Through Sbi Mobile Banking

8/22/2019 Through Sbi Mobile Banking

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Interbank Mobile Payment Service

(IMPS) Merchant Payments

Mobile / DTH Recharge Through

State Bank of India Mobile Banking


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Transaction types

Two ways of doing mobile / DTH recharge

through IMPS merchant payments (P2M

Person-to-merchant)

P2M PUSH (Customer initiated transaction)

P2M PULL (Merchant initiated transaction)


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IMPS merchant payments P2M

PUSH transaction

Customer can initiate transaction through

mobile banking application and through SMS

facility provided by bank


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P2M PUSH transaction through

mobile banking

Step 1 - Customer clicks on Mobile Banking

application installed on the customers

handset


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mobile banking

Step 2 Customer logs in to the mobile

banking application by entering User Id


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mobile banking

Step 3 The following screen appears in the

Main Menu with IMPS as an option


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mobile banking

Step 4 A separate form for IMPS merchant

payments is available as shown below


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mobile banking

Step 5 Following screen appears


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mobile banking Step 6 Customer enters the

Merchant mobile number, merchantMMID, Amount & Payment Reference.Customer can enter following detailsfor Mobile / DTH recharge

Merchant Mobile Number9870888888

Merchant MMID 9002222

Payment Reference vodafone9769638768

Amount Rs 10/-

Payment reference is specific for theMobile / DTH operator

Minimum amount depends on Mobile/ DTH operator


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Payment reference (Mobile

recharge)Text in "reference" field Example Minimum amount

MTNL*MobileNo MTNL*9999019880 10

Idea*MobileNo Idea*9999019880 10

Aircel*MobileNo Aircel*9999019880 10

UNINOR*MobileNo UNINOR*9999019880 10

MTS*MobileNo MTS*9999019880 10

BSNL*MobileNo BSNL*9999019880 10Reliancegsm*MobileNo Reliancegsm*9999019880 10

Reliancecdma*MobileNo Reliancecdma*9999019880 10

Vodafone*MobileNo Vodafone*9999019880 10

Indicom*MobileNo Indicom*9999019880 10

Docomo*MobileNo docomo*9999019880 10

videocon*MobileNo videocon*9999019880 10

Airtel*MobileNo Airtel*9999019880 50Loop*MobileNo Loop*9999019880 10

Connect*MobileNo Connect*9999019880 10

T24*MobileNo T24*9999019880 10

VirginGSM*MobileNo VirginGSM*9999019880 10

VirginCDMA*MobileNo VirginCDMA*9999019880 10


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Payment reference (DTH

recharge)

Text in "reference" field Example

Minimum /

Maximum

amount

Videocond2h*ReceiverID Videocond2h*1041950583 10 / 10000

AirtelDigital*ReceiverID AirtelDigital*1041950583 10 / 10000

BigTV*ReceiverID BigTV*1041950583 10 / 10000

SunDirect*ReceiverID SunDirect*1041950583 10 / 1555

TATASky*ReceiverID TATASky*1041950583 100 / 10000

DishTV*ReceiverID DishTV*1041950583 200 / 10000


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mobile banking

Step 7 The following screen appears and

click on OK to confirm the transaction


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mobile banking

Step 8 Following screen appears and

customer needs to enter his M-PIN


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mobile banking

Step 9Customer has to click on Confirm to

initiate the transaction


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mobile banking

Step 10 The following screen appears as

Merchant Fund Transfer request accepted


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mobile banking

Step 11 Customer receives an SMS in the

inbox


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IMPS merchant payments P2M

PULL transaction

Step 1 Generate OTP (One-Time Password)

before transaction

Step 2 Make payment using OTP at

Merchant application (website, mobile

application, WAP site)


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Generate OTP before transaction

OTP can be generated through following

access channels

Mobile Banking application

SMS Banking


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OTP validity

OTP generation is 2-factor authentication process

OTP can be generated through mobile number registered with thebank (first factor of authentication). Customer needs to enter M-PIN for OTP generation (second factor of authentication)

Only one OTP is valid at a time, even if user has generated multiple

OTPs. The last OTP generated will override all other OTPs OTP valid for only one transaction successful or failure

OTP is valid for 1 hour

OTP is 6-digit numeric

Transaction limit unlimited (subject to bank discretion) for OTP

generated through mobile application, and Rs 5,000/- for OTPgenerated through SMS


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Generate OTP using mobile

banking application

Step 1 Log in to Banks mobile banking

application and enter User Id


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banking application


click on IMPS


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banking application


click on Generate OTP


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banking application


user needs to enter M-PIN


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banking application

Step 5 The following screen appears when

the OTP is generated


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Make payment using OTP

Step 1: The Customer visits following link:http://www.oxicash.in

Step 3: Customer enters mobile no, and amount, andclicks Go button
http://www.oxicash.in/http://www.oxicash.in/http://www.oxicash.in/http://www.oxicash.in/


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Step 4: Customer gets the screen as below

Step 5: Customer clicks on button Continue toPay


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Step 7: Customer gets screen as follows


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Step 8: Customer selects option Mobile Payment (IMPS) and is prompted to enterfollowing

Your mobile no

Your MMID

OTP


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Step 9: Following screen appears Transaction

is successful


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Step 10 Customer receives SMS in the Inbox

Documents

Through Sbi Mobile Banking