY Kwi‡e|

(2) †Kvb cÖKí ev¯Íevqb ev †Kvbiƒc Avw_©K Awbqg ev cwil‡`i Ab¨ †h †Kvb Awbq‡gi wel‡q cÖvß Awf‡hvM miKvi ev miKvi KZ…©K wbhy³ GK ev GKvwaK Kg©KZ©v Z`šÍ Kwi‡Z cvwi‡eb Ges mswkøó cwil` D³ Z`šÍ KvR cwiPvjbvq mn‡hvwMZv Kwi‡eb|

(3) Dc-aviv (2) Abyhvqx Z`šÍ m¤úv`‡bi ci Z`‡šÍi djvd‡ji Dci wfwË Kwiqv miKvi, GB AvB‡bi weavbmv‡c‡ÿ, `vqx e¨w³, Kg©KZ©v I Kg©Pvix ev cwil‡`i weiæ‡× e¨e¯’v MÖnY Kwi‡Z cvwi‡e|

74| cwil`, cwil‡`i †Pqvig¨vb, m`m¨ I `vwqZ¡cÖvß Kg©KZ©v‡`i weiæ‡× e¨e¯’v MÖnY

(1) hw` miKv‡ii wbKU GB g‡g© cÖZxqgvb nq †h, †Kvb cwil` ev cwil‡`i †Pqvig¨vb, m`m¨ I `vwqZ¡cÖvß Kg©KZ©viv GB AvBb ev miKv‡ii Ab¨ †Kvb Av‡`k Øviv wba©vwiZ `vwqZ¡ m¤úv`‡b e¨_© nBqv‡Qb, Zvnv nB‡j, miKvi A_ev miKvi KZ©„K wba©vwiZ KZ©„cÿ wjwLZ Av‡`k Øviv wba©vwiZ mg‡qi g‡a¨ D³iƒc `vwqZ¡ cvj‡bi Rb¨ cwil` ev †Pqvig¨vb‡K wb‡`©k w`‡Z cvwi‡eb|

(2) Dc-aviv (1) Abyhvqx wba©vwiZ mg‡qi g‡a¨ `vwqZ¡ m¤cv`‡b ev Av‡`k cvj‡b e¨_© nB‡j miKvi mswkøó‡`i hyw³msMZ my‡hvM cÖ`vb Kwiqv, KviY `k©vB‡eb Ges D³iƒc `vwqZ¡ m¤úv`b ev Av‡`k cvj‡bi Rb¨ †h †Kvb Kg©KZ©v ev KZ…©cÿ‡K `vwqZ¡ cvjbv‡_© wb‡qvM Kwi‡eb Ges GZ`&mswkøó Avw_©K ms‡køl, cª‡hvR¨ †ÿ‡Î, cwil‡`i Znwej ev mswkøó‡`i e¨w³MZ Znwej nB‡Z en‡bi wb‡`©k cÖ`vb Kwi‡eb|

75| cwil‡`i wm×všÍ, Kvh©weeiYx BZ¨vw` evwZj ev ¯’wMZKiY

(1) miKvi ¯^qs A_ev cwil‡`i †Pqvig¨vb ev m`m¨ ev `vwqZ¡cÖvß Kg©KZ©v ev Ab¨ †Kvb e¨w³i Av‡e`‡bi cwi‡cÖwÿ‡Z cwil‡`i †h †Kvb Kvh©weeiYx ev wm×všÍ evwZj ev ¯’wMZ Kwi‡Z cvwi‡e, hw` D³iƒc wm×všÍ ev Kvh©weeiYx -

(K) AvBbmsMZfv‡e M„nxZ bv nBqv _v‡K;

Page 59: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

59

(L) GB AvBb ev Ab¨ †Kvb AvB‡bi cwicwš’ ev Ace¨envig~jK nBqv _v‡K;

(M) gvby‡li Rxeb, ¯^v¯’¨, RbwbivcËv Ges mv¤cÖ`vwqK m¤cÖxwZ ûgwKi m¤§yLxb K‡i A_ev `v½v ev SMovweev‡`i m„wói Avk•Lv m„wó K‡i; A_ev

(N) miKvi KZ…©K RvwiK…Z w`Kwb‡`©kbvg~jK wm×v‡šÍi cwicwš’ nq|

(2) Dc-aviv (1) Abyhvqx †Kvb wm×všÍ ev Kvh©weeiYx evwZj ev ¯’wMZ Kwievi c~‡e© miKvi mswkøó cwil`‡K h_vh_ ïbvwbi my‡hvM w`qv D³ ïbvbxi wfwˇZ mswkøó cwil‡`i Kvh©weeiYx ev wm×všÍ evwZj ev ms‡kvab ev P~ovšÍ Kwi‡e|

(3) Dc-aviv (1) Abyhvqx cwil‡`i †Kvb wm×všÍ ev Kvh©weeiYx evwZj ev ms‡kvab Kiv cÖ‡qvRb g‡b Kwi‡j, Dc-aviv (2) Abyhvqx P~ovšÍ wm×všÍ Mªn‡Yi c~e© ch©šÍ miKvi mvgwqKfv‡e D³ Kvh©weeiYxi wm×všÍ ¯’wMZ Kwi‡Z cvwi‡e|

76| cwil‡`i evwl©K, Avw_©K I cÖkvmwbK cÖwZ‡e`b

(1) cwil` cÖ‡Z¨K ermi miKvi KZ…©K wba©vwiZ di‡g I c×wZ‡Z cwil‡`i evwl©K, Avw_©K I cÖkvmwbK cÖwZ‡e`b cÖ¯‘Z Kwi‡e Ges cieZx© erm‡ii 30 †m‡Þ¤^‡ii g‡a¨ Dnv miKv‡ii wbKU †cÖiY Kwi‡e|

(2) Dc-aviv (1)G cÖ`Ë wba©vwiZ mg‡qi g‡a¨ cÖwZ‡e`b cÖKvk Kwi‡Z bv cvwi‡j miKvi cwil‡`i AbyK~‡j Aby`vb cÖ`vb ¯’wMZ ivwL‡Z cvwi‡e|

(3) cwil‡`i mwPe, †Pqvig¨v‡bi m‡½ civgk©µ‡g, D³ cÖwZ‡e`b cÖ¯‘Z Kwi‡eb Ges Dnv P~ovšÍ Aby‡gv`‡bi Rb¨ cwil‡`i mfvq Dc¯’vcb Kwi‡eb|

(4) BDwbqb cwil‡`i cÖkvmwbK cÖwZ‡e`b Dc‡Rjv wbe©vnx Awdmv‡ii wbKU †cÖiY Kwi‡Z nB‡e Ges Dc‡Rjv wbe©vnx Awdmvi mgwš^Z cÖwZ‡e`b miKvi KZ©„K wba©vwiZ Q‡K †WcywU Kwgkbv‡ii wbKU †cÖiY Kwi‡eb Ges †WcywU Kwgkbvi mgwš^Z cÖwZ‡e`b wba©vwiZ Q‡K miKv‡ii wbKU †cÖiY Kwi‡eb|

(5) miKvi Dc-aviv (4) Abymv‡i cÖvß mgwš^Z evwl©K cÖwZ‡e`b msm‡`i cieZ©x Awa‡ek‡b Dc¯’vcb Kwi‡e|

77| cwil` evwZj I cybwbe©vPb

(1) miKvi wb¤œwjwLZ Kvi‡Y h_vh_ Z`šÍc~e©K miKvwi †M‡RU cÖÁvcb Øviv cwil` evwZj Kwi‡Z cvwi‡e, h_v:

Page 60: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

60

(K) wba©vwiZ mg‡qi g‡a¨ cieZx© A_©erm‡ii ev‡RU cvm Kwi‡Z e¨_© nB‡j; A_ev

(L) cwil‡`i 75% (kZKiv 75 fvM) wbe©vwPZ m`m¨ c`Z¨vM Kwi‡j; A_ev

(M) cwil‡`i 75% (kZKiv 75 fvM) wbev©wPZ m`m¨ GB AvB‡bi Aaxb A‡hvM¨ nIqvi Kvi‡Y AcmvwiZ nB‡j ; A_ev

(N) cwil` ÿgZvi Ace¨envi Kwi‡j; A_ev(O) miKv‡ii we‡ePbvq †Kvb cwil` GB AvBb I Ab¨vb¨ AvBb ev wewa Ges miKv‡ii mvK©yjvi, cwicÎ BZ¨vw`i gva¨‡g Awc©Z `vwqZ¡ cvj‡b avivevwnKfv‡e e¨_© nB‡j Z‡e kZ© _v‡K †h, cwil` evwZj Kwievi c~‡e© cwil`‡K hyw³msMZfv‡e ïbvwbi my‡hvM w`‡Z nB‡e|

(2) Dc-aviv (1) Abyhvqx cwil` evwZ‡ji Av‡`k cÖÁvcb Rvwii ZvwiL nB‡Z Kvh©Ki nB‡e Ges †M‡RU cÖÁvc‡bi Kwc wbe©vPb Kwgk‡b †cÖiY Kwi‡Z nB‡e|

(3) Dc-aviv (1) Abyhvqx cÖÁvcb Rvwii ZvwiL nB‡Z cwil‡`i †Pqvig¨vb I mKj m`‡m¨i Avmb k~b¨ nBqv‡Q ewjqv MY¨ nB‡e Ges D³ Avmb k~b¨ nBevi Ab~¨b 180 (GKkZ Avwk) w`‡bi g‡a¨ cybwbe©vPb Abyôv‡bi gva¨‡g cwil` cybM©wVZ nB‡e|

(4) cybM©wVZ cwil‡`i m`m¨MY cwil‡`i Aewkó †gqv‡`i Rb¨ wbe©vwPZ nB‡eb Ges `vwqZ¡ cvjb Kwi‡eb|

(5) cwil` evwZj nBevi Ges cybM©wVZ nBevi AšÍe©Zx©Kvjxb miKvi KZ©„K wbhy³ GKwU cÖkvmwbK KwgwU cwil‡`i hveZxq Kvh©µg cwiPvjbv Kwi‡e|

(6) cwil‡`i mKj m¤c` I `vq Dc-aviv (4) Abyhvqx cybM©wVZ cwil‡`i Dci `vwqZ¡ MÖn‡Yi ci nB‡Z cwil‡`i Aewkó †gqv`Kvj ch©šÍ Ges Dc-aviv (5) Abyhvqx MwVZ cÖkvmwbK KwgwUi Dci `vwqZ¡ MÖn‡Yi ZvwiL nB‡Z cwil` cybM©Vb nIqv ch©šÍ eZ©vB‡e|

Page 61: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

61

PZz`©k Aa¨vq

Z_¨cÖvwßi AwaKvi78| Z_¨cÖvwßi AwaKvi

(1) cÖPwjZ AvB‡bi weavbmv‡c‡ÿ, evsjv‡`‡ki †h †Kvb bvMwi‡Ki cwil` msµvšÍ †h †Kvb Z_¨, wba©vwiZ c×wZ‡Z, cÖvwßi AwaKvi _vwK‡e|

(2) Dc-aviv (1)G hvnv wKQzB _vKyK bv †Kb, miKvi Rb¯^v_© Ges ¯’vbxq cÖkvmwbK wbivcËvi ¯^v‡_© †M‡RU cÖÁvcb Øviv, †h †Kvb †iKW© ev bw_cÎ K¬vwmdvBW †iKW© wnmv‡e we‡kl †kªwYfy³ Kwi‡Z cvwi‡e|

(3) †Kvb e¨w³i D³iƒc we‡kl †kªYxfy³ †iKW© I bw_c‡Îi Z_¨ Rvwbevi AwaKvi _vwK‡e bv Ges cwil` GB msµvšÍ †h †Kvb Av‡e`b AMÖvn¨ Kwi‡Z cvwi‡e|

(4) miKvi, mvaviY ev we‡kl Av‡`k Øviv, GjvKvi Rbmvavi‡Yi wbKU mieivn‡hvM¨ Z‡_¨i GKwU ZvwjKv cÖKv‡ki Rb¨ cwil`‡K Av‡`k w`‡Z cvwi‡e|

79| Z_¨ mieiv‡ni c×wZ

(1) †Kvb e¨w³i †Kvb Z‡_¨i cÖ‡qvRb nB‡j Zvnv‡K wba©vwiZ di‡g Ges wba©vwiZ wd w`qv cwil‡`i †Pqvig¨v‡bi eive‡i wjwLZ Av‡e`b Kwi‡Z nB‡e; D³ `iLv¯Í bvgÄyi ev Ab¨iƒc wb®úwË bv nB‡j mwPe wbw`©ó mg‡qi g‡a¨ hvwPZ Z_¨ mieivn Kwi‡eb|

(2) †Kvb e¨w³i Av‡e`b bvgÄyi nB‡j D³ bvgÄy‡ii KviY Zvnv‡K wjwLZfv‡e RvbvB‡Z nB‡e|

80| Z_¨ cÖ`v‡bi eva¨evaKZv

(1) cwil‡`i mwPe ev `vwqZ¡cÖvß Ab¨ †Kvb Kg©KZ©v ev Kg©Pvix GB Aa¨v‡q ewY©Z †bvwUdvBW †iKW©cÎ e¨ZxZ Ab¨vb¨ Z_¨ wba©vwiZ c×wZ‡Z wbw`©ó †gqv‡`i g‡a¨ mieivn Kwi‡Z eva¨ _vwK‡eb|

(3) hw` BDwbqb cwil‡`i mwPe ev `vwqZ¡cÖvß Kg©KZ©v ev Kg©Pvix wbw`©ó †gqv‡`i g‡a¨ D³iƒc Z_¨ mieivn bv K‡ib, Zvnv nB‡j cÖwZw`‡bi wej‡¤^i Rb¨ 50/- (cÂvk) UvKv nv‡i Rwigvbv w`‡Z nB‡e Ges D³ Rwigvbvi A_© cwil‡`i Znwe‡j Rgv nB‡e|

Page 62: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

62

(4) cwil‡`i mwPe ev `vwqZ¡cÖvß Kg©KZ©v ev Kg©Pvix hw` Z_¨ mieivn bv K‡ib, A_ev hw` Zvnvi Rvbv m‡Ë¡I AmZ¨ ev fzj Z_¨ mieivn K‡ib, Zvnv nB‡j wZwb Ab~¨b 1,000/- (GK nvRvi) UvKv A_©`‡Ð `wÐZ nB‡eb|

81| mij wek¦v‡m K…ZKvh© iÿY

GB AvBb, wewa ev cÖweavb ev Av‡`‡ki Aaxb mij wek¦v‡m K…Z †Kvb Kv‡h©i d‡j †Kvb e¨w³ ÿwZMÖ¯Í nB‡j ev ÿwZMÖ¯Í nBevi Avk¼v _vwK‡j Z¾b¨ miKvi, cwil` ev Dnv‡`i wbKU nB‡Z ÿgZvcÖvß †Kvb e¨w³i weiæ‡× †Kvb †`Iqvwb ev †dŠR`vwi gvgjv ev Ab¨ †Kvb AvBbMZ Kvh©µg MÖnY Kiv hvB‡e bv|

Page 63: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

63

cÂ`k Aa¨vq

wUD‡Uvwiqvj ¯‹yj, †KvwPs †m›Uvi, cÖvB‡fU nvmcvZvj

BZ¨vw` wbeÜxKiY82| wUD‡Uvwiqvj ¯‹zj, †KvwPs †m›Uvi BZ¨vw` wbeÜxKiY

(1) GB AvBb Kvh©Ki nIqvi Zvwi‡L ev ZrcieZ©x mg‡q cwil` GjvKvq cwil‡`i wbeÜb e¨ZxZ †emiKvwifv‡e ev e¨w³MZfv‡e cwiPvwjZ wUD‡Uvwiqvj ¯‹zj ev †KvwPs †m›Uvi Pvjy Kiv hvB‡e bv; D³iƒc wbe܇bi Rb¨ wba©vwiZ c×wZ‡Z cwil‡`i †Pqvig¨vb eive‡i Av‡e`b Kwi‡Z nB‡e Ges D³iƒc Av‡e`b cÖvwßi ci cwil` cÖ‡qvRbxq Z`šÍ Kwiqv m‡šÍvlRbK we‡ewPZ nB‡j cwil` mfvi Aby‡gv`bµ‡g wbe܇bi AbygwZ cÖ`vb Kwi‡e |

(2) GB AvBb Rvwi nIqvi mgq †h mKj wUD‡Uvwiqvj ¯‹zj ev †KvwPs †m›Uvi Pvjy _vwK‡e †m mKj cÖwZôvb miKvi KZ…©K wbw`©ó mg‡qi g‡a¨ wba©vwiZ c×wZ‡Z wbe܇bi Rb¨ Av‡e`b Kwi‡j cwil` mswkøó cÖwZôvb‡K wbeÜb Kwi‡e|

Z‡e kZ© _v‡K †h, †Kvb miKvwi m¤cwˇZ miKv‡ii c~e©vby‡gv`b e¨ZxZ GB ai‡bi wUD‡Uvwiqvj ¯‹zj ev †KvwPs †m›Uvi Pvjy Kwievi Av‡e`b Kwi‡j Dnv wbeÜb Kiv hvB‡e bv|

AviI kZ© _v‡K †h, miKvwi m¤cwˇZ c~e© nB‡Z PvjyK…Z cÖwZôvb wbw`©ó mg‡qi g‡a¨ miKvwi m¤cwË e¨envimsµvšÍ AbygwZ bv cvB‡j D³iƒc cÖwZôv‡bi wbeÜb wbw`©ó mg‡qi ci evwZj ewjqv MY¨ nB‡e|

(3) Dc-aviv (1) I (2)Gi Aaxb wbewÜZ cÖwZwU cÖwZôv‡bi wbeÜb cuvP ermi AšÍi AšÍi miKvi KZ„©K wba©vwiZ wd w`qv bevqb Kwi‡Z nB‡e|

83| cÖvB‡fU nvmcvZvj BZ¨vw` wbeÜxKiY

(1) GB AvBb Kvh©Ki nIqvi Zvwi‡L ev ZrcieZ©x mg‡q cwil‡`i GLwZqvivaxb GjvKvq cwil‡` h_vwbq‡g wbeÜb e¨ZxZ †Kvb cÖvB‡fU nvmcvZvj, c¨viv‡gwWK¨vj Bbw÷wUDU BZ¨vw` cÖwZôv Kiv hvB‡e bv|

Page 64: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

64

(2) GB AvBb Rvwi nIqvi mgq †h mKj cÖvB‡fU nvmcvZvj, c¨viv‡gwWK¨vj Bbw÷wUDU Pvjy _vwK‡e †m mKj cÖwZôvb miKvi KZ…©K wbw`ó mg‡qi g‡a¨ wba©vwiZ c×wZ‡Z wbe܇bi Rb¨ Av‡e`b Kwi‡j cwil` mswkøó cÖwZôvb‡K wbeÜb Kwi‡e|

Z‡e kZ© _v‡K †h, †Kvb miKvwi m¤úwˇZ miKv‡ii c~e©vby‡gv`b e¨ZxZ GB ai‡bi cÖvB‡fU nvmcvZvj, c¨viv‡gwWK¨vj Bbw÷wUDU Pvjy Kwievi Av‡e`b Kwi‡j Dnv wbeÜb Kiv hvB‡e bv| AviI kZ© _v‡K †h, miKvwi m¤úwˇZ c~e© nB‡Z PvjyK…Z cÖwZôvb wbw`©ó mg‡qi g‡a¨ miKvwi m¤úwË e¨envi msµvšÍ AbygwZ bv cvB‡j D³ cÖwZôv‡bi wbeÜb wbw`©ó mg‡qi ci evwZj ewjqv MY¨ nB‡e|

(3) Dc-aviv (1) I (2)Gi Aaxb wbewÜZ cÖwZwU cÖwZôv‡bi wbeÜb 5 (cuvP) ermi AšÍi AšÍi miKvi KZ„©K wba©vwiZ wd w`qv bevqb Kwi‡Z nB‡e|

84| wbeÜxKi‡Y e¨_©Zvi `Ð

†Kvb e¨w³ cwil‡`i wbeÜb e¨ZxZ †Kvb wUD‡Uvwiqvj ¯‹zj, †KvwPs †m›Uvi, cÖvB‡fU nvmcvZvj ev c¨viv‡gwWK¨vj Bbw÷wUDU ¯’vcb ev cwiPvjbv Kwi‡j A_ev D³iƒc cÖwZôvb ev nvmcvZv‡ji wbeÜb evwZj Kwievi ciI Dnv cwiPvjbv Ae¨vnZ ivwL‡j AbwaK 5,000/- (cuvP nvRvi) UvKv A_©`‡Ð `wÐZ nB‡e Ges D³iƒc A_©`Ð Av‡iv‡ci Zvwi‡Li c‡iI mswkøó cÖwZôvb ev nvmcvZvj cwiPvjbv eÜ bv Kwi‡j cÖwZw`‡bi Rb¨ cuvPkZ UvKv nv‡i AwZwi³ Rwigvbv w`‡Z nB‡e|

85| cwil` KZ©„K wd Av`vq

cwil` Dnvi GLwZqvivaxb GjvKvq wbewÜZ wUD‡Uvwiqvj ¯‹yj, †KvwPs †m›Uvi, cÖvB‡fU nvmcvZvj, c¨viv‡gwWK¨vj Bbw÷wUDU BZ¨vw`i wbKU nB‡Z miKvi KZ©„K wba©vwiZ nv‡i evrmwiK wd Av`vq Kwi‡Z cvwi‡e|

86| cybtwbeÜxKiY

(1) †Kvb wUD‡Uvwiqvj ¯‹yj, †KvwPs †m›Uvi, cÖvB‡fU nvmcvZvj, c¨viv‡gwWK¨vj Bbw÷wUDU BZ¨vw`i wbeÜb aviv 82 Ges 83Gi kZ©vs‡k ewY©Z Awbqg e¨ZxZ, wbR¯^ e¨Z¨‡qi Kvi‡Y evwZj nBqv aviv 84 Abyhvqx `ÐcÖvß nB‡j Rwigvbv cÖ`v‡bi Qqgv‡mi g‡a¨ wظY cwigvY Rwigvbvmn cybtwbeÜxKi‡Yi Rb¨ wba©vwiZ c×wZ‡Z KviY D‡jøLc~e©K Av‡e`b Kwi‡Z cvwi‡e|

(2) Dc-aviv (1)Gi Aaxb `vwLjK…Z Av‡e`b Z`šÍc~e©K m‡šÍvlRbK we‡ewPZ nB‡j cwil` mswkøó cÖwZôvb‡K cybtwbeÜb Kwi‡Z cvwi‡e|

Z‡e kZ© _v‡K †h, †Kvb cÖwZôvb GB avivi Aax‡b cybtwbe܇bi my‡hvM GKev‡ii †ewk MÖnY Kwi‡Z cvwi‡e bv|

Page 65: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

65

†lvok Aa¨vq

Ab¨vb¨ ’̄vbxq KZ©„cÿ, Aciva, `Ð BZ¨vw`

87| †hŠ_ KwgwU†Kvb Awfbœ D‡Ïk¨ mva‡bi Rb¨ †Kvb BDwbqb cwil` Ab¨ †h †Kvb BDwbqb cwil` A_ev cwil`mg~‡ni mv‡_ ev †Kvb †cŠimfv A_ev †cŠimfvmg~‡ni mv‡_ A_ev †Kvb ¯’vbxq KZ©„cÿ A_ev KZ©„cÿmg~‡ni mv‡_ †hŠ_ ¯^v_©mswkøó wel‡q †hŠ_ KwgwU MVb Kwi‡Z cvwi‡e Ges KwgwUi Kvh© cwiPvjbvi Rb¨ cÖweavb cÖYq‡bi ÿgZvmn †h †Kvb ÿgZv cÖ‡qv‡Mi ÿgZv Ac©Y Kwi‡Z cvwi‡e|

88| cwil` I †cŠimfvi g‡a¨ we‡iva

hw` `yB ev Z‡ZvwaK cwil` A_ev †Kvb cwil` Ges †cŠimfvi g‡a¨ A_ev †Kvb cwil` Ges ¯’vbxq KZ©„c‡ÿi g‡a¨ we‡iva †`Lv †`q, Zvnv nB‡j welqwU gxgvsmvi Rb¨-

(K) mswkøó cÿmg~n GKB †Rjvi nB‡j, †WcywU Kwgkbv‡ii wbKU cvVvB‡Z nB‡e;

(L) mswkøó cÿmg~n GKB wefv‡Mi nB‡j, wefvMxq Kwgkbv‡ii wbKU cvVvB‡Z nB‡e; Ges

(M) mswkøó cÿmg~n wfbœ wfbœ wefv‡Mi nB‡j A_ev GKwU cÿ K¨v›Ub‡g›U †evW© nB‡j miKv‡ii wbKU cvVvB‡Z nB‡e; Ges †ÿÎg‡Zv, wefvMxq Kwgkbvi A_ev miKv‡ii wm×všÍB P‚ovšÍ nB‡e|

89| Aciva I `Ð

(1) cÂg Zdwm‡j ewY©Z Acivamg~n GB AvB‡bi Aax‡b `Ðbxq Aciva wnmv‡e MY¨ nB‡e|

(2) GB AvB‡bi Aax‡b †Kvb Aciv‡ai Rb¨ m‡ev©”P 15,000 (c‡bi nvRvi) UvKv ch©šÍ A_©`Ð cÖ`vb Kiv hvB‡e Ges D³ Aciv‡ai cybive„wË NwU‡j cÖ_gevi Aciva msNU‡bi ci D³ Aciv‡ai mv‡_ cybivq RwoZ _vKKvjxb cÖwZw`‡bi Rb¨ m‡e©v”P 200 (`yBkZ) UvKv ch©šÍ A_©`Ð cÖ`vb Kiv hvB‡e|

Page 66: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

66

90| Aciv‡ai Av‡cvmidv

†Pqvig¨vb A_ev wba©vwiZ KZ©„cÿ KZ©„K mvaviYfv‡e A_ev we‡klfv‡e ÿgZvcÖvß †Kvb e¨w³ ev Kg©KZ©v GB AvB‡bi Aax‡b †Kvb Aciv‡ai Av‡cvm gxgvsmv Kwi‡Z cvwi‡eb|

91| Aciva wePviv‡_© MÖnY

cwil` KZ©„K ÿgZvcÖvß †Kvb e¨w³i wbKU nB‡Z wjwLZ †Kvb Awf‡hvM e¨ZxZ †Kvb Av`vjZ, GB AvB‡bi Aaxb †Kvb Aciva wePviv‡_© MÖnY Kwi‡Z cvwi‡e bv|

92| cywjk Kg©KZ©vi `vwqZ¡ I KZ©e¨

cÖ‡Z¨K cywjk Kg©KZ©vi `vwqZ¡ I KZ©e¨ nB‡e-

(K) GB AvB‡b ewY©Z †Kvb Aciva msNU‡bi †Póv ev Aciva msNU‡bi Lei m¤c‡K© AbwZwej‡¤^ cwil‡`i †Pqvig¨vb ev mwPe ev Ab¨ †Kvb Kg©KZ©v‡K AewnZ Kiv;

(L) cwil‡`i †Pqvig¨vb, mwPe ev Ab¨ †Kvb Kg©KZ©vi wjwLZ Aby‡iv‡ai wfwˇZ AvBbm½Z `vwqZ¡ cvj‡b mnvqZv Kiv|

Page 67: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

67

mß`k Aa¨vq

wewea93| A‰ea `Lj

(1) †Kvb e¨w³ †Kvb cwil‡`i RvqMv, moK A_ev b`©gvi ev Zvi Ask we‡kl ¯’vqx ev A¯’vwqfv‡e Aˆea `Lj Kwi‡Z cvwi‡e bv|

(2) cwil` †bvwUk cÖ`v‡bi gva¨‡g, A‰ea `LjKvix e¨w³‡K wbw`©ó mg‡qi g‡a¨ A‰eafv‡e `LjK…Z ¯’vbmg~n nB‡Z Zvnvi m¤c` ev m¤cwË AcmviY Kwievi wb‡`©k w`‡Z cvwi‡e Ges wbw`©ó mg‡qi g‡a¨ Zvnv AcmviY Kiv bv nB‡j cwil` ¯^xq D‡`¨v‡M Zvnv Acmvi‡Yi e¨e¯’v Kwi‡e Ges GB eve` Li‡Pi A_© GB AvBb †gvZv‡eK A‰ea `L‡ji Rb¨ `vqx e¨w³i Dci cwil‡`i cvIbv wnmv‡e avh© nB‡e|

(3) Ab¨ †Kvb AvB‡b hvnvB _vKzK bv †Kb, GB aviv Abymv‡i AcmvwiZ A_ev AcmviY‡hvM¨ gvjvgv‡ji Rb¨ A‰ea `Lj`vi‡K †Kvb cÖKvi ÿwZc~iY †`Iqv nB‡e bv|

94| Avwcj Av‡`k

GB AvBb, wewa ev cÖweavb Abymv‡i cwil` KZ©„K cÖ`Ë †Kvb Av‡`‡ki d‡j †Kvb e¨w³ msÿzä nB‡j wZwb wewa Øviv wba©vwiZ c×wZ‡Z, wba©vwiZ KZ©„c‡ÿi wbKU Avwcj Kwi‡Z cvwi‡eb; Ges GB Avwc‡ji Dci wba©vwiZ KZ©„c‡ÿi wm×všÍ P‚ovšÍ nB‡e Ges Bnvi weiæ‡× †Kvb Av`vj‡Z †Kvb cÖkœ DÌvcb Kiv hvB‡e bv|

95| ¯’vqx Av‡`k

miKvi, mg‡q mg‡q, ¯’vqx Av‡`k Øviv-

(K) ¯’vbxq cwil` I ¯’vbxq KZ©„c‡ÿi g‡a¨ m¤cK© wba©viY I wbqš¿Y Kwi‡Z cvwi‡e;

(L) ¯’vbxq cwil` I miKvwi `ßimg~‡ni Kvh©vewji mgš^q mvab Kwi‡Z cvwi‡e;

(M) ¯’vbxq cwil`‡K Avw_©K mnvqZv cÖ`vbmn we‡kl k‡Z© we‡kl we‡kl †ÿ‡Î gÄywi cÖ`vb Kwi‡Z cvwi‡e;

(N) †Kvb ¯’vbxq cwil` KZ©„K Ab¨ ¯’vbxq cwil`‡K Puv`v cÖ`v‡bi e¨e¯’v Kwi‡Z cvwi‡e; Ges

Page 68: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

68

(O) GB AvB‡bi D‡Ïk¨ c~iYK‡í ¯’vbxq cwil`‡K mvaviY wb‡`©kbv cÖ`vb Kwi‡Z cvwi‡e|

96| wewa cÖYq‡bi ÿgZv

GB AvB‡bi D‡Ïk¨ c~iYK‡í miKvi wb¤œewY©Z mKj A_ev †h †Kvb wel‡q wewa cÖYqb Kwi‡Z cvwi‡e, h_v:

(K) †Pqvig¨vb I m`m¨M‡Yi ÿgZv I Kvh©vewj;

(L) msiwÿZ Avm‡bi gwnjv m`m¨‡`i ÿgZv I we‡kl Kvh©vewj;

(M) cwil‡`i c‡ÿ Pzw³ m¤cv`b;

(N) cwil` KZ…©K †h mKj †iKW©, wi‡cvU© iÿYv‡eÿY, cÖ¯‘Z ev cÖKvk Kiv nB‡e Zvnv wba©viY;

(O) cwil‡`i Kg©KZ©v I Kg©PvixM‡Yi wb‡qvM I PvKzwii kZ©vewj;

(P) Znwej I we‡kl Znwejmg~‡ni e¨e¯’vcbv, cwiPvjbv, wbqš¿Y, ZË¡veavb I wewb‡qvM;

(Q) ev‡RU cÖYqb I Aby‡gv`b Ges GZ`&msµvšÍ Ab¨vb¨ welq;

(R) wnmve iÿY Ges wbixÿY;

(S) cwil‡`i m¤cwËi e¨e¯’vcbv, msiÿY I n¯ÍvšÍi;

(T) Dbœqb cwiKíbv cÖYqb, wbqš¿Y, mgwš^ZKiY, Aby‡gv`b I ev¯Íevqb;

(U) cwil‡`i A‡_©i ev m¤cwËi ÿwZmvab ev webwóKiY ev ÿgZvi AccÖ‡qv‡Mi Rb¨ cwil‡`i Kg©KZ©v I Kg©Pvix Ges Ab¨ †Kvb e¨w³i `vq-`vwqZ¡ wba©viY Kwievi

c×wZ;

(V) Ki, †iBU, †Uvj Ges wdm avh©, Av`vq I wbqš¿Ym¤cwK©Z hveZxq welq;

(W) cwil‡`i Av‡`‡ki weiæ‡× Avwc‡ji KZ…©cÿ wba©viYc×wZ;

(X) cwil` cwi`k©‡bi c×wZ Ges cwi`k©‡Ki ÿgZv|

97| cÖweavb cÖYq‡bi ÿgZv

GB AvB‡bi D‡Ïk¨ c~iYK‡í cwil`, miKv‡ii c~e©vby‡gv`bµ‡g, GB AvBb ev †Kvb wewai mwnZ AmvgÄm¨c~Y© bq GBiƒc cÖweavb cÖYqb Kwi‡Z cvwi‡e Ges D³ ÿgZvi mvgwMÖKZv‡K ¶zYœ bv Kwiqv Abyiƒc cÖweav‡b wb¤œiƒc wel‡q weavb Kiv hvB‡e, h_v:

Page 69: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

69

(K) cwil‡`i Kvh©vewj cwiPvjbv;

(L) mfv Avnevb;

(M) mfvi †Kvivg wba©viY;

(N) mfvi Kvh©weeiYx wjLb;

(O) mfvq M„nxZ cÖ¯Íve ev¯Íevqb;

(P) ¯’vqx KwgwUi welqvw` I Kvh©vewj cwiPvjbv;

(Q) mvaviY wmj‡gvni †ndvRZ I e¨envi;

(R) †Kvb m`m¨, Kg©KZ©v ev Kg©Pvix‡K cwil‡`i †Pqvig¨v‡bi ÿgZv Ac©Y;

(S) cwil‡`i Awd‡mi wefvM I kvLv MVb Ges me Kv‡Ri cwiwa wba©viY;

(T) Mevw` cï I Ab¨vb¨ cÖvYxi weµq †iwRw÷ªKiY;

(U) mvavi‡Yi e¨envh© m¤úwËi e¨e¯’vcbv I wbqš¿Y;

(V) k¥kvb I Kei¯’vb wbqš¿Y;

(W) msµvgK †ivM cÖwZ‡iva I wbqš¿Y;

(X) A‰ea `Lj †ivaKiY; (Y) Mevw` cïi †Luvqvo e¨e¯’vcbv I wbqš¿Y;

(Z) wkÿvmdi, ch©‡eÿY BZ¨vw` Dcj‡ÿ miKvwi ev †emiKvwifv‡e we‡`k ågY;

(_) GB AvB‡bi Aaxb cÖweavb Øviv wbqš¿Y‡hvM¨ Ab¨ †h †Kvb welq|

98| wewa I cÖweavbmsµvšÍ mvaviY weavb BZ¨vw`

(1) cwil`m¤úwK©Z wewa I cÖweav‡bi Kwc cwil` Awd‡m cwi`k©b I weµ‡qi Rb¨ ivwL‡Z nB‡e|

(2) miKvi bgybv cÖweavb cÖYqb Kwi‡Z cvwi‡e Ges GBiƒc †Kvb bgybv cÖweavb cÖYxZ nB‡j cwil` cÖweavb cÖYq‡bi †ÿ‡Î D³ bgybv AbymiY Kwi‡e |

Page 70: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

70

99| wba©vwiZ KwZcq welq

GB AvB‡bi Aaxb †Kvb KvR Kwievi Rb¨ wba©vwiZ _vKv m‡Ë¡I hw` †Kvb& KZ…©cÿ KZ…©K ev †Kvb& c×wZ‡Z Zvnv Kiv nB‡e Zrm¤c‡K© †Kvb weavb bv _v‡K, Zvnv nB‡j D³ KvR miKvi KZ©„K wb‡`©wkZ KZ…©cÿ wba©vwiZ c×wZ‡Z m¤úbœ Kwi‡eb|

100| cÖ_g wbe©vP‡bi Rb¨ cwil` Ges IqvW©

GB AvB‡bi Aaxb cwil‡`i cÖ_g 43 wbe©vP‡bi D‡Ï‡k¨ GB AvBb Rvwi nBevi c~e© ch©šÍ †h mKj cwil‡`i Aw¯ÍZ¡ wQj, miKvi wfbœiƒc †Kvb Av‡`k bv w`‡j, GB AvB‡bi Aaxb †NvwlZ BDwbqb ewjqv MY¨ nB‡e Ges D³ ¯’vbxq miKvi cÖwZôv‡bi mKj Iqv‡W© aviv 13 Abyhvqx mxgvbv wba©vwiZ nBqv‡Q ewjqv MY¨ nB‡e|

101| Amyweav `~ixKiY

GB AvB‡bi weavbvewj Kvh©Ki Kwievi †ÿ‡Î †Kvb Amyweav †`Lv w`‡j miKvi, D³ Amyweav `~ixKiYv_©, Av‡`k Øviv, cÖ‡qvRbxq †h †Kvb e¨e¯’v MÖnY Kwi‡Z cvwi‡e|

102| ÿgZv Ac©Y

(1) miKvi, miKvwi †M‡R‡U cÖÁvcb Øviv, GB AvBb ev wewamg~‡n ewY©Z, †h †Kvb ÿgZv wefvMxq Kwgkbvi ev Zvnvi Aaxb †Kvb Kg©KZ©v‡K Ac©Y Kwi‡Z cvwi‡e|

(2) wefvMxq Kwgkbvi, miKv‡ii c~e©vby‡gv`bµ‡g, Zvnvi Dci Awc©Z †h‡Kvb ÿgZv Zvnvi Aaxb¯’ Ab¨ †Kvb Kg©KZ©v‡K Ac©Y Kwi‡Z cvwi‡eb|

103| jvB‡mÝ I Aby‡gv`b

(1) GB AvBb A_ev wewa A_ev cÖweav‡b hvnv wKQyB _vKyK bv †Kb, †Kvb KvR m¤úv`b Kwievi Rb¨ cwil‡`i AbygwZ ev Aby‡gv`‡bi cÖ‡qvRb nB‡j, D³ AbygwZ ev Aby‡gv`b wjwLZ AvKv‡i cÖ`vb Kwi‡Z nB‡e|

(2) cwil` KZ©„K A_ev cwil‡`i KZ©„‡Z¡i Aaxb cÖ`Ë mKj jvB‡mÝ Aby‡gv`b ev AbygwZ †Pqvig¨vb KZ©„K A_ev †Pqvig¨v‡bi Aby‡gv`bµ‡g wewa I cÖweavb Øviv cwil‡`i ÿgZvcÖvß †Kvb Kg©KZ©v KZ©„K ¯^vÿwiZ nB‡Z nB‡e|

Page 71: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

71

104| cwil‡`i weiæ‡× †gvKÏgv `v‡qi

miKvwifv‡e `vwqZ¡ cvjbKv‡j †Kvb cwil` wKsev †Kvb m`m¨, Kg©KZ©v ev Kg©Pvix Øviv K…Z †Kvb KvR, ev KvR Kiv nBqv‡Q ewjqv g‡b nB‡j, †m m¤c‡K© wjwLZfv‡e †bvwUk cÖ`v‡bi ci GKgvm AwZevwnZ bv nB‡j Zvnvi weiæ‡× †Kvb †gvKÏgv `v‡qi Kiv hvB‡e bv Ges GB †ÿ‡Î cwil‡`i wbKU wjwLZ †bvwUk Awd‡m wewj Kwi‡Z ev †cuŠQvB‡Z nB‡e Ges †Kvb m`m¨, Kg©KZ©v ev Kg©Pvixi †ÿ‡Î wjwLZ †bvwUk Zuvnvi wbKU †cuŠQvB‡Z nB‡e wKsev Zuvnvi Awd‡m ev AvevwmK wVKvbvq †cuŠQvB‡Z nB‡e Ges †bvwU‡k dwiqvw` nB‡Z B”QyK e¨w³ Zuvnvi GBiƒc c`‡ÿ‡ci KviY, wbR bvg I AvevwmK wVKvbv D‡jøL Kwi‡eb; Ges †gvKÏgv AviwR‡Z GB g‡g© GKwU wee„wZ AšÍfz©³ _vwK‡Z nB‡e †h, D‡jøwLZ e¨e¯’v Abyhvqx †bvwUk cvVv‡bv nBqv‡Q|

105| †bvwUk I Dnv RvwiKiY

GB AvBb ev wewa ev cÖweav‡bi Aaxb †Kvb e¨w³ KZ©„K †Kvb wKQy Kwievi A_ev bv Kwievi cÖ‡qvRb nB‡j mswkøó e¨w³‡K Zvnv cÖwZcvj‡bi mgq wb‡`©kc~e©K †bvwUk Rvwi Kwi‡Z nB‡e|

106| cÖKvk¨ †iKW©

GB AvB‡bi Aaxb cÖ¯‘ZK…Z Ges msiwÿZ hveZxq †iKW© Ges †iwR÷ªvi, mvÿ¨ AvBb, 1872 (Evidence Act, 1872) G †h A‡_© e¨enZ nBqv‡Q, †mB A‡_© cÖKvk¨ †iKW© (Public document) ewjqv MY¨ nB‡e Ges wecixZ cÖgvwYZ bv nB‡j Zvnv weï× ewjqv MY¨ nB‡e|

107| cwil‡`i †Pqvig¨vb, m`m¨ BZ¨vw` Rb‡meK (Public Servant) nB‡eb

cwil‡`i †Pqvig¨vb, m`m¨, Kg©KZ©v Ges Kg©Pvix Ges cwil‡`i c‡ÿ KvR Kwievi Rb¨ h_vh_ ÿgZvcÖvß Ab¨vb¨ e¨w³ `Ðwewa, 1860 (Penal Code, 1860)Gi aviv 21G †h A‡_© Rb‡meK Awfe¨w³wU e¨eüZ nBqv‡Q †mB A‡_© Rb‡meK (Public Servant) ewjqv MY¨ nB‡e|

108| iwnZKiY Ges †ndvRZ

(1) GB AvBb ejer nBevi m‡½m‡½ Local Government (Union Parishads) Ordinance, 1983 (Ord. No. LI of 1983), AZtci wejyß Aa¨v‡`k ewjqv DwjøwLZ, iwnZ nB‡e|

(2) Dc-aviv (1)Gi Aaxb wejyß Aa¨v‡`k iwnZ nBevi ci -

(K) GB AvB‡b hvnv wKQyB _vKzK bv †Kb, GB AvB‡bi Aax‡b cwil` MwVZ bv nIqv ch©šÍ wejyß Aa¨v‡`k iwnZ nBevi Ae¨ewnZ c~‡e© †h mKj cwil` we`¨gvb wQj Zvnv GB

Page 72: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

72

AvB‡bi Aaxb MwVZ cwil` ewjqv MY¨ nB‡e Ges Z`bymv‡i Dnvi Kvh©vewj cwiPvjbv Kwi‡e;

(L) wejyß Aa¨v‡`‡ki Aaxb cÖYxZ mKj wewa, cÖweavb I Av‡`k, RvwiK…Z weÁwß ev †bvwUk ev gÄyixK…Z mKj jvB‡mÝ I AbygwZ GB AvB‡bi weavbvewji mwnZ mvgÄm¨c~Y© nIqv mv‡c‡ÿ, iwnZ I ms‡kvwaZ bv nIqv ch©šÍ, ejer _vwK‡e Ges GB AvB‡bi Aaxb cÖYxZ, cÖ`Ë, RvwiK…Z ev gÄywiK…Z nBqv‡Q ewjqv MY¨ nB‡e;

(M) c~e©Zb cwil‡`i mKj m¤ú`, AwaKvi, ÿgZv, KZ…©Z¡ I myweav, mKj ¯’vei I A¯’vei m¤úwË, bM` I e¨vs‡K Mw”QZ A_©, Znwej, wewb‡qvM Ges GBiƒc m¤úwˇZ A_ev Zvnv nB‡Z D™¢~Z mKj AwaKvi Ges ¯^v_© DËivwaKvix cwil‡`i wbKU n¯ÍvšÍwiZ I b¨¯Í nB‡e;

(N) wejyß Aa¨v‡`k iwnZ nBevi c~‡e© c~e©Zb cwil‡`i †h mKj FY, `vq I `vwqZ¡ wQj Ges Dnvi Øviv ev Dnvi mwnZ †h mKj Pzw³ m¤úvw`Z nBqvwQj Zvnv Dnvi DËivwaKvix cwil‡`i FY, `vq I `vwqZ¡ Ges Dnvi Øviv ev Dnvi mwnZ m¤úvw`Z Pzw³ ewjqv MY¨ nB‡e;

(O) wejyß Aa¨v‡`k iwnZ nBevi c~‡e© c~e©Zb cwil` KZ…©K cÖYxZ mKj cÖv°wjZ ev‡RU, cÖKí A_ev cwiKíbv ev ZrKZ…©K K…Z g~j¨vqb I wba©vwiZ Ki, GB AvB‡bi weavbvewji mwnZ mvgÄm¨c~Y© nIqv mv‡c‡ÿ, iwnZ ev ms‡kvwaZ bv nIqv ch©šÍ, GB AvB‡bi Aaxb DËivwaKvix cwil` KZ©„K cÖYxZ I wba©vwiZ nBqv‡Q ewjqv MY¨ nB‡e;

(P) wejyß Aa¨v‡`k iwnZ nBevi c~‡e© cwil‡`i cÖvc¨ mKj Ki, †iBU, †Uvj, wdm Ges Ab¨vb¨ A_© GB AvB‡bi Aaxb DËivwaKvix cwil‡`i ewjqv MY¨ nB‡e;

(Q) wejyß Aa¨v‡`k iwnZ nBevi c~‡e© c~e©Zb cwil` KZ…©K Av‡ivwcZ mKj Ki, †iBU, †Uvj, wdm Ges Ab¨vb¨ `vwe, Bnvi DËivwaKvix cwil` KZ…©K cwiewZ©Z bv nIqv ch©šÍ, †hB nv‡i c~‡e© Av‡ivc Kiv nBqvwQj †mB GKB nv‡i Av‡ivwcZ nB‡Z _vwK‡e;

(R) wejyß Aa¨v‡`k iwnZ nBevi c~‡e© c~e©Zb cwil‡`i mKj Kg©KZ©v I Kg©Pvix DËivwaKvix cwil‡`i Kg©KZ©v Kg©Pvix wnmv‡e e`wj nB‡eb Ges iwnZ nBevi Ae¨ewnZ c~‡e© †h mKj k‡Z© cwil‡`i †hB c‡` A_ev K‡g© wb‡qvwRZ wQ‡jb cwil` KZ©„K †mB mKj kZ© cwieZ©b bv nIqv ch©šÍ GKBfv‡e envj _vwK‡eb;

(S) wejyß Aa¨v‡`k iwnZ nBevi c~‡e© c~e©Zb cwil` KZ…©K ev Bnvi weiæ‡× `v‡qiK…Z mKj gvgjv, Awf‡hvM Ges Ab¨ ˆea Kvh©vewj cwil` KZ…©K A_ev Bnvi weiæ‡× `v‡qiK…Z gvgjv, Awf‡hvM Ges Kvh©vewj ewjqv MY¨ nB‡e Ges Z`bymv‡i Pwj‡Z _vwK‡e A_ev Ab¨wea e¨e¯’v M„nxZ nB‡e|

Page 73: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

73

cÖ_g Zdwmj(aviv 28 `ªóe¨)

BDwbqb cwil`kc_cÎ ev †NvlYvcÎ

Avwg ------------------------------------------------------------------------------------ wcZv/¯^vgx ---------------------------------------- gvZv -------------------------------- --------------------†Rjvi ------------------ Dc‡Rjvi------------------------ BDwbq‡bi †Pqvig¨vb/ m`m¨ wbe©vwPZ nBqv mkª× wP‡Ë kc_ ev `„pfv‡e †NvlYv Kwi‡ZwQ †h, Avwg fxwZ ev AbyMÖn, AbyivM ev weiv‡Mi ekeZ©x bv nBqv mK‡ji cÖwZ AvBb Abyhvqx Ges mZZv, wbôv I wek¦¯ÍZvi mwnZ Avgvi c‡`i `vwqZ¡ I KZ©e¨ cvjb Kwie| Avwg evsjv‡`‡ki cªwZ AK„wÎg wek¦vm I AvbyMZ¨ †cvlY Kwie|

m¦vÿi

Page 74: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

74

wØZxq Zdwmj(aviv 47 `ªóe¨)

BDwbqb cwil‡`i Kvh©vewj

1| cuvPkvjv I wewfbœ †gqvw` Dbœqb cwiKíbv ˆZwi|

2| cjøx AeKvVv‡gv Dbœqb, msiÿY I iÿYv‡eÿY|

3| wkÿv Ges cªv_wgK I MYwkÿv Kvh©µgm¤cwK©Z

4| ¯^v¯’¨, cwievi cwiKíbvm¤úwK©Z Kvh©µg ev¯Íevqb|

5| K…wl, grm¨ I cïm¤ú` I Ab¨vb¨ A_©‰bwZK Dbœq‡b cÖ‡qvRbxq Kvh©µg MÖnY|

6| gnvgvwi wbqš¿Y I `y‡h©vM e¨e¯’vcbvq cÖ‡qvRbxq Kvh©µg MÖnY|

7| Ki, wd, †Uvj, wdm BZ¨vw` avh©KiY I Av`vq|

8| cvwievwiK we‡iva wbimb, bvix I wkïKj¨vY m¤úwK©Z cÖ‡qvRxq Kvh©µgm¤úv`b|

9| †Ljvayjv, mvgvwRK DbœwZ ms¯‹…wZ BZ¨vw` Kvh©µ‡g cÖ‡qvRbxq D‡`¨vM MÖnY I mn‡hvwMZv cÖ`vb|

10| cwi‡ek Dbœqb I msiÿ‡Y cÖ‡qvRbxq e¨e¯’v MÖnY|

11| AvBbk„•Ljv iÿvq miKv‡ii Awc©Z `vwqZ¡ cvjb I cÖ‡qvRbxq Kvh©µg MÖnY|

12| Rb¥-g„Zz¨ wbeÜxKiY|

13| miKvwi ¯’vb, Db¥y³ RvqMv, D`¨vb I †Ljvi gv‡Vi †ndvRZ Kiv|

14| BDwbqb cwil‡`i iv¯Ívq I miKvwi ¯’v‡b evwZ R¡vjv‡bv|

Page 75: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

75

15| e„ÿ‡ivcY I msiÿY Ges e„ÿm¤ú` Pzwi I aŸsm cÖwZ‡iva|

16| Kei¯’vb, k¥kvb, Rbmvavi‡Yi mfvi ¯’vb I Ab¨vb¨ miKvwi m¤úwËi iÿYv‡eÿY I cwiPvjbv|

17| Rbc_, ivRc_ I miKvwi ¯’v‡b AbwaKvi cÖ‡ek †iva Ges GBme ¯’v‡b DrcvZ I Zvnvi KviY eÜ Kiv|

18| Rbc_ I ivRc‡_i ÿwZ, webó ev aŸsm cÖwZ‡iva Kiv|

19| †Mvei I iv¯Ívi AveR©bv msMÖn, AcmviY I e¨e¯’vcbv wbwðZ Kiv|

20| Acivag~jK I wec¾bK e¨emv wbqš¿Y|

21| g„Z cïi †`n AcmviY I wbqš¿Y Ges cï RevB wbqš¿Y|

22| BDwbq‡b bZzb evwo, `vjvb wbg©vY I cybwbg©vY Ges wec¾bK `vjvb wbqš¿Y|

23| Kyqv, cvwb †Zvjvi Kj, Rjvavi, cyKzi Ges cvwb mieiv‡ni Ab¨vb¨ Dr‡mi e¨e¯’vcbv I msiÿY|

24| Lvevi cvwbi Dr‡mi `~lY †iva Ges Rb¯^v‡¯’¨i Rb¨ ÿwZKi m‡›`nhy³ K~c, cyKzi ev cvwb mieiv‡ni Ab¨vb¨

¯’v‡bi cvwb e¨envi wbwl× Kiv|

25| Lvevi cvwbi Rb¨ msiwÿZ K~c, cyKzi ev cvwb mieiv‡ni Ab¨vb¨ ¯’v‡b ev wbKUeZ©x ¯’v‡b †Mvmj, Kvco KvPv ev cï †Mvmj Kiv‡bv wbwl× ev wbqš¿Y Kiv|

26| cyKzi ev cvwb mieiv‡ni Ab¨vb¨ ¯’v‡b ev wbKUeZx© ¯’v‡b kb, cvU ev Ab¨vb¨ MvQ wfRv‡bv wbwl× ev wbqš¿Y Kiv|

27| AvevwmK GjvKvi g‡a¨ Pvgov is Kiv ev cvKv Kiv wbwl× ev wbqš¿Y Kiv|

28| AvevwmK GjvKvi gvwU Lbb Kwiqv cv_i ev Ab¨vb¨ e¯‘ D‡Ëvjb wbwl× ev wbqš¿Y Kiv|

29| AvevwmK GjvKvq BU, gvwUi cvÎ ev Ab¨vb¨ fvwU wbg©vY wbwl× ev wbqš¿Y Kiv|

Page 76: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

76

30| AwMœ, eb¨v, wkjve„wómn So, f‚wgK¤ú ev Ab¨vb¨ cÖvK…wZK `y‡h©vM †gvKvwejvq cÖ‡qvRbxq e¨e¯’v MÖnY I miKvi‡K mve©ÿwYK mnvqZv cÖ`vb|

31| weaev, GwZg, Mwie I `y¯’ e¨w³‡`i ZvwjKv msiÿY I Zv‡`i‡K mvnvh¨ Kiv|

32| mgevq Av‡›`vjb I MÖvgxY wk‡íi Dbœqb I Drmvn cÖ`vb|

33| evowZ Lv`¨ Drcv`‡bi e¨e¯’v MÖnY|

34| Mevw`cïi †Luvqvo wbqš¿Y I iÿYv‡eÿ‡Yi e¨e¯’v Kiv|

35| cÖv_wgK wPwKrmv †K‡›`ªi e¨e¯’v Kiv|

36| BDwbq‡bi evwm›`v‡`i wbivcËv, Avivg-Av‡qk ev my‡hvMmyweavi Rb¨ cÖ‡qvRbxq Ab¨vb¨ e¨e¯’v MÖnY|

37| B-Mf‡b©Ý Pvjy I DrmvwnZKiY|

38| BDwbqb cwil‡`i m`„k Kv‡R wb‡qvwRZ Ab¨vb¨ ms¯’vi mv‡_ mn‡hvwMZv m¤cÖmviY|

39| miKvi KZ…©K mg‡q mg‡q Av‡ivwcZ `vwqZ¡vewj|

Page 77: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

77

Z…Zxq Zdwmj(aviv 63 `ªóe¨)

miKvwi Kg©KZ©v I Kg©Pvix‡`i BDwbqb

cwil‡` n¯ÍvšÍ‡i miKv‡ii ÿgZv

Page 78: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

78

µwgK bs

gš¿Yvjq/wefv‡Mi bvg

BDwbqb cwil‡`i wbKU n¯ÍvšÍi‡hvM¨ miKv‡ii `ßi I Kvh©vewj

1 ¯’vbxq miKvi wefvM 1. ¯’vbxq miKvi cÖ‡KŠkj Awa`߇ii Aaxb DcmnKvix cÖ‡KŠkjx, Rbej I Zvnv‡`i Kvh©vewj2. Rb¯^v¯’¨ cÖ‡KŠkj Awa`߇ii Aaxb¯’ wUDeI‡qj †gKvwbK, Rbej I Zvnv‡`i Kvh©vewj|

2 K…wl gš¿Yvjq K…wl m¤cÖmviY Awa`߇ii Aaxb Dc-mnKvix K…wl m¤cÖmviY Kg©KZ©v, Rbej I Zvnv‡`i Kvh©vewj|

3 ¯^v¯’¨ I cwievi Kj¨vY gš¿Yvjq

1.¯^v¯’¨ Awa`߇ii Aaxb ¯^v¯’¨ cwi`k©K Ges mnKvix ¯^v¯’¨ cwi`k©K, Rbej I Zvnv‡`i Kvh©vewj| 2. cwievi cwiKíbv Awa`߇ii Aaxb¯’ cwievi Kj¨vY cwi`k©K I cwievi Kj¨vY mnKvix, Rbej Ges Zvnv‡`i Kvh©vewj|

4 cÖv_wgK I MYwkÿv gš¿Yvjq

cÖv_wgK wkÿv Awa`߇ii Aaxb mnKvix wkÿv Kg©KZ©v, Rbej I Zvnv‡`i Kvh©vewj|

5 grm¨ I cïm¤ú` gš¿Yvjq

grm¨ I cïm¤ú` Awa`߇ii Aaxb †f‡U‡ibvwi wdì A¨vwmmU¨v›U Ges †f‡U‡ibvwi wdí A¨vwmmU¨v›U (K…wÎg cÖRbb), Rbej I Zvnv‡`i Kvh©vewj|

6 mgvRKj¨vY gš¿Yvjq mgvR‡mev Awa`߇ii Aaxb BDwbqb mgvRKgx©, Rbej I Zvnv‡`i Kvh©vewj|

7 ¯^ivóª gš¿Yvjq Avbmvi I wfwWwc Awa`߇ii Aaxb BDwbqb `j‡bZv, Rbej I Zvnv‡`i Kvh©vewj|

Page 79: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

79

PZz_© Zdwmj(aviv 65 nB‡Z 70 `ªóe¨)

BDwbqb cwil` KZ…©K Av‡ivcYxq Ki, †iBU, †Uvj, wdm Ges Ab¨vb¨

m~Î nB‡Z cÖvß Avq1| wba©vwiZ c×wZ‡Z Av‡ivwcZ BgviZ/f~wgi evwl©K g~‡j¨i Dci Ki A_ev BDwbqb

†iBU|

2| cvKv Bgvi‡Zi me©‡gvU AvqZ‡bi cÖwZ eM©dy‡Ui Dci wba©vwiZ nv‡i BgviZ cwiKíbv Aby‡gv`b wd|

3| †ckv, e¨emv Ges e„wË (Kwjs)i Dci Ki|

4| wm‡bgv, Wªvgv I bvU¨ cÖ`k©bx Ges Ab¨vb¨ Av‡gv`cÖ‡gv` Ges wPËwe‡bv`‡bi Dci Ki|

5| BDwbqb cwil` KZ©„K cÖ`Ë jvB‡mÝ Ges cviwg‡Ui Dci wd|

6| BDwbq‡bi mxgvbvi g‡a¨ wba©vwiZ nvUevRvi Ges †dwiNvU n‡Z wd (wjR gvwb)|

7| BDwbq‡bi mxgvbvi g‡a¨ n¯ÍvšÍwiZ Rjgnv‡ji miKvi wba©vwiZ Ask|

8| BDwbq‡bi mxgvbvi g‡a¨ Aew¯’Z cv_ignvj, evjygnv‡ji Av‡qi miKvi wba©vwiZ Ask|

9| ¯’vei m¤cwË n¯ÍvšÍi Ki eve` Av‡qi Ask|

10| wbKvn wbeÜb wd|

11| f~wg Dbœqb KimsµvšÍ Av‡qi Ask|

12| weÁvc‡bi Dci Ki|

13| GB AvB‡bi †h †Kvb weav‡bi Aax‡b Ab¨ †h †Kvb Ki|

Page 80: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

80

cÂg Zdwmj(aviv 89 `ªóe¨)

BDwbqb cwil‡`i Aaxb we‡eP¨ Acivamg~n

1| BDwbqb cwil` KZ…©K AvBbvbyMfv‡e avh©K…Z Ki BZ¨vw` duvwK †`Iqv|

2| GB AvBb, wewa-cÖweav‡bi Aaxb †h mKj wel‡q BDwbqb cwil` †Kvb Z_¨ PvB‡Z cv‡i †mB mKj wel‡q Pvwn`v Abyhvqx Z_¨ mieivn Kwi‡Z e¨_© nB‡j ev fzj Z_¨ mieivn Kiv|

3| GB AvBb, wewa-cÖweav‡bi weavb Abyhvqx †h Kv‡Ri Rb¨ jvB‡mÝ ev AbygwZ cÖ‡qvRb †mB KvR webv jvB‡mÝ ev webv AbygwZ‡Z m¤úv`b Kiv|

4| BDwbqb cwil‡`i webv AbygwZ‡Z †Kvb wec¾bK ev ÿwZKi e¨emvevwYR¨ cwiPvjbv A_ev †Kvb wec¾bK ev ÿwZKi `ªe¨ Rgv Kiv|

5| BDwbqb cwil‡`i AbygwZ e¨wZ‡i‡K me©mvavi‡Yi e¨envh© †Kvb Rbc_ ev ivRc_ ev miKvwi RvqMvq A‰ea AbycÖ‡ek NUv‡bv|

6| cvbxq Rj `~wlZ ev e¨env‡ii Abyc‡hvMx nq Ggb KvR Kiv|

7| Rb¯^v‡¯’¨i c‡ÿ wec¾bK nIqv m‡›`‡n GB AvB‡bi Aaxb †Kvb Drm nB‡Z cvwb cvb Kiv wbwl× nIqv m‡Ë¡I H Drm nB‡Z cvwb mieivn ev cvb Kiv|

8| Kyqv ev Rbmvavi‡Yi e¨envh© †Kvb cvbxq R‡ji Dr‡mi mwbœK‡U Mevw` cï ev RxeRš‘‡K cvwb cvb, cvqLvbvcÖmªve ev †Mvmj Kiv|

9| AvevwmK GjvKv nB‡Z GB Aa¨v‡`‡ki Aaxb wba©vwiZ `~i‡Z¡i g‡a¨ Aew¯’Z †Kvb cyKz‡i ev †Wvevq A_ev Bnvi mwbœK‡U kb, cvU ev Ab¨ MvQcvjv WzevBqv ivLv|

10| AvevwmK GjvKv nB‡Z GB Aa¨v‡`‡ki Aaxb wba©vwiZ `~i‡Z¡i g‡a¨ Pvgov is Kiv ev cvKv Kiv|

Page 81: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

81

11| AvevwmK GjvKv nB‡Z BDwbqb cwil` KZ…©K wba©vwiZ `~i‡Z¡i g‡a¨ gvwU, cv_i ev Ab¨ †Kvb wKQy Lbb Kiv|

12| AvevwmK GjvKv nB‡Z BDwbqb cwil` KZ…©K wbwl× `~i‡Z¡i g‡a¨ B‡Ui fvwU, Pyb fvwU, KvVKqjv fvwU ev g„rwkí ¯’vcb|

13| AvevwmK GjvKv nB‡Z BDwbqb cwil` KZ…©K wbwl× `~i‡Z¡i g‡a¨ g„Z RxeRš‘i †`nwe‡kl †djv|

14| GB AvB‡bi Øviv wb‡`©wkZ nIqv m‡Ë¡I, †Kvb Rwg ev BgviZ nB‡Z AveR©bv, RxeRš‘i weôv, mvi A_ev `yM©Ühy³ Ab¨ †Kvb c`v_© Acmvi‡Y e¨_©Zv|

15| GB AvB‡bi Øviv wb‡`©wkZ nIqv m‡Ë¡I †Kvb †kŠPvMvi, cÖmªveLvbv, b`©gv, gjKzÐ, cvwb, AveR©bv A_ev eR©¨ c`v_© ivwLevi Rb¨ Ab¨vb¨ ¯’vb ev cvÎ Av”Qv`‡b, Acmvi‡Y, †givg‡Z, cwi®‹vi Kwi‡Z, RxevYygy³ Kwi‡Z A_ev h_vh_fv‡e iÿ‡Y e¨_©Zv|

16| GB AvB‡bi Aaxb †Kvb AvMvQv, †SvcSvo ev jZv¸j¥ Rb¯^v‡¯’¨i ev cwi‡e‡ki Rb¨ cÖwZK~j †NvlYv Kiv m‡Ë¡I Zvnv AcmviY ev cwi®‹vi Kwi‡Z mswkøó f‚wgi gvwjK ev `Lj`v‡ii e¨_©Zv|

17| Rbc_msjMœ †Kvb ¯’v‡b Rb¥v‡bv †Kvb AvMvQv, jZv¸j¥ ev MvQcvjv Rbc‡`i Dci Szwjqv _vKv A_ev Rbmvavi‡Yi e¨envh© cvwbi cyKzi, Kzqv ev Ab¨ †Kvb Dr‡mi Dci Szwjqv _vKv, PjvP‡j weNœ m„wó Kiv m‡Ë¡I ev cvwb `~wlZ Kiv m‡Ë¡I A_ev Zvnv GB AvB‡bi Aax‡b Rb¯^v¯’¨nvwbKi ewjqv †NvwlZ nIqv m‡Ë¡I mswkøó ¯’v‡bi gvwjK ev `Lj`vi KZ…©K Zvnv KvwUqv †dwj‡Z, AcmviY Kwi‡Z ev QuvwUqv †dwj‡Z e¨_© nIqv|

18| GB AvB‡bi Aaxb Rb¯^v‡¯’¨i Rb¨ ev cvk¦©eZx© GjvKvi Rb¨ ÿwZKi ewjqv †NvwlZ †Kvb k‡m¨i Pvl Kiv, mvi ev KxUbvkK cÖ‡qvM Kiv ev ÿwZKi ewjqv †NvwlZ cš’vq Rwg‡Z †m‡Pi e¨e¯’v Kiv|

19| GB AvB‡bi weavb Abyhvqx cÖ‡qvRbxq AbygwZ e¨wZ‡i‡K B”QvK…Zfv‡e A_ev Ae‡njvf‡i cvqLvbvi MZ© ev cvqLvbvi bvjv nB‡Z gjg~Î ev Ab¨ †Kvb ÿwZKi c`v_© †Kvb Rbc_ ev Rbmvavi‡Yi †Kvb ¯’v‡bi Dci cÖevwnZ Kwi‡Z ev QovBqv hvB‡Z †`Iqv ev GZ`y‡Ï‡k¨ e¨eüZ bq GB cÖKvi †Kvb b`©gv, Lvj ev cqtcÖYvwji Dci cwZZ nB‡Z †`Iqv|

20| GB AvB‡bi Aaxb Rb¯^v‡¯’¨i Rb¨ ev cvk¦©eZx© GjvKvi Rb¨ ÿwZKi ewjqv †NvwlZ †Kvb K‚c, cyKzi ev cvwb mieiv‡ni Ab¨ †Kvb Drm cwi®‹vi Kwi‡Z, †givgZ Kwi‡Z,

Page 82: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

82

Av”Qv`b Kwi‡Z ev fivU Kwi‡Z ev Zvnv nB‡Z cvwb wb®‹vkb Kwi‡Z Bnvi gvwjK ev `Lj`v‡ii e¨_©Zv|

21| GB AvB‡bi weavb Abyhvqx wb‡`©wkZ nBqv †Kvb Rwg ev `vjvb nB‡Z †Kvb cvwb ev AveR©bv wb®‹vk‡bi Rb¨ h‡_vchy³ cvBc ev b`©gvi e¨e¯’v Kwi‡Z Rwg ev `vjv‡bi gvwjK ev `Lj`v‡ii e¨_©Zv|

22| wPwKrmK wnmv‡e KZ©e¨iZ _vKvKvjxb msµvgK †iv‡Mi Aw¯ÍZ¡ m¤ú‡K© AeMZ nIqv m‡Ë¡I BDwbqb cwil‡`i wbKU Zrm¤ú‡K© wi‡cvU© Kwi‡Z †Kvb wPwKrm‡Ki e¨_©Zv|

23| †Kvb `vjv‡b msµvgK †iv‡Mi Aw¯ÍZ¡ m¤ú‡K© AewnZ nIqv m‡Ë¡I Zrm¤ú‡K© †Kvb e¨w³i BDwbqb cwil`‡K Lei †`Iqvi e¨_©Zv |

24| msµvgK †ivMRxevYy Øviv AvµvšÍ †Kvb `vjvb msµvgKgy³ Kwi‡Z Bnvi gvwj‡Ki e¨_©Zv|

25| msµvgK e¨vwa Øviv AvµvšÍ e¨w³ KZ…©K Lv`¨ ev cvbxq weµq Kiv|

26| †ivMRxevYy Øviv AvµvšÍ †Kvb hvbevn‡bi gvwjK ev PvjK KZ…©K msµwgZ Mvwo msµgYgy³ Kwi‡Z e¨_© nIqv ev msµwgZ Mvwo‡Z hvÎx enb Kiv|

27| `y‡»i ev Lv‡`¨i Rb¨ iwÿZ †Kvb cÖvYx‡K ÿwZKi †Kvb `ªe¨ LvIqv‡bv ev Lvevi my‡hvM †`Iqv|

28| GZ`y‡Ï‡k¨ wba©vwiZ ¯’vb e¨wZ‡i‡K Ab¨ †Kvb ¯’v‡b gvsm weµ‡qi D‡Ï‡k¨ †Kvb cÖvYx RevB Kiv|

29| †µZvi Pvwn`v †gvZv‡eK Lv`¨ ev cvbxq mieivn bv Kwiqv wb¤œ ev wfbœ gv‡bi Lv`¨ ev cvbxq mieivn Kwiqv †µZv‡K VKv‡bv|

30| wfÿvi Rb¨ weiw³Ki KvKzwZwgbwZ Kiv ev kix‡ii †Kvb weK…Z ev MwjZ A½ ev †bvsiv ÿZ¯’vb cÖ`k©b Kiv|

31| wbwl× †NvwlZ GjvKvq cwZZvjq ¯’vcb ev cwZZve„wË cwiPvjbv Kiv|

32| GB AvB‡bi Aaxb wb‡`©wkZ nIqv m‡Ë¡I evwo nB‡Z gqjv wb®‹vk‡bi Rb¨ ch©vß e¨e¯’v Kwi‡Z evwoi gvwjK ev `Lj`v‡ii e¨_©Zv|

Page 83: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

83

33| †Kvb e„ÿ ev Bnvi kvLv KZ©b ev Ab¨ †Kvb `vjvb ev Bnvi †Kvb Ask wbg©vY ev fvsPzi GB AvB‡bi Aax‡b Rbmvavi‡Yi Rb¨ wec¾bK ev weiw³Ki †NvlYv Kiv m‡Ë¡I Zvnv KZ©b, wbg©vY ev fvsPzi Kiv|

34| BDwbqb cwil‡`i Aby‡gv`b e¨wZ‡i‡K †Kvb iv¯Ív wbg©v‡Yi wfwËcÖ¯‘i ¯’vcb ev ¯’vc‡bi †Póv ev iv¯Ív wbg©vY Kiv |

35| wba©vwiZ ¯’vb e¨ZxZ Ab¨ †Kvb `vjvb ev ¯’v‡b †bvwUk, cø¨vKvW©, weÁvcb ev Ab¨ †Kvb cÖPvicÎ jvMv‡bv|

36| GB AvB‡bi Aaxb wec¾bK ewjqv †NvwlZ c×wZ‡Z KvV, Nvm, Lo ev Ab¨ †Kvb `vn¨ e¯‘ ¯‘cxK…Z Kiv|

37| GB AvB‡bi Aaxb cÖ‡qvRbxq AbygwZ e¨wZ‡i‡K †Kvb iv¯Ívi Dc‡i wc‡KwUs Kiv, RxeRš‘ ivLv, hvbevnb Rgv Kwiqv ivLv, A_ev †Kvb iv¯Ív‡K hvbevnb ev RxeRš‘‡K _vgvBevi ¯’vb wnmv‡e A_ev Zuvey LvUvBevi ¯’vb wnmv‡e e¨envi Kiv|

38| M„ncvwjZ RxeRš‘‡K hÎZÎ Nywiqv †eovB‡Z †`Iqv|

39| m~h©v‡¯Íi AvaN›Uv ci nB‡Z m~‡h©v`‡qi AvaN›Uv c~e© ch©šÍ mg‡qi g‡a¨ †Kvb hvbevnb h_vh_ evwZi e¨e¯’v bv Kwiqv Pvjv‡bv|

40| hvbevnb Pvjv‡bvi mgq msMZ KviY e¨ZxZ iv¯Ívi evg cv‡k¦© bv _vKv A_ev GKB w`KMvgx Ab¨ †Kvb hvbevn‡bi Wvb cv‡k¦© bv _vKv A_ev iv¯Ívq PjvPjmsµvšÍ Ab¨vb¨ wewawb‡la bv gvbv|

41| GB AvB‡bi mvaviY ev we‡kl weav‡bi e¨Z¨‡q †iwWI ev ev`¨hš¿ evRv‡bv, XvK-†Xvj wcUv‡bv, †fucy evRv‡bv, A_ev Kuvmv ev Ab¨ †Kvb wRwb‡mi Øviv AvIqvR m„wó Kiv|

42| Av‡Mœqv¯¿, cUKv ev AvZkevwR Ggbfv‡e †Qvov A_ev Dnv‡`i jBqv Ggbfv‡e †Ljv ev wkKv‡i iZ nIqv hvnv‡Z c_Pvix ev cvk¦©eZx© GjvKvq emevmKvix ev Kg©iZ †jvKR‡bi ev †Kvb m¤úwËi wec` ev ÿwZ nq ev nBevi Avk¼v _v‡K|

43| c_Pvix‡`i ev cvk¦©eZx© GjvKvq emevmKvix ev Kg©iZ †jvKR‡bi wec` nq ev wec` nBevi Avk¼v _v‡K Ggbfv‡e MvQKvUv, `vjvb‡KvVv wbg©vY ev LbbKvR cwiPvjbv Kiv A_ev we‡ùviY NUv‡bv|

44| GB AvB‡bi Aaxb cÖ‡qvRbxq AbygwZ e¨wZ‡i‡K ¯^xK…Z †Mvi¯’vb ev k¥kvb Qvov Ab¨ †Kv_vI jvk `vdb Kiv, ke`vn Kiv|

Page 84: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

84

45| wnsmª KzKzi ev Ab¨ †Kvb fq¼i cÖvYx‡K wbqš¿Ywenxb fv‡e Qvwoqv ev †jjvBqv †`Iqv|

46| GB AvB‡bi Aaxb wec¾bK †Kvb `vjvb fvw½qv †dwj‡Z ev Zvnv gReyZ Kwi‡Z e¨_© nIqv|

47| GB AvB‡bi Aaxb gvby‡li emev‡mi Aby‡cv‡hvMx ewjqv †NvwlZ †Kvb `vjvb †KvVv emev‡mi Rb¨ e¨envi Kiv ev KvD‡K Bnv‡Z emevm Kwi‡Z †`Iqv|

48| GB AvB‡bi Aaxb cÖ‡qvRbxq AbygwZ Qvov †Kvb `vjvb wbg©vY ev cybwbg©vY Kiv|

49| GB AvB‡bi weavb †gvZv‡eK †Kvb `vjv‡b PzbKvg ev †givgZ Kwi‡Z e¨_© nIqv |

50| GB AvB‡bi Aax‡b cÖ`Ë ÿgZv cÖ‡qv‡Mi †ÿ‡Î BDwbqb cwil‡`i †Kvb Kg©KZ©v ev Kg©Pvix‡K ev BDwbqb cwil‡`i ÿgZvcÖvß †Kvb e¨w³‡K B”QvK…Zfv‡e evav cÖ`vb Kiv|

51| BDwbqb cwil‡`i †Kvb m`m¨ ev †Kvb Kg©KZ©v ev Kg©Pvix KZ…©K mÁv‡b, cÖZ¨ÿ ev c‡ivÿfv‡e, ¯^qs ev †Kvb Askx`vi gvidZ BDwbqb cwil‡`i †Kvb wVKv`vwi‡Z ¯^Z¡ ev Ask AR©b Kiv|

52| GB AvBb Øviv Aciva ewjqv †NvwlZ †Kvb KvR Kiv|

53| GB AvB‡bi ev †Kvb wewa ev Z`ax‡b cÖ`Ë †Kvb Av‡`k, wb‡`©k ev †NvlYv ev RvwiK…Z †Kvb weÁwßi †Ljvc Kiv|

54| D‡jøwLZ Acivamg~n msNU‡bi †Póv ev mnvqZv Kiv|

(weMZ 15 A‡±vei 2009/30 †k Avwk¦b 1416 ZvwiL bZzb AvBbwU RvZxq msm‡` M„nxZ nq)

Page 85: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

85

Page 86: vbxq miKvi kw³kvjxKiY D‡`¨vM mvgvwRK ÿgZvqb Kg©m~wP, eª¨vK · 128 of 1972) Gi Aaxb cÖwZwôZ evsjv‡`k wkí FY ms¯’v; (M) The Bangladesh Shilpa Bank Order, 1972 (P.O

86 www. brac.net

mvgvwRK ÿgZvqb Kg©m~wP, eª¨vKeª¨vK †m›Uvi (11 Zjv)75 gnvLvjx, XvKv 1212, evsjv‡`k

†dvb: 88 02 9881265 (G·‡Ubkb 3381)B-†gBj: [email protected]

eª¨vK mvgvwRK ÿgZvqb Kg©m~wP (wmBwc) `wi`ª Rb‡Mvôxi ¶gZvqb, we‡kl K‡i bvixi ¶gZvqb‡K Dbœq‡bi g~j PvweKvwV wn‡m‡e we‡ePbvq wb‡q KvR K‡i Avm‡Q| MÖvgxY `wi`ª RbMY, we‡kl K‡i bvixiv hv‡Z Zv‡`i Dbœq‡bi Rb¨ mvgvwRK-ivR‰bwZK m¤ú` e„w×, cðvrc`Zv I SuywK n«vm, m‡e©vcwi AwaKvi cÖ‡qv‡Mi gva¨‡g RxebhvÎvi gvb Dbœq‡b mwµq f~wgKv cvjb Ki‡Z cv‡i, †mB j‡ÿ¨ wmBwc cÖvq 5 wgwjq‡biI †ewk gvby‡li ØvicÖv‡šÍ Zvi Dbœqb Kg©KvÐ †cuŠ‡Q w`‡”Q| ¯’vbxq miKvi kw³kvjxKiY wmBwc-i Ab¨Zg D‡`¨vM| Gi jÿ¨ nj ¯’vbxq miKv‡ii ¯^”QZv I `vqe×Zv wbwðZ Kiv Ges `wi`ªevÜe I RbAskMÖnYg~jK miKvie¨e¯’v kw³kvjxKi‡Y ¯’vbxq miKv‡ii mÿgZv e„w× Kiv| ¯’vbxq Dbœqb mgm¨v †gvKv‡ejvq GKm‡½ KvR Kivi Rb¨ GB Kvh©µg ¯’vbxq RbMY I ¯’vbxq miKv‡ii AskMÖn‡Yi cø¨vUdg© ˆZix K‡i | ¯’vbxq miKvi kw³kvjxKiY D‡`¨v‡Mi Ab¨Zg KvR nj BDwbqb cwil` cÖwZwbwa‡`i mÿgZv e„w×, BDwc-i bvixcÖwZwbwa‡`i AskMÖn‡Y Dc‡Rjv †dvivg MVb, BDwc-†Z bvix‡bZ…‡Z¡i weKvk, IqvW© mfv I Db¥y³ ev‡RU Av‡qvR‡b BDwc-†K mnvqZv, BDwc-i ¯’vqx KwgwU¸‡jv kw³kvjxKiY, Z…Yg~‡ji KÚ¯^i‡K RvZxq ch©v‡q Zz‡j ai‡Z A¨vW‡fv‡Kwm Kiv| eZ©gv‡b Gme Kv‡Ri ga¨ w`‡q †`‡ki 21wU †Rjvi 872wU BDwbq‡b wmBwc Zvi Kg©m~wP cwiPvjbv Ki‡Q |