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vinieyaKedIm,IGnaKt

TIsak;karkNalsitenAGaKarelx3 rukvifIRkmYns sgat;pSarfI 1 xNdUneBj raCFanIPMeBj RBHraCaNacRkkm

r)aykarN_RbcaMqaM 201205

ckvisy

ebskkm

KuNtm

r)aykarN_hirBavtsegbryeBl 4qaM

Btmanrbs;FnaKar Ggkarelxrbs;FnaKar

sarbs;RbFanRkumRbwkSaPi)al

sarrbs;GKnayk

GPi)alkic

r)aykarN_RkumRbwkSaPi)al

r)aykarN_KNRKb;RKg

r)aykarN_svnkrkraC

PaKITMnak;TMngeRkARbeTs

06

06

07

08

10

13

15

17

20

25

29

75

matika

r)aykarN_RbcaMqaM 2012 06

edIm,IERbkayCaFnaKarCeRmIslbMputmYyenAkm

r)aykarN_RbcaMqaM 201207

rkSakarsmat; eyIgeFVIFurkicRbkbedaykMritGaCIB

x

r)aykarN_RbcaMqaM 2012 08

RTBskmsrub

\NTan nigbuerRbTansuT

RTBskmepSg

RTBGkmsrub

R)ak;beBaI

RTBGkmepSg

mUlniFisrub

edImTuncuHbBaI

TunbMrug nigR)ak;cMeNjrkSaTuk

r)aykarkarN_lTplsegb dularGaemrik

Gnu)atsMxan;

cMNUlBIkarR)ak;

cMNayelIkarR)ak;

cMNUlBIkarR)ak;suT

cMNUlBIkRm nigesva

cMNayRbtibtikarepSg

karRbmUlbMNulnigkarR)ak;suT

cMeNjmunbg;Bn

cMeNjeRkaybg;Bn

plcMeNjBImUlFn

plcMeNjBIRTBskm

plcMeNjBImUlniFiPaKTunik

Gnu)atsaFnPaB

Gnu)atsac;R)ak;gayRsYl

cMNUlBIkarR)ak;eFobnwgRTBskmsrub

\NTanduleFobnwgR)ak;beBaIGtifiCn

\NTanmindMeNIrkar eFobnwg\NTandul

GRtakMeNIncMNUlkarR)ak;

GRtakMeNInR)ak;beBaIsrub

GRtakMeNIn\NTandulsrub

GRtakMeNInmUlniFiPaKTunik

GRtakMeNInRTBskmsrub

405,465,381

165,421,869

240,043,512

350,677,776

344,341,648

6,336,128

54,787,605

38,500,000

16,287,605

461,506,679

209,863,093

251,643,586

399,119,074

392,089,987

7,029,087

62,387,605

38,500,000

23,887,605

17,923,315

(8,505,089)

9,418,226

2,715,061

(4,076,282)

769,897

8,826,902

7,126,713

21,693,216

(9,710,534)

11,982,682

4,325,388

(5,535,504)

(1,230,268)

9,542,298

7,599,997

18.51%

1.76%

13.01%

24.44%

95.49%

4.7%

49.60%

1.44%

30.64%

24.34%

20.37%

14.95%

23.14%

19.74%

1.65%

12.18%

21.26%

76.95%

4.7%

55.22%

1.36%

21.03%

13.87%

26.76%

13.87%

13.82%

20112012

20112012

20112012

2010

2010

2010

2009

2009

2009

329,274,921

136,201,031

193,073,890

281,614,029

276,930,868

4,683,161

47,660,892

35,750,000

11,910,892

13,719,979

(5,699,084)

8,020,895

2,778,921

(3,975,403)

1,284,427

8,108,840

6,392,476

17.88%

1.94%

13.41%

27.27%

104.05%

4.17%

51.24%

2.96%

4.57%

22.41%

34.95%

15.49%

21.16%

271,759,672

95,765,360

175,994,312

230,491,256

226,229,038

4,262,218

41,268,416

13,000,000

28,268,416

13,120,651

(5,008,614)

8,112,037

2,374,417

(4,545,303)

468,729

6,409,880

5,322,826

40.94%

1.96%

12.90%

32.02%

111.46%

4.83%

46.48%

5.65%

4.01%

1.49%

7.06%

14.68%

3.45%

r)aykarN_hirBavtsegbryeBl 4qaM

taragtulkarsegb dularGaemrik

10r)aykarN_RbcaMqaM 2012

BtmanTUeTArbs;FnaKar

TIsak;karkNal

GaKarelx3 rukvifIRkmYns sgat;pSarfI1 xNdUneBj

raCFanIPMeBj RBHraCaNacRkkm


]kj:a lwm bunsYr

RbFanRkumRbwkSaPi)alsITI

13 r)aykarN_RbcaMqaM 2012

sarrbs;RbFanRkumRbwkSaPi)al

semc RTg; k]tm elak]kBaJ:a elakCMTav elak elakRsI

GknagkBaa CaTIrab;Gan

Gs;ryeBlCag34qaMmkehIy EdlFnaKarBaNiCkmeRkA

RbeTs nkm


TaMgGs;Ka sRmab;karxitxMRbwgERbgGs;BIsmtPaBnigkarebCJacitrbs;BYkKat; . xJMksUmEfgGMNrKuN nigktBataFmdRCaleRCA

cMeBaH semc RTg; k]tm elak]kBaJ:a elakCMTav elak elakRsI Gknag kBaaCaGtifiCndffaTaMgGs; sRmab;karKaMRTminecH

rIgstcMeBaHFnaKar FTB .

TaMgGs;Ka eyIgebCJaERbkay nigsitsagFnaKar FTB [kayCaFnaKarmanlMdab;BiPBelakmYy CaFnaKarpl;esvahirBavt

RbkbedayPaBCMnaj\tKUeRbobsRmab;qaMxagmux .

sUmGrKuN

]kBaJ:a lwm bunsYr

RbFanRkumRbwkSaPi)alsITI


sarbs;GKnayk

CaqaMmYyeTotEdlRbkbedayeCaKCyKYrCaTIemaTn )ankng

puteTAehIy. lTplkargarhirBavtrbs;FnaKar FTB enAEtbn

rIkcMerIny:agl edayQrelImaKarwgmaMmYy . lTplhirBavtdUc

manbgajedaysegbCUnxageRkamenHbBaak;BIPaBxaMgkarbs;

FTB enAqaM 2012

\NTandul nigbuerRbTanGtifiCnekIneT,IgrhUtdl; 216/5

landularGaemrikesInwg 27 ebIeFobeTAqaM 2011 .

R)ak;beBaIsrubekIneT,IgrhUtdl; 392/2 landularGaemrik

esInwg 14 ebIeFobeTAqaM 2011 .

RTBskmsrubekIneT,IgrhUtdl; 461/5 landularGaemrik

esInwg 14ebIeFobeTAqaM 2011 .

mUlniFiPaKTunikekIneT,IgrhUtdl; 62/6 landularGaemrik

esInwg 14 ebIeFobeTAqaM 2011 .

mUlFnsrubRtUv)anrkSaTukRtwm 38/5 landularGaemrik .

cMnYnenHelIscMnYnkMNt;edayFnaKarCati nkm


enHtamrykarpl;esvaelxmYy nigplitplhirBavtmankarcRbDit nigsmRsb EdlminRtwmRKan;EtbegIteGaymanb:ueNaHeT

EtbegInCaGitibrmanUvKuNtm sRmab;GtifiCn nigPaKTunikrbs;eyIgpgEdr . eKalbMNgrbs;eyIgKWeFIVCadKUdlmYyenAkgkar

pl;esvahirBavt . edIm,IseRmceKalbMNgenHeyIgnwgbnEklMG bNajsaxa EklMGdMeNIrkar nigbEnmplitpl nigesvaenAeBl

caM)ac;kdUcCaeyIgxitxMRbwgERbgeFIVxneyIgeGaykayCadKUEt mak;Kt; EdlelakGkRtUvkar . CamYynwgkareRbIR)as;ktaTaMgGs;enH

eyIgyl;faGIVCasMxan;sRmab;GtifiCneyIg ehIyeyIg)anbgajnUv smtPaBrbs;eyIgkgkarsRmbxn eTAtambridanesdkicEdl

mankarpas;brenH .

kgnamKNRKb;RKg nigmRnIbuKlikFnaKar FTB eyIgxMJsUmsMEdgktBataFmdx


RkumRbwkSaPi)al nigKNRKb;RKgFnaKar FTB ebCJadwknaM FnaKar FTB [sitenAkgGPi)alkiclCanic. eyIg)anerobcM eKalneya)ay

nigrebobGnuvtkargarGPi)alkicl edIm,IR)akdfa eyIgepateTAelIkarTTYlxusRtUvrbs;eyIgcMeBaHPaKTunik nigbegItKuNtmryeBl

yUrGEgVgsRmab;PaKTunik. eyIgR)akd faeKalneya)ay nigrebobGnuvtkargarrbs;FnaKar FTB RsbeTAnwgtRmUvkarc,ab;Ca

Frman. eyIgenAEtbntamdanXaM emIlnUvc,ab; bTb,BatiGnumtfI RBmTaMgeFVIkarEkERbeKalneya)ay nigrebob Gnuvtkargarrbs;

eyIg[)anRsmRsbeTA nwgbBatifI. TidPaBTUeTAneKalneya)ayGPi)alkiclrbs;eyIgmanbgajCUnCasegbdUcxageRkam

RkumRbwkSaPi)al

FnaKar FTB dwknaMedayRkumRbwkSaPi)al. naykRbtibtiTTYl karEtgtaMgGMBIPaKTunik[bMeBjParkicCMnYs.

RkumRbwkSaPi)alTTYlxusRtUvRtYtBinit nigRKb;RKgFurkickargar nigsanPaBFnaKarCMnYsmux[PaKTunik edayeKarBtamlknik

FnaKar nigc,ab;sIBIRKwHsanFnaKar nighirBavtRBmTaMgc,ab;Bak;BnepSgeTot. RkumRbwkSaPi)almansmaCik7rUb.

smaCikRkumRbwkSaPi)al enAfTI 31 Ex F qaM 2012

GPi)alkic

elak]kBaJa: lwm bunsYrRbFanRkumRbwkSaPi)alsITI cab;BIEx sIha qaM 2011

nigCasmaCik cab;BIqaM 2005

k]tm mIu va:n;

smaCik

cab;BIqaM 2002

elakCMTav Gwug bU:lINa

smaCik

cab;BIqaM 2005

elak kg GIu

smaCikkraCcab;BIqaM 2008

elak nYn sMGansmaCikkraCcab;BIqaM 2009

elakRsI sux can;sUNa

smaCikkraC

cab;BIqaM 2007

k]tm hI Ganva:nif

smaCik

cab;BIqaM 2005


KNRKb;RKgRbtibti

KNRKb;RKgRbtibtiFnaKarmantYnaTITTYlxusRtUv RKb;RKgRbtibtikarGaCIvkmFnaKarTaMgmUl.

KNRKb;RKgRbtibtiFnaKarmansmaCikcMnYn 04 rUb

1- k]tm hI Ganva:nif GKnayk

2- elakCMTav Gwug b:UlINa GKnaykrg

3- elak Twm bUpl GKnaykrg

4- elakRsI nYn bUra:nI GKnaykrg

KNkmkarRKb;RKgRTBskm nigRTBGkm (ALCO)

KNkmkarRKb;RKgRTBskm nigRTBGkm (ALCO) rbs; FTB )anbegIteLIgsRmab;begItRkbxNc,ab; edIm,IRKb;RKgnUvral;

RTBskm nigRTBGkm EdlmanryeBlEvg nigryeBlxI. KNkmkarenHmansmaCikcMnYn 08 rUb

1- k]tm hI Ganva:nif RbFan

2- elakCMTav Gwug b:UlINa smaCik

3- elak Twm bUpl smaCik

4- elakRsI nYn bUra:nI smaCik

5- RbFannaykdanGnrCati smaCik

6- RbFannaykdanKNeny smaCik

7- RbFannaykdan\NTan smaCik

8- RbFannaykdanesvaGtifiCn smaCik

KNkmkar\NTan

KNkmkar\NTan)anRtUvbegIteLIgedIm,IRtYtBinit ENnaM niigBinitedayht;ct;elIkarRKb;RKghaniPy\NTannsMeBot\NTan

rbs;FnaKar FTB. KNkmkar\NTanmansmaCikcMnYn 04 rUb

1- ]kja: lwm bunsYr RbFan

2- k]tm hI Ganva:nif smaCik

3- elakCMTav Gwug bU:lINa smaCik

4- elak Twm bUpl smaCik

KNkmkarsvnkm

KNkmkarsvnkmmanParkicFanafa FnaKareKarBtamral;c,ab;nigbTbBaaTaMgGs;. KNkmkarenHFanapgEdrfa BtmanEdl

FnaKarpl;CUnsaFarNCn nigFnaKarCati nkm


KNkmkarsvnkmmansmaCikcMnYn 03 rUb

1- elak nYn sMGan RbFan

2- elakRsI sux can;sUNa smaCik

3- elak man can;NariTi smaCik nig elxaFikar RbFannaykdansvnkmpkg

KNkmkarRKb;RKghaniPy

eKalbMNgrbs;KNkmkarenH KWCYyRkumRbwkSaPi)alkgkarBiniteLIgvijnUveKalkarN_RKb;RKghaniPy eKalneya)ay pl;

yuTsaRs dMeNIrkar nigkarRtYtBinitnanacMeBaHGIVEdlBak;BneTAnwgEpkGaCIvkm EpkTIpSar EpkRbtibtikar karRKb;RKghaniPy

nigpl;Gnusasn_enAeBlsmRsb. KNkmkarRKb;RKghaniPymansmaCikcMnYn 03 rUb

1- elakRsI sux can;sUNa RbFan

2- elak nYn sMGan smaCik

3- elakRsI nYn bUra:nI smaCik


r)aykarN_RkumRbwkSaPi)al

svnkmpkg

FnaKar FTB mannaykdansvnkmpkg Edlmanebskkm

cMbgeFIVCaCMnYykarrbs;RkumRbwkSaPi)al kgkarRtYtBinit

bNanaykdannanarbs;FnaKar . tamrykarvaytm nig

karRtYtBinitCaeTotTat; naykdansvnkmpkgFanafaman

kareKarBnItiviFI nigdMeNIrkarRbtibtikarRtwmRtUveTAtam

eKalkarN_ tmaPaB GPi)alkicl nigviCaCIv RBmTaMgpl;

Gnusasn_EklMGpg.

karRKb;RKghaniPy

karRKb;RKghaniPyCakarepatGarmN_CaKnwHeTAelIRbtibti

karrbs;FnaKareyIg . KNkmkarRKb;RKghaniPybegIt

eT,IgsRmab;RtYtBiniteKalkarN_RKb;RKghaniPy neya)ay

yuTsaRs dMeNIrkar nigkarRtYtBinit EdlBak;BneTAnwgFurkic

TIpSar Rbtibtikar RKb;RKghaniPyekreQaH nigpl;Gnusasn_

enAeBlsmRsb .

dUecH KNkmkarRKb;RKgRTBskmnigRTBGkm ALCO

rbs;FnaKar TTYlxusRtUvRKb;RKghaniPyFnaKar raykarN_

GMBIhaniPynana nigFanafaFnaKareKarBtambTbBaapkg

RBmTaMgesckItRmUvrbs;FnaKarCati nkm


sRmYlRbtibtikarBaNiCkmCUnRkumhunTaMgGs; EdleFIVkarCamYykaMsab bGaCJaFrkMBg;EpPMeBj . saxaesomrab sitenAEk,r

pSarcas; elIvifI Pub Street EdlRbmUlpMedayePJveTscr edIm,IeqIytbeTAnwgtRmUvkarhirBab,Tanrbs;hagnanaenAEk,r

enaH nigePJveTscrEdlRtUvkarsac;R)ak; . m:ageTotesvakmTUTat;vikybRtGKisnIkm


eyIg)anbNHbNalfak;GaCIB EpkhirBab,Tan

BaNiCkm CUnGtifiCn edIm,Iyl;c,as;BIsuvtiPaB

nigRbsiTiPaB nkareFIVhirBab,TanFurkic

BaNiCkmRbePTEbbenH .

eyIgbnEklMGRbBnRtYtBinitpkgenAeBl

caM)ac; edIm,IeKarBtamRbkas esckIENnaMrbs;

FnaKarCati nkm


TMnak;TMngbuKlik

FnaKar FTB ebCJaCRmujxng[kayCakEngeFIVkargarmYymansuvtiPaB edayQrelIkarGnuvtn_ rebobcat;Ecg buKlikRbkbeday

PaByutiFm nigkareKarBKaeTAvijeTAmk . FnaKar FTB Gnuvttamc,ab; nigbTbBaakargar CaFrmanenAkm


kar]btmRBwtikarN_ evTikaRsUvGgrkm


RkumRbwkSaPi)alFnaKarBaNiCkmeRkARbeTs nkm


viFIsas):an;;santm

KitRtwmkalbriecTnr)aykarN_enH nigEpkeTAelIkRmitnkaryl;dwgrbs;RkmRbwkSaPi)al vaBMumankaleTsNamYyEdl)an

ekIteLIg EdlbNal[b:HBal;dl;karGnuvtviFIsasEdlmanRsab;kgkarvaytmRTBskm nigbMNulenAkgr)aykarN_

hirBavtrbs;FnaKar mankMhus bminsmRsbCasarvnenaHeT.

bMNulyfaPaB nigbMNulepSg

KitRtwmkalbriecTnr)aykarN_enH minman

k> bnkNamYyelIRTBskmrbs;FnaKar Edl)anekIteLIgcab;taMgBIdMNac;qaM sRmab;karFanabMNulrbs; buKlNamYy nig

x> bMNulyfaPaBNamYyrbs;FnaKar Edl)anekIteLIgcab;BIdMNac;qaM eRkABIbMNulepSgenAkgdMeNIrkarGaCIvkmFnaKar

FmtaeT .

tameyabl;rbs;RkmRbwkSaPi)al minmanbMNulyfaPaB bbMNulepSgrbs;FnaKar EdlRtv)anTamTar[sg bGacnwgRtUv

TamTar[sgkgryeBl12Exbnab;BIdMNac;qaM Edlnwg bGacnwgman\TiBly:agFn;Frdl;lTPaBrbs;FnaKar kgkarbMeBj

katBVkicrbs;xn enAfkMNt;sgenaHeT.

karpas;brehtukarN_

KitRtwmkalbriecTnr)aykarN_enH RkumRbwkSaPi)almin)andwgBIkaleTsNamYy Edlmin)anEvkEjkenAkgr)aykarN_enH

br)aykarN_hirBavtrbs;FnaKar EdlGacbNal[cMnYnTwkR)ak; Edl)anbgajkgr)aykarN_hirBavtmankMhusqgCasarvn

enaHeT .

RbtibtikarminFmta

tameyabl;rbs;RkumRbwkSaPi)al lTplRbtibtikarnGaCIvkmrbs;FnaKarkgqaMenH BMumanrgnUvkarb:HBal;Casarvn BIxg;KNnI

Rbtibtikar bRBwtikarN_NamYy EdlmanlkNCasarvn nigminFmtaenaHeT. tameyabl;rbs;RkumRbwkSaPi)alkgcenaHeBl

rvagfbiTbBaImkTl;nwgkalbriecTnr)aykarN_enH vaBMumanxg;KNnIRbtibtikar b RBwtikarN_NamYy EdlmanlkNCasarvn

nigminFmta EdleFVI[b:HBal;CasarvnelIlTplRbtibtikarrbs;FnaKar kgqaMEdlr)aykarN_enHRtUv)aneFVIeLIgenaHeT.

RkumRbwkSaPi)al nigKNRKb;RKgRbtibti

smaCikRkumRbwkSaPi)al nigKNRKb;RKgRbtibti Edl)anbeRmIkarkgGMLgqaM rhUtmkTl;nwgkalbriecTnr)aykarN_enH

manraynamdUcxageRkam


RkumRbwkSaPi)al

elak]kj:a lwm bunsYr RbFanRkumRbwkSaPi)alsITI

k]tm muI va:n; smaCikRkumRbwkSaPi)al Rbtibti

k]tm hI Ganva:nif smaCik RkumRbwkSaPi)al Rbtibti

elakCMTav Gwug b:UlINa smaCik RkumRbwkSaPi)al Rbtibti

elakRsI sux can;sUNa smaCik RkumRbwkSaPi)al kraC

elak kg GIu smaCik RkumRbwkSaPi)al kraC

elak nYn sMGan smaCik RkumRbwkSaPi)al kraC

KNRKb;RKgRbtibti

k]tm hI Ganva:nif GKnayk

elakCMTav Gwug b:UlINa GKnaykrg

elak Twm bUpl GKnaykrg

elakRsI nYn bUr:anI GKnaykrg

GtRbeyaCn_rbs;RkumRbwkSaPi)al

enAkgGMLgqaM nigKitrhUtmkdl;dMNac;qaMenH FnaKarmin)ancUlrYmCaPaKIkgkarcat;EcgNamYy kgeKalbMNgCYydl;smaCik

RkumRbwkSaPi)alrbs;FnaKar [TTYl)annUvplRbeyaCn_epSgtamrykarTijykPaKhun blixitbMNulBIsamIFnaKar bBI

RkumhundTeToteT.

BMumansmaCikRkumRbwkSaPi)alNamak;rbs;FnaKar)anTTYl bmansiTinwg)anTTYlnUvGtRbeyaCn_NamYytamrykarcuHkicsna

Edl)aneFVIeLIgrvagFnaKar nigsmaCikRkumRbwkSaPi)alenaH brvagRkumhun EdlsmaCikRkumRbwkSaPi)alenaHCasmaCik brvag

RkumhunEdlsmaCikRkumRbwkSaPi)alenaHmanplRbeyaCn_sMxan;EpkhirBavt eRkABIRbtibtikarepSg Edl)anlatRtdagenA

kgr)aykarN_hirBavteT.

karTTYlxusRtUvrbs;RkumRbwkSaPi)al cMeBaHr)aykarN_hirBavt

RkumRbwkSaPi)al TTYlxusRtUvkgkarbBaak;fa r)aykarN_hirBavt RtUv)anerobcMeLIgRtwmRtUvnUvRKb;TidPaB CasarvnTaMgGs;n

sanPaBhirBavtrbs;FnaKar KitRtwmfTI 31 Ex F qaM 2012 kdUcCalTplhirBavt niglMhUrsac;R)ak;sRmab;dMNac;qaM.

karerobcMr)aykarN_hirBavtenHtRmUv[RkumRbwkSaPi)al

1> eRCIserIseKalkarN_KNenyEdlsmRsbmkeRbI EdlKaMRTedaykarvinicy nigkar):an;RbmaNy:agsmehtupl nigRbkb

edaykarRbugRbyt ehIyGnuvt[mansgtiPaB.

2> GnuvttamtRmUvkarkgkarlatRtdagBtman nigeKalkarN_ENnaMepSg EdlecjedayFnaKarCati nkm


4> erobcMr)aykarN_hirBavtedayEpkelImUldannirnPaBndMeNIrkarGaCIvkm elIkElgEtmankrNIsnty:agsmrmfa FnaKar

nwgminGacbnkicRbtibtikarGaCIvkmenAeBlGnaKtdxI nig

5> RtYtBinit nigdwknaMFnaKar[manRbsiTiPaBtamrykarseRmccitsMxan;TaMgGs;EdlCH\TiBldl;Rbtibtikar niglTpl

GaCIvkm ehIyR)akdfakickarTaMgenHRtUv)anqHbBaaMgRtwmRtUvenAkgr)aykarN_hirBavt.

RkumRbwkSaPi)alGHGagfa FnaKar)anGnuvttamkartRmUvxagelI kgkarerobcMr)aykarN_hirBavt.

karGnumtr)aykarN_hirBavt

r)aykarN_hirBavtEdlPab;mkCamYy rYmnwgkMNt;smal;epSg )anbgajRtwmRtUvnUvRKb;TidPaBCasarvn TaMgGs;nsanPaB

hirBavtrbs;FnaKar KitRtwm fTI 31 Ex F qaM 2012 kdUcCalTplRbtibtikar niglMhUrsac;R)ak; sRmab;dMNac;qaM edayGnuelam

eTAtameKalkarN_ENnaMrbs;FnaKarCati nkm


r)aykarN_svnkrkraC

CUnPaKTunik FnaKarBaNiCkmeRkARbeTs nkm


FnaKarBaNiCkmeRkARbeTs nkm


r)aykarN_bERmbRmYlmUlFn

sRmab;dMNac;qaM fTI 31 Ex F qaM 2012

KitRtwmfTI 01 Ex mkra qaM 2011

kareprTunbRmugeTACaedImTun

cMeNjsuTkgqaM

smtulKitRtwmfTI 31 Ex F qaM 2011

smmUlnwgBan;erol


cMeNjsuTkgqaM

smtulKitRtwmfTI 31 Ex F qaM 2012

smmUlnwgBan;erol

35,750,000

2,750,000

-

38,500,000

155,501,500

38,500,000

-

38,500,000

153,807,500

2,945,589

(2,750,000)

-

195,589

789,984

195,589

-

195,589

781,378

8,965,303

-

7,126,713

16,092,016

64,995,653

16,092,016

7,599,997

23,692,013

94,649,592

47,660,892

-

7,126,713

54,787,605

221,287,137

54,787,605

7,599,997

62,387,602

249,238,470

edImTun

dularGaemrik

TunbRmugTUeTA

dularGaemrik

cMeNjrkSaTuk

dularGaemrik

srub

dularGaemrik

kMNt;smal;EdlPab;mkCamYy BITMBrTI 34 dl; TMBrTI 74 CaEpknr)aykarN_hirBavtenH.



r)aykarN_lMhUrsac;R)ak;

sRmab;dMNac;qaM fTI 31 Ex F qaM 2012

lMhUrsac;R)ak;BIskmPaBRbtibtikar

sac;R)ak; )aneRbIkg)anBIRbtibtikar

kMNt;smal;24

karR)ak;)anTTYl

karR)ak;)anbg;

GtRbeyaCn_eRkayeBlbBab;kicsna

kargar)anbg;

BnelIR)ak;cMeNj)anbg;

sac;R)ak;suTeRbIR)as;)anBIskmPaB

Rbtibtikar

lMhUrsac;R)ak;BIskmPaBvinieyaK

R)ak;tml;bRmugenAFnaKarkNal

R)ak;tml;FanaelIedImTunenAFnaKarkNal

RTBsm,tirwbGUs

karTijRTBskmGrUbI

karTijRTBsm,ti nigbrikar

sac;R)ak;suT)aneRbIkgskmPaBvinieyaK

fycuHsuTkMeNInsuTnsac;R)ak;

nigsac;R)ak;smmUl

sac;R)ak; nigsac;R)ak;smmUlnaedImqaM

lemgBIkarbrrUbiybN

sac;R)ak; nigsac;R)ak;smmUlnacugqaM

kMNt;smal;25

(17,800,826)

21,304,026

(9,380,948)

(64,153) (1,861,088)

(7,802,989)

(4,276,106)

-

(250,814)

(92,921)

(785,620)

(5,405,461)

(13,208,450)

171,885,094

-

158,676,644

(71,114,301)

85,109,584

(37,476,887)

(256,291)

(7,435,047)

(31,172,942)

(17,083,043)

-

(1,002,002)

(371,219)

(3,138,552)

(21,594,816)

(52,767,758)

694,243,895

(7,562,944)

633,913,193

25,856,462

16,955,424

(7,228,526)

(25,628)

(1,653,336)

33,904,396

(8,607,697)

(275,000)

(52,884)

(6,703)

(500,999)

(9,443,283)

24,461,113

147,423,981

-

171,885,094

104,434,249

68,482,958

(29,196,017)

(103,511)

(6,677,824)

136,939,855

(34,766,488)

(1,110,725)

(213,598)

(27,073)

(2,023,535)

(38,141,419)

98,798,436

597,509,396

(2,063,937)

694,243,895

kMNt;smal;EdlPab;mkCamYy BITMBrTI 34 dl; TMBrTI 74 CaEpknr)aykarN_hirBavtenH.



1> BtmanTUeTA

FnaKar RtUv)anbegIteLIgtamGnuRkwtelx 1213GnRk cuHfTI 10 Ex tula qaM 1979 kgGtItrbbrdkm


karerobcMr)aykarN_hirBavt EdlGnuelameTAtameKalkarN_ENnaMrbs;FnaKarCati nkmC>K )anecjpSayedayGnumt[FnaKar nigRKwHsanhirBavt eFVIkarBnar

karGnuvt CIFRS rhUtdl;fTI 01 Ex mkra qaM 2016.

CIFRS RtUvmankarRtYtBinit nigGacmankarEksRmYlepSgeTot tamryeKalkarN_ENnaMkgkarbkRsay BIRkumRbwkSasg;dar

KNenyGnrCati (ehAkat;fa IASB) dUcenH vanwgmankarEkERb.

FnaKarRtUvbgajr)aykarN_hirBavtrbs;xn Gnuelamtam CIFRS sRmab;dMNac;qaMfTI 31 Ex F qaM 2016. karGnuvt CIFRS

nwgbNal[manplb:HBal;CasarvnelIr)aykarN_hirBavt. FnaKar nwgeFVIkarvaytmGMBIplb:HBal;TaMgRsugkgkarGnuvt

CIFRS ehIyBtmanGMBI CIFRS nwgRtUveFVIbcb,nkmtamkarcaM)ac; RbsinebImankarEkERbNamYyekIteLIg.

2>3 RbtibtikarrUbiybNbreTs

k> rUbiybNeKal nigrUbiybNsRmab;bgaj

KNnITaMgGs;EdlmanenAkgr)aykarN_hirBavtrbs;FnaKar RtUv)anvas;tmedayeRbIR)as;rUbiybNn briyakasesdkiccm,g

EdlFnaKareFVIRbtibtikar ehAkat;fa {rUbiybNeKal}. r)aykarN_hirBavtenH RtUv)anbgajCaR)ak;dularGaemrik EdlCa

rUbiybNeKal nigCarUbiybNsRmab;bgajrbs;FnaKar.

GnuelamtamxwmsarnRbkaselx F7-07-164 cuHfTI 13 Ex F qaM 2007 rbs;FnaKarkNal taragtulkar r)aykarN_

lTpl r)aykarN_bERmbRmYlmUlFn r)aykarN_lMhUrsac;R)ak; nig kMNt;smal;r)aykarN_hirBavt sRmab;dMNac;qaMfTI 31

Ex F qaM 2012 RtUv)ankt;RtabreTACaR)ak;erol edayeRbIR)as;GRta brR)ak;mFmPaKpvkar EdlkMNt;edayFnaKarkNal

nakalbriecTnr)aykarN_TaMgenaH Edl1dularGaemrik esInwg 3/995erol fTI 31 Ex F qaM 2011 1 dularGaemrikesInwg

4/039erol . cMeBaHtYelxCaR)ak;erolenH minRtUv)aneFVIsvnkmeT ehIyminKYrkMNt;faR)ak;erolenH CatYelxbgaj dUcCa

R)ak;dularGaemrikenaHeT bkMNt;faCatYelxRtUv)anbr bGacbreTACaR)ak;eroltamGRtabrR)ak;xagelI bGRtabrR)ak;epSgeToteT.


x> Rbtibtikar nigsmtul

RbtibtikarCarUbiybNepSgeRkABIR)ak;dularGaemrik RtUv)ankt;RtabreTACaR)ak;dularGaemrik tamGRtabr R)ak;nakalbriecTn

RbtibtikarenaH. cMeNj nigxat EdlbNalmkBIkarTUTat;tamRbtibtikarEbbenH nigBIkarbr RTBskm nigbMNulrUbiyvtnana

EdlkMNt;CarUbiybNepSgeRkABIR)ak;dularGaemrik tamGRtabrnadMNac;qaM RtUv)ankt;RtaenAkgr)aykarN_lTpl.

2>4 sac;R)ak; nigsac;R)ak;smmUl

karerobcMr)aykarN_lMhUrsac;R)ak; KNnIsac;R)ak; nigsac;R)ak;smmUlrYmman sac;R)ak;kgd smtulmin Cab;kRmit (non-

restricted balance) enAFnaKarkNal nigsmtulenAFnaKarepSg EdlmankalkMNt;bIEx bticCag KitBIfTTYl)an.

2>5 \NTan nigbuerRbTanGtifiCn

\NTan nigbuerRbTanGtifiCnTaMgGs; RtUv)ankt;Rtakgtaragtulkar tamcMnYnR)ak;edImEdlenAminTan;TUTat; dkcMnYnEdl)an

CRmHecjBIbBaI nigsMviFanFn\NTan nigbuerRbTan)at;bg;.

\NTan RtUv)anCRmHecjBIbBaI enAeBlEdlminmanPaBCak;lak;fanwgGacRbmUl)anmkvij. \NTan nig buerRbTanEdlRbmUl

)anmkvij bnab;BI)anCRmHecjBIbBaIrYcehIy b)ankt;RtasMviFanFnrYcehIy RtUv)ankt;RtaenAkgr)aykarN_lTpl.

2>6 sMviFanFn\NTan nigbuerRbTan)at;bg;FnaKar)anGnuvttamkareFVIcMNat;fak; nigsMviFanFn\NTan EdltRmUvedayRbkaselx F7-09-074Rb>k> cuHfTI 25 Ex kum

qaM 2009 ecjedayFnaKarkNal. RbkasenHtRmUv[FnaKarBaNiCTaMgLay eFVIcMNat;fak; \NTan buerRbTan nigRTBskm

RsedogKarbs;BYkeK CaR)aMcMNat;fak; ehIykRmitcaM)ac;Gb,brmankareFVI sMviFanFnCak;lak; nwgRtUv)aneFVIeLIgGaRsytam

cMNat;fak;EdlBak;Bn edayminKitdl;RTBskmEdlRtUv)andak;Ca vtbBaaM elIkElgsac;R)ak; dUcmanbgajxageRkam

GRtasMviFanFn

sMviFanFnTUeTA

\NTanFmta 1

sMviFanFnCak;lak;

\NTanXaMemIl 3

\NTaneRkamsg;dar 20

\NTansgSy 50

\NTan)at;bg; 100

2>7 kicsnaBak;Bnnwg\NTanepSg

enAkgdMeNIrkarFmtanGaCIvkm FnaKarcuHkicsnaEdlBak;Bnnwg\NTanepSg rYmmankicsna\NTan lixit\NTan nigbN

FanaepSg. eKalkarN_KNeny nigviFIsassMviFanFn manlkNRsedogKacMeBaH\NTanepSg kMNt;smal; 2>5 - \NTan

nigbuerRbTanGtifiCn. sMviFanFnCak;lak;cMeBaHkicsnaBak;Bnnwg\NTan epSgTaMgenaH nwgRtUv)ankt;RtaenAeBlEdlvaTMngCa

mankar)at;bg;.

2>8 RTBskmGrUbI

GaCJabNkmviFIkMuBTr


GaCaJbNkmviFIkMuBTrEdl)anTij RtUv)aneFVImUlFnkmtammUldanfedImEdl)anekIteLIg kgkarTijkmviFIenaHmkeRbIR)as;.

fedImenH RtUv)aneFVIrMls;ryeBl5qaM edayeRbIviFIsasrMls;efr.

2>9 RTBsm,ti nigbrikar

RTBsm,ti nigbrikar RtUv)ankt;RtatamfedIm dkrMls; elIkElgEtdIFI EdlminRtUv)aneFVIrMls;. fedIm rYmmancMNaypal;epSg

kgkarTijRTBskmTaMgenaH.

cMNaynaeBlbnab; Bak;BneTAnwgRTBsm,ti nigbrikarNamYy RtUv)ankt;RtabBaleTAkgtmcuHbBaIn RTBskmenaH bRtUv

)ankt;RtaCaRTBskmdac;edayELktamkarCak;Esg EtenAeBlEdlmanPaBR)akdfa plRbeyaCn_esdkicnaeBlGnaKtn

RTBenaH nwghUrcUlmkkgFnaKar ehIyfedImnRTBenaH GacRtUv)anvas;EvgKYr[ eCOCak;)anEtb:ueNaH. ral;cMNayelIkar

CYsCul nigEfTaM RtUv)ankt;RtaCabnkenAkgr)aykarN_lTplkgqaM EdlRbtibtikarenaH)anekIteLIg.

dIFI RTBsm,ti nigbrikarminTan;seRmc (work-in-progress) minRtUv)andkrMls;eT. kardkrMls;elIRTB sm,ti nigbrikarRtUv)an

kt;RtaCabnkenAkgr)aykarN_lTpltammUldanrMls;efr elIGayukaleRbIR)as;):an;sann RTBskmnImYy tamGRta

dUcxageRkam

GKar 20 qaM

eRKgsgarwm nigbrikarkariyaly 3-5 qaM

yanyn 5 qaM

tmsMNl; nigGayukaleRbIR)as;rbs;RTBskm RtUv)anRtYtBinit nigEksRmYltamkarCak;Esg enAerolral;dMNac;kariybriecT

raykarN_nImYy.

RbsinebItmeyagnRTBskmNamYy elIsBItm):an;sanEdlGacRbmUlmkvij)an vaRtUv)ankt;RtabnyPam [enAesInwgcMnYn

EdlGacRbmUlmkvij)an.

cMeNj nigxatBIkarlk;RTBsm,ti nigbrikar RtUv)ankMNt;edayeFVIkareRbobeFobsac;R)ak;)anBIkarlk; nig tmeyag ehIyRtUv

)ankt;RtaenAkgr)aykarN_lTpl.

2>10 karfycuHtm nRTBskmminEmnhirBavt

RTBskmEdlmanGayukaleRbIR)as;minkMNt; minRtUv)aneFVIrMls;eT nigRtUv)anRtYtBinitRbcaMqaM rkkarfycuHtmrbs;va.

bNaRTBskmEdlRtUveFVIrMls; RtUv)anRtYtBinitedIm,IkMNt;rkkarfycuHtmrbs;va enAeBlEdlRBwtikarN_ bkarpas;br

kaleTsNamYy cglbgajfatmeyag RbEhlCaminGacRbmUlmkvij)an. karxatEdlbNalmkBIkarfycuHtmRtUv)an

kt;RtatamcMnYnelIsrvagtmeyagnRTBskmenaH eFobCamYytmEdlGacRbmUl)anmkvij. tmEdlGacRbmUl)anmkvij

KWCatmmYyNaEdlx


2>11 Ptisna

PtisnaEdlPaKImas;RTB enAmancMENkhaniPy nigplkmsiTiCasarvnelIRTBskm RtUv)ancat;fak;Ca PtisnaRbtibti.

karTUTat;PtisnaRbtibti RtUv)ankt;RtaCabnkkgr)aykarN_lTpltammUldanefr elIryeBl nPtisnaenaH.

2>12 sMviFanFn

sMviFanFn RtUv)ankt;RtaenAeBlEdlFnaKarmankatBVkictampvc,ab; bkatBVkicEdlFnaKar)anbegIteLIgnaeBlbcb,nEdlCa

lTplnRBwtikarN_BIGtItkal nigenAeBlEdlmanPaBR)akdfa nwgmantRmUvkar[mankarcMNay FnFan edIm,ITUTat;katBVkicenaH

ehIycMnYnTwkR)ak;Gac):an;san)any:agKYr[eCOCak;.

enAeBlEdlmankatBVkicRbhak;RbEhlKaCaeRcIn kRmitnlMhUrecjedIm,ITUTat;katBVkicTaMgenaH RtUv)ankMNt;edayKiteTAelI

cMNat;fak;katBVkicTaMgmUl. sMviFanFnRtUv)aneKkt;Rta eTaHbICalMhUrecjnFatuNamYyenA kgcMNat;fak;katBVkicdUcKaenaH

mancMnYntictYckeday.

sMviFanFnRtUv)anvas;Evgtamtmbcb,nncMNayEdlrMBwgfanwgRtUvkaredIm,ITUTat;katBVkic edayeRbIGRtaGb,harmunbg;Bn

EdlqHbBaaMgkarvaytmsmRsbbcb,n ntmeBlevlaTwkR)ak; nighaniPyCak;lak;epSg nkatBVkicenaH. karekIneLIg

nsMviFanFnedaysareBlevlaEdl)ankngput RtUv)ankt;RtaCacMNaykarR)ak;.

2>13 GtRbeyaCn_nieyaCit

(i) mUlniFibRmugTuk

FnaKarpl;CUnGtRbeyaCn_epSgCUnnieyaCitrbs;xn tamrymUlniFibRmugTuk. mUlniFienH manRbPBdUcxageRkam

k karcUlrYmRbcaMEx EdlEpktamR)ak;ebovtSRbcaMExrbs;nieyaCitmak; 5 nigkarcUlrYmcMENkrbs;FnaKar 5. karcUlrYm

rbs;FnaKarRtUv)ankt;RtaCabnkkgr)aykarN_lTpl.

x FnaKarpl;karR)ak;cMnYn 6 kgmYyqaM elIsmtulbgrnmUlniFibRmugTukenH. karR)ak;RtUv)aneFVIbgr tammUldanRbcaMEx.

mUlniFibRmugTukenH nwgRtUvTUTat;CUnnieyaCit Edl)ancUlrYmkgmUlniFienH enAeBlEdlBYkeKQb;eFVIkargarenAFnaKar.

(ii) GtRbeyaCn_epSgeRkayeBlbBab;kicsnakargar

enAeBlbBab;kargarBIFnaKar nieyaCitmak;mansiTiTTYlGtRbeyaCn_bEnmeTot eRkABImUlniFibRmugTuk xagelIenHtamrykarTTYl

)annUvkarTUTat;srubmYy nR)ak;ebovtSRbcaMExdulrbs;nieyaCitcugeRkay KuNnwgcMnYnNamYyEdlTabCageKrvagcMnYnqaM n

GtItPaBkargar bKuNnwg12qaM. nieyaCitmansiTTTYl)anGtRbeyaCn_enH enAeBlEdlBYkeKbeRmIkargar[FnaKarelIsBI3qaM.

2>14 cMNUl nigcMNaykarR)ak;

cMNUlkarR)ak;)anBI\NTan nigbuerRbTanGtifiCn smtulenAFnaKarkNal nigenAFnaKarepSg RtUv)ankt;RtatammUldanbgr

elIkElgEtmankarsgSyKYr[)arm cMeBaHkarRbmUlR)ak;mkvij EdlkgkrNIenH karR)ak;nwgRtUv)anBr rhUtdl;)anTTYlsac;

R)ak;Cak;Esg. eKalkarN_sIBIkarBrkarR)ak; KWGnuelamRsbtameKalkarN_ ENnaMrbs;FnaKarkNal sIBIkarBrkarR)ak;elI

\NTanmindMeNIrkar nigsMviFanFn\NTan nigbuerRbTan)at;bg;.


cMNaykarR)ak;elIR)ak;beBaIrbs;FnaKar nigR)ak;beBaIrbs;GtifiCn RtUv)ankt;RtatammUldanbgr.

2>15 R)ak;Ql nigkRmeCIgsar

R)ak;Ql nigkRmeCIgsar RtUv)ankt;RtatammUldanbgr enAeBlEdlEdlRbtibtikarenaH)anekIteLIg. R)ak;Ql nigkRm

eCIgsar rYmmancMNUl)anBIesvaeprR)ak;ecj-cUlFnaKar lixit\NTanEdlTak;TgnwgBaNiCkm nigkarRbmUlplbRt.

kRmBIdMeNIrkar nigkicsnaepSgelIkarpl;\NTan RtUv)ankt;Rtakgr)aykarN_lTplelIryeBl \NTanenaH. kRm\NTan

Edlmin)andkrMls; RtUv)anbgajeday)ankat;bnyeTAelI\NTan nigbuerRbTanGtifiCn.

2>16 BnelIR)ak;cMeNjkgqaM nigBnBnar

BnelIR)ak;cMeNjkgqaM RtUv)anKNnatamc,ab;BndarEdl)anGnumtrYcral; b)anGnumtrYcmYyEpkFM kgRBHraCaNacRkkm17 tYelxKt;

bNatYelxenAkgr)aykarN_hirBavtenH cMeBaHtYelxCaR)ak;dularGaemrik RtUv)ankat;xg;Kt; nigtYelxCaR)ak;erol RtUv)an

kat;xg;Kt;Ban;erol.

3> kar):an;sanKNeny karsnt nigkarvinicysMxan;

FnaKareFVIkar):an;RbmaN karsnt nigkarvinicyEdlb:HBal;dl;cMnYnRTBskm nigbMNulEdl)anraykarN_. kar):an;RbmaN

nigkarvinicy RtUv)anvaytMMlCabnbnab; edayEpkelIbTBiesaFn_naeBlkngmk nigktaepSg dUcCakarrMBwgTukGMBIehtukarN_

naeBlGnaKtEdleKeCOfa manPaBsmehtupleTAtamkaleTsepSg. tamniymny lTplnkar):an;sanKNenykRm

dUcKanwglTplBitCak;EsgNas;. kar):an;san karsnt nigkarvinicy EdlmanhaniPyCadMukMPYn GacbNal[manniytkmCa

sarvnelItmeyagnRTBskm nigbMNulkgqaMbnab;manbgajdUcxageRkam.

k> karxatbg;bNalmkBIkarfycuHtm n\NTan nigbuerRbTan

FnaKar )anGnuvttamkareFVIcMNat;fak; nigsMviFanFn\NTan tamRbkaselx F7-09-074Rb>k> cuHfTI 25 Ex kum qaM 2009

sIBIkareFVIcMNat;fak;\NTan nigsMviFanFn sRmab;sabnFnaKar nigRKwHsanhirBavtepSg EdlecjedayFnaKarkNal.

FnaKarkNal tRmUv[FnaKarBaNiCTaMgLay eFVIcMNat;fak;sMeBot\NTan buerRbTan nig RTBskmRbhak;RbEhlrbs;xnCa

R)aMfak; ehIykRmitGb,brmansMviFanFnCak;lak;RtUv)aneFVIeLIg GaRsytamcMNat;fak;Bak;Bn edayminKitdl;RTBskmEdl

RtUv)andak;CavtbBaaM. kgkareFVIcMNat;fak;\NTan FnaKarBicarNaeTAelIktaBak;BnTaMgGs; EdlGacmanplb:HBal;dl;

lTPaBkgkarsgR)ak;nPaKIdKUrbs;xn.


k KNnITunbRmug

TunbRmugkatBVkic KWCaTunbRmugGb,brma EdlRtUv)anKNnatamGRta 8 nR)ak;beBaIGtifiCnCaR)ak;erol nig 12/5 nR)ak;

beBaIGtifiCnCarUbiybNepSg. TunbRmugkatBVkic 4/5 nR)ak;beBaIGtifiCnCarUbiybNepSgeTot eRkABIR)ak;erol TTYl)an

GRtakarR)ak; TnwmnwgenaHTunbRmugkatBVkic 8 eTot nigTunbRmugkatBVkicnR)ak;beBaIGtifiCnCaR)ak;erol BMumankarR)ak;eT.

x R)ak;tml;FanaedImTun

eyagtamRbkaselx F7-01-136Rb>k> cuHfTI 15 Ex tula qaM 2001 ecjedayFnaKarkNal sIBIIR)ak;tml;FanaelIedImTun

tRmUv[FnaKartml;R)ak;cMnYn 10 nedImTuncuHbBaIenAFnaKarkNal. R)ak;tml;enHminsRmab;eRbIR)as;kgRbtibtikarRbcaM

frbs;FnaKareT ehIynwgRtUvRbKl;[FnaKarvij enAeBlEdlFnaKarsRKcit bBab;Rbtibtikarrbs;xn enAkgRBHraCaNacRk

km smtulenAFnaKarkNal

KNnIR)ak;beBaImankalkMNt;

KNnITunbRmug

KNnIcrn

KNnIR)ak;tml;FanaedImTun

85,200,000

43,504,380

17,706,029 3,850,000

150,260,409

340,374,000

173,799,998

70,735,586 15,380,750

600,290,334

113,200,000

39,228,274

8,988,668 3,850,000

165,266,942

457,214,800

158,442,999

36,305,230 15,550,150

667,513,179

x> BnelIR)ak;cMeNj

Bn RtUv)anKNnatammUldanbMNkRsaybcb,nnbTb,BatiBndar b:uEnbTb,BatiTaMgGs;enH mankarpas;brBImYyRKaeTAmYyRKa

ehIykarseRmcCacugeRkayelIcMnYnBn nwgeFVIeLIgbnab;BImankarRtYtBinitcugeRkay edayGKnaykdanBndar.

enAeBlEdllTplBncugeRkay xusKaBIcMnYnBnEdl)ankt;RtaBIdMbUg PaBlemgenHnwgeFVI[b:HBal;dl;BnelIR)ak;cMeNj nig

sMviFanFnBnBnarkgqaMEdlkarkMNt;Bn)aneFVIeLIg.

K> GtRbeyaCn_eRkayeBlbBab;kicsnakargar

tmrbs;katBVkicGtRbeyaCn_eRkayeBlbBab;kicsnakargar RtUv)anKNnaedayEpkeTAelIktamYycMnYn EdlRtUv)ankMNt;

edaykarsntCaeRcIn EdlrYmbBalnUvGRtaGb,har GRtaekIneLIgnR)ak;ebovtS GRtamrNPaB nigGRtakarQb;BIkargar.

ral;karpas;brkarsntTaMgenH nwgb:HBal;dl;tmeyagnkatBVkicGtRbeyaCn_.

KNRKb;RKgeCOCak;fa sMviFanFnEdlRKb;RKan; RtUv)aneFVIeLIgenAkgr)aykarN_hirBavt.

2012

dularGaemrik

2011

dularGaemrik

2012

Ban;erol

2011

Ban;erol


K GRtakarR)ak;

KNnIcrn nigKNnITunbRmugCaR)ak;erol KWCaKNnIEdlminmankarR)ak;. GRtakarR)ak;RbcaMqaMnsmtulenA FnaKarkNalRtUv

)ansegbdUcxageRkam

2012 2011

R)ak;beBaImankalkMNt; 0.10%-0.39% 0.09% - 0.37%

KNnIbRmug 0.10%-0.12% 0.10%-0.12%

R)ak;tml;FanaedImTun

CaR)ak;erol 0% 0%

CaR)ak;dularGaemrik 0.10%-0.12% 0.09% - 0.14%

5> smtulenAFnaKarepSg

KNnIcrn

R)ak;beBaImanryeBlxI

35,291,698

25,766,794

61,058,492

140,990,334

102,938,342

243,928,676

32,445,545

17,761,109

50,206,654

131,047,556

71,737,120

202,784,676

2012

dularGaemrik

2011

dularGaemrik

2012

Ban;erol

2011

Ban;erol

GRtakarR)ak;RbcaMqaMnsmtulenAFnaKarepSg RtUv)ansegbdUcxageRkam

2012 2011

R)ak;beBaImanryeBlxI 1% - 3.5% 1% - 3.50%

KNnIcrnenAFnaKarepSg 0% 0.02% - 0.782%


ral;\NTanTaMgGs; RtUv)anpl;[GkxIR)ak;CaCnCatiExr nigGgPaBEdlcuHbBaIBaNiCkmenAkgRBHraCaNacRkkm \NTan nigbuerRbTanGtifiCn

2012

dularGaemrik

2012

dularGaemrik

2011

dularGaemrik

2011

dularGaemrik

2012

Ban;erol

2012

Ban;erol

2011

Ban;erol

2011

Ban;erol


x viPaKtamcMNat;fak;\NTan

K viPaKtamRbePTGaCIvkm

\NTansg;dar

mankarFana

minmankarFana

\NTanXaMemIl

mankarFana

minmankarFana

\NTaneRkamsg;dar

mankarFana

minmankarFana

\NTansgSy

mankarFana

minmankarFana

\NTan)at;bg;

mankarFana

minmankarFana

EpkesvakmepSg

Epkksikm

EpkGaCIvkmFnaKar nighirBavt

Epklk;dMu niglk;ray

EpksMNg;

EpkGahrN nig nIhrN

EpkGkeRbIR)as;

EpkKImIsas nigbrikarEpkevCsas

EpkepSg

213,574,321

-

-

-

-

-

-

-

2,942,247

-

216,516,568

113,737,835

41,748,842

16,667,084

12,356,672

6,443,717

2,124,841

8,554,162

2,925,446

11,957,969

216,516,568

853,229,412

-

-

-

-

-

-

-

11,754,278

-

864,983,690

454,382,651

166,786,624

66,585,001

49,364,905

25,742,649

8,488,740

34,173,877

11,687,157

47,772,086

864,983,690

165,959,707

-

2,380,236

-

710,000

-

-

-

1,756,894

-

170,806,837

79,483,390

28,643,114

20,744,473

14,223,308

5,901,682

4,469,110

3,339,596

2,722,976

11,279,188

170,806,837

670,311,257

-

9,613,773

-

2,867,690

-

-

-

7,096,095

-

689,888,815

321,033,412

115,689,537

83,786,926

57,447,941

23,836,894

18,050,735

13,488,628

10,998,100

45,556,642

689,888,815

2012

dularGaemrik

2012

dularGaemrik

2011

dularGaemrik

2011

dularGaemrik

2012

Ban;erol

2012

Ban;erol

2011

Ban;erol

2011

Ban;erol


X viPaKtamkalkMNt;

g viPaKtamRbePTrUbiybN

c viPaKtamTMnak;TMng

q viPaKtamhaniPy\NTan

1 Ex

BI 1 Ex dl; 3 Ex

BI 3 Ex dl; 12 Ex

BI 1 qaM dl; 5 qaM

BI 5 qaM eLIgeTA

R)ak;dularGaemrik

R)ak;erol

\NTanbuKlik

PaKIminEmnsm


C viPaKtamGRtakarR)ak;

\NTan nigbuerRbTanGtifiCnTaMgGs;enH manGRtakarR)ak;RbcaMqaM dUcxageRkam

2012 2011

\NTan nigbuerRbTan CaR)ak;erol 9% - 14.40% 9% - 14.40%

\NTan nigbuerRbTan CaR)ak;dularGaemrik 7% - 14% 7% - 15%

7> RTBsm,tirwbGUs

RTBsm,tirwbGUs rYmman GclnRTBepSg EdlFnaKar)anrwbGUsvtbBaaM EdlCaEpkmYynkarTUTat;bMNul edaysar

GtifiCnxkxanmin)ansg\NTan nigbuerRbTan. RTBsm,tiTaMgenH minEmnTuksRmab;kareFVIRbtibtikarGaCIvkmenaHeT vanwg

RtUvlk;ecj edIm,IRbmUlmkvijnUvTwkR)ak;EdlenAsl; enAkgGMLgeBlGtibrma 12Ex edayRsbeTAtamRbkaselx F7-01-

186Rb>k> EdlecjedayFnaKarkNal.

edImqaM

bEnmkgqaM

lemgBIkarbrrUbiybN

cugqaM

11,780,237

13,195,225

-

24,975,462

47,580,377

52,714,924

(518,330)

99,776,971

4,476,997

7,303,240

-

11,780,237

18,145,269

29,497,786

(62,678)

47,580,377

2012

dularGaemrik

2011

dularGaemrik

2012

Ban;erol

2011

Ban;erol


8> RTBskmGrUbI

dMNac;qaMfTI 31 Ex F qaM 2011

tmcuHbBaIsuTedImRKa

karTijbEnm

rMls;

tmcuHbBaIsuTcugRKa

KitRtwmfTI 31 Ex F qaM 2011

fedIm

rMls;bgr

tmcuHbBaIsuT

smmUlnwgBan;erol

dMNac;qaMfTI 31 Ex F qaM 2012

tmcuHbBaIsuTedImRKa

karTijbEnm

karepr

rMls;

tmcuHbBaIsuTcugRKa


fedIm

rMls;bgr

tmcuHbBaIsuT

smmUlnwgBan;erol

376,324

-

(79,278)

297,046

673,818

(376,772)

297,046

1,199,769

297,046

77,621

22,003

(155,463)

241,207

773,442

(532,235)

241,207

963,622

3,360

6,703

-

10,063

10,063

-

10,063

40,644

10,063

15,300

(22,003)

-

3,360

3,360

-

3,360

13,423

379,684

6,703

(79,278)

307,109

683,881

(376,772)

307,109

1,240,413

307,109

92,921

-

(155,463)

244,567

776,802

(532,235)

244,567

977,045

kmviFIkMuBTr

dularGaemrik

kmviFIkMuBTr

kMBugeRbIR)as;

dularGaemrik

srub

dularGaemrik


9> RTBsm,ti nigbrikar

dIFI

dular

Gae

mrik

yan

yn

dular

Gae

mrik

GKa

r

dular

Gae

mrik

RTB

skm

kMBugs

ags

g;

dular

Gae

mrik

eRK

gsga

rwm

nigb

rikar

dular

Gae

mrik

srub

dular

Gae

mrik

dMNac

;qaM

fTI 3

1 E

x F

qaM 2

011

tm

cuHb

BaIs

uTedIm

RKa

karT

ijb

Enm

kare

prka

rlk;e

cj -

suT

rMls

;t

mcuH

bBa

IsuTc

ugRKa

KitRt

wmf

TI 3

1 E

x F

qaM 2

011

fed

ImrMl

s;b

grt

mcuH

bBa

IsuT

sm

mUl

nwgBa

n;ero

l

dMNac

;qaM

fTI 3

1 E

x F

qaM 2

012

tm

cuHb

BaIs

uTedIm

RKa

karT

ijb

Enm

kare

prka

rlk;e

cj -

suT

rMls

;t

mcuH

bBa

IsuTc

ugRKa

KitRt

wmf

TI 3

1 E

x F

qaM 2

012

fed

ImrMl

s;b

grt

mcuH

bBa

IsuT

sm

mUl

nwgBa

n;ero

l

222,

994 -

-

-

-

2

22

,99

4

222

,994

-

2

22

,99

4

9

00

,67

3

222

,994

-

-

-

-

2

22

,99

4

222

,994

-

2

22

,99

4

8

90

,86

1

23

1,0

25

10

2,3

03

-

(30

,00

0)

(6

3,8

52

)

2

39

,47

6

40

0,8

58

(16

1,3

82

)

2

39

,47

6

9

67

,24

4

23

9,4

76

14

2,6

67

84

,90

3

-

(10

2,5

37

)

3

64

,50

9

62

8,4

28

(26

3,9

19

)

3

64

,50

9

1

,45

6,2

13

335,

155

3,8

64

164

,722

-

(18

,219

)

4

85

,52

2

584

,364

(98

,842

)

4

85

,52

2

1

,96

1,0

23

485

,522

26,

398

166

,272

-

(87

,470

)

5

90

,72

2

777

,034

(186

,312

)

5

90

,72

2

2

,35

9,9

34

22

3,7

70

21

7,5

08

(18

6,1

23

) -

-

2

55

,15

5

25

5,1

55

-

2

55

,15

5

1

,03

0,5

71

25

5,1

55

46

3,7

21

(44

3,7

82

) -

-

2

75

,09

4

27

5,0

94

-

2

75

,09

4

1

,09

9,0

01

952,

77

2

177

,32

4

21,

40

1

(3,0

01

)

(20

5,7

48

)

9

42

,74

8

1,8

51,6

62

(90

8,9

14

)

9

42

,74

8

3

,80

7,7

59

942

,74

8

152

,83

4

192

,60

7

-

(44

4,5

62

)

8

43

,62

7

2,1

97,1

03

(

1,35

3,4

76

)

8

43

,62

7

3

,37

0,2

90

1,9

65

,71

6

50

0,9

99

-

(33

,00

1)

(2

87

,81

9)

2

,14

5,8

95

3,3

15

,03

3

(

1,1

69

,13

8)

2

,14

5,8

95

8

,66

7,2

70

2,1

45

,89

5

78

5,6

20

-

-

(6

34

,56

9)

2

,29

6,9

46

4,1

00

,65

3

(

1,8

03

,70

7)

2

,29

6,9

46

9

,17

6,2

99


10> RTBskmepSg

11> R)ak;beBaIrbs;FnaKarepSg

KNnIcrn minmankarR)ak;eT. KNnIR)ak;beBaIsnSM nigKNnIR)ak;beBaImankalkMNt; manGRtakarR)ak;dUcxageRkam

2012 2011

R)ak;beBaIsnSM 0.75% - 1.50% 0.75% - 1.50%

R)ak;beBaImankalkMNt; 1% - 6.50% 1% - 6.50%

smtulmUlb,TanbRtbreTs mUlb,TanbRt

GkdMeNIr nigbN\NTan sRmab;ebLanicy

- kMBugepr

- enAkgd

buerRbTan nigkarbg;mun

cMNUlkarR)ak;bgr

vinieyaKelI\NTankariyaly

R)ak;beBaIrbs;FnaKarkgRsuk

KNnIcrn

KNnIR)ak;beBaIsnSM


7,001

20,562

2,049,687

1,492,356

25,000

3,594,606

9,364,148

423,026

16,444,037

26,231,211

27,969

82,145

8,188,500

5,961,962

99,875

14,360,451

37,409,771

1,689,989

65,693,928

104,793,688

6,860

29,184

292,047

1,103,166

25,000

1,456,257

949,410

68,506

20,546,691

21,564,607

27,708

117,874

1,179,578

4,455,687

100,975

5,881,822

3,834,667

276,696

82,988,085

87,099,448

2012

dularGaemrik

2012

dularGaemrik

2011

dularGaemrik

2011

dularGaemrik

2012

Ban;erol

2012

Ban;erol

2011

Ban;erol

2011

Ban;erol


12> R)ak;beBaIrbs;GtifiCn

KNnIcrn

KNnIR)ak;beBaIsnSM


KNnIR)ak;beBaImankRmit

KNnIR)ak;beBaIepSg

73,145,330

93,642,099

196,022,243

2,707,165

341,939

365,858,776

292,215,593

374,100,186

783,108,861

10,815,124

1,366,046

1,461,605,810

64,439,561

89,231,906

168,051,548

710,625

343,401

322,777,041

260,271,387

360,407,668

678,760,202

2,870,214

1,386,998

1,303,696,469

KNnIR)ak;beBaImankRmit KWCasmtulsrubnR)ak;beBaIrbs;GtifiCn EdlminmankarR)ak; sRmab;karFanaelIlixit\NTan nig

lixitFanaepSg EdlenAminTan;TUTat;KitRtwmdMNac;qaM kMNt;smal; 26.

KNnIR)ak;beBaIepSg PaKeRcInKWCamUlb,TanbRtFanacMNay sRmab;karTUTat;nana nigKNnIGskm.

R)ak;beBaIrbs;GtifiCn mankarR)ak;dUcxageRkam

KNnIcrn

KNnIR)ak;beBaIsnSM

R)ak;dularGaemrik

R)ak;erol

KNnIR)ak;beBaImankalkMNt; CaR)ak;dularGaemrik EdlmanryeBl

1 Ex

3 Ex

6 Ex

12 Ex

KNnIR)ak;beBaImankalkMNt; CaR)ak;erol EdlmanryeBl

3 Ex

6 Ex

12 Ex

R)ak;beBaImankRmit

2011

0%

0.75%

1.5%

1%

2.5%

3.5%

4.75%

4.5%

5.5%

6.5%

0%

2012

0%

0.75%

1.5%

1%

2.5%

3.5%

4.75%

4.5%

5.5%

6.5%

0%

2012

dularGaemrik

2011

dularGaemrik

2012

Ban;erol

2011

Ban;erol


14> GtRbeyaCn_eRkayeBlbBab;kicsnakargar

katBVkicmUlniFibRmugTuk

karpl;GtRbeyaCn_epSg eRkayeBl

bBab;kicsnakargar

843,997

609,143

1,453,140

3,371,768

2,433,526

5,805,294

709,863

343,985

1,053,848

2,867,136

1,389,355

4,256,491

bERmbRmYlnkatBVkicmUlniFibRmugTuk mandUcxageRkam

edImRKa

karbEnmkgqaM

karcUlrYmrbs;buKlik 5

karcUlrYmrbs;FnaKar 5

karR)ak; kMNt;smal; 17

karTUTat;

lemgBIkarbrrUbiybN

cugRKa

709,863

58,664

58,664

46,117

(29,311)

-

843,997

2,867,136

234,361

234,361

184,237

(117,097)

(31,234)

3,371,768

584,068

49,705

49,705

39,095

(12,710)

-

709,863

2,367,228

200,758

200,758

157,905

(51,335)

(8,178)

2,867,136

13> bMNulepSg

karR)ak;RtUvbg;bgr

BnbgrRtUvbg;

cMNUlEdlminTan;TTYlsal;BIlixit

\NTan niglixitFanarbs;FnaKar

bgr nigbMNulepSg

3,268,439

71,826

205,542

301,712

3,847,519

13,057,414

286,945

821,140

1,205,340

15,370,839

2,938,853

64,211

-

742,336

3,745,400

11,870,027

259,348

-

2,998,296

15,127,671

2012

dularGaemrik

2012

dularGaemrik

2012

dularGaemrik

2011

dularGaemrik

2011

dularGaemrik

2011

dularGaemrik

2012

Ban;erol

2012

Ban;erol

2012

Ban;erol

2011

Ban;erol

2011

Ban;erol

2011

Ban;erol


bERmbRmYlnkarpl;GtRbeyaCn_epSg eRkayeBlbBab;kicsnakargar mandUcxageRkam

edImRKa

karbEnmkgqaM

karTUTat;

lemgBIkarbrrUbiybN

cugRKa

343,985

300,000

(34,842)

-

609,143

1,389,355

1,198,500

(139,194)

(15,135)

2,433,526

256,903

100,000

(12,918)

-

343,985

1,041,227

403,900

(52,176)

(3,596)

1,389,355

2012

dularGaemrik

2012

dularGaemrik

2012

dularGaemrik

2011

dularGaemrik

2011

dularGaemrik

2011

dularGaemrik

2012

Ban;erol

2012

Ban;erol

2012

Ban;erol

2011

Ban;erol

2011

Ban;erol

2011

Ban;erol

15> edImTun

edImTuncuHbBaIsrubTaMgGs;mancMnYn 38>500 PaKhun 2011 14/807 PaKhun Edlmantmcarik 1/000 dularGaemrik kg

1 PaKhun 2011 1 PaKhun mantm 2/600 dularGaemrik. PaKhunTaMgGs; RtUv)anbg;rYcral;TaMgRsug.

karviPaKGMBIPaKTunik KitRtwmfTI 31 Ex F qaM 2012 mandUcxageRkam

%

RkumhunGayGinCIhUlDIgxUGilFIDI

elakRsI Kwm eTok

elakRsI qay KImbYy

RksYgesdkic nighirBavt

srub

16,940,000

8,855,000

8,855,000

3,850,000

38,500,000

44

23

23

10

100

67,675,300

35,375,725

35,375,725

15,380,750

153,807,500

16,940,000

8,855,000

8,855,000

3,850,000

38,500,000

68,420,660

35,765,345

35,765,345

15,550,150

155,501,500

16> TunbRmug

TunbRmughaniPyFnaKar

TunbRmugTUeTA 60,498

135,091

195,589

241,689

539,689

781,378

60,498

135,091

195,589

244,351

545,633

789,984


bERmbRmYledImTunbRmug mandUcxageRkam

TunbRmugsRmab;

haniPyFnaKar

dularGaemrik

TunbRmugsRmab;

karbrrUbiybN

dularGaemrik

TunbRmugTUeTA

dularGaemrik

srub

dularGaemrik


)anepreTAedImTun


smmUlCaBan;erol


)anepreTAedImTun


smmUlCaBan;erol

146,306

(85,808)

60,498

244,351

60,498

-

60,498

241,689

2,664,192

(2,664,192)

-

-

-

-

-

-

135,091

-

135,091

545,633

135,091

-

135,091

539,689

2,945,589

(2,750,000)

195,589

789,984

195,589

-

195,589

781,378

TunbRmugTuksRmab;haniPyFnaKar

TunbRmugsRmab;haniPyFnaKar RtUv)aneKbegIteLIgCabzm edayEpktamkarseRmcrbs;RkumRbwkSaPi)al enAf TI 19 Ex mifuna qaM

2000. KNnIenH KWCaTunbRmugsRmab;eKalbMNgTUeTA EdlbegIteLIgedIm,IRKb;RKghaniPy kgkicRbtibtikarGaCIvkm

rbs;FnaKarenAkgRbeTskm


17> cMNUlkarR)ak;suT

cMNUlkarR)ak;BI

\NTan nigbuerRbTanGtifiCn

smtulenAFnaKarkNal

smtulenAFnaKarepSg

cMNUlkarR)ak;srub

cMNaykarR)ak;elI

R)ak;beBaImankalkMNt;

KNnIR)ak;beBaIsnSM

mUlniFibRmugTuk

cMNaykarR)ak;srub

cMNUlkarR)ak;suT

21,214,466

190,725

288,025

21,693,216

8,814,523

849,894

46,117

9,710,534

11,982,682

84,751,792

761,946

1,150,660

86,664,398

35,214,019

3,395,327

184,237

38,793,583

47,870,815

17,632,572

160,898

129,845

17,923,315

7,697,841

768,153

39,095

8,505,089

9,418,226

71,217,958

649,867

524,444

72,392,269

31,091,579

3,102,570

157,905

34,352,054

38,040,215

2012

dularGaemrik

2012

dularGaemrik

2011

dularGaemrik

2011

dularGaemrik

2012

Ban;erol

2012

Ban;erol

2011

Ban;erol

2011

Ban;erol

18> cMNUlR)ak;Ql nigkRmeCIgsarsuT

cMNUlR)ak;Ql nigkRmeCIgsar

kRm)anBIdMeNIrkar\NTan

kRm)anBIkareprR)ak;

kRmeCIgsar)anBIkarecjlixit\NTan

nigbNFana

kRmeCIgsar)anBITUrelx (SWIFT)

kRmkicsna\NTan

kRmBIkarepaHbrrUbiybN

kRm)anBIesvaepSg

cMNUlR)ak;Ql nigkRmeCIgsarsrub

cMNayR)ak;Ql nigkRmeCIgsar

1,675,926

645,848

439,714

94,061

60,174

288,460

125,737

3,329,920

(155,169)

3,174,751

6,695,324

2,580,163

1,756,657

375,774

240,395

1,152,398

502,319

13,303,030

(619,900)

12,683,130

1,236,864

618,933

358,259

93,089

68,523

31,999

103,769

2,511,436

(194,183)

2,317,253

4,995,694

2,499,870

1,447,008

375,986

276,764

129,244

419,124

10,143,690

(784,305)

9,359,385


19> cMNUlepSg

20> cMNayEpkbuKlik

cMeNjBIkarbrrUbiybN

cMNUlBIkarCYl

cMNUlepSg

R)ak;ebovtS nigR)ak;Ql

R)ak;rgVan; nigmUlniFibRmugTuk

cMNayepSgTak;TgnwgbuKlik

kRmsRmab;karRbCMurbs;RkumRbwkSaPi)al

viPaKTaneTAkgR)ak;esaFnnivtn_

302,822

243,000

449,646

995,468

1,725,351

599,086

153,887

107,632

56,525

2,642,481

1,209,774

970,785

1,796,336

3,976,895

6,892,777

2,393,349

614,779

429,990

225,817

10,556,712

177,394

3,000

23,231

203,625

1,530,665

368,181

123,094

132,909

49,770

2,204,619

716,494

12,117

93,830

822,441

6,182,356

1,487,083

497,177

536,819

201,021

8,904,456

21> cMNayrd)al nigcMNayRbtibtikar

cMNayelITwk-ePIg nigkariyaly

cMNayelIEpkTIpSar

cMNayelIkarTMnak;TMng

cMNayelIesvaviCaCIv

cMNayelIkarCYl

cMNayelIkarCYsCul nigEfTaM

cMNayelIkardwkCBan

cMNayelIkarFanar:ab;rg nigsnisux

cMNayGaCJabN

cMNaysgm

kRmelIesvaEpkc,ab;

cMNayepSg

237,564

231,237

224,980

197,008

193,921

120,969

110,212

77,714

72,927

55,065

40,647

385,578

1,947,822

949,068

923,792

898,795

787,047

774,714

483,271

440,297

310,467

291,343

219,985

162,385

1,540,385

7,781,549

157,656

75,125

227,408

100,885

129,482

103,166

78,309

64,089

61,949

50,411

48,189

213,714

1,310,383

636,773

303,430

918,501

407,475

522,978

416,687

316,290

258,855

250,212

203,610

194,635

863,191

5,292,637

2012

dularGaemrik

2012

dularGaemrik

2012

dularGaemrik

2011

dularGaemrik

2011

dularGaemrik

2011

dularGaemrik

2012

Ban;erol

2012

Ban;erol

2012

Ban;erol

2011

Ban;erol

2011

Ban;erol

2011

Ban;erol


22> sMviFanFnkarRbmUl)anmkvijn\NTan)at;bg; nigkarR)ak; - suT

23> cMNayBnelIR)ak;cMeNj

k> cMNayBnelIR)ak;cMeNj

sMviFanFnkgqaM kMNt;smal; 6>k

karkt;RtabRBaas;mkvijnsMviFanFn

kMNt;smal; 6>k

karRbmUl)anmkvijn\NTanGaRkk;

kMNt;smal; 6>k

karRbmUlR)ak;edIm nigkarR)ak;)anmkvij

n\NTanGaRkk;Edl)anCRmHecjBIbBaIrYc

cMNayBnelIR)ak;cMeNjkgqaM

BnBnar

(2,817,546)

1,543,331

29,370

14,577

(1,230,268)

2,052,636

(110,335)

1,942,301

(11,256,096)

6,165,607

117,333

58,235

(4,914,921)

8,200,280

(440,788)

7,759,492

(830,165)

1,317,321

35,400

247,341

769,897

1,799,252

(99,063)

1,700,189

(3,353,036)

5,320,660

142,981

999,009

3,109,614

7,267,178

(400,115)

6,867,063

2012

dularGaemrik

2012

dularGaemrik

2012

dularGaemrik

2011

dularGaemrik

2011

dularGaemrik

2011

dularGaemrik

2012

Ban;erol

2012

Ban;erol

2012

Ban;erol

2011

Ban;erol

2011

Ban;erol

2011

Ban;erol

x> karepgpat;cMNayBnelIR)ak;cMeNj nigcMeNjKNeny

cMeNjmunbg;Bn

BnKNnatamGRta 20

cMNayEdlminGackat;kgBn

cMNayBnelIR)ak;cMeNj

9,542,298

1,908,460

33,841

1,942,301

38,121,480

7,624,298

135,194

7,759,492

8,826,902

1,765,380

(65,191)

1,700,189

35,651,857

7,130,370

(263,307)

6,867,063


BnBnarRTBskm

BnBnarRTBskm EdlRtUvykmkvijkg

ryeBl 12Ex 300,981 1,202,419 190,646 770,019

eyagtamc,ab;Bndarkm


bERmbRmYlnBnBnarRTBskm nigbMNulBnBnarkgGMLgqaM edayminKitdl;karkat;kgsmtulepSg kgyutaFikardUcKa

mandUcxageRkam

BnBnarRTBskm


kt;Rtaxagxg;\NTankgr)aykarN_lTpl


smmUlnwgBan;erol


kt;Rtaxagxg;\NTankgr)aykarN_lTpl


smmUlnwgBan;erol

sMviFanFn

dularGaemrik

rMls;BenOn

dularGaemrik

srub

dularGaemrik

168,194

42,576

210,770

851,300

210,770

79,858

290,628

1,161,059

(76,611)

56,487

(20,124)

(81,281)

(20,124)

30,477

10,353

41,360

91,583

99,063

190,646

770,019

190,646

110,335

300,981

1,202,419


24> sac;R)ak;eRbIR)as;TTYl)anBIRbtibtikar

25> sac;R)ak; nigsac;R)ak;smmUl

cMeNjmunbg;Bn

niytkm

sMviFanFn\NTan)at;bg;

karRbmUl)anmkvijnsMviFanFn

sMviFanFnGtRbeyaCn_eRkayeBlbBab;kic

snakargar

rMls;RTBskmrUbI nigRTBskmGrUbI

xatBIkarlk;RTBsm,ti nigbrikar

cMNUlkarR)ak;suT

cMeNjxatRbtibtikarmunbERmbRmYl

RTBskm nigbMNulRbtibtikar

bERmbRmYlRTBskm nigbMNulRbtibtikar


lemgnkRmkicsna\NTan

smtulenAFnaKarepSg

RTBskmepSg

R)ak;beBaIrbs;FnaKarepSg

R)ak;beBaIrbs;GtifiCn

bMNulepSg

sac;R)ak;eRbIR)as;TTYl)anBIRbtibtikar

sac;R)ak;kgd

smtulenAFnaKarkNal


KNnIcrn

smtulenAFnaKarepSg

9,542,298

2,817,546

(1,543,331)

463,445

790,032

-

(11,982,682)

87,308

(58,680,794)

20,944

(5,000,000)

(1,749,156)

4,666,604

43,081,735

(227,467)

(17,800,826)

8,912,123

85,200,000

17,706,029

46,858,492

158,676,644

38,121,480

11,256,096

(6,165,607)

1,851,463

3,156,178

-

(47,870,815)

348,795

(234,429,772)

83,671

(19,975,000)

(6,987,878)

18,643,083

172,111,531

(908,731)

(71,114,301)

35,603,931

340,374,000

70,735,586

187,199,676

633,913,193

8,826,902

830,165

(1,317,321)

238,505

367,097

33,001

(9,418,226)

(439,877)

(36,184,351)

143,972

(5,000,000)

(91,673)

8,103,204

59,307,576

17,611

25,856,462

8,689,772

113,200,000

8,988,668

41,006,654

171,885,094

35,651,857

3,353,036

(5,320,660)

963,321

1,482,705

133,291

(38,040,215)

(1,776,665)

(146,148,593)

581,503

(20,195,000)

(370,267)

32,728,841

239,543,299

71,131

104,434,249

35,097,989

457,214,800

36,305,230

165,625,876

694,243,895

2012

dularGaemrik

2012

dularGaemrik

2011

dularGaemrik

2011

dularGaemrik

2012

Ban;erol

2012

Ban;erol

2011

Ban;erol

2011

Ban;erol


26> kicsna nigbMNulyfaPaBepSg

k> kicsna\NTan lixitFana nigbMNulhirBavtepSg

KitRtwmfTI 31 Ex F qaM 2012 FnaKarmancMnYnTwkR)ak;kgkicsna n]bkrN_hirBavteRkAtaragtulkar EdlRtUvpl;\NTan

CUnGtifiCn lixitFana nigkBab;\NTanepSg dUcxageRkam

x> kicsnaBak;BnnwgRTBsm,ti nigbrikar

KitRtwmfTI 31 Ex F qaM 2012 FnaKarmankicsnamYycMnYnEdlBak;BnnwgkarCYlkariyalyfI kmviFIkMuBTr sMxan;rbs;FnaKar

nigesvakmBak;BnepSgeTot.

K> kicsnaPtisna

FnaKar KWCaPaKIGkCYl ehIycMNayPtisnaGb,brmasrubnaeBlGnaKt eRkamPtisnaRbtibtiminGaclubecal)anman

dUcxageRkam

kBab;\NTanEdl)anGnumt b:uEnminTan;

)aneRbIR)as;

lixit\NTan

lixitFana

mUlb,TanbRtsRmab;eFVIebLanicy

kicsnabrR)ak;naeBlGnaKt

minelIsBI 1 qaM

minelIsBI 1 qaM

BI 1 qaM dl; 5 qaM

15,257,306

9,658,977

22,187,118

10,859

8,420,965

55,535,225

93,958

6,562

313,558

320,120

60,952,937

38,587,613

88,637,536

43,382

33,641,755

221,863,223

375,362

26,215

1,252,664

1,278,879

10,513,769

11,509,110

3,610,528

44,169

4,500,000

30,177,576

122,137

15,335

310,055

325,390

42,465,113

46,485,295

14,582,923

178,399

18,175,500

121,887,230

493,311

61,938

1,252,312

1,314,250

2012

dularGaemrik

2012

dularGaemrik

2012

dularGaemrik

2011

dularGaemrik

2011

dularGaemrik

2011

dularGaemrik

2012

Ban;erol

2012

Ban;erol

2012

Ban;erol

2011

Ban;erol

2011

Ban;erol

2011

Ban;erol


27> RbtibtikarPaKIsm karTUTat;CUnRkumRbwkSaPi)al nigKNRKb;RKgsMxan;

minmanRbtibtikarCamYyPaKIBak;Bn nigsmtulCasarvnepSgeTot sRmab;dMNac;qaMeT.

28> karRKb;RKghaniPyhirBavt

skmPaBrbs;FnaKar RbQmnwghaniPyhirBavtepSgmYycMnYndUcCa haniPy\NTan haniPyTIpSar rYmmanhaniPyrUbiybN

breTs haniPyGRtakarR)ak; nighaniPytm nighaniPysac;R)ak;gayRsYl. skmPaB GaCIvkmhirBavt PaKeRcInRbQmmux

nwghaniPy ehIyhaniPyRbtibtikar KWCaplvi)akEdlBi)akeCosrYcNas;kg dMeNIrkarGaCIvkm.

FnaKarmineRbIR)as;]bkrN_hirBavtnisSn (derivative financial instrument) dUcCakicsnabrrUbiybN nig karepaHbrGRtakar

R)ak; edIm,IRKb;RKghaniPyhirBavtrbs;xnenaHeT.

FnaKarkan;kab;RTBskm nigbMNulhirBavt dUcxageRkam

R)ak;ebovtS nig laPkar

RTBskmhirBavt

sac;R)ak;kgd

smtulenAFnaKarkNal

smtulenAFnaKarepSg


RTBskmepSg

RTBskmhirBavtsrub

bMNulhirBavt



bMNulepSg

bMNulhirBavtsrub

RTBskmhirBavtsuT

720,091

8,912,123

150,260,409

61,058,492

209,863,093

3,308,214

433,402,331

26,231,211

365,858,776

3,416,658

395,506,645

37,895,686

2,876,763

35,603,931

600,290,334

243,928,676

838,403,057

13,216,315

1,731,442,313

104,793,688

1,461,605,810

13,649,549

1,580,049,047

151,393,266

709,624

8,689,772

165,266,942

50,206,654

165,421,869

1,259,646

390,844,883

21,564,607

322,777,041

2,985,774

347,327,422

43,517,461

2,866,172

35,097,989

667,513,179

202,784,676

668,138,929

5,087,710

1,578,622,483

87,099,448

1,303,696,469

12,059,541

1,402,855,458

175,767,025

2012

dularGaemrik

2012

dularGaemrik

2011

dularGaemrik

2011

dularGaemrik

2012

Ban;erol

2012

Ban;erol

2011

Ban;erol

2011

Ban;erol


28>1 haniPy\NTan

FnaKarRbQmmuxnwghaniPy\NTan CahaniPyEdlPaKICadKU nwgeFVI[mankarxatbg;EpkhirBavtrbs;FnaKar edaykarxkxan

kgkarbMeBjkatBVkicsgR)ak;CUnFnaKar. haniPy\NTan KWCahaniPyEdlsMxan;CageKbMput kgGaCIvkmFnaKar. haniPy

\NTan Cacm,gekItmkBIskmPaBpl;\NTan nig buerRbTan nig smtulCamYyFnaKarepSg. ]bkrNhirBavteRkA

taragtulkar kmanhaniPy\NTanEdr dUcCakicsna\NTanCaedIm. karRKb;RKghaniPy\NTan RtUv)anGnuvteday

KNkmkar\NTanrbs;FnaKar.

haniPy\NTan RtUv)anRKb;RKgtamrykarviPaKCaRbcaMGMBIlTPaBrbs;GkxIR)ak; nigGkxIR)ak;EdlmanskanuBl edIm,I[BYk

eKbMeBjkatBVkicsgkarR)ak; nigR)ak;edIm. mYyEpkeTot haniPy\NTan kRtUv)anRKb;RKg edaykardak;FanaCavtbBaaM nigkar

FanaBIbuKlpal;pgEdr. mUlniFiminTan;)aneRbIR)as; RtUv)anrkSaTukenAFnaKarkNal nigFnaKarFM edIm,Ikat;bnyhaniPy

\NTan.

k karvas;EvghaniPy\NTan

FnaKarvaytmRbU)ablIetnkarxkxanmin)ansgbMNul rbs;PaKIdKUCaktCn edayepatelIkarBakr GMBIR)ak;cMeNj nig

lMhUrsac;R)ak;rbs;GkxIR)ak;. KNkmkar\NTanTTYlxusRtUvkgkarGnumt\NTan nigbuerRbTan CUnGtifiCn.

FnaKarkGHGagpgEdrfa xnmankarEbgEcktYnaTIc,as;las; rvagkatBVkicGkelIksMeNI\NTan (loan originators) Gkvay

tm\NTan (evaluators) nigGkmansiTiGnumt\NTan (approving authorities).

x karRKb;RKgkRmithaniPy nigeKalkarN_bnyhaniPy

FnaKareFIVRbtibtikar nigpl;\NTan nigbuerRbTanCUnktCn bshRKas enAkgRBHraCaNacRkkmk> rbs;FnaKarkNal FnaKarcaM)ac;RtUvrkSaRKb;eBlevla nUvGnu)atGtibrma

cMnYn 20 rvaghaniPy\NTanTUeTArbs;FnaKar cMeBaHGkTTYlplktCnNamYy eFobnwgmUlniFipal;suTrbs;FnaKar.

haniPy\NTanFMsrub minRtUvelIsBI 300 nmUlniFipal;suTrbs;FnaKareT.

FnaKar eRbIR)as;eKalkarN_ nigkarGnuvtCaeRcInedIm,Ikat;bnyhaniPy\NTan ehIyeKalkarN_CaRbBNICageKbMput kg

cMeNameKalkarN_TaMgenH KWkardak;FanaCavtbBaaMelI\NTan nigbuerRbTanGtifiCn EdlCakarGnuvtTUeTAmYy. FnaKarGnuvt

eKalkarN_ENnaM sIBIkarTTYlyk)annUvRbePTCak;lak;nvtbBaaM. RbePTnvtbBaaMsMxan; edIm,IFana\NTan nigbuerRbTan

GtifiCnmandUcCa

vtbBaaMelIRTBsm,tisRmab;taMgTIlMenA mandIFI GKar nigRTBsm,tiepSg

bnkepSgelIRTBskmkgGaCIvkm dUcCadIFI nigGKar nig

sac;R)ak; kgTRmg;CaR)ak;beBaImankRmit.


X haniPyGtibrman\NTan munrab;bBalvtbBaaM bmunkareFVI[RbesIreLIgnUv\NTan

taragxagelIenH bgajBIsanPaBGaRkk;bMput nhaniPy\NTanrbs;FnaKar KitRtwmfTI 31 Ex F qaM 2012 nig 2011

edayminKitelIvtbBaaM bkareFVI[RbesIreLIgnUv\NTaneT,Iy. cMeBaHRTBskmkgtaragtulkar haniPy Edl)anbgajxagelI

EpkeTAelItmeyagsuT.

dUc)anbgajxagelI 64 nhaniPyGtibrmasrub KWekItecjBI\NTan nigbuerRbTanGtifiCn 2011 67.

haniPy\NTanTak;TinnwgRTBskmkg

taragtulkar

smtulenAFnaKarepSg


RTBskmepSg

haniPy\NTanTak;Tinnwg RTBskm

eRkAtaragtulkar

kBab;\NTanEdl)anGnumt b:uEnminTan;

)aneRbIR)as;

lixitFana sIVkar nigkBab;hirBavtepSg

61,058,492

209,863,093

3,308,214

15,257,306

40,277,919

329,765,024

243,928,676

838,403,057

13,216,315

61,624,259

162,682,515

1,319,854,822

50,206,654

165,421,869

1,259,646

10,513,769

19,663,807

247,065,745

202,784,676

668,138,929

5,087,710

42,465,113

79,422,116

997,898,544

2012

dularGaemrik

2011

dularGaemrik

2012

Ban;erol

2011

Ban;erol

K eKalkarN_sMviFanFn nigkarfycuHtm

FnaKar RtUv)antRmUv[GnuvtkareFVIcMNat;fak;\NTan nigsMviFanFnRsbtamRbkaselxF7-09-074 Rb>k> cuHfTI 25 Ex kum

qaM 2009 rbs;FnaKarkNal. RbkasenH tRmUv[FnaKarBaNiCTaMgLay eFVIcMNat;fak;sMeBot\NTanrbs;xnCaR)aMfak; ehIy

kRmitGb,brmansMviFanFn RtUveFVIeLIgGaRsyeTAtamcMNat;fak;Bak;Bn edayminKitBIRTBskmepSg Edl)andak;CavtbBaaM

elIkElgEtsac;R)ak; dUcxageRkam

cMNat;fak; GRtasMviFanFn GRtasMviFanFn

2012 2011

\NTanTUeTA 1% 1%

\NTanXaMemIl 3% 3%

\NTaneRkamsg;dar 20% 20%

\NTansgSy 50% 50%

\NTan)at;bg; 100% 100%


g \NTan nigbuerRbTan

\NTan nigbuerRbTan RtUv)ansegbdUcxageRkam

\NTan nigbuerRbTan EdlminhYskMNt;

nigminfycuHtm

\NTan nigbuerRbTan EdlhYskMNt;

b:uEnminfycuHtm

\NTan nigbuerRbTanEdlfycuHtm

\NTan nigbuerRbTan-dul

dk

sMviFanFn\NTan)at;bg;

kRmkicsna\NTanEdlmin)andkrMls;

\NTan nigbuerRbTan-suT

213,574,321

-

2,942,247

216,516,568

(5,075,490)

(1,577,985)

(6,653,475)

209,863,093

853,229,412

-

11,754,278

864,983,690

(20,276,583)

(6,304,050)

(26,580,633)

838,403,057

165,959,707

2,380,236

2,466,894

170,806,837

(3,827,927)

(1,557,041)

(5,384,968)

165,421,869

670,311,257

9,613,773

9,963,785

689,888,815

(15,460,997)

(6,288,889)

(21,749,886)

668,138,929

2012

dularGaemrik

2011

dularGaemrik

2012

Ban;erol

2011

Ban;erol

KNRKb;RKgmanCMenOfa xnmanlTPaBbnkarRKb;RKg nigRTRTg;haniPy\NTanrbs;FnaKar EdlbNalmkBI\NTan nigbuer

RbTan[siitenAkgkRmitGb,brma tamviFIdUcxageRkam

99 nsMeBot\NTan 2011 99 RtUv)anFanaedayvtbBaaM ehIy\NTanEdlFnaKar)anpl; KWmantmBI50

eTA 65 ntmvtbBaaM b:uEnPaKeRcInKWmantmeRkam 50 eTAtameKalkarN_rbs; FnaKar.

99 nsMeBot\NTan minRtUv)ancat;TukfahYskalkMNt;sg bfycuHtmeT 2011 97

sMviFanFn\NTan)at;bg; RtUv)ankt;RtasRmab;\NTan)at;bg;nImYy edayGnuelameTAtamtRmUvkarrbs; FnaKarkNal.

GnuelameTAtamtRmUvkarrbs;FnaKarkNal kgkareFVIsMviFanFn\NTan sac;R)ak;EdlrMBwgfanwgGacRbmUl )anmkvijBIvtbBaaM

elIkElgEtsac;R)ak; minRtv)aneKKitbBalenaHeT. sMviFanFnsrubn\NTan)at;bg;mancMnYn 5/075/490 dularGaemrik

KWCasMviFanFnCak;lak; nigsMviFanFnTUeTA sRmab;\NTanEdl)anfycuHtm.

(i) \NTan nigbuerRbTan EdlminhYskMNt; nigminfycuHtm

\NTan nigbuerRbTan EdlminhYskMNt; minRtUv)ancat;TukfafycuHtmeT luHRtaEtmanBtmanepSgeTot Edlcglbgajpy

BIenH.

(ii) \NTan nigbuerRbTan EdlhYskMNt; b:uEnminfycuHtm

\NTan nigbuerRbTan EdlhYskalkMNt;sgticCag90f minRtUv)ancat;TukfafycuHtmeT luHRtaEtmanBtmanepSgeTot

EdlcglbgajpyBIenH. cMnYn\NTan nigbuerRbTanGtifiCndul Edl)anhYskMNt; b:uEnminfycuHtm mandUcxageRkam


tmRTBbBaaMRtUv)anvaytm edayGkvaytmxageRkA bvaytmedayFnaKarpal; kgeBldMeNIrkarGnumt\NTan. edaysar

tmGclnRTBnaeBlbcb,nmankarERbRbYlxaMg dUcenHtmnvtbBaaMEdl)anvaytmkgeBlGnumt\NTan GacxusKaBItm

naeBlbcb,n. GnuelamtambTb,Batirbs;FnaKarkNal tmnvtbBaaMminRtUv)anKiteT enAeBlkMNt;karxatbg;\NTan nig

buerRbTanGtifiCn .

(iv) \NTan nigbuerRbTanEdl)ancrcaeLIgvij

KitRtwmfTI 31 Ex F qaM 2012 minman\NTan nigbuerRbTanEdl)ancrcaeLIgvijeT.

c karrwbGUsvtbBaaM

kgGMLgdMNac;qaM fTI 31 Ex F qaM 2012 FnaKar)anrwbGUsRTBskmepSg Edl)andak;bBaaM mancMnYn 12/944/411

dularGaemrik 2011 7/303/240 dularGaemrik.

RTBsm,tiEdl)anrwbGUs RtUvlk;ecjkgryeBl1qaM tamkarkMNt;rbs;FnaKarkNal. karrwbGUsvtbBaaM RtUv)ancat;fak;enA

kgtaragtulkar CaRTBsm,tirwbGUs.

(iii) \NTan nigbuerRbTanEdlfycuHtm

GnuelamtamRbkaselx F7-00-51Rb>k> cuHfTI 17 Ex kum qaM 2000 sIBIkareFVIcMNat;fak;\NTan nigsMviFanFn\NTanGaRkk;

nigsgSy \NTan nigbuerRbTan EdlhYskalkMNt;elIsBI 90f RtUv)ancat;TukfafycuHtm ehIykatBVkicsMviFanFnCak;lak;

Gb,brmaelIkarfycuHtm RtUv)aneFVIeLIgGaRsyelIcMNat;fak;EdlBak;Bn elIkElgEtmanBtmanepSg cglbgajpyBIenH.

\NTan nigbuerRbTanEdlfycuHtmmandUcxageRkam

-

-

2,942,247

2,942,247

-

-

11,754,278

11,754,278

-

710,000

1,756,894

2,466,894

-

2,867,690

7,096,095

9,963,785

2012US$

2012KHR 000

2011US$

2011KHR 000

hYskalkMNt;rhUtdl; 30 f

hYskalkMNt;BI 30-60 f

hYskalkMNt;BI 60-90 f

srub

hYskalkMNt;BI 90 - 180 f

hYskalkMNt;BI 180 - 360 f

hYskalkMNt; belIs 360 f

srub

-

-

-

-

-

-

-

-

-

-

2,380,236

2,380,236

-

-

9,647,097

9,647,097

2012

dularGaemrik

2011

dularGaemrik

2012

Ban;erol

2011

Ban;erol


KitRtwmfTI 31 Ex F qaM 2012 FnaKar)anrwbGUsRTBsm,tiBIGtifiCncMnYn5 kgenaHmanRTBsm,tirwbGUs cMnYnBIr Edlman

ryeBlelIsBI12Ex. enAfTI 23 Ex vicika qaM 2012 FnaKarkNal)anGnumttamsMeNIrrbs; FnaKarkgkarBnareBl

lk;ecjnUvRTBsm,tirwbGUs rhUtdl; fTI 17 Ex kBaa qa M2013. FnaKarkMBugdak;sMeNIr kgkarBnarCabnbnab;nkarlk;

ecjnUvRTBsm,tiEdl)anrwbGUs.

FnaKarkkMBugsitenAkgdMeNIrkaresIsuMnUvkmsiTiRsbc,ab;CapvkareTAelIRTBsm,tirwbGUs enAeBlEdlcaM)ac;.

q karRbmUlpMRTBskmhirBavt eFobnwghaniPy\NTan

i. viPaKtamEpkPUmisas

taragxageRkamenH lmitGMBIhaniPy\NTancm,grbs;FnaKar tamtmeyagrbs;va edaycat;fak;tamtMbn;PUmisas KitRtwm

fTI 31 Ex F qaM 2012. kgtaragenH FnaKar)anEbgEckhaniPyeTAtamRbeTs edayEpkelIRbeTsCaPaKIdKU.

RbeTskm


ii. viPaKtamRbePTGaCIvkm

taragxageRkamenH segbhaniPy\NTanrbs;FnaKar tamcMnYnTwkR)ak;enAsl; edayviPaKtamRbePTGaCIvkmrbs;dKU

BaNiCkm.

fTI 31 Ex F qaM 2012

smtulenAFnaKarepSg

\NTan nigbuer

RbTanGtifiCn

RTBskmepSg

KitRtwmfTI 31 Ex F

qaM 2012

smmUlnwgBan;erol


smtulenAFnaKarepSg

\NTan nigbuer

RbTanGtifiCn

RTBskmepSg

KitRtwmfTI 31 Ex F

qaM 2011

smmUlnwgBan;erol

61,058,492

16,667,084

3,280,651

81,006,227

323,619,877

50,206,654

20,744,473

1,223,601

72,174,728

291,513,726

-

113,737,836

-

113,737,836

454,382,655

-

79,483,390

-

79,483,390

321,033,412

-

12,356,672

-

12,356,672

49,364,905

-

18,692,418

-

18,692,418

75,498,676

-

6,443,717

-

6,443,717

25,742,649

-

5,901,682

-

5,901,682

23,836,894

-

58,757,097

-

58,757,097

234,734,603

-

39,704,649

-

39,704,649

160,367,077

-

8,554,162

27,563

8,581,725

34,283,991

-

6,280,225

36,045

6,316,270

25,511,415

61,058,492

216,516,568

3,308,214

280,883,274

1,122,128,680

50,206,654

170,806,837

1,259,646

222,273,137

897,761,200

RKwHsanhirBavt

dularGaemrik

esvakm

epSg

dularGaemrik

BaNiCkm

dularGaemrik

GclnRTB

dularGaemrik

visyepSg

dularGaemrik

ktCn

dularGaemrik

srub

dularGaemrik

28>2 haniPyTIpSar

FnaKarRbQmmuxnwghaniPyTIpSar CahaniPyEdleFVI[mankarERbRbYltmsmRsb blMhUrsac;R)ak;na eBlGnaKtn]bkrN_

hirBavt edaysarkarpas;brtmsmRsb. haniPyTIpSarekIteLIg edaysarsanPaBebIkTUlaynGRtakarR)ak;rUbiybN nig

plitplmUlFn EdlRbQmmuxnwgbERmbRmYlTIpSarCak;lak; nigTUeTA RBmTaMgkarERbRbYlGRtaTIpSar btm dUcCaGRtakarR)ak;

karrIksay\NTan GRtabrrUbiybNbreTs nigtmmUlFnCaedIm.

KitRtwmfTI 31 Ex F qaM 2012 FnaKarman]bkrN_hirBavt EdlKittamtmsmRsb. FnaKarmin)aneRbIR)as;]bkrN_

hirBavtnisSn (derivative financial instruments) dUcCakicsnabrrUbiybN nigkarepaHbrGRtakarR)ak; edIm,IRKb;RKghaniPy

rbs;xneT.


k haniPykarbrrUbiybNbreTs

FnaKareFVIGaCIvkmenAkgRBHraCaNacRkkm


KitRtwmfTI 31 Ex F

qaM 2011

RTBskm

sac;R)ak;kgd

smtulenAFnaKarkNal

smtulenAFnaKarepSg

\NTan nigbuerRbTan

GtifiCn-dul

RTBskmepSg

RTBskmsrub

bMNul



GtRbeyaCneRkayeBl

bBab;kicsna kargar

bMNulepSg

bMNulsrub

sanPaBxg;kgtarag

tulkarsuT

smmUlnwgBan;erol

kicsna\NTan

smmUlnwgBan;erol

7,630,837

160,154,951

47,531,876

145,354,057

1,130,057

361,801,778

21,471,909

287,732,207

1,053,848

2,795,896

313,053,860

48,747,918

196,892,841

27,230,159

109,982,612

1,056,343

5,111,991

20,650

25,452,780

113,526

31,755,290

92,698

34,878,749

-

189,878

35,161,325

(3,406,035)

(13,756,975)

2,947,417

11,904,618

-

-

-

-

-

-

-

2,663

-

-

2,663

(2,663)

(10,756)

-

-

-

-

295,206

-

-

295,206

-

-

-

-

-

295,206

1,192,337

-

-

2,592

-

2,348,829

-

16,063

2,367,484

-

11,472

-

-

11,472

2,356,012

9,515,932

-

-

-

-

10,093

-

-

10,093

-

151,950

-

-

151,950

(141,857)

(572,960)

-

-

8,689,772

165,266,942

50,206,654

170,806,837

1,259,646

396,229,851

21,564,607

322,777,041

1,053,848

2,985,774

348,381,270

47,848,581

193,260,419

30,177,576

121,887,230

karepaHbrrUbiybN (Currency Swap) KWCakicsnakgkarbrBIlMhUrsac;R)ak;mYy eTAlMhUrsac;R)ak;epSgmYyeTot. karepaHbr

rUbiybN KWCalTplkgkarpas;brrUbiybNesdkic. TwkR)ak;enAkgkicsna nigtmsmRsb nkicsnaepaHbrrUbiybN

mandUcxageRkam

edrIev:TIvnkarbrrUbiybNbreTs

karepaHbrrUbiybN 8,420,965 8,420,965

TwkR)ak;enAkg

kicsna

dularGaemrik

2012

tmsmRsbRTB

skm/ (bMNul)

dularGaemrik

dularGaemrik Exrerol epanGg;eKs eynCb:un GWr:U epSg srub


x haniPytm

FnaKarminRbQmmuxnwghaniPytmmUlbRteT edaysarFnaKarmin)ankan;kab;karvinieyaK Edl)ancat;fak;enAkgtarag

tulkar.

K haniPyGRtakarR)ak;

haniPyGRtakarR)ak;nlMhUrsac;R)ak; KWCahaniPyEdleFVI[mankarERbRbYl lMhUrsac;R)ak;naeBlGnaKt n]bkrN_hirBavt

edaysarkarERbRbYlGRtakarR)ak;elITIpSar. haniPyGRtakarR)ak;ntmsmRsb KWCahaniPy EdleFVI[mankarERbRbYltmn

]bkrN_hirBavt edaysarkarERbRbYlGRtakarR)ak;elITIpSar. kgxNenH KNRKb;RKgminmaneKalkarN_ edIm,IkMNt;kRmitn

PaBminsIuKanGRtakarR)ak;eT b:uEnKNRKb;RKgeFVIkarRtYtBinity:ageTogTat;eTAelIPaBminsIuKaenH.

taragxageRkamenH segbBIhaniPyGRtakarR)ak;tmsmRsbrbs;FnaKar. enAkgtaragenH krYmbBalnUv]bkrN_hirBavtrbs;

FnaKartamtmeyag eday)ancat;fak;tameBlevlaEdlekIteLIgmuneK rvageBlevlavaytm eLIgvijtamkicsna beBlevla

dl;kMNt;sg.


RTBskm

sac;R)ak;kgd

smtulenAFnKarkNal

smtulenAFnaKarepSg

\NTan nigbuerRbTan

GtifiCn

RTBskmepSg

RTBskmsrub

bMNul

R)ak;beBaIrbs;FnaKar

epSg


GtRbeyaCn_eRkayeBl

bBab;kicsnakargar

bMNulepSg

bMNulsrub

KMlatkarvaytm

GRtakarR)ak;eLIgvij

smmUlCaBan;erol

-

81,200,000

37,011,447

1,743,231

-

119,954,678

1,423,026

126,167,786

-

-

127,590,812

(7,636,134)

(30,506,355)

-

22,250,000

16,346,733

18,212,129

-

56,808,862

3,407,966

96,229,851

-

-

99,637,817

(42,828,955)

(171,101,675)

-

-

5,000,000

68,904,124

-

73,904,124

12,036,071

71,631,945

-

-

83,668,016

(9,763,892)

(39,006,749)

-

-

-

125,751,716

-

125,751,716

-

6,023

-

-

6,023

125,745,693

502,354,044

-

-

-

1,631,068

-

1,631,068

-

-

-

-

-

1,631,068

6,516,117

8,912,123

46,810,409

2,700,312

274,300

3,308,214

62,005,358

9,364,148

71,823,171

1,453,140

3,416,658

86,057,117

(24,051,759)

(96,086,777)

8,912,123

150,260,409

61,058,492

216,516,568

3,308,214

440,055,806

26,231,211

365,858,776

1,453,140

3,416,658

396,959,785

43,096,021

172,168,605

Rtwm1 Ex

dularGaemrik

BI1-3 Ex

dularGaemrik

BI4-12 Ex

dularGaemrik

BI1-3 qaM

dularGaemrik

BI3qaMeLIeTA

dularGaemrik

minmankarR)ak;

dularGaemrik

srub

dularGaemrik



RTBskm

sac;R)ak;kgd

smtulenAFnaKarkNal

smtulenAFnaKarepSg

\NTan nigbuerRbTan

GtifiCn

RTBskmepSg

RTBskmsrub

bMNul

R)ak;beBaIrbs;FnaKar

epSg


GtRbeyaCn_eRkayeBl

bBab;kicsnakargar

bMNulepSg

bMNulsrub

KMlatkarvaytm

GRtakarR)ak;eLIgvij

smmUlCaBan;erol

-

105,200,000

41,509,417

751,039

-

147,460,456

1,068,506

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