Y our application for a loan is denied or you are only offered a very high interest rate even

though you have a long history of good credit. When you review your credit report, you see

unpaid debts that are not your own. What should you do?

The Federal Trade Commission has reported that as many as one out of every five consumer

credit reports contains errors that could negatively affect consumers’ credit histories and scores, making

it harder to get credit. The good news is that there are several easy steps you can take to review your

credit report and remove errors that may negatively impact your credit history.

TransUnion P.O. Box 6790

Fullerton, CA 92834-6790

(800) 680-7289 transunion.com

Experian P.O. Box 9532

Allen, TX 75013

(888) 397-3742 experian.com

Equifax P.O. Box 740241

Atlanta, GA 30374-0241

(800) 525-6285 equifax.com