Urban Views Weekly April 13, 2016

Apr. 13, 2016 Scholar of the Week - Ashari Harris

It’s Tornado Season

BE PREPARED

2 Urban Views Weekly | April 13, 2016 www.UrbanViewsWeekly.com

VOL. 9, ISSUE 15

Urban Views Weekly, LLC6802 Paragon Place, Suite 410Richmond, VA 23230Office: (804) 441-6255Fax: (888) 439-2534

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FUNdraising Good Times

Civic Beat

It’s April – how is your yearend fundraising?

Have you considered “front loading” your yearend fundraising? Start now. Plan now. Put your systems in place. Mark your calendar. Build your team. Identify your prospective donors. You may think we’re joking, but we’re not.

Imagine you are a private business and the bulk of your sales take place in the last quarter of the year. You know it’s scary to bet on the Christmas shopping season so you begin planning early for how to make the most of that small window of time when sales are hot.

As a nonprofit, your fundraising is a major revenue stream. While many donors make giving decisions at the end of the year, many give throughout the year. Our suggestion: Plan to raise as much as you can before September 30th.

Schedule cultivation and solicitation activities earlier in the year. Don’t start your planning and cultivation during yearend “crunch time.”

Here are 10 things you can begin to put in place now to help ensure you

meet your yearend fundraising goals.

• First, be sure you take care of your 2015 donors. Acknowledge and

recognize them. It is much easier to retain and grow your current donors than to attract new ones.

• Develop an ongoing communications and awareness program that highlights your organization’s impact.

• Create a series of events and VIP tours to engage current and prospective donors.

Letter ToThe Editor

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continues to page 11

“As a nonprofit, your fundraising is a major

revenue stream.”

STARS WELCOMETHE ALL-NEW OUTPATIENT CHILDREN’S PAVILION

And cowboys. And astronauts. Here, kids can still be kids.With specialists in every care category, the new outpatient Children’s Pavilion is equipped to do what it takes to keep kids out of the hospital. With extensive amenities and ample parking, parents will have a truly remarkable experience as well. Take a virtual tour of the Children’s Pavilion at chrichmond.org/pavilion

3 www.UrbanViewsWeekly.com Urban Views Weekly | April 13, 2016

GPA: 4.03

College of Interest: Old Dominion University, James Madison University or Hampton University

Major Community Service: Petersburg Public Library

Strong Interests: Physical therapy, health

Favorite Activities: Cheering, going to the mall, working

One thing Ashari Harris hates to see, is people hurting or unable to afford proper healthcare so they do not have to hurt. “In my mind, when I think of one wish, it would be that there is a cure to heal everyone’s health problems,” she wrote in an essay. “But in the real world, we know that won’t happen any time soon.” Although she cannot heal everybody, Ashari sure wants to try to help as many people as she can.

As early as 13 or 14, she knew she wanted to go into the health and medical field. Although she has many interests and passions, Ashari decided to pursue a career as a physical therapist. One of her goals as a health professional is to be a resource for people who are less fortunate in ways that relate to their health. “There are many in my inner circle who question my passion, so I want to prove them wrong and show everyone that I am serious about making a positive transformation in this world,” she stated. With the negative issues that currently affect the medical field, Ashari wants to be remembered for helping to improve the system. One way she hopes to do this is by working her way up to becoming the head of a medical facility.

Currently a senior in high school, with a 4.03 GPA, her top colleges of choice are Old Dominion University in Norfolk, Va., James Madison University in Harrisonburg, Va. and Hampton University. She was attracted to ODU because of the school’s physical therapy program; JMU because of the school’s attractive campus; and

Hampton because she would enjoy the opportunity to attend a historical university. One lesson she will take with her from high school to college is that “procrastinators never prosper.” In the times when she has suffered from procrastination, Ashari thanks her mother, one of her biggest inspirations, for pushing her daily. With the constant encouragement, Ashari’s mother also is an inspiration in the way she works because she is always willing to give her last to support others.

Like her mother, Ashari likes to give back and does this through community service. One main place she volunteers at is the Petersburg Public Library. She helps children find books; helps children with their reading; she puts up books; and she helps maintain the new library. At school, she is a member of the National Honor Society, Future Business Leaders of America and she is the floor co-captain of her cheerleading squad. In fact, cheerleading, along with working and going to the mall, is her favorite thing to do in her spare time.

“I get to work with other girls that have a passion about cheering,” Ashari said. “They have a future, they all want to see everybody make it, everybody lifts each other up, (and) it’s just fun.”

Ashari believes that one of the most thought-provoking questions teenagers are asked is what they are passionate about in life. She has passion for many things, but most importantly the health of her family and community. With aspirations to work as a health professional, the main thing Ashari would like for the community to know about her is, “I can do it and I will.”

Scholar of the Week By Janeal Downs

Ashari Harris of Petersburg High School

Scholar0of the Week™

Watch for our Scholar of the Week segment, Wednesdays at 6:30 PM on

$100 ScholarshipsAwarded Every Week

Do you know a High School Senior who can meet the following criteria?

1. Have a 3.0 grade point average or better

2. Participates in extracurricular community

service activities

3. Attends public school in Central VirginiaEncourage yourscholar to apply!

Go to UrbanViewsWeekly.com for application and details.


Central Virginia African American Chamber of Commerce

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“Imitation is the sincerest form of flattery” is an old 19th century expression suggesting that a person should be flattered if someone imitates or copies them because, the imitator is actually heaping a

“type” of adoration upon them and/or their work. But, is that what is actually happening, really? Or, has the imitator seized something, a method, style or essence of something originated by someone else and decided to make it his or her own? Do they genuinely appreciate the creator and creation; and, in attempting to copy the “original”, they are only testifying to the sincerity of their admiration? When we look at the music industry before the establishment of rights and royalties there was a lot of outright thievery going on.

Willie Mae “Big Mama” Thornton first recorded “Hound Dog” in July of 1952 (the song popularized by Elvis Presley in July of 1956) and within a day it became her biggest hit. It was Elvis Presley’s biggest hit too, topping the charts as number one for 11 straight weeks; a record that held for over 36 years, selling over 10 million records worldwide. Elvis’ rendition of the song was inducted into the Grammy Hall of Fame in 1988 and Big Mama Thornton’s original recording wasn’t inducted into the Hall until 2013 - 25 years AFTER Elvis.

Pete Seeger, the Godfather of Folk, “borrowed” his signature song “Wimoweh,” which was originally written as “Mbube” by Zulu singer Solomon Linda, without giving credit or acknowledgement to the original artist. It was common practice for white artists to take old Negro spirituals or African songs and revise and/or adapt them to their own purpose and use them without so much as mentioning the black artists from whom they drew their inspiration. Bob Dylan’s “Blowin’ in the Wind” sounds a lot like “No More Auction Block for Me,” which was originally done by Odetta. Taking

something that does not belong to you and ascribing it to yourself, while giving no credit or acknowledgement to its place of origin or creative source is, most definitely, not appreciation. It more aptly fits the definition of appropriation, the action of taking something for one’s own use, typically without the owner’s permission. Legalized segregation, racial discrimination and exploitation of artists by the industry and its producers allowed Black artists to be subjugated for decades and then further insulted under the guise of promoting their talent and artistry by imitating their sound, style and aesthetic without remuneration, accreditation or acknowledgement of artistic achievement as in awards or celebration.

In contemporary times, we see the hip-hop culture as the newest battlefront in the struggle for recognition, appreciation and autonomous self-identity. Nikki Minaj as compared to Iggy Azalea, or Macklemore and Ryan Lewis as compared to Nas or Lil Wayne. Again, we are faced with the culture in which we live,

where women do not earn equal pay for equal work and institutional racism inserts itself into the economics of every part of our society. It’s all about the bank! Appropriation of culture and content continues to challenge the definition of what hip-hop is and why so many white artists get the recognition, remuneration and accolades that Black artists do not. There are some white artists who are beginning to address the question. Recently, Grammy Award winning Macklemore said, “Just because there’s been more successful

white rappers, you cannot disregard where this culture came from and our place in it as white people.” Now that is what you call recognition and appreciation. In interrogating the difference between appropriation and appreciation, the answer can be complex but you learn a lot by following the money.

Up Next Week: Don’t Get Distracted!

By Dr. TViewPoints

Tawnya Pettiford-Wates, Ph.D. Founder and Artistic Director

The Conciliation Project and Associate Professor Virginia Commonwealth University

[email protected] | www.theconciliationproject.org

The Difference between Appropriation and Appreciation

“Imitation is the sincerest form of flattery...”

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The Deal

My neighbors and I talked for weeks about their upcoming European vacation with their teenaged kids. We discussed every single place they planned to visit. But when I asked if they knew how much their European train and ground transportation, smartphone data plans and meals out were going to cost, they shrugged and said,

“We’re not worried. That’s the cheapest part of the trip!”

They might have been right if they had planned ahead. Sometimes it’s not the airfare and hotel bill that get you, it’s the failure to monitor small expenses that can turn into big ones in a hurry. No matter where you go, there are hidden money pits. That’s why smart money management before you travel is so important. Whether you meet or exceed your budget depends on how you plan and execute your spending.

Consider these five tips to help you conserve funds in all major areas of vacation spending:

1. Start by sweating the small stuff. Take some time to do a bit of research on basic expenses at the various locations where you’re planning to go. Talking to friends can help and so can travel magazines and sites.

2. Keep the costs of ground transportation in mind. The convenience of cabs or rental cars will likely cost more and depending on where you go, some options might be safer than others so study options like reloadable city smart cards or continental rail passes. Paying individual ticket prices for short hops or long journeys can drain your budget. Also, consider traveling at off-peak times of the day to get cheaper rates on train travel.

3. Know what it costs to use your electronics. You’ve probably heard about people getting socked with huge cell phone bills. To avoid this, call your carrier before you leave to make sure your phone will work wherever you’re

going. If so, check if they offer an affordable international talk and data plan. If not, consider options like an international SIM card - a small chip card that fits inside your phone for specific use within that country - or a prepaid phone. If you’re downloading any apps to supply maps, translation or reading material on your phone or computer, do it while you are home to avoid

chewing up international data at your destination. Also, be careful with Wi-Fi. Many recognizable global restaurants and fast-food chains offer the service for free, so check before you pay for it. Once you’re home, be sure to cancel any international services you’ve ordered.

4. Eat like the locals. The Internet and the myriad travel sites it offers make it easy to find good places to eat at all price levels practically anywhere in the world. But eating food out can add up. Focus on the cheapest and safest ways the locals eat.

5. Travel insurance can be smart money management. Lost luggage, missed connections or a medical emergency won’t just ruin your trip they can potentially wreck your finances. Check your personal home and health insurance to see what they might cover on a trip and back your protection with a leading travel insurance policy. Visit websites that will allow you to compare coverage you need to select the best option for you. Make sure to check any travel insurance policy closely for any exclusions or pre-existing conditions that could void your coverage.

Bottom line: It’s surprisingly easy to overspend when traveling overseas if you don’t do your research. Take the time to analyze all possible expenses, large and small, before you leave. Your travel budget will thank you.

Nathaniel Sillin directs Visa’s financial education programs. To follow Practical Money Skills on Twitter: www.twitter.com/PracticalMoney.

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6 Urban Views Weekly | April 13, 2016

Virginia was struck by its first tornado of 2016 on February 25. It was deadly, taking five lives.

One of the most important actions you can take while trying to stay safe during a tornado is to heed the warnings of the National Weather Service. Educate yourself on the difference between a tornado watch and a warning so that when the time comes, you are knowledgeable about what they mean and what they could predict.

Tornado WatchHearing this alert from the NWS means tornadoes are possible in your area and you should be ready to execute your emergency plan.

A tornado watch can quickly accelerate into a warning, so be prepared to take action.

If possible, stay in a building or home equipped to offer tornado protection. Keep your eyes and ears open, and be ready to act quickly if a warning is issued.

Tornado WarningA tornado warning is more serious than a watch and requires immediate action on your part to protect yourself and your family. This means that a tornado has been sighted or indicated by weather radar.

You should move to an interior room on the lowest floor of a sturdy building and avoid windows. If you’re in a mobile home or vehicle or outdoors, move to the nearest sturdy shelter and protect yourself from flying debris.

Danger ZonesBy now you should know the drill. If a tornado is forecast, find a safe location in the interior part of a basement. If you have no basement, go to an inside room on the lowest floor.

Unfortunately, we don’t always find ourselves in an ideal

location during a tornado. We may be on the road, at work, at school or in a shopping center when one forms.

It is important that you understand your surroundings at all times, as well as the protocols in place for dealing with a tornado.

At HomeIf you find yourself at home and are able to gather in a safe location, always avoid windows. An exploding window can cause serious injury or even death.

Have an emergency kit on standby in your safe spot, and make sure it includes a blanket or sleeping bag that can help protect you from debris. For added protection, you also can get underneath a sturdy object, such as a heavy table.

Avoid sheltering immediately underneath objects such as pianos or refrigerators on the floor above you. They could fall through the floor if a tornado damages your home.

Mobile homesThe Centers for Disease Control and Prevention urges you to never stay in a mobile home during a tornado. They

can turn over during strong winds and are unlikely to withstand the force of a strong storm.

If you live in a mobile home, it is important to plan ahead when you find out a tornado

is possible. Go to a nearby building, preferably one with a basement.

Coordinate with friends or family members to make a plan of action.

Car or truckOne of the most dangerous places to be

during a tornado is in a vehicle, which can be easily tossed by tornado winds.

The CDC recommends that you never try to outrun a tornado in your car. If you see a tornado and are unable to find safe shelter, stop your vehicle, avoid areas with

lots of trees and do your best to protect your head with an object or your hands.

After a TornadoMost fatalities and injuries during a tornado are caused by flying debris, according to the National Weather Service.

About 50 percent of tornado-related injuries occur after the storm, according to the Centers for Disease Control and Prevention. About one-third of those injuries are caused by stepping on nails, being hurt by heavy falling objects and carbon monoxide poisoning.

Skin infections and exposure to tetanus also are very real risks associated with after-tornado cleanup. The National Institutes of Health notes that tetanus usually enters the body through a deep cut and can lead to muscle spasms of

ToRnADo PREPARATion

TORNADO SEASON AHEAD

the jaw and spine.

One of the most important safety acts to remember is to avoid downed power lines, busted gas lines or compromised electrical systems. These pose the threat of fire, electrocution or explosion.

Check for InjuriesProtecting yourself and your family requires the prompt attention to any injuries sustained during or after a tornado. If a family member is hurt, do not move them unless they are in immediate danger of further injury, states the Centers for Disease Control and Prevention.

Other tips from the CDC: • If someone has stopped breathing, begin CPR if you are trained to do so;

• Stop a bleeding injury by applying direct pressure to the wound;

• Clean out all open wounds and cuts with soap and clean water;

• If a wound gets red, swells or drains, seek immediate medical attention; and

• Have any puncture wound evaluated by a physician.

PrecautionsJust because a storm is apparently over doesn’t make it safe to come out of your safe spot. Continue to monitor your battery-powered radio or television for emergency information before making that decision.

While leaving any structure that may be damaged, be vigilant of your surroundings. While entering one, always wear sturdy boots, long sleeves and gloves.

Hazards such as exposed nails, broken glass and power lines can cause serious injuries and should be considered extremely dangerous hazards. As soon as you are able to safely make a phone call, report any electrical hazards to the police and your utilities company.

Make a ListKeeping a physical list of critical information in a central location can help save you the stress of searching through multiple places if a tornado hits.

Information such as your home insurance policy, a backup collection of important phone numbers and contact information for utilities companies — these are all vital to you staying safe and connected after a big storm.

Choose a room in which to store a fireproof, waterproof safe and fill it with documents and master lists. Be sure to update insurance policies as they change or are renewed. The same goes for phone numbers for new employment

connections or teachers at your children’s schools.

The ability to track down these types of documents in the aftermath of a destructive tornado can help you promptly connect with people. Here are some ideas for items to make a list of and store in your safe:

• Birth certificates, Social Security cards, passports and any other critical personal identification items

• Ownership certifications for your home, cars or other major equipment

• Insurance policies and your will

• List of household contents, including serial numbers

• Photographs of contents from every room, especially high-value items including jewelry, paintings and collectibles

• Important telephone numbers, such as emergency, paramedics and medical centers

• Names, addresses and telephone numbers of your insurance agents and financial planners

• Telephone numbers of the electric, gas and water companies

• Names and telephone numbers of at least two neighbors

• If renting, the name and telephone number of your landlord or property manager

• Important medical information including allergies, regular medications and concise medical history

• Year, model, license and identification numbers of your vehicles

• Contact information for your bank or credit union

• Radio and television broadcast stations to tune to for emergency broadcast information

7 www.UrbanViewsWeekly.com

ToRnADo PREPARATionBy Bernard Freeman

An exploding window can cause serious injury

or even death.


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E X Q U I S I T E R E N TA L SSeafood Swaps for Weeknight Meals

courtesy of McCormick Spice

Stuck in a chicken or beef rut? Mix up weeknight meals by swapping seafood into family favorite dishes, such as burgers and quesadillas.

“Seafood is perfect for a quick weeknight dinner because fish filets and shrimp don’t take much time to cook,” said Chef Kevan Vetter of the McCormick Kitchens. “Try this salmon burger recipe – the patties take just 10 minutes to cook in a skillet and are full

of flavor from Cajun seasoning. Serve with buns and top with a simple lime mayonnaise.”From Cajun Salmon Burgers to Island Shrimp Quesadillas, you can serve up flavorful seafood recipes for every night of the week. Need more seafood inspiration? Find tips and recipes as you check out www.pinterest.com/mccormickspice/” Pinterest and www.facebook.com/McCormickSpice” Facebook.

Cajun Salmon Burger with Lime

Mayonnaise

Family Features


How to Guide

Many car dealers practically guarantee you a loan even if your finances and credit history are shaky. For the dealers, lending is a great strategy for increasing car sales. But is dealer financing always the best option?Here’s something to consider: Many used-car dealers make the bulk of their profits from financing the sale of their cars through high interest loans. That’s right! They make more money from the loans than from the sale of the actual vehicles. And those “zero-percent interest” loans served up by new-car dealers? Well, those dealers aren’t really loaning you money for free, because those zero- or low-interest loans will generally require you to pay the full sticker price for the car, without the discounts or incentives other buyers get.That’s why it pays to shop for a loan separately before you even set foot on a car lot.

SHOP AROUNDBecause purchasing a car is one of the biggest financial decisions you’ll make, it’s a good idea to spend just as much time researching your financing options as you spend researching the car.Applying for a loan from a bank or credit union ahead of time is a great way to do that. You can apply for a loan before you decide what car to buy, which means you know exactly how much car you can afford when you go shopping.

NEGOTIATING POWERWhen you’ve been approved for an auto loan ahead of time, it gives you more negotiating power for the car purchase. You can essentially act like a cash buyer, shopping around

for the lowest price and best incentives you can find, without worrying about dealer financing.It also lets you know the truth about interest rates and your buying power. How do you know if the car dealer is really offering you good terms for the loan? Well, if you have a pre-approved loan from an outside lender, you’ll have at least one measuring stick for seeing how good of a deal you’re really getting on financing.The more loan quotes you have at your disposal, the clearer a picture you’ll have of what’s a good deal and what’s not in the loan marketplace.

LOW INTERESTMany of today’s buyers are financing their cars for long periods of time to keep the payments low. And the longer

the term and bigger the balance on your loan, the more interest rates will matter to your overall financial picture.By getting pre-approved for a car loan ahead of time, you’ll be able to get the best combination of loan terms and interest rates for your situation. It gives you options instead of just taking whatever rate the dealer happens to offer you.

FULL INCENTIVESNew-car dealers and manufacturers can offer some enticing ways to get you to buy their cars, trucks and SUVs. They usually offer huge discounts off the full sticker price, along with

various incentives for loyalty. Some offer extra money on your trade-in. But when it comes to financing, you usually have to make a choice. You can either get all those incentives, or you can get low- or no-interest financing instead. It’s either/or, not both.When you get a loan from a bank or credit union, though, not only will you have shopped around for the best interest rate you can find, you’ll also have all those incentives at your disposal. It can be a cleaner, simpler way to negotiate a car purchase, letting you focus just on the purchase price of your vehicle instead of stepping into the muddy waters of dealer or manufacturer financing.And you can do the math to see if you’re really getting a better deal. You can use an interest-rate calculator online to compare how much interest you’ll be paying over the life of your car loan to the incentives you’ll be missing out on if you choose zero-interest financing from the dealer. Given today’s low interest rates, it’s often a much better deal to get a loan from a bank or credit union before making your vehicle purchase.

Another Option for Financing Your Car

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TanyaFree.com/Urban Views Weekly Poll

Americans’ level of concern about crime and violence is at its highest point in 15 years according to a recent poll. Fifty-three percent of U.S. adults say they personally worry

“a great deal” about crime and violence, an increase of 14 percentage points since 2014.

What’s Your Take? Are you more concerned about crime and violence in your community?

Check out the story and respond to this week’s poll at TanyaFree.com and the Urban Views Weekly FACEBOOK Page. Listen to the Tanya Free and Friends Talk Show Wednesdays @ 2pm on WCLM1450AM streaming LIVE @ TanyaFree.com and BlackTalkRadioNetwork.com. You can now watch us LIVE at TanyaFree.com and ustream.tv

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FUNdraising from page 2

• Prepare and circulate a short state of the organization report for print and online distribution and sharing during conversations and public talks.

• Recruit and train volunteers who have determined who they will cultivate and solicit, and how much they will raise.

• Develop a week-by-week timeline and activity chart to guide your fundraising preparations and activities, and assign staff to manage the process and ensure timely completion.

• Develop a “sanitized” donor and prospective donor list. That means checking to see that all the names are spelled correctly and that donors who have passed away in the prior year are removed from your mailing list.

• Create donor benefit programs where appropriate.

• Schedule working sessions for staff, board and volunteers focused on rating

prospective donors, and agreeing on who should cultivate and solicit who and when.

• Create your “Plan B” in case your initial plans fail to materialize.

For those who read our column regularly, you may be familiar with some of these suggestions. We always suggest starting yearend fundraising long before December is a blip on your horizon. Too many organizations rush to raise a large percentage of their budget in the last three

months of the year. And, if you don’t have the capacity and volunteers to focus on fundraising in the way you would like to, the yearend rush can feel oppressive and overwhelming. We hope the above ideas can help you plan to keep the “happy” in your 2016 holidays!

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Urban Views Weekly April 13, 2016