The University MPF Scheme Members Briefing Session University MPF Scheme Highlight of Scheme Switching Timeline (for Nov 2010): The University MPF Scheme Date Activities 20 working

September 2010

The University MPF Scheme

Master Trust Scheme

(MTS)

Fidelity Retirement Master Trust

(FRMT)

BOC-Prudential Easy-Choice MPF Scheme

(BOC-Prudential)

Effective Date 1 December 2000 1 November 2010

Investment Manager

FIL Investment Management (HK)

Limited

BOCI-Prudential Asset Management

Limited

TrusteeHSBC Institutional Trust Services (Asia) Limited

(HSBC)

BOCI-Prudential Trustee Limited

(BOCI-Prudential)

Investment Funds

15 10

Asset Size as at 30 Jun 2010 i) Totalii) PolyU portion

i) HK$14.2 billionii) HK$0.7 billion

i) HK$25.4 billionii) Not applicable

Highlight of Scheme Switching Guideline:

Two scheme switching exercises every year, witheffective dates on 1 May and 1 November;

Members may switch for not more than onceevery calendar year;

New appointees may join scheme switchingexercises only after 3 months of joining theUniversity; and

Once members elect to change the MTS, all theiraccrued benefits in the existing MTS should beredeemed and transferred to the new MTS.


Highlight of Scheme Switching Timeline (for Nov 2010):


Date Activities20 working

days preceding T

4 Oct 2010Deadline for members to submit the below forms:1. Election Form for Switching of MPF Scheme2. Membership Enrolment Form

T - 6 working day

22 Oct 2010 (cut-off, 5pm)

Last day for HSBC to accept switching-out members’ instruction to change investment allocation under FRMT

T - 1working day

29 Oct 2010Dealing date: HSBC to redeem members’ benefit balance holdings under FRMT

T 1 Nov 20101st day of membership under BOC-Prudential

T + 6working day

9 Nov 2010 (cut-off, 5pm)

Last day for BOCI-Prudential to accept switching-in members’ instruction on change of investment allocation for transferred benefit balance

T + 10working day

15 Nov 2010Dealing date: BOCI-Prudential to subscribe for fund units

T + 13working day

18 Nov 2010Members can view their transfer-in benefit balance in BOC-Prudential via internet

Members who elect to switch between the two MTSsshould:

a) Read and understand Guideline on Switching ofMPF Scheme and Timeline on Switching of MPFScheme; and

b) Return the completed forms below to the FinanceOffice by the prescribed closing date:i) Member’s Election Form for Switching of MPF

Schemeii) Membership Enrollment Form (for the new MTS).


All documents about the scheme switching are available at theStaff Personal Corner of FO website as follows:


FIDELITY INVESTMENT MANAGERS1

17 September 2010

Presentation to the Hong Kong Polytechnic University Fidelity Retirement Master Trust

Members Briefing Session


Fidelity Retirement Master Trust (“FRMT”)

PLEASE NOTE:• You should consider your own risk tolerance level and financial circumstances before making any

investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the fund(s) most suitable for you taking into account your circumstances.

• The MPF Conservative Fund under the Fidelity Retirement Master Trust does not guarantee the repayment of capital.

• You should not invest based on this document alone and should read the Principal Brochure of Fidelity Retirement Master Trust for further information.

• Fidelity SaveEasy Funds are not savings deposits and involve investment risks. This product may not be suitable for everyone. Investor should also consider factors other than age and review their own investment objectives.


Table of Contents

Company and Organizational Background1

Performance3

2 The Preferred Provider

4

5

67

Long-term Commitment

Unique Product Range

56 Your Investment Needs in One Account

7 Appendix

8


Company and Organizational Background

C/N:HM 07/780


Why should you stay with Fidelity Retirement Master Trust?

•Preferred and trusted retirement investment partner

•Outstanding and solid performance

•Long-term commitment to Hong Kong pension

•Your investment needs in one account

•Unique product range


The Preferred Provider

C/N:HM 07/780


Fidelity – the Preferred Provider Worldwide

One of the world’s largest pension providers

NB: Fidelity / Fidelity International means FIL Limited, established in Bermuda, and its subsidiary companies. In addition to these resources, we also have access to resources based in US of our affiliated company, FMR LLC, and its subsidiaries. Research Professionals include associates and analysts, country and sector fund managers who retain research responsibility, and technical and quantitative analysts who are part of the Equity Research groups. Source: Towers Watson FIL Limited and FMR LLC, 31 March, 2010.

Hong KongLargest provider for ORSO defined contribution schemesLargest independent asset manager for MPF

UKLeading service provider since 1994Over 400 pension plans with £5.9 billion of assets

USLargest 401(k) providers in the USAdministered 19.5% of assets in (401k) plans33,000 plans with US$660 billion of assets

C/N:HM 08/0388

Preferred Provider by Clients around the World


Performance

C/N:HM 07/780


The Core for Solid Performance

One of the largest proprietary research teams in the world, with over 900 dedicated investment professionals and presence in 25 countries

NB: Fidelity / Fidelity International means FIL Limited, established in Bermuda, and its subsidiary companies. In addition to these resources, we also have access to resources based in US of our affiliated company, FMR LLC, and its subsidiaries. Research Professionals include associates and analysts, country and sector fund managers who retain research responsibility, and technical and quantitative analysts who are part of the Equity Research groups. *The difference between the sum of Institutional/Retail and Total Fidelity International AUM is the assets Fidelity International manages for FMR LLC which is approximately USD14.5 billion. Data is unaudited. Source: FIL Limited and FMR LLC, 31 March, 2010.

Asia Pacific ex-Japan23 Portfolio Management54 Research Professionals19 Traders6 Division management & other102 Total professionals

Japan16 Portfolio Management35 Research Professionals5 Division management & other56 Total professionals

Europe69 Portfolio Management113ResearchProfessionals21 Traders28 Division management & other 221 Total professionals

Boston142 Portfolio Management302 Research Professionals71 Traders56 Division management & other571 Total professionals

C/N:HM 08/0388

Total Assets under Management*:Fidelity International: US$215.9 billion• Institutional Assets: US$ 67.3 billion• Retail Assets: US$134.1 billion


Outstanding Performance for both short-term and long-term

n/an/an/an/an/an/an/an/a11.30%SaveEasy 2040





15/261.41%1.39%15/260.84%0.82%10/280.00%0.01%MPF Conservative Fund

6/93.50%2.70%6/114.80%4.80%8/154.00%6.70%World Bond

1/52.80%3.10%1/54.80%5.10%1/54.10%6.50%Hong Kong Bond

5/15-1.70%-0.10%5/18-13.80%-11.20%12/259.00%9.50%Global Equity

n/an/an/a1/4-8.00%0.50%1/514.60%21.70%Asia Pacific Equity

9/1912.40%12.50%3/21-1.50%3.70%9/2411.40%13.30%Hong Kong Equity

3/203.80%4.20%2/220.70%2.60%2/244.90%7.60%Capital Stable

1/214.10%5.30%1/24-1.60%0.40%5/256.00%9.10%Stable Growth

2/302.80%4.50%3/31-5.70%-4.40%9/338.10%9.90%Balanced Fund

2/233.60%6.10%2/26-7.40%-4.10%5/279.50%11.00%Growth Fund

RankingMedianReturnRankingMedianReturnRankingMedianReturn

5 Year p.a.3 Year p.a.1 Year

Source: Towers Watson MPF Performance Book, as at 30 June 2010


MPF performance as at 31 Jul 2010

Growth 5.85 -9.84 -3.04 6.80 -9.59 37.41 60.48

Balanced 5.14 -7.67 -1.95 6.58 -3.35 35.63 63.33

Stable Growth 4.44 -5.43 -0.58 6.62 2.81 32.99 63.27

Capital Stable 3.62 -3.25 0.43 6.06 8.05 28.74 59.52

Global Equity 7.09 -12.61 -3.49 8.66 -24.64 3.02 36.48

Asia Pacific Equity 6.03 -9.50 -3.17 12.90 1.47 N/A 54.37

Hong Kong Equity 4.87 -6.88 -3.58 3.66 7.25 80.26 127.60

Hong Kong Bond 0.72 2.37 4.82 6.16 16.35 17.88 9.99

World Bond 2.71 0.99 3.59 6.81 15.75 18.26 24.22

MPF Conservative * 0.00 0.00 0.00 0.01 2.30 7.03 10.29

Cumulative performance (in %) Jul 2010 Last 1 yearQ2 2010 Last 5 yearsYear to date Since fund

inception Last 3 years

Source: Fidelity International, as at 31 Jul 2010, net of fees, in HKDHM06/913

* Fees and charges of MPF Conservative can be deducted from either (i) the assets of the fund or (ii) members' account by way of unit deduction. This fund uses method (i) and, therefore, its unit prices / NAV / fund performance have incorporated the impact of fees and charges.


MPF performance as at 31 Jul 2010

Source: Fidelity International, as at 31 Jul 2010, net of fees, in HKD

Fidelity SaveEasy 2020 5.89 -9.98 -3.19 6.67 48.94





Since fund inception Cumulative performance (in %) Jul 2010 Last 1 yearQ2 2010 Year to date

HM06/913


MPF annual performance

Source: Fidelity International, net of fees, NAV to NAV, in HKD

Growth, balanced, Stable Growth, Capital Stable, Hong Kong Equity and MPF Conservative were incepted on 01 Dec 2000, Global Equity on 02 Jul 2003, Asia Pacific Equity on 07 Aug 2006, Hong Kong Bond and World Bond on 08 Jul 2003, all Fidelity SaveEasy on 27 Oct 2008. Past performance is not indicative of future performance.

+ performance since date of inception to the end of the relevant calendar year.

* Fees and charges of MPF Conservative can be deducted from either (i) the assets of the fund or (ii) members' account by way of unit deduction. This fund uses method (i) and, therefore, its unit prices / NAV / fund performance have incorporated the impact of fees and charges.

8.46+

7.95+

7.96+

8.06+

7.96+

1.05

1.20

5.41

-45.79

-43.14

-44.48

-14.31

-23.90

-32.70

-40.63

2008

0.753.103.22-2.53Hong Kong Bond

5.745.522.96-5.14World Bond

0.022.522.501.01MPF Conservative*

75.2234.5418.95+n/aAsia Pacific Equity

31.3618.4016.829.68Global Equity

17.5513.5810.220.92Capital Stable

25.4018.5414.424.59Stable Growth

33.4523.4918.778.31Balanced

41.7328.0222.9812.31Growth

44.96n/an/an/aFidelity SaveEasy 2040





63.6454.5436.368.46Hong Kong Equity

2009200720062005In %

HM09/0056


Outstanding and Solid Performance – Hong Kong Pension Funds Awards

Source: Fidelity International, as at 19 March 2010

Best Equity Pension Group over 3 years

Best Mixed-Asset Pension Group over 3 years

Best Mixed Asset HKD Conservative fund over 3 years - FRMT Capital Stable Fund

Best Mixed Asset HKD Balanced fund over 3 years - FRMT Stable Growth Fund

Best Mixed Asset HKD Aggressive fund over 3 years and 5 years - FRMT Balanced Fund

Best Equity Global fund over 3 years and 5 years - FRMT Growth Fund

Best Equity Asia Pacific ex Japan fund over 3 years - FRMT Asia Pacific Equity Fund

Investment Performance Awards 2010 - Hong Kong MPF schemes provider


Unique Product Range

C/N:HM 07/780


* Fees and charges of MPF Conservative Fund can be deducted from either (i) the assets of the fund or (ii) members' account by way of unit deduction. This fund uses method (i) and, therefore,its unit prices / NAV / fund performance have incorporated the impact of fees and charges.

Higher Investment RiskLower Investment Risk

Equities

Bonds

Short-term Instruments

Stable Growth Fund

Balanced Fund

Growth Fund

Capital Stable Fund

Asia Pacific Equity Fund

Hig

herP

oten

tialR

etur

n

Hong Kong Bond Fund

World Bond Fund

Global Equity Fund

Low

er P

oten

tial R

etur

n

MPF Conservative Fund *

Hong Kong Equity Fund

Fidelity SaveEasy Funds

HM09/431

Equity FundsLifecycle FundsBond FundsMoney Market Fund

Fidelity SaveEasy2020 Fund





Your Investment Choices – Fidelity Retirement Master Trust


Long-term Commitment

C/N:HM 07/780


Long-term Commitment to Hong Kong Pensions

• Managing retirement monies has been a heritage for Fidelity around the world

• Focuses on growth in Asia

• Hong Kong is the regional headquarter for Fidelity in Asia Pacific

• Managing Hong Kong pension assets since 1988

• The largest asset manager for ORSO defined contribution schemes in Hong Kong

• Largest independent asset manager for MPF

• One of the largest dedicated local servicing team for pension clients and members in Hong Kong

Your Pension Investment Partner who always stand by you


Your Investment Needs in One Account

C/N:HM 07/780


Investor education• Communication based on life stages• Quarterly e-presentation

Additional contributions• Special Voluntary

Contributions• Personal Investments

Pre-retirement planning• Retirement Planning & Guidance• Rollover Service

Enrolment• Starter Kit

Account enquiry and management• Secure online access via www.fidelity.com.hk• 24 Hour automated phone service at 2500 1666• Access to Retirement Specialists

Services for Pension Members

One-stop service platform

Fidelity myPlan• A calculator to help you find out how

much money you may need• A checker to see if your finances are on

track• Help setting goals and managing your

portfolio more easily


Additional Considerations as a MPF member

C/N:HM 07/1165

A simple guide for new or existing members to provide tips on:

• Consolidating their preserved accounts to increase efficiency.

Access everything through one point of contact.

Receive one annual member benefit statement.

Easy application of investment strategy.

A simple guide for existing members to consider toping up their retirement savings by setting up:

• An Special Voluntary Contribution account

• No front end loads, contribution fees or switching fees

lump-sum investment or direct debit arrangement

Four free withdrawals per year at any time


Other Investment Needs

A simple guide to departing employees to provide information on:

• Managing retirement assets with ease.

• Investing their retirement years to fence off inflation.

• Easy options to manage retirement benefits.

Dedicated Investor Centre

• Professional one-on-one consultation

• Free investment education seminars

• Convenient rollover services


Appendix

C/N:HM 07/780


100Citigroup WGBI (35% hedged to HK$)

0

100

100

0

Hong Kong Bond

100FTSE World (35% hedged to HK$)

6101418FTSE AW North America

10172430100FTSE MPF Hong Kong Index

46.5912FTSE AW Japan

46.5912100FTSE AW Asia Pacific (ex Japan ex HK )

6101418FTSE AW Europe

01006045257000Bonds

6045257Citigroup WGBI (25% hedged to HK$)

HSBC HKD Bond

100010553000Cash

100105531 month HIBOR

0030507090100100100Equities

Hong Kong Equity

Asia Pacific Equity

Global Equity Growth Balanced Stable

Growth

MPF Conservative

Fund *

World Bond

Capital Stable

Indices

(%)

Benchmark Components – MPF Scheme

HM08/765

Source: Fidelity International, indices in %.

* Fees and charges of MPF Conservative Fund can be deducted from either (i) the assets of the fund or (ii) members' account by way of unit deduction. This fund uses method (i) and, therefore, its unit prices / NAV / fund performance have incorporated the impact of fees and charges.


100100999794Equities

2020202019FTSE AW North America

0

0

20

13

13

34

SaveEasy

2035 Fund

34333332FTSE MPF Hong Kong Index

13131212FTSE AW Japan

13131212FTSE AW Asia Pacific (ex Japan ex HK with India capped at 5%)

20202019FTSE AW Europe

0136Bonds

0136S&P / Citigroup World Govt Bond Index Hedged to HK

SaveEasy

2020 Fund

SaveEasy

2025 Fund

SaveEasy

2030 Fund

SaveEasy

2040 Fund

Indices

(%)

Benchmark Components – MPF Scheme

HM08/1007

Source: Fidelity International, Indices in %, as at 30 Sep 2009


Important information - MPF

This document has been requested by the Hong Kong Polytechnic University and prepared by Fidelity for the Hong Kong Polytechnic University in Hong Kong only for informational purposes and may not be reproduced or circulated without written consent from Fidelity. FIL Limited, established in Bermuda, and its subsidiaries are commonly referred to as Fidelity or Fidelity Investment Managers. Fidelity only gives information about its products and services. Any person considering an investment should seek independent advice on the suitability or otherwise of the particular investment.

Investment involves risks. Past performance is not indicative of future performance. Please refer to the Principal Brochure of Fidelity Retirement Master Trust for further information including the risk factors.

If investment returns not denominated in HKD or USD, US/HK dollar-based investors are exposed to exchange rate fluctuations.

Please also note that equities, bonds and cash deposits are different in nature, investment risk associated with cash deposits are normally lower than equities and bonds.

Fees and charges of MPF conservative funds can be deducted from either (i) the assets of the fund or (ii) members' account by way of unit deduction. MPF Conservative Fund under the Fidelity Retirement Master Trust uses method (i) and, therefore, its unit prices / NAV / fund performance have incorporated the impact of fees and charges.

For MPF retirement schemes

The On-going Costs Illustrations (for all Constituent Funds of the Master Trust except for the MPF Conservative Fund) that illustrate the on-going costs on contributions to constituent funds of the Master Trust and the Illustrative Example (for the MPF Conservative Fund) are distributed with the Principal Brochure. Before making any investment decisions concerning MPF investments, you should ensure that you have the latest version of these documents which can be obtained from the Trustee or the Investment Manager at their addresses stated in the Principal Brochure.

Fidelity, Fidelity Investment Managers, and Fidelity Investment Managers and Globe Logo are trademarks of FIL Limited. This material is issued by FIL Investment Management (Hong Kong) Limited.

HM08/1147

Issuer: BOCI-Prudential Asset Management Limited

Important Information

• You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the fund(s) most suitable for you taking into account your circumstances.

• Please be reminded that in the event that you do not make any investment choices or if you submit an investment mandate of which the total of the allocated percentage does not equal to 100%, your contributions made and/or benefits transferred into BOC-Prudential Easy-Choice Mandatory Provident Fund Scheme will be invested into BOC-Prudential Stable Fund in accordance with the default fund arrangement as stated in member enrolment form and principal brochure section 4.4, and such fund may not necessarily be suitable for you.

• Fees and charges of a MPF conservative fund can be deducted from either (i) the assets of the fund or (ii) members’ account by way of unit deduction. The BOC-Prudential MPF Conservative Fund uses method (i) and, therefore, unit prices/ NAV/ fund performance quoted have incorporated the impact of fees and charges.

• You should not solely rely on the stand-alone marketing material to make any investment decision, please refer to the Principal Brochure of the BOC-Prudential Easy-Choice Mandatory Provident Fund Scheme for further details (including risk factors, fees and charges, and fund information).

1

Content

1. Introduction

2. Why choosing BOC-Prudential Easy-Choice Mandatory Provident Fund Scheme (the“ Scheme”)?A. Company Background & Strength

B. Special Rate

C. Fund Choices & Investment Performance

D. Support & Services

E. Enrolment Procedure2

If you believe seeking a mediumIf you believe seeking a medium--toto--long term and long term and stable return is the objective of MPF investment, stable return is the objective of MPF investment, you will focus on the portfolios and investment you will focus on the portfolios and investment managers that meet this criterion. managers that meet this criterion.

Other than returns, what factors will you also Other than returns, what factors will you also consider when choosing a MPF service provider? consider when choosing a MPF service provider? We would like to share our viewpoints with you We would like to share our viewpoints with you here.here.

1. Introduction

3

Reasonable Reasonable

Management FeeManagement Fee

Var iety of Enquiry Var iety of Enquiry

ArrangementsArrangements

Background and Background and

Strength of the Strength of the

MPF Service ProviderMPF Service Provider

Full Suppor t & Full Suppor t &

Service CommitmentService Commitment

Fund Per formanceFund Per formance

Pr ivileged OffersPr ivileged Offers

to Members to Members

By BankBy Bank

2. Why choosing BOC-Prudential Easy-Choice MPF Scheme?Selection Criteria of MPF Service Provider forSelection Criteria of MPF Service Provider for

EmployeeEmployee？？？？？？？？

4

A. Company Background & Strength

5

Bank of China Limited and Prudential plc

The solid reputation and financial strength of the BOC International and BOC(HK)

AND

The superb experience in pension fund management of Prudential

We are devoted to providing professional and quality MPF services

bring together

bring bring togethertogether

2. Why choosing BOC-Prudential Easy-Choice MPF Scheme?

6

7

Management and Administration

Trustee BOCI-Prudential Trustee Limited

Administrator BOCI-Prudential Trustee Limited

Custodian BOCI-Prudential Trustee Limited

Investment Manager BOCI-Prudential Asset Management Limited


Establishment of BOCI-Prudential Asset Management Limited October 1999

Launch of BOC-Prudential Easy-Choice Mandatory Provident Fund Scheme January 2000

Launch of BOCHK BOCI-Prudential Guaranteed Funds January 2002

Launch of AUD Guaranteed Fund March 2002

Launch of BOCHK Investment Funds Series July 2002

Open up Macau Pension Fund Business October 2002

Start providing MPF service for Civil Servant Provident Fund Scheme June 2003

Become a service provider for Government Employees MTS November 2006

Launch of NCB Investment Funds Series June 2007

Set up and listing of W.I.S.E. – CSI 300 China Tracker ® July 2007

Investment Funds provided for the NCB QDII Scheme August 2007

Investment Funds provided for the “BOCHK Bauhinia” Q DII Scheme November 2007

Set up and listing of W.I.S.E. – CSI HK 100 China Tracker TM May 2008

Set up and listing of W.I.S.E. – SSE 50 China Tracker TM April 2009


8

B. Special Rate

9

BOC-Prudential MPF Conservative Fund1%*

BOC-Prudential Bond Fund1.1%*

The remaining 8 funds1.25%*

Total Fees (per annum)

BOC-Prudential Easy-Choice MPF Scheme Fees and Charges(for The HK Polytechnic University Employees)

*The numbers are referring to the fees after rebate. For further details, please refer to Fees and Charges of MPF (The HK Polytechnic University Employees) Pamphlet. "Total Fee" indicates the maximum percentage a member would pay for investing in the relevant Fund.

10

C. Fund Choices & Investment Performance

11

Investment involves risks. Past performance is not indicative of future performance. Price of units and the income from them may go down as well as up. Please refer to the Principal Brochure of BOC-Prudential Easy-Choice MPF Scheme before making any investment decision.

The scheme information below is solely for your reference. You should not make any investment decision solely on the basis of this information.

You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the fund(s) most suitable for you taking into account your circumstances.


12

Constituent Fund Name

Risk^ Investment Portfolio

Normal Asset

Allocation

BOC-PRUDENTIAL GROWTH FUND

HIGH

Equities Bonds

Cash, time deposits, money market

or fixed income securities

70-100% 0-30%

0-20%

BOC-PRUDENTIAL

BALANCED FUND

MODERATE

TO HIGH

Equities Bonds

Cash, time deposits, money market or fixed income securities

40-80% 20-60%

0-20%

BOC-PRUDENTIAL

STABLE FUND

LOW TO

MODERATE

Equities Bonds

Cash, time deposits, money market or fixed income securities

10-50% 40-90%

0-20%

Lifestyle Funds


^This risk rating is determined by BOCI-Prudential Asset Management Limited.

13

Constituent

Fund Name Risk^

Investment

Portfolio

Normal Asset Allocation

Umbrella Unit Trust*: 60-100%

Global equity sub-fund 20-80%

Asia equity sub-fund 0-40%

BOC-PRUDENTIAL HIGH China equity sub-fund 0-30%

GLOBAL EQUITY Hong Kong equity sub-fund 0-30% FUND Japan equity sub-fund 0-30% European equity sub-fund 0-50%

Approved ITCIS 0-10%

Cash and time deposits 0-30%

BOC-PRUDENTIAL ASIA EQUITY FUND

HIGH

Umbrella Unit Trust*:

Asia equity sub-fund

Approved ITCIS Cash and time deposits

60-100%

0-10% 0-30%

Equity Funds



*Amongst the constituent funds, only BOC-Prudential MPF Conservative Fund will directly invest in permissible investments. BOC-Prudential Japan Equity Fund and BOC-Prudential Bond Fund will invest in the BOC-Prudential Unit Trust Fund, which is an umbrella unit trust consisting of eight sub-funds (the “Umbrella Unit Trust”). The remaining seven constituent funds will invest in the Umbrella Unit Trust and/or the Index-tracking Collective Investment Schemes approved by the Authority (“approved ITCIS”) and managed by the investment manager of the Scheme.

14

Constituent

Fund Name Risk^

Investment

Portfolio

Normal Asset

Allocation

BOC-PRUDENTIAL CHINA EQUITY

FUND

VERY HIGH


China equity sub-fund Approved ITCIS Cash and time deposits

60-100%

0-10% 0-30%

BOC-PRUDENTIAL HONG KONG EQUITY FUND

HIGH


Hong Kong equity sub-fund Approved ITCIS Cash and time deposits

60-100% 0-10% 0-30%

BOC-PRUDENTIAL

JAPAN EQUITY FUND HIGH


Japan equity sub-fund Cash and time deposits

70-100% 0-30%

Equity Funds




15

Constituent

Fund Name Risk^

Investment

Portfolio

Normal

Asset

Allocation

BOC-PRUDENTIAL

BOND FUND

LOW TO

MODERATE


Global bond sub-fund

Cash and time deposits

70-100%

0-30%

BOC-PRUDENTIAL

MPF CONSERVATIVE FUND

VERY LOW Deposit + debt securities 100%

Low Risk Funds^




16

30%BOC-Prudential

MPF Conservative Fund

Fund Rebalancing (Example)


10%BOC-Prudential Bond

Fund

30%BOC-Prudential Balanced

FundRe-balancing

30%BOC-PrudentialGrowth Fund

50%BOC-Prudential Stable Fund

50%BOC-Prudential MPF Conservative

Fund

Unlimited times of fund re-balancing and change of

investment mandate by members

Unlimited times of fund re-balancing and change of

investment mandate by members17

After re-balancing by members

All percentage must be an integer with a minimum of 10% per each selected fund and the total equals to 100%.


* ‘Lipper Hong Kong Fund Awards 2010’ evaluates the funds based on the performance as of 31 December 2009. You should not make any investment decision based on information contained herein. Rather, the information relating to the Lipper Fund Awards designations is only for your reference. Past performance is not indicative of future performance. For details of the awards (e.g. participation criteria and assessment methodology etc.), please refer to the website of Lipper at www.lipperweb.com/research/fund_awards.asp.

Best MPF over Three years Best MPF over Three years –– Japan EquityJapan Equity• BOC-Prudential Japan Equity Fund

Hong Kong, Best MPF Manager Hong Kong, Best MPF Manager –– 3 years 3 years • BOCI-Prudential Asset Management Limited

18

D. Support & Services

19

�Provide Scheme Pamphlet and Annual Benefit Statement to employers and employees

�Distribute Member Certificate to employees directly�Provide Fund Re-Balancing Statementafter scheme

members made changes in their investment portfolio and fund re-balancing

�BOCI-Prudential Quarterly MPF Factsheet and Newsletter

�MPF Investment Performance & Service Review Seminar

�The HK Polytechnic University MTS Administration Hotline

BiBi--Monthly seminars Monthly seminars

are offeredare offered

throughout the yearthroughout the year


20

21

Website

The HK Polytechnic

University MTS Administration

Hotline

ATM

Bank of China (HK) Internet

Banking

Contribution Enquiries ��

Account Balance Enquiries

��

Unit Fund Price Enquiries

�� N/A N/A

Change of Investment Mandate for future Contributions

�� N/A N/A

Re-balancing of existing account balances

�� N/A N/A

Forms Request �� N/A N/A


Enquiry Services and Information Update

The HK Polytechnic UniversityMTS Administration Hotline

2290 1010

The HK Polytechnic UniversityThe HK Polytechnic UniversityMTS Administration HotlineMTS Administration Hotline

2290 10102290 1010

Office HourOffice Hour

Monday Monday -- Friday: 9:00 am Friday: 9:00 am –– 7:00 pm7:00 pm

Saturday : 9:00 am Saturday : 9:00 am –– 1:00 pm1:00 pm

The HK Polytechnic UniversityMTS Fund Product Hotline

2280 8694

The HK Polytechnic UniversityThe HK Polytechnic UniversityMTS Fund Product HotlineMTS Fund Product Hotline

2280 86942280 8694


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E. Enrolment Procedure

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Provide interested members with Enrolment Kits and Application Forms

BOCI-Prudential

HR Dept.

MembersHR Dept.

Signed Member

Enrolment FormProvide Enrolment Data

Member’s Cert

Enrolment ProcedureEnrolment Procedure

MemberMember’’ s Certificate will be mailed directly s Certificate will be mailed directly to individual employeeto individual employee


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Member Enrolment Form


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Any amendments made on the selection, please kindly sign next to it.

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Documents

The University MPF Scheme Members Briefing Session University MPF Scheme Highlight of Scheme Switching Timeline (for Nov 2010): The University MPF Scheme Date Activities 20 working