MARKETMARKETTARGET AUDIENCE MARKET

DECENTRALIZED VIRTUAL CRYPTOBANKING ECOSYSTEM FOR INSTANT PAYMENTS THROUGH CONTACTLESS PAYMENTS AND

BLOCKCHAIN TECHNOLOGY.

With FOTON cryptobank, you can make all kinds of transactions with our own decentralized cryptocurrency exchange powered by the «LIGHT» «LIGHT SECURE» in-house blockchain technology.

FOTON unites decentralized multi-currency crypto wallets servicing into a single system with a built-in fiat-to-cryptocurrency exchange through smart contracts. It is a simple and understandable crypto tool with the lowest fees and secure transactions.

Our in-house decentralized economic system could become a major technological breakthrough in the global banking regulatory environment.

With our in-house blockchain, we can establish and manage various financial and social institutions through our decentralized registry

Market potential of 100 million people by 2020.

Stably growing by up to 30% of total cryptocurrency

OUR MISSIONTECHNOLOGYWith the help of blockchain technology, customers have full control over their money not the banks. The system features a simple and understandable interface for private individuals and legal entities. Two-factor authentication mPOS system.

To make cryptocurrency generally accessible and understandable. Improve user experience due to high-quality payment process.

B2C

CASES

B2B

Products FOTON Payments Business

PURCHASES

Your Account

StableCoinPersonal area with a wallet just like it is the case with usual online banking. You can buy internationally and make contactless payments.

A cryptocurrency system powered by a business platform without volatility risks. You can create your own token to pay for your projects. Utility functions and token management are available in your personal area.

ENTRY INTO THE CRYPTOCURRENCY MARKET INTERNATIONAL CRYPTOCURRENCYACQUIRINGA simple and open cryptocurrency

purchase script even for those who never dealt with cryptocurrencies before.

Development and provision of custom-made API/SDK files for mPOS systems for small and medium-sized businesses with control of your accounts in the ecosystem.

CURRENT ACTIVITYANDBUSINESS PROCESSES

Instant payment from practically any cryptocurrency into fiat money using a

smartphone

42 РOS terminals already prepared to accept payment FOTON mobile bank

No card needed – pay with your smartphone

Ready for running acquiring-solutions for places where the POS terminals are

not available and it is difficult to install it

A wide selection of supplemental banking services, from simple Р2Р

transactions to cryptocrediting systems

ARCHITECTURE

APPLICATION

BUSINESS-ARCHITECTURE IN THE DECISIONS OF CRYPTO-BANKING FOTON

DELIVERYCHANNELS

SYSTEMSINTERFACES & INTEGRATION

SOLUTIONS

BUSSINES INTELLIGENS & REGULATORY COMPLIANCE

SUPPORT APPLICATIONS

STRATEGICPARTNERSHIP

CORE PRODUCT PROCESSING SYSTEMS

Retail & CorporateBanking/Customer

ServiceManagement

CRYPTOCURRENCY EXCHANGE

TRADE FINANCE CREDIT CARD ELECTRONIC

BANKINGLOAN

TREASURY REMITTANCE &PAYMENT

VIRTUAL DEBITCARD INVESTMENT DEPOSIT

FINANCIAL ASSETS FINANCING &COLLECTION

CASH FLOWMONITORING RETAIL FINANCING

Decentralized Architecture System Administration & Security Business Process Management

Noti�cation Management Personnel & Payroll Fixed Assets Management

CORPORATEFINANCING

ESCROW

FinancialTemplateReports

Corp & MGMT

Reporting

BusinessIntelligence

RiskManagement Financials

CreditBureau

InterfaceFATCA CRSReport

Designer

ProvisioningProcessing

Accounting

Revaluation FOTON Pro�t Calculation

Reporter International Taxation Regulations Enterprise Data Warehouse

TREASURY SALARY PROJECTS SMART EXCHANGE TECHNOLOGY

SCORING

CustomerRelationship

Management

Self-Cervice

Internet Banking

Point-of-Sale (POS)

Money Changer

SWIFT, RTGS, WU, ETC

Internet & MobileBanking

Authentication

DocumentManagement

System

Switch & Card Management

System

Iris Recognition

Live FinancialMarkets

IntegrationManager

Open API

ATM Broker

Exchange RateBoard

Blockchain

Mobile Banking

Automated TellerMachine (ATM)

Call Center / IVR

Social Networks

PROJECT ARCHITECTURE

APPLICATION

ROADMAPQ2 2017

- Launching the development of theplatform FOTON

AUGUST 2018

- Preparation for Pre-ICO- Publication of a «WhitePaper»- Crypto-fiat-crypto exchange

DECEMBER 2018

- Development of Stable Coin- Development of additional services – escrow, hedging services, “secure” purchasing, etc.- Submitting documents for licensing to work with cryptocurrency and fiat money- Beta-testing of the Decentralized Cryptoexchange launch- Development of a module to integrate with CMS- Development of a module for the ICO

JANUARY- MARCH 2019

- Launch of ICO Round I- Migration from ERC20 tokens- Mining pool- Licensing operations with cryptocurrency and fiat money- Launch of the Decentralized Cryptoexchange- Atomic swaps-Filing documents to receive an banking license- Development of the credit token, integration with the scoring platforms, set-up of the algorithms for self-regulation of the tokens exchange

MARCH-MAY 2019

- The end of ICO Round I- Issuance of StableCoin- Purchases/acceptance with StableCoin- Launch of ICO Round II- Utility functions of businesses- Development of Passport ID- Development of a trading platform- Grants for IT security- Development of an arbitration bot

AUGUST-DECEMBER 2019

- Receiving an banking license- Inclusion in Visa/MasterCard- Establishment of our own processing- Issuance of our own virtual/plastic cardsGrants Open API products development- Launch of Passport ID

Q1-Q2 2020

- Development of neural networks

SEPTEMBER 2018

- Launch of «LIGHT SECURE» test - Network stress testing «LIGHT SECURE»- Open testing of the FOTON platform- Development of Business Account

OCTOBER 2018

- Launch of «LIGHT SECURE». Block Explorer- Launch of Light Network test. Block/Token Explorer- Network stress testing test network «LIGHT»- Testing of services’ integration into «LIGHT SECURE»- Launch of customized web wallets for LIGHT/LIGHT SECURE. Token Explorer

NOVEMBER 2018

- Company opening in the EU- Pre-ICO Launch- Launch of «LIGHT» Public Network - Network stress testing «LIGHT»- Development of a Deposit module- Development of the Smart contract for business accounts

JANUARY - MARCH 2018

- Launching development of theFOTON Open API- Alfa-testing of the FOTON

APRIL - MAY 2018

- Launching development of the Decentralized CryptoexchangeDevelopment of a Mobile App- Solution for Crypto-Acquiring- Development of the LIGHT\LIGHT SECURE blockchain network 4.0

JUNE-JULY 2018

- Presentation of the MVP version- Development of FOTON SMART technology- Crypto-crypto exchange

ROADMAP

LEGAL NOTICE

STRUCTURE

FOTON is registering its legal entity and structure of the company in the following form:

1. Main company is Malta

2. Register your own bank

3. Opening of the main company’s account at its own bank (and subsequently those of other

subsidiaries)

4. Licensing of digital and cryptocurrency assets, acquiring, asset management and issuance

LEGAL DETAILS

BUSINESS STRUCTURE OF THE PRODUCT

Clients

New opportunities: participation, usage

New opportunities: participation, usage

Payment by cryptocurrency

International payments without %,

acquiring in any country

Blockchain

Smart contracts

Utility Tokens

StableCoin

Blockchain

Blockchain

Companies

Return through a new form of communication

Return through a new form of

communication with the client

Accepting payment by

cryptocurrency

Making large transfers

+ 30 EMPLOYEES(DEVELOPMENT, MARKETING, SERVICE)

ADVISORS

TEAM TEAM

ADVISORS

ANDREY PASHKEVICH

CEO, Cofounder

Extensive managerial experience (more than 10 years) as technical director in the financial sector, developed banking payment systems and processing structures in international banks.

ROGER CROOK

Advisor FOTON

Business angel, entrepreneur, board & ICO advisor in the logistics tech, fintech, and blockchain disruption space and I am CEO of Capital Springboard - Singapore’s leading peer-to-peer invoice financing platform for SMEs. Capital Springboard facilitates trade for SMEs by granting them access to working capital provided by investors which include, accredited investors, institutional investors,

NAVIIN KAPOOR

Advisor FOTON

Blockchain advisor and a business transformation leader with more than eleven and half years experience in project management and business analysis and more than one year in experience in ethereum, bitcoin, hyperledger, EOS, consensus protocol and distributed / shared ledger tecnology.

BOJAN OREMUZ

Advisor FOTON

CEO, Blockchain visionary and team leader. Previous experiences 25 years in the field of networking, IT security and custom IT solutions. Member of IDACB ICO Advisory Board. IcoGuide Expert. Was president of IT Cluster EAliansa, member of the government council for IT and EU ISt prize nominee for network security products.

JAIAN CUTTARI

Advisor FOTON

Jaian has co-founded several companies. Currently the CEO of Veltrust, a global strategy advisory firm, he is involved in several leading start-ups and blockchain projects. He also has a passion for commercial diplomacy centered around world trade and emerging markets.

MICHAEL SENNIKOV

Vice-President, Cofounder

Executive in a number of European investment companies. Head of the Commission on Blockchain Technology of the Eurasian Council of Small and Medium-Sized Businesses of the Eurasian Peoples’ Assembly.

GENNADIY TOPOREVSKIY

Technical director

Extensive managerial experience (more than 25 years) in the financial sector as a technical director for the development of banking systems. Leading developer of payment and processing structures (multichannel accounting, decentralized processing and server infrastructure, immediate payments with high load).

ANDREY ZAIKIN

Marketing and PR director

IT marketing professional for more than 7 years, with experience in the development of IT products and projects. Played an active role in the promotion of cloud technology worldwide.

DETAILSTOKEN SALES

01 PRIVATE SALE

Up to 50% bonus

Packages of 65 000 000 FTN+ 2% in the company

TOKENS NOT FROZEN

NOVEMBER 25 - DECEMBER 25

1 000 000 000 FTN

Up to 30% bonus

TOKENS FROZEN UNTIL THEEND OF PRE ICO

ROUND 1 TOKEN SALES

FEBRUARY 01 - MARCH 27 2019

2 500 000 000 FTN

Up to 20% bonus - 02.01.19 – 02.15.19Up to 10% bonus - 02.16.18 – 03.05.19Up to 5% bonus - 03.06.19 – 03.17.19

ROUND 2 TOKEN SALES

+ BOUNTY-PROGRAMS:150 000 000 FTN

PUBLIC OFFERING OF TOKENSAFTER THE FIRST ROUND OF SALES

02 PRE ICO 03 ICO

Total issue: 5 000 000 000 FTN

Single emission

Volume on sale 70% of the total

DETAILS AND STRUCTUROF TOKEN SALES

1 FTN = 0.004$ 1 FTN = 0.006$ 1 FTN = 0.008$

DECENTRALIZED MOBILE CRYPTOBANK FOR INSTANT CRYPTOCURRENCY OPERATIONSWE LIFT THE LIMTS ON THE CRYPTOWORLD

November 2018

of tokens on marketing and loyaltyprogram

(750 000 000 FTN)

of tokens for the founders and team

(400 000 000 FTN)of tokens for partners and advisers (200 000 000 FTN)

of tokens for the Bounty program and Airdrops (150 000 000 FTN)

of tokens on sale (3 500 000 000 FTN)

28 000 000$

9 000 000$

Hard C

ap

Soft C

ap

4%

3%

70%

8%

15%

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