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February 5, 2019 Valentines Day Conducted by YouGov on behalf of Aviva Fieldwork Dates: 14th - 15th January 2019

Valentines Day - Aviva · Valentines Day profile_gross_household_pdl. Gross HOUSEHOLD income is the combined income of all those earners in a household from all sources, including

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Page 1: Valentines Day - Aviva · Valentines Day profile_gross_household_pdl. Gross HOUSEHOLD income is the combined income of all those earners in a household from all sources, including

February 5, 2019

Valentines Day

Conducted by YouGov on behalf of Aviva

Fieldwork Dates: 14th - 15th January 2019

Page 2: Valentines Day - Aviva · Valentines Day profile_gross_household_pdl. Gross HOUSEHOLD income is the combined income of all those earners in a household from all sources, including

2Aviva: Public

Valentines Dayprofile_marital_pdl. What is your current marital or relationship status?

Unweighted base (2054)

4%

22%

1%

44%

13%

8%

1%

6%

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

Widowed

Single

Separated but still legally married or in a civil partnership

Married

Living with a partner but neither married nor in a civil partnership

In a relationship, but not living together

In a civil partnership

Divorced

Page 3: Valentines Day - Aviva · Valentines Day profile_gross_household_pdl. Gross HOUSEHOLD income is the combined income of all those earners in a household from all sources, including

3Aviva: Public

Valentines Dayprofile_gross_household_pdl. Gross HOUSEHOLD income is the combined income of all those earners in a household from all sources, including wages,

salaries, or rents and before tax deductions. What is your gross household income?

Unweighted base (2067)

5%

5%

5%

7%

9%

7%

8%

4%

2%

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

£40,000 to £44,999 per year

£35,000 to £39,999 per year

£30,000 to £34,999 per year

£25,000 to £29,999 per year

£20,000 to £24,999 per year

£15,000 to £19,999 per year

£10,000 to £14,999 per year

£5,000 to £9,999 per year

under £5,000 per year

Page 4: Valentines Day - Aviva · Valentines Day profile_gross_household_pdl. Gross HOUSEHOLD income is the combined income of all those earners in a household from all sources, including

4Aviva: Public

Valentines Dayprofile_gross_household_pdl. Gross HOUSEHOLD income is the combined income of all those earners in a household from all sources, including wages,

salaries, or rents and before tax deductions. What is your gross household income? (continued 2)

Unweighted base (2067)

18%

6%

1%

3%

5%

4%

6%

4%

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

Prefer not to answer

Don't know

£150,000 and over

£100,000 to £149,999 per year

£70,000 to £99,999 per year

£60,000 to £69,999 per year

£50,000 to £59,999 per year

£45,000 to £49,999 per year

Page 5: Valentines Day - Aviva · Valentines Day profile_gross_household_pdl. Gross HOUSEHOLD income is the combined income of all those earners in a household from all sources, including

5Aviva: Public

Valentines Dayprivate_pensions_type. Pension type

Unweighted base (2067)

13%

33%

3%

12%

25%

26%

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

I have a personal pension but I don't know what type

I don't have a personal pension

AN INDIVIDUAL STAKEHOLDER PENSION SCHEME- An individual stakeholderpension is a low-cost government-regulated pension where the individualsaves into a pension fund, normally provided by an insurance company. It

also pays an income that is linked to the amount you save, and the…

AN INDIVIDUAL PERSONAL PENSION SCHEME- An individual personal pension isone where the individual arranges to save into a pension, normally with an

insurance company or on a 'self-invested' basis. It also pays an income that islinked to the amount you save, and the performance of your pension fund…

A DEFINED CONTRIBUTION PENSIONS SCHEME ARRANGED THROUGH ANEMPLOYER- An employer arranged Defined Contribution pension is one that

provides an income that is linked to the amount you save, and theperformance of your pension fund. It may take the form of an occupational…

A DEFINED BENEFIT EMPLOYER PENSION SCHEME- These are sometimes calledFinal Salary, or Average Salary, schemes and provide an income related to

your salary when you retire, such as two thirds of your final salary.

Page 6: Valentines Day - Aviva · Valentines Day profile_gross_household_pdl. Gross HOUSEHOLD income is the combined income of all those earners in a household from all sources, including

6Aviva: Public

Valentines DayCAV_Q1. Which, if any, of the following financial accounts/ products do you currently have? (Please select all that apply. If your answers aren't shown in

the list below, please type them in the 'Other' box provided. If you do not currently have any financial accounts/ products, please select the 'Not

applicable' option)

Unweighted base: All GB Adults (2067)

5%

3%

3%

19%

60%

68%

87%

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

Not applicable - I do not currently have any financial accounts/ products

Don't know/ can't recall

Other

Investment account (i.e. an account that contains a deposit of funds and/orsecurities, the objectives of which are to achieve long term growth, income

or protect the money you invest, including stocks and shares ISAs)

Credit card(s)

Savings account (i.e. an account that allows you to deposit money whileearning interest, including cash ISAs)

Current account (i.e. a typically active account from which money may bewithdrawn without notice, catering for frequent deposits and withdrawals)

Page 7: Valentines Day - Aviva · Valentines Day profile_gross_household_pdl. Gross HOUSEHOLD income is the combined income of all those earners in a household from all sources, including

7Aviva: Public

Valentines DayCAV_Q2. For the following question, by 'joint accounts', we mean accounts that also have your partners name on them (i.e. both you and your partner have the right to withdraw and

deposit funds). You previously said that you currently have the following financial accounts/ products...Which, if any, of the financial accounts that you currently own are joint accounts?

(Please select all that apply. If none of the financial accounts that you currently own are joint accounts, please select the 'Not applicable' option.)

Unweighted base: All GB Adults with a partner who currently have a financial account (1329)

37%

3%

0%

6%

22%

25%

52%

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

Not applicable - none of the financial accounts that I currently own are jointaccounts

Don't know/ can't recall

Other

Investment account (i.e. an account that contains a deposit of funds and/orsecurities, the objectives of which are to achieve long term growth, income

or protect the money you invest)

Credit card(s)

Savings account (i.e. an account that allows you to deposit money whileearning interest)

Current account (i.e. a typically active account from which money may bewithdrawn without notice, catering for frequent deposits and withdrawals)

Page 8: Valentines Day - Aviva · Valentines Day profile_gross_household_pdl. Gross HOUSEHOLD income is the combined income of all those earners in a household from all sources, including

8Aviva: Public

Valentines DayCAV_Q3. As a reminder, by 'joint accounts', we mean accounts that also have your partner's name on them (i.e. both you and your partner have the right to withdraw and

deposit funds). By 'separate accounts', we mean accounts where you are the sole owner (i.e. only you have the right to withdraw and deposit funds).You previously said

that you currently own at least one joint account... How many separate accounts do you have (i.e. not including your joint account(s))?

Unweighted base: All GB Adults with a partner who currently own a joint account (812)

14%

3%

2%

7%

11%

26%

38%

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

Don't know/ can't recall

6 or more

5

4

3

2

1

Page 9: Valentines Day - Aviva · Valentines Day profile_gross_household_pdl. Gross HOUSEHOLD income is the combined income of all those earners in a household from all sources, including

9Aviva: Public

Valentines DayCAV_Q4. For the following question, by 'shared bills', we mean any bills you receive (i.e. rent, electricity, gas, water, telephone, etc.) which have both

you someone else's name on them, rather than bills addressed to one individual that you may or may not pay for jointly with your partner.Do you have

any shared bills with your partner? (If you do not receive bills, please select the 'Not applicable' option)

Unweighted base: All GB Adults who have a partner (1387)

7%

5%

34%

54%

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

Not applicable - I do not receive bills

Don't know/ can't recall

No, I don't

Yes, I do

Page 10: Valentines Day - Aviva · Valentines Day profile_gross_household_pdl. Gross HOUSEHOLD income is the combined income of all those earners in a household from all sources, including

10Aviva: Public

Valentines DayCAV_Q5a. For the following question, please think about all pensions you are a member of, including state and private.By "beneficiary", we mean a person who derives advantage from

something, especially a trust, will, or life insurance policy (e.g. if an individual were a beneficiary of their partner's pension, they would receive the pension benefits otherwise provided

to their partner in the event of circumstances such as their death).Which, if any, of the following types of pension do you have? (Please select all that apply)

Unweighted base: All GB Adults who have a partner (1387)

35%

2%

25%

41%

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

Don't know/ can't recall

I have a pension that I share with my partner (i.e. my partner and I bothcontribute to a joint pension)

I have my own pension, where my partner is not a beneficiary

I have my own pension that my partner is a beneficiary of

Page 11: Valentines Day - Aviva · Valentines Day profile_gross_household_pdl. Gross HOUSEHOLD income is the combined income of all those earners in a household from all sources, including

11Aviva: Public

Valentines DayCAV_Q6. To what extent, if at all, do you agree or disagree with the following statement? "My finances are shared with my partner"

Unweighted base: All GB Adults who have a partner (1387)

19%

66%

2%

10%

9%

13%

25%

41%

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

Net: Disagree

Net: Agree

Don't know

Strongly disgree

Tend to disagree

Neither agree nor disagree

Tend to agree

Strongly agree

Page 12: Valentines Day - Aviva · Valentines Day profile_gross_household_pdl. Gross HOUSEHOLD income is the combined income of all those earners in a household from all sources, including

12Aviva: Public

Valentines DayCAV_Q7. For the following question, please remember that your answers are always treated confidentially and are never analysed individually. We have

provided you with a 'Prefer not to say' option where applicable.Which, if either, of the following finances do you personally have that you have

deliberately not told your partner about? (Please select all that apply)

Unweighted base: All GB Adults who have a partner (1387)

7%

82%

5%

7%

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

Prefer not to say

Neither of these

Personal debt(s)

Savings

Page 13: Valentines Day - Aviva · Valentines Day profile_gross_household_pdl. Gross HOUSEHOLD income is the combined income of all those earners in a household from all sources, including

13Aviva: Public

Valentines DayCAV_Q8. You previously said that you considered your finances to be shared with your partner...In general, to what extent, if at all, did you and your

partner discuss how you would share your finances before you started sharing them?

Unweighted base: All GB Adults who consider their finances to be shared with their partner (930)

24%

69%

8%

7%

16%

28%

40%

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

Net: Did not discuss

Net: Discussed

Don't know/ can't recall

Not at all

Not very much

A little

A lot

Page 14: Valentines Day - Aviva · Valentines Day profile_gross_household_pdl. Gross HOUSEHOLD income is the combined income of all those earners in a household from all sources, including

14Aviva: Public

Valentines DayCAV_Q9. You previously said that you considered your finances to be shared with your partner...For the following question, please imagine that in the

future you and your partner were to experience a breakup...Which, if any, of the following best describes your plans for your joint finances? (Please

select the option that best applies)

Unweighted base: All GB Adults who consider their finances to be shared with their partner (930)

6%

50%

13%

32%

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

Don't know/ can't recall

I have not thought about it, and we haven't discussed it

I have thought about it, but we haven't discussed it

We have a plan, which we have discussed

Page 15: Valentines Day - Aviva · Valentines Day profile_gross_household_pdl. Gross HOUSEHOLD income is the combined income of all those earners in a household from all sources, including

15Aviva: Public

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