TRUREWARDS Bank Islam

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The Programme….Presenting Bank Islam TruRewards, an exclusive loyalty programme for our valued Bank Islam Credit Card-i Cardmembers. Earn TruPoints every time you spend using your credit card-i and redeem from an attractive selection of merchandise and vouchers featured in this edition of TruRewards catalogue. Truly exciting and rewarding shopping experience, brought to you by your preferred Bank Islam. Visit https://trurewards.bankislam.com.my to explore the world of TruRewards.

ProgramMemperkenalkan Bank Islam TruRewards, program ‘loyalty’ eksklusif untuk ahli Kad Kredit-i Bank Islam. Kumpul TruPoints setiap kali anda menggunakan kad kredit-i dan tebus mata ganjaran untuk pelbagai barangan dan baucar menarik di dalam edisi katalog TruRewards kali ini. Pengalaman membeli-belah yang lebih menarik dan memuaskan dibawa kepada anda oleh Bank Islam Layari https://trurewards.bankislam.com.my dan terokai dunia TruRewards.

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PrivilegesKeistimewaan• A wide variety of merchandises and vouchers ranging from

home appliances, health and beauty products, latest gadgets, lifestyle and many more

• Annual fee redemption and TruPoints charity donation is now available

• Redeem more gifts faster via TruHotDeals (TruHD) - TruPoints (TruP) combined with cash payment via Bank Islam Credit Card-i.

• 24-hour online redemption at https://trurewards.bankislam.com.my

• Redemption can also be done by filling in the TruRewards Redemption Form.

• Lebih banyak pilihan barangan dan baucar daripada pelbagai kategori seperti peralatan rumah, kesihatan dan kecantikan, gajet terkini, gaya hidup dan banyak lagi

• Penebusan yuran tahunan dan sumbangan kepada badan kebajikan menggunakan TruPoints kini disediakan

• Tebus lebih barangan dengan lebih cepat melalui TruHotDeals (TruHD) – TruPoints (TruP) digabungkan dengan bayaran tunai melalui Kad Kredit-i Bank Islam.

• Penebusan 24 jam secara online di https://trurewards.bankislam.com.my

• Penebusan barangan juga boleh dilakukan dengan mengisi Borang Penebusan TruRewards.

Categories:Kategori:• Home /Kediaman • Health dan Beauty/Kesihatan dan kecantikan• Lifestyle/Gaya Hidup• Innovation/Inovasi• Kids’ World/Dunia Kanak-kanak• Sports dan Outdoor/Sukan dan Riadah• Travel & Leisure/Percutian dan Pelancongan• Home Improvement/Pembaikan Rumah• Voucher/Baucar• Annual Fee/Yuran Tahunan• Charity/Kebajikan

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Online RegistrationPendaftaran secara online

Step 1:Log on to main homepage – https://trurewards.bankislam.com.myClick on “First Time Login” to register.

Langkah 1:Layari laman utama https://trurewards.bankislam.com.my.Klik ‘First Time Login’.

Step 3:Create your username and password. (Note: password must be more than 8 characters and alphanumeric). For verification, key in your NRIC, Date of Birth (DOB) and preferred security questions.

Langkah 3:Cipta nama pengguna dan kata laluan. (Nota: Kata laluan mestilah melebihi 8 karakter dengan gabungan huruf dan nombor). Untuk pengesahan, masukkan nombor Kad Pengenalan, Tarikh Lahir dan soalan keselamatan pilihan anda.

Step 4:Registration complete – notification of your registration will appear once you have successfully registered.

Langkah 4:Pendaftaran selesai – Notis mengenai pendaftaran akan dipaparkan setelah pendaftaran berjaya.

Step 2:Accept the Terms and Condition.

Langkah 2:Setuju dengan Terma dan Syarat yang dipaparkan

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Redemption Steps Cara-Cara Penebusan

Step 1:Log on to the main homepage – https://trurewards.bankislam.com.myLog in with the Registered Username and Password.Langkah 1:Layari laman utama –https://trurewards.bankislam.com.my.Masukkan Nama Pengguna dan Kata Laluan.

Step 2:Select your item to be redeemed from the ‘Product’ category. Once redemption details appear, click Next. Langkah 2:Pilih kategori produk apabila butiran penebusan dipaparkan dan klik ‘Next’.

Step 3:Confirmation of shipping address. If there is a change of address, click on ‘I agree to TruRewards Terms and Conditions’ then click Update.Langkah 3:Pengesahan alamat penghantaran. Klik ‘I Agree to TruRewards Terms and Conditions’, klik ‘Update’ jika terdapat pertukaran alamat.

Step 4:Confirm shipping address. Click next to proceed.Langkah 4:Pengesahan alamat dan klik ‘Next’ untuk meneruskan penebusan.

Step 5:Click on ‘Redeem’ to confirm redemption. Redemption summary will appear for confirmation.Langkah 5:Klik ‘Redeem’ untuk pengesahan penebusan. Ringkasan penebusan akan dipaparkan untuk pengesahan.

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Hom

e • Ke

diam

an TR0298Philips 32” HD LED TV

173,200 TruPointsTRD0298

TruHD : 84,850 TruP + RM530

TR0304Sony 48” R550C BRAVIA TV with

YouTube505,850 TruPoints

TRD0304TruHD : 247,750 TruP + RM1,550

TR0303Sony 40” R550C BRAVIA TV

with YouTube308,000 TruPoints

TRD0303TruHD : 149,650 TruP + RM950

TR0306Sony 5.1ch Blu-ray Disc Home

Theatre System178,500 TruPoints


TR0296Philips CD/MP3 Micro System



All graphics shown are for illustration purposes only

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TR0270Khind 16” Table Fan



TR0269Faber Minibar



TR0273Khind Insect Killer33,150 TruPoints


TR0267Faber Garment Steamer



Hom

e • Ke

diam

an

TR0292Panasonic Steam Iron



TR0299Philips Universal Dock Station



TR0291Panasonic Bayu 5 Ceiling Fan



TR0283Morgan Air Cooler68,050 TruPoints


Grafik hanya untuk tujuan ilustrasi sahaja.

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TR0284Morgan Bread Maker



TR0302SHARP Microwave Oven 20L



Hom

e • Ke

diam

an

TR0268Faber Electric Oven



TR0533Philips Airfryer – HD9220/40



TR0251Cornell 1.8L Jar Rice Cooker



TR0271Khind Egg Steamer



TR0264Faber Toaster FT 38




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TR0321Zebra 38cm Chinese Wok

90,350 TruPoints TRD0321


TR0272Khind Stand Mixer78,750 TruPoints


TR0277Luminarc – Vitroline Fire-

Proof Casserole 2.4L 34,400 TruPoints


TR0293Pensonic Food Steamer



TR0294Pensonic Multi Cooker



Hom

e • Ke

diam

an

TR0310Tefal Comfort Max Stainless Steel Stewpot 24cm with Lid



TR0309Tefal Cookware Everlast

Saucepan 16cm21,500 TruPoints



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Hom

e • Ke

diam

an

TR0287Mega® Multi-purpose

Stainless Steel Mug with Retractable Handle



TR0279Luxe Clair -Multipurpose Glass

Bottle (Turquoise)13,150 TruPoints


TR0257 Elba Stainless Steel Jug Kettle



TR0259Elba 5.0L Thermo Pot



TR0320Zebra Stainless Steel 26cm

Stock Pot 59,850 TruPoints


TR0315Thermos 5.0L Multi-Usage

Cooking Pot37,250 TruPoints



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Hom

e • Ke

diam

an

TR0313Thermos 500ml Insulated

Food Jar24,100 TruPoints


TR0312Thermos 1.5L Sport Bottle

(Comes With Bag)35,950 TruPoints


TR0314Thermos 800ml Trendy Lunch

Tote (Comes With Bag)34,050 TruPoints


TR0263Eplas 500ml/1000ml BPA

Free Bottle Set12,350 TruPoints


TR0285Morgan Icy Snow Maker



TR0295Pensonic Food Processor




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TR0317Tupperware One Touch

Topper 4PC Set22,700 TruPoints


Hom

e • Ke

diam

an

TR0316Tupperware Eco Bottle 3pc

Set (310 ml)12,500 TruPoints


TR0280Luminarc – Anemone 22pc

Dinner Set70,700 TruPoints


TR0266Felli Venice 30pcs 18/0

Stainless Steel Cutlery Set23,700 TruPoints


TR0275Luminarc – 18pc Store &

Serve Bowl Set21,700 TruPoints


TR0297Philips Compact Juicer




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TR0334OTO Quattro



TR0337Remington All In One Groomer



TR0331OTO e-Sole III



TR0322Bionaire Portable Air Purifier



TR0330OTO SpringAb Smart



TR0534Philips Aquatouch W&D with Comfortcut blade S5070/04



TR0323Braun Shaver (Mobile)



Healt

h And

Bea

uty •

Kesih

atan

Dan

Kec

antik

an

TR0328Oral B Electric Toothbrush (With Accessories)70,700 TruPointsTRD0328TruHD :34,050 TruP + RM220


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TR0335Philips Thermo Protect Hair

Dryer26,250 TruPoints


TR0326Omron Blood Glucose

Monitoring Kit39,600 TruPoints


TR0324Caresens Blood Glucose Meter + Test Strips 50s



TR0336Phyliss Digital Bathroom Scale

With Backlight Display28,000 TruPoints


TR0327Omron Automatic Blood

Pressure Monitor 45,800 TruPoints


Healt

h And

Bea

uty •

Kesih

atan

Dan

Kec

antik

an

TR0325Medklinn Asens+ 40 Home

Air Sterilizer124,300 TruPoints


TR0332OTO Spinex




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TR0342Black & Decker 14.4v Flexi

Lithumn Dustbuster75,700 TruPoints


TR0344BOSCH Cordless Drill/Screw

Driver73,500 TruPoints


TR0345BOSCH GSB 500 RE Impact Drill



TR0341Black & Decker Hammer Drill

Value Pack47,400 TruPoints


TR0350Kärcher Pressure Washer



Hom

e Im

prov

emen

t • P

emba

ikan

Rum

ah

TR0349Kärcher Multipurpose

Vacuum Cleaner84,100 TruPoints



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Hom

e Im

prov

emen

t • P

emba

ikan

Rum

ah

TR0347Electrolux Cordless Vacuum 122,800 TruPointsTRD0347TruHD : 59,450 TruP + RM380

TR0343BOSCH Art 23 Combitrim

Grass Trimmer 67,550 TruPoints


TR0348Electrolux MobiOne Bagged Vacuum Cleaner 43,600 TruPointsTRD0348TruHD : 20,250 TruP + RM140


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TR0523Samsung Galaxy Note 5


TruHD : 213,850 TruP + RM1,340

TR0526Samsung Galaxy Tab 3 V



TR0524Samsung Galaxy Tab S2 8.0


TruHD : 135,950 TruP + RM860

TR0527Samsung Galaxy J1 Ace



TR0530Lenovo Vibe Shot223,400 TruPoints


TR0525Samsung Galaxy J7162,950 TruPoints


TR0531Lenovo A7000 Plus126,650 TruPoints


Inno

vatio

n• In

ovas

i


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TR0365Philips Car Driving Recorder



TR0362Avantree Multiplug with Dual

Port 2.1A Charger14,100 TruPoints


TR0371LifeProof LifeActiv Bike/Bar

Mount with QuickMount27,050 TruPoints

TRD0371TruHD :12,050 TruP + RM90

TR0367HP Deskjet Ink Advantage

3545 e-AiO Printer83,750 TruPoints


TR0372LifeProof LifeActiv

MultiPurpose Mount with QuickMount



TR0388Nakamichi Bluetooth Speaker



Inno

vatio

n• In

ovas

i

TR0373LifeProof LifeActiv Armband

with QuickMount28,500 TruPoints



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Inno

vatio

n• In

ovas

i

TR0378IN2UIT BOOMPACK With

Bluetooth Keyboard (Black)46,100 TruPoints


TR0386Vivis Power Bank 10,000mAh



TR0376IN2UIT FILO Wall Mount Bluetooth Speaker (Blue)



TR0532Asus Vivo Watch



TR0528Samsung Galaxy Gear S2


TruHD : 118,300 TruP + RM750

TR0529Samsung PowerBank

11,300mAh47,850 TruPoints


TR0384Skross World Adaptor USB

Charger19,600 TruPoints



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TR0396Sticky Mosaics Fairy Box



TR0395Cuties & Pals Lightweight

PC Backpack20,950 TruPoints


TR0389Asder Evolution

26,050 TruRewardsTRD0389


TR0394Hikosen Cara Pillow



TR0391CONGKAK JUNIOR 12 HOLES



TR0393SHAHS – PROFESSIONAL



TR0392Saidina-STD



Kids

’ Wor

ld• D

unia

Kana

k-Ka

nak

TR0390Letu Toys Water Doodle Music Learning Carpet




TruRewards Redemption FormBorang Penebusan TruRewards

Pusat Kad Bank IslamAras 24, Menara Bank Islam

No 22 Jalan Perak50450 Kuala Lumpur

Tel :03-26 900 900

Fax/Faks :03-2726 7606E-mail/Emel :

[email protected]

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Kids

’ Wor

ld• D

unia

Kana

k-Ka

nak

TR0468Casio Mini Keyboard SA-47



TR0470Casio Lighting Keyboard

LK-127129,900 TruPoints


TR0455NUK Steam Sterilizer Set



TR0399Faber-Castell My

Advanced Colouring Set14,150 TruPoints


TR0398Faber-Castell 36L Watercolor

Pencil & Exam Set15,600 TruPoints



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TR0403ELLE Parisienne 339,250 TruPoints


TR0405Naraya Handbag + Cosmetics

Bag24,450 TruPoints


TR0406Naraya Shoulder Bag with

Coin Bag21,500 TruPoints


TR0402ELLE Silvia



Lifes

tyle•

Gay

a Hidu

p

TR0409Biagio Leather Women Wallet



TR0404ELLE Nikita



TR0408Biagio Leather Men Wallet



TR0407Naraya Shoulder Handbag

with Tissue Case17,950 TruPoints



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TR0410Swatch Sir Blue



TR0419Casio Men General Analog

Watch36,700 TruPoints


TR0420Casio Ladies General Analog

Watch37,000 TruPoints


TR0416Mickey Mouse QA Watch


TruHD : 8,150 TruP + RM70TR0412

Swatch Marinette37,500 TruPoints


TR0413Adidas Sport Watch ADP6082



TR0414Adidas Sport Watch ADP3158

33,650 TruPointsTDR0414


TR0415Hello Kitty QA Watch



Lifes

tyle•

Gay

a Hidu

p


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TR0432Elizabeth Arden Pretty Hot EDP

Spray 50ml33,450 TruPoints


TR0423Casio Tough Solar-Outdoor

Sports Gents Watch39,550 TruPoints


TR0424Casio Ladies Watch



Lifes

tyle•

Gay

a Hidu

p

TRD0437Prada Candy EDP 50ml

50,900 TruPoints.TRD0437


TR0435Lancome Tresor in Midnight Rose EDP 50ml39,950 TruPointsTRD0435TruHD : 18,300 TruP + RM130

TRD0433Ricci Ricci by Nina Ricci EDP

Spray 50ml 42,800 TruPoints


TR0422Casio Standard Digital Watch



TR0418Casio Sports Gent Watch




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TR0450Davidoff Champion EDT Spray

Men 90ml45,250 TruPoints

TRD0450 TruHD : 21,950 TruP + RM140

Lifes

tyle•

Gay

a Hidu

p

TR0440BOSS Bottled Night EDT 50ml



TR0443Mont Blanc Emblem EDT 60ml35,750 TruPointsTRD0443TruHD :17,400 TruP + RM110

TR0441Dunhill Custom EDT 50ml



TR0460Sheaffer Prelude Black Onyx

Fountain Pen61,000 TruPoints


TR0461Sheaffer Prelude Brushed

Chrome Ballpen26,550 TruPoints


TR0463Sheaffer 100 Chrome-Red

Ballpen12,400 TruPoints


TR0462Sheaffer 100 Brushed

Chrome Ballpen12,400 TruPoints



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TR0481Garmin Forerunner 225 Black

Red Running Watch with Heart Rate


TruHD : 104,700 TruP + RM660

TR0484Fitbit Charge Heart Rate™



TR0480Garmin Forerunner 25 Black

Red GPS Smart Running Watch144,750 TruPoints


Spor

ts &

Out

door

• Su

kan

& Ri

adah

TR0487LERUN - Bonus V2 O Gent



TR0485POLYGON – Urbano 3.0



TR0486LERUN - Bonus V2 O Lady



TR0483Fitbit Flex™ Wireless Activity

+ Sleep Wristband (Black)80,200 TruPoints



TR0478Garmin Vivofit 2 Black Fitness

Band With Alert81,500 TruPoints


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TR0488Voyage Purple 2in1 Shell Case



TR0500Terminus Wrinkles -Turquoise



TR0490Giordano Foldable Sports Bag



TR0489Lojel Octa Collection Trolley

Case133,800 TruPoints


TR0497Terminus Simplicity-II (Black)



TR0495Terminus Woolevard 2.0 -

Grey45,100 TruPoints


Trav

el An

d Leis

ure •

Pela

ncon

gan

Dan

Perc

utian


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TR0504Guardian RM50 Voucher

10,650 TruPoints

TR0501RM50 AEON BiG Gift Card

10,650 TruPoints

TR0502AEON RM50 Voucher

10,650 TruPoints

TR0508 Metrojaya RM50 Voucher

10,650 TruPoints

TR0505Kenny Rogers ROASTERS

RM50 Reloadable Card10,650 TruPoints

TR0503RM50 Giant Voucher

10,650 TruPoints

Vouc

her •

Bau

car


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Vouc

her •

Bau

car

TR0509RM50 Nando’s Voucher

10,650 TruPoints

TR0507Manhattan Fish

Market RM50 Voucher10,650 TruPoints

TR0506RM50 KFC / Pizza Hut

Voucher10,650 TruPoints

TR0510RM50 Parkson Gift Voucher

10,650 TruPoints

TR0511Popular RM50 Gift Voucher

10,650 TruPoints

TR0512Robinsons / M&S

RM50 Voucher10,650 TruPoints


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TR0517Habib Jewels Voucher RM50

10,650 TruPoints

Vouc

her •

Bau

car TR0513

Senheng RM50 Voucher10,650 TruPoints

TR0515IKEA Gift Card RM50

10,650 TruPoints

TR0516Toys R Us RM50 Gift Card

10,650 TruPointsTR0514

The Coffee Bean RM50 Voucher

10,650 TruPoints

TR0536PONEY Voucher RM50

10,650 TruPoints


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TR0518Tomei Voucher RM50

10,650 TruPoints

TR0522Holiday Villa Hotel & Resorts

RM100 Voucher19,450 TruPoints.

TR0519Petronas Gift Voucher RM50

10,650 TruPoints

TR0520Time Galerie Voucher RM50

10,650 TruPoints

TR0521Tradewinds Travel

Voucher RM10019,450 TruPoints

TR0535Mitra Travel Voucher

RM10019,450 TruPoints

Vouc

her •

Bau

car


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Annu

al Fe

e • Yu

ran

Tahu

nan

TA0001100% Annual Fee for World / Infinite Card (Principal) 137,300 TruPoints

TA0005100% Annual Fee for Platinum Card (Principal)68,550 TruPoints

TA0009100% Annual Fee for Gold Card (Principal)23,000 TruPoints

TA000350% Annual Fee for World / Infinite Card (Principal)68,650 TruPoints

TA000750% Annual Fee for Platinum Card (Principal) 34,300 TruPoints

TA001150% Annual Fee for Gold Card(Principal) 11,500 TruPoints

TA0013100% Annual Fee for World / Infinite Card (Supplementary)58,850 TruPoints

TA0017100% Annual Fee for Platinum Card (Supplementary)26,500 TruPoints

TA0021100% Annual Fee for Gold Card (Supplementary)10,600 TruPoints

TA001550% Annual Fee for World / Infinite Card (Supplementary)29,450 TruPoints

TA001950% Annual Fee for Platinum Card (Supplementary)13,250 TruPoints

TA002350% Annual Fee for Gold Card (Supplementary)5,300 TruPoints



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Char

ity •

Keba

jikan

Charity • Kebajikan

TW00004Sumbangan Organisasi Bukan Kerajaan/

Non Government OrganizationRM10

1,700 TruPoints

TW00005Sumbangan Masjid/Mosques RM10

1,700 TruPoints

TW00006Sumbangan Program Rumah Anak

Yatim/Orphanage Homes RM101,700 TruPoints

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TruRewards Terms and Conditions Excerpt 1. To become an “Eligible Cardmember” in TruRewards, the following

criteria must be fulfilled:(a) Open to all Bank Islam Credit Card-i Cardmembers(b) Bank Islam Credit Card-i accounts must be valid and in good

standing, not closed or terminated by Bank Islam at the time of redemption request.

2. Only Principal Cardmembers are eligible to redeem.3. The Eligible Cardmember needs to visit TruRewards website

https://trurewards.bankislam.com.my and create his/her username and password to sign up for an account (TruRewards Account).

4. Access to TruPoints is at Bank Islam’s sole discretion. Bank Islam may choose to decline the Eligible Cardmember’s access to his/her TruRewards Account without giving any reason.

5. TruPoints will expire or be forfeited after 36 months if there is no redemption made by the Cardmember. However, Bank Islam reserves the right to change the expiry date from time to time with appropriate notice.

6. In the event that the Eligible Cardmember opts to close his/her Bank Islam Credit Card-i account, TruPoints earned must be redeemed prior to the date the Bank Islam Credit Card-i account is closed. Otherwise, all unredeemed TruPoints shall be automatically forfeited without prior notification to the Cardmember.

7. TruPoints shall be forfeited immediately once the Cardmember’s Credit Card-i account is switch to Non Performing Financing. TruPoints earned are not transferable to any other person or entity.

8. TruPoints earned have no cash or monetary value, non transferable and accumulated TruPoints are not convertible to cash.

9. Cardmembers are able to view the statement of their accumulated TruPoints via the TruRewards website and monthly Credit Card-i statement.

10. Redemption can be done via TruRewards website or by filling in the TruRewards redemption form and be submitted to Bank Islam via facsimile, email, mail or send it to the nearest branch.

11. The Eligible Cardmember may use their accumulated TruPoints to redeem any items available in the catalogue and TruRewards website.

12. Any redemption request with insufficient TruPoints will be declined. The Eligible Cardmember may also redeem TruPoints for any items by combining the minimum TruPoints of the item, and the remaining balance value of the item shall be charged to the Eligible Cardmember’s Bank Islam Credit Card-i. However, Eligible Cardmembers must ensure that they have sufficient Bank Islam Credit Card-i credit limit.

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13. By redeeming the TruPoints, the Eligible Cardmember authorises Bank Islam to debit the TruPoints from his/her TruRewards Accounts.

14. Once the Eligible Cardmember has placed a redemption request and is accepted by Bank Islam, the request CANNOT be revoked, cancelled or exchanged. Once the TruPoints redemption have been made, the TruPoints shall be extinguished and STRICTLY CANNOT be reinstated.

15. All merchandises are subject to availability. The actual merchandise may differ from the visual published in TruRewards website or other printed materials.

16. Vouchers are issued by participating merchants on behalf of Bank Islam subject to availability and any restriction imposed upon them, and cannot be exchanged for cash. The list of participating merchants is available on the TruRewards website.

17. The Vouchers are valid until the date specified on the respective vouchers. Bank Islam will neither extend the validity date nor refund any TruPoints for the expired vouchers.

18. The Vouchers are valid only at participating merchants and subject to the terms and conditions imposed by the respective participating merchants.

19. Bank Islam is not responsible for any cancellation charges incurred in the event of cancellation of the travel / hotel /dining reservations made by the Eligible Cardmember.

20. The Eligible Cardmember may pay the annual fee of their Credit Cards-i, with TruPoints. However, such option must be implemented by the Eligible Cardmember within two (2) months from the date the annual fee is charged, as stated in the statement.

21. The Eligible Cardmember may redeem their TruPoints to contribute to the Corporate Responsibility (CR) program organised by Bank Islam from time to time. Bank Islam shall at its discretion select any suitable Corporate Responsibility (CR) program.

22. By participating in TruRewards, the Eligible Cardmember is deemed to have read, understood and agreed to be bound by the Terms and Conditions stated herein including all decisions by Bank Islam which shall be deemed final, binding and conclusive.

23. All redemptions made for items would require fourteen (14) to twenty one (21) days for delivery effective from the redemption date made by the Eligible Cardmember with an acknowledgement receipt via TruRewards website.

24. Delivery of the items shall be made to the address provided by the Cardmember through the TruRewards website.

25. Bank Islam reserves the right to appoint a third (3rd) party agent(s) or vendor(s) to handle the fulfillment or preparation of the available Items and delivery of the merchandises or vouchers to the Eligible Cardmember for the purpose of redemption item.

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26. No delivery shall be made to P.O.Box addresses as well as addresses outside Malaysia.

27. Bank Islam reserves the right at its absolute discretion to revise the TruPoints or substitute and/or replace any of the listed merchandise with a reasonable notice.

28. Items accepted in good condition are strictly non-returnable and non-exchangeable. In the event of any physical defect to the merchandise, the Eligible Cardmember must report the defect to Bank Islam’s appointed 3rd party agent(s) or vendor(s) within 24 hours upon receipt. The merchandise must be returned together with its original packaging. Bank Islam is not responsible for any physical defect of the merchandise received by the Eligible Cardmember.

29. All items are not exchangeable for other rewards or transferable for cash or credit under any circumstances. Bank Islam will not be liable for any death, injury, consequential loss or damage of any nature the Eligible Cardmember or any other person may suffer arising from or out of the Items/services redeemed.

30. Any dispute concerning goods and services received under TruRewards shall be settled between the Eligible Cardmember and service establishment and/or supplier that supplied such goods and services. Bank Islam shall bear no responsibility for resolving such disputes or for the dispute itself.

31. Bank Islam shall not be liable for any misinterpretation of facts, and/or inflicted injuries and/or loss of lives and/or valuables resulting from participating in TruRewards. Bank Islam shall also not be liable howsoever, whether direct or consequential, for any loss and damage and/or whatsoever suffered by the Eligible Cardmembers caused directly or indirectly, in whole or in part, from their participation in TruRewards..

32. Bank Islam reserves the right to cancel, terminate or suspend TruRewards upon giving adequate notice. For the avoidance of doubt, cancellation, termination or suspension by Bank Islam, the Eligible Cardmember is not entitled to any claim or compensation against Bank Islam for any loss or damage incurred as a direct and indirect result of the act of cancellation, termination or suspension

33. By participating in TruRewards, the Eligible Cardmember shall be considered to have read, understood and agreed to be bound by the full Trurewards Terms and Conditions including all decisions by Bank Islam which shall be deemed final, binding and conclusive.

34. The above is merely an excerpt of the Terms and Condition. The Eligible Cardmember is advised to read the full Terms and Conditions on www.bankislam.com.my.

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Ringkasan Terma dan Syarat TruRewards1. Untuk menjadi “Ahli Kad yang Layak” menyertai TruRewards, Ahli

Kad mestilah memenuhi kriteria seperti berikut:(a) Hanya terbuka kepada semua pemegang Kad Kredit-i Bank

Islam. (b) Akaun Kad Kredit-i Bank Islam mestilah sah digunakan dan

hendaklah berkeadaan baik, tidak ditutup atau ditamatkan oleh Bank Islam pada masa permohonan penebusan barangan dibuat.

2. Hanya Ahli Kad Utama yang layak boleh membuat penebusan.3. Ahli Kad yang Layak perlu melayari laman web TruRewards

https://trurewards.bankislam.com.my dan cipta nama pengguna dan kata laluan untuk pendaftaran akaun (“Akaun TruRewards”).

4. Akses kepada TruPoints dibenarkan mengikut budi bicara Bank Islam. Pihak Bank Islam boleh memilih untuk menolak akses Ahli Kad yang Layak ke Akaun TruRewards tanpa sebarang alasan.

5. TruPoints akan dibatalkan apabila tamat tempoh selepas 36 bulan jika tiada penebusan yang dibuat oleh Ahli Kad. Walau bagaimanapun, Bank Islam berhak untuk menukar tarikh luput dari semasa ke semasa dengan pemberian notis.

6. Sekiranya Ahli Kad yang Layak memilih untuk menutup akaun, TruPoints yang diperolehi mesti ditebus sebelum tarikh akaun Kad Kredit-i Bank Islam ditutup. Jika tidak, semua TruPoints yang tidak ditebus akan dibatalkan secara automatik tanpa notis kepada Ahli Kad.

7. TruPoints akan dibatalkan serta-merta apabila akaun Ahli Kad Kredit-i bertukar kepada NPF (terdapat tunggakan di dalam akaun pembiayaan). TruPoints yang diperolehi tidak boleh dipindah milik kepada mana-mana orang lain atau entiti.

8. TruPoints diperolehi tidak mempunyai nilai tunai atau wang dan TruPoints yang terkumpul tidak boleh ditukar kepada wang tunai.

9. Ahli Kad boleh mendapatkan maklumat mata terkumpul TruPoints mereka melalui laman web TruRewards dan penyata bulanan Kad Kredit-i.

10. Penebusan barangan boleh dilakukan melalui laman web TruRewards atau dengan mengisi dan menghantar Borang Penebusan TruRewards kepada Bank Islam melalui faks, e-mel, surat-menyurat atau hantar ke cawangan yang berhampiran.

11. Ahli Kad yang Layak boleh menggunakan TruPoints terkumpul mereka untuk menebus pelbagai barangan yang disediakan didalam katalog dan laman web TruRewards.

12. Sebarang permohonan untuk membuat penebusan bagi TruPoints yang tidak mencukupi akan ditolak. Ahli Kad yang Layak boleh menebus barangan dengan menggabungkan had TruPoints barangan tersebut dan nilai baki barangan tersebut akan dicaj kepada Kad Kredit-i Bank Islam. Ahli Kad yang Layak mestilah memastikan had Kad Kredit-i mencukupi.

13. Dengan menebus TruPoints, Ahli Kad yang Layak memberi kuasa mutlak kepada Bank Islam untuk mendebit TruPoints daripada Akaun TruRewards mereka.

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14. Apabila Ahli Kad yang Layak telah menghantar permohonan penebusan dan telah diterima oleh Bank Islam, permohonan tersebut TIDAK BOLEH ditarik balik, dibatalkan atau ditukar ganti. Sebaik sahaja Ahli Kad yang Layak telah menebus TruPoints mereka, TruPoints tersebut dianggap terbatal dan TIDAK BOLEH diguna semula.

15. Semua barangan adalah tertakluk kepada ketersediaan stok. Barangan penebusan yang sebenar mungkin berbeza daripada visual yang dipaparkan di dalam laman web TruRewards dan bahan-bahan bercetak yang lain.

16. Baucar yang dikeluarkan oleh peniaga yang mengambil bahagian bagi pihak Bank Islam tertakluk kepada ketersediaan stok dan sebarang syarat yang mungkin dikenakan dan tidak boleh ditukar ganti dengan wang tunai. Senarai peniaga yang mengambil bahagian di dalam program ini boleh didapati di laman web TruRewards.

17. Baucar adalah sah untuk digunakan sehingga tarikh yang dinyatakan dalam baucar tersebut. Bank Islam tidak akan melanjutkan tarikh sah laku ataupun memulangkan TruPoints yang tidak digunakan.

18. Baucar yang ditebus adalah sah untuk digunakan hanya pada peniaga-peniaga yang mengambil bahagian dan tertakluk kepada terma-terma dan syarat-syarat yang dikenakan oleh peniaga-peniaga tersebut.

19. Bank Islam tidak bertanggungjawab bagi apa-apa caj pembatalan yang dikenakan sekiranya berlaku pembatalan tempahan pelancongan / hotel / makanan di tempat-tempat makan yang dibuat oleh Ahli Kad yang Layak.

20. Ahli Kad yang layak boleh membayar yuran tahunan untuk Kad Kredit-i, dengan menggunakan TruPoints. Namun begitu, pilihan untuk menebus TruPoints bagi yuran tahunan Kad Kredit-i mesti dilaksanakan oleh Ahli Kad yang Layak dalam tempoh dua (2) bulan dari tarikh caj yuran tahunan Kad Kredit-i yang dikenakan, seperti dinyatakan dalam penyata Ahli Kad yang Layak itu.

21. Ahli Kad yang Layak boleh menebus TruPoints untuk membuat sumbangan kepada program Tanggungjawab Korporat (CR) yang dianjurkan oleh Bank Islam dari semasa ke semasa. Bank Islam dengan budi bicaranya boleh memilih program CR yang difikirkan sesuai.

22. Dengan menyertai TruRewards, Ahli Kad yang Layak dianggap telah membaca, memahami serta bersetuju dengan terma-terma dan syarat-syarat yang dinyatakan di sini, termasuk keputusan Bank Islam adalah muktamad.

23. Semua penebusan barangan memerlukan empat belas (14) hingga dua puluh satu (21) hari penghantaran berkuat kuasa dari tarikh penebusan dibuat oleh Ahli Kad yang Layak dan penerimaan resit pengakuan melalui laman web TruRewards.

24. Barangan yang ditebus akan dihantarkan ke alamat yang diberikan oleh Ahli Kad melalui laman web TruRewards.

25. Bank Islam berhak untuk melantik ejen pihak ketiga atau penjual-penjual bagi mengendalikan penghantaran atau menyediakan barangan dan menghantar barangan atau baucar kepada Ahli Kad dengan tujuan penebusan barangan.

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26. Penghantaran tidak akan dibuat ke alamat Peti Surat atau alamat di luar Malaysia.

27. Bank Islam berhak mengikut budi bicara mutlaknya untuk mengubah TruPoints atau mengganti dan / atau menukar barangan yang disenaraikan dengan notis yang munasabah.

28. Barangan yang diterima dalam keadaan baik tidak boleh dipulangkan dan tidak boleh ditukar. Sekiranya terdapat apa-apa kecacatan fizikal pada barangan yang ditebus, Ahli Kad yang Layak mesti membuat laporan berkenaan kecacatan tersebut kepada ejen dan penjual yang dilantik oleh Bank Islam dalam tempoh 24 jam dari tarikh penerimaan. Produk mesti dipulangkan bersama bungkusan asalnya. Bank Islam tidak akan bertanggungjawab terhadap sebarang kecacatan fizikal yang diterima oleh Ahli Kad yang Layak.

29. Semua barangan tidak boleh ditukar ganti dengan ganjaran hadiah lain atau ditukar dalam bentuk tunai atau kredit di dalam apa juga keadaan. Bank Islam tidak akan bertanggungjawab ke atas sebarang kematian, kecederaan, kerugian atau kerosakan dalam apa juga bentuk penderitaan ke atas Ahli Kad yang Layak atau orang lain akibat daripada penggunaan barangan/perkhidmatan yang ditebus.

30. Sebarang pertikaian mengenai barangan dan perkhidmatan yang ditebus di bawah TruRewards hendaklah diselesaikan di antara Ahli Kad yang Layak dan penyedia perkhidmatan dan / atau pembekal yang membekalkan barangan dan perkhidmatan tersebut. Bank Islam tidak bertanggungjawab untuk menyelesaikan pertikaian tersebut.

31. Bank Islam tidak akan bertanggungjawab ke atas sebarang salah tafsir fakta, dan / atau kecederaan yang disengajakan dan / atau kehilangan nyawa dan / atau barang berharga yang terjadi akibat daripada menyertai TruRewards. Bank Islam juga tidak akan bertanggungjawab walau apa cara sekalipun, sama ada secara langsung atau tidak langsung, untuk apa-apa kerugian dan kerosakan dan / atau apa-apa yang ditanggung atau dialami oleh Ahli Kad yang Layak secara langsung atau tidak langsung, secara keseluruhan atau sebahagian, akibat daripada penyertaan mereka dalam TruRewards.

32. Bank Islam berhak untuk membatalkan, menamatkan atau menggantung TruRewards dengan pemberian notis. Bagi mengelakkan keraguan, pembatalan, penamatan atau penggantungan oleh Bank Islam, Ahli Kad yang Layak tidak boleh membuat sebarang tuntutan atau pampasan terhadap Bank Islam atas sebarang kehilangan atau kerosakan yang dialami atau ditanggung secara langsung dan tidak langsung daripada tindakan pembatalan, penamatan atau penggantungan.

33. Dengan menyertai TruRewards Ahli Kad yang Layak dianggap telah membaca, memahami serta bersetuju dengan terma-terma dan syarat-syarat penuh TruRewards, termasuk semua keputusan Bank Islam adalah muktamad.

34. Terma dan Syarat diatas hanya ringkasan, Ahli Kad yang Layak dinasihatkan untuk membaca Terma dan Syarat yang penuh, dengan melayari www.bankislam.com.my.

Pusat Kad Bank IslamAras 24, Menara Bank IslamNo 22 Jalan Perak50450 Kuala Lumpur

Tel: 03-26 900 900 • Fax/Faks : 03-2726 7606E-mail/Emel : [email protected]

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TRUREWARDS Bank Islam