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Trigon Lifestyle Financial Planning Brochure
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Planning for Life
L I F E S T Y L E F I N A N C I A L P L A N N I N G
We all have goals, dreams and ambitions for the future, for ourselves and our families, but how do we achieve them?
About Trigon • With roots stretching back to 1996 the Trigon Solutions
Group off ers fi nancial planning services and advice to
individuals, families and businesses. The group currently
comprises three companies off ering complimentary services.
• Trigon Financial Solutions Ltd provides you with
independent advice which is not restricted, or limited
by ties to any banks, building societies or other fi nancial
institutions. This allows us to give you advice that is
impartial and recommendations from the whole market
rather than a limited range of companies or products.
• Trigon Corporate Solutions Ltd provides business support
services including consultancy, administration, advice
and IT solutions.
• Trigon Support Services Ltd provides additional research,
administration and planning facilities within the group.
Our Team• Each of Trigon’s advisers have extensive knowledge and
experience in a wide range of specialist areas of Individual
and Corporate Financial Planning.
• Our fi nancial advisers are supported by a dedicated team
of highly experienced and qualifi ed Customer Support
Managers and other administrative staff who provide the
essential support role for our business. They are able to
assist our clients on a day to day basis, with both the routine
and the more complex fi nancial planning queries.
Our Aim• Is simply to provide eff ective Financial Planning solutions
for our clients with clarity and value.
• To advise and guide you, to ensure you are suffi ciently
fi nancially organised to create as much wealth and security
as possible for yourself, your family and your business.
• To identify your fi nancial objectives with you, and provide the
continuing support and guidance you need to create and maintain
your fi nancial independence both now and in the future.
Our Remuneration• We are a fee based practice and will advise you of the
charges for any work we undertake on your behalf before
we start. Furthermore we adopt a fl exible approach which
can incorporate the payment for our services either by fees
or commissions from the product provider (where available),
or a combination of both.
• All our charges are disclosed in writing before we
commence so you can always know where you are. For
more information please refer to the “keyfacts about our
services & costs” available at www.trigonsolutions.co.uk.
Why are we different?• As a client of Trigon you will be at the heart of our business.
We will work with you, listen and take full account of your
issues and requirements. Our advice and recommendations
will be made in a clear and straightforward manner to ensure
that you gain the maximum benefi t from our experience and
expertise with the minimum of fuss.
• To enable you to keep abreast of your changing fi nancial
planning requirements and the various processes involved
we have developed an informative website with many useful
interactive tools and guides. We are also developing a back
offi ce web portal which will allow you access to
your plan information, get valuations, and update your
personal details in “real time” whenever you want to at
the click of mouse.
“ Many people have goals and dreams,
but a goal without a plan is just a wish...
an achievable goal is a dream with a deadline...”
What is the Lifestyle Financial Planning Process?
Stage 1 ~ About You: We start by meeting to discuss your
personal circumstances and your current fi nancial situation
in depth. This information helps us draw up a complete
picture of where you are now, and where you want to
be. This is your blueprint.
Stage 2 ~ Your Goals & Ambitions: Next we discuss your
objectives, aspirations and specifi c or anticipated milestones
you wish to plan for, as well as any concerns that may arise.
These are your objectives.
Stage 3 ~ Analysis: We will go through our
analysis of your current position and outline
our initial thoughts for your fi nancial plan
with you. Taking all of your existing provisions
into account and your anticipated current and
future income and expenditure, we will then
present you with your specifi c lifetime cash
fl ow analysis. We test the existing provisions
against various “what if?” scenarios
to establish if there any shortfalls
in your current strategy.
This is your lifetime CashFlow.
Stage 4 ~ How to get there: We can map out
the journey to your destination, showing all of
the key goals and events and most importantly,
establishing the most cost and time-effi cient route
to get you there. This is your Financial Plan.
Stage 5 ~ Implementation: Once you are happy
to proceed, it is time to implement the steps
in the plan. Each course of action, we have
recommended and agreed with you, can now
be put into motion.
Stage 6 ~ Review & Update: Circumstances and
objectives change. It really is essential to review
& monitor the plan regularly to check the
progress towards reaching your goals. We
recommend reviews should be at least annually
so that you keep your Financial Plan on track.
BIRTH » START SCHOOL » UNIVERSITY OR COLLEGE » START WORK » CHANGE OF JOB » FIRST
HOME » GETTING MARRIED » STARTING A FAMILY » MOVE HOUSE » CHANGE OF LOCATION
» DREAM HOLIDAY » REDUNDANCY » STARTING YOUR OWN BUSINESS » UNEXPECTED
WINDFALL » DIVORCE » ILLNESS » RETIREMENT » NEED FOR LONG TERM CARE » DEATH
Lifestyle Financial Planning ProgrammeLifestyle Financial Planning is the way we can help you to realise your
ambitions, goals and dreams – however large or small they might be.
Careful planning will help turn your pipe dreams into reality and the
sooner you start your lifestyle fi nancial planning programme, the greater
your chance of realising your goals. There are so many issues to consider
when planning one’s fi nancial future, such as:
Transactional Financial AdviceWe know that the Lifestyle Financial Planning programme
may not be appropriate for everyone, which is why we off er
transactional advice for particular requirements or objectives.
The process still involves the 6 stages which are concentrated
on the specifi c goals and objectives.
Stage 1 ~ About You: A thorough understanding of your
current position.
Stage 2 ~ Your Goals & Ambitions: The particular requirements
you want to address – such as, arranging a mortgage, releasing
equity from your home, protection for you and your family,
retirement provision, inheritance tax mitigation, investment
portfolio services
Stage 3 ~ Analysis: Including your current provisions and
highlighting your shortfalls.
Stage 4 ~ How to get there: To achieve the stated objectives.
Stage 5 ~ Implementation: Of agreed actions.
Stage 6 ~ Review & Update: We believe all plans should
be reviewed and will invite you to instruct us to carry out
regular reviews.
Corporate Services In today’s increasingly uncompromising business environment,
inadequate planning can result in disaster. With the right
professional guidance the pitfalls that could otherwise destroy
your business may be avoided.
A complete advisory service is available to corporate clients
covering all aspects of fi nancial advice for businesses,
directors and staff alike. Advice is provided on a wide range
of areas including the implications of legislative changes and
recommendations for the most appropriate arrangements to
suit your business. Typical examples of the services we provide
are as follows.
• Protecting your key assets
• Protecting your profi ts
• Planning for your retirement
• Protecting your employees and their families
• Reducing your business tax liabilities
• Improving effi ciency of HR Function
• Employee education & counselling
• Exit strategies and succession planning
• Employee Benefi ts – review, implementation
and management & oversight service
• Provision of your own internal HR &
employee benefi ts web portal
Other Services
For more information about our services please call us on 01707 251253, email us at [email protected] or visit us online at www.trigonsolutions.co.uk
Trigon Financial Solutions Ltd is an appointed representative of Intrinsic Wealth Management. Intrinsic Wealth Management is a trading style of Intrinsic Financial Planning Ltd,
which is authorised and regulated by the Financial Services Authority under FSA Register number 440703.
For more information about our
range of corporate services please
visit our sister website
www.trigoncoporatesolutions.co.uk
and view or download our corporate
fi nancial planning brochure.