FIN-B Newsletter

PKSF Bhaban, E-4/B, Agargaon, Sher-e-Bangla Nagar, Dhaka - 1207.

InM Training Centre, House# 30, Road# 03, Block: C, Monsurabad R/A, Adabor, Dhaka - 1207.

PABX: +88-02-8181066, 8181064, Fax: +88-02-58155526

E-mail: finb@inm.org.bd, Web: www.inm.org.bd/FIN-B

Institute for Inclusive Finance and Development (InM)

finimile

Volume 01 | Issue 02 | April 2019

F i n a n c e f o r A l l

The Financial Inclusion

Network-Bangladesh (FIN-B)

is working with the

Bangladesh General Insurance

Company (BGIC) in

developing the ‘Khubi Agent

Model’ for delivering

microinsurance services to the

low income customers,

especially in the rural

areas. Under the model,

microinsurance (Khudra-

Bima, Khubi) agents (e.g.

NGO-MFIs) will work with

BGIC for delivering different

microinsurance products to

the poor borrowers and rural

residents to meet emergencies

and disasters. The model will

start with two microinsurance

products: personal accident

(PA) and people’s personal

accident (PPA), and is

expected to cover other

products in phases.

Similar to the agent banking

model, the ‘Khubi-agent

model’ is a win-win-win for all

parties involved. The khubi

agents (NGO-MFIs) win since

they are able to sell a variety of

specialised insurance products

and services on behalf of

the insurance companies to

customers in rural and

remote regions and earn

income. The customers win by

getting easy access to

accredited microinsurance

services providers and meeting

emergencies; and the insurance

companies win since they are

able to increase their market

share. Acting as “proxy

insurance companies”, agents

will provide individuals and

small businesses with the

insurance services they need to

stimulate local development

and economic growth.

The

‘Khubi Agent Model’

of Microinsurance

The 3rd Steering Committee (SC) meeting of

FIN-B was held on 28 January 2019 at PKSF

Conference Room. Dr. Qazi Kholiquzzaman

Ahmad, Chairman of InM and the SC presided

over the meeting. A total of 23 members

and/or their representatives attended the

meeting. The organisations included

Bangladesh Bank (BB), Microcredit

Regulatory Authority (MRA), Bangladesh

Institute of Bank Management (BIBM),

Bangladesh General Insurance Company Ltd.

(BGIC), SME Foundation, Integrated

Development Foundation (IDF), Access to

Information (A2i) Programme, University of

Dhaka, Credit and Development Forum (CDF),

Bank Asia Limited, bKash, and Institute for

Inclusive Finance and Development (InM).

The SC discussed probable working avenues

of FIN-B and approved its work plan for 2019.

The Committee expressed their appreciation

over the publications of FIN-Biz, the half-yearly

flagship journal of FIN-B and Finimile, a

quarterly newsletter of the Network. In

addition, the SC approved the proposal of

organising the 1st FIN-B International

Financial Inclusion Conference and Inclusion

Fair 2019, to be held during 30-31 July 2019

and a FIN-B member’s collaboration meeting

in March 2019. Moreover, the Committee

approved three project proposals, to be

implemented through the leadership of FIN-B

and with the collaboration of different

organisations.

FIN-B 3rd Steering Committee Meeting

MARK THE DATES20 March, 2019--FIN-B Members’ Coordination Meeting

• Date : 20 March 2019

• Duration : 10 am—1.00 pm

• Participants : FIN-B members only

• Venue : PKSF Bhaban

• Participants : Executive Director/

CEO/ Senior Management Official of

FIN-B member organisations

Agenda: Financial Inclusion Challenges and Way Out, Collaboration Under the Platform, Research and Training opportunities on Financial Inclusion, Expectations from FIN-B Platform, Role in 1st FIN-B Conference, Modality of Inclusion Fair, etc.

FIN-B provides a platform to develop, share and disseminate knowledge and expertise in financial inclusion through stimulating exchanges, developing collaboration, and supporting its members to develop as centres of excellence in their preferred areas of inclusive finance. As a part of this activity, the first meeting with the FIN-B members has been organised on 20 March 2019.

CALLFORPAPERS1stInternationalFIN-BFinancialInclusionConferenceandInclusionFair2019The 1st FIN-B International Financial Inclusion Conference will be organised during 30-31 July 2019 with the participation of

different stakeholders (including representatives of financially excluded individuals and enterprises) and marginalised

sections of society. The knowledge acquired from different stakeholders will help innovate new pathways to promote the

financial inclusion agenda. The Conference will give significant opportunities of cross learning across the diverse audience

covering policy makers, financial experts, practitioners, academicians, and the people at large over many complex issues

and challenges facing financial inclusion for all.

The papers, selected for presentation in the conference, may be published (if necessary, in abridged form) in Fin-Biz, the

flagship journal of FIN-B.

There is much to be learned through voices from the deprived sections – what precludes them from getting financially

included and what actions and policies are needed to facilitate their access to affordable financial products and services

which will be delivered responsively and sustainably. The Conference will act as a national platform to discuss financial

inclusion challenges, identify innovative solutions, and share experiences among the representatives across all stakeholders

covering both demand and supply side issues.

ThemesofConferencePapers

•Financial Inclusion Landscape in

Bangladesh: Strength and

Weaknesses

•Bangladesh’sCurrentStateofFinancial

Inclusion: Barriers and Disparities

•Regulatory and Policy Frameworks:

Challenges and Opportunities

•Technological Innovations, Agent

Banking and Digital Financial Services

•Designing Business Models for

Financial Inclusion: Innovative

Approaches and Success Cases

•Measuring Financial Inclusion in

Bangladesh: Indicators and Data

Sources—Diversities and Complexities

•Role of FIN-B: Enhancing Relevance

and Effectiveness

KeyDates/Deadlines•ConferenceDates

30-31 July 2019

•LastDateofSubmissionofAbstract

30 April 2019

•NotificationofAbstractAcceptance

16 May 2019

•LastDateofSubmissionofFullPaper

13 June 2019

(length: 3,000 – 5,000 words)

•ConfirmationofAcceptance

27 June 2019

Venue

3D Seminar Hall, Krishibid Institute

Farmgate, Dhaka, Bangladesh.

Please visit InM website- www.inm.org.bd/fin-b/

for the detailed registration procedure.

E-mail: finb@inm.org.bd;

Phone : +88-02-8181064, +88-02-8181066

Others

Registration Fee: The registration fee for

the participants includes conference

brochure and conference meals (snacks

& Lunch)

•For FIN-B Members & Students-

Tk.1,000/- only

•ForOthers-Tk.2,000/-only

•For Foreigners- US$50/ or Tk.4,000/-

only

InclusionFairStallAllotmentFee: Stall will

be allocated among interested FIN-B

members and other organisations so that

they can promote their activities,

services and products throughout the

conference period. Please note, FIN-B

members will be given priority and

first-in-first-out (FIFO) method will be

followed to allocate stalls. The allotment

fee is Tk.15,000/- only

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