Trustee's Position: Thursday, September 10, 2020 As of ...chi13.com/cfmrecs/CHM_CfmRecs.pdf · 19 B 08151 Attorney Debtor Gaines, Jr. Geraci Law L.L.C. Trustee's Position Trustee's

20 B 18847Attorney

Debtor Youssef

Cutler & Associates Ltd

Trustee's Position

Trustee's Position: Tuesday, January 12, 2021Judge A. Benjamin Goldgar Confirmation CallOffice of Marilyn O. Marshall, Chapter 13 Trustee

As of: Monday, January 11, 2021 3:00:06PM

Not Available

10/18/2020Petition filed

Document Satisfied Debtor 1 Documents Satisfied Debtor 2 Documents

Plan filed 10/18/2020

10/19/2020Schedule A

Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/19/2020

10/19/2020

10/19/2020

10/19/2020

10/19/2020

10/19/2020

10/19/2020

10/19/2020

10/19/2020

§342(b) Certificate

SOFA

Late Claim Provision

Yes

Yes

No

Pre-Petition Tax Returns Filed

Form B22C

Date Last Tax Return Filed

Credit Counseling

Payment Advices

SSN Verification

Picture ID

DSO/Other Tax Affidavit

Required Documents

Yes


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Yes

Yes

Yes

10/15/2020

Yes

Yes

Satisfied

Yes

Yes

Yes

Yes

10/15/2020

Yes

Yes

Objection to Cfm pending No

NoMotion to Dismiss pending

§341 Meeting Notes

Meeting of Creditors Continued December 14, 2020 12:00 pm

Amend petition for priorsAmend schedule B for value of leased autos.Amend G to list the lease information - leases expires 2023 for both autos.Amend I to list full employer information for both.Informed DAT that some expenses are excessive for household size.Amend plan to add tax refund languageJnt D does home health care with an agency and states her only clients are her parents that do not live with them. Some of the credit card debt is related to care of her parents.

D:\\13software_print\\rpt\\CHM_Report_MatterListing_CfmRecs_Detail.rptPage 1 of 243





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/19/2020

10/19/2020

10/19/2020

10/19/2020

10/19/2020

10/19/2020

10/19/2020

10/19/2020

10/19/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Yes

Yes

Yes

10/15/2020

Yes

Yes

Satisfied

Yes

Yes

Yes

Yes

10/15/2020

Yes

Yes



§341 Meeting Notes


Amend petition for priorsAmend schedule B for value of leased autos.Amend G to list the lease information - leases expires 2023 for both autos.Amend I to list full employer information for both.Informed DAT that some expenses are excessive for household size.Amend plan to add tax refund languageJnt D does home health care with an agency and states her only clients are her parents that do not live with them. Some of the credit card debt is related to care of her parents.


20 B 19845Attorney

Debtor Jackson

Geraci Law L.L.C.

Trustee's Position



Not Available


Document Satisfied Debtor 1 Documents Satisfied



Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

11/03/2020

Yes

Yes

Motion to Dismiss pending

Objection to Cfm pending

No

No

§341 Meeting Notes

Meeting of Creditors 13 November 30, 2020 2:00 pm

All documents are satisfied. No amendments needed.

Just need a DSO.

Room D 2:15 to 2:18.






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

11/03/2020

Yes

Yes



No

No

§341 Meeting Notes



Just need a DSO.

Room D 2:15 to 2:18.


20 B 19902Attorney

Debtor Moore-Hines

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/09/2020

11/09/2020

11/09/2020

11/09/2020

11/09/2020

11/09/2020

11/09/2020

11/09/2020

11/09/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

11/06/2020

Yes



No

No

§341 Meeting Notes


All documents are not satisfied. There are amendments needed.

Amend #27 of the SOFA to list the small business she operated in 2017-2018. Prove up the income tax proration. IRS POC on file that shows unfiled 2019 taxes needs to be resolved.

Room D 3:00 to 3:04.






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/09/2020

11/09/2020

11/09/2020

11/09/2020

11/09/2020

11/09/2020

11/09/2020

11/09/2020

11/09/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

11/06/2020

Yes



No

No

§341 Meeting Notes



Amend #27 of the SOFA to list the small business she operated in 2017-2018. Prove up the income tax proration. IRS POC on file that shows unfiled 2019 taxes needs to be resolved.

Room D 3:00 to 3:04.


20 B 20957Attorney

Debtor Julun

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/02/2020

12/02/2020

12/02/2020

12/02/2020

12/02/2020

12/02/2020

12/02/2020

12/02/2020

12/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

n/a

Yes

12/01/2020



No

No

§341 Meeting Notes


20 B 10760Attorney

Debtor Myma

Steven A Leahy

Trustee's Position

Trustee's Position: Wednesday, January 13, 2021Judge Deborah L. Thorne Confirmation CallOffice of Marilyn O. Marshall, Chapter 13 Trustee


Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

05/27/2020

05/27/2020

05/27/2020

05/27/2020

05/27/2020

05/27/2020

05/27/2020

05/27/2020

05/27/2020


SOFA


No

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

05/04/2020

Yes

Yes



No

Yes

§341 Meeting Notes

Meeting of Creditors Continued August 18, 2020 1:00 pm

No debtor/dat. 1:15 meeting ended 1:25pm.






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

05/27/2020

05/27/2020

05/27/2020

05/27/2020

05/27/2020

05/27/2020

05/27/2020

05/27/2020

05/27/2020


SOFA


No

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

05/04/2020

Yes

Yes



No

Yes

§341 Meeting Notes

Meeting of Creditors Continued August 18, 2020 1:00 pm

No debtor/dat. 1:15 meeting ended 1:25pm.


20 B 13259Attorney

Debtor Martinez

Gonzalez Law Group PC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

07/01/2020

07/01/2020

07/01/2020

07/01/2020

07/01/2020

07/01/2020

07/01/2020

07/01/2020

07/01/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

06/18/2020

Yes

Yes



No

Yes

§341 Meeting Notes

Meeting of Creditors Adjourned (Continued) via Trustee's 341 Filing September 15, 2020 1:00 pm

There are amendments needed. All documents are satisfied. Spanish Meeting; Vandell; ID# VBFPAmend B, list electronics.Amend plan 3.2 correct the math for car, makes plan UNF running 67 months.Amend plan need interest to unsecured due to equity.Review/Amend E, and correctly schedule Real estate taxes, list the correct entity CC Treasure or CC Clerk. Should not be Dept of Rev.Address IRS POC for 2019.Room C1:00-1:33






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

07/01/2020

07/01/2020

07/01/2020

07/01/2020

07/01/2020

07/01/2020

07/01/2020

07/01/2020

07/01/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

06/18/2020

Yes

Yes



No

Yes

§341 Meeting Notes


There are amendments needed. All documents are satisfied. Spanish Meeting; Vandell; ID# VBFPAmend B, list electronics.Amend plan 3.2 correct the math for car, makes plan UNF running 67 months.Amend plan need interest to unsecured due to equity.Review/Amend E, and correctly schedule Real estate taxes, list the correct entity CC Treasure or CC Clerk. Should not be Dept of Rev.Address IRS POC for 2019.Room C1:00-1:33


20 B 14261Attorney

Debtor Ward

Fernandez & Gray

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

07/22/2020

07/22/2020

07/22/2020

07/22/2020

07/22/2020

07/22/2020

07/22/2020

07/22/2020

07/22/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

07/21/2020

Yes

Yes



No

No

§341 Meeting Notes

Meeting of Creditors Continued November 10, 2020 1:00 pm

There are amendments needed. All documents are not satisfied. In prior 2019 chapter 13 bk case the Debtor could not afford the payments Parking tix debt was motivation for filing bk; car was booted

Emailed a copy of the plan information sheet to the Debtor

Room A1:37-1:45






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

07/22/2020

07/22/2020

07/22/2020

07/22/2020

07/22/2020

07/22/2020

07/22/2020

07/22/2020

07/22/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

07/21/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. In prior 2019 chapter 13 bk case the Debtor could not afford the payments Parking tix debt was motivation for filing bk; car was booted


Room A1:37-1:45


20 B 14517Attorney

Debtor Cornell

Borges & Wu LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

07/30/2020

07/30/2020

07/30/2020

07/30/2020

07/30/2020

07/30/2020

07/30/2020

07/30/2020

07/30/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

06/01/2020

Yes

Yes



No

No

§341 Meeting Notes


Requested proof of income - D states he is paid thru Zelle from his clients.DAT to review R.E. tax claim - contingent upon sale in error status.Debtor does property preservation for 15 different banks.In prior cases he was Pro Se and the last 3 were filed by an attorney who never submitted documents on time.Room A from 12:07 to 12:15.






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

07/30/2020

07/30/2020

07/30/2020

07/30/2020

07/30/2020

07/30/2020

07/30/2020

07/30/2020

07/30/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

06/01/2020

Yes

Yes



No

No

§341 Meeting Notes


Requested proof of income - D states he is paid thru Zelle from his clients.DAT to review R.E. tax claim - contingent upon sale in error status.Debtor does property preservation for 15 different banks.In prior cases he was Pro Se and the last 3 were filed by an attorney who never submitted documents on time.Room A from 12:07 to 12:15.


20 B 14757Attorney

Debtor Montgomery

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

08/03/2020

08/03/2020

08/03/2020

08/03/2020

08/03/2020

08/03/2020

08/03/2020

08/03/2020

08/03/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

07/16/2020

Yes

Yes



No

Yes

§341 Meeting Notes

Meeting of Creditors 13 August 25, 2020 12:00 pm

All documents are satisfied. There are amendments needed.

Case needs to be 60 months. Need proof of lines 16, 17, and 22 of the 122C-2. The $300/month car payment is for a vehicle he operates but it's in his daughter's name. The debtor has never owned nor operated a business. The $47k in business losses was a mistake by the tax preparer per testimony. Income not affected by the pandemic.

Room C 12:15 to 12:19.






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

08/03/2020

08/03/2020

08/03/2020

08/03/2020

08/03/2020

08/03/2020

08/03/2020

08/03/2020

08/03/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

07/16/2020

Yes

Yes



No

Yes

§341 Meeting Notes

Meeting of Creditors 13 August 25, 2020 12:00 pm


Case needs to be 60 months. Need proof of lines 16, 17, and 22 of the 122C-2. The $300/month car payment is for a vehicle he operates but it's in his daughter's name. The debtor has never owned nor operated a business. The $47k in business losses was a mistake by the tax preparer per testimony. Income not affected by the pandemic.

Room C 12:15 to 12:19.


20 B 15806Attorney

Debtor Scarbrough

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

08/19/2020

08/19/2020

08/19/2020

08/19/2020

08/19/2020

08/19/2020

08/19/2020

08/19/2020

08/19/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

No

Yes

08/17/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Amend I, debtor is employed with DSV Logistics since Oct of 2019. He is currently on short term disability since July 22, 2020. He expects to return to work sometime in Jan of 2021. Amend I, Handy man income is about $150-$200 not $400 and debtor has no Link.Review/Amend E, list DSO/Obligee debtor has court ordered support for a 13yr old child he is about $1800 in arrears. 122C gross and I, don't match. Room C12:20-2:29






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

08/19/2020

08/19/2020

08/19/2020

08/19/2020

08/19/2020

08/19/2020

08/19/2020

08/19/2020

08/19/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

No

Yes

08/17/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Amend I, debtor is employed with DSV Logistics since Oct of 2019. He is currently on short term disability since July 22, 2020. He expects to return to work sometime in Jan of 2021. Amend I, Handy man income is about $150-$200 not $400 and debtor has no Link.Review/Amend E, list DSO/Obligee debtor has court ordered support for a 13yr old child he is about $1800 in arrears. 122C gross and I, don't match. Room C12:20-2:29


20 B 15874Attorney

Debtor Harris, Jr.

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

08/20/2020

08/20/2020

08/20/2020

08/20/2020

08/20/2020

08/20/2020

08/20/2020

08/20/2020

08/20/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

08/18/2020

Yes

Yes



No

No

§341 Meeting Notes

Meeting of Creditors 13 September 14, 2020 1:00 pm

There are amendments needed. All documents are not satisfied. Need DSO.Review/Amend I, debtor states overtime has decreased due to pandemic and his monthly income is now about $4000 scheduled at $6324. Debtor has child support payment of $400 each pay check, child is seven yrs old.Debtor over the median, need 60 month plan and need interest to UNS due to equity. Debtor consented to payroll control.Room C1:15-1:22






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

08/20/2020

08/20/2020

08/20/2020

08/20/2020

08/20/2020

08/20/2020

08/20/2020

08/20/2020

08/20/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

08/18/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. Need DSO.Review/Amend I, debtor states overtime has decreased due to pandemic and his monthly income is now about $4000 scheduled at $6324. Debtor has child support payment of $400 each pay check, child is seven yrs old.Debtor over the median, need 60 month plan and need interest to UNS due to equity. Debtor consented to payroll control.Room C1:15-1:22


20 B 16094Attorney

Debtor Brown

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

08/25/2020

08/25/2020

08/25/2020

08/25/2020

08/25/2020

08/25/2020

08/25/2020

08/25/2020

08/25/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

03/06/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are satisfied.In prior case debtor states he didn't have his social security card and couldn't get one due to COVID.$19,678 in parking debt was motivation for filing. License not suspended/car not booted. Debtor states City of Chicago claim for "sanction" debtor states this has to do with parking debt and he has not had to go to court for this. Amend I, debtor has a second job with Martin Transportation he will be earning $1100 a week. Need stub.Schedule F, off by about $110k. Debtor states he is married but separated for 5yrs. Need proof of DSO payments.Amend SOFA #4 list 2018 income. Need copy of State taxes. Debtor states he has not paid taxes b/c he was incarcerated for 2/3 yrs no income. Debtor states plan payments s/b in he has make them all in a money order he took the the attorney office. Need minimum 10% plan. Room C12:00-12:13






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

08/25/2020

08/25/2020

08/25/2020

08/25/2020

08/25/2020

08/25/2020

08/25/2020

08/25/2020

08/25/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

03/06/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are satisfied.In prior case debtor states he didn't have his social security card and couldn't get one due to COVID.$19,678 in parking debt was motivation for filing. License not suspended/car not booted. Debtor states City of Chicago claim for "sanction" debtor states this has to do with parking debt and he has not had to go to court for this. Amend I, debtor has a second job with Martin Transportation he will be earning $1100 a week. Need stub.Schedule F, off by about $110k. Debtor states he is married but separated for 5yrs. Need proof of DSO payments.Amend SOFA #4 list 2018 income. Need copy of State taxes. Debtor states he has not paid taxes b/c he was incarcerated for 2/3 yrs no income. Debtor states plan payments s/b in he has make them all in a money order he took the the attorney office. Need minimum 10% plan. Room C12:00-12:13


20 B 16561Attorney

Debtor Poinsette

Matthew C Baysinger

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/02/2020

09/02/2020

09/02/2020

09/02/2020

09/02/2020

09/02/2020

09/02/2020

09/02/2020

09/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

03/27/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. In prior case didn't get in tax returns. Need DSO.Add tax refund language. Plan UNF running 64 months.Need minimum 10% plan REC. Room C1:18-1:25






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/02/2020

09/02/2020

09/02/2020

09/02/2020

09/02/2020

09/02/2020

09/02/2020

09/02/2020

09/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

03/27/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. In prior case didn't get in tax returns. Need DSO.Add tax refund language. Plan UNF running 64 months.Need minimum 10% plan REC. Room C1:18-1:25


20 B 16662Attorney

Debtor Parham

Swanson & Desai LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/04/2020

09/04/2020

09/04/2020

09/04/2020

09/04/2020

09/04/2020

09/04/2020

09/04/2020

09/04/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

No

Yes

Yes

09/02/2020

Yes

Yes



No

Yes

§341 Meeting Notes


Amendments needed. Documents satisfied. Ceased operating marketing business pre-covid. No the income. Paid bi-weekly $1500-1600 per month. Electric averages $200-300 per month. Amend J. Waiting on paperwork to complete loan mod, made trial payments. Even without arrears, plan is not feasoble. Amend plan for City of Chicago secured claim and non-exempt lawsuit proceeds. lawsuit. Amend B for lawsuit information Atty Mohammed Badwan, did not know case number. Pending 4 years. Room D 12-12:08 pm






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/04/2020

09/04/2020

09/04/2020

09/04/2020

09/04/2020

09/04/2020

09/04/2020

09/04/2020

09/04/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

No

Yes

Yes

09/02/2020

Yes

Yes



No

Yes

§341 Meeting Notes


Amendments needed. Documents satisfied. Ceased operating marketing business pre-covid. No the income. Paid bi-weekly $1500-1600 per month. Electric averages $200-300 per month. Amend J. Waiting on paperwork to complete loan mod, made trial payments. Even without arrears, plan is not feasoble. Amend plan for City of Chicago secured claim and non-exempt lawsuit proceeds. lawsuit. Amend B for lawsuit information Atty Mohammed Badwan, did not know case number. Pending 4 years. Room D 12-12:08 pm


20 B 16879Attorney

Debtor Kot

Robert J Skowronski

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/11/2020

09/11/2020

09/11/2020

09/11/2020

09/11/2020

09/11/2020

09/11/2020

09/11/2020

09/11/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

08/28/2020

Yes

Yes



No

No

§341 Meeting Notes

Meeting of Creditors 13 October 6, 2020 12:00 pm

There are amendments needed. All documents are satisfied.Amend 122C household size is 4 not 3.Amend I, to include the boyfriends income not contribution. Debtor has no income or income benefits of any kind. Boyfriend is co-owner on the home and live at the home with the debtor and their children. Boyfriend is an Electrician and has covered all debtor's expenses for last 6/7 yrs. Debtor states the credit card debt resulted from the lost of her job 7 yrs ago she had no income used cards for everyday living expenses.2016b representation agreement per DAT is on page 43 of the petition. Room C12:00-12:11






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/11/2020

09/11/2020

09/11/2020

09/11/2020

09/11/2020

09/11/2020

09/11/2020

09/11/2020

09/11/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

08/28/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are satisfied.Amend 122C household size is 4 not 3.Amend I, to include the boyfriends income not contribution. Debtor has no income or income benefits of any kind. Boyfriend is co-owner on the home and live at the home with the debtor and their children. Boyfriend is an Electrician and has covered all debtor's expenses for last 6/7 yrs. Debtor states the credit card debt resulted from the lost of her job 7 yrs ago she had no income used cards for everyday living expenses.2016b representation agreement per DAT is on page 43 of the petition. Room C12:00-12:11


20 B 17076Attorney

Debtor Gates

Pro Se

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020


SOFA


No

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

09/11/2020



No

No

§341 Meeting Notes






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020


SOFA


No

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

09/11/2020



No

No

§341 Meeting Notes


20 B 17448Attorney

Debtor Lacy

Daniel M Moulton

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/30/2020

09/30/2020

09/30/2020

09/30/2020

09/30/2020

09/30/2020

09/30/2020

09/30/2020

09/30/2020


SOFA


No

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

09/18/2020

n/a

Yes



No

Yes

§341 Meeting Notes


Amendments needed, all documents are not satisfied, need DSO.Amend Schedule A, mark for whomever has ownership in the RE. Debtor stated that she is the only one on the mortgage.Amend Schedule C for incorrect exemptions and missing amounts.Amend Schedule J, Debtor also has a 13 year old granddaughter living in the HH.Amend the plan, use tax refund language, no tax proration on I.Debtor testified that the disability income listed is the only income from the disabled son.Room B 12:00-12:05






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/30/2020

09/30/2020

09/30/2020

09/30/2020

09/30/2020

09/30/2020

09/30/2020

09/30/2020

09/30/2020


SOFA


No

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

09/18/2020

n/a

Yes



No

Yes

§341 Meeting Notes


Amendments needed, all documents are not satisfied, need DSO.Amend Schedule A, mark for whomever has ownership in the RE. Debtor stated that she is the only one on the mortgage.Amend Schedule C for incorrect exemptions and missing amounts.Amend Schedule J, Debtor also has a 13 year old granddaughter living in the HH.Amend the plan, use tax refund language, no tax proration on I.Debtor testified that the disability income listed is the only income from the disabled son.Room B 12:00-12:05


20 B 17787Attorney

Debtor Williams

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/08/2020

10/08/2020

10/08/2020

10/08/2020

10/08/2020

10/08/2020

10/08/2020

10/08/2020

10/08/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

No

Yes

Yes

09/26/2020

Yes

Yes



No

No

§341 Meeting Notes






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/08/2020

10/08/2020

10/08/2020

10/08/2020

10/08/2020

10/08/2020

10/08/2020

10/08/2020

10/08/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

No

Yes

Yes

09/26/2020

Yes

Yes



No

No

§341 Meeting Notes


20 B 18097Attorney

Debtor Janacek

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

No

No

Yes

10/01/2020

Yes

Yes



No

Yes

§341 Meeting Notes






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

No

No

Yes

10/01/2020

Yes

Yes



No

Yes

§341 Meeting Notes


20 B 18228Attorney

Debtor Sanders

Giannola Legal LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/06/2020

10/06/2020

10/06/2020

10/06/2020

10/06/2020

10/06/2020

10/06/2020

10/06/2020

10/06/2020


SOFA


No

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

09/04/2020

Yes



No

No

§341 Meeting Notes


Need DSOAmend schedule F to provide amounts for student loans and creditors listed as unknown.Amend plan to add student loan treatment and check the 2nd box in 5.2.D lives with his parents and has about 50K in student loans.Room A from 1:01 to 1:09






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/06/2020

10/06/2020

10/06/2020

10/06/2020

10/06/2020

10/06/2020

10/06/2020

10/06/2020

10/06/2020


SOFA


No

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

09/04/2020

Yes



No

No

§341 Meeting Notes


Need DSOAmend schedule F to provide amounts for student loans and creditors listed as unknown.Amend plan to add student loan treatment and check the 2nd box in 5.2.D lives with his parents and has about 50K in student loans.Room A from 1:01 to 1:09


20 B 18230Attorney

Debtor Johnson

David Freydin Ltd

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/06/2020

10/06/2020

10/06/2020

10/06/2020

10/06/2020

10/06/2020

10/06/2020

10/06/2020

10/06/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

10/02/2020

Yes

Yes



No

Yes

§341 Meeting Notes


There are amendments needed. All documents are satisfied Amend sch I to add new employer as CSI Inc. (started 12/2020 making $32.00 per hour working 40-50 hours per week and is paid weekly) Once first pay advice is received our office needs a copyParking tix debt was not motivation for filing bkIn prior 3 bk cases the Debtor keep bouncing between jobs

Emailed a copy of the plan information sheet to the Debtor.

Room A 12:32-12:40






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/06/2020

10/06/2020

10/06/2020

10/06/2020

10/06/2020

10/06/2020

10/06/2020

10/06/2020

10/06/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

10/02/2020

Yes

Yes



No

Yes

§341 Meeting Notes


There are amendments needed. All documents are satisfied Amend sch I to add new employer as CSI Inc. (started 12/2020 making $32.00 per hour working 40-50 hours per week and is paid weekly) Once first pay advice is received our office needs a copyParking tix debt was not motivation for filing bkIn prior 3 bk cases the Debtor keep bouncing between jobs


Room A 12:32-12:40


20 B 18433Attorney

Debtor Rapp

CLM Law Group PC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/09/2020

10/09/2020

10/09/2020

10/09/2020

10/09/2020

10/09/2020

10/09/2020

10/09/2020

10/09/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/08/2020

Yes



No

No

§341 Meeting Notes






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/09/2020

10/09/2020

10/09/2020

10/09/2020

10/09/2020

10/09/2020

10/09/2020

10/09/2020

10/09/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/08/2020

Yes



No

No

§341 Meeting Notes


20 B 18659Attorney

Debtor Terrazas

Swanson & Desai LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/15/2020

10/15/2020

10/15/2020

10/15/2020

10/15/2020

10/15/2020

10/15/2020

10/15/2020

10/15/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/14/2020

Yes



No

No

§341 Meeting Notes



Correct the model year in the plan for the vehicle, plan says 2011 but the POC says 2012. AP language in 8.1 references section 3.3 of the plan but the car is in 3.2. Income not affected by COVID.

Room D 12:04 to 12:09.






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/15/2020

10/15/2020

10/15/2020

10/15/2020

10/15/2020

10/15/2020

10/15/2020

10/15/2020

10/15/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/14/2020

Yes



No

No

§341 Meeting Notes



Correct the model year in the plan for the vehicle, plan says 2011 but the POC says 2012. AP language in 8.1 references section 3.3 of the plan but the car is in 3.2. Income not affected by COVID.

Room D 12:04 to 12:09.


20 B 19032Attorney

Debtor Matthews

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

10/21/2020

Yes

Yes



No

No

§341 Meeting Notes



Complete line #4 of the SOFA. Provide the calculations for the income tax proration. Transportation expense high.

Amend I, unemployment his down to about $2k/month. Doesn't get SNAP benefits, she gets $500/month voluntary child support (regular and reliable). Lost her job in March because she contracted COVID. Previously worked as a nurse making ~$2,200 every two weeks. Anticipates going back to work there when the pandemic is over.

Room D 1:30 to 1:36.






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

10/21/2020

Yes

Yes



No

No

§341 Meeting Notes



Complete line #4 of the SOFA. Provide the calculations for the income tax proration. Transportation expense high.

Amend I, unemployment his down to about $2k/month. Doesn't get SNAP benefits, she gets $500/month voluntary child support (regular and reliable). Lost her job in March because she contracted COVID. Previously worked as a nurse making ~$2,200 every two weeks. Anticipates going back to work there when the pandemic is over.

Room D 1:30 to 1:36.


20 B 19038Attorney

Debtor Withaeger

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

09/28/2020

Yes

Yes



No

No

§341 Meeting Notes


Need DSORequested proof of participation in employees stock option plan(ESP). D states once you enroll you are required to participate for a year. He is not sure of his participation date.His mtg is $1521 but he pays rent of $700 to live in WI for work. Prior case failed because his employer furloughed him for 6 months. CC were all used for his personal needs.Room A from 2:01 to 2:17.






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

09/28/2020

Yes

Yes



No

No

§341 Meeting Notes


Need DSORequested proof of participation in employees stock option plan(ESP). D states once you enroll you are required to participate for a year. He is not sure of his participation date.His mtg is $1521 but he pays rent of $700 to live in WI for work. Prior case failed because his employer furloughed him for 6 months. CC were all used for his personal needs.Room A from 2:01 to 2:17.


20 B 19041Attorney

Debtor Shropshire-Adebowale

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/19/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are satisfied. Amend C fix 1001(a) exemption for jewelry other than wedding rings.Amend D, list address for south commons.Need to fix withholds through payroll and provide proof. Need minimum 10% plan, and add tax refund to the pot. Debtor states spouse was a cab driver, but due to the pandemic he is not driving. Room C12:00-12:07






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/19/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are satisfied. Amend C fix 1001(a) exemption for jewelry other than wedding rings.Amend D, list address for south commons.Need to fix withholds through payroll and provide proof. Need minimum 10% plan, and add tax refund to the pot. Debtor states spouse was a cab driver, but due to the pandemic he is not driving. Room C12:00-12:07


20 B 19097Attorney

Debtor Goss

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/21/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. Amend C, to fix CD/DVD exemption. Amend plan, specify how Fusion is to be/or not be paid.$8k in parking debt was motivation for filing. Review/Amend I, for possible additional link income for the children, between $224-$300 month. This amount does vary each month due to the kids being out of school. Debtor consented to payroll control.Room C12:15-12:22






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/21/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. Amend C, to fix CD/DVD exemption. Amend plan, specify how Fusion is to be/or not be paid.$8k in parking debt was motivation for filing. Review/Amend I, for possible additional link income for the children, between $224-$300 month. This amount does vary each month due to the kids being out of school. Debtor consented to payroll control.Room C12:15-12:22


20 B 19142Attorney

Debtor Hall

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/26/2020

10/26/2020

10/26/2020

10/26/2020

10/26/2020

10/26/2020

10/26/2020

10/26/2020

10/26/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

No

Yes

10/23/2020

n/a

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. Debtor states his spouse has no income or income benefits. Review/Amend I, Need to provide proof of debtor's pension income. He states it $1600-$2000 he's not sure. Has received it 5/6 yrs. Review scheduled medical debt of $1 debtor states he didn't know how much it is but it is more than $1.Debtor didn't know about tax exemptions, for homeowners or senior freeze, didn't know what it was, only knew that RE tax debt was why he was filing. Plan UNF running 96 months. Room C12:48-1:00






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/26/2020

10/26/2020

10/26/2020

10/26/2020

10/26/2020

10/26/2020

10/26/2020

10/26/2020

10/26/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

No

Yes

10/23/2020

n/a

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. Debtor states his spouse has no income or income benefits. Review/Amend I, Need to provide proof of debtor's pension income. He states it $1600-$2000 he's not sure. Has received it 5/6 yrs. Review scheduled medical debt of $1 debtor states he didn't know how much it is but it is more than $1.Debtor didn't know about tax exemptions, for homeowners or senior freeze, didn't know what it was, only knew that RE tax debt was why he was filing. Plan UNF running 96 months. Room C12:48-1:00


20 B 19217Attorney

Debtor Ruiz

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

10/02/2020

Yes



No

No

§341 Meeting Notes


There are no amendments needed. All documents are not satisfied. Debtor states the son lives in the other unit. Debtor states the spouse operates the auto detail business, he is self employed but works through the dealership.Room C12:00-12:09






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

10/02/2020

Yes



No

No

§341 Meeting Notes


There are no amendments needed. All documents are not satisfied. Debtor states the son lives in the other unit. Debtor states the spouse operates the auto detail business, he is self employed but works through the dealership.Room C12:00-12:09


20 B 19328Attorney

Debtor Service

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

n/a

Yes

10/27/2020

Yes

Yes



No

Yes

§341 Meeting Notes






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

n/a

Yes

10/27/2020

Yes

Yes



No

Yes

§341 Meeting Notes


20 B 19372Attorney

Debtor Wallace

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

10/28/2020

Yes

Yes



No

Yes

§341 Meeting Notes






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

10/28/2020

Yes

Yes



No

Yes

§341 Meeting Notes


20 B 19481Attorney

Debtor McDonald

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/16/2020

Yes

Yes



No

No

§341 Meeting Notes


Amend schedule D to add collateral descriptionAmend plan for feasibility and to review auto set. D states food benefit is $600 higher due pandemic funds and she is not sure when it ends.Room A from 12:15 to 12:20






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/16/2020

Yes

Yes



No

No

§341 Meeting Notes


Amend schedule D to add collateral descriptionAmend plan for feasibility and to review auto set. D states food benefit is $600 higher due pandemic funds and she is not sure when it ends.Room A from 12:15 to 12:20


20 B 19508Attorney

Debtor Baker

Joyner Law Office

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

n/a

Yes

05/13/2020

Yes



No

Yes

§341 Meeting Notes






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

n/a

Yes

05/13/2020

Yes



No

Yes

§341 Meeting Notes


20 B 19527Attorney

Debtor Hannon

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

07/03/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. Schedule I, debtor states income listed is net monthly income. Amend J, need to list monthly auto insurance per debtor it is $1200 per year. Room C12:16-12:22






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

07/03/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. Schedule I, debtor states income listed is net monthly income. Amend J, need to list monthly auto insurance per debtor it is $1200 per year. Room C12:16-12:22


20 B 19595Attorney

Debtor Harris, Jr

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

10/29/2020

Yes

Yes



No

No

§341 Meeting Notes






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

10/29/2020

Yes

Yes



No

No

§341 Meeting Notes


20 B 19741Attorney

Debtor Guzman

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/26/2020

Yes



No

No

§341 Meeting Notes



Need 13% to the GUCs, CH. 7 test. Need a CMA for the property on Schedule A. Add tax return language. Prove up childcare expenses. The other two children in the home are claimed by their father on his taxes. No income contribution. Debtor stated that she hasn't filed her 2019 state taxes.

Room D 1:15 to 1:19.






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/26/2020

Yes



No

No

§341 Meeting Notes



Need 13% to the GUCs, CH. 7 test. Need a CMA for the property on Schedule A. Add tax return language. Prove up childcare expenses. The other two children in the home are claimed by their father on his taxes. No income contribution. Debtor stated that she hasn't filed her 2019 state taxes.

Room D 1:15 to 1:19.


20 B 19838Attorney

Debtor Waldrip

Borges & Wu LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

No

Yes

10/19/2020

Yes



No

No

§341 Meeting Notes






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

No

Yes

10/19/2020

Yes



No

No

§341 Meeting Notes


20 B 19895Attorney

Debtor Henry

Borges & Wu LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/09/2020

11/09/2020

11/09/2020

11/09/2020

11/09/2020

11/09/2020

11/09/2020

11/09/2020

11/09/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

10/23/2020

Yes



No

Yes

§341 Meeting Notes






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/09/2020

11/09/2020

11/09/2020

11/09/2020

11/09/2020

11/09/2020

11/09/2020

11/09/2020

11/09/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

10/23/2020

Yes



No

Yes

§341 Meeting Notes


20 B 20044Attorney

Debtor Campbell

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/12/2020

11/12/2020

11/12/2020

11/12/2020

11/12/2020

11/12/2020

11/12/2020

11/12/2020

11/12/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

11/05/2020

Yes

Yes



No

Yes

§341 Meeting Notes

Meeting of Creditors 13 December 2, 2020 12:00 pm


Last case failed because of COVID, she had to stay home and wasn't getting paid. Has FMLA now so if she needs to stay home again she'll still have some income. Debtor has never owned any property but was involved with the owner of a property she used to live in. Need the schedules for the 2019 returns. Losses on the 2019 taxes and the rent/royalty losses on the 2016-2018 taxes were due to maintenance and repairs she was doing per testimony. Confirmed the rent at $1,400/month, month to month lease. Amend schedule B to list the description for the $1,425 value -- cosigned on a 09 Impala with her daughter that has since been surrendered.

Room D 12:15 to 12:22.






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/12/2020

11/12/2020

11/12/2020

11/12/2020

11/12/2020

11/12/2020

11/12/2020

11/12/2020

11/12/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

11/05/2020

Yes

Yes



No

Yes

§341 Meeting Notes



Last case failed because of COVID, she had to stay home and wasn't getting paid. Has FMLA now so if she needs to stay home again she'll still have some income. Debtor has never owned any property but was involved with the owner of a property she used to live in. Need the schedules for the 2019 returns. Losses on the 2019 taxes and the rent/royalty losses on the 2016-2018 taxes were due to maintenance and repairs she was doing per testimony. Confirmed the rent at $1,400/month, month to month lease. Amend schedule B to list the description for the $1,425 value -- cosigned on a 09 Impala with her daughter that has since been surrendered.

Room D 12:15 to 12:22.


20 B 20825Attorney

Debtor Burt

Stahulak & Associates

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/01/2020

12/01/2020

12/01/2020

12/01/2020

12/01/2020

12/01/2020

12/01/2020

12/01/2020

12/01/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

11/23/2020

Yes

Yes



No

No

§341 Meeting Notes


20 B 20883Attorney

Debtor Mathieu

CLM Law Group PC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/01/2020

12/01/2020

12/01/2020

12/01/2020

12/01/2020

12/01/2020

12/01/2020

12/01/2020

12/01/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

11/13/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. Still need DSO Plan UNF (running 61 months)


Room A12:14-12:20


20 B 20888Attorney

Debtor Fuller

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/01/2020

12/01/2020

12/01/2020

12/01/2020

12/01/2020

12/01/2020

12/01/2020

12/01/2020

12/01/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

No

Yes

11/03/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Schedule A, ownership portion is inconsistent. Need 80% plan per chapter 7 liquidation. Amend schedule C, incorrect exemption used.Debtor states the contribution of $500 is regular and reliable for last 3months. Amend 122C, to list family support.Need proof of prorated amount. WLI on sch J, is Whole Life Insurance for the debtor value $50k her children are the beneficiaries. Debtor consented to payroll control. Room C12:19-12:29


20 B 20903Attorney

Debtor Rogers

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

11/30/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. In prior case debtor states she changed jobs and PC didn't start. Amend petition page to list prior case. $73 in parking debt was motivation for filing. License were suspended. Debtor consented to payroll control. Room C1:00-1:07


20 B 20943Attorney

Debtor Beard

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

12/01/2020

Yes

Yes



No

No

§341 Meeting Notes


20 B 20964Attorney

Debtor Mackey

Joyner Law Office

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/08/2020

12/08/2020

12/08/2020

12/08/2020

12/08/2020

12/08/2020

12/08/2020

12/08/2020

12/08/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

n/a

Yes

12/01/2020

Yes



No

Yes

§341 Meeting Notes


20 B 20979Attorney

Debtor Richardson, Sr.

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

12/01/2020

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. In prior case debtor that he was missing tax documents. Need DSO.Amend schedule C, incorrect exemption is used. $38k in parking debt was motivation for filing. License were suspended and car was booted. Debtor states this debt is from a car for someone that was in his name, the tickets doubled. Debtor states there are no new ones.Spouse has no income, and she claim her child, debtor states he only claims his children. Need proof and list income on sch I.Amend J, $65 is Auto insurance not a car payment. Amend plan to add tax return language and address Speedy Cash secure claim.Debtor consented to payroll control.Room C12:15-12:26


20 B 20988Attorney

Debtor Anderson

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

11/28/2020

Yes

Yes



No

No

§341 Meeting Notes


Need DSOAmend schedule I to show D has been employed 18yrs.Amend plan to complete tax refund language in 2.3, review feasibility and add possible step payments.Debtor stated she is driving a 2017 Camaro and has about 2 or 3years left to pay(will provide documentation). She has changed her dependents from 5 to 1 on her W-4 and it will take effect in 2021, so no taxes will be owed next year. Her son works part-time.Room A from 12:15 to 12;24


20 B 20997Attorney

Debtor Childers


Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/14/2020

12/14/2020

12/14/2020

12/14/2020

12/14/2020

12/14/2020

12/14/2020

12/14/2020

12/14/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

12/01/2020

Yes

Yes



No

Yes

§341 Meeting Notes


20 B 13842Attorney

Debtor Asiedu

Pro Se

Trustee's Position

Trustee's Position: Thursday, January 14, 2021Judge Timothy A Barnes Confirmation CallOffice of Marilyn O. Marshall, Chapter 13 Trustee


Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

08/11/2020

08/11/2020

08/11/2020

08/11/2020

08/11/2020

08/11/2020

08/11/2020

08/11/2020

08/11/2020


SOFA


No

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

No

No

Yes

03/04/2020

Yes



No

Yes

§341 Meeting Notes






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

08/11/2020

08/11/2020

08/11/2020

08/11/2020

08/11/2020

08/11/2020

08/11/2020

08/11/2020

08/11/2020


SOFA


No

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

No

No

Yes

03/04/2020

Yes



No

Yes

§341 Meeting Notes


20 B 13928Attorney

Debtor Dodd-Jackson

Deadra Woods Stokes & Associates PC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

07/16/2020

07/16/2020

07/16/2020

07/16/2020

07/16/2020

07/16/2020

07/16/2020

07/16/2020

07/16/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

06/18/2020

Yes

Yes



No

Yes

§341 Meeting Notes


Need paystub for 6-29-20Complete SOFA #4-5.Amend schedule A to clarify ownership(mtg in spouse name only per debtor).Amend C to correct the exemption on the Yale property.DAT will review line 11-13 and 16 in the CMI.Amend I to list spouses income who works for CPS - estimated at $3500 plus add bonus pay which is about $500 per year. Debtor states they have bee separated for 5yrs and got back together about a month ago.Amend J to list mortgage payment at $1450 plus add 16yr old stepson to HH. Amend plan to pay unsecured 100% plus interest, treat student loans in 5.2 and add mortgage treatment.Room A from 12:32 to 12:43






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

07/16/2020

07/16/2020

07/16/2020

07/16/2020

07/16/2020

07/16/2020

07/16/2020

07/16/2020

07/16/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

06/18/2020

Yes

Yes



No

Yes

§341 Meeting Notes


Need paystub for 6-29-20Complete SOFA #4-5.Amend schedule A to clarify ownership(mtg in spouse name only per debtor).Amend C to correct the exemption on the Yale property.DAT will review line 11-13 and 16 in the CMI.Amend I to list spouses income who works for CPS - estimated at $3500 plus add bonus pay which is about $500 per year. Debtor states they have bee separated for 5yrs and got back together about a month ago.Amend J to list mortgage payment at $1450 plus add 16yr old stepson to HH. Amend plan to pay unsecured 100% plus interest, treat student loans in 5.2 and add mortgage treatment.Room A from 12:32 to 12:43


20 B 16036Attorney

Debtor Evans

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

08/18/2020

Yes

Yes



No

No

§341 Meeting Notes


Amendments needed, all documents are not satisfied, need pay advices and DSO.Amend Schedule D, describe the property for Capital one, car loan is not appropriate.Amend Schedule I, debtor has been employed with the Comptroller for 20 years.Per debtor's testimony, income s/b 4600 not 4378.Amend Schedule I to remove non filing spouse's unemployment income. The non filing spouse is still unemployed.Amend Schedule J, Debtor's HH is 6, the non filing spouse, 1 nephew age 28, and 3 grandchildren aged 25, 17, and 15.23K in business losses are from door dash and operating a daycare. Debtor is now doing neither.

Room b 12:00 - 12:09






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

08/18/2020

Yes

Yes



No

No

§341 Meeting Notes


Amendments needed, all documents are not satisfied, need pay advices and DSO.Amend Schedule D, describe the property for Capital one, car loan is not appropriate.Amend Schedule I, debtor has been employed with the Comptroller for 20 years.Per debtor's testimony, income s/b 4600 not 4378.Amend Schedule I to remove non filing spouse's unemployment income. The non filing spouse is still unemployed.Amend Schedule J, Debtor's HH is 6, the non filing spouse, 1 nephew age 28, and 3 grandchildren aged 25, 17, and 15.23K in business losses are from door dash and operating a daycare. Debtor is now doing neither.

Room b 12:00 - 12:09


20 B 16145Attorney

Debtor Grant

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

08/26/2020

08/26/2020

08/26/2020

08/26/2020

08/26/2020

08/26/2020

08/26/2020

08/26/2020

08/26/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

08/24/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are satisfied. $910 in parking debt was motivation for filing. Debtor has two new tickets. Amend I, link is $480 not $325Need proof of income. Amend plan to treat secure claims.Room C12:21-12:27






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

08/26/2020

08/26/2020

08/26/2020

08/26/2020

08/26/2020

08/26/2020

08/26/2020

08/26/2020

08/26/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

08/24/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are satisfied. $910 in parking debt was motivation for filing. Debtor has two new tickets. Amend I, link is $480 not $325Need proof of income. Amend plan to treat secure claims.Room C12:21-12:27


20 B 16243Attorney

Debtor Crespo, Sr

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

08/27/2020

08/27/2020

08/27/2020

08/27/2020

08/27/2020

08/27/2020

08/27/2020

08/27/2020

08/27/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

08/26/2020

Yes

Yes



No

No

§341 Meeting Notes

Meeting of Creditors Continued October 19, 2020 1:00 pm

There are amendments needed. All documents are satisfied.Parking debt of $2500 was motivation for filing. License were suspended and car booted. Debtor has one new ticket. Need proof that debtor has restarted payroll tax withholdings. Rent a center lease for 2 sofa's ends Sept 2021. Debtor consented to payroll control. Room C1:30-1:37






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

08/27/2020

08/27/2020

08/27/2020

08/27/2020

08/27/2020

08/27/2020

08/27/2020

08/27/2020

08/27/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

08/26/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are satisfied.Parking debt of $2500 was motivation for filing. License were suspended and car booted. Debtor has one new ticket. Need proof that debtor has restarted payroll tax withholdings. Rent a center lease for 2 sofa's ends Sept 2021. Debtor consented to payroll control. Room C1:30-1:37


20 B 16476Attorney

Debtor Pride


Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/03/2020

09/03/2020

09/03/2020

09/03/2020

09/03/2020

09/03/2020

09/03/2020

09/03/2020

09/03/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

03/06/2020

Yes

Yes



No

No

§341 Meeting Notes


Meeting held, amendments needed. Debtor has tenant in Lafatte street property. Pays $750 in rent. Monor Court property tenant not paying rent and in the process of being evicted. rents should be $450. Debtor pays rent where he lives. No ownership interest. Paid bi-weekly at V.A. approx $900 per checklaid off from Gamma. when he was working that job was $600-700 biweekly. Decttive agency currently paying $1200 bi-weekly. varies but right now has a good contract. advised DAT that an amended E/F is needed to actually list the amounts owed to unsecured creditors. $1 is a false representation that impacts feasibility determination. Amend I for income. Need P/L statement for rental properties. Plan not feasible based upon claims filed. Room D 12:45 - 12:55 pm






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/03/2020

09/03/2020

09/03/2020

09/03/2020

09/03/2020

09/03/2020

09/03/2020

09/03/2020

09/03/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

03/06/2020

Yes

Yes



No

No

§341 Meeting Notes


Meeting held, amendments needed. Debtor has tenant in Lafatte street property. Pays $750 in rent. Monor Court property tenant not paying rent and in the process of being evicted. rents should be $450. Debtor pays rent where he lives. No ownership interest. Paid bi-weekly at V.A. approx $900 per checklaid off from Gamma. when he was working that job was $600-700 biweekly. Decttive agency currently paying $1200 bi-weekly. varies but right now has a good contract. advised DAT that an amended E/F is needed to actually list the amounts owed to unsecured creditors. $1 is a false representation that impacts feasibility determination. Amend I for income. Need P/L statement for rental properties. Plan not feasible based upon claims filed. Room D 12:45 - 12:55 pm


20 B 16671Attorney

Debtor Conroy

Eric G Zelazny

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/04/2020

09/04/2020

09/04/2020

09/04/2020

09/04/2020

09/04/2020

09/04/2020

09/04/2020

09/04/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

06/15/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Need DSO.Need Appraisal.Amend schedule (D) list description of the vehicle and check the box for nature of the claim. Amend 122-C line(s) #16 need calculation, #19 need proof#23/29 need proof or strike.Amend schedule (I) list length of employment 5yrs. and review income per debtor net monthly $8625 scheduled at $8431. Amend/Review (J) for excessive expenses, debtor states #8 $916 is for educational and school sport expenses for both her high schooler and child in college. #17c $333 is post petition on going legal fees for divorce attorney. Debtor states there are several items still pending. Amend plan need to complete 2.2, 2.3, 3.1, 5.1(Liquidation amount here should be 100% ) and 7.1.Debtor states her total expense for Alimony is $4293 - $1495 which is for spousal support only. Per chapter 7 liquidation need minimum 28% to UNS. Room C12:00-12:19






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/04/2020

09/04/2020

09/04/2020

09/04/2020

09/04/2020

09/04/2020

09/04/2020

09/04/2020

09/04/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

06/15/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Need DSO.Need Appraisal.Amend schedule (D) list description of the vehicle and check the box for nature of the claim. Amend 122-C line(s) #16 need calculation, #19 need proof#23/29 need proof or strike.Amend schedule (I) list length of employment 5yrs. and review income per debtor net monthly $8625 scheduled at $8431. Amend/Review (J) for excessive expenses, debtor states #8 $916 is for educational and school sport expenses for both her high schooler and child in college. #17c $333 is post petition on going legal fees for divorce attorney. Debtor states there are several items still pending. Amend plan need to complete 2.2, 2.3, 3.1, 5.1(Liquidation amount here should be 100% ) and 7.1.Debtor states her total expense for Alimony is $4293 - $1495 which is for spousal support only. Per chapter 7 liquidation need minimum 28% to UNS. Room C12:00-12:19


20 B 17251Attorney

Debtor Swanagain

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/18/2020

09/18/2020

09/18/2020

09/18/2020

09/18/2020

09/18/2020

09/18/2020

09/18/2020

09/18/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

09/16/2020

Yes

Yes



No

No

§341 Meeting Notes


There are no amendments needed. All documents are not satisfied. Still need DSO

D consented to PC


Room A1:02-1:09






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/18/2020

09/18/2020

09/18/2020

09/18/2020

09/18/2020

09/18/2020

09/18/2020

09/18/2020

09/18/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

09/16/2020

Yes

Yes



No

No

§341 Meeting Notes


There are no amendments needed. All documents are not satisfied. Still need DSO

D consented to PC


Room A1:02-1:09


20 B 17462Attorney

Debtor Lauletta

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/23/2020

09/23/2020

09/23/2020

09/23/2020

09/23/2020

09/23/2020

09/23/2020

09/23/2020

09/23/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

No

Yes

09/10/2020

Yes



No

No

§341 Meeting Notes


Meeting Not HeldDebtor did not call in. Debtor Attorney did not call in.






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/23/2020

09/23/2020

09/23/2020

09/23/2020

09/23/2020

09/23/2020

09/23/2020

09/23/2020

09/23/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

No

Yes

09/10/2020

Yes



No

No

§341 Meeting Notes


Meeting Not HeldDebtor did not call in. Debtor Attorney did not call in.


20 B 17623Attorney

Debtor Freeman

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/25/2020

09/25/2020

09/25/2020

09/25/2020

09/25/2020

09/25/2020

09/25/2020

09/25/2020

09/25/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

09/18/2020

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. Amend schedule C, to fix exemption for everyday/costume jewelry.122C, lines 16 overstated by $702.52, #17 overstated by $76.47 and #39 understated by $522.56Debtor states he is still claiming his parent, makes no household contribution from social security income. Add tax return language. Debtor consented to payroll control. Room C12:00-12:10






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/25/2020

09/25/2020

09/25/2020

09/25/2020

09/25/2020

09/25/2020

09/25/2020

09/25/2020

09/25/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

09/18/2020

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. Amend schedule C, to fix exemption for everyday/costume jewelry.122C, lines 16 overstated by $702.52, #17 overstated by $76.47 and #39 understated by $522.56Debtor states he is still claiming his parent, makes no household contribution from social security income. Add tax return language. Debtor consented to payroll control. Room C12:00-12:10


20 B 18000Attorney

Debtor Martinek

Emerson Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020


SOFA


No

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

08/24/2020

Yes

Yes



No

No

§341 Meeting Notes


Amendments needed, all documents are not satisfied, need DSO.Amend Schedule I, per testimony, income is ~4000/month not 5947. Debtor stated she does get overtime.Amend the plan, minimum to GUC's sb 48% per the means test. Add Tax Refund Language.Need proof of 122C-2 lines 29, and 30. Need a breakdown of line 17 on 122C-2.Room B 1:02-1:09






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020


SOFA


No

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

08/24/2020

Yes

Yes



No

No

§341 Meeting Notes


Amendments needed, all documents are not satisfied, need DSO.Amend Schedule I, per testimony, income is ~4000/month not 5947. Debtor stated she does get overtime.Amend the plan, minimum to GUC's sb 48% per the means test. Add Tax Refund Language.Need proof of 122C-2 lines 29, and 30. Need a breakdown of line 17 on 122C-2.Room B 1:02-1:09


20 B 18036Attorney

Debtor Hayes

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

No

Yes

09/21/2020

Yes

Yes



No

No

§341 Meeting Notes


Amendments needed, all documents are not satisfied, need DSO and pay advices.Amend Schedule I, add $400 payment from 38 year old daughter that lives in the HH. It is the daughter's portion of the rent.Debtor believes she will owe ~1500 for 2020 because she doesn't have dependents and is overwithholding.Fix the overwithholding of federal income taxes.Debtor is paid during the summerRoom B 1:16-1:21






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

No

Yes

09/21/2020

Yes

Yes



No

No

§341 Meeting Notes


Amendments needed, all documents are not satisfied, need DSO and pay advices.Amend Schedule I, add $400 payment from 38 year old daughter that lives in the HH. It is the daughter's portion of the rent.Debtor believes she will owe ~1500 for 2020 because she doesn't have dependents and is overwithholding.Fix the overwithholding of federal income taxes.Debtor is paid during the summerRoom B 1:16-1:21


20 B 18131Attorney

Debtor Schak

MSF Law

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

09/30/2020

Yes

Yes



No

Yes

§341 Meeting Notes


Need DSOAmend schedule B to add credit union account - D states balance is zero.Amend schedule C to specify miscellaneous items.DAT to review the CMI income and provide support for line 26, 29 31 & 41.Amend plan for tax refund language. D states the credit cards were used over a 4-5 year period to cover household expenses. Debtor also stated they have a son who is autistic and will not eat regular food so they buy PediaSure by the cases(cost was listed in budget under childcare). Pension on his taxes is for a withdrawal that was taken in 2018. DAT states budget is allowed based on the national standards.Room A from 12:00 to 12:15






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

09/30/2020

Yes

Yes



No

Yes

§341 Meeting Notes


Need DSOAmend schedule B to add credit union account - D states balance is zero.Amend schedule C to specify miscellaneous items.DAT to review the CMI income and provide support for line 26, 29 31 & 41.Amend plan for tax refund language. D states the credit cards were used over a 4-5 year period to cover household expenses. Debtor also stated they have a son who is autistic and will not eat regular food so they buy PediaSure by the cases(cost was listed in budget under childcare). Pension on his taxes is for a withdrawal that was taken in 2018. DAT states budget is allowed based on the national standards.Room A from 12:00 to 12:15


20 B 18170Attorney

Debtor Henry

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

09/30/2020

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are satisfied.In prior case debtor was laid off due to the pandemic.Need to add tax refund to the pot. Plan UNF running 77 months. Address IRS POC multiple years not filed. Debtor consented to payroll control. Room C12:23-12:28






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

09/30/2020

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are satisfied.In prior case debtor was laid off due to the pandemic.Need to add tax refund to the pot. Plan UNF running 77 months. Address IRS POC multiple years not filed. Debtor consented to payroll control. Room C12:23-12:28


20 B 18271Attorney

Debtor Bass

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/05/2020

Yes

Yes



No

No

§341 Meeting Notes


DAT appeared but not the debtor.Room A from 12:15 to 12:20






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/05/2020

Yes

Yes



No

No

§341 Meeting Notes


DAT appeared but not the debtor.Room A from 12:15 to 12:20


20 B 18427Attorney

Debtor Permoda, Jr.

Edwin L Feld & Associates

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/09/2020

10/09/2020

10/09/2020

10/09/2020

10/09/2020

10/09/2020

10/09/2020

10/09/2020

10/09/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

08/20/2020

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are satisfied.Debtor states prior case failed due to the onset to COVID. Amend 122C gross and I don't match, lines #9b amount incorrect, need proof of #31 and #1 no business income listed. $21,000 in income earned prior to filing, not listed on means test.Need profit/loss statement, business info including 4 yrs tax schedules.Debtor states the basis for over $330k in income in 2019 was from his E-Commerce business which consist of sales of Hair extensions, Debtor states as a result of COVID he lost everything, he took out a $30k loan to try and save it and that failed also. Amend plan to remove AP for surrendered vehicle, correct the language can't use "not in plan", DAT will review the value of the property, scheduled $100k less in this case. Debtor states both cars are needed, he drives one and the wife the other. Room C12:15-12:30






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/09/2020

10/09/2020

10/09/2020

10/09/2020

10/09/2020

10/09/2020

10/09/2020

10/09/2020

10/09/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

08/20/2020

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are satisfied.Debtor states prior case failed due to the onset to COVID. Amend 122C gross and I don't match, lines #9b amount incorrect, need proof of #31 and #1 no business income listed. $21,000 in income earned prior to filing, not listed on means test.Need profit/loss statement, business info including 4 yrs tax schedules.Debtor states the basis for over $330k in income in 2019 was from his E-Commerce business which consist of sales of Hair extensions, Debtor states as a result of COVID he lost everything, he took out a $30k loan to try and save it and that failed also. Amend plan to remove AP for surrendered vehicle, correct the language can't use "not in plan", DAT will review the value of the property, scheduled $100k less in this case. Debtor states both cars are needed, he drives one and the wife the other. Room C12:15-12:30


20 B 18446Attorney

Debtor Bremner


Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/13/2020

10/13/2020

10/13/2020

10/13/2020

10/13/2020

10/13/2020

10/13/2020

10/13/2020

10/13/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Yes

Yes

Yes

10/05/2020

Yes

Yes

Satisfied

Yes

Yes

Yes

Yes

10/05/2020

Yes

Yes



§341 Meeting Notes


There are amendments needed. All documents are satisfied.Review/Amend I, joint debtor states there is no longer a bonus yearly and per debtor income is about $2970 scheduled at $3223. Amend plan to address Wells Fago claim #4.Room C12:00-12:10






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/13/2020

10/13/2020

10/13/2020

10/13/2020

10/13/2020

10/13/2020

10/13/2020

10/13/2020

10/13/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Yes

Yes

Yes

10/05/2020

Yes

Yes

Satisfied

Yes

Yes

Yes

Yes

10/05/2020

Yes

Yes



§341 Meeting Notes


There are amendments needed. All documents are satisfied.Review/Amend I, joint debtor states there is no longer a bonus yearly and per debtor income is about $2970 scheduled at $3223. Amend plan to address Wells Fago claim #4.Room C12:00-12:10


20 B 18597Attorney

Debtor Jones, Sr

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/14/2020

10/14/2020

10/14/2020

10/14/2020

10/14/2020

10/14/2020

10/14/2020

10/14/2020

10/14/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

10/12/2020

n/a

Yes



No

No

§341 Meeting Notes



Need proof of debtor's income and expenses. $1,500 in rent is month to month. Cash job as a painter that he said is barely maintaining his expenses, unable to pay his child support for his 17 year old that should be $435/month. Need to add the child support expense to J. Need to schedule the correct amount of his back due child support and to make sure the correct agency is disclosed. Says for the 17 year old he owes a back due amount of around $67,000. Owes about the same for a 21 year old whose mother passed away recently. Debtor stated that he was required to file his 2019 taxes but just hasn't so far. Need to prove up and correct his tax filing requirements.

Room D 12:00 to 12:10.






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/14/2020

10/14/2020

10/14/2020

10/14/2020

10/14/2020

10/14/2020

10/14/2020

10/14/2020

10/14/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

10/12/2020

n/a

Yes



No

No

§341 Meeting Notes



Need proof of debtor's income and expenses. $1,500 in rent is month to month. Cash job as a painter that he said is barely maintaining his expenses, unable to pay his child support for his 17 year old that should be $435/month. Need to add the child support expense to J. Need to schedule the correct amount of his back due child support and to make sure the correct agency is disclosed. Says for the 17 year old he owes a back due amount of around $67,000. Owes about the same for a 21 year old whose mother passed away recently. Debtor stated that he was required to file his 2019 taxes but just hasn't so far. Need to prove up and correct his tax filing requirements.

Room D 12:00 to 12:10.


20 B 18601Attorney

Debtor Brown

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/14/2020

10/14/2020

10/14/2020

10/14/2020

10/14/2020

10/14/2020

10/14/2020

10/14/2020

10/14/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

10/13/2020

Yes



No

No

§341 Meeting Notes



Need proof of her income and expenses. Disability income that she's received for about a year is through her employer insurance (SIGMA) not social security. Spouse income not affected by COVID. Add income tax proration (returns only in plan, $6.5k refund for 2019). Business loss on the 2019 taxes are from driving UBER and operating an informal daycare, no longer doing either. Amend lines 4 & 5 of the SOFA to list her income. Amend schedule J to list the ages of her children (18, 12, and 10). Amend I to list the length of her NFS's employment, been there about 7 years.

Room D 12:15 to 12:21.






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/14/2020

10/14/2020

10/14/2020

10/14/2020

10/14/2020

10/14/2020

10/14/2020

10/14/2020

10/14/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

10/13/2020

Yes



No

No

§341 Meeting Notes



Need proof of her income and expenses. Disability income that she's received for about a year is through her employer insurance (SIGMA) not social security. Spouse income not affected by COVID. Add income tax proration (returns only in plan, $6.5k refund for 2019). Business loss on the 2019 taxes are from driving UBER and operating an informal daycare, no longer doing either. Amend lines 4 & 5 of the SOFA to list her income. Amend schedule J to list the ages of her children (18, 12, and 10). Amend I to list the length of her NFS's employment, been there about 7 years.

Room D 12:15 to 12:21.


20 B 18805Attorney

Debtor Bell

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/19/2020

10/19/2020

10/19/2020

10/19/2020

10/19/2020

10/19/2020

10/19/2020

10/19/2020

10/19/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

10/06/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Amend Sch B, D and Plan to list the Sonata as a 2008 not 2007.Amend Sch C to remove incorrect exemptions to jewelry and music collection.Debtor is listing her pension income as wage income, which allows her to take an earned income credit and is prorating that income. Need proof that is proper. Direct pay car is paid off in 18 months (social security income- review for step up).Debtor is legally married, but getting divorce.Emailed plan information sheet.Room B 12:00-12:17pm






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/19/2020

10/19/2020

10/19/2020

10/19/2020

10/19/2020

10/19/2020

10/19/2020

10/19/2020

10/19/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

10/06/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Amend Sch B, D and Plan to list the Sonata as a 2008 not 2007.Amend Sch C to remove incorrect exemptions to jewelry and music collection.Debtor is listing her pension income as wage income, which allows her to take an earned income credit and is prorating that income. Need proof that is proper. Direct pay car is paid off in 18 months (social security income- review for step up).Debtor is legally married, but getting divorce.Emailed plan information sheet.Room B 12:00-12:17pm


20 B 18911Attorney

Debtor Gilmore

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/20/2020

10/20/2020

10/20/2020

10/20/2020

10/20/2020

10/20/2020

10/20/2020

10/20/2020

10/20/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

No

Yes

10/19/2020

Yes

Yes



No

Yes

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Parking debt not motivation for filing, Debtor has two new meter tickets. Amend I, link is $175 not $125.Need proof of prorated tax amount.Need proof that withholding is sufficient, debtor will check to see why not listed. 122C proof and I, don't match, need to add tax refund. Debtor consented to payroll control. Room C12:15-12:24


20 B 18917Attorney

Debtor Frye

White Law Offices PC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

10/19/2020

n/a

No



No

No

§341 Meeting Notes


Amendments needed, all documents are not satisfied, need our DSO Form.City of Chicago tickets were a factor in filing, no action taken.Amend Schedule A, RE is a single family home.Amend Schedule F, fix unknown value for City of Chicago. Debtor does not know how much he owes.Debtor stated that no one is paying for insurance nor RE taxes due to the pending sale of the house.Minimum 100% interest due to equity. Treat the sold R/E taxes in the plan, part 3.2.Debtor stated that nothing has changed since the last BK filing.Room B 12:33-12:42






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

10/19/2020

n/a

No



No

No

§341 Meeting Notes


Amendments needed, all documents are not satisfied, need our DSO Form.City of Chicago tickets were a factor in filing, no action taken.Amend Schedule A, RE is a single family home.Amend Schedule F, fix unknown value for City of Chicago. Debtor does not know how much he owes.Debtor stated that no one is paying for insurance nor RE taxes due to the pending sale of the house.Minimum 100% interest due to equity. Treat the sold R/E taxes in the plan, part 3.2.Debtor stated that nothing has changed since the last BK filing.Room B 12:33-12:42


20 B 19023Attorney

Debtor Robinson

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

No

Yes

10/01/2020

Yes

Yes



No

No

§341 Meeting Notes


DAT called in. No debtor. Update: debtor called in after DAT had hung up just before the next scheduled meeting at 1:42.

End 1:41.






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

No

Yes

10/01/2020

Yes

Yes



No

No

§341 Meeting Notes


DAT called in. No debtor. Update: debtor called in after DAT had hung up just before the next scheduled meeting at 1:42.

End 1:41.


20 B 19044Attorney

Debtor Neely

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

No

Yes

10/19/2020

Yes

Yes



No

No

§341 Meeting Notes


Meeting held. No amendments requested. Documents satisfied. Debtor's income varies depending on hours. Average $400 - 500 per week. prior to coven worked on cars but stopped. no longer any business income. Current with post petition DSO obligation. Need to substantiate tax proration. Room D 12- 12:10pm






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

No

Yes

10/19/2020

Yes

Yes



No

No

§341 Meeting Notes


Meeting held. No amendments requested. Documents satisfied. Debtor's income varies depending on hours. Average $400 - 500 per week. prior to coven worked on cars but stopped. no longer any business income. Current with post petition DSO obligation. Need to substantiate tax proration. Room D 12- 12:10pm


20 B 19054Attorney

Debtor Fuller

Matthew C Baysinger

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

09/12/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Still need DSO In prior bk cases the Debtor could not maintain high plan payments and kept refiling to get a lower plan payment amount Amend sch I to list income as $3900 not $3609Substantiate tax proration as the 2018-2019 taxes were not filed correctly Amend plan to provide interest to GUCs due to equity

Schedule C- can only use exemption for one car; need to correct the exemption for the personal propertyNeed the 2018 and 2019 tax transcripts Debtor sold the TN property through a realator; does not personally know the buyer The $62,000 from the sale of the property was used to pay adult daughters tuiton and to pay down some bills.


Room A12:34-12:45






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020

10/22/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

09/12/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Still need DSO In prior bk cases the Debtor could not maintain high plan payments and kept refiling to get a lower plan payment amount Amend sch I to list income as $3900 not $3609Substantiate tax proration as the 2018-2019 taxes were not filed correctly Amend plan to provide interest to GUCs due to equity

Schedule C- can only use exemption for one car; need to correct the exemption for the personal propertyNeed the 2018 and 2019 tax transcripts Debtor sold the TN property through a realator; does not personally know the buyer The $62,000 from the sale of the property was used to pay adult daughters tuiton and to pay down some bills.


Room A12:34-12:45


20 B 19072Attorney

Debtor Roberts

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

10/21/2020

Yes

Yes



No

No

§341 Meeting Notes


Meeting held. Amendments needed. Documents not satisfied. Debtor believes house FMV is $40,000. Requested 100% plan or appraisal. Online values appear higher. Paid on the 1st and 16th. Approx $1500 per pay period. Current on real estate taxes. Room D 12:15 - 12:22pm






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020

10/23/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

10/21/2020

Yes

Yes



No

No

§341 Meeting Notes


Meeting held. Amendments needed. Documents not satisfied. Debtor believes house FMV is $40,000. Requested 100% plan or appraisal. Online values appear higher. Paid on the 1st and 16th. Approx $1500 per pay period. Current on real estate taxes. Room D 12:15 - 12:22pm


20 B 19256Attorney

Debtor Luu

Borges & Wu LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

10/26/2020

Yes



No

No

§341 Meeting Notes






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

10/26/2020

Yes



No

No

§341 Meeting Notes


20 B 19273Attorney

Debtor Hudson

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/26/2020

Yes

Yes



No

Yes

§341 Meeting Notes


Amendments needed, all documents are satisfied. Debtor consented to PC. Debtor stated that the voluntary contributions began in September 2020 and are regular and reliable.Debtor stated she lives with her mother, sister, aunt, son, and daughter. The spouse is currently incarcerated. Substantiate the tax proration.Room B 1:14-1:21






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020

10/28/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/26/2020

Yes

Yes



No

Yes

§341 Meeting Notes


Amendments needed, all documents are satisfied. Debtor consented to PC. Debtor stated that the voluntary contributions began in September 2020 and are regular and reliable.Debtor stated she lives with her mother, sister, aunt, son, and daughter. The spouse is currently incarcerated. Substantiate the tax proration.Room B 1:14-1:21


20 B 19314Attorney

Debtor Navarro

Swanson & Desai LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

10/27/2020

Yes



No

No

§341 Meeting Notes






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

10/27/2020

Yes



No

No

§341 Meeting Notes


20 B 19395Attorney

Debtor McDonald

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/22/2020

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Amend 122C, add tax refund. Need minimum 10% to REC. Debtor consented to payroll control. Room C12:30-12:35






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/22/2020

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Amend 122C, add tax refund. Need minimum 10% to REC. Debtor consented to payroll control. Room C12:30-12:35


20 B 19427Attorney

Debtor Davis

Joyner Law Office

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

n/a

Yes

07/31/2020



No

No

§341 Meeting Notes






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

n/a

Yes

07/31/2020



No

No

§341 Meeting Notes


20 B 19518Attorney

Debtor Marks

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/29/2020

Yes



No

Yes

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. Amend schedule C, to fix exemptions for jewelry/DVD collection. Amend I, debtor will change jobs on Dec 7th 2020, New employer PNC Bank with a salary of $$65k a year. Need proof of new income. Debtor had consented to payroll control. Room C12:00-12:08






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/29/2020

Yes



No

Yes

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. Amend schedule C, to fix exemptions for jewelry/DVD collection. Amend I, debtor will change jobs on Dec 7th 2020, New employer PNC Bank with a salary of $$65k a year. Need proof of new income. Debtor had consented to payroll control. Room C12:00-12:08


20 B 19538Attorney

Debtor Randall, Jr.

Joseph P Doyle

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/03/2020

11/03/2020

11/03/2020

11/03/2020

11/03/2020

11/03/2020

11/03/2020

11/03/2020

11/03/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Yes

No

Yes

05/15/2020

Yes

Yes

Satisfied

Yes

Yes

Yes

Yes

05/15/2020

Yes

Yes



§341 Meeting Notes



D2 was furloughed due to COVID from March - June, back to normal hours now. Debtors file their taxes the way they do per D2's uncle's advice. No professional tax assistance. Vehicle (expense on J) is in D1's grandfather's name. D2 operates the vehicle. Expenses excessive.

Room D 12:00 to 12:08.






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/03/2020

11/03/2020

11/03/2020

11/03/2020

11/03/2020

11/03/2020

11/03/2020

11/03/2020

11/03/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Yes

No

Yes

05/15/2020

Yes

Yes

Satisfied

Yes

Yes

Yes

Yes

05/15/2020

Yes

Yes



§341 Meeting Notes



D2 was furloughed due to COVID from March - June, back to normal hours now. Debtors file their taxes the way they do per D2's uncle's advice. No professional tax assistance. Vehicle (expense on J) is in D1's grandfather's name. D2 operates the vehicle. Expenses excessive.

Room D 12:00 to 12:08.


20 B 20857Attorney

Debtor Alvarado

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/08/2020

12/08/2020

12/08/2020

12/08/2020

12/08/2020

12/08/2020

12/08/2020

12/08/2020

12/08/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

No

Yes

11/30/2020

Yes

Yes



No

No

§341 Meeting Notes


Meeting held. Amendments needed. Amend schedule A for property type single family. Got FMV from internet.Amend schedule I: been on the job 3 months.paid bi-weekly $860 per paycheck.Documents satisfied.Room D 12:15- 12:20pm


20 B 20885Attorney

Debtor Tarver

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

11/30/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. Still need DSO Need CMA/appraisal of the property Debtor got the listed value of her home from a realator who did a assessment Parking tix debt was not motivation for filing bk Amend plan to step up plan payments after 19 months not 31 months as the case is paid off in 6/2022.


Room A 12:00-12:08


20 B 20952Attorney

Debtor Moore

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

11/27/2020

Yes

Yes



No

Yes

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Need DSO.Need to address IRS POC for tax yr 2018.Debtor consented to payroll control. Room C12:00-12:06


20 B 20984Attorney

Debtor Moreno

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/07/2020

12/07/2020

12/07/2020

12/07/2020

12/07/2020

12/07/2020

12/07/2020

12/07/2020

12/07/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

12/01/2020

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Amend plan need 60 months and interest to GUC's due to equity. Debtor consented to payroll control.Room C12:30-12:06


20 B 18895Attorney

Debtor Schmidt

Schottler & Associates

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/20/2020

10/20/2020

10/20/2020

10/20/2020

10/20/2020

10/20/2020

10/20/2020

10/20/2020

10/20/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/11/2020

Yes

Yes



No

No

§341 Meeting Notes


Amendments needed, all documents are not satisfied, need DSO.Debtor stated that the 118K in CC debt was used for purchasing stock for her business FPV Raching. It was a hobby store that was dissolved in August 2019. The 118K is the remaining balance after the assets were liquidated. Debtor stated RC cars, and various parts for hobbies were purchased. Debtor stated that the RE transferred to her son had a value of 50K and that there was no debt on the property. Need Proof. Debtor confirmed that the 24K in business losses in 2019 were from her business that is no longer operating.Debtor currently lives with her father and daughter. The father's payments are regular and reliable.Room B 12:01-12:10






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/20/2020

10/20/2020

10/20/2020

10/20/2020

10/20/2020

10/20/2020

10/20/2020

10/20/2020

10/20/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/11/2020

Yes

Yes



No

No

§341 Meeting Notes


Amendments needed, all documents are not satisfied, need DSO.Debtor stated that the 118K in CC debt was used for purchasing stock for her business FPV Raching. It was a hobby store that was dissolved in August 2019. The 118K is the remaining balance after the assets were liquidated. Debtor stated RC cars, and various parts for hobbies were purchased. Debtor stated that the RE transferred to her son had a value of 50K and that there was no debt on the property. Need Proof. Debtor confirmed that the 24K in business losses in 2019 were from her business that is no longer operating.Debtor currently lives with her father and daughter. The father's payments are regular and reliable.Room B 12:01-12:10


20 B 19722Attorney

Debtor Smith

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

11/03/2020

Yes



No

Yes

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. In prior case debtor states she lost mortgage income help from the hardest hit program and then her job.Amend schedules E/F with correct amounts owed creditors. Amend J, mortgage payment is $1212 not $1350Plan UNF running 73 months.Room C1:15-1:23






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

11/03/2020

Yes



No

Yes

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. In prior case debtor states she lost mortgage income help from the hardest hit program and then her job.Amend schedules E/F with correct amounts owed creditors. Amend J, mortgage payment is $1212 not $1350Plan UNF running 73 months.Room C1:15-1:23


20 B 20506Attorney

Debtor Griffin

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/23/2020

11/23/2020

11/23/2020

11/23/2020

11/23/2020

11/23/2020

11/23/2020

11/23/2020

11/23/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

11/05/2020

Yes

Yes



No

No

§341 Meeting Notes


Need DSONeed proof of support debtor provides to her parents. She started assisting them 4 years ago.Amend SOFA to complete #4Amend schedule I to show snap benefits as $332. Also requested tax pro ration calculations. Debtor states she has a 21yr old daughter who lives with her but she does not work.Room A from 1:00 to 1:05






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/23/2020

11/23/2020

11/23/2020

11/23/2020

11/23/2020

11/23/2020

11/23/2020

11/23/2020

11/23/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

11/05/2020

Yes

Yes



No

No

§341 Meeting Notes


Need DSONeed proof of support debtor provides to her parents. She started assisting them 4 years ago.Amend SOFA to complete #4Amend schedule I to show snap benefits as $332. Also requested tax pro ration calculations. Debtor states she has a 21yr old daughter who lives with her but she does not work.Room A from 1:00 to 1:05


20 B 21035Attorney

Debtor Franklin

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

12/02/2020

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Debtor states during the first case her income stopped due to COVID-19. she couldn't work.Debtor states income is about $1900 monthly.Need proof of income.Debtor states landlord was accepting $500 a month during the beginning of the pandemic, now rent is back to the regular amount of $1100 which is what is on her lease. Need proof of debtor rent amount. Room C12:20-12:27


20 B 11542Attorney

Debtor Johnson

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

06/02/2020

06/02/2020

06/02/2020

06/02/2020

06/02/2020

06/02/2020

06/02/2020

06/02/2020

06/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

05/21/2020

Yes

Yes



No

No

§341 Meeting Notes

Meeting of Creditors 13 June 23, 2020 12:00 pm

There are amendments needed. All documents are not satisfied.Need DSO.$200 in parking debt was not motivation for filing. Need 60 month plan debtor is over the median.122C is is about $600 higher than I, debtor states at one time there was a lot of overtime. Debtor states there are no dependents, Household size s/b 1 not 2, his brother has passed away. Need a copy of ALL 2019 tax schedules, Debtor states there is NO business and he does not do or run any side business. The $47k in business loss claimed on he tax return was something his tax preparer added. Debtor consented to payroll control. Room C12:16-12:25






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

06/02/2020

06/02/2020

06/02/2020

06/02/2020

06/02/2020

06/02/2020

06/02/2020

06/02/2020

06/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

05/21/2020

Yes

Yes



No

No

§341 Meeting Notes

Meeting of Creditors 13 June 23, 2020 12:00 pm

There are amendments needed. All documents are not satisfied.Need DSO.$200 in parking debt was not motivation for filing. Need 60 month plan debtor is over the median.122C is is about $600 higher than I, debtor states at one time there was a lot of overtime. Debtor states there are no dependents, Household size s/b 1 not 2, his brother has passed away. Need a copy of ALL 2019 tax schedules, Debtor states there is NO business and he does not do or run any side business. The $47k in business loss claimed on he tax return was something his tax preparer added. Debtor consented to payroll control. Room C12:16-12:25


20 B 13063Attorney

Debtor Burnett

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

06/30/2020

06/30/2020

06/30/2020

06/30/2020

06/30/2020

06/30/2020

06/30/2020

06/30/2020

06/30/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Yes

No

Yes

06/03/2020

Yes

Yes

Satisfied

Yes

Yes

n/a

Yes

06/03/2020

Yes

Yes



§341 Meeting Notes


There are amendments needed. All documents are not satisfied. Still need DSO and all June and 5/24 pay advices for Mrs. Burnett Debtors got married in 1983;Debtors filed taxes separately because they were separated for a while Need proof of $200/month for charitable contributions. (Debtors give this money to their church) Need to increase plan payments by $500Amend plan to correct list the Camry as a 2017 not 2015 3 cars are necessary because the Ms. Burnett wrks and Mr. Burnnett needs to get to doc appts Daughter does not live in the home with them and works as well Debtor state that necessities were purchased with credit card debt (such as clothes/food/car repairs) The $190,000 income listed on the 2018 for Mr. Burnett is gone; he used the money to buy Mrs. Burnett's car and for home repairsAmend plan to remove the following language from section 8.1 of the plan "Monthly payments to Village of South Holland shall begin with the first disbursement after confirmation."Amend sch I to list SSI income for Mr. Burnett as $1300 not $1837Amend sch I to list income for primary job as $233 not $2066 and income for 2nd job as $100 not $1040 for Mrs. Burnett


Room A12:00-12:18






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

06/30/2020

06/30/2020

06/30/2020

06/30/2020

06/30/2020

06/30/2020

06/30/2020

06/30/2020

06/30/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Yes

No

Yes

06/03/2020

Yes

Yes

Satisfied

Yes

Yes

n/a

Yes

06/03/2020

Yes

Yes



§341 Meeting Notes


There are amendments needed. All documents are not satisfied. Still need DSO and all June and 5/24 pay advices for Mrs. Burnett Debtors got married in 1983;Debtors filed taxes separately because they were separated for a while Need proof of $200/month for charitable contributions. (Debtors give this money to their church) Need to increase plan payments by $500Amend plan to correct list the Camry as a 2017 not 2015 3 cars are necessary because the Ms. Burnett wrks and Mr. Burnnett needs to get to doc appts Daughter does not live in the home with them and works as well Debtor state that necessities were purchased with credit card debt (such as clothes/food/car repairs) The $190,000 income listed on the 2018 for Mr. Burnett is gone; he used the money to buy Mrs. Burnett's car and for home repairsAmend plan to remove the following language from section 8.1 of the plan "Monthly payments to Village of South Holland shall begin with the first disbursement after confirmation."Amend sch I to list SSI income for Mr. Burnett as $1300 not $1837Amend sch I to list income for primary job as $233 not $2066 and income for 2nd job as $100 not $1040 for Mrs. Burnett


Room A12:00-12:18


20 B 13775Attorney

Debtor Farmer

White Law Offices PC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

07/13/2020

07/13/2020

07/13/2020

07/13/2020

07/13/2020

07/13/2020

07/13/2020

07/13/2020

07/13/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

07/07/2020

n/a



No

Yes

§341 Meeting Notes


Meeting held, amendments needed. Documents not satisfied. Need DSO Amend B: debtor owns 2012 Ford Explorer pif. Debtor does have household goods. Advised dat we need full inventory. Schedule I is accurate. Income is SSI and child support. Amend J: need to list payments for real estate taxes and homeowner's insurance. Pays utilities with assistance of CEDA at $32, on payment plan for water $16.Plan not feasible Need amend plan to complete 7.1 and check 2nd box 5.1Need to treat secured claim of tax purchaser. Need interest to GUC.Room D 12:45 - 12:56 pm






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

07/13/2020

07/13/2020

07/13/2020

07/13/2020

07/13/2020

07/13/2020

07/13/2020

07/13/2020

07/13/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

07/07/2020

n/a



No

Yes

§341 Meeting Notes


Meeting held, amendments needed. Documents not satisfied. Need DSO Amend B: debtor owns 2012 Ford Explorer pif. Debtor does have household goods. Advised dat we need full inventory. Schedule I is accurate. Income is SSI and child support. Amend J: need to list payments for real estate taxes and homeowner's insurance. Pays utilities with assistance of CEDA at $32, on payment plan for water $16.Plan not feasible Need amend plan to complete 7.1 and check 2nd box 5.1Need to treat secured claim of tax purchaser. Need interest to GUC.Room D 12:45 - 12:56 pm


20 B 15215Attorney

Debtor Powell

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

08/07/2020

08/07/2020

08/07/2020

08/07/2020

08/07/2020

08/07/2020

08/07/2020

08/07/2020

08/07/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

08/04/2020

Yes

Yes



No

Yes

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. Still need a DSO Amend plan to treat secured claims filed by Global Lending Services for 2017 Chevy Equinox 2017 Chevy Equinox was totaled on a car accident in 10/2019Amend sch C cannot use the 1001(a)(e) exemption for everyday jewelry During the covid 19 pandemic the debtor was working over time but is no longer doing do which caused a decrease in income listed on the 122C compared to schedule I$73K in business losses on 2019 is a result from a failed attempt to start a underwear business; business is currently on hold. Need copies of schedules filed with 2019 tax returns Substantiate tax proration Reviewed pay advised taxes do appear to be taking out Car payment on schedule J is for the inoperable Toyota listed on schedule BDebtor is unsure why the car does not work; she currently does not have the money to get the car to the shop to have it checked out Car stopped working in 10/2019Adult kids are working part time and in school; they do not contribute to the household Amend sch I to list income as $5200 not $5316

D consented to PC


Room A12:00-12:11






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

08/07/2020

08/07/2020

08/07/2020

08/07/2020

08/07/2020

08/07/2020

08/07/2020

08/07/2020

08/07/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

08/04/2020

Yes

Yes



No

Yes

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. Still need a DSO Amend plan to treat secured claims filed by Global Lending Services for 2017 Chevy Equinox 2017 Chevy Equinox was totaled on a car accident in 10/2019Amend sch C cannot use the 1001(a)(e) exemption for everyday jewelry During the covid 19 pandemic the debtor was working over time but is no longer doing do which caused a decrease in income listed on the 122C compared to schedule I$73K in business losses on 2019 is a result from a failed attempt to start a underwear business; business is currently on hold. Need copies of schedules filed with 2019 tax returns Substantiate tax proration Reviewed pay advised taxes do appear to be taking out Car payment on schedule J is for the inoperable Toyota listed on schedule BDebtor is unsure why the car does not work; she currently does not have the money to get the car to the shop to have it checked out Car stopped working in 10/2019Adult kids are working part time and in school; they do not contribute to the household Amend sch I to list income as $5200 not $5316

D consented to PC


Room A12:00-12:11


20 B 17131Attorney

Debtor Thompson

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/16/2020

09/16/2020

09/16/2020

09/16/2020

09/16/2020

09/16/2020

09/16/2020

09/16/2020

09/16/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

09/14/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. DSO still needed Need to substantiate tax proration listed on schedule I In prior BK case the Debtor failed to tender tax returns Parking tix debt was motivation for filing bk. Amend sch C cannot use the 1001 (a)(e) exemption for costume jewelry, books, CDs, and DVDs.

D consented to PC


Room A12:22-12:30






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/16/2020

09/16/2020

09/16/2020

09/16/2020

09/16/2020

09/16/2020

09/16/2020

09/16/2020

09/16/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

09/14/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. DSO still needed Need to substantiate tax proration listed on schedule I In prior BK case the Debtor failed to tender tax returns Parking tix debt was motivation for filing bk. Amend sch C cannot use the 1001 (a)(e) exemption for costume jewelry, books, CDs, and DVDs.

D consented to PC


Room A12:22-12:30


20 B 17173Attorney

Debtor Garcia

Jay M Reese Esq

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/17/2020

09/17/2020

09/17/2020

09/17/2020

09/17/2020

09/17/2020

09/17/2020

09/17/2020

09/17/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

No

Yes

09/11/2020

Yes

Yes



No

No

§341 Meeting Notes






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/17/2020

09/17/2020

09/17/2020

09/17/2020

09/17/2020

09/17/2020

09/17/2020

09/17/2020

09/17/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

No

Yes

09/11/2020

Yes

Yes



No

No

§341 Meeting Notes


20 B 17596Attorney

Debtor Grant

Pro Se

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020


SOFA


No

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

n/a

Yes

09/01/2020

n/a

Yes



No

No

§341 Meeting Notes






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020


SOFA


No

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

n/a

Yes

09/01/2020

n/a

Yes



No

No

§341 Meeting Notes


20 B 17682Attorney

Debtor Treadwell

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/29/2020

09/29/2020

09/29/2020

09/29/2020

09/29/2020

09/29/2020

09/29/2020

09/29/2020

09/29/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

06/11/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are satisfied. Amend schedule I, list spouse employer Roseland Hospital check correct box.Amend 122C line #18 need proof, #36 amount listed is incorrect.Amend SOFA #4, list all household income. Need to address IRS POC 2015-2017 not filed, debtor states he filed them recently in attorney office. Need basis for home value, Assessor's office list vale at $78,420Debtor states their salary is used on regular household living expenses and bills. No significant household goods/investments. Debtor consisted to payroll control. Room C12:15-12:23






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/29/2020

09/29/2020

09/29/2020

09/29/2020

09/29/2020

09/29/2020

09/29/2020

09/29/2020

09/29/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

06/11/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are satisfied. Amend schedule I, list spouse employer Roseland Hospital check correct box.Amend 122C line #18 need proof, #36 amount listed is incorrect.Amend SOFA #4, list all household income. Need to address IRS POC 2015-2017 not filed, debtor states he filed them recently in attorney office. Need basis for home value, Assessor's office list vale at $78,420Debtor states their salary is used on regular household living expenses and bills. No significant household goods/investments. Debtor consisted to payroll control. Room C12:15-12:23


20 B 17743Attorney

Debtor Williams


Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/29/2020

09/29/2020

09/29/2020

09/29/2020

09/29/2020

09/29/2020

09/29/2020

09/29/2020

09/29/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

09/08/2020

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. DSO still needed In prior 2020 bk case the Debtor lost her job Parking tix debt was motivation for filing bk; license was suspended Debt owed to the different Villages are for parking tickets Amend sch I: Debtor only drives Uber 3 times a week and makes about $250 a week/$1082 a month not $1500 and does Instacart once a week making $80 a week/$346 a month not $650.00No other income Need proof of income DAT advised that the disposable income listed on schedule K is incorrect Amend plan to add tax refunds to the pot Amend the means test to list the tax refund Amend sch F to correctly list student loans DAT advised he would reach out to the staff atty regarding the plan for a non discharge 8% case


Room A12:01-12:16






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/29/2020

09/29/2020

09/29/2020

09/29/2020

09/29/2020

09/29/2020

09/29/2020

09/29/2020

09/29/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

09/08/2020

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. DSO still needed In prior 2020 bk case the Debtor lost her job Parking tix debt was motivation for filing bk; license was suspended Debt owed to the different Villages are for parking tickets Amend sch I: Debtor only drives Uber 3 times a week and makes about $250 a week/$1082 a month not $1500 and does Instacart once a week making $80 a week/$346 a month not $650.00No other income Need proof of income DAT advised that the disposable income listed on schedule K is incorrect Amend plan to add tax refunds to the pot Amend the means test to list the tax refund Amend sch F to correctly list student loans DAT advised he would reach out to the staff atty regarding the plan for a non discharge 8% case


Room A12:01-12:16


20 B 18136Attorney

Debtor Wermuth

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

09/28/2020

Yes



No

No

§341 Meeting Notes


Amendments needed, all documents are not satisfied. Need Pay advices and DSO. Amend Schedule I, debtor is no longer employed. Debtor receives unemployment in iao 5798/month. Amend Schedule J, list the dependent's age at 18. Debtor stated the the ex spouse claims the daughter.Prove 122C-2 lines 16 and 41.Room B 12:28-12:35






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020

10/05/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

09/28/2020

Yes



No

No

§341 Meeting Notes


Amendments needed, all documents are not satisfied. Need Pay advices and DSO. Amend Schedule I, debtor is no longer employed. Debtor receives unemployment in iao 5798/month. Amend Schedule J, list the dependent's age at 18. Debtor stated the the ex spouse claims the daughter.Prove 122C-2 lines 16 and 41.Room B 12:28-12:35


20 B 18268Attorney

Debtor Johnson

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

10/02/2020

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are satisfied.Review/Amend I,j Debtor is no longer working she was laid off on 10/29/20 she has applied for unemployment. Need proof of unemployment income. Amend I, add link of $612. Room C 12:15-12:21






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

10/02/2020

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are satisfied.Review/Amend I,j Debtor is no longer working she was laid off on 10/29/20 she has applied for unemployment. Need proof of unemployment income. Amend I, add link of $612. Room C 12:15-12:21


20 B 19282Attorney

Debtor Morales

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/07/2020

Yes



No

No

§341 Meeting Notes






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/07/2020

Yes



No

No

§341 Meeting Notes


20 B 19311Attorney

Debtor Wilburn, Sr.

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

10/19/2020

Yes

Yes



No

Yes

§341 Meeting Notes


Need DSOAmend schedule C to correct home exemptionAmend schedule H to list daughter as joint owner of Camry.Amend J to decrease mortgage payment to $1358.Amend plan to correct the tax refund language.D states he has 4yrs left on the Silverado and his son pays for the Highlander. Daughter wants to keep and pay for the Camry. He is a widower and his wife's 106yr old Aunt still lives in the household. The daughter takes care of the Aunt.Room A from 12:42 to 12:53






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

10/19/2020

Yes

Yes



No

Yes

§341 Meeting Notes


Need DSOAmend schedule C to correct home exemptionAmend schedule H to list daughter as joint owner of Camry.Amend J to decrease mortgage payment to $1358.Amend plan to correct the tax refund language.D states he has 4yrs left on the Silverado and his son pays for the Highlander. Daughter wants to keep and pay for the Camry. He is a widower and his wife's 106yr old Aunt still lives in the household. The daughter takes care of the Aunt.Room A from 12:42 to 12:53


20 B 19443Attorney

Debtor McCloskey

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/20/2020

Yes



No

Yes

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Schedule C, watch is exempt but other jewelry isn't. Debtor states the additional income in prior yrs was from gambling winnings. No longer gambling now. Need 60 month plan. Debtor consented to payroll control.Room C12:15-12:21






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/20/2020

Yes



No

Yes

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Schedule C, watch is exempt but other jewelry isn't. Debtor states the additional income in prior yrs was from gambling winnings. No longer gambling now. Need 60 month plan. Debtor consented to payroll control.Room C12:15-12:21


20 B 19586Attorney

Debtor Lowery


Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/07/2020

Yes

Yes



No

Yes

§341 Meeting Notes






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020

11/04/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/07/2020

Yes

Yes



No

Yes

§341 Meeting Notes


20 B 19609Attorney

Debtor Bennett

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

No

Yes

10/08/2020

Yes



No

No

§341 Meeting Notes






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

No

Yes

10/08/2020

Yes



No

No

§341 Meeting Notes


20 B 20311Attorney

Debtor Cross

Pro Se

Trustee's Position



Not Available



Plan filed

Schedule A

Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H


SOFA


No

No

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes



No

No

§341 Meeting Notes




Plan filed

Schedule A

Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H


SOFA


No

No

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes



No

No

§341 Meeting Notes


20 B 21097Attorney

Debtor Kornick

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

n/a

Yes

11/30/2020

Yes



No

No

§341 Meeting Notes


20 B 21104Attorney

Debtor Jeffries

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/07/2020

12/07/2020

12/07/2020

12/07/2020

12/07/2020

12/07/2020

12/07/2020

12/07/2020

12/07/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

12/04/2020



No

No

§341 Meeting Notes


20 B 21129Attorney

Debtor LaRoussa


Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Yes

Yes

12/01/2020

Yes

Yes

Satisfied

n/a

Yes

12/01/2020

Yes

Yes



§341 Meeting Notes


20 B 16117Attorney

Debtor Pesovic

Schneider & Stone

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

08/26/2020

08/26/2020

08/26/2020

08/26/2020

08/26/2020

08/26/2020

08/26/2020

08/26/2020

08/26/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

08/19/2020

Yes

Yes



No

Yes

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Need more detail on P/L statements. Need "credit payment" info. Business is a cleaning business that has business all over the country. In its current form, has been in existence since 2017 (but has been doing this job for 16 years. Was in business with exhusband but he now lives overseas with the two younger children). Gave fiance 50% ownership in new company.Fix ownership and treatment of RE. Lives with finance in Berwyn. No ownership interest in that property. Owns 100% of Beverly Place property in Highland Park. Fix Sch A and D. Notice to Caliber is at the property address and the property secured is wrong. Fix plan as well. IRS listed as having a large secured lien but they filed a priority claim with a large unsecured claim. Address IRS claim for no 2016 taxes filed. Per 2019 taxes, owes additional tax for that year, but she paid it. Per debtor, the tax was from the business with the exhusband. Now that she's in control, no more tax debt. Address sch J - Parents are paying mortgage on Highland Park property. Debtor is helping with utils in Berwyn. in the amount of approx. $550. Currently, Sch J states $1500 mortgage and no utils. There are repairs needed in Highland Park house and debtor's father is taking care of that. Fill out plan all the way. 2.2, 2.3, 5.1, 7.1.Household isn't 4. 2 kids live overseas and older daughter is in college. Lives with fiance. His income isn't listed. Amend Means test for household of 2, debtor and daughter. If 3, add fiance income as well.Add taxes as additional plan payments.Room B 1:35-2:00pm






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

08/26/2020

08/26/2020

08/26/2020

08/26/2020

08/26/2020

08/26/2020

08/26/2020

08/26/2020

08/26/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

08/19/2020

Yes

Yes



No

Yes

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Need more detail on P/L statements. Need "credit payment" info. Business is a cleaning business that has business all over the country. In its current form, has been in existence since 2017 (but has been doing this job for 16 years. Was in business with exhusband but he now lives overseas with the two younger children). Gave fiance 50% ownership in new company.Fix ownership and treatment of RE. Lives with finance in Berwyn. No ownership interest in that property. Owns 100% of Beverly Place property in Highland Park. Fix Sch A and D. Notice to Caliber is at the property address and the property secured is wrong. Fix plan as well. IRS listed as having a large secured lien but they filed a priority claim with a large unsecured claim. Address IRS claim for no 2016 taxes filed. Per 2019 taxes, owes additional tax for that year, but she paid it. Per debtor, the tax was from the business with the exhusband. Now that she's in control, no more tax debt. Address sch J - Parents are paying mortgage on Highland Park property. Debtor is helping with utils in Berwyn. in the amount of approx. $550. Currently, Sch J states $1500 mortgage and no utils. There are repairs needed in Highland Park house and debtor's father is taking care of that. Fill out plan all the way. 2.2, 2.3, 5.1, 7.1.Household isn't 4. 2 kids live overseas and older daughter is in college. Lives with fiance. His income isn't listed. Amend Means test for household of 2, debtor and daughter. If 3, add fiance income as well.Add taxes as additional plan payments.Room B 1:35-2:00pm


20 B 17181Attorney

Debtor Blunt


Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/17/2020

09/17/2020

09/17/2020

09/17/2020

09/17/2020

09/17/2020

09/17/2020

09/17/2020

09/17/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

09/11/2020

Yes



No

No

§341 Meeting Notes


Meeting held. Amendments needed. co-signed for the Buick Regal in 2019. Says debtor and cosigner are on car title. Amend B for car value.Daughter is in and out of the house. Does not contribute to household. income from consulting regular, reliable and she has been receiving $1000 for at least last 6 months. Need to review 122c as part time income is listed as $417.Also need to address discrepancy in household size and address HUD claim. Room D 1:07 - 1:15pm






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/17/2020

09/17/2020

09/17/2020

09/17/2020

09/17/2020

09/17/2020

09/17/2020

09/17/2020

09/17/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

09/11/2020

Yes



No

No

§341 Meeting Notes


Meeting held. Amendments needed. co-signed for the Buick Regal in 2019. Says debtor and cosigner are on car title. Amend B for car value.Daughter is in and out of the house. Does not contribute to household. income from consulting regular, reliable and she has been receiving $1000 for at least last 6 months. Need to review 122c as part time income is listed as $417.Also need to address discrepancy in household size and address HUD claim. Room D 1:07 - 1:15pm


20 B 17347Attorney

Debtor Colon

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/23/2020

09/23/2020

09/23/2020

09/23/2020

09/23/2020

09/23/2020

09/23/2020

09/23/2020

09/23/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

07/06/2020

Yes



No

No

§341 Meeting Notes


DAT called in. No debtor.

End: 12:24 PM.






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

09/23/2020

09/23/2020

09/23/2020

09/23/2020

09/23/2020

09/23/2020

09/23/2020

09/23/2020

09/23/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

07/06/2020

Yes



No

No

§341 Meeting Notes


DAT called in. No debtor.

End: 12:24 PM.


20 B 17988Attorney

Debtor Dawkins

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020

10/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

09/15/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are satisfied.Amend schedule C, incorrect exemption/improper deduction used 1001(b).Amend plan, use preferred tax language. Need proof that Citi Bank accounts totaling $20k are not the debtor's money. Debtor states she's just listed on the accounts, monies belong to daughter will provide proof. Otherwise need 46% to the UNS. Room C1:00-1:09


20 B 18040Attorney

Debtor McKamey

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/01/2020

10/01/2020

10/01/2020

10/01/2020

10/01/2020

10/01/2020

10/01/2020

10/01/2020

10/01/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Yes

No

Yes

07/14/2020

Yes

Satisfied

Yes

Yes

Yes

Yes

07/14/2020

Yes



§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Debtor's states in prior case there was an issue with needing a higher plan payment, but didn't hear anymore than case was dropped. 122C corrections needed to lines #25 says health insurance and schedule J has Life. #29 s/b $0 and #16 need proof and #39 is low at $578. Need to add tax refund to the pot. Review/Amend 122C can't take tax deduction of $2099 when they get a refund of $8k, Need proof of corrected #Debtors consented to payroll control.Room C1:30-1:40






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/01/2020

10/01/2020

10/01/2020

10/01/2020

10/01/2020

10/01/2020

10/01/2020

10/01/2020

10/01/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Yes

No

Yes

07/14/2020

Yes

Satisfied

Yes

Yes

Yes

Yes

07/14/2020

Yes



§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Debtor's states in prior case there was an issue with needing a higher plan payment, but didn't hear anymore than case was dropped. 122C corrections needed to lines #25 says health insurance and schedule J has Life. #29 s/b $0 and #16 need proof and #39 is low at $578. Need to add tax refund to the pot. Review/Amend 122C can't take tax deduction of $2099 when they get a refund of $8k, Need proof of corrected #Debtors consented to payroll control.Room C1:30-1:40


20 B 18273Attorney

Debtor Pryor

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/02/2020

Yes



No

No

§341 Meeting Notes


Meeting not held.DAT called in. Debtor did not call in, per DAT she was in a web meeting at work.






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020

10/07/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/02/2020

Yes



No

No

§341 Meeting Notes


Meeting not held.DAT called in. Debtor did not call in, per DAT she was in a web meeting at work.


20 B 19362Attorney

Debtor Alvarez

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

No

Yes

08/25/2020

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. Amend schedule C, can only get one watch for the 1001(a), need value for both and reduce schedule accordingly, CD/DVD is not 1001(a) exempt.Amend I, to correct debtor's employer, debtor employed by the Cook County Sheriff.Review/Amend 122C line #29Debtor states he and his wife have been married five years, he files HOH with 1 dependent and he's not sure how she files. The household size is 6. she carries all other children. Debtor states motorcycle is necessary, he paying for it. Amend plan to address POC #2. Debtor consented to payroll control. Room C12:15-12:26






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020

10/29/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

No

Yes

08/25/2020

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied. Amend schedule C, can only get one watch for the 1001(a), need value for both and reduce schedule accordingly, CD/DVD is not 1001(a) exempt.Amend I, to correct debtor's employer, debtor employed by the Cook County Sheriff.Review/Amend 122C line #29Debtor states he and his wife have been married five years, he files HOH with 1 dependent and he's not sure how she files. The household size is 6. she carries all other children. Debtor states motorcycle is necessary, he paying for it. Amend plan to address POC #2. Debtor consented to payroll control. Room C12:15-12:26


20 B 19410Attorney

Debtor Vazquez

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/03/2020

11/03/2020

11/03/2020

11/03/2020

11/03/2020

11/03/2020

11/03/2020

11/03/2020

11/03/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Yes

Yes

Yes

10/27/2020

Yes

Yes

Satisfied

Yes

Yes

Yes

Yes

10/27/2020

Yes

Yes

Objection to Cfm pending Yes


§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Need appraisal.Amend I, per debtor income is about $3922.27 scheduled at $4518 and Jt Debtor says she has been on her job 1 yr, but is working off and on due to the pandemic she is only getting 4hrs a wk. she is now bring in $300 to $400 twice a month when she works. Unemployment of $204 has stopped.Amend J, list children two sons 12 and 10 and two daughters 8 and 6. Need minimum 10% plan. Debtor consented to payroll control. Room C12:00-12:11






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/03/2020

11/03/2020

11/03/2020

11/03/2020

11/03/2020

11/03/2020

11/03/2020

11/03/2020

11/03/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Yes

Yes

Yes

10/27/2020

Yes

Yes

Satisfied

Yes

Yes

Yes

Yes

10/27/2020

Yes

Yes



§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Need appraisal.Amend I, per debtor income is about $3922.27 scheduled at $4518 and Jt Debtor says she has been on her job 1 yr, but is working off and on due to the pandemic she is only getting 4hrs a wk. she is now bring in $300 to $400 twice a month when she works. Unemployment of $204 has stopped.Amend J, list children two sons 12 and 10 and two daughters 8 and 6. Need minimum 10% plan. Debtor consented to payroll control. Room C12:00-12:11


20 B 19447Attorney

Debtor Twilley

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/12/2020

Yes

Yes



No

Yes

§341 Meeting Notes



Amend I, debtor is pursuing a master's degree and got a new job with Biolife. Hours are down at Simple laboratories due to her new job and her studies, makes $14.25/hour, works about 12 hours a week there now. Testified to making about $280 every two weeks. Started with Biolife in November, need a paystub to prove up the income. Testified to making $27/hour, working about 23 hours a week. Need the calculations for the income tax proration, currently based on the 2019 refund that has educational credits (she's in a master's program right now). Fix 8h of schedule I, lists that income as just the proration but it's the proration her army reserve income.

Room D 12:15 to 12:23.






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/12/2020

Yes

Yes



No

Yes

§341 Meeting Notes



Amend I, debtor is pursuing a master's degree and got a new job with Biolife. Hours are down at Simple laboratories due to her new job and her studies, makes $14.25/hour, works about 12 hours a week there now. Testified to making about $280 every two weeks. Started with Biolife in November, need a paystub to prove up the income. Testified to making $27/hour, working about 23 hours a week. Need the calculations for the income tax proration, currently based on the 2019 refund that has educational credits (she's in a master's program right now). Fix 8h of schedule I, lists that income as just the proration but it's the proration her army reserve income.

Room D 12:15 to 12:23.


20 B 19450Attorney

Debtor Wintersmith

Neal Feld

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

10/29/2020

Yes

Yes



No

Yes

§341 Meeting Notes






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020

10/30/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

10/29/2020

Yes

Yes



No

Yes

§341 Meeting Notes


20 B 19540Attorney

Debtor Macedo-Mendoza

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/05/2020

Yes

Yes



No

No

§341 Meeting Notes


All documents are not satisfied. There are amendments needed. Creditor Steven Fink for Urbina present at meeting.

Debtor paid twice a month, testified to about $2,600/check. Bit lower than Schedule I @ $5,841 net. Has been paying her car note, the vehicle wasn't involved with her decision to file bankruptcy. Income consistent the last 6 months, no COVID issues. Resolve the 122C - Schedule I discrepancy. Family support on I is court ordered regular and reliable child support.

The debt to Urbina is a judgment lien against her house. Debtor's ex husband took the loan out against the house with his sister while they were still married.

Room D 12: 30 to 12:41.






Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020

11/02/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/05/2020

Yes

Yes



No

No

§341 Meeting Notes


All documents are not satisfied. There are amendments needed. Creditor Steven Fink for Urbina present at meeting.

Debtor paid twice a month, testified to about $2,600/check. Bit lower than Schedule I @ $5,841 net. Has been paying her car note, the vehicle wasn't involved with her decision to file bankruptcy. Income consistent the last 6 months, no COVID issues. Resolve the 122C - Schedule I discrepancy. Family support on I is court ordered regular and reliable child support.

The debt to Urbina is a judgment lien against her house. Debtor's ex husband took the loan out against the house with his sister while they were still married.

Room D 12: 30 to 12:41.


20 B 19694Attorney

Debtor Livingston

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020

11/05/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

n/a

Yes

11/02/2020

Yes

Yes



No

No

§341 Meeting Notes


20 B 19792Attorney

Debtor Posos

Smith Ortiz P C

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020

11/06/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

10/28/2020

Yes



No

No

§341 Meeting Notes


No DAT / debtor.

End: 1:40 Room D.

Edit: when I called in for meetings at 2:00 DAT was on the line. Said debtor is in the hospital with COVID and can't speak.


20 B 19913Attorney

Debtor Ellis

Fernandez & Gray

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020


SOFA


No

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

n/a

Yes

11/07/2020

No



No

Yes

§341 Meeting Notes


20 B 20084Attorney

Debtor Thurman

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/12/2020

11/12/2020

11/12/2020

11/12/2020

11/12/2020

11/12/2020

11/12/2020

11/12/2020

11/12/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

11/09/2020

Yes



No

No

§341 Meeting Notes


20 B 20147Attorney

Debtor Davis

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/13/2020

11/13/2020

11/13/2020

11/13/2020

11/13/2020

11/13/2020

11/13/2020

11/13/2020

11/13/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

11/10/2020

Yes

Yes



No

No

§341 Meeting Notes


20 B 20159Attorney

Debtor Kenard

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/16/2020

11/16/2020

11/16/2020

11/16/2020

11/16/2020

11/16/2020

11/16/2020

11/16/2020

11/16/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

No

Yes

11/10/2020

Yes

Yes



No

No

§341 Meeting Notes


20 B 20167Attorney

Debtor Brown-Anderson

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/16/2020

11/16/2020

11/16/2020

11/16/2020

11/16/2020

11/16/2020

11/16/2020

11/16/2020

11/16/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

08/20/2020

Yes

Yes



No

No

§341 Meeting Notes


20 B 20202Attorney

Debtor Davis

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/16/2020

11/16/2020

11/16/2020

11/16/2020

11/16/2020

11/16/2020

11/16/2020

11/16/2020

11/16/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

11/13/2020

No

Yes



No

No

§341 Meeting Notes


20 B 20206Attorney

Debtor Hill

Lee Ratliff & Associates LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

11/13/2020

Yes



No

Yes

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Debtor testified that he had filed taxes for 2016-2019, so the affidavit isn't correct and we need all taxes. The tax debt is based on when he was self employed between 2001-2004. Amend Sch B to list Shell pension. Debtor has applied for a VA disability, not a pension and it was initially rejected. Amend Sch B,D to list that the car is a 2015 not a 2016. Amend Plan to list that car is 2015 not 2014. Only one car listed two different, incorrect ways. Debtor lives with granddaughter who is 22. Residence is a manufactured home. Mortgage is $502, lot rent is $935.No changes to income or expenses.Amend Plan to add tax refunds as additional plan payments and fix car year. Amend Plan for feasibility, running 71 months. Attorney didn't account for tax debt. Emailed plan information sheet.Room B 12:00-12:13pm


20 B 20231Attorney

Debtor Hayes

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/17/2020

11/17/2020

11/17/2020

11/17/2020

11/17/2020

11/17/2020

11/17/2020

11/17/2020

11/17/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

11/11/2020

Yes

Yes



No

Yes

§341 Meeting Notes


20 B 20267Attorney

Debtor Bragg

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/17/2020

11/17/2020

11/17/2020

11/17/2020

11/17/2020

11/17/2020

11/17/2020

11/17/2020

11/17/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

06/08/2020

Yes

Yes



No

No

§341 Meeting Notes


20 B 20278Attorney

Debtor Powell

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/17/2020

11/17/2020

11/17/2020

11/17/2020

11/17/2020

11/17/2020

11/17/2020

11/17/2020

11/17/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

11/16/2020

No

Yes



No

No

§341 Meeting Notes


20 B 20320Attorney

Debtor Haro

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

No

Yes

11/16/2020

Yes

Yes



No

No

§341 Meeting Notes


20 B 20350Attorney

Debtor Lipscomb

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

11/15/2020

Yes

Yes



No

No

§341 Meeting Notes


20 B 20365Attorney

Debtor Epps

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020

11/18/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

No

Yes

11/17/2020

Yes

Yes



No

No

§341 Meeting Notes


Not Held.Debtor Attorney Called In.Debtor Did Not Call In.


20 B 20385Attorney

Debtor Wingard

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

11/23/2020

11/23/2020

11/23/2020

11/23/2020

11/23/2020

11/23/2020

11/23/2020

11/23/2020

11/23/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

11/17/2020

Yes



No

Yes

§341 Meeting Notes


20 B 20684Attorney

Debtor Greer, Jr

Pro Se

Trustee's Position



Not Available



Plan filed

Schedule A

Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H


SOFA


No

No

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

11/23/2020



No

No

§341 Meeting Notes


20 B 21019Attorney

Debtor Williams

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/07/2020

12/07/2020

12/07/2020

12/07/2020

12/07/2020

12/07/2020

12/07/2020

12/07/2020

12/07/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

12/02/2020

n/a

Yes



No

No

§341 Meeting Notes



Debtor has been in jail for the last few years, just got out late 2019. Restitutions to the Federal Reserve are repayments for the money he stole when he robbed a bank.

Room D 12:05 to 12:14.


20 B 21028Attorney

Debtor Edobor

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/08/2020

12/08/2020

12/08/2020

12/08/2020

12/08/2020

12/08/2020

12/08/2020

12/08/2020

12/08/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

Yes

11/28/2020

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are not satisfied.Review sch I, debtor states income on 2nd job is lower at about $1733 monthly pandemic bonus has stopped. $1438 in parking debt was not motivation for filing. Need to correct commitment period to 60 months. Need to address IRS POC for 2019, debtor states return was recently filed. Per debtor Westward 360 exemption is for the residence. Debtor consented to payroll control.Room C12:01-12:11


20 B 21043Attorney

Debtor Hoover

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/07/2020

12/07/2020

12/07/2020

12/07/2020

12/07/2020

12/07/2020

12/07/2020

12/07/2020

12/07/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

No

Yes

11/30/2020

No



No

No

§341 Meeting Notes


20 B 21055Attorney

Debtor Williams

Geraci Law L.L.C.

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Yes

Yes

11/24/2020

Yes

Satisfied

Yes

Yes

11/24/2020

Yes



§341 Meeting Notes


20 B 21076Attorney

Debtor Saul, Jr

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020

12/09/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

Yes

12/01/2020

Yes

No



No

No

§341 Meeting Notes


Amendments needed. Documents not satisfied. Debtor is married but claims spouse is not in the home. Amend SOFA to reflect marital status. Debtor states he drives both vehicles and they are both drivable/in working order. States he had his tax returns prepared and filed when he first met with Semrad's office. Need amended DSO if taxes are actually filed and address IRS claim.Paid 2x per month at IDHS approx $400, makes $1200 m monthly from 2nd job and occasionally drives Uber. Roughly 300-400 per month. Need all pay advices and amend I for Uber. Plan has tax return only but no proration on schedule I. consented to payroll control.Room D 12- 12:10pm


20 B 21113Attorney

Debtor Martin

Semrad Law Firm LLC

Trustee's Position



Not Available





Schedule B

Schedule C

Schedule D

Schedule E

Schedule F

Schedule G

Schedule J

Schedule I

Schedule H

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020

12/10/2020


SOFA


Yes

Yes

No


Form B22C


Credit Counseling

Payment Advices

SSN Verification

Picture ID


Required Documents

Yes

Yes

n/a

Yes

12/04/2020

Yes

Yes



No

No

§341 Meeting Notes


There are amendments needed. All documents are satisfied.$1000 parking debt was motivation for filing.Review/Amend I, for income per debtor it is up and down due to the pandemic, currently about $1732 scheduled at $2000. Link is $198 not #200 and debtor states it is about to stop. Debtor consented to payroll control. Room C12:00-12:10
