Tualatin Community Advantage Guide

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Remodeling: A Healthy Investment For You and Your HomeIs now a good time to remodel?Now is the perfect time to remodel! Since more and more people are staying in their homes longer, home owners are needing to feel more and more comfortable with what they have. Investing in a remodel will make your home something that can be enjoyed for you and your family’s needs not just now but down the road as well. So many home owners remodel when they are ready to sell their home, but why not remodel today so you can enjoy your investment. An updated, clean, well functioning home is a healthy investment right now.

Will I see a return on my investment?It’s the fundamental question facing anyone who has ever embarked on a home renovation: How likely am I to get the money back when I sell my house?

There’s no easy answer, because each home is unique in size, quality, age and location. One thing however remains constant with each home; certain remodel projects are better investments when it comes to your home. While a quality, well executed remodel will always be a positive for your home, there are some investments that yield not only monetary results, but will help you sell your home quickly. According to the National Association of Realtors (NAR), homes with newly remodeled kitchens and bathrooms are more than twice as likely to sell, and for a higher price in a shorter amount of time, than homes in which these rooms are outdated.

Here is a sample of returns for some of the most popular home remodeling projects. Statistics are compiled from the Remodeling 2011-12 Cost vs. Value Report and based on projects in the Pacific Region.

Why should I hire Gibb Construction and Remodeling, Inc.?With over 17 years of experience, Tom Gibb, owner of Gibb Construction and Remodeling Inc., is much more than just a contractor. With experience in drafting, architecture, and design work, your project will receive the creative attention that is necessary to deliver the highest quality. During each step of the process you will be educated in the latest materials and products available to make your home both healthy and comfortable. Our goal is to listen to your needs and to make every effort to ensure that your design is the right fit for your lifestyle and budget.


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Is Bankruptcy Right For You?By George Hoselton, Attorney

If you are like many Americans you may be living in a nightmare of calls from creditors and mailboxes overfl owing with collection notices. Everyone deserves a second chance. Fortunately, the laws of the United States give people the opportunity to start over by wiping away their debts.

If you fi nd yourself in an increasingly precarious fi nancial position, you may think of fi ling for bankruptcy protection. Give us a call and come meet with us, you don’t need anything when you fi rst come in, and we can answer your questions. How do you know if this is really the best way for you to get back on an even footing? What paperwork will you need for us to help you?

While DIY is fairly popular in many things, fi ling for bankruptcy protection is best left to those who know what they’re doing -- an attorney concentrating his practice on bankruptcy. We do not charge for an initial consultation. The reason is that we fi nd value in encouraging people to talk about their situations and feel comfortable before making any decisions about the best path to a fi nancial fresh start.

Again, you DON’T need to bring anything with you the fi rst visit. BUT, if you are sure that bankruptcy is the next step for you and you’d like to get started with your fi rst appointment there are a few things you’ll want to do.

1. Gather your bills and pay stubsPut all your personal fi nancial documents into two stacks. In one stack, compile all your income documents, whether paystubs or cancelled checks or other evidence of what you’ve earned over the last six months. If you have only one employer, that’s easy. However, ALL income is counted here, so be sure you have all the information you would have to declare on your tax return at the end of the year. Be sure to include any rental income.On the other side of the table, sort your bills by category for the same 6-month span: all taxes; mortgage/rent/utility bills; medical expenses; credit card, student loans or other unsecured bills; car loans or secured bills; and any miscellaneous debt. And don’t worry about the size of this stack. It’s almost impossible to present us with too much data. We prefer to have more than less.

2. Get a copy of your credit reportYou can get a copy of your credit report free once a year. Many of our clients go to annualcreditreport.com to download their reports. If you’ve used your free report for the year, we can obtain it for a nominal fee.

3. Make a list of your property, both real estate and personal effectsNow, sit back and take stock of your assets. Items to consider here are real estate, vehicles, household goods, stocks, jewelry, guns, artwork, retirement accounts, insurance and bank accounts.

Finally, give us a call to set up a FREE consultation to discuss your options. The hardest step in the process is the fi rst one, but together we can help you chart a new path to your fi nancial future.

Around Your Community > > >L O C A L F U N I D I N I N G I S H O P S I V A C A T I O N S P O T S

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C onsolidated Industries was one of the leading manu-facturers of furnaces. It constructed equipment for some of the most commonly known HVAC com-

panies in the world. According to the findings in two class action lawsuits, more than 49 brands of furnaces produced prior to 2001 by Consolidated Industries could potentially present a risk of fire and / or carbon monoxide exposure. Here are the important facts

Thousands of Furnaces Are Still Potential Risks

• More that 49 brands produced prior to 2001 may possess potentially defective parts• Many are common household brands you’ve known for years• These furnaces were found to have potentially defective burners, heat exchangers, and / or expansion joints. • Should these furnaces components fail, they present some serious risk of fire and / or carbon monoxide exposure to homeowners• In 2009, due to the defective burners, heat exchangers and / or expansion joints, Consolidated Industries bankruptcy estate settled a nationwide private class action lawsuit.

Have Your Home’s Furnace Evaluated

• Allow an HVAC professional to inspect your furnace.• They can identify Consolidated Industries furnaces and parts• Annual inspections are recommended• 72 Degrees uses state of the art technology in inspecting furnaces. An infrared camera can detect failure better than the old method of flashlight and mirror.• If you still own one or more furnaces covered by the Settlement, you may be entitled to a free inspection.• 72 Degrees can help submit a claim, if possible.

Protect Your Family & HomeCall Today to Schedule Your Furnace Safety Inspection - 503.655.0556Steven Green - Owner72 Degrees Heating and Air Conditioning • ccb: 154359

Is My Furnace

Safe Important News Regarding Furnaces

Manufactured Prior to 2001!

Heating & Cooling

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Home Recycle“Greening Up For Earth Day…”By Betty Benson, Rubbish Works

Betty Benson, owner

S everal decades ago Earth Day was established as a holiday dedicated to the concern for and conservation

of earth’s resources and the environment. As Earth day approaches on April 22nd this year, I encourage you to carefully consider what can be done to preserve and protect your own personal spaces.

Each of us can make a significant difference by simply shifting the way we live in our own spaces and by the way we care for our

outdoor environment. This, in turn, influences those around us. For example, trimming up trees and shrubs and removing that which is no longer beautifying the environment can affect more than just the external appearance of your space; it can also affect the energy of the place and the way people feel about it.

Rubbish Works can provide the loading and recycling for all your yard debris. We can also help find homes or proper disposal for everything from used appliances to unwanted household items.

Spring is here -- what better time than now to get started?

Rubbish Works 2012 Spring SpecialHere’s how it works… 1. Call Rubbish Works today at 503-928-6894 or go online at www.rubbishworks.com/portland to schedule a pick-up.

2. Get going on yard cleanup, de-junking that garage, spare bedroom or other living space, sorting and separating the “trash” from the “treasures”.

3. We’ll come in on your scheduled date and whisk away the debris and junk you no longer need or want, and leave your space looking fresh and clean.

4. Go Celebrate Earth Day…with a trip to the beach! We’ll leave a voucher for a single Night Stay at the Inn at Seaside.

This recently renovated 48 room hotel is conveniently located near the beach in Seaside, Oregon and offers a comfortable family experience for lovers of our great outdoors.

Here’s to keeping our Earth green and beautiful!

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Crash, Smash, Munch & CrunchBy Russell J. Kort, D.C

HAVE YOU BEEN INVOLVED IN AN AUTO COLLISION?

E ven a minor automobile collision can have major effects on your health. Injuries will be very unique to the type of collision and will

require individualized care. We can help!

Symptoms from auto collision can include but are not limited to: headaches, migraines, numbness and tingling in the face, arms, legs, ringing in the ears, irritability, depression, anxiety, difficulty concentrating, vision issues, knee or hip pain and many more.

When you are hurt in an auto collision your first concern is often relief from pain. You may think that rest, ice, pain killers and muscle relaxant drugs are all that you need. Wrong! Be smart and think long term.

If you have been involved in an auto collision it is imperative that you get a comprehensive chiropractic exam. Dr. Kort has been trained in the diagnosis, treatment, recovery and rehabilitation of auto collision injuries. Call us today and let our team of professionals get you back on the road to good health.

Visit WWW.KORTCHIROPRACTIC.COM for more info or call 503.625.5678

Russell J. Kort, D.C Palmer College Graduate

20407 SW Borchers Drive, Ste 201 Sherwood

503-625-5678www.kortchiropractic.com

Chiropractic & Integrative Health by russell J. Kort, d.C.



A fter hitting $4-a-gallon highs in 2008, gas prices declined, but now they’re back in the $4 neighborhood. Expect prices to

peak in the summer, when vacationing families drive up demand.What can you do to keep your gas costs down?1. Shop around. Gas prices do vary from station to station, and those pennies per gallon saved can really add up. Don’t overlook grocery store and warehouse store gas stations. You also may be able to apply store credits when you fill your tank.

2. Use technology.Check out gas-comparison website tools like “Cheap Gas” or “Gas Buddy” to find cheaper prices when you’re on the go.

3. Drive Less - Save More. Reduce some of your trips if possible and combine tasks and stops into fewer trips. When you can, carpool, share a ride, or switch to mass transit to keep your car parked.

4. Plot your route. Use an internet mapping program, GPS in your car, or GPS on your smart phone to know exactly where you’re going, so you don’t get lost. If it’s a regular route you drive, try to eliminate left turns which involve more idling than right turns. When UPS did, the delivery service cut 20 million miles of driving.

5. Slow down. Speeding burns more gas, so drive at, or just under the speed limit. Staples Office Supply installed devices that keep its trucks from exceeding 60 miles per hour and shaved $8 million off its fuel costs. As you move forward from a stop, ease the gas pedal down gently, rather than making a “jack rabbit” start. When you reach cruising speed keep it steady and go easy on the gas.

6. Maintain your vehicle. A vehicle that is kept tuned up, air and fuel filters fresh, and proper inflation for the tires will produce its best fuel efficiency.

Here at the Toy Doctor, we want to assist you with the best maintenance and tips for getting the most from your vehicle. Make an appointment today and try out the Toy Doctor, the auto service shop you will recommend to your friends.

Tips To Cut Your Gas CostsBY KELLY SLACK Owner - Toy Doctor

The Garage


Baseball4/20/12 5:00Pm vs. glencoe

4/24/12 5:00Pm vs. newberg

4/25/12 5:00Pm @ newberg


5/01/12 5:00Pm @ Century

5/02/12 5:00Pm vs. Century

5/04/12 5:00Pm @ Century

5/08/12 5:00Pm vs. mcminnville

5/09/12 5:00Pm @ mcminnville

Timberwolves Annual Pancake BreakfastBaseball Fund raiserApril 21st 7am – 11am

softball4/05/12 4:30Pm vs. southridge

4/09//12 5:00Pm @ Hillsboro


4/18/12 5:00Pm vs. glencoe


4/27/12 5:00Pm @ newberg

5/04/12 5:00Pm @ glencoe

5/10/12 5:00Pm @ Century

Boys lacrosse4/17/12 7:00Pm @ riverdale

4/20/12 8:00Pm vs. Wilson


4/26/12 6:30Pm @ Hillsboro

5/01/12 5:00Pm vs. newberg @ mt. view

5/08/12 7:00Pm vs. glencoe @ Hillsboro

For The Latest Updates Please Visit www.ttsd.k12.or.us or www.highschoolsports.net



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Tualatin Community Advantage Guide